{"id":304931,"date":"2026-10-13T11:56:53","date_gmt":"2026-10-13T06:26:53","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=304931"},"modified":"2026-10-13T11:56:53","modified_gmt":"2026-10-13T06:26:53","slug":"vehicle-finance-group-lender-and-urban-infrastructure-funding-stocks-next-phase-spotlight","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/vehicle-finance-group-lender-and-urban-infrastructure-funding-stocks-next-phase-spotlight\/","title":{"rendered":"3 Vehicle Finance, Group Lender and Urban Infrastructure Funding Stocks With a Strong Future Roadmap: Sundaram Finance, Aditya Birla Capital and HUDCO"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>Sundaram Finance Rs 4,182.00, P\/E 20.59. Aditya Birla Capital Rs 380.25, P\/E 24.57. HUDCO Rs 163.79, P\/E 7.38. Closing prices of 12 Oct 2026.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">Vehicle finance, group lender and urban infrastructure funding stocks with the clearest long-term roadmaps today include Sundaram Finance in vehicle finance with home finance, asset management and insurance interests, Aditya Birla Capital in lending, asset management and insurance under one group and HUDCO in loans for housing, urban infrastructure and social projects. FY26 revenue growth was 15.3% at Sundaram Finance, 12.0% at Aditya Birla Capital and 28.8% at HUDCO. P\/E stands at 20.59 for Sundaram Finance (industry 17.72), 24.57 for Aditya Birla Capital (industry 17.72) and 7.38 for HUDCO (industry 17.72). Demand cycles, input costs and valuation decide how much of that growth the market keeps paying for, so each company&#8217;s risks need equal attention.<\/p>\n<\/p><\/div>\n<p>Vehicle finance, group lender and urban infrastructure funding stocks give investors exposure to loans and financial products that move vehicles, homes and city projects. Loan growth, funding costs and asset quality decide how much of that demand turns into profit.<\/p>\n<p>This list covers three vehicle finance, group lender and urban infrastructure funding stocks: Sundaram Finance for vehicle finance with home finance, asset management and insurance interests, Aditya Birla Capital for lending, asset management and insurance under one group and HUDCO for loans for housing, urban infrastructure and social projects. Every figure comes from the latest reported financials and the 12 October 2026 market close. Companies without complete current figures were left out.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=vehicle-finance-group-lender-and-urban-infrastructure-funding-stocks-next-phase-spotlight\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/vehicle-finance-group-lender-and-urban-infrastructure-funding-stocks-next-phase-spotlight\/#What_Are_Vehicle_Finance_Group_Lender_and_Urban_Infrastructure_Funding_Stocks\" title=\"What Are Vehicle Finance, Group Lender and Urban Infrastructure Funding Stocks?\">What Are Vehicle Finance, Group Lender and Urban Infrastructure Funding Stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/vehicle-finance-group-lender-and-urban-infrastructure-funding-stocks-next-phase-spotlight\/#Vehicle_Finance_Group_Lender_and_Urban_Infrastructure_Funding_Stocks_at_a_Glance\" title=\"Vehicle Finance, Group Lender and Urban Infrastructure Funding Stocks at a Glance\">Vehicle Finance, Group Lender and Urban Infrastructure Funding Stocks at a Glance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/vehicle-finance-group-lender-and-urban-infrastructure-funding-stocks-next-phase-spotlight\/#Why_Do_Vehicle_Finance_Group_Lender_and_Urban_Infrastructure_Funding_Stocks_Have_a_Strong_Roadmap_in_India\" title=\"Why Do Vehicle Finance, Group Lender and Urban Infrastructure Funding Stocks Have a Strong Roadmap in India?\">Why Do Vehicle Finance, Group Lender and Urban Infrastructure Funding Stocks Have a Strong Roadmap in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/vehicle-finance-group-lender-and-urban-infrastructure-funding-stocks-next-phase-spotlight\/#Sundaram_Finance_Vehicle_Finance_and_Group_Businesses_Drive_the_Pipeline\" title=\"Sundaram Finance: Vehicle Finance and Group Businesses Drive the Pipeline\">Sundaram Finance: Vehicle Finance and Group Businesses Drive the Pipeline<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/vehicle-finance-group-lender-and-urban-infrastructure-funding-stocks-next-phase-spotlight\/#Aditya_Birla_Capital_Several_Financial_Businesses_Build_the_Next_Leg\" title=\"Aditya Birla Capital: Several Financial Businesses Build the Next Leg\">Aditya Birla Capital: Several Financial Businesses Build the Next Leg<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/vehicle-finance-group-lender-and-urban-infrastructure-funding-stocks-next-phase-spotlight\/#HUDCO_Urban_Infrastructure_Lending_Drives_the_Pipeline\" title=\"HUDCO: Urban Infrastructure Lending