{"id":304772,"date":"2026-10-13T11:25:03","date_gmt":"2026-10-13T05:55:03","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=304772"},"modified":"2026-10-13T11:25:03","modified_gmt":"2026-10-13T05:55:03","slug":"rbl-bank-share-price-crashes-8-percent-after-q2-results-should-investors-buy-sell-or-hold-experts-decode-target-price-nim","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/rbl-bank-share-price-crashes-8-percent-after-q2-results-should-investors-buy-sell-or-hold-experts-decode-target-price-nim\/","title":{"rendered":"RBL Bank Share Price Crashes 8% After Q2 Results: Should Investors Buy, Sell or Hold? Brokerage Target Price Views, Net Interest Margin and Asset Quality Decoded"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>RBL Bank share price: opened Rs 401.95 on 13 Oct 2026 against a previous close of Rs 420, and fell to Rs 387.85 (about 7.7%). Q2 FY27 profit up 170% YoY, NIM 4.61%, GNPA 1.02%. Brokerage targets range from Rs 310 to Rs 505.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">RBL Bank share price fell to an intraday low of Rs 387.85 on 13 October 2026, about 7.7% below the previous close of Rs 420, even though Q2 profit rose about 170% year on year. The drop reflects results that came in 3% to 4% below analyst estimates because of higher provisions, an expected cooling in net interest margin in Q3, and a valuation of about 1.4 times book value. Of 15 brokerage views I found, 6 say Buy, 2 say Add or Accumulate, 3 say Hold or Equal Weight and 4 say Reduce or Sell, with target prices from Rs 310 to Rs 505. A split view like this means the stock is not a clear buy or sell, so decide on your own horizon and risk.<\/p>\n<\/p><\/div>\n<p>RBL Bank share price crashed about 8% on 13 October after the bank announced its Q2 FY27 results. The stock opened at Rs 401.95 against a previous close of Rs 420, and the headline asks whether investors should buy, sell or hold.<\/p>\n<p>This guide explains the RBL Bank share price fall, sets out the Q2 numbers on profit, net interest margin and asset quality, lists the 15 brokerage target price views, and shows how to think about buying, selling or holding.<\/p>\n<p>The headline calls the move 8%, while the body of one report gives 7.65%. I use about 7.7% from the Rs 387.85 low, which matches the 8% headline once rounded.<\/p>\n<p style=\"margin-top:24px;\"><strong><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=rbl-bank-share-price-crashes-8-percent-after-q2-results-should-investors-buy-sell-or-hold-experts-decode-target-price-nim\">Click Here &#8211; Get Free Investment Predictions<\/a><\/strong><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/rbl-bank-share-price-crashes-8-percent-after-q2-results-should-investors-buy-sell-or-hold-experts-decode-target-price-nim\/#RBL_Bank_Share_Price_Today_Price_Levels_After_Q2_Results\" title=\"RBL Bank Share Price Today: Price Levels After Q2 Results\">RBL Bank Share Price Today: Price Levels After Q2 Results<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/rbl-bank-share-price-crashes-8-percent-after-q2-results-should-investors-buy-sell-or-hold-experts-decode-target-price-nim\/#Q2_Results_Snapshot_Profit_NII_and_Net_Interest_Margin\" title=\"Q2 Results Snapshot: Profit, NII and Net Interest Margin\">Q2 Results Snapshot: Profit, NII and Net Interest Margin<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/rbl-bank-share-price-crashes-8-percent-after-q2-results-should-investors-buy-sell-or-hold-experts-decode-target-price-nim\/#Why_Did_the_RBL_Bank_Share_Price_Fall_Despite_Higher_Profit\" title=\"Why Did the RBL Bank Share Price Fall Despite Higher Profit?\">Why Did the RBL Bank Share Price Fall Despite Higher Profit?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/rbl-bank-share-price-crashes-8-percent-after-q2-results-should-investors-buy-sell-or-hold-experts-decode-target-price-nim\/#Brokerage_Target_Price_on_RBL_Bank_After_Q2\" title=\"Brokerage Target Price on RBL Bank After Q2\">Brokerage Target Price on RBL Bank After Q2<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/rbl-bank-share-price-crashes-8-percent-after-q2-results-should-investors-buy-sell-or-hold-experts-decode-target-price-nim\/#Buy_Sell_or_Hold_How_to_Read_the_RBL_Bank_Share_Price_After_Q2\" title=\"Buy, Sell or Hold: How to Read the RBL Bank Share Price After Q2\">Buy, Sell or Hold: How to Read the RBL Bank Share Price After Q2<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/rbl-bank-share-price-crashes-8-percent-after-q2-results-should-investors-buy-sell-or-hold-experts-decode-target-price-nim\/#Risks_Around_the_RBL_Bank_Share_Price\" title=\"Risks Around the RBL Bank Share Price\">Risks Around the RBL Bank Share Price<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/rbl-bank-share-price-crashes-8-percent-after-q2-results-should-investors-buy-sell-or-hold-experts-decode-target-price-nim\/#What_to_Watch_Next\" title=\"What to Watch Next\">What to Watch Next<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/rbl-bank-share-price-crashes-8-percent-after-q2-results-should-investors-buy-sell-or-hold-experts-decode-target-price-nim\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/rbl-bank-share-price-crashes-8-percent-after-q2-results-should-investors-buy-sell-or-hold-experts-decode-target-price-nim\/#Frequently_Asked_Questions\" title=\"Frequently Asked Questions\">Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/rbl-bank-share-price-crashes-8-percent-after-q2-results-should-investors-buy-sell-or-hold-experts-decode-target-price-nim\/#Why_did_the_RBL_Bank_share_price_fall_after_Q2_results\" title=\"Why did the RBL Bank share price fall after Q2 results?