{"id":310264,"date":"2026-10-15T11:49:17","date_gmt":"2026-10-15T06:19:17","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=310264"},"modified":"2026-10-15T11:49:17","modified_gmt":"2026-10-15T06:19:17","slug":"bank-co-lending-and-wealth-management-stocks-roadmap-compass-list","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/bank-co-lending-and-wealth-management-stocks-roadmap-compass-list\/","title":{"rendered":"3 Bank, Co-Lending and Wealth Management Stocks With a Strong Future Roadmap: IDBI Bank, Paisalo Digital and Nuvama Wealth Management"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>IDBI Bank Rs 90.39, P\/E 9.57. Paisalo Digital Rs 81.71, P\/E 29.35. Nuvama Rs 1,746.90, P\/E 29.61. Closing prices of 14 Oct 2026.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">Bank, co-lending and wealth management stocks with the clearest long-term roadmaps today include IDBI Bank in retail and corporate banking with a growing deposit franchise, Paisalo Digital in small-ticket loans to underserved borrowers through a digital and co-lending model and Nuvama in wealth management for high net worth clients, asset services and capital markets businesses. FY26 revenue growth was 4.6% at IDBI Bank, 22.4% at Paisalo Digital and 11.5% at Nuvama. P\/E stands at 9.57 for IDBI Bank (industry 12.00), 29.35 for Paisalo Digital (industry 17.72) and 29.61 for Nuvama (industry 34.91). Demand cycles, input costs and valuation decide how much of that growth the market keeps paying for, so each company&#8217;s risks need equal attention.<\/p>\n<\/p><\/div>\n<p>Bank, co-lending and wealth management stocks give investors exposure to loans, co-lending and wealth services for households and businesses. Credit growth, funding costs and asset quality decide how much of that demand turns into profit.<\/p>\n<p>This list covers three bank, co-lending and wealth management stocks: IDBI Bank for retail and corporate banking with a growing deposit franchise, Paisalo Digital for small-ticket loans to underserved borrowers through a digital and co-lending model and Nuvama Wealth Management for wealth management for high net worth clients, asset services and capital markets businesses. Every figure comes from the latest reported financials and the 14 October 2026 market close. Companies without complete current figures were left out.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=bank-co-lending-and-wealth-management-stocks-roadmap-compass-list\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/bank-co-lending-and-wealth-management-stocks-roadmap-compass-list\/#What_Are_Bank_Co-Lending_and_Wealth_Management_Stocks\" title=\"What Are Bank, Co-Lending and Wealth Management Stocks?\">What Are Bank, Co-Lending and Wealth Management Stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/bank-co-lending-and-wealth-management-stocks-roadmap-compass-list\/#Bank_Co-Lending_and_Wealth_Management_Stocks_at_a_Glance\" title=\"Bank, Co-Lending and Wealth Management Stocks at a Glance\">Bank, Co-Lending and Wealth Management Stocks at a Glance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/bank-co-lending-and-wealth-management-stocks-roadmap-compass-list\/#Why_Do_Bank_Co-Lending_and_Wealth_Management_Stocks_Have_a_Strong_Roadmap_in_India\" title=\"Why Do Bank, Co-Lending and Wealth Management Stocks Have a Strong Roadmap in India?\">Why Do Bank, Co-Lending and Wealth Management Stocks Have a Strong Roadmap in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/bank-co-lending-and-wealth-management-stocks-roadmap-compass-list\/#IDBI_Bank_Retail_and_Corporate_Banking_Drive_the_Pipeline\" title=\"IDBI Bank: Retail and Corporate Banking Drive the Pipeline\">IDBI Bank: Retail and Corporate Banking Drive the Pipeline<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/bank-co-lending-and-wealth-management-stocks-roadmap-compass-list\/#Paisalo_Digital_Digital_Co-Lending_Builds_the_Next_Leg\" title=\"Paisalo Digital: Digital Co-Lending Builds the Next Leg\">Paisalo Digital: Digital Co-Lending Builds the Next Leg<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/bank-co-lending-and-wealth-management-stocks-roadmap-compass-list\/#Nuvama_Wealth_Management_Wealth_and_Asset_Services_Drive_the_Pipeline\" title=\"Nuvama Wealth Management: Wealth and Asset Services Drive the Pipeline\">Nuvama Wealth Management: Wealth and Asset Services Drive the Pipeline<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/bank-co-lending-and-wealth-management-stocks-roadmap-compass-list\/#Best_Bank_Co-Lending_and_Wealth_Management_Stocks_in_India_IDBI_Bank_vs_Paisalo_Digital_vs_Nuvama_on_Key_Financials\" title=\"Best Bank, Co-Lending and Wealth Management Stocks in India: IDBI Bank vs Paisalo Digital vs Nuvama on Key Financials\">Best Bank, Co-Lending and Wealth Management Stocks in India: IDBI Bank vs Paisalo Digital vs Nuvama on Key