{"id":306921,"date":"2026-10-14T10:30:16","date_gmt":"2026-10-14T05:00:16","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=306921"},"modified":"2026-10-14T10:30:16","modified_gmt":"2026-10-14T05:00:16","slug":"kerala-private-kashmir-and-maharashtra-bank-stocks-future-edge-watchlist","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/kerala-private-kashmir-and-maharashtra-bank-stocks-future-edge-watchlist\/","title":{"rendered":"3 Kerala Private, Kashmir and Maharashtra Bank Stocks With a Strong Future Roadmap: Federal Bank, Jammu &#038; Kashmir Bank and Bank of Maharashtra"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>Federal Bank Rs 329.50, P\/E 16.38. J&amp;K Bank Rs 139.17, P\/E 6.48. Bank of Maharashtra Rs 83.74, P\/E 8.37. Closing prices of 13 Oct 2026.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">Kerala private, Kashmir and Maharashtra bank stocks with the clearest long-term roadmaps today include Federal Bank in retail, MSME and NRI-linked banking from Kerala, J&amp;K Bank in retail, MSME and government-linked banking anchored in Jammu and Kashmir and Bank of Maharashtra in retail, MSME and agriculture lending with a strong base in Maharashtra. FY26 revenue growth was 7.0% at Federal Bank, 3.1% at J&amp;K Bank and 15.6% at Bank of Maharashtra. P\/E stands at 16.38 for Federal Bank (industry 12.00), 6.48 for J&amp;K Bank (industry 12.00) and 8.37 for Bank of Maharashtra (industry 12.00). Demand cycles, input costs and valuation decide how much of that growth the market keeps paying for, so each company&#8217;s risks need equal attention.<\/p>\n<\/p><\/div>\n<p>Kerala private, Kashmir and Maharashtra bank stocks give investors exposure to deposits and loans for households, small firms and farmers. Deposit costs, credit growth and asset quality decide how much of that reach turns into profit.<\/p>\n<p>This list covers three Kerala private, Kashmir and Maharashtra bank stocks: Federal Bank for retail, MSME and NRI-linked banking from Kerala, Jammu &amp; Kashmir Bank for retail, MSME and government-linked banking anchored in Jammu and Kashmir and Bank of Maharashtra for retail, MSME and agriculture lending with a strong base in Maharashtra. Every figure comes from the latest reported financials and the 13 October 2026 market close. Companies without complete current figures were left out.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=kerala-private-kashmir-and-maharashtra-bank-stocks-future-edge-watchlist\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/kerala-private-kashmir-and-maharashtra-bank-stocks-future-edge-watchlist\/#What_Are_Kerala_Private_Kashmir_and_Maharashtra_Bank_Stocks\" title=\"What Are Kerala Private, Kashmir and Maharashtra Bank Stocks?\">What Are Kerala Private, Kashmir and Maharashtra Bank Stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/kerala-private-kashmir-and-maharashtra-bank-stocks-future-edge-watchlist\/#Kerala_Private_Kashmir_and_Maharashtra_Bank_Stocks_at_a_Glance\" title=\"Kerala Private, Kashmir and Maharashtra Bank Stocks at a Glance\">Kerala Private, Kashmir and Maharashtra Bank Stocks at a Glance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/kerala-private-kashmir-and-maharashtra-bank-stocks-future-edge-watchlist\/#Why_Do_Kerala_Private_Kashmir_and_Maharashtra_Bank_Stocks_Have_a_Strong_Roadmap_in_India\" title=\"Why Do Kerala Private, Kashmir and Maharashtra Bank Stocks Have a Strong Roadmap in India?\">Why Do Kerala Private, Kashmir and Maharashtra Bank Stocks Have a Strong Roadmap in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/kerala-private-kashmir-and-maharashtra-bank-stocks-future-edge-watchlist\/#Federal_Bank_NRI_and_Retail_Banking_Anchor_the_Roadmap\" title=\"Federal Bank: NRI and Retail Banking Anchor the Roadmap\">Federal Bank: NRI and Retail Banking Anchor the Roadmap<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/kerala-private-kashmir-and-maharashtra-bank-stocks-future-edge-watchlist\/#Jammu_Kashmir_Bank_Regional_Deposit_Strength_Builds_the_Next_Leg\" title=\"Jammu &amp; Kashmir Bank: Regional Deposit Strength Builds the Next Leg\">Jammu &amp; Kashmir Bank: Regional Deposit Strength Builds the Next Leg<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/kerala-private-kashmir-and-maharashtra-bank-stocks-future-edge-watchlist\/#Bank_of_Maharashtra_Maharashtra_Deposit_Strength_Drives_the_Pipeline\" title=\"Bank of Maharashtra: Maharashtra Deposit Strength Drives the Pipeline\">Bank of Maharashtra: Maharashtra Deposit Strength Drives the