{"id":302635,"date":"2026-10-12T15:06:52","date_gmt":"2026-10-12T09:36:52","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=302635"},"modified":"2026-10-12T15:06:52","modified_gmt":"2026-10-12T09:36:52","slug":"aye-finance-share-price-jumps-4-percent-up-50-percent-in-6-months-q2-business-update-aum-rs-7604-crore-what-investors-should-know","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/aye-finance-share-price-jumps-4-percent-up-50-percent-in-6-months-q2-business-update-aum-rs-7604-crore-what-investors-should-know\/","title":{"rendered":"Aye Finance Share Price Jumps 4% Despite Weak Market, Up Nearly 50% in 6 Months: Q2 Business Update, AUM Rs 7,604 Crore, GNPA 4.30%, Valuation, Levels and What Investors Should Know"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>Aye Finance share price: up about 4% intraday on BSE on 12 Oct 2026, about 50% in 6 months. Q2 FY27 AUM Rs 7,604 cr (+26%), disbursements Rs 1,403 cr, GNPA 4.30%. P\/E 16.35, P\/B 1.53, Rs 161.52 at 1:24 PM per ICICIdirect.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">Aye Finance share price rose about 4% intraday on the BSE on 12 October 2026 even as the broader market stayed weak, and the stock is up roughly 50% in six months. The trigger is the Q2 FY27 business update, which showed assets under management (AUM) up 26% year on year to Rs 7,604 crore, disbursements of Rs 1,403 crore and gross NPA (GNPA) at 4.30%. On a data page at 1:24 PM the stock traded near Rs 161.52, with a P\/E of 16.35 and a P\/B of 1.53, still about 18% below its 52-week high of Rs 197.29 (my calculation). Full Q2 results and the asset quality trend are the next tests, so treat the rally as momentum backed by growth rather than a guarantee.<\/p>\n<\/p><\/div>\n<p>Aye Finance share price has been one of the stronger moves among small finance and MSME lenders this year. The company is an MSME lender, giving loans to micro and small businesses, and listed in 2026 after an IPO that raised Rs 1,010 crore, made up of a Rs 710 crore fresh issue and a Rs 300 crore offer for sale.<\/p>\n<p>On 12 October the Aye Finance share price gained while the market fell, which usually means buyers are reacting to company news. This guide covers the move, the Q2 business update, asset quality, valuation, levels to watch, risks and what to track next.<\/p>\n<p>Read the figures with care: the share price numbers below come from different sources and different times of the day, so the percentage move differs slightly between them.<\/p>\n<p style=\"margin-top:24px;\"><strong><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=aye-finance-share-price-jumps-4-percent-up-50-percent-in-6-months-q2-business-update-aum-rs-7604-crore-what-investors-should-know\">Click Here &#8211; Get Free Investment Predictions<\/a><\/strong><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/aye-finance-share-price-jumps-4-percent-up-50-percent-in-6-months-q2-business-update-aum-rs-7604-crore-what-investors-should-know\/#Aye_Finance_Share_Price_The_Move_on_12_October\" title=\"Aye Finance Share Price: The Move on 12 October\">Aye Finance Share Price: The Move on 12 October<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/aye-finance-share-price-jumps-4-percent-up-50-percent-in-6-months-q2-business-update-aum-rs-7604-crore-what-investors-should-know\/#Q2_FY27_Business_Update_Behind_the_Aye_Finance_Share_Price\" title=\"Q2 FY27 Business Update Behind the Aye Finance Share Price\">Q2 FY27 Business Update Behind the Aye Finance Share Price<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/aye-finance-share-price-jumps-4-percent-up-50-percent-in-6-months-q2-business-update-aum-rs-7604-crore-what-investors-should-know\/#Asset_Quality_and_Growth_Behind_the_Aye_Finance_Share_Price\" title=\"Asset Quality and Growth Behind the Aye Finance Share Price\">Asset Quality and Growth Behind the Aye Finance Share Price<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/aye-finance-share-price-jumps-4-percent-up-50-percent-in-6-months-q2-business-update-aum-rs-7604-crore-what-investors-should-know\/#Aye_Finance_Share_Price_Valuation_Check\" title=\"Aye Finance Share Price: Valuation Check\">Aye Finance Share Price: Valuation Check<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/aye-finance-share-price-jumps-4-percent-up-50-percent-in-6-months-q2-business-update-aum-rs-7604-crore-what-investors-should-know\/#Key_Levels_for_the_Aye_Finance_Share_Price\" title=\"Key Levels for the Aye Finance Share Price\">Key Levels for the Aye Finance Share Price<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/aye-finance-share-price-jumps-4-percent-up-50-percent-in-6-months-q2-business-update-aum-rs-7604-crore-what-investors-should-know\/#Risks_to_the_Aye_Finance_Share_Price\" title=\"Risks to the Aye Finance Share Price\">Risks to the Aye Finance Share Price<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/aye-finance-share-price-jumps-4-percent-up-50-percent-in-6-months-q2-business-update-aum-rs-7604-crore-what-investors-should-know\/#What_to_Watch_Next_for_the_Aye_Finance_Share_Price\" title=\"What to Watch Next for the Aye Finance Share Price\">What to Watch Next for the Aye Finance Share Price<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/aye-finance-share-price-jumps-4-percent-up-50-percent-in-6-months-q2-business-update-aum-rs-7604-crore-what-investors-should-know\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/aye-finance-share-price-jumps-4-percent-up-50-percent-in-6-months-q2-business-update-aum-rs-7604-crore-what-investors-should-know\/#Frequently_Asked_Questions\" title=\"Frequently Asked Questions\">Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/aye-finance-share-price-jumps-4-percent-up-50-percent-in-6-months-q2-business-update-aum-rs-7604-crore-what-investors-should-know\/#Why_did_the_Aye_Finance_share_price_rise_on_12_October\" title=\"Why did the Aye Finance share price rise on 12 October?