Financials<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/bank-co-lending-and-wealth-management-stocks-roadmap-compass-list\/#How_to_Evaluate_Bank_Co-Lending_and_Wealth_Management_Stocks_to_Buy_Before_You_Invest\" title=\"How to Evaluate Bank, Co-Lending and Wealth Management Stocks to Buy Before You Invest\">How to Evaluate Bank, Co-Lending and Wealth Management Stocks to Buy Before You Invest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/bank-co-lending-and-wealth-management-stocks-roadmap-compass-list\/#Risks_to_Consider_Before_Investing_in_Bank_Co-Lending_and_Wealth_Management_Stocks\" title=\"Risks to Consider Before Investing in Bank, Co-Lending and Wealth Management Stocks\">Risks to Consider Before Investing in Bank, Co-Lending and Wealth Management Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/bank-co-lending-and-wealth-management-stocks-roadmap-compass-list\/#Final_Take_Which_Stock_Has_the_Strongest_Roadmap\" title=\"Final Take: Which Stock Has the Strongest Roadmap?\">Final Take: Which Stock Has the Strongest Roadmap?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/bank-co-lending-and-wealth-management-stocks-roadmap-compass-list\/#FAQs_on_Bank_Co-Lending_and_Wealth_Management_Stocks\" title=\"FAQs on Bank, Co-Lending and Wealth Management Stocks\">FAQs on Bank, Co-Lending and Wealth Management Stocks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/bank-co-lending-and-wealth-management-stocks-roadmap-compass-list\/#Which_are_the_best_bank_co-lending_and_wealth_management_stocks_in_India_with_a_strong_roadmap\" title=\"Which are the best bank, co-lending and wealth management stocks in India with a strong roadmap?\">Which are the best bank, co-lending and wealth management stocks in India with a strong roadmap?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/bank-co-lending-and-wealth-management-stocks-roadmap-compass-list\/#Is_IDBI_Bank_a_good_stock_to_buy_now\" title=\"Is IDBI Bank a good stock to buy now?\">Is IDBI Bank a good stock to buy now?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/bank-co-lending-and-wealth-management-stocks-roadmap-compass-list\/#What_is_the_PE_ratio_of_IDBI_Bank_Paisalo_Digital_and_Nuvama\" title=\"What is the P\/E ratio of IDBI Bank, Paisalo Digital and Nuvama?\">What is the P\/E ratio of IDBI Bank, Paisalo Digital and Nuvama?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/bank-co-lending-and-wealth-management-stocks-roadmap-compass-list\/#Which_of_these_bank_co-lending_and_wealth_management_stocks_has_the_highest_return_on_equity\" title=\"Which of these bank, co-lending and wealth management stocks has the highest return on equity?\">Which of these bank, co-lending and wealth management stocks has the highest return on equity?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/bank-co-lending-and-wealth-management-stocks-roadmap-compass-list\/#What_are_the_risks_of_investing_in_bank_co-lending_and_wealth_management_stocks\" title=\"What are the risks of investing in bank, co-lending and wealth management stocks?\">What are the risks of investing in bank, co-lending and wealth management stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/bank-co-lending-and-wealth-management-stocks-roadmap-compass-list\/#How_did_IDBI_Bank_Paisalo_Digital_and_Nuvama_perform_in_Q1_FY27\" title=\"How did IDBI Bank, Paisalo Digital and Nuvama perform in Q1 FY27?\">How did IDBI Bank, Paisalo Digital and Nuvama perform in Q1 FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/bank-co-lending-and-wealth-management-stocks-roadmap-compass-list\/#Do_bank_co-lending_and_wealth_management_stocks_pay_dividends\" title=\"Do bank, co-lending and wealth management stocks pay dividends?\">Do bank, co-lending and wealth management stocks pay dividends?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/bank-co-lending-and-wealth-management-stocks-roadmap-compass-list\/#How_can_I_invest_in_bank_co-lending_and_wealth_management_stocks_in_India\" title=\"How can I invest in bank, co-lending and wealth management stocks in India?\">How can I invest in bank, co-lending and wealth management stocks in India?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_Bank_Co-Lending_and_Wealth_Management_Stocks\"><\/span><strong>What Are Bank, Co-Lending and Wealth Management Stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Bank, co-lending and wealth management stocks are shares of companies that lend, insure or take deposits for households and businesses. Results depend on credit growth, funding costs and asset quality, so asset quality and funding costs separate the stronger names.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bank_Co-Lending_and_Wealth_Management_Stocks_at_a_Glance\"><\/span><strong>Bank, Co-Lending and Wealth Management Stocks at a Glance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The table compares size, valuation, return on equity and debt for the three bank, co-lending and wealth management stocks as of the 14 Oct 2026 close.