Drives the Pipeline\">HUDCO: Urban Infrastructure Lending Drives the Pipeline<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/vehicle-finance-group-lender-and-urban-infrastructure-funding-stocks-next-phase-spotlight\/#Best_Vehicle_Finance_Group_Lender_and_Urban_Infrastructure_Funding_Stocks_in_India_Sundaram_Finance_vs_Aditya_Birla_Capital_vs_HUDCO_on_Key_Financials\" title=\"Best Vehicle Finance, Group Lender and Urban Infrastructure Funding Stocks in India: Sundaram Finance vs Aditya Birla Capital vs HUDCO on Key Financials\">Best Vehicle Finance, Group Lender and Urban Infrastructure Funding Stocks in India: Sundaram Finance vs Aditya Birla Capital vs HUDCO on Key Financials<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/vehicle-finance-group-lender-and-urban-infrastructure-funding-stocks-next-phase-spotlight\/#How_to_Evaluate_Vehicle_Finance_Group_Lender_and_Urban_Infrastructure_Funding_Stocks_to_Buy_Before_You_Invest\" title=\"How to Evaluate Vehicle Finance, Group Lender and Urban Infrastructure Funding Stocks to Buy Before You Invest\">How to Evaluate Vehicle Finance, Group Lender and Urban Infrastructure Funding Stocks to Buy Before You Invest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/vehicle-finance-group-lender-and-urban-infrastructure-funding-stocks-next-phase-spotlight\/#Risks_to_Consider_Before_Investing_in_Vehicle_Finance_Group_Lender_and_Urban_Infrastructure_Funding_Stocks\" title=\"Risks to Consider Before Investing in Vehicle Finance, Group Lender and Urban Infrastructure Funding Stocks\">Risks to Consider Before Investing in Vehicle Finance, Group Lender and Urban Infrastructure Funding Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/vehicle-finance-group-lender-and-urban-infrastructure-funding-stocks-next-phase-spotlight\/#Final_Take_Which_Stock_Has_the_Strongest_Roadmap\" title=\"Final Take: Which Stock Has the Strongest Roadmap?\">Final Take: Which Stock Has the Strongest Roadmap?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/vehicle-finance-group-lender-and-urban-infrastructure-funding-stocks-next-phase-spotlight\/#FAQs_on_Vehicle_Finance_Group_Lender_and_Urban_Infrastructure_Funding_Stocks\" title=\"FAQs on Vehicle Finance, Group Lender and Urban Infrastructure Funding Stocks\">FAQs on Vehicle Finance, Group Lender and Urban Infrastructure Funding Stocks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/vehicle-finance-group-lender-and-urban-infrastructure-funding-stocks-next-phase-spotlight\/#Which_are_the_best_vehicle_finance_group_lender_and_urban_infrastructure_funding_stocks_in_India_with_a_strong_roadmap\" title=\"Which are the best vehicle finance, group lender and urban infrastructure funding stocks in India with a strong roadmap?\">Which are the best vehicle finance, group lender and urban infrastructure funding stocks in India with a strong roadmap?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/vehicle-finance-group-lender-and-urban-infrastructure-funding-stocks-next-phase-spotlight\/#Is_Sundaram_Finance_a_good_stock_to_buy_now\" title=\"Is Sundaram Finance a good stock to buy now?\">Is Sundaram Finance a good stock to buy now?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/vehicle-finance-group-lender-and-urban-infrastructure-funding-stocks-next-phase-spotlight\/#What_is_the_PE_ratio_of_Sundaram_Finance_Aditya_Birla_Capital_and_HUDCO\" title=\"What is the P\/E ratio of Sundaram Finance, Aditya Birla Capital and HUDCO?\">What is the P\/E ratio of Sundaram Finance, Aditya Birla Capital and HUDCO?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/vehicle-finance-group-lender-and-urban-infrastructure-funding-stocks-next-phase-spotlight\/#Which_of_these_vehicle_finance_group_lender_and_urban_infrastructure_funding_stocks_has_the_highest_return_on_equity\" title=\"Which of these vehicle finance, group lender and urban infrastructure funding stocks has the highest return on equity?\">Which of these vehicle finance, group lender and urban infrastructure funding stocks has the highest return on equity?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/vehicle-finance-group-lender-and-urban-infrastructure-funding-stocks-next-phase-spotlight\/#What_are_the_risks_of_investing_in_vehicle_finance_group_lender_and_urban_infrastructure_funding_stocks\" title=\"What are the risks of investing in vehicle finance, group lender and urban infrastructure funding stocks?\">What are the risks of investing in vehicle finance, group lender and urban infrastructure funding stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/vehicle-finance-group-lender-and-urban-infrastructure-funding-stocks-next-phase-spotlight\/#How_did_Sundaram_Finance_Aditya_Birla_Capital_and_HUDCO_perform_in_Q1_FY27\" title=\"How did Sundaram Finance, Aditya Birla Capital and HUDCO perform in Q1 FY27?