\">Why did the RBL Bank share price fall after Q2 results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/rbl-bank-share-price-crashes-8-percent-after-q2-results-should-investors-buy-sell-or-hold-experts-decode-target-price-nim\/#What_was_the_RBL_Bank_Q2_FY27_profit\" title=\"What was the RBL Bank Q2 FY27 profit?\">What was the RBL Bank Q2 FY27 profit?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/rbl-bank-share-price-crashes-8-percent-after-q2-results-should-investors-buy-sell-or-hold-experts-decode-target-price-nim\/#What_is_the_RBL_Bank_net_interest_margin\" title=\"What is the RBL Bank net interest margin?\">What is the RBL Bank net interest margin?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/rbl-bank-share-price-crashes-8-percent-after-q2-results-should-investors-buy-sell-or-hold-experts-decode-target-price-nim\/#What_is_the_RBL_Bank_gross_NPA\" title=\"What is the RBL Bank gross NPA?\">What is the RBL Bank gross NPA?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/rbl-bank-share-price-crashes-8-percent-after-q2-results-should-investors-buy-sell-or-hold-experts-decode-target-price-nim\/#What_is_the_brokerage_target_price_for_the_RBL_Bank_share_price\" title=\"What is the brokerage target price for the RBL Bank share price?\">What is the brokerage target price for the RBL Bank share price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/rbl-bank-share-price-crashes-8-percent-after-q2-results-should-investors-buy-sell-or-hold-experts-decode-target-price-nim\/#How_many_brokerages_say_Buy_Hold_or_Sell\" title=\"How many brokerages say Buy, Hold or Sell?\">How many brokerages say Buy, Hold or Sell?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/rbl-bank-share-price-crashes-8-percent-after-q2-results-should-investors-buy-sell-or-hold-experts-decode-target-price-nim\/#What_are_the_key_price_levels_for_the_RBL_Bank_share_price\" title=\"What are the key price levels for the RBL Bank share price?\">What are the key price levels for the RBL Bank share price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/rbl-bank-share-price-crashes-8-percent-after-q2-results-should-investors-buy-sell-or-hold-experts-decode-target-price-nim\/#Should_I_buy_sell_or_hold_the_RBL_Bank_share_price\" title=\"Should I buy, sell or hold the RBL Bank share price?\">Should I buy, sell or hold the RBL Bank share price?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"RBL_Bank_Share_Price_Today_Price_Levels_After_Q2_Results\"><\/span><strong>RBL Bank Share Price Today: Price Levels After Q2 Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Level<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Price (Rs)<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Note<\/th>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Previous close<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">420<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Base for the fall<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Opening price<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">401.95<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">About 4.3% below the close (my calculation)<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Intraday low<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">387.85<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">About 7.7% below the close<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">At 9:27 am<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">396<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Down 5.7% while the Sensex was up 0.5%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">52-week high<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">429.55<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">23 September; the low is about 9.7% below it (my calculation)<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">52-week low<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">285.80<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">14 October 2025<\/td>\n<\/tr>\n<\/table>\n<p>Two pages carried stale price tickers that do not match the intraday low, so I rely on the levels of the RBL Bank share price reported in the news text.<\/p>\n<p style=\"margin-top:24px;\"><strong><a href=\"https:\/\/univest.in\/screeners\">Check the Univest Screener for live bank stock data<\/a><\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Q2_Results_Snapshot_Profit_NII_and_Net_Interest_Margin\"><\/span><strong>Q2 Results Snapshot: Profit, NII and Net Interest Margin<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Measure<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Q2 FY27<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Note<\/th>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Net profit<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 482 crore<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 170% year on year (Business Standard)<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Net interest income<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 2,131 crore<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 37% year on year<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Net interest margin<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">4.61%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 48 bps from Q1 (Motilal Oswal)<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Gross