\">Why did the Aye Finance share price rise on 12 October?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/aye-finance-share-price-jumps-4-percent-up-50-percent-in-6-months-q2-business-update-aum-rs-7604-crore-what-investors-should-know\/#What_was_Aye_Finances_Q2_FY27_AUM\" title=\"What was Aye Finance&#8217;s Q2 FY27 AUM?\">What was Aye Finance&#8217;s Q2 FY27 AUM?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/aye-finance-share-price-jumps-4-percent-up-50-percent-in-6-months-q2-business-update-aum-rs-7604-crore-what-investors-should-know\/#What_is_the_GNPA_of_Aye_Finance\" title=\"What is the GNPA of Aye Finance?\">What is the GNPA of Aye Finance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/aye-finance-share-price-jumps-4-percent-up-50-percent-in-6-months-q2-business-update-aum-rs-7604-crore-what-investors-should-know\/#What_is_the_52-week_range_of_the_Aye_Finance_share_price\" title=\"What is the 52-week range of the Aye Finance share price?\">What is the 52-week range of the Aye Finance share price?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/aye-finance-share-price-jumps-4-percent-up-50-percent-in-6-months-q2-business-update-aum-rs-7604-crore-what-investors-should-know\/#How_much_has_the_Aye_Finance_share_price_risen_in_6_months\" title=\"How much has the Aye Finance share price risen in 6 months?\">How much has the Aye Finance share price risen in 6 months?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/aye-finance-share-price-jumps-4-percent-up-50-percent-in-6-months-q2-business-update-aum-rs-7604-crore-what-investors-should-know\/#What_is_the_valuation_of_Aye_Finance\" title=\"What is the valuation of Aye Finance?\">What is the valuation of Aye Finance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/aye-finance-share-price-jumps-4-percent-up-50-percent-in-6-months-q2-business-update-aum-rs-7604-crore-what-investors-should-know\/#Is_the_Q2_business_update_the_same_as_results\" title=\"Is the Q2 business update the same as results?\">Is the Q2 business update the same as results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/aye-finance-share-price-jumps-4-percent-up-50-percent-in-6-months-q2-business-update-aum-rs-7604-crore-what-investors-should-know\/#Should_I_buy_the_Aye_Finance_share_price_after_this_rally\" title=\"Should I buy the Aye Finance share price after this rally?\">Should I buy the Aye Finance share price after this rally?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Aye_Finance_Share_Price_The_Move_on_12_October\"><\/span><strong>Aye Finance Share Price: The Move on 12 October<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Measure<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Level<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Note<\/th>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Intraday move<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up about 4% on BSE<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Per the headline that triggered this article<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Price at 1:24 PM<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 161.52<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up Rs 4.58 or 2.92% on the NSE page, so the gain was lower at that time<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">52-week low<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 88.22<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">The stock is about 83% above it (my calculation)<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">52-week high<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 197.29<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">The stock is about 18% below it (my calculation)<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">6-month return<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">About 55.5%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">The headline rounds this to nearly 50%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">1-year return<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">About 25.3%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Per the same data page<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Market cap<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 3,986 crore<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">A small cap<\/td>\n<\/tr>\n<\/table>\n<p>The Aye Finance share price gain on a weak day matters because it suggests investors are paying for growth in the lender, though one day&#8217;s move says little about the next.