{"id":303098,"date":"2026-10-12T16:39:36","date_gmt":"2026-10-12T11:09:36","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=303098"},"modified":"2026-10-12T16:39:36","modified_gmt":"2026-10-12T11:09:36","slug":"finance-insurance-and-small-ticket-credit-group-stocks-future-pipeline-picks","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/finance-insurance-and-small-ticket-credit-group-stocks-future-pipeline-picks\/","title":{"rendered":"3 Finance, Insurance and Small-Ticket Credit Group Stocks With a Strong Future Roadmap: Sundaram Finance, Bajaj Finserv and Paisalo Digital"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>Sundaram Finance Rs 4,113.60, P\/E 20.59. Bajaj Finserv Rs 1,734.70, P\/E 13.26. Paisalo Digital Rs 80.90, P\/E 29.35. Closing prices of 9 Oct 2026.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">Finance, insurance and small-ticket credit group stocks with the clearest long-term roadmaps today include Sundaram Finance in vehicle finance with home finance and asset management, Bajaj Finserv in stakes in consumer lending and insurance and Paisalo Digital in small-ticket loans to underserved borrowers. FY26 revenue growth was 15.3% at Sundaram Finance, 13.2% at Bajaj Finserv and 22.4% at Paisalo Digital. P\/E stands at 20.59 for Sundaram Finance (industry 17.72), 13.26 for Bajaj Finserv (industry 17.72) and 29.35 for Paisalo Digital (industry 17.72). Demand cycles, input costs and valuation decide how much of that growth the market keeps paying for, so each company&#8217;s risks need equal attention.<\/p>\n<\/p><\/div>\n<p>Finance, insurance and small-ticket credit group stocks give investors exposure to loans and insurance for vehicle owners, households and small borrowers. Loan growth, funding costs and credit quality decide how much of that demand turns into profit.<\/p>\n<p>This list covers three finance, insurance and small-ticket credit group stocks: Sundaram Finance for vehicle finance with home finance and asset management, Bajaj Finserv for stakes in consumer lending and insurance and Paisalo Digital for small-ticket loans to underserved borrowers. Every figure comes from the latest reported financials and the 9 October 2026 market close. Companies without complete current figures were left out.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=finance-insurance-and-small-ticket-credit-group-stocks-future-pipeline-picks\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/finance-insurance-and-small-ticket-credit-group-stocks-future-pipeline-picks\/#What_Are_Finance_Insurance_and_Small-Ticket_Credit_Group_Stocks\" title=\"What Are Finance, Insurance and Small-Ticket Credit Group Stocks?\">What Are Finance, Insurance and Small-Ticket Credit Group Stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/finance-insurance-and-small-ticket-credit-group-stocks-future-pipeline-picks\/#Finance_Insurance_and_Small-Ticket_Credit_Group_Stocks_at_a_Glance\" title=\"Finance, Insurance and Small-Ticket Credit Group Stocks at a Glance\">Finance, Insurance and Small-Ticket Credit Group Stocks at a Glance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/finance-insurance-and-small-ticket-credit-group-stocks-future-pipeline-picks\/#Why_Do_Finance_Insurance_and_Small-Ticket_Credit_Group_Stocks_Have_a_Strong_Roadmap_in_India\" title=\"Why Do Finance, Insurance and Small-Ticket Credit Group Stocks Have a Strong Roadmap in India?\">Why Do Finance, Insurance and Small-Ticket Credit Group Stocks Have a Strong Roadmap in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/finance-insurance-and-small-ticket-credit-group-stocks-future-pipeline-picks\/#Sundaram_Finance_Vehicle_Finance_and_Group_Businesses_Drive_the_Pipeline\" title=\"Sundaram Finance: Vehicle Finance and Group Businesses Drive the Pipeline\">Sundaram Finance: Vehicle Finance and Group Businesses Drive the Pipeline<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/finance-insurance-and-small-ticket-credit-group-stocks-future-pipeline-picks\/#Bajaj_Finserv_Lending_and_Insurance_Arms_Anchor_the_Roadmap\" title=\"Bajaj Finserv: Lending and Insurance Arms Anchor the Roadmap\">Bajaj Finserv: Lending and Insurance Arms Anchor the Roadmap<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/finance-insurance-and-small-ticket-credit-group-stocks-future-pipeline-picks\/#Paisalo_Digital_Digital_Co-Lending_Builds_the_Next_Leg\" title=\"Paisalo Digital: Digital Co-Lending Builds the Next Leg\">Paisalo Digital: Digital Co-Lending Builds the Next Leg<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/finance-insurance-and-small-ticket-credit-group-stocks-future-pipeline-picks\/#Best_Finance_Insurance_and_Small-Ticket_Credit_Group_Stocks_in_India_Sundaram_Finance_vs_Bajaj_Finserv_vs_Paisalo_Digital_on_Key_Financials\" title=\"Best