NPA<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">1.02%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Down 131 bps year on year<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Net NPA<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">0.29%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Down 28 bps year on year<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Provision coverage<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">95.31%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Includes technical write-offs<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Cost to income<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">56.5%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Systematix<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Capital adequacy<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">30.1%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Systematix<\/td>\n<\/tr>\n<\/table>\n<p>One source, Whalesbook, reports profit of Rs 498 crore, up 159%. I use Rs 482 crore from Business Standard, but the exact figure should be checked against the bank&#8217;s filing. Growth is also reported differently: advances were up 42% on one page and loan growth is quoted at 22% from the previous quarter on another.<\/p>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to watch bank stocks and results updates live.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Did_the_RBL_Bank_Share_Price_Fall_Despite_Higher_Profit\"><\/span><strong>Why Did the RBL Bank Share Price Fall Despite Higher Profit?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ol>\n<li>Profit missed estimates by about 3% (IIFL) to 4% (Emkay) because of higher provisions.<\/li>\n<li>Provisions, which weighed on the RBL Bank share price, were about 32% above Emkay&#8217;s estimate, linked to 22% loan growth from the previous quarter.<\/li>\n<li>A cooling net interest margin is the next worry for the RBL Bank share price: it rose 48 bps in Q2 on FCNR(B) deposits, but IIFL expects about a 10 bps fall in Q3 and Nirmal Bang also expects it to cool.<\/li>\n<li>CLSA says a medium-term return on equity of 8% to 9% does not justify about 1.4 times book value.<\/li>\n<li>Dolat Capital points to pressure on yields as the unsecured loan share declines.<\/li>\n<li>The stock had gained about 35% to 44% over the past year, depending on the report, so expectations were high.<\/li>\n<\/ol>\n<p>The results are also described two ways. One headline calls them a beat, while Motilal Oswal calls them a marginal earnings miss and Dolat a marginal profit beat. These views compare against different estimates, so the label alone settles nothing about the RBL Bank share price.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Brokerage_Target_Price_on_RBL_Bank_After_Q2\"><\/span><strong>Brokerage Target Price on RBL Bank After Q2<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Brokerage<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Rating<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Target price (Rs)<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">From Rs 387.85 (my calculation)<\/th>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Citi<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Buy<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">505<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 30.2%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Systematix<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Buy<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">505<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 30.2%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Nuvama<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Buy<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">500<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 28.9%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Motilal Oswal<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Buy<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">485<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 25.0%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Elara Capital<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Accumulate<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">480<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 23.8%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Emkay<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Buy<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">475<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 22.5%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">IIFL Capital<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Buy<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">475<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 22.5%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">ICICI Securities<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Add (cut from Buy)<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">460<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 18.6%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Nirmal Bang<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Hold<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">445<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 14.7%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Investec<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Hold (cut from Buy)<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">440<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 