{"id":310226,"date":"2026-10-15T11:46:00","date_gmt":"2026-10-15T06:16:00","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=310226"},"modified":"2026-10-15T11:46:00","modified_gmt":"2026-10-15T06:16:00","slug":"digital-first-bank-housing-lender-and-life-insurance-leader-stocks-roadmap-compass-list","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/digital-first-bank-housing-lender-and-life-insurance-leader-stocks-roadmap-compass-list\/","title":{"rendered":"3 Digital-First Bank, Housing Lender and Life Insurance Leader Stocks With a Strong Future Roadmap: ICICI Bank, Aadhar Housing Finance and Life Insurance Corporation of India"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>ICICI Bank Rs 1,338.60, P\/E 16.27. Aadhar Housing Finance Rs 441.75, P\/E 17.33. LIC Rs 394.00, P\/E 7.99. Closing prices of 14 Oct 2026.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">Digital-first bank, housing lender and life insurance leader stocks with the clearest long-term roadmaps today include ICICI Bank in retail, business and corporate banking supported by a strong digital platform, Aadhar Housing Finance in affordable home loans to low and middle income households, mostly in smaller cities and LIC in life insurance and annuity products sold through the largest agent network in India. FY26 revenue growth was 6.0% at ICICI Bank, 18.6% at Aadhar Housing Finance and 10.2% at LIC. P\/E stands at 16.27 for ICICI Bank (industry 12.00), 17.33 for Aadhar Housing Finance (industry 17.72) and 7.99 for LIC (industry 10.30). Demand cycles, input costs and valuation decide how much of that growth the market keeps paying for, so each company&#8217;s risks need equal attention.<\/p>\n<\/p><\/div>\n<p>Digital-first bank, housing lender and life insurance leader stocks give investors exposure to banking, home loans and life cover for households. Credit growth, funding costs and asset quality decide how much of that demand turns into profit.<\/p>\n<p>This list covers three digital-first bank, housing lender and life insurance leader stocks: ICICI Bank for retail, business and corporate banking supported by a strong digital platform, Aadhar Housing Finance for affordable home loans to low and middle income households, mostly in smaller cities and Life Insurance Corporation of India for life insurance and annuity products sold through the largest agent network in India. Every figure comes from the latest reported financials and the 14 October 2026 market close. Companies without complete current figures were left out.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=digital-first-bank-housing-lender-and-life-insurance-leader-stocks-roadmap-compass-list\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/digital-first-bank-housing-lender-and-life-insurance-leader-stocks-roadmap-compass-list\/#What_Are_Digital-First_Bank_Housing_Lender_and_Life_Insurance_Leader_Stocks\" title=\"What Are Digital-First Bank, Housing Lender and Life Insurance Leader Stocks?\">What Are Digital-First Bank, Housing Lender and Life Insurance Leader Stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/digital-first-bank-housing-lender-and-life-insurance-leader-stocks-roadmap-compass-list\/#Digital-First_Bank_Housing_Lender_and_Life_Insurance_Leader_Stocks_at_a_Glance\" title=\"Digital-First Bank, Housing Lender and Life Insurance Leader Stocks at a Glance\">Digital-First Bank, Housing Lender and Life Insurance Leader Stocks at a Glance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/digital-first-bank-housing-lender-and-life-insurance-leader-stocks-roadmap-compass-list\/#Why_Do_Digital-First_Bank_Housing_Lender_and_Life_Insurance_Leader_Stocks_Have_a_Strong_Roadmap_in_India\" title=\"Why Do Digital-First Bank, Housing Lender and Life Insurance Leader Stocks Have a Strong Roadmap in India?\">Why Do Digital-First Bank, Housing Lender and Life Insurance Leader Stocks Have a Strong Roadmap in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/digital-first-bank-housing-lender-and-life-insurance-leader-stocks-roadmap-compass-list\/#ICICI_Bank_Retail_Banking_and_Digital_Reach_Drive_the_Pipeline\" title=\"ICICI Bank: Retail Banking and Digital Reach Drive the Pipeline\">ICICI Bank: Retail Banking and Digital Reach Drive the Pipeline<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/digital-first-bank-housing-lender-and-life-insurance-leader-stocks-roadmap-compass-list\/#Aadhar_Housing_Finance_Affordable_Housing_Loans_Build_the_Next_Leg\" title=\"Aadhar Housing Finance: Affordable Housing Loans Build the Next Leg\">Aadhar Housing Finance: Affordable Housing Loans Build the Next Leg<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/digital-first-bank-housing-lender-and-life-insurance-leader-stocks-roadmap-compass-list\/#Life_Insurance_Corporation_of_India_A_Vast_Policyholder_Base_Anchors_the_Roadmap\" title=\"Life