{"id":305203,"date":"2026-10-13T12:27:55","date_gmt":"2026-10-13T06:57:55","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=305203"},"modified":"2026-10-13T12:27:55","modified_gmt":"2026-10-13T06:57:55","slug":"bandhan-bank-share-price-jumps-8-percent-today-after-4-percent-fall-in-a-month-whats-fuelling-surge-in-banking-stock-ihc-promoter-stake-talks-q2-business-update","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/bandhan-bank-share-price-jumps-8-percent-today-after-4-percent-fall-in-a-month-whats-fuelling-surge-in-banking-stock-ihc-promoter-stake-talks-q2-business-update\/","title":{"rendered":"Bandhan Bank Share Price Jumps 8% Today After 4% Fall in a Month: What Is Fuelling the Surge in the Banking Stock? IHC Promoter Stake Talks, Q2 Business Update and CASA Ratio Explained"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>Bandhan Bank share price: previous close Rs 157.50, open Rs 162, intraday high Rs 171.68 (about 9% up, my calculation) on 13 Oct 2026. Trigger: report of early talks for a promoter stake with IHC. Q2 loans up 13.1%, deposits up 9.2%, CASA ratio 26.71%.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">Bandhan Bank share price rose by up to about 9% to an intraday high of Rs 171.68 on 13 October 2026 from the previous close of Rs 157.50, after a media report that Abu Dhabi&#8217;s International Holding Company is in early talks to buy a stake in the promoter entity, Bandhan Financial Services. The stake would be in the promoter and not directly in the bank, the talks are at a preliminary stage, and neither Bandhan Bank nor First Abu Dhabi Bank has confirmed anything. The Q2 business update showed loans up 13.1% and deposits up 9.2%, but the CASA ratio fell to 26.71% from 29.40% in June, and the stock trades near 1 times book value. Treat the move as news driven, and look for official disclosures before you act.<\/p>\n<\/p><\/div>\n<p>Bandhan Bank share price jumped about 8% today, and the headline asks what is fuelling the surge in the banking stock after a 4% fall in a month. The main trigger is a report of promoter stake talks, and the Q2 business update adds context on loans, deposits and funding.<\/p>\n<p>This guide explains the Bandhan Bank share price move, how the promoter structure works, what the Q2 FY27 business update and Q1 FY27 results show, how the stock is valued and where the risks sit.<\/p>\n<p>The 4% monthly fall in the headline could not be verified. I can confirm that the stock closed at Rs 176.00 on 1 October and at Rs 157.50 on 12 October, a fall of about 10.5% in 11 days (my calculation).<\/p>\n<p style=\"margin-top:24px;\"><strong><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=bandhan-bank-share-price-jumps-8-percent-today-after-4-percent-fall-in-a-month-whats-fuelling-surge-in-banking-stock-ihc-promoter-stake-talks-q2-business-update\">Click Here &#8211; Get Free Investment Predictions<\/a><\/strong><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-bank-share-price-jumps-8-percent-today-after-4-percent-fall-in-a-month-whats-fuelling-surge-in-banking-stock-ihc-promoter-stake-talks-q2-business-update\/#Bandhan_Bank_Share_Price_Today_Price_Levels_on_13_October\" title=\"Bandhan Bank Share Price Today: Price Levels on 13 October\">Bandhan Bank Share Price Today: Price Levels on 13 October<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-bank-share-price-jumps-8-percent-today-after-4-percent-fall-in-a-month-whats-fuelling-surge-in-banking-stock-ihc-promoter-stake-talks-q2-business-update\/#What_Is_Fuelling_the_Bandhan_Bank_Share_Price_Rally\" title=\"What Is Fuelling the Bandhan Bank Share Price Rally?\">What Is Fuelling the Bandhan Bank Share Price Rally?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-bank-share-price-jumps-8-percent-today-after-4-percent-fall-in-a-month-whats-fuelling-surge-in-banking-stock-ihc-promoter-stake-talks-q2-business-update\/#Bandhan_Bank_Promoter_Stake_How_the_Structure_Works\" title=\"Bandhan Bank Promoter Stake: How the Structure Works\">Bandhan Bank Promoter Stake: How the Structure Works<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-bank-share-price-jumps-8-percent-today-after-4-percent-fall-in-a-month-whats-fuelling-surge-in-banking-stock-ihc-promoter-stake-talks-q2-business-update\/#Q2_Business_Update_What_It_Shows_for_the_Bandhan_Bank_Share_Price\" title=\"Q2 Business Update: What It Shows for the Bandhan Bank Share Price\">Q2 Business Update: What It Shows for the Bandhan Bank Share Price<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-bank-share-price-jumps-8-percent-today-after-4-percent-fall-in-a-month-whats-fuelling-surge-in-banking-stock-ihc-promoter-stake-talks-q2-business-update\/#Q1_FY27_Results_and_Asset_Quality_Behind_the_Bandhan_Bank_Share_Price\" title=\"Q1 FY27 Results and Asset Quality Behind the Bandhan Bank Share Price\">Q1 FY27 Results and Asset Quality Behind the Bandhan Bank Share Price<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-bank-share-price-jumps-8-percent-today-after-4-percent-fall-in-a-month-whats-fuelling-surge-in-banking-stock-ihc-promoter-stake-talks-q2-business-update\/#Bandhan_Bank_Share_Price_Performance_and_Valuation\" title=\"Bandhan Bank Share Price Performance and Valuation\">Bandhan Bank Share Price Performance and Valuation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-bank-share-price-jumps-8-percent-today-after-4-percent-fall-in-a-month-whats-fuelling-surge-in-banking-stock-ihc-promoter-stake-talks-q2-business-update\/#Risks_Around_the_Bandhan_Bank_Share_Price\" title=\"Risks Around the Bandhan Bank Share Price\">Risks Around the Bandhan Bank Share Price<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-bank-share-price-jumps-8-percent-today-after-4-percent-fall-in-a-month-whats-fuelling-surge-in-banking-stock-ihc-promoter-stake-talks-q2-business-update\/#What_to_Watch_Next\" title=\"What to Watch Next\">What to Watch Next<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-bank-share-price-jumps-8-percent-today-after-4-percent-fall-in-a-month-whats-fuelling-surge-in-banking-stock-ihc-promoter-stake-talks-q2-business-update\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-bank-share-price-jumps-8-percent-today-after-4-percent-fall-in-a-month-whats-fuelling-surge-in-banking-stock-ihc-promoter-stake-talks-q2-business-update\/#Frequently_Asked_Questions\" title=\"Frequently Asked Questions\">Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-bank-share-price-jumps-8-percent-today-after-4-percent-fall-in-a-month-whats-fuelling-surge-in-banking-stock-ihc-promoter-stake-talks-q2-business-update\/#Why_did_the_Bandhan_Bank_share_price_jump_today\" title=\"Why did the Bandhan Bank share price jump today?