<\/p>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Company<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">CMP (Rs)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Market Cap (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Industry P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">ROE<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/idbi\/idbi-bank-ltd-share-price-today\">IDBI Bank<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">90.39<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">89,460<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">9.57<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.00<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">15.39%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/paisalo\/paisalo-digital-ltd-share-price-today\">Paisalo Digital<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">81.71<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">7,378<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">29.35<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.72<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">13.23%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/nuvama\/nuvama-wealth-management-ltd-share-price-today\">Nuvama Wealth Management<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1,746.90<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">32,037<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">29.61<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">34.91<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">25.26%<\/td>\n<\/tr>\n<\/table>\n<\/div>\n<p>Among banking and finance stocks, Paisalo Digital trades at a premium to the industry P\/E, while IDBI Bank and Nuvama trade at a discount.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Do_Bank_Co-Lending_and_Wealth_Management_Stocks_Have_a_Strong_Roadmap_in_India\"><\/span><strong>Why Do Bank, Co-Lending and Wealth Management Stocks Have a Strong Roadmap in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Bank, co-lending and wealth management stocks have a strong roadmap in India because rising credit demand, digital co-lending and growing wealth keep adding customers for these firms. Three drivers stand out.<\/p>\n<ul>\n<li><strong>Bank deposits:<\/strong> A growing deposit base supports lending.<\/li>\n<li><strong>Co-lending:<\/strong> Partnerships widen access to small-ticket credit.<\/li>\n<li><strong>Wealth growth:<\/strong> High net worth clients seek managed solutions.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"IDBI_Bank_Retail_and_Corporate_Banking_Drive_the_Pipeline\"><\/span><strong>IDBI Bank: Retail and Corporate Banking Drive the Pipeline<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>IDBI Bank&#8217;s roadmap rests on retail and corporate banking with a growing deposit franchise, with loan growth and a cleaner balance sheet supporting earnings.<\/p>\n<p>Revenue grew from Rs 23,235.02 crore in FY22 to Rs 35,631.19 crore in FY26, a 53.4% rise, and FY26 revenue was 4.6% higher than FY25. FY26 net profit rose 20.6% to Rs 9,236.61 crore. Over four years, net profit rose from Rs 2,557.07 crore in FY22 to Rs 9,236.61 crore. In Q1 FY27, revenue grew 1.6% to Rs 8,633.28 crore, and net profit rose 5.3% to Rs 2,130.57 crore.<\/p>\n<p>Return on equity is 15.39%. At a P\/E of 9.57 against an industry P\/E of 12.00, the stock trades below its industry multiple.<\/p>\n<p>What to watch: The P\/E of 9.57 against an industry P\/E of 12.00 leaves valuation less stretched, so the next quarters&#8217; growth is the figure to follow.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Paisalo_Digital_Digital_Co-Lending_Builds_the_Next_Leg\"><\/span><strong>Paisalo Digital: Digital Co-Lending Builds the Next Leg<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Paisalo Digital&#8217;s roadmap rests on small-ticket loans to underserved borrowers through a digital and co-lending model, with a low-ticket lending model supporting growth.<\/p>\n<p>Revenue grew from Rs 392.22 crore in FY22 to Rs 943.70 crore in FY26, a 140.6% rise, and FY26 revenue was 22.4% higher than FY25. FY26 net profit rose 18.5% to Rs 237.21 crore. Over four years, net profit rose from Rs 79.25 crore in FY22 to Rs 237.21 crore. In Q1 FY27, revenue grew 19.0% to Rs 260.29 crore, and net profit rose 30.0% to Rs 61.31 crore.<\/p>\n<p>Debt to equity is 2.43 and return on equity is 13.23%. Paisalo Digital paid a dividend of Rs 0.1 per share for FY26, a yield of 0.12%. At a P\/E of 29.35 against an industry P\/E of 17.72, the stock trades above its industry multiple.<\/p>\n<p>What to watch: The P\/E of 29.35 sits above the industry P\/E of 17.72, so earnings delivery matters for the valuation.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Nuvama_Wealth_Management_Wealth_and_Asset_Services_Drive_the_Pipeline\"><\/span><strong>Nuvama Wealth Management: Wealth and Asset Services Drive the Pipeline<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Nuvama&#8217;s roadmap rests on wealth management for high net worth clients, asset services and capital markets businesses, with growing client assets and market activity supporting revenue.