Insurance Corporation of India: A Vast Policyholder Base Anchors the Roadmap\">Life Insurance Corporation of India: A Vast Policyholder Base Anchors the Roadmap<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/digital-first-bank-housing-lender-and-life-insurance-leader-stocks-roadmap-compass-list\/#Best_Digital-First_Bank_Housing_Lender_and_Life_Insurance_Leader_Stocks_in_India_ICICI_Bank_vs_Aadhar_Housing_Finance_vs_LIC_on_Key_Financials\" title=\"Best Digital-First Bank, Housing Lender and Life Insurance Leader Stocks in India: ICICI Bank vs Aadhar Housing Finance vs LIC on Key Financials\">Best Digital-First Bank, Housing Lender and Life Insurance Leader Stocks in India: ICICI Bank vs Aadhar Housing Finance vs LIC on Key Financials<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/digital-first-bank-housing-lender-and-life-insurance-leader-stocks-roadmap-compass-list\/#How_to_Evaluate_Digital-First_Bank_Housing_Lender_and_Life_Insurance_Leader_Stocks_to_Buy_Before_You_Invest\" title=\"How to Evaluate Digital-First Bank, Housing Lender and Life Insurance Leader Stocks to Buy Before You Invest\">How to Evaluate Digital-First Bank, Housing Lender and Life Insurance Leader Stocks to Buy Before You Invest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/digital-first-bank-housing-lender-and-life-insurance-leader-stocks-roadmap-compass-list\/#Risks_to_Consider_Before_Investing_in_Digital-First_Bank_Housing_Lender_and_Life_Insurance_Leader_Stocks\" title=\"Risks to Consider Before Investing in Digital-First Bank, Housing Lender and Life Insurance Leader Stocks\">Risks to Consider Before Investing in Digital-First Bank, Housing Lender and Life Insurance Leader Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/digital-first-bank-housing-lender-and-life-insurance-leader-stocks-roadmap-compass-list\/#Final_Take_Which_Stock_Has_the_Strongest_Roadmap\" title=\"Final Take: Which Stock Has the Strongest Roadmap?\">Final Take: Which Stock Has the Strongest Roadmap?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/digital-first-bank-housing-lender-and-life-insurance-leader-stocks-roadmap-compass-list\/#FAQs_on_Digital-First_Bank_Housing_Lender_and_Life_Insurance_Leader_Stocks\" title=\"FAQs on Digital-First Bank, Housing Lender and Life Insurance Leader Stocks\">FAQs on Digital-First Bank, Housing Lender and Life Insurance Leader Stocks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/digital-first-bank-housing-lender-and-life-insurance-leader-stocks-roadmap-compass-list\/#Which_are_the_best_digital-first_bank_housing_lender_and_life_insurance_leader_stocks_in_India_with_a_strong_roadmap\" title=\"Which are the best digital-first bank, housing lender and life insurance leader stocks in India with a strong roadmap?\">Which are the best digital-first bank, housing lender and life insurance leader stocks in India with a strong roadmap?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/digital-first-bank-housing-lender-and-life-insurance-leader-stocks-roadmap-compass-list\/#Is_ICICI_Bank_a_good_stock_to_buy_now\" title=\"Is ICICI Bank a good stock to buy now?\">Is ICICI Bank a good stock to buy now?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/digital-first-bank-housing-lender-and-life-insurance-leader-stocks-roadmap-compass-list\/#What_is_the_PE_ratio_of_ICICI_Bank_Aadhar_Housing_Finance_and_LIC\" title=\"What is the P\/E ratio of ICICI Bank, Aadhar Housing Finance and LIC?\">What is the P\/E ratio of ICICI Bank, Aadhar Housing Finance and LIC?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/digital-first-bank-housing-lender-and-life-insurance-leader-stocks-roadmap-compass-list\/#Which_of_these_digital-first_bank_housing_lender_and_life_insurance_leader_stocks_has_the_highest_return_on_equity\" title=\"Which of these digital-first bank, housing lender and life insurance leader stocks has the highest return on equity?\">Which of these digital-first bank, housing lender and life insurance leader stocks has the highest return on equity?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/digital-first-bank-housing-lender-and-life-insurance-leader-stocks-roadmap-compass-list\/#What_are_the_risks_of_investing_in_digital-first_bank_housing_lender_and_life_insurance_leader_stocks\" title=\"What are the risks of investing in digital-first bank, housing lender and life insurance leader stocks?\">What are the risks of investing in digital-first bank, housing lender and life insurance leader stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/digital-first-bank-housing-lender-and-life-insurance-leader-stocks-roadmap-compass-list\/#How_did_ICICI_Bank_Aadhar_Housing_Finance_and_LIC_perform_in_Q1_FY27\" title=\"How did ICICI Bank, Aadhar Housing Finance and LIC perform in Q1 FY27?