\">How did Sundaram Finance, Aditya Birla Capital and HUDCO perform in Q1 FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/vehicle-finance-group-lender-and-urban-infrastructure-funding-stocks-next-phase-spotlight\/#Do_vehicle_finance_group_lender_and_urban_infrastructure_funding_stocks_pay_dividends\" title=\"Do vehicle finance, group lender and urban infrastructure funding stocks pay dividends?\">Do vehicle finance, group lender and urban infrastructure funding stocks pay dividends?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/vehicle-finance-group-lender-and-urban-infrastructure-funding-stocks-next-phase-spotlight\/#How_can_I_invest_in_vehicle_finance_group_lender_and_urban_infrastructure_funding_stocks_in_India\" title=\"How can I invest in vehicle finance, group lender and urban infrastructure funding stocks in India?\">How can I invest in vehicle finance, group lender and urban infrastructure funding stocks in India?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_Vehicle_Finance_Group_Lender_and_Urban_Infrastructure_Funding_Stocks\"><\/span><strong>What Are Vehicle Finance, Group Lender and Urban Infrastructure Funding Stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Vehicle finance, group lender and urban infrastructure funding stocks are shares of companies that lend to households, small businesses and projects. Results depend on loan growth, funding costs and asset quality, so asset quality and funding costs separate the stronger names.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Vehicle_Finance_Group_Lender_and_Urban_Infrastructure_Funding_Stocks_at_a_Glance\"><\/span><strong>Vehicle Finance, Group Lender and Urban Infrastructure Funding Stocks at a Glance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The table compares size, valuation, return on equity and debt for the three vehicle finance, group lender and urban infrastructure funding stocks as of the 12 Oct 2026 close.<\/p>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Company<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">CMP (Rs)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Market Cap (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Industry P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">ROE<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Debt to Equity<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/sundarmfin\/sundaram-finance-ltd-share-price-today\">Sundaram Finance<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">4,182.00<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">45,716<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">20.59<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.72<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">13.82%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">4.68<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/abcapital\/aditya-birla-capital-ltd-share-price-today\">Aditya Birla Capital<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">380.25<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">101,164<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">24.57<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.72<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">10.96%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">5.22<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/hudco\/housing-urban-development-corporation-ltd-share-price-today\">HUDCO<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">163.79<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">31,410<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">7.38<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.72<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">18.36%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">6.45<\/td>\n<\/tr>\n<\/table>\n<\/div>\n<p>Among lending stocks, Sundaram Finance and Aditya Birla Capital trade at a premium to the industry P\/E, while HUDCO trades at a discount.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Do_Vehicle_Finance_Group_Lender_and_Urban_Infrastructure_Funding_Stocks_Have_a_Strong_Roadmap_in_India\"><\/span><strong>Why Do Vehicle Finance, Group Lender and Urban Infrastructure Funding Stocks Have a Strong Roadmap in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Vehicle finance, group lender and urban infrastructure funding stocks have a strong roadmap in India because vehicle sales, urban projects and household savings keep adding demand for financiers and diversified financial groups. Three drivers stand out.<\/p>\n<ul>\n<li><strong>Vehicle demand:<\/strong> Commercial vehicle owners rely on trusted financiers.<\/li>\n<li><strong>Urban projects:<\/strong> Housing and city infrastructure need long-term funds.<\/li>\n<li><strong>Group breadth:<\/strong> Insurance and asset management add fee income.