Pipeline<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/kerala-private-kashmir-and-maharashtra-bank-stocks-future-edge-watchlist\/#Best_Kerala_Private_Kashmir_and_Maharashtra_Bank_Stocks_in_India_Federal_Bank_vs_J_K_Bank_vs_Bank_of_Maharashtra_on_Key_Financials\" title=\"Best Kerala Private, Kashmir and Maharashtra Bank Stocks in India: Federal Bank vs J&amp;K Bank vs Bank of Maharashtra on Key Financials\">Best Kerala Private, Kashmir and Maharashtra Bank Stocks in India: Federal Bank vs J&amp;K Bank vs Bank of Maharashtra on Key Financials<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/kerala-private-kashmir-and-maharashtra-bank-stocks-future-edge-watchlist\/#How_to_Evaluate_Kerala_Private_Kashmir_and_Maharashtra_Bank_Stocks_to_Buy_Before_You_Invest\" title=\"How to Evaluate Kerala Private, Kashmir and Maharashtra Bank Stocks to Buy Before You Invest\">How to Evaluate Kerala Private, Kashmir and Maharashtra Bank Stocks to Buy Before You Invest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/kerala-private-kashmir-and-maharashtra-bank-stocks-future-edge-watchlist\/#Risks_to_Consider_Before_Investing_in_Kerala_Private_Kashmir_and_Maharashtra_Bank_Stocks\" title=\"Risks to Consider Before Investing in Kerala Private, Kashmir and Maharashtra Bank Stocks\">Risks to Consider Before Investing in Kerala Private, Kashmir and Maharashtra Bank Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/kerala-private-kashmir-and-maharashtra-bank-stocks-future-edge-watchlist\/#Final_Take_Which_Stock_Has_the_Strongest_Roadmap\" title=\"Final Take: Which Stock Has the Strongest Roadmap?\">Final Take: Which Stock Has the Strongest Roadmap?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/kerala-private-kashmir-and-maharashtra-bank-stocks-future-edge-watchlist\/#FAQs_on_Kerala_Private_Kashmir_and_Maharashtra_Bank_Stocks\" title=\"FAQs on Kerala Private, Kashmir and Maharashtra Bank Stocks\">FAQs on Kerala Private, Kashmir and Maharashtra Bank Stocks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/kerala-private-kashmir-and-maharashtra-bank-stocks-future-edge-watchlist\/#Which_are_the_best_Kerala_private_Kashmir_and_Maharashtra_bank_stocks_in_India_with_a_strong_roadmap\" title=\"Which are the best Kerala private, Kashmir and Maharashtra bank stocks in India with a strong roadmap?\">Which are the best Kerala private, Kashmir and Maharashtra bank stocks in India with a strong roadmap?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/kerala-private-kashmir-and-maharashtra-bank-stocks-future-edge-watchlist\/#Is_Federal_Bank_a_good_stock_to_buy_now\" title=\"Is Federal Bank a good stock to buy now?\">Is Federal Bank a good stock to buy now?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/kerala-private-kashmir-and-maharashtra-bank-stocks-future-edge-watchlist\/#What_is_the_PE_ratio_of_Federal_Bank_J_K_Bank_and_Bank_of_Maharashtra\" title=\"What is the P\/E ratio of Federal Bank, J&amp;K Bank and Bank of Maharashtra?\">What is the P\/E ratio of Federal Bank, J&amp;K Bank and Bank of Maharashtra?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/kerala-private-kashmir-and-maharashtra-bank-stocks-future-edge-watchlist\/#Which_of_these_Kerala_private_Kashmir_and_Maharashtra_bank_stocks_has_the_highest_return_on_equity\" title=\"Which of these Kerala private, Kashmir and Maharashtra bank stocks has the highest return on equity?\">Which of these Kerala private, Kashmir and Maharashtra bank stocks has the highest return on equity?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/kerala-private-kashmir-and-maharashtra-bank-stocks-future-edge-watchlist\/#What_are_the_risks_of_investing_in_Kerala_private_Kashmir_and_Maharashtra_bank_stocks\" title=\"What are the risks of investing in Kerala private, Kashmir and Maharashtra bank stocks?\">What are the risks of investing in Kerala private, Kashmir and Maharashtra bank stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/kerala-private-kashmir-and-maharashtra-bank-stocks-future-edge-watchlist\/#How_did_Federal_Bank_J_K_Bank_and_Bank_of_Maharashtra_perform_in_Q1_FY27\" title=\"How did Federal Bank, J&amp;K Bank and Bank of Maharashtra perform in Q1 FY27?\">How did Federal Bank, J&amp;K Bank and Bank of Maharashtra perform in Q1 FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/kerala-private-kashmir-and-maharashtra-bank-stocks-future-edge-watchlist\/#Do_Kerala_private_Kashmir_and_Maharashtra_bank_stocks_pay_dividends\" title=\"Do Kerala private, Kashmir and Maharashtra bank stocks pay dividends?\">Do Kerala private, Kashmir and Maharashtra bank stocks pay dividends?