\">Why did the Bandhan Bank share price jump today?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-bank-share-price-jumps-8-percent-today-after-4-percent-fall-in-a-month-whats-fuelling-surge-in-banking-stock-ihc-promoter-stake-talks-q2-business-update\/#How_high_did_the_Bandhan_Bank_share_price_go\" title=\"How high did the Bandhan Bank share price go?\">How high did the Bandhan Bank share price go?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-bank-share-price-jumps-8-percent-today-after-4-percent-fall-in-a-month-whats-fuelling-surge-in-banking-stock-ihc-promoter-stake-talks-q2-business-update\/#Is_IHC_buying_a_stake_in_Bandhan_Bank_directly\" title=\"Is IHC buying a stake in Bandhan Bank directly?\">Is IHC buying a stake in Bandhan Bank directly?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-bank-share-price-jumps-8-percent-today-after-4-percent-fall-in-a-month-whats-fuelling-surge-in-banking-stock-ihc-promoter-stake-talks-q2-business-update\/#What_does_the_Q2_business_update_show\" title=\"What does the Q2 business update show?\">What does the Q2 business update show?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-bank-share-price-jumps-8-percent-today-after-4-percent-fall-in-a-month-whats-fuelling-surge-in-banking-stock-ihc-promoter-stake-talks-q2-business-update\/#What_is_the_RBI_rule_on_the_promoter_holding\" title=\"What is the RBI rule on the promoter holding?\">What is the RBI rule on the promoter holding?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-bank-share-price-jumps-8-percent-today-after-4-percent-fall-in-a-month-whats-fuelling-surge-in-banking-stock-ihc-promoter-stake-talks-q2-business-update\/#What_is_the_valuation_behind_the_Bandhan_Bank_share_price\" title=\"What is the valuation behind the Bandhan Bank share price?\">What is the valuation behind the Bandhan Bank share price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-bank-share-price-jumps-8-percent-today-after-4-percent-fall-in-a-month-whats-fuelling-surge-in-banking-stock-ihc-promoter-stake-talks-q2-business-update\/#What_are_the_main_risks_to_the_Bandhan_Bank_share_price\" title=\"What are the main risks to the Bandhan Bank share price?\">What are the main risks to the Bandhan Bank share price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-bank-share-price-jumps-8-percent-today-after-4-percent-fall-in-a-month-whats-fuelling-surge-in-banking-stock-ihc-promoter-stake-talks-q2-business-update\/#Should_I_buy_the_Bandhan_Bank_share_price_after_the_jump\" title=\"Should I buy the Bandhan Bank share price after the jump?\">Should I buy the Bandhan Bank share price after the jump?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Bandhan_Bank_Share_Price_Today_Price_Levels_on_13_October\"><\/span><strong>Bandhan Bank Share Price Today: Price Levels on 13 October<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Level<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Price (Rs)<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Note<\/th>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Close on 1 October<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">176.00<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Before the recent fall<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Previous close, 12 October<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">157.50<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Base for the jump<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Opening price<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">162<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">About 2.9% above the close (my calculation)<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">At 11 am<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">169.40<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up about 7.5%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Intraday high<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">171.68<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">About 9.0% above the close (my calculation)<\/td>\n<\/tr>\n<\/table>\n<p>One data page calls the open of the Bandhan Bank share price an 8.29% gap-up, but Rs 162 is only about 2.9% above Rs 157.50, so I used my own calculation. Volume was heavy, with more than 29 million shares worth about Rs 490 crore traded by late morning.<\/p>\n<p style=\"margin-top:24px;\"><strong><a href=\"https:\/\/univest.in\/screeners\">Check the Univest Screener for live bank stock data<\/a><\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Is_Fuelling_the_Bandhan_Bank_Share_Price_Rally\"><\/span><strong>What Is Fuelling the Bandhan Bank Share Price Rally?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ol>\n<li>A media report that IHC, the Abu Dhabi investment company linked to Sheikh Tahnoon bin Zayed Al Nahyan, is in early talks to buy a stake in Bandhan Financial Services, the bank&#8217;s promoter.