\">How did ICICI Bank, Aadhar Housing Finance and LIC perform in Q1 FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/digital-first-bank-housing-lender-and-life-insurance-leader-stocks-roadmap-compass-list\/#Do_digital-first_bank_housing_lender_and_life_insurance_leader_stocks_pay_dividends\" title=\"Do digital-first bank, housing lender and life insurance leader stocks pay dividends?\">Do digital-first bank, housing lender and life insurance leader stocks pay dividends?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/digital-first-bank-housing-lender-and-life-insurance-leader-stocks-roadmap-compass-list\/#How_can_I_invest_in_digital-first_bank_housing_lender_and_life_insurance_leader_stocks_in_India\" title=\"How can I invest in digital-first bank, housing lender and life insurance leader stocks in India?\">How can I invest in digital-first bank, housing lender and life insurance leader stocks in India?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_Digital-First_Bank_Housing_Lender_and_Life_Insurance_Leader_Stocks\"><\/span><strong>What Are Digital-First Bank, Housing Lender and Life Insurance Leader Stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Digital-first bank, housing lender and life insurance leader stocks are shares of companies that lend, insure or take deposits for households and businesses. Results depend on credit growth, funding costs and asset quality, so asset quality and funding costs separate the stronger names.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Digital-First_Bank_Housing_Lender_and_Life_Insurance_Leader_Stocks_at_a_Glance\"><\/span><strong>Digital-First Bank, Housing Lender and Life Insurance Leader Stocks at a Glance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The table compares size, valuation, return on equity and debt for the three digital-first bank, housing lender and life insurance leader stocks as of the 14 Oct 2026 close.<\/p>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Company<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">CMP (Rs)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Market Cap (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Industry P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">ROE<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/icicibank\/icici-bank-ltd-share-price-today\">ICICI Bank<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1,338.60<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">972,030<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">16.27<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.00<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">15.00%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/aadharhfc\/aadhar-housing-finance-ltd-share-price-today\">Aadhar Housing Finance<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">441.75<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">19,778<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.33<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.72<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">14.53%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/lici\/life-insurance-corporation-of-india-share-price-today\">Life Insurance Corporation of India<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">394.00<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">480,067<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">7.99<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">10.30<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">32.53%<\/td>\n<\/tr>\n<\/table>\n<\/div>\n<p>Among banking and finance stocks, ICICI Bank trades at a premium to the industry P\/E, while Aadhar Housing Finance and LIC trade at a discount.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Do_Digital-First_Bank_Housing_Lender_and_Life_Insurance_Leader_Stocks_Have_a_Strong_Roadmap_in_India\"><\/span><strong>Why Do Digital-First Bank, Housing Lender and Life Insurance Leader Stocks Have a Strong Roadmap in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Digital-first bank, housing lender and life insurance leader stocks have a strong roadmap in India because rising credit demand, home ownership in smaller cities and growing life cover keep adding customers for these firms. Three drivers stand out.<\/p>\n<ul>\n<li><strong>Digital banking:<\/strong> Customers shift routine banking to apps.<\/li>\n<li><strong>Affordable housing:<\/strong> Smaller city families seek formal home loans.<\/li>\n<li><strong>Life cover:<\/strong> Rising awareness lifts protection and savings policies.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"ICICI_Bank_Retail_Banking_and_Digital_Reach_Drive_the_Pipeline\"><\/span><strong>ICICI Bank: Retail Banking and Digital Reach Drive the Pipeline<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>ICICI Bank&#8217;s roadmap rests on retail, business and corporate banking supported by a strong digital platform, with a diversified loan book and a growing deposit base supporting growth.