Finance, Insurance and Small-Ticket Credit Group Stocks in India: Sundaram Finance vs Bajaj Finserv vs Paisalo Digital on Key Financials\">Best Finance, Insurance and Small-Ticket Credit Group Stocks in India: Sundaram Finance vs Bajaj Finserv vs Paisalo Digital on Key Financials<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/finance-insurance-and-small-ticket-credit-group-stocks-future-pipeline-picks\/#How_to_Evaluate_Finance_Insurance_and_Small-Ticket_Credit_Group_Stocks_to_Buy_Before_You_Invest\" title=\"How to Evaluate Finance, Insurance and Small-Ticket Credit Group Stocks to Buy Before You Invest\">How to Evaluate Finance, Insurance and Small-Ticket Credit Group Stocks to Buy Before You Invest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/finance-insurance-and-small-ticket-credit-group-stocks-future-pipeline-picks\/#Risks_to_Consider_Before_Investing_in_Finance_Insurance_and_Small-Ticket_Credit_Group_Stocks\" title=\"Risks to Consider Before Investing in Finance, Insurance and Small-Ticket Credit Group Stocks\">Risks to Consider Before Investing in Finance, Insurance and Small-Ticket Credit Group Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/finance-insurance-and-small-ticket-credit-group-stocks-future-pipeline-picks\/#Final_Take_Which_Stock_Has_the_Strongest_Roadmap\" title=\"Final Take: Which Stock Has the Strongest Roadmap?\">Final Take: Which Stock Has the Strongest Roadmap?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/finance-insurance-and-small-ticket-credit-group-stocks-future-pipeline-picks\/#FAQs_on_Finance_Insurance_and_Small-Ticket_Credit_Group_Stocks\" title=\"FAQs on Finance, Insurance and Small-Ticket Credit Group Stocks\">FAQs on Finance, Insurance and Small-Ticket Credit Group Stocks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/finance-insurance-and-small-ticket-credit-group-stocks-future-pipeline-picks\/#Which_are_the_best_finance_insurance_and_small-ticket_credit_group_stocks_in_India_with_a_strong_roadmap\" title=\"Which are the best finance, insurance and small-ticket credit group stocks in India with a strong roadmap?\">Which are the best finance, insurance and small-ticket credit group stocks in India with a strong roadmap?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/finance-insurance-and-small-ticket-credit-group-stocks-future-pipeline-picks\/#Is_Sundaram_Finance_a_good_stock_to_buy_now\" title=\"Is Sundaram Finance a good stock to buy now?\">Is Sundaram Finance a good stock to buy now?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/finance-insurance-and-small-ticket-credit-group-stocks-future-pipeline-picks\/#What_is_the_PE_ratio_of_Sundaram_Finance_Bajaj_Finserv_and_Paisalo_Digital\" title=\"What is the P\/E ratio of Sundaram Finance, Bajaj Finserv and Paisalo Digital?\">What is the P\/E ratio of Sundaram Finance, Bajaj Finserv and Paisalo Digital?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/finance-insurance-and-small-ticket-credit-group-stocks-future-pipeline-picks\/#Which_of_these_finance_insurance_and_small-ticket_credit_group_stocks_has_the_highest_return_on_equity\" title=\"Which of these finance, insurance and small-ticket credit group stocks has the highest return on equity?\">Which of these finance, insurance and small-ticket credit group stocks has the highest return on equity?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/finance-insurance-and-small-ticket-credit-group-stocks-future-pipeline-picks\/#What_are_the_risks_of_investing_in_finance_insurance_and_small-ticket_credit_group_stocks\" title=\"What are the risks of investing in finance, insurance and small-ticket credit group stocks?\">What are the risks of investing in finance, insurance and small-ticket credit group stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/finance-insurance-and-small-ticket-credit-group-stocks-future-pipeline-picks\/#How_did_Sundaram_Finance_Bajaj_Finserv_and_Paisalo_Digital_perform_in_Q1_FY27\" title=\"How did Sundaram Finance, Bajaj Finserv and Paisalo Digital perform in Q1 FY27?\">How did Sundaram Finance, Bajaj Finserv and Paisalo Digital perform in Q1 FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/finance-insurance-and-small-ticket-credit-group-stocks-future-pipeline-picks\/#Do_finance_insurance_and_small-ticket_credit_group_stocks_pay_dividends\" title=\"Do finance, insurance and small-ticket credit group stocks pay dividends?\">Do finance, insurance and small-ticket credit group stocks pay dividends?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/finance-insurance-and-small-ticket-credit-group-stocks-future-pipeline-picks\/#How_can_I_invest_in_finance_insurance_and_small-ticket_credit_group_stocks_in_India\" title=\"How can I invest in finance, insurance and small-ticket credit group stocks in India?