13.4%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Axis Securities<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Reduce (cut from Add)<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">400<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 3.1%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Morgan Stanley<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Equal Weight<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">370<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Down 4.6%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Dolat Capital<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Sell<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">340<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Down 12.3%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Goldman Sachs<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Sell<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">310<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Down 20.1%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">CLSA<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Reduce<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">310<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Down 20.1%<\/td>\n<\/tr>\n<\/table>\n<p>For the RBL Bank share price, the median target price is Rs 460, about 18.6% above Rs 387.85, and the average is about Rs 433, about 11.7% above it (my calculation). Targets are 12-month views that were set at different dates, and I did not use a Bloomberg consensus figure because the page quoting it looked inconsistent.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Buy_Sell_or_Hold_How_to_Read_the_RBL_Bank_Share_Price_After_Q2\"><\/span><strong>Buy, Sell or Hold: How to Read the RBL Bank Share Price After Q2<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Question<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Case for the stock<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Case against<\/th>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Asset quality<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Gross NPA 1.02%, net NPA 0.29%, coverage 95.31%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Provisions ran above estimates<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Margin<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">4.61%, up 48 bps in Q2<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Expected to cool in Q3 as surplus funds earn less<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Valuation<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Targets above Rs 460 from several brokers<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">About 1.4x book against 8% to 9% return on equity (CLSA)<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Funding<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">FCNR(B) deposits of USD 3.4 billion and a foreign parent in Emirates NBD<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Cost benefit may fade as these deposits are used<\/td>\n<\/tr>\n<\/table>\n<p>On the RBL Bank share price, a holder with a long horizon may focus on asset quality and funding, while a new buyer may prefer to wait for the Q3 margin to show. This is a framework, not advice.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Risks_Around_the_RBL_Bank_Share_Price\"><\/span><strong>Risks Around the RBL Bank Share Price<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Margin cooling:<\/strong> A Q3 fall in net interest margin could weigh on the RBL Bank share price.<\/p>\n<p><strong>Provisions:<\/strong> Higher provisions cut profit and may recur if loan growth stays near 22% a quarter.<\/p>\n<p><strong>Valuation:<\/strong> At about 1.4 times book, the RBL Bank share price has less room for a miss.<\/p>\n<p><strong>Mixed signals:<\/strong> Brokerages are split from Sell to Buy, so the RBL Bank share price may stay volatile.<\/p>\n<p><strong>Data differences:<\/strong> Profit and growth figures differ across reports, so verify against the filing.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_to_Watch_Next\"><\/span><strong>What to Watch Next<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ol>\n<li>The Q3 net interest margin against the expected 10 bps fall.<\/li>\n<li>Provisions and credit cost trend.<\/li>\n<li>Whether the RBL Bank share price holds above Rs 387.85.<\/li>\n<li>Further target price changes for the RBL Bank share price after the results.<\/li>\n<li>Deposit and CASA growth, which CLSA puts at 5% year on year on average.<\/li>\n<\/ol>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>RBL Bank share price fell about 7.7% to Rs 387.85 after a strong profit rise because provisions and margin expectations disappointed. Asset quality has improved, but analysts are split between Buy and Sell, so match any decision to your own horizon. Consult a SEBI-registered advisor before making any decision.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><strong>Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Why_did_the_RBL_Bank_share_price_fall_after_Q2_results\"><\/span><strong>Why did the RBL Bank share price fall after Q2 results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Profit missed estimates by about 3% to 4% on higher provisions, and analysts expect the net interest margin to cool in Q3.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_was_the_RBL_Bank_Q2_FY27_profit\"><\/span><strong>What was the RBL Bank Q2 FY27 profit?