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Sundaram_Finance_Vehicle_Finance_and_Group_Businesses_Drive_the_Pipeline\"><\/span><strong>Sundaram Finance: Vehicle Finance and Group Businesses Drive the Pipeline<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Sundaram Finance&#8217;s roadmap rests on vehicle finance along with home finance, asset management and insurance interests, with a long-standing customer base supporting loan growth.<\/p>\n<p>Revenue grew from Rs 5,145.67 crore in FY22 to Rs 9,873.12 crore in FY26, a 91.9% rise, and FY26 revenue was 15.3% higher than FY25. FY26 net profit rose 10.6% to Rs 2,005.40 crore. Over four years, net profit rose from Rs 1,066.62 crore in FY22 to Rs 2,005.40 crore. In Q1 FY27, revenue grew 12.8% to Rs 2,653.34 crore, and net profit rose 38.1% to Rs 568.86 crore.<\/p>\n<p>Debt to equity is 4.68 and return on equity is 13.82%. Sundaram Finance paid a dividend of Rs 40 per share for FY26, a yield of 0.97%. At a P\/E of 20.59 against an industry P\/E of 17.72, the stock trades above its industry multiple.<\/p>\n<p>What to watch: The P\/E of 20.59 is a modest premium to the industry P\/E of 17.72, so the next quarters&#8217; growth is the figure to follow.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Aditya_Birla_Capital_Several_Financial_Businesses_Build_the_Next_Leg\"><\/span><strong>Aditya Birla Capital: Several Financial Businesses Build the Next Leg<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Aditya Birla Capital&#8217;s roadmap rests on lending, asset management, life insurance and health insurance under one financial services group, with several business lines supporting earnings.<\/p>\n<p>Revenue grew from Rs 22,241.35 crore in FY22 to Rs 45,617.39 crore in FY26, a 105.1% rise, and FY26 revenue was 12.0% higher than FY25. FY26 net profit rose 14.2% to Rs 3,863.80 crore. Over four years, net profit rose from Rs 1,660.07 crore in FY22 to Rs 3,863.80 crore. In Q1 FY27, revenue grew 27.9% to Rs 12,187.05 crore, and net profit rose 43.3% to Rs 1,223.85 crore.<\/p>\n<p>Debt to equity is 5.22 and return on equity is 10.96%. At a P\/E of 24.57 against an industry P\/E of 17.72, the stock trades above its industry multiple.<\/p>\n<p>What to watch: The P\/E of 24.57 sits above the industry P\/E of 17.72, so earnings delivery matters for the valuation.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"HUDCO_Urban_Infrastructure_Lending_Drives_the_Pipeline\"><\/span><strong>HUDCO: Urban Infrastructure Lending Drives the Pipeline<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>HUDCO&#8217;s roadmap rests on loans for housing, urban infrastructure and social projects, with government-backed urban programmes supporting loan demand.<\/p>\n<p>Revenue grew from Rs 6,997.66 crore in FY22 to Rs 13,327.13 crore in FY26, a 90.5% rise, and FY26 revenue was 28.8% higher than FY25. FY26 net profit rose 48.9% to Rs 4,034.37 crore. Over four years, net profit rose from Rs 1,716.41 crore in FY22 to Rs 4,034.37 crore. In Q1 FY27, revenue grew 26.9% to Rs 3,737.49 crore, and net profit rose 35.0% to Rs 851.11 crore.<\/p>\n<p>Debt to equity is 6.45 and return on equity is 18.36%. HUDCO paid a dividend of Rs 6.05 per share for FY26, a yield of 3.86%. At a P\/E of 7.38 against an industry P\/E of 17.72, the stock trades below its industry multiple.<\/p>\n<p>What to watch: The P\/E of 7.38 against an industry P\/E of 17.72 leaves valuation less stretched, so the next quarters&#8217; growth is the figure to follow.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Best_Vehicle_Finance_Group_Lender_and_Urban_Infrastructure_Funding_Stocks_in_India_Sundaram_Finance_vs_Aditya_Birla_Capital_vs_HUDCO_on_Key_Financials\"><\/span><strong>Best Vehicle Finance, Group Lender and Urban Infrastructure Funding Stocks in India: Sundaram Finance vs Aditya Birla Capital vs HUDCO on Key Financials<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Among the best vehicle finance, group lender and urban infrastructure funding stocks in India, Sundaram Finance leads on the lowest debt to equity; Aditya Birla Capital leads on Q1 FY27 revenue growth and Q1 FY27 net profit growth; HUDCO leads on FY26 revenue growth and FY26 net profit growth. The table puts the numbers side by side.