<\/p>\n<p style=\"margin-top:24px;\"><strong><a href=\"https:\/\/univest.in\/screeners\">Check the Univest Screener for live data on NBFC and finance stocks<\/a><\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Q2_FY27_Business_Update_Behind_the_Aye_Finance_Share_Price\"><\/span><strong>Q2 FY27 Business Update Behind the Aye Finance Share Price<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Item<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Q2 FY27<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Comparison<\/th>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">AUM<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 7,604 crore<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 26% year on year; implied year-ago AUM about Rs 6,035 crore (my calculation)<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Disbursements<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 1,403 crore<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Up 15% over Q1 FY27<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Borrowers<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">More than 6.94 lakh<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Over 49,000 added in the quarter<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">GNPA<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">4.30%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Down from 4.49% in the previous quarter and 4.85% in Q2 FY26, as reported<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">PAR X (overdue in all buckets)<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">6.88%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Down from 7.01% in the previous quarter<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Employees<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">11,292<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">AUM per employee about Rs 0.67 crore, up 17% year on year<\/td>\n<\/tr>\n<\/table>\n<p>The business update is not a results release. Profit, margins and credit cost will come with the full results, and the company has closed its trading window ahead of that announcement.<\/p>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track the Aye Finance share price and NBFC stocks live.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Asset_Quality_and_Growth_Behind_the_Aye_Finance_Share_Price\"><\/span><strong>Asset Quality and Growth Behind the Aye Finance Share Price<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ol>\n<li>Growth: AUM up 26% is fast for a lender of this size, and disbursements of Rs 1,403 crore equal about 18.5% of AUM in a single quarter (my calculation).<\/li>\n<li>Asset quality: GNPA of 4.30% and PAR X of 6.88% both improved from the previous quarter, which supports the rally.<\/li>\n<li>Productivity: AUM per employee of about Rs 0.67 crore is up 17%, which hints at better operating efficiency.<\/li>\n<li>Customer base: more than 6.94 lakh borrowers gives the lender a wide, granular book rather than a few large loans.<\/li>\n<\/ol>\n<p>MSME borrowers can be hit quickly by a slowdown, so the Aye Finance share price depends on asset quality holding as the book grows.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Aye_Finance_Share_Price_Valuation_Check\"><\/span><strong>Aye Finance Share Price: Valuation Check<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Measure<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Value<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">How to read it<\/th>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">P\/E<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">16.35<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Moderate for a lender growing AUM at 26%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">P\/B<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">1.53<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Priced at about one and a half times book value<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Market cap<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 3,986 crore<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Small cap, so moves can be sharp<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">IPO size<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 1,010 crore<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 710 crore fresh and Rs 300 crore offer for sale<\/td>\n<\/tr>\n<\/table>\n<p>A P\/B near 1.5 is reasonable only if returns on equity stay healthy, so check profit and credit cost in the Q2 results before reading the Aye Finance share price as low or high.