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/kerala-private-kashmir-and-maharashtra-bank-stocks-future-edge-watchlist\/#How_can_I_invest_in_Kerala_private_Kashmir_and_Maharashtra_bank_stocks_in_India\" title=\"How can I invest in Kerala private, Kashmir and Maharashtra bank stocks in India?\">How can I invest in Kerala private, Kashmir and Maharashtra bank stocks in India?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_Kerala_Private_Kashmir_and_Maharashtra_Bank_Stocks\"><\/span><strong>What Are Kerala Private, Kashmir and Maharashtra Bank Stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Kerala private, Kashmir and Maharashtra bank stocks are shares of companies that take deposits and lend to retail, farm, small business and corporate borrowers. Results depend on deposit costs, credit growth and asset quality, so asset quality and funding costs separate the stronger names.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Kerala_Private_Kashmir_and_Maharashtra_Bank_Stocks_at_a_Glance\"><\/span><strong>Kerala Private, Kashmir and Maharashtra Bank Stocks at a Glance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The table compares size, valuation, return on equity and debt for the three Kerala private, Kashmir and Maharashtra bank stocks as of the 13 Oct 2026 close.<\/p>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Company<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">CMP (Rs)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Market Cap (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Industry P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">ROE<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/federalbnk\/the-federal-bank-ltd-share-price-today\">Federal Bank<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">329.50<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">79,324<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">16.38<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.00<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.17%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/j&#038;kbank\/the-jammu-kashmir-bank-ltd-share-price-today\">Jammu &amp; Kashmir Bank<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">139.17<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">14,921<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">6.48<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.00<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">14.88%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/mahabank\/bank-of-maharashtra-share-price-today\">Bank of Maharashtra<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">83.74<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">63,109<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">8.37<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.00<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">22.24%<\/td>\n<\/tr>\n<\/table>\n<\/div>\n<p>Among banking stocks, Federal Bank trades at a premium to the industry P\/E, while J&amp;K Bank and Bank of Maharashtra trade at a discount.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Do_Kerala_Private_Kashmir_and_Maharashtra_Bank_Stocks_Have_a_Strong_Roadmap_in_India\"><\/span><strong>Why Do Kerala Private, Kashmir and Maharashtra Bank Stocks Have a Strong Roadmap in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Kerala private, Kashmir and Maharashtra bank stocks have a strong roadmap in India because strong regional franchises, wide MSME demand and steady credit growth support earnings at these banks. Three drivers stand out.<\/p>\n<ul>\n<li><strong>Regional strength:<\/strong> Local networks bring in stable funds.<\/li>\n<li><strong>Cleaner books:<\/strong> Lower bad loans leave more earnings for growth.<\/li>\n<li><strong>Credit demand:<\/strong> Retail, MSME and farm loans keep growing.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Federal_Bank_NRI_and_Retail_Banking_Anchor_the_Roadmap\"><\/span><strong>Federal Bank: NRI and Retail Banking Anchor the Roadmap<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Federal Bank&#8217;s roadmap rests on retail, MSME and NRI-linked banking from a Kerala-based private bank that has widened its reach across India, with remittance flows and retail lending supporting growth.<\/p>\n<p>Revenue grew from Rs 16,502.46 crore in FY22 to Rs 34,272.42 crore in FY26, a 107.7% rise, and FY26 revenue was 7.0% higher than FY25. FY26 net profit rose 6.7% to Rs 4,483.38 crore. Over four years, net profit rose from Rs 1,965.40 crore in FY22 to Rs 4,483.38 crore. In Q1 FY27, revenue grew 7.5% to Rs 8,943.11 crore, and net profit rose 37.1% to Rs 1,297.61 crore.