<\/p>\n<p>Revenue grew from Rs 157,536.32 crore in FY22 to Rs 312,118.36 crore in FY26, a 98.1% rise, and FY26 revenue was 6.0% higher than FY25. FY26 net profit rose 6.0% to Rs 57,673.39 crore. Over four years, net profit rose from Rs 25,783.83 crore in FY22 to Rs 57,673.39 crore. In Q1 FY27, revenue grew 6.9% to Rs 79,689.22 crore, and net profit rose 12.6% to Rs 16,209.74 crore.<\/p>\n<p>Return on equity is 15.00%. ICICI Bank paid a dividend of Rs 12 per share for FY26, a yield of 0.88%. At a P\/E of 16.27 against an industry P\/E of 12.00, the stock trades above its industry multiple.<\/p>\n<p>What to watch: The P\/E of 16.27 sits above the industry P\/E of 12.00, so earnings delivery matters for the valuation.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Aadhar_Housing_Finance_Affordable_Housing_Loans_Build_the_Next_Leg\"><\/span><strong>Aadhar Housing Finance: Affordable Housing Loans Build the Next Leg<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Aadhar Housing Finance&#8217;s roadmap rests on affordable home loans to low and middle income households, mostly in smaller cities, with rising home ownership supporting loan demand.<\/p>\n<p>Revenue grew from Rs 1,728.56 crore in FY22 to Rs 3,686.88 crore in FY26, a 113.3% rise, and FY26 revenue was 18.6% higher than FY25. FY26 net profit rose 20.2% to Rs 1,095.88 crore. Over four years, net profit rose from Rs 444.85 crore in FY22 to Rs 1,095.88 crore. In Q1 FY27, revenue grew 17.1% to Rs 997.19 crore, and net profit rose 19.0% to Rs 282.36 crore.<\/p>\n<p>Debt to equity is 2.49 and return on equity is 14.53%. At a P\/E of 17.33 against an industry P\/E of 17.72, the stock trades below its industry multiple.<\/p>\n<p>What to watch: The P\/E of 17.33 against an industry P\/E of 17.72 leaves valuation less stretched, so the next quarters&#8217; growth is the figure to follow.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Life_Insurance_Corporation_of_India_A_Vast_Policyholder_Base_Anchors_the_Roadmap\"><\/span><strong>Life Insurance Corporation of India: A Vast Policyholder Base Anchors the Roadmap<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>LIC&#8217;s roadmap rests on life insurance and annuity products sold through the largest agent network in India, with a vast policyholder base supporting premium income.<\/p>\n<p>Revenue grew from Rs 728,945.50 crore in FY22 to Rs 990,211.25 crore in FY26, a 35.8% rise, and FY26 revenue was 10.2% higher than FY25. FY26 net profit rose 18.9% to Rs 57,453.15 crore. In Q1 FY27, revenue grew 7.0% to Rs 241,166.45 crore, and net profit rose 24.0% to Rs 13,584.25 crore.<\/p>\n<p>Return on equity is 32.53%. LIC paid a dividend of Rs 10 per share for FY26, a yield of 1.32%. At a P\/E of 7.99 against an industry P\/E of 10.30, the stock trades below its industry multiple.<\/p>\n<p>What to watch: The P\/E of 7.99 against an industry P\/E of 10.30 leaves valuation less stretched, so the next quarters&#8217; growth is the figure to follow.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Best_Digital-First_Bank_Housing_Lender_and_Life_Insurance_Leader_Stocks_in_India_ICICI_Bank_vs_Aadhar_Housing_Finance_vs_LIC_on_Key_Financials\"><\/span><strong>Best Digital-First Bank, Housing Lender and Life Insurance Leader Stocks in India: ICICI Bank vs Aadhar Housing Finance vs LIC on Key Financials<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Among the best digital-first bank, housing lender and life insurance leader stocks in India, ICICI Bank ranks second on return on equity and the lowest P\/E; Aadhar Housing Finance leads on FY26 revenue growth and Q1 FY27 revenue growth; LIC leads on Q1 FY27 net profit growth and return on equity. The table puts the numbers side by side.<\/p>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Metric<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">ICICI Bank<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Aadhar Housing Finance<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">LIC<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 revenue (Rs Cr)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">312,118.36<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">3,686.88<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">990,211.25<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 revenue growth<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">6.0%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">18.6%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">10.2%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 net profit (Rs