\">How can I invest in finance, insurance and small-ticket credit group stocks in India?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_Finance_Insurance_and_Small-Ticket_Credit_Group_Stocks\"><\/span><strong>What Are Finance, Insurance and Small-Ticket Credit Group Stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Finance, insurance and small-ticket credit group stocks are shares of companies that lend to vehicle buyers and small borrowers and sell insurance. Results depend on loan growth, funding costs and credit quality, so funding costs and credit quality separate the stronger names.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Finance_Insurance_and_Small-Ticket_Credit_Group_Stocks_at_a_Glance\"><\/span><strong>Finance, Insurance and Small-Ticket Credit Group Stocks at a Glance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The table compares size, valuation, return on equity and debt for the three finance, insurance and small-ticket credit group stocks as of the 9 Oct 2026 close.<\/p>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Company<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">CMP (Rs)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Market Cap (Rs Cr)<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Industry P\/E<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">ROE<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Debt to Equity<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/sundarmfin\/sundaram-finance-ltd-share-price-today\">Sundaram Finance<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">4,113.60<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">45,716<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">20.59<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.72<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">13.82%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">4.68<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/bajajfinsv\/bajaj-finserv-ltd-share-price-today\">Bajaj Finserv<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">1,734.70<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">273,600<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">13.26<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.72<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.58%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">5.52<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\"><a href=\"https:\/\/univest.in\/stocks\/paisalo\/paisalo-digital-ltd-share-price-today\">Paisalo Digital<\/a><\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">80.90<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">7,378<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">29.35<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">17.72<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">13.23%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">2.43<\/td>\n<\/tr>\n<\/table>\n<\/div>\n<p>Among lending and insurance stocks, Sundaram Finance and Paisalo Digital trade at a premium to the industry P\/E, while Bajaj Finserv trades at a discount.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Do_Finance_Insurance_and_Small-Ticket_Credit_Group_Stocks_Have_a_Strong_Roadmap_in_India\"><\/span><strong>Why Do Finance, Insurance and Small-Ticket Credit Group Stocks Have a Strong Roadmap in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Finance, insurance and small-ticket credit group stocks have a strong roadmap in India because formal credit and insurance are still spreading, and groups with strong underwriting can grow both books. Three drivers stand out.<\/p>\n<ul>\n<li><strong>Vehicle credit:<\/strong> Commercial and passenger vehicle sales drive loans.<\/li>\n<li><strong>Insurance cover:<\/strong> Many households remain under-insured.<\/li>\n<li><strong>Small borrowers:<\/strong> Digital co-lending reaches underserved customers.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Sundaram_Finance_Vehicle_Finance_and_Group_Businesses_Drive_the_Pipeline\"><\/span><strong>Sundaram Finance: Vehicle Finance and Group Businesses Drive the Pipeline<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Sundaram Finance&#8217;s roadmap rests on vehicle finance along with home finance, asset management and insurance interests, with a long-standing customer base supporting loan growth.<\/p>\n<p>Revenue grew from Rs 5,145.67 crore in FY22 to Rs 9,873.12 crore in FY26, a 91.9% rise, and FY26 revenue was 15.3% higher than FY25. FY26 net profit rose 10.6% to Rs 2,005.40 crore. Over four years, net profit rose from Rs 1,066.62 crore in FY22 to Rs 2,005.40 crore. In Q1 FY27, revenue grew 12.8% to Rs 2,653.34 crore, and net profit rose 38.1% to Rs 568.86 crore.