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Levels_for_the_Aye_Finance_Share_Price\"><\/span><strong>Key Levels for the Aye Finance Share Price<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Level<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Type<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Why it matters<\/th>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 197.29<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">52-week high<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">A close above it would signal a fresh breakout<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 161.52<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Reference price on 12 October<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Used as the base for this article<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 88.22<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">52-week low<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Long-term reference only<\/td>\n<\/tr>\n<\/table>\n<p>These are reference levels for the Aye Finance share price from reported prices and not recommendations.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Risks_to_the_Aye_Finance_Share_Price\"><\/span><strong>Risks to the Aye Finance Share Price<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Asset quality:<\/strong> MSME borrowers are sensitive to demand shocks, so GNPA can rise quickly if the economy slows.<\/p>\n<p><strong>Funding costs:<\/strong> Rising interest rates can squeeze margins for a lender that borrows to lend.<\/p>\n<p><strong>Data gaps:<\/strong> The business update has no profit or credit cost, so the rally rests on partial information.<\/p>\n<p><strong>Small cap volatility:<\/strong> A market cap near Rs 4,000 crore means thin trading can exaggerate moves in both directions.<\/p>\n<p><strong>Momentum:<\/strong> A rise of about 50% in six months can reverse if the results disappoint.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_to_Watch_Next_for_the_Aye_Finance_Share_Price\"><\/span><strong>What to Watch Next for the Aye Finance Share Price<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ol>\n<li>The date and numbers of the Q2 FY27 results, including profit, net interest margin and credit cost.<\/li>\n<li>Whether GNPA stays below 4.5% and PAR X keeps falling.<\/li>\n<li>Disbursement growth in Q3 against the Rs 1,403 crore base.<\/li>\n<li>The Aye Finance share price against the Rs 197.29 high and the Rs 161 area.<\/li>\n<li>Broader sentiment towards small finance and NBFC stocks.<\/li>\n<\/ol>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Aye Finance share price rose about 4% on 12 October on the back of 26% AUM growth and improving asset quality, and the stock is up roughly 50% in six months. The full Q2 results and the trend in GNPA will decide whether the rally continues. Consult a SEBI-registered advisor before making any decision.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><strong>Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Why_did_the_Aye_Finance_share_price_rise_on_12_October\"><\/span><strong>Why did the Aye Finance share price rise on 12 October?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The stock gained about 4% intraday on the BSE after the Q2 FY27 business update showed AUM up 26% to Rs 7,604 crore and lower gross NPA.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_was_Aye_Finances_Q2_FY27_AUM\"><\/span><strong>What was Aye Finance&#8217;s Q2 FY27 AUM?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Assets under management were Rs 7,604 crore, up 26% year on year, with disbursements of Rs 1,403 crore.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_GNPA_of_Aye_Finance\"><\/span><strong>What is the GNPA of Aye Finance?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Gross NPA was 4.30%, reported as lower than 4.49% in the previous quarter and 4.85% a year earlier. Verify against the company filing.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_52-week_range_of_the_Aye_Finance_share_price\"><\/span><strong>What is the 52-week range of the Aye Finance share price?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The 52-week low is Rs 88.22 and the high is Rs 197.29, per the data page used for this article.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_much_has_the_Aye_Finance_share_price_risen_in_6_months\"><\/span><strong>How much has the Aye Finance share price risen in 6 months?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> About 55.5% on the data page, which the headline rounds to nearly 50%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_valuation_of_Aye_Finance\"><\/span><strong>What is the valuation of Aye Finance?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The data page showed a P\/E of 16.35 and a P\/B of 1.53 at about Rs 161.52, with a market cap of Rs 3,986 crore.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_the_Q2_business_update_the_same_as_results\"><\/span><strong>Is the Q2 business update the same as results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> No. The update gives AUM, disbursements and asset quality. Profit and margins come with the full results.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Should_I_buy_the_Aye_Finance_share_price_after_this_rally\"><\/span><strong>Should I buy the Aye Finance share price after this rally?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> This article does not constitute investment advice. Small cap lenders are volatile. Consult a SEBI-registered financial advisor.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Why did the Aye Finance share price rise on