<\/li>\n<li>Early investors in the promoter, Singapore&#8217;s GIC and the IFC, are reported to be considering a full or partial exit.<\/li>\n<li>Other possible investors were reportedly sounded out, including First Abu Dhabi Bank, Qatar Investment Authority, Carlyle and EQT.<\/li>\n<li>A valuation of about 1 times book value, which WealthMills Securities says can draw institutional interest.<\/li>\n<li>A comparison with RBL Bank, where institutional investment turned the stock into a turnaround story.<\/li>\n<\/ol>\n<p>Bandhan Bank chairman Chandra Shekhar Ghosh declined to comment, saying the bank does not comment on market speculation, and First Abu Dhabi Bank also declined to confirm. So the Bandhan Bank share price is moving on a report, not on an announcement.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bandhan_Bank_Promoter_Stake_How_the_Structure_Works\"><\/span><strong>Bandhan Bank Promoter Stake: How the Structure Works<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Item<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Detail<\/th>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Promoter chain<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Bandhan Financial Services is the parent of Bandhan Financial Holdings, which held about 37.5% of the bank at the end of June<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Early investors in the promoter<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">GIC holds 16.7% through Caladium and IFC holds 13.59%, together 30.3%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Stake under discussion<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">25% to 32% of Bandhan Financial Services, reportedly worth about $500 million to $600 million<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Adviser<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Jefferies, per the report<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">RBI condition<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Promoter holding in the bank must fall to 26% by 2030<\/td>\n<\/tr>\n<\/table>\n<p>To reach 26% from 37.5%, the promoter must cut its holding by 11.5 percentage points (my calculation). A deal in the parent could give early investors an exit, but for the Bandhan Bank share price it would change who sits behind the promoter and not the number of shares the promoter holds in the bank.<\/p>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track bank stocks and your watchlist live.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Q2_Business_Update_What_It_Shows_for_the_Bandhan_Bank_Share_Price\"><\/span><strong>Q2 Business Update: What It Shows for the Bandhan Bank Share Price<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Measure (30 Sep 2026, provisional)<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Figure<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Change<\/th>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Loans and advances<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 1,58,335 crore<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 13.1% year on year; up 1.8% from June<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Total deposits<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 1,72,689 crore<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 9.2% year on year; up 4.7% from June<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Retail deposits<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 1,25,471 crore<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 11.9% year on year<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">CASA deposits<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 46,131 crore<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 4.3% year on year; down 4.8% from June<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">CASA ratio<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">26.71%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">29.40% in June and 27.97% a year ago<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Bulk deposits<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 47,218 crore<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 2.8% year on year; up about 10% from June<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Liquidity coverage ratio<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">About 137.88%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Above the 100% minimum<\/td>\n<\/tr>\n<\/table>\n<p>Loans grew faster than deposits, which puts the credit to deposit ratio at about 91.7% (my calculation). The CASA ratio fell 2.69 percentage points from June as bulk deposits rose, which is the weak point in the Q2 business update for the Bandhan Bank share price because CASA deposits are the lowest cost funds.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Q1_FY27_Results_and_Asset_Quality_Behind_the_Bandhan_Bank_Share_Price\"><\/span><strong>Q1 FY27 Results and Asset Quality Behind the Bandhan Bank Share Price<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Measure<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Q1 FY27<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Note<\/th>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Net profit<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 502 crore<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 35% year on year; one source does not state the unit, and crore is likely<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Net interest income<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 2,921 crore<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 5.9%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Net total income<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 3,524 crore<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Not compared<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Gross