<\/p>\n<p>Debt to equity is 4.68 and return on equity is 13.82%. Sundaram Finance paid a dividend of Rs 40 per share for FY26, a yield of 0.97%. At a P\/E of 20.59 against an industry P\/E of 17.72, the stock trades above its industry multiple.<\/p>\n<p>What to watch: The P\/E of 20.59 is a modest premium to the industry P\/E of 17.72, so the next quarters&#8217; growth is the figure to follow.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bajaj_Finserv_Lending_and_Insurance_Arms_Anchor_the_Roadmap\"><\/span><strong>Bajaj Finserv: Lending and Insurance Arms Anchor the Roadmap<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Bajaj Finserv&#8217;s roadmap rests on a financial holding company with stakes in consumer and SME lending, life insurance and general insurance, with its lending and insurance arms supporting earnings.<\/p>\n<p>Revenue grew from Rs 68,438.98 crore in FY22 to Rs 150,530.38 crore in FY26, a 119.9% rise, and FY26 revenue was 13.2% higher than FY25. FY26 net profit rose 12.0% to Rs 19,669.47 crore. Over four years, net profit rose from Rs 8,313.53 crore in FY22 to Rs 19,669.47 crore. In Q1 FY27, revenue grew 19.1% to Rs 42,036.90 crore, and net profit rose 18.2% to Rs 6,296.67 crore.<\/p>\n<p>Debt to equity is 5.52 and return on equity is 12.58%. Bajaj Finserv paid a dividend of Rs 1.5 per share for FY26, a yield of 0.09%. At a P\/E of 13.26 against an industry P\/E of 17.72, the stock trades below its industry multiple.<\/p>\n<p>What to watch: The P\/E of 13.26 against an industry P\/E of 17.72 leaves valuation less stretched, so the next quarters&#8217; growth is the figure to follow.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Paisalo_Digital_Digital_Co-Lending_Builds_the_Next_Leg\"><\/span><strong>Paisalo Digital: Digital Co-Lending Builds the Next Leg<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Paisalo Digital&#8217;s roadmap rests on small-ticket loans to underserved borrowers through a digital and co-lending model, with a low-ticket lending model supporting growth.<\/p>\n<p>Revenue grew from Rs 392.22 crore in FY22 to Rs 943.70 crore in FY26, a 140.6% rise, and FY26 revenue was 22.4% higher than FY25. FY26 net profit rose 18.5% to Rs 237.21 crore. Over four years, net profit rose from Rs 79.25 crore in FY22 to Rs 237.21 crore. In Q1 FY27, revenue grew 19.0% to Rs 260.29 crore, and net profit rose 30.0% to Rs 61.31 crore.<\/p>\n<p>Debt to equity is 2.43 and return on equity is 13.23%. Paisalo Digital paid a dividend of Rs 0.1 per share for FY26, a yield of 0.12%. At a P\/E of 29.35 against an industry P\/E of 17.72, the stock trades above its industry multiple.<\/p>\n<p>What to watch: The P\/E of 29.35 sits above the industry P\/E of 17.72, so earnings delivery matters for the valuation.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Best_Finance_Insurance_and_Small-Ticket_Credit_Group_Stocks_in_India_Sundaram_Finance_vs_Bajaj_Finserv_vs_Paisalo_Digital_on_Key_Financials\"><\/span><strong>Best Finance, Insurance and Small-Ticket Credit Group Stocks in India: Sundaram Finance vs Bajaj Finserv vs Paisalo Digital on Key Financials<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Among the best finance, insurance and small-ticket credit group stocks in India, Sundaram Finance leads on Q1 FY27 net profit growth and return on equity; Bajaj Finserv leads on Q1 FY27 revenue growth and the lowest P\/E; Paisalo Digital leads on FY26 revenue growth and FY26 net profit growth. The table puts the numbers side by side.<\/p>\n<div style=\"overflow-x:auto;\">\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Metric<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Sundaram Finance<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Bajaj Finserv<\/th>\n<th style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;background:#F0F4F8;\">Paisalo Digital<\/th>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 revenue (Rs Cr)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">9,873.12<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">150,530.38<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">943.70<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 revenue growth<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">15.3%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">13.2%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">22.4%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 net profit (Rs Cr)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">2,005.40<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">19,669.47<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">237.21<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">FY26 net profit growth<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">10.6%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.0%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">18.5%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Q1 