<\/p>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Metric<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Sundaram Finance<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Aditya Birla Capital<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">HUDCO<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 revenue (Rs Cr)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">9,873.12<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">45,617.39<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">13,327.13<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 revenue growth<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">15.3%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.0%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">28.8%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 net profit (Rs Cr)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">2,005.40<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">3,863.80<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">4,034.37<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 net profit growth<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">10.6%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">14.2%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">48.9%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Q1 FY27 revenue growth (YoY)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.8%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">27.9%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">26.9%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Q1 FY27 net profit growth (YoY)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">38.1%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">43.3%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">35.0%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Return on equity<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">13.82%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">10.96%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">18.36%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">P\/E ratio<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">20.59<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">24.57<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">7.38<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Debt to equity<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">4.68<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">5.22<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">6.45<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Dividend yield<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.97%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.00%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">3.86%<\/td>\n<\/tr>\n<\/table>\n<\/div>\n<p>Lender earnings follow loan growth, funding costs and asset quality, so full-year numbers and quarterly trends together give a better view.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Evaluate_Vehicle_Finance_Group_Lender_and_Urban_Infrastructure_Funding_Stocks_to_Buy_Before_You_Invest\"><\/span><strong>How to Evaluate Vehicle Finance, Group Lender and Urban Infrastructure Funding Stocks to Buy Before You Invest<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A short checklist keeps the research consistent when you screen vehicle finance, group lender and urban infrastructure funding stocks and shortlist vehicle finance, group lender and urban infrastructure funding stocks to buy.<\/p>\n<ol>\n<li>Compare each stock&#8217;s P\/E with its industry P\/E, which is 17.72 for all three here.<\/li>\n<li>Check loan growth, asset quality and capital adequacy together.<\/li>\n<li>Check whether revenue growth is turning into profit growth, not only sales.<\/li>\n<li>Read loan growth against funding costs to see how growth is financed.<\/li>\n<li>Watch debt to equity and interest cover before sizing a position.<\/li>\n<li>Spread exposure across companies and business lines instead of one demand cycle.<\/li>\n<\/ol>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check the Univest Screener for live data on these vehicle finance, group lender and urban infrastructure funding stocks<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Risks_to_Consider_Before_Investing_in_Vehicle_Finance_Group_Lender_and_Urban_Infrastructure_Funding_Stocks\"><\/span><strong>Risks to Consider Before Investing in Vehicle Finance, Group Lender and Urban Infrastructure Funding Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Asset quality:<\/strong> A rise in overdue loans can reduce profit.<\/li>\n<li><strong>Funding costs:<\/strong> Changes in borrowing costs can move spreads.<\/li>\n<li><strong>Quarterly trends:<\/strong> A single weak quarter can change near-term earnings, so track results every quarter.<\/li>\n<\/ul>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track Sundaram Finance, Aditya Birla Capital and HUDCO live.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Final_Take_Which_Stock_Has_the_Strongest_Roadmap\"><\/span><strong>Final Take: Which Stock Has the Strongest Roadmap?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>These three lending stocks cover vehicle loans, a diversified financial group and urban infrastructure funding. Sundaram Finance leads on the lowest debt to equity; Aditya Birla Capital leads on Q1 FY27 revenue growth and Q1 FY27 net profit growth; HUDCO leads on FY26 revenue growth and FY26 net profit growth.