NPA<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">3.1%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Improved from the previous quarter<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Net NPA<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">0.9%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Improved from the previous quarter<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Capital adequacy<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">18.2%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">At the end of June<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Network<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">1,988 branches; 31.8 million customers<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">At the end of June<\/td>\n<\/tr>\n<\/table>\n<p>Profit growth of 35% is strong, but net interest income grew only 5.9%, so profit was helped by lower costs or provisions. Gross NPA of 3.1% is still high for a private bank, which is why the Bandhan Bank share price trades near book value.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bandhan_Bank_Share_Price_Performance_and_Valuation\"><\/span><strong>Bandhan Bank Share Price Performance and Valuation<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Measure<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Figure<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Note<\/th>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Year to date<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 17%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">As reported on 13 October<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">One year<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Flat<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">As reported<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Three years<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Down 30%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">As reported<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Five years<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Down 49%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">As reported<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Price to book<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">About 1 time<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">WealthMills Securities<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Market capitalisation<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">About Rs 27,414 crore<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">At Rs 169.66, from MarketsMojo<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rating and trend<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Mojo grade Sell since 8 October<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Below the 20, 50, 100 and 200 day averages; above the 5 day average<\/td>\n<\/tr>\n<\/table>\n<p>Delivery volume on 12 October was 26.96 lakh shares, down 49.32% from the five day average, which suggests that much of the trading in the Bandhan Bank share price is short term. At Rs 171.68 the Bandhan Bank share price was still about 2.5% below the Rs 176.00 close of 1 October (my calculation).<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Risks_Around_the_Bandhan_Bank_Share_Price\"><\/span><strong>Risks Around the Bandhan Bank Share Price<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Unconfirmed deal:<\/strong> The Bandhan Bank share price is moving on a report, and no party has confirmed talks.<\/p>\n<p><strong>Indirect stake:<\/strong> A deal would be in the promoter entity, not the bank, so its effect on the bank is limited.<\/p>\n<p><strong>Funding mix:<\/strong> The CASA ratio fell to 26.71%, which can weigh on the Bandhan Bank share price if bulk deposits keep rising about 10% a quarter.<\/p>\n<p><strong>Asset quality:<\/strong> Gross NPA of 3.1% is higher than most large private banks.<\/p>\n<p><strong>Speculative trading:<\/strong> Falling delivery volume and a Sell grade suggest the rally may not be backed by long term buyers.<\/p>\n<p><strong>Promoter overhang:<\/strong> The promoter must cut its holding to 26% by 2030, which can add supply over time.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_to_Watch_Next\"><\/span><strong>What to Watch Next<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ol>\n<li>Any exchange disclosure from Bandhan Bank or its promoter on the talks.<\/li>\n<li>Whether the Bandhan Bank share price holds above the Rs 157.50 previous close.<\/li>\n<li>The Q2 FY27 results and their effect on the Bandhan Bank share price.<\/li>\n<li>The trend in the CASA ratio and in bulk deposits.<\/li>\n<li>Gross NPA and credit cost in the next results.<\/li>\n<\/ol>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Bandhan Bank share price rose to Rs 171.68 on a report of promoter stake talks, while the Q2 business update showed solid growth but a lower CASA ratio. Because the deal is unconfirmed and indirect, check official disclosures and your own risk limit before acting. Consult a SEBI-registered advisor before making any decision.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><strong>Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Why_did_the_Bandhan_Bank_share_price_jump_today\"><\/span><strong>Why did the Bandhan Bank share price jump today?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> A media report said IHC of Abu Dhabi is in early talks to buy a stake in Bandhan Financial Services, the bank&#8217;s promoter. The talks are unconfirmed.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_high_did_the_Bandhan_Bank_share_price_go\"><\/span><strong>How high did the Bandhan Bank share price go?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> It reached an intraday high of Rs 171.68 on NSE against a previous close of Rs 157.50, about 9% higher (my calculation).