<\/p>\n<p>Revenue grew from Rs 1,783.60 crore in FY22 to Rs 4,649.65 crore in FY26, a 160.7% rise, and FY26 revenue was 11.5% higher than FY25. FY26 net profit rose 5.6% to Rs 1,040.26 crore. Over four years, net profit rose from Rs 857.13 crore in FY22 to Rs 1,040.26 crore. In Q1 FY27, revenue grew 22.9% to Rs 1,381.96 crore, and net profit rose 15.8% to Rs 305.64 crore.<\/p>\n<p>Debt to equity is 2.80 and return on equity is 25.26%. Nuvama paid a dividend of Rs 27.8 per share for FY26, a yield of 1.58%. At a P\/E of 29.61 against an industry P\/E of 34.91, the stock trades below its industry multiple.<\/p>\n<p>What to watch: The P\/E of 29.61 against an industry P\/E of 34.91 leaves valuation less stretched, so the next quarters&#8217; growth is the figure to follow.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Best_Bank_Co-Lending_and_Wealth_Management_Stocks_in_India_IDBI_Bank_vs_Paisalo_Digital_vs_Nuvama_on_Key_Financials\"><\/span><strong>Best Bank, Co-Lending and Wealth Management Stocks in India: IDBI Bank vs Paisalo Digital vs Nuvama on Key Financials<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Among the best bank, co-lending and wealth management stocks in India, IDBI Bank leads on FY26 net profit growth and the lowest P\/E; Paisalo Digital leads on FY26 revenue growth and Q1 FY27 net profit growth; Nuvama leads on Q1 FY27 revenue growth and return on equity. The table puts the numbers side by side.<\/p>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Metric<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">IDBI Bank<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Paisalo Digital<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Nuvama<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 revenue (Rs Cr)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">35,631.19<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">943.70<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">4,649.65<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 revenue growth<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">4.6%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">22.4%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">11.5%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 net profit (Rs Cr)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">9,236.61<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">237.21<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1,040.26<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 net profit growth<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">20.6%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">18.5%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">5.6%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Q1 FY27 revenue growth (YoY)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1.6%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">19.0%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">22.9%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Q1 FY27 net profit growth (YoY)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">5.3%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">30.0%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">15.8%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Return on equity<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">15.39%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">13.23%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">25.26%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">P\/E ratio<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">9.57<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">29.35<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">29.61<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Dividend yield<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.00%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.12%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1.58%<\/td>\n<\/tr>\n<\/table>\n<\/div>\n<p>Financial earnings follow credit growth, funding costs and asset quality, so full-year numbers and quarterly trends together give a better view.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Evaluate_Bank_Co-Lending_and_Wealth_Management_Stocks_to_Buy_Before_You_Invest\"><\/span><strong>How to Evaluate Bank, Co-Lending and Wealth Management Stocks to Buy Before You Invest<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A short checklist keeps the research consistent when you screen bank, co-lending and wealth management stocks and shortlist bank, co-lending and wealth management stocks to buy.<\/p>\n<ol>\n<li>Compare each stock&#8217;s P\/E with its industry P\/E, which differs by company here.<\/li>\n<li>Check loan growth, asset quality and capital adequacy together.