Cr)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">57,673.39<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1,095.88<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">57,453.15<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 net profit growth<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">6.0%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">20.2%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">18.9%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Q1 FY27 revenue growth (YoY)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">6.9%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.1%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">7.0%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Q1 FY27 net profit growth (YoY)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.6%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">19.0%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">24.0%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Return on equity<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">15.00%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">14.53%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">32.53%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">P\/E ratio<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">16.27<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.33<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">7.99<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Dividend yield<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.88%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.00%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1.32%<\/td>\n<\/tr>\n<\/table>\n<\/div>\n<p>Financial earnings follow credit growth, funding costs and asset quality, so full-year numbers and quarterly trends together give a better view.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Evaluate_Digital-First_Bank_Housing_Lender_and_Life_Insurance_Leader_Stocks_to_Buy_Before_You_Invest\"><\/span><strong>How to Evaluate Digital-First Bank, Housing Lender and Life Insurance Leader Stocks to Buy Before You Invest<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A short checklist keeps the research consistent when you screen digital-first bank, housing lender and life insurance leader stocks and shortlist digital-first bank, housing lender and life insurance leader stocks to buy.<\/p>\n<ol>\n<li>Compare each stock&#8217;s P\/E with its industry P\/E, which differs by company here.<\/li>\n<li>Check loan growth, asset quality and capital adequacy together.<\/li>\n<li>Check whether revenue growth is turning into profit growth, not only sales.<\/li>\n<li>Read loan growth against funding costs to see how growth is financed.<\/li>\n<li>Watch capital adequacy and asset quality before sizing a position.<\/li>\n<li>Spread exposure across companies and business lines instead of one demand cycle.<\/li>\n<\/ol>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check the Univest Screener for live data on these digital-first bank, housing lender and life insurance leader stocks<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Risks_to_Consider_Before_Investing_in_Digital-First_Bank_Housing_Lender_and_Life_Insurance_Leader_Stocks\"><\/span><strong>Risks to Consider Before Investing in Digital-First Bank, Housing Lender and Life Insurance Leader Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Asset quality:<\/strong> A rise in overdue loans can reduce profit.<\/li>\n<li><strong>Funding costs:<\/strong> Changes in borrowing costs can move spreads.<\/li>\n<li><strong>Quarterly trends:<\/strong> A single weak quarter can change near-term earnings, so track results every quarter.<\/li>\n<\/ul>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track ICICI Bank, Aadhar Housing Finance and LIC live.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Final_Take_Which_Stock_Has_the_Strongest_Roadmap\"><\/span><strong>Final Take: Which Stock Has the Strongest Roadmap?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>These three banking and finance stocks cover a digital-first bank, affordable housing and life insurance. ICICI Bank ranks second on return on equity and the lowest P\/E; Aadhar Housing Finance leads on FY26 revenue growth and Q1 FY27 revenue growth; LIC leads on Q1 FY27 net profit growth and return on equity.<\/p>\n<p>Across digital-first bank, housing lender and life insurance leader stocks, each roadmap still has to turn growth into steady profit, so independent research and position sizing matter. Investors should consult a SEBI-registered advisor before acting on any of the digital-first bank, housing lender and life insurance leader stocks to buy discussed here.