FY27 revenue growth (YoY)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.8%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">19.1%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">19.0%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Q1 FY27 net profit growth (YoY)<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">38.1%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">18.2%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">30.0%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Return on equity<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">13.82%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">12.58%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">13.23%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">P\/E ratio<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">20.59<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">13.26<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">29.35<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Debt to equity<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">4.68<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">5.52<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">2.43<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">Dividend yield<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.97%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.09%<\/td>\n<td style=\"border:1px solid #DDDDDD;padding:8px 10px;text-align:left;\">0.12%<\/td>\n<\/tr>\n<\/table>\n<\/div>\n<p>Lender earnings follow loan growth, funding costs and credit quality, so full-year numbers and quarterly trends together give a better view.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Evaluate_Finance_Insurance_and_Small-Ticket_Credit_Group_Stocks_to_Buy_Before_You_Invest\"><\/span><strong>How to Evaluate Finance, Insurance and Small-Ticket Credit Group Stocks to Buy Before You Invest<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A short checklist keeps the research consistent when you screen finance, insurance and small-ticket credit group stocks and shortlist finance, insurance and small-ticket credit group stocks to buy.<\/p>\n<ol>\n<li>Compare each stock&#8217;s P\/E with its industry P\/E, which is 17.72 for all three here.<\/li>\n<li>Check assets under management growth together with credit cost and funding cost.<\/li>\n<li>Check whether revenue growth is turning into profit growth, not only sales.<\/li>\n<li>Read loan growth against funding costs to see how growth is financed.<\/li>\n<li>Watch debt to equity and interest cover before sizing a position.<\/li>\n<li>Spread exposure across companies and business lines instead of one demand cycle.<\/li>\n<\/ol>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check the Univest Screener for live data on these finance, insurance and small-ticket credit group stocks<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Risks_to_Consider_Before_Investing_in_Finance_Insurance_and_Small-Ticket_Credit_Group_Stocks\"><\/span><strong>Risks to Consider Before Investing in Finance, Insurance and Small-Ticket Credit Group Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Valuation:<\/strong> Paisalo Digital trades at 29.35 times earnings against an industry multiple of 17.72.<\/li>\n<li><strong>Credit cycles:<\/strong> A slowdown in borrower repayments can raise credit costs.<\/li>\n<li><strong>Funding costs:<\/strong> Higher borrowing rates can narrow spreads.<\/li>\n<li><strong>Quarterly trends:<\/strong> A single weak quarter can change near-term earnings, so track results every quarter.<\/li>\n<\/ul>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track Sundaram Finance, Bajaj Finserv and Paisalo Digital live.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Final_Take_Which_Stock_Has_the_Strongest_Roadmap\"><\/span><strong>Final Take: Which Stock Has the Strongest Roadmap?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>These three lending and insurance stocks cover vehicle finance, insurance and small-ticket lending. Sundaram Finance leads on Q1 FY27 net profit growth and return on equity; Bajaj Finserv leads on Q1 FY27 revenue growth and the lowest P\/E; Paisalo Digital leads on FY26 revenue growth and FY26 net profit growth.<\/p>\n<p>Across finance, insurance and small-ticket credit group stocks, each roadmap still has to turn growth into steady profit, so independent research and position sizing matter. Investors should consult a SEBI-registered advisor before acting on any of the finance, insurance and small-ticket credit group stocks to buy discussed here.