<\/li>\n<li>Check whether revenue growth is turning into profit growth, not only sales.<\/li>\n<li>Read loan growth against funding costs to see how growth is financed.<\/li>\n<li>Watch capital adequacy and asset quality before sizing a position.<\/li>\n<li>Spread exposure across companies and business lines instead of one demand cycle.<\/li>\n<\/ol>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check the Univest Screener for live data on these bank, co-lending and wealth management stocks<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Risks_to_Consider_Before_Investing_in_Bank_Co-Lending_and_Wealth_Management_Stocks\"><\/span><strong>Risks to Consider Before Investing in Bank, Co-Lending and Wealth Management Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Valuation:<\/strong> Paisalo Digital trades at 29.35 times earnings against an industry multiple of 17.72.<\/li>\n<li><strong>Asset quality:<\/strong> A rise in overdue loans can reduce profit.<\/li>\n<li><strong>Funding costs:<\/strong> Changes in borrowing costs can move spreads.<\/li>\n<li><strong>Quarterly trends:<\/strong> A single weak quarter can change near-term earnings, so track results every quarter.<\/li>\n<\/ul>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track IDBI Bank, Paisalo Digital and Nuvama live.<\/em><\/p>\n<p>Annual reports and quarterly result presentations are the most reliable places to verify the numbers quoted here, because they show segment details, management commentary and the notes behind each figure.<\/p>\n<p>Comparing a quarter with the same quarter of the previous year gives a cleaner reading than comparing it with the preceding quarter, since seasonal patterns affect many businesses in India.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Final_Take_Which_Stock_Has_the_Strongest_Roadmap\"><\/span><strong>Final Take: Which Stock Has the Strongest Roadmap?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>These three banking and finance stocks cover banking, co-lending and wealth management. IDBI Bank leads on FY26 net profit growth and the lowest P\/E; Paisalo Digital leads on FY26 revenue growth and Q1 FY27 net profit growth; Nuvama leads on Q1 FY27 revenue growth and return on equity.<\/p>\n<p>Across bank, co-lending and wealth management stocks, each roadmap still has to turn growth into steady profit, so independent research and position sizing matter. Investors should consult a SEBI-registered advisor before acting on any of the bank, co-lending and wealth management stocks to buy discussed here.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"FAQs_on_Bank_Co-Lending_and_Wealth_Management_Stocks\"><\/span><strong>FAQs on Bank, Co-Lending and Wealth Management Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Which_are_the_best_bank_co-lending_and_wealth_management_stocks_in_India_with_a_strong_roadmap\"><\/span><strong>Which are the best bank, co-lending and wealth management stocks in India with a strong roadmap?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> IDBI Bank, Paisalo Digital and Nuvama Wealth Management stand out for their roadmaps in banking, co-lending and wealth management. FY26 revenue growth was 4.6% at IDBI Bank, 22.4% at Paisalo Digital and 11.5% at Nuvama, and return on equity ranges from 13.23% to 25.26%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_IDBI_Bank_a_good_stock_to_buy_now\"><\/span><strong>Is IDBI Bank a good stock to buy now?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> IDBI Bank has a return on equity of 15.39% and a P\/E of 9.57 against an industry P\/E of 12.00. Valuation, asset quality and funding costs move results. This article is not investment advice, so consult a SEBI-registered advisor before deciding.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_PE_ratio_of_IDBI_Bank_Paisalo_Digital_and_Nuvama\"><\/span><strong>What is the P\/E ratio of IDBI Bank, Paisalo Digital and Nuvama?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The P\/E ratio is 9.57 for IDBI Bank (industry 12.00), 29.35 for Paisalo Digital (industry 17.72) and 29.61 for Nuvama (industry 34.91). Only Paisalo Digital trades at or above the industry multiple.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_of_these_bank_co-lending_and_wealth_management_stocks_has_the_highest_return_on_equity\"><\/span><strong>Which of these bank, co-lending and wealth management stocks has the highest return on equity?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Nuvama Wealth Management has the highest return on equity at 25.26%, followed by IDBI Bank at 15.39% and Paisalo Digital at 13.23%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_risks_of_investing_in_bank_co-lending_and_wealth_management_stocks\"><\/span><strong>What are the risks of investing in bank, co-lending and wealth management stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The main risks are valuation, asset quality, funding costs and quarterly trends. Paisalo Digital trades at 29.35 times earnings against an industry multiple of 17.72.