<\/p>\n<p>Across vehicle finance, group lender and urban infrastructure funding stocks, each roadmap still has to turn growth into steady profit, so independent research and position sizing matter. Investors should consult a SEBI-registered advisor before acting on any of the vehicle finance, group lender and urban infrastructure funding stocks to buy discussed here.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"FAQs_on_Vehicle_Finance_Group_Lender_and_Urban_Infrastructure_Funding_Stocks\"><\/span><strong>FAQs on Vehicle Finance, Group Lender and Urban Infrastructure Funding Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Which_are_the_best_vehicle_finance_group_lender_and_urban_infrastructure_funding_stocks_in_India_with_a_strong_roadmap\"><\/span><strong>Which are the best vehicle finance, group lender and urban infrastructure funding stocks in India with a strong roadmap?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Sundaram Finance, Aditya Birla Capital and HUDCO stand out for their roadmaps in vehicle loans, a diversified financial group and urban infrastructure funding. FY26 revenue growth was 15.3% at Sundaram Finance, 12.0% at Aditya Birla Capital and 28.8% at HUDCO, and return on equity ranges from 10.96% to 18.36%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Sundaram_Finance_a_good_stock_to_buy_now\"><\/span><strong>Is Sundaram Finance a good stock to buy now?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Sundaram Finance has a debt to equity ratio of 4.68, a return on equity of 13.82% and a P\/E of 20.59 against an industry P\/E of 17.72. Valuation, asset quality and funding costs move results. This article is not investment advice, so consult a SEBI-registered advisor before deciding.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_PE_ratio_of_Sundaram_Finance_Aditya_Birla_Capital_and_HUDCO\"><\/span><strong>What is the P\/E ratio of Sundaram Finance, Aditya Birla Capital and HUDCO?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The P\/E ratio is 20.59 for Sundaram Finance (industry 17.72), 24.57 for Aditya Birla Capital (industry 17.72) and 7.38 for HUDCO (industry 17.72). Only Sundaram Finance and Aditya Birla Capital trade at or above the industry multiple.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_of_these_vehicle_finance_group_lender_and_urban_infrastructure_funding_stocks_has_the_highest_return_on_equity\"><\/span><strong>Which of these vehicle finance, group lender and urban infrastructure funding stocks has the highest return on equity?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> HUDCO has the highest return on equity at 18.36%, followed by Sundaram Finance at 13.82% and Aditya Birla Capital at 10.96%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_risks_of_investing_in_vehicle_finance_group_lender_and_urban_infrastructure_funding_stocks\"><\/span><strong>What are the risks of investing in vehicle finance, group lender and urban infrastructure funding stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The main risks are asset quality, funding costs and quarterly trends. A rise in overdue loans can reduce profit.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_did_Sundaram_Finance_Aditya_Birla_Capital_and_HUDCO_perform_in_Q1_FY27\"><\/span><strong>How did Sundaram Finance, Aditya Birla Capital and HUDCO perform in Q1 FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Sundaram Finance reported revenue of Rs 2,653.34 crore, up 12.8% year on year, and net profit rose 38.1% to Rs 568.86 crore. Aditya Birla Capital reported revenue of Rs 12,187.05 crore, up 27.9% year on year, and net profit rose 43.3% to Rs 1,223.85 crore. HUDCO reported revenue of Rs 3,737.49 crore, up 26.9% year on year, and net profit rose 35.0% to Rs 851.11 crore.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_vehicle_finance_group_lender_and_urban_infrastructure_funding_stocks_pay_dividends\"><\/span><strong>Do vehicle finance, group lender and urban infrastructure funding stocks pay dividends?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Sundaram Finance and HUDCO pay dividends. The dividend yield is 0.97% for Sundaram Finance and 3.86% for HUDCO, based on dividends declared for FY26.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_can_I_invest_in_vehicle_finance_group_lender_and_urban_infrastructure_funding_stocks_in_India\"><\/span><strong>How can I invest in vehicle finance, group lender and urban infrastructure funding stocks in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> You can buy vehicle finance, group lender and urban infrastructure funding stocks through a demat and trading account on NSE or BSE after checking each company&#8217;s financials, margins and valuation. The Univest Screener lets you compare fundamentals before placing an order. Investments in securities are subject to market risk, so consider your risk profile first.