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"FAQs_on_Finance_Insurance_and_Small-Ticket_Credit_Group_Stocks\"><\/span><strong>FAQs on Finance, Insurance and Small-Ticket Credit Group Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Which_are_the_best_finance_insurance_and_small-ticket_credit_group_stocks_in_India_with_a_strong_roadmap\"><\/span><strong>Which are the best finance, insurance and small-ticket credit group stocks in India with a strong roadmap?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Sundaram Finance, Bajaj Finserv and Paisalo Digital stand out for their roadmaps in vehicle finance, insurance and small-ticket lending. FY26 revenue growth was 15.3% at Sundaram Finance, 13.2% at Bajaj Finserv and 22.4% at Paisalo Digital, and return on equity ranges from 12.58% to 13.82%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Sundaram_Finance_a_good_stock_to_buy_now\"><\/span><strong>Is Sundaram Finance a good stock to buy now?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Sundaram Finance has a debt to equity ratio of 4.68, a return on equity of 13.82% and a P\/E of 20.59 against an industry P\/E of 17.72. Valuation, funding costs and credit quality move results. This article is not investment advice, so consult a SEBI-registered advisor before deciding.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_PE_ratio_of_Sundaram_Finance_Bajaj_Finserv_and_Paisalo_Digital\"><\/span><strong>What is the P\/E ratio of Sundaram Finance, Bajaj Finserv and Paisalo Digital?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The P\/E ratio is 20.59 for Sundaram Finance (industry 17.72), 13.26 for Bajaj Finserv (industry 17.72) and 29.35 for Paisalo Digital (industry 17.72). Only Sundaram Finance and Paisalo Digital trade at or above the industry multiple.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_of_these_finance_insurance_and_small-ticket_credit_group_stocks_has_the_highest_return_on_equity\"><\/span><strong>Which of these finance, insurance and small-ticket credit group stocks has the highest return on equity?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Sundaram Finance has the highest return on equity at 13.82%, followed by Paisalo Digital at 13.23% and Bajaj Finserv at 12.58%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_risks_of_investing_in_finance_insurance_and_small-ticket_credit_group_stocks\"><\/span><strong>What are the risks of investing in finance, insurance and small-ticket credit group stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The main risks are valuation, credit cycles, funding costs and quarterly trends. Paisalo Digital trades at 29.35 times earnings against an industry multiple of 17.72.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_did_Sundaram_Finance_Bajaj_Finserv_and_Paisalo_Digital_perform_in_Q1_FY27\"><\/span><strong>How did Sundaram Finance, Bajaj Finserv and Paisalo Digital perform in Q1 FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Sundaram Finance reported revenue of Rs 2,653.34 crore, up 12.8% year on year, and net profit rose 38.1% to Rs 568.86 crore. Bajaj Finserv reported revenue of Rs 42,036.90 crore, up 19.1% year on year, and net profit rose 18.2% to Rs 6,296.67 crore. Paisalo Digital reported revenue of Rs 260.29 crore, up 19.0% year on year, and net profit rose 30.0% to Rs 61.31 crore.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_finance_insurance_and_small-ticket_credit_group_stocks_pay_dividends\"><\/span><strong>Do finance, insurance and small-ticket credit group stocks pay dividends?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Yes, all three companies pay dividends. The dividend yield is 0.97% for Sundaram Finance, 0.09% for Bajaj Finserv and 0.12% for Paisalo Digital, based on dividends declared for FY26.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_can_I_invest_in_finance_insurance_and_small-ticket_credit_group_stocks_in_India\"><\/span><strong>How can I invest in finance, insurance and small-ticket credit group stocks in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> You can buy finance, insurance and small-ticket credit group stocks through a demat and trading account on NSE or BSE after checking each company&#8217;s financials, margins and valuation. The Univest Screener lets you compare fundamentals before placing an order. Investments in securities are subject to market risk, so consider your risk profile first.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Which are the best finance, insurance and small-ticket credit group stocks in India with a strong roadmap?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Sundaram Finance, Bajaj Finserv and Paisalo Digital stand out for their roadmaps in vehicle finance, insurance and small-ticket lending. FY26 revenue growth was 15.3% at Sundaram Finance, 13.2% at Bajaj Finserv and 22.4% at Paisalo Digital, and return on equity ranges from 12.58% to 13.82%.