<\/p>\n<p>Return on equity is 12.17%. Federal Bank paid a dividend of Rs 1.2 per share for FY26, a yield of 0.37%. At a P\/E of 16.38 against an industry P\/E of 12.00, the stock trades above its industry multiple.<\/p>\n<p>What to watch: The P\/E of 16.38 sits above the industry P\/E of 12.00, so earnings delivery matters for the valuation.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Jammu_Kashmir_Bank_Regional_Deposit_Strength_Builds_the_Next_Leg\"><\/span><strong>Jammu &amp; Kashmir Bank: Regional Deposit Strength Builds the Next Leg<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>J&amp;K Bank&#8217;s roadmap rests on retail, MSME and government-linked banking anchored in Jammu and Kashmir and spread across other states, with a strong local deposit base supporting lending.<\/p>\n<p>Revenue grew from Rs 8,766.46 crore in FY22 to Rs 14,101.37 crore in FY26, a 60.9% rise, and FY26 revenue was 3.1% higher than FY25. FY26 net profit rose 13.5% to Rs 2,367.57 crore. Over four years, net profit rose from Rs 504.44 crore in FY22 to Rs 2,367.57 crore. In Q1 FY27, revenue grew 6.9% to Rs 3,764.96 crore.<\/p>\n<p>Return on equity is 14.88%. At a P\/E of 6.48 against an industry P\/E of 12.00, the stock trades below its industry multiple.<\/p>\n<p>What to watch: The P\/E of 6.48 against an industry P\/E of 12.00 leaves valuation less stretched, so the next quarters&#8217; growth is the figure to follow.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bank_of_Maharashtra_Maharashtra_Deposit_Strength_Drives_the_Pipeline\"><\/span><strong>Bank of Maharashtra: Maharashtra Deposit Strength Drives the Pipeline<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Bank of Maharashtra&#8217;s roadmap rests on retail, MSME and agriculture lending through a public sector bank with a strong base in Maharashtra, with steady deposit growth supporting the loan book.<\/p>\n<p>Revenue grew from Rs 15,672.17 crore in FY22 to Rs 32,823.72 crore in FY26, a 109.4% rise, and FY26 revenue was 15.6% higher than FY25. FY26 net profit rose 26.6% to Rs 7,016.86 crore. In Q1 FY27, revenue grew 15.0% to Rs 9,063.53 crore, and net profit rose 26.8% to Rs 2,020.54 crore.<\/p>\n<p>Return on equity is 22.24%. Bank of Maharashtra paid a dividend of Rs 1.2 per share for FY26, a yield of 1.46%. At a P\/E of 8.37 against an industry P\/E of 12.00, the stock trades below its industry multiple.<\/p>\n<p>What to watch: The P\/E of 8.37 against an industry P\/E of 12.00 leaves valuation less stretched, so the next quarters&#8217; growth is the figure to follow.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Best_Kerala_Private_Kashmir_and_Maharashtra_Bank_Stocks_in_India_Federal_Bank_vs_J_K_Bank_vs_Bank_of_Maharashtra_on_Key_Financials\"><\/span><strong>Best Kerala Private, Kashmir and Maharashtra Bank Stocks in India: Federal Bank vs J&amp;K Bank vs Bank of Maharashtra on Key Financials<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Among the best Kerala private, Kashmir and Maharashtra bank stocks in India, Federal Bank ranks second on FY26 revenue growth and Q1 FY27 revenue growth; J&amp;K Bank leads on the lowest P\/E; Bank of Maharashtra leads on FY26 revenue growth and Q1 FY27 revenue growth. The table puts the numbers side by side.<\/p>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Metric<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Federal Bank<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">J&amp;K Bank<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Bank of Maharashtra<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 revenue (Rs Cr)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">34,272.42<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">14,101.37<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">32,823.72<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 revenue growth<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">7.0%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">3.1%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">15.6%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 net profit (Rs Cr)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">4,483.38<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">2,367.57<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">7,016.86<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 net profit