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"FAQs_on_Digital-First_Bank_Housing_Lender_and_Life_Insurance_Leader_Stocks\"><\/span><strong>FAQs on Digital-First Bank, Housing Lender and Life Insurance Leader Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Which_are_the_best_digital-first_bank_housing_lender_and_life_insurance_leader_stocks_in_India_with_a_strong_roadmap\"><\/span><strong>Which are the best digital-first bank, housing lender and life insurance leader stocks in India with a strong roadmap?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> ICICI Bank, Aadhar Housing Finance and Life Insurance Corporation of India stand out for their roadmaps in a digital-first bank, affordable housing and life insurance. FY26 revenue growth was 6.0% at ICICI Bank, 18.6% at Aadhar Housing Finance and 10.2% at LIC, and return on equity ranges from 14.53% to 32.53%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_ICICI_Bank_a_good_stock_to_buy_now\"><\/span><strong>Is ICICI Bank a good stock to buy now?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> ICICI Bank has a return on equity of 15.00% and a P\/E of 16.27 against an industry P\/E of 12.00. Valuation, asset quality and funding costs move results. This article is not investment advice, so consult a SEBI-registered advisor before deciding.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_PE_ratio_of_ICICI_Bank_Aadhar_Housing_Finance_and_LIC\"><\/span><strong>What is the P\/E ratio of ICICI Bank, Aadhar Housing Finance and LIC?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The P\/E ratio is 16.27 for ICICI Bank (industry 12.00), 17.33 for Aadhar Housing Finance (industry 17.72) and 7.99 for LIC (industry 10.30). Only ICICI Bank trades at or above the industry multiple.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_of_these_digital-first_bank_housing_lender_and_life_insurance_leader_stocks_has_the_highest_return_on_equity\"><\/span><strong>Which of these digital-first bank, housing lender and life insurance leader stocks has the highest return on equity?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Life Insurance Corporation of India has the highest return on equity at 32.53%, followed by ICICI Bank at 15.00% and Aadhar Housing Finance at 14.53%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_risks_of_investing_in_digital-first_bank_housing_lender_and_life_insurance_leader_stocks\"><\/span><strong>What are the risks of investing in digital-first bank, housing lender and life insurance leader stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The main risks are asset quality, funding costs and quarterly trends. A rise in overdue loans can reduce profit.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_did_ICICI_Bank_Aadhar_Housing_Finance_and_LIC_perform_in_Q1_FY27\"><\/span><strong>How did ICICI Bank, Aadhar Housing Finance and LIC perform in Q1 FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> ICICI Bank reported revenue of Rs 79,689.22 crore, up 6.9% year on year, and net profit rose 12.6% to Rs 16,209.74 crore. Aadhar Housing Finance reported revenue of Rs 997.19 crore, up 17.1% year on year, and net profit rose 19.0% to Rs 282.36 crore. Life Insurance Corporation of India reported revenue of Rs 241,166.45 crore, up 7.0% year on year, and net profit rose 24.0% to Rs 13,584.25 crore.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_digital-first_bank_housing_lender_and_life_insurance_leader_stocks_pay_dividends\"><\/span><strong>Do digital-first bank, housing lender and life insurance leader stocks pay dividends?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> ICICI Bank and LIC pay dividends. The dividend yield is 0.88% for ICICI Bank and 1.32% for LIC, based on dividends declared for FY26.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_can_I_invest_in_digital-first_bank_housing_lender_and_life_insurance_leader_stocks_in_India\"><\/span><strong>How can I invest in digital-first bank, housing lender and life insurance leader stocks in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> You can buy digital-first bank, housing lender and life insurance leader stocks through a demat and trading account on NSE or BSE after checking each company&#8217;s financials, margins and valuation. The Univest Screener lets you compare fundamentals before placing an order. Investments in securities are subject to market risk, so consider your risk profile first.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Which are the best digital-first bank, housing lender and life insurance leader stocks in India with a strong roadmap?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"ICICI Bank, Aadhar Housing Finance and Life Insurance Corporation of India stand out for their roadmaps in a digital-first bank, affordable housing and life insurance. FY26 revenue growth was 6.0% at ICICI Bank, 18.6% at Aadhar Housing Finance and 10.2% at LIC, and return on equity ranges from 14.53% to 32.53%.