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Business Standard reports Rs 482 crore, up 170% year on year. Another source reports Rs 498 crore, so check the filing.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_RBL_Bank_net_interest_margin\"><\/span><strong>What is the RBL Bank net interest margin?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> It was 4.61% in Q2, up 48 bps from Q1, per Motilal Oswal.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_RBL_Bank_gross_NPA\"><\/span><strong>What is the RBL Bank gross NPA?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Gross NPA was 1.02% and net NPA 0.29% in Q2 FY27.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_brokerage_target_price_for_the_RBL_Bank_share_price\"><\/span><strong>What is the brokerage target price for the RBL Bank share price?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Targets range from Rs 310 (Goldman Sachs, CLSA) to Rs 505 (Citi, Systematix), with a median near Rs 460.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_many_brokerages_say_Buy_Hold_or_Sell\"><\/span><strong>How many brokerages say Buy, Hold or Sell?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Of 15 views, 6 say Buy, 2 Add or Accumulate, 3 Hold or Equal Weight and 4 Reduce or Sell.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_key_price_levels_for_the_RBL_Bank_share_price\"><\/span><strong>What are the key price levels for the RBL Bank share price?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The previous close was Rs 420, the intraday low Rs 387.85, the 52-week high Rs 429.55 and the 52-week low Rs 285.80.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Should_I_buy_sell_or_hold_the_RBL_Bank_share_price\"><\/span><strong>Should I buy, sell or hold the RBL Bank share price?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> This article does not constitute investment advice. Consult a SEBI-registered financial advisor.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Why did the RBL Bank share price fall after Q2 results?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Profit missed estimates by about 3% to 4% on higher provisions, and analysts expect the net interest margin to cool in Q3.\"}},{\"@type\":\"Question\",\"name\":\"What was the RBL Bank Q2 FY27 profit?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Business Standard reports Rs 482 crore, up 170% year on year. Another source reports Rs 498 crore, so check the filing.\"}},{\"@type\":\"Question\",\"name\":\"What is the RBL Bank net interest margin?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It was 4.61% in Q2, up 48 bps from Q1, per Motilal Oswal.\"}},{\"@type\":\"Question\",\"name\":\"What is the RBL Bank gross NPA?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Gross NPA was 1.02% and net NPA 0.29% in Q2 FY27.\"}},{\"@type\":\"Question\",\"name\":\"What is the brokerage target price for the RBL Bank share price?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Targets range from Rs 310 (Goldman Sachs, CLSA) to Rs 505 (Citi, Systematix), with a median near Rs 460.\"}},{\"@type\":\"Question\",\"name\":\"How many brokerages say Buy, Hold or Sell?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Of 15 views, 6 say Buy, 2 Add or Accumulate, 3 Hold or Equal Weight and 4 Reduce or Sell.\"}},{\"@type\":\"Question\",\"name\":\"What are the key price levels for the RBL Bank share price?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The previous close was Rs 420, the intraday low Rs 387.85, the 52-week high Rs 429.55 and the 52-week low Rs 285.80.\"}},{\"@type\":\"Question\",\"name\":\"Should I buy, sell or hold the RBL Bank share price?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"This article does not constitute investment advice. Consult a SEBI-registered financial advisor.\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>RBL Bank share price fell about 8% after Q2 results. See profit, margin, asset quality and 15 brokerage target price views.<\/p>\n","protected":false},"author":38,"featured_media":304770,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[1162,5534,11600,11602,11601],"class_list":["post-304772","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-bank-stocks","tag-net-interest-margin","tag-rbl-bank","tag-rbl-bank-q2-results","tag-rbl-bank-share-price"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["304770"],"rank_math_title":["RBL Bank Share Price Falls 8% After Q2 Results"],"rank_math_description":["RBL Bank share price fell 8% after Q2 results despite a 170% profit jump. See net interest margin, asset quality and 15 brokerage target price views before you decide."],"rank_math_focus_keyword":["RBL Bank share price"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/10\/rbl-bank-share-price-crashes-8-after-q2-results-should-investors-buy-sell-or.webp","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/304772","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/38"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=304772"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/304772\/revisions"}],"predecessor-version":[{"id":304773,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/304772\/revisions\/304773"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/304770"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=304772"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=304772"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=304772"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}