growth<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">6.7%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">13.5%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">26.6%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Q1 FY27 revenue growth (YoY)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">7.5%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">6.9%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">15.0%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Return on equity<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.17%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">14.88%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">22.24%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">P\/E ratio<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">16.38<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">6.48<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">8.37<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Dividend yield<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.37%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.00%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1.46%<\/td>\n<\/tr>\n<\/table>\n<\/div>\n<p>Bank earnings follow deposit costs, credit growth and asset quality, so full-year numbers and quarterly trends together give a better view.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Evaluate_Kerala_Private_Kashmir_and_Maharashtra_Bank_Stocks_to_Buy_Before_You_Invest\"><\/span><strong>How to Evaluate Kerala Private, Kashmir and Maharashtra Bank Stocks to Buy Before You Invest<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A short checklist keeps the research consistent when you screen Kerala private, Kashmir and Maharashtra bank stocks and shortlist Kerala private, Kashmir and Maharashtra bank stocks to buy.<\/p>\n<ol>\n<li>Compare each stock&#8217;s P\/E with its industry P\/E, which is 12.00 for all three here.<\/li>\n<li>Check gross NPA, capital adequacy and profit growth together.<\/li>\n<li>Check whether revenue growth is turning into profit growth, not only sales.<\/li>\n<li>Read loan growth against funding costs to see how growth is financed.<\/li>\n<li>Watch capital adequacy and asset quality before sizing a position.<\/li>\n<li>Spread exposure across companies and business lines instead of one demand cycle.<\/li>\n<\/ol>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check the Univest Screener for live data on these Kerala private, Kashmir and Maharashtra bank stocks<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Risks_to_Consider_Before_Investing_in_Kerala_Private_Kashmir_and_Maharashtra_Bank_Stocks\"><\/span><strong>Risks to Consider Before Investing in Kerala Private, Kashmir and Maharashtra Bank Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Asset quality:<\/strong> A rise in bad loans can reduce profit.<\/li>\n<li><strong>Rate cycles:<\/strong> Changes in policy rates can move deposit costs and spreads.<\/li>\n<li><strong>Quarterly trends:<\/strong> A single weak quarter can change near-term earnings, so track results every quarter.<\/li>\n<\/ul>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track Federal Bank, J&amp;K Bank and Bank of Maharashtra live.<\/em><\/p>\n<p>Annual reports and quarterly result presentations are the most reliable places to verify the numbers quoted here, because they show segment details, management commentary and the notes behind each figure.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Final_Take_Which_Stock_Has_the_Strongest_Roadmap\"><\/span><strong>Final Take: Which Stock Has the Strongest Roadmap?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>These three banking stocks cover MSME and retail lending from a Kerala-based bank, a Kashmir-anchored bank and a Maharashtra-based public bank. Federal Bank ranks second on FY26 revenue growth and Q1 FY27 revenue growth; J&amp;K Bank leads on the lowest P\/E; Bank of Maharashtra leads on FY26 revenue growth and Q1 FY27 revenue growth.<\/p>\n<p>Across Kerala private, Kashmir and Maharashtra bank stocks, each roadmap still has to turn growth into steady profit, so independent research and position sizing matter. Investors should consult a SEBI-registered advisor before acting on any of the Kerala private, Kashmir and Maharashtra bank stocks to buy discussed here.