\"}},{\"@type\":\"Question\",\"name\":\"Is ICICI Bank a good stock to buy now?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"ICICI Bank has a return on equity of 15.00% and a P\/E of 16.27 against an industry P\/E of 12.00. Valuation, asset quality and funding costs move results. This article is not investment advice, so consult a SEBI-registered advisor before deciding.\"}},{\"@type\":\"Question\",\"name\":\"What is the P\/E ratio of ICICI Bank, Aadhar Housing Finance and LIC?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The P\/E ratio is 16.27 for ICICI Bank (industry 12.00), 17.33 for Aadhar Housing Finance (industry 17.72) and 7.99 for LIC (industry 10.30). Only ICICI Bank trades at or above the industry multiple.\"}},{\"@type\":\"Question\",\"name\":\"Which of these digital-first bank, housing lender and life insurance leader stocks has the highest return on equity?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Life Insurance Corporation of India has the highest return on equity at 32.53%, followed by ICICI Bank at 15.00% and Aadhar Housing Finance at 14.53%.\"}},{\"@type\":\"Question\",\"name\":\"What are the risks of investing in digital-first bank, housing lender and life insurance leader stocks?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The main risks are asset quality, funding costs and quarterly trends. A rise in overdue loans can reduce profit.\"}},{\"@type\":\"Question\",\"name\":\"How did ICICI Bank, Aadhar Housing Finance and LIC perform in Q1 FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"ICICI Bank reported revenue of Rs 79,689.22 crore, up 6.9% year on year, and net profit rose 12.6% to Rs 16,209.74 crore. Aadhar Housing Finance reported revenue of Rs 997.19 crore, up 17.1% year on year, and net profit rose 19.0% to Rs 282.36 crore. Life Insurance Corporation of India reported revenue of Rs 241,166.45 crore, up 7.0% year on year, and net profit rose 24.0% to Rs 13,584.25 crore.\"}},{\"@type\":\"Question\",\"name\":\"Do digital-first bank, housing lender and life insurance leader stocks pay dividends?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"ICICI Bank and LIC pay dividends. The dividend yield is 0.88% for ICICI Bank and 1.32% for LIC, based on dividends declared for FY26.\"}},{\"@type\":\"Question\",\"name\":\"How can I invest in digital-first bank, housing lender and life insurance leader stocks in India?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can buy digital-first bank, housing lender and life insurance leader stocks through a demat and trading account on NSE or BSE after checking each company's financials, margins and valuation. The Univest Screener lets you compare fundamentals before placing an order. Investments in securities are subject to market risk, so consider your risk profile first.\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>ICICI Bank, Aadhar Housing Finance and Life Insurance Corporation of India compared on growth, margins, debt and valuation, with the roadmap and risks investors should track.<\/p>\n","protected":false},"author":38,"featured_media":310225,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[845],"tags":[10948,12387,12388,12389,1252,10960],"class_list":["post-310226","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-best-stocks","tag-aadhar-housing-finance","tag-digital-first-bank","tag-housing-lender-and-life-insurance-leader-stocks","tag-housing-lender-and-life-insurance-leader-stocks-to-buy","tag-icici-bank","tag-life-insurance-corporation-of-india"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["310225"],"rank_math_title":["Digital-First Bank, Housing Lender and Life Insurer Stocks"],"rank_math_description":["Digital-first bank, housing lender and life insurance leader stocks with a strong roadmap compared on growth, margins, valuation and risks."],"rank_math_focus_keyword":["digital-first bank, housing lender and life insurance leader stocks"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/10\/3-digital-first-bank-housing-lender-and-life-insurance-leader-stocks-with-a.webp","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/310226","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/38"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=310226"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/310226\/revisions"}],"predecessor-version":[{"id":310227,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/310226\/revisions\/310227"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/310225"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=310226"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=310226"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=310226"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}