<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_IHC_buying_a_stake_in_Bandhan_Bank_directly\"><\/span><strong>Is IHC buying a stake in Bandhan Bank directly?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> No. The reported stake is in the promoter, Bandhan Financial Services, which holds the bank through Bandhan Financial Holdings.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_does_the_Q2_business_update_show\"><\/span><strong>What does the Q2 business update show?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Loans were Rs 1,58,335 crore, up 13.1%, deposits Rs 1,72,689 crore, up 9.2%, and the CASA ratio was 26.71%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_RBI_rule_on_the_promoter_holding\"><\/span><strong>What is the RBI rule on the promoter holding?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Under the licensing framework, the promoter holding in Bandhan Bank must fall to 26% by 2030.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_valuation_behind_the_Bandhan_Bank_share_price\"><\/span><strong>What is the valuation behind the Bandhan Bank share price?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> It trades at about 1 time book value, with a market capitalisation near Rs 27,414 crore at Rs 169.66.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_main_risks_to_the_Bandhan_Bank_share_price\"><\/span><strong>What are the main risks to the Bandhan Bank share price?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> An unconfirmed deal, an indirect stake, a lower CASA ratio, gross NPA of 3.1% and a Sell grade from one data provider.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Should_I_buy_the_Bandhan_Bank_share_price_after_the_jump\"><\/span><strong>Should I buy the Bandhan Bank share price after the jump?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> This article does not constitute investment advice. Consult a SEBI-registered financial advisor.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Why did the Bandhan Bank share price jump today?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A media report said IHC of Abu Dhabi is in early talks to buy a stake in Bandhan Financial Services, the bank's promoter. The talks are unconfirmed.\"}},{\"@type\":\"Question\",\"name\":\"How high did the Bandhan Bank share price go?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It reached an intraday high of Rs 171.68 on NSE against a previous close of Rs 157.50, about 9% higher (my calculation).\"}},{\"@type\":\"Question\",\"name\":\"Is IHC buying a stake in Bandhan Bank directly?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. The reported stake is in the promoter, Bandhan Financial Services, which holds the bank through Bandhan Financial Holdings.\"}},{\"@type\":\"Question\",\"name\":\"What does the Q2 business update show?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Loans were Rs 1,58,335 crore, up 13.1%, deposits Rs 1,72,689 crore, up 9.2%, and the CASA ratio was 26.71%.\"}},{\"@type\":\"Question\",\"name\":\"What is the RBI rule on the promoter holding?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Under the licensing framework, the promoter holding in Bandhan Bank must fall to 26% by 2030.\"}},{\"@type\":\"Question\",\"name\":\"What is the valuation behind the Bandhan Bank share price?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It trades at about 1 time book value, with a market capitalisation near Rs 27,414 crore at Rs 169.66.\"}},{\"@type\":\"Question\",\"name\":\"What are the main risks to the Bandhan Bank share price?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"An unconfirmed deal, an indirect stake, a lower CASA ratio, gross NPA of 3.1% and a Sell grade from one data provider.\"}},{\"@type\":\"Question\",\"name\":\"Should I buy the Bandhan Bank share price after the jump?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"This article does not constitute investment advice. Consult a SEBI-registered financial advisor.\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Bandhan Bank share price jumped to Rs 171.68 on a promoter stake report. See the Q2 update, CASA ratio, valuation and risks.<\/p>\n","protected":false},"author":29,"featured_media":305202,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[11680,11681,1162,5743,11683,11682,8072],"class_list":["post-305203","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-bandhan-bank","tag-bandhan-bank-share-price","tag-bank-stocks","tag-casa-ratio","tag-ihc","tag-promoter-stake","tag-q2-business-update"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["305202"],"rank_math_title":["Bandhan Bank Share Price Jumps 8%: Stake Talks Explained"],"rank_math_description":["Bandhan Bank share price jumped 8% to Rs 171.68 on a report of promoter stake talks with IHC. See the Q2 business update, CASA ratio, valuation, asset quality and risks."],"rank_math_focus_keyword":["Bandhan Bank share price"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/10\/bandhan-bank-share-price-jumps-8-today-after-4-fall-in-a-month-what-is-fuelling.webp","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/305203","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/29"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=305203"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/305203\/revisions"}],"predecessor-version":[{"id":305204,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/305203\/revisions\/305204"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/305202"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=305203"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=305203"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=305203"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}