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"FAQs_on_Kerala_Private_Kashmir_and_Maharashtra_Bank_Stocks\"><\/span><strong>FAQs on Kerala Private, Kashmir and Maharashtra Bank Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Which_are_the_best_Kerala_private_Kashmir_and_Maharashtra_bank_stocks_in_India_with_a_strong_roadmap\"><\/span><strong>Which are the best Kerala private, Kashmir and Maharashtra bank stocks in India with a strong roadmap?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Federal Bank, Jammu &amp; Kashmir Bank and Bank of Maharashtra stand out for their roadmaps in MSME and retail lending from a Kerala-based bank, a Kashmir-anchored bank and a Maharashtra-based public bank. FY26 revenue growth was 7.0% at Federal Bank, 3.1% at J&amp;K Bank and 15.6% at Bank of Maharashtra, and return on equity ranges from 12.17% to 22.24%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Federal_Bank_a_good_stock_to_buy_now\"><\/span><strong>Is Federal Bank a good stock to buy now?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Federal Bank has a return on equity of 12.17% and a P\/E of 16.38 against an industry P\/E of 12.00. Valuation, asset quality and rate cycles move results. This article is not investment advice, so consult a SEBI-registered advisor before deciding.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_PE_ratio_of_Federal_Bank_J_K_Bank_and_Bank_of_Maharashtra\"><\/span><strong>What is the P\/E ratio of Federal Bank, J&amp;K Bank and Bank of Maharashtra?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The P\/E ratio is 16.38 for Federal Bank (industry 12.00), 6.48 for J&amp;K Bank (industry 12.00) and 8.37 for Bank of Maharashtra (industry 12.00). Only Federal Bank trades at or above the industry multiple.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_of_these_Kerala_private_Kashmir_and_Maharashtra_bank_stocks_has_the_highest_return_on_equity\"><\/span><strong>Which of these Kerala private, Kashmir and Maharashtra bank stocks has the highest return on equity?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Bank of Maharashtra has the highest return on equity at 22.24%, followed by Jammu &amp; Kashmir Bank at 14.88% and Federal Bank at 12.17%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_risks_of_investing_in_Kerala_private_Kashmir_and_Maharashtra_bank_stocks\"><\/span><strong>What are the risks of investing in Kerala private, Kashmir and Maharashtra bank stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The main risks are asset quality, rate cycles and quarterly trends. A rise in bad loans can reduce profit.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_did_Federal_Bank_J_K_Bank_and_Bank_of_Maharashtra_perform_in_Q1_FY27\"><\/span><strong>How did Federal Bank, J&amp;K Bank and Bank of Maharashtra perform in Q1 FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Federal Bank reported revenue of Rs 8,943.11 crore, up 7.5% year on year, and net profit rose 37.1% to Rs 1,297.61 crore. Jammu &amp; Kashmir Bank reported revenue of Rs 3,764.96 crore, up 6.9% year on year. Bank of Maharashtra reported revenue of Rs 9,063.53 crore, up 15.0% year on year, and net profit rose 26.8% to Rs 2,020.54 crore.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_Kerala_private_Kashmir_and_Maharashtra_bank_stocks_pay_dividends\"><\/span><strong>Do Kerala private, Kashmir and Maharashtra bank stocks pay dividends?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Federal Bank and Bank of Maharashtra pay dividends. The dividend yield is 0.37% for Federal Bank and 1.46% for Bank of Maharashtra, based on dividends declared for FY26.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_can_I_invest_in_Kerala_private_Kashmir_and_Maharashtra_bank_stocks_in_India\"><\/span><strong>How can I invest in Kerala private, Kashmir and Maharashtra bank stocks in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> You can buy Kerala private, Kashmir and Maharashtra bank stocks through a demat and trading account on NSE or BSE after checking each company&#8217;s financials, margins and valuation. The Univest Screener lets you compare fundamentals before placing an order. Investments in securities are subject to market risk, so consider your risk profile first.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Which are the best Kerala private, Kashmir and Maharashtra bank stocks in India with a strong roadmap?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Federal Bank, Jammu & Kashmir Bank and Bank of Maharashtra stand out for their roadmaps in MSME and retail lending from a Kerala-based bank, a Kashmir-anchored bank and a Maharashtra-based public bank. FY26 revenue growth was 7.0% at Federal Bank, 3.1% at J&K Bank and 15.6% at Bank of Maharashtra, and return on equity ranges from 12.17% to 22.24%.