\"}},{\"@type\":\"Question\",\"name\":\"Is Sundaram Finance a good stock to buy now?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Sundaram Finance has a debt to equity ratio of 4.68, a return on equity of 13.82% and a P\/E of 20.59 against an industry P\/E of 17.72. Valuation, funding costs and credit quality move results. This article is not investment advice, so consult a SEBI-registered advisor before deciding.\"}},{\"@type\":\"Question\",\"name\":\"What is the P\/E ratio of Sundaram Finance, Bajaj Finserv and Paisalo Digital?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The P\/E ratio is 20.59 for Sundaram Finance (industry 17.72), 13.26 for Bajaj Finserv (industry 17.72) and 29.35 for Paisalo Digital (industry 17.72). Only Sundaram Finance and Paisalo Digital trade at or above the industry multiple.\"}},{\"@type\":\"Question\",\"name\":\"Which of these finance, insurance and small-ticket credit group stocks has the highest return on equity?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Sundaram Finance has the highest return on equity at 13.82%, followed by Paisalo Digital at 13.23% and Bajaj Finserv at 12.58%.\"}},{\"@type\":\"Question\",\"name\":\"What are the risks of investing in finance, insurance and small-ticket credit group stocks?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The main risks are valuation, credit cycles, funding costs and quarterly trends. Paisalo Digital trades at 29.35 times earnings against an industry multiple of 17.72.\"}},{\"@type\":\"Question\",\"name\":\"How did Sundaram Finance, Bajaj Finserv and Paisalo Digital perform in Q1 FY27?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Sundaram Finance reported revenue of Rs 2,653.34 crore, up 12.8% year on year, and net profit rose 38.1% to Rs 568.86 crore. Bajaj Finserv reported revenue of Rs 42,036.90 crore, up 19.1% year on year, and net profit rose 18.2% to Rs 6,296.67 crore. Paisalo Digital reported revenue of Rs 260.29 crore, up 19.0% year on year, and net profit rose 30.0% to Rs 61.31 crore.\"}},{\"@type\":\"Question\",\"name\":\"Do finance, insurance and small-ticket credit group stocks pay dividends?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes, all three companies pay dividends. The dividend yield is 0.97% for Sundaram Finance, 0.09% for Bajaj Finserv and 0.12% for Paisalo Digital, based on dividends declared for FY26.\"}},{\"@type\":\"Question\",\"name\":\"How can I invest in finance, insurance and small-ticket credit group stocks in India?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can buy finance, insurance and small-ticket credit group stocks through a demat and trading account on NSE or BSE after checking each company's financials, margins and valuation. The Univest Screener lets you compare fundamentals before placing an order. Investments in securities are subject to market risk, so consider your risk profile first.\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Sundaram Finance, Bajaj Finserv and Paisalo Digital compared on growth, margins, debt and valuation, with the roadmap and risks investors should track.<\/p>\n","protected":false},"author":29,"featured_media":303097,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[845],"tags":[7472,7471,11392,11393,11074,10945],"class_list":["post-303098","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-best-stocks","tag-bajaj-finserv","tag-finance","tag-insurance-and-small-ticket-credit-group-stocks","tag-insurance-and-small-ticket-credit-group-stocks-to-buy","tag-paisalo-digital","tag-sundaram-finance"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["303097"],"rank_math_title":["Finance, Insurance and Small-Ticket Credit Group Stocks"],"rank_math_description":["Finance, insurance and small-ticket credit group stocks with a strong roadmap compared on growth, margins, valuation and risks."],"rank_math_focus_keyword":["finance, insurance and small-ticket credit group stocks"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/10\/3-finance-insurance-and-small-ticket-credit-group-stocks-with-a-strong-future.webp","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/303098","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/29"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=303098"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/303098\/revisions"}],"predecessor-version":[{"id":303099,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/303098\/revisions\/303099"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/303097"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=303098"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=303098"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=303098"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}