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_did_IDBI_Bank_Paisalo_Digital_and_Nuvama_perform_in_Q1_FY27\"><\/span><strong>How did IDBI Bank, Paisalo Digital and Nuvama perform in Q1 FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> IDBI Bank reported revenue of Rs 8,633.28 crore, up 1.6% year on year, and net profit rose 5.3% to Rs 2,130.57 crore. Paisalo Digital reported revenue of Rs 260.29 crore, up 19.0% year on year, and net profit rose 30.0% to Rs 61.31 crore. Nuvama Wealth Management reported revenue of Rs 1,381.96 crore, up 22.9% year on year, and net profit rose 15.8% to Rs 305.64 crore.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_bank_co-lending_and_wealth_management_stocks_pay_dividends\"><\/span><strong>Do bank, co-lending and wealth management stocks pay dividends?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Paisalo Digital and Nuvama pay dividends. The dividend yield is 0.12% for Paisalo Digital and 1.58% for Nuvama, based on dividends declared for FY26.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_can_I_invest_in_bank_co-lending_and_wealth_management_stocks_in_India\"><\/span><strong>How can I invest in bank, co-lending and wealth management stocks in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> You can buy bank, co-lending and wealth management stocks through a demat and trading account on NSE or BSE after checking each company&#8217;s financials, margins and valuation. The Univest Screener lets you compare fundamentals before placing an order. Investments in securities are subject to market risk, so consider your risk profile first.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Which are the best bank, co-lending and wealth management stocks in India with a strong roadmap?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"IDBI Bank, Paisalo Digital and Nuvama Wealth Management stand out for their roadmaps in banking, co-lending and wealth management. FY26 revenue growth was 4.6% at IDBI Bank, 22.4% at Paisalo Digital and 11.5% at Nuvama, and return on equity ranges from 13.23% to 25.26%.\"}},{\"@type\":\"Question\",\"name\":\"Is IDBI Bank a good stock to buy now?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"IDBI Bank has a return on equity of 15.39% and a P\/E of 9.57 against an industry P\/E of 12.00. Valuation, asset quality and funding costs move results. 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The dividend yield is 0.12% for Paisalo Digital and 1.58% for Nuvama, based on dividends declared for FY26.\"}},{\"@type\":\"Question\",\"name\":\"How can I invest in bank, co-lending and wealth management stocks in India?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can buy bank, co-lending and wealth management stocks through a demat and trading account on NSE or BSE after checking each company's financials, margins and valuation. The Univest Screener lets you compare fundamentals before placing an order. Investments in securities are subject to market risk, so consider your risk profile first.\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>IDBI Bank, Paisalo Digital and Nuvama Wealth Management compared on growth, margins, debt and valuation, with the roadmap and risks investors should track.<\/p>\n","protected":false},"author":29,"featured_media":310263,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[845],"tags":[12407,12408,12409,11257,10584,11074],"class_list":["post-310264","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-best-stocks","tag-bank","tag-co-lending-and-wealth-management-stocks","tag-co-lending-and-wealth-management-stocks-to-buy","tag-idbi-bank","tag-nuvama-wealth-management","tag-paisalo-digital"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["310263"],"rank_math_title":["Bank, Co-Lending and Wealth Management Stocks"],"rank_math_description":["Bank, co-lending and wealth management stocks with a strong roadmap: IDBI Bank, Paisalo Digital and Nuvama compared on growth, margins, valuation and risks."],"rank_math_focus_keyword":["bank, co-lending and wealth management stocks"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/10\/3-bank-co-lending-and-wealth-management-stocks-with-a-strong-future-roadmap-idbi.webp","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/310264","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/29"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=310264"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/310264\/revisions"}],"predecessor-version":[{"id":310266,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/310264\/revisions\/310266"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/310263"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=310264"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=310264"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=310264"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}