\"}},{\"@type\":\"Question\",\"name\":\"Is Federal Bank a good stock to buy now?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Federal Bank has a return on equity of 12.17% and a P\/E of 16.38 against an industry P\/E of 12.00. Valuation, asset quality and rate cycles move results. This article is not investment advice, so consult a SEBI-registered advisor before deciding.\"}},{\"@type\":\"Question\",\"name\":\"What is the P\/E ratio of Federal Bank, J&K Bank and Bank of Maharashtra?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The P\/E ratio is 16.38 for Federal Bank (industry 12.00), 6.48 for J&K Bank (industry 12.00) and 8.37 for Bank of Maharashtra (industry 12.00). Only Federal Bank trades at or above the industry multiple.\"}},{\"@type\":\"Question\",\"name\":\"Which of these Kerala private, Kashmir and Maharashtra bank stocks has the highest return on equity?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Bank of Maharashtra has the highest return on equity at 22.24%, followed by Jammu & Kashmir Bank at 14.88% and Federal Bank at 12.17%.\"}},{\"@type\":\"Question\",\"name\":\"What are the risks of investing in Kerala private, Kashmir and Maharashtra bank stocks?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The main risks are asset quality, rate cycles and quarterly trends. A rise in bad loans can reduce profit.\"}},{\"@type\":\"Question\",\"name\":\"How did Federal Bank, J&K Bank and Bank of Maharashtra perform in Q1 FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Federal Bank reported revenue of Rs 8,943.11 crore, up 7.5% year on year, and net profit rose 37.1% to Rs 1,297.61 crore. Jammu & Kashmir Bank reported revenue of Rs 3,764.96 crore, up 6.9% year on year. Bank of Maharashtra reported revenue of Rs 9,063.53 crore, up 15.0% year on year, and net profit rose 26.8% to Rs 2,020.54 crore.\"}},{\"@type\":\"Question\",\"name\":\"Do Kerala private, Kashmir and Maharashtra bank stocks pay dividends?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Federal Bank and Bank of Maharashtra pay dividends. The dividend yield is 0.37% for Federal Bank and 1.46% for Bank of Maharashtra, based on dividends declared for FY26.\"}},{\"@type\":\"Question\",\"name\":\"How can I invest in Kerala private, Kashmir and Maharashtra bank stocks in India?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can buy Kerala private, Kashmir and Maharashtra bank stocks through a demat and trading account on NSE or BSE after checking each company's financials, margins and valuation. The Univest Screener lets you compare fundamentals before placing an order. Investments in securities are subject to market risk, so consider your risk profile first.\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Federal Bank, Jammu &#038; Kashmir Bank and Bank of Maharashtra compared on growth, margins, debt and valuation, with the roadmap and risks investors should track.<\/p>\n","protected":false},"author":35,"featured_media":306920,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[845],"tags":[717,716,11948,11949,11947],"class_list":["post-306921","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-best-stocks","tag-bank-of-maharashtra","tag-federal-bank","tag-kashmir-and-maharashtra-bank-stocks","tag-kashmir-and-maharashtra-bank-stocks-to-buy","tag-kerala-private"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["306920"],"rank_math_title":["Kerala Private, Kashmir and Maharashtra Bank Stocks"],"rank_math_description":["Kerala private, Kashmir and Maharashtra bank stocks with a strong roadmap compared on growth, margins, valuation and risks."],"rank_math_focus_keyword":["Kerala private, Kashmir and Maharashtra bank stocks"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/10\/3-kerala-private-kashmir-and-maharashtra-bank-stocks-with-a-strong-future.webp","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/306921","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/35"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=306921"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/306921\/revisions"}],"predecessor-version":[{"id":306922,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/306921\/revisions\/306922"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/306920"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=306921"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=306921"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=306921"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}