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Which are the best vehicle finance, group lender and urban infrastructure funding stocks in India with a strong roadmap?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Sundaram Finance, Aditya Birla Capital and HUDCO stand out for their roadmaps in vehicle loans, a diversified financial group and urban infrastructure funding. FY26 revenue growth was 15.3% at Sundaram Finance, 12.0% at Aditya Birla Capital and 28.8% at HUDCO, and return on equity ranges from 10.96% to 18.36%.\"}},{\"@type\":\"Question\",\"name\":\"Is Sundaram Finance a good stock to buy now?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Sundaram Finance has a debt to equity ratio of 4.68, a return on equity of 13.82% and a P\/E of 20.59 against an industry P\/E of 17.72. Valuation, asset quality and funding costs move results. This article is not investment advice, so consult a SEBI-registered advisor before deciding.\"}},{\"@type\":\"Question\",\"name\":\"What is the P\/E ratio of Sundaram Finance, Aditya Birla Capital and HUDCO?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The P\/E ratio is 20.59 for Sundaram Finance (industry 17.72), 24.57 for Aditya Birla Capital (industry 17.72) and 7.38 for HUDCO (industry 17.72). 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A rise in overdue loans can reduce profit.\"}},{\"@type\":\"Question\",\"name\":\"How did Sundaram Finance, Aditya Birla Capital and HUDCO perform in Q1 FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Sundaram Finance reported revenue of Rs 2,653.34 crore, up 12.8% year on year, and net profit rose 38.1% to Rs 568.86 crore. Aditya Birla Capital reported revenue of Rs 12,187.05 crore, up 27.9% year on year, and net profit rose 43.3% to Rs 1,223.85 crore. HUDCO reported revenue of Rs 3,737.49 crore, up 26.9% year on year, and net profit rose 35.0% to Rs 851.11 crore.\"}},{\"@type\":\"Question\",\"name\":\"Do vehicle finance, group lender and urban infrastructure funding stocks pay dividends?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Sundaram Finance and HUDCO pay dividends. The dividend yield is 0.97% for Sundaram Finance and 3.86% for HUDCO, based on dividends declared for FY26.\"}},{\"@type\":\"Question\",\"name\":\"How can I invest in vehicle finance, group lender and urban infrastructure funding stocks in India?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can buy vehicle finance, group lender and urban infrastructure funding stocks through a demat and trading account on NSE or BSE after checking each company's financials, margins and valuation. The Univest Screener lets you compare fundamentals before placing an order. Investments in securities are subject to market risk, so consider your risk profile first.\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Sundaram Finance, Aditya Birla Capital and HUDCO compared on growth, margins, debt and valuation, with the roadmap and risks investors should track.<\/p>\n","protected":false},"author":28,"featured_media":304929,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[845],"tags":[11078,11620,11621,10959,10945,11458],"class_list":["post-304931","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-best-stocks","tag-aditya-birla-capital","tag-group-lender-and-urban-infrastructure-funding-stocks","tag-group-lender-and-urban-infrastructure-funding-stocks-to-buy","tag-hudco","tag-sundaram-finance","tag-vehicle-finance"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["304929"],"rank_math_title":["Vehicle, Group Lender and Infrastructure Funding Stocks"],"rank_math_description":["Vehicle finance, group lender and urban infrastructure funding stocks with a strong roadmap compared on growth, margins, valuation and risks."],"rank_math_focus_keyword":["vehicle finance, group lender and urban infrastructure funding stocks"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/10\/3-vehicle-finance-group-lender-and-urban-infrastructure-funding-stocks-with-a.webp","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/304931","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/28"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=304931"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/304931\/revisions"}],"predecessor-version":[{"id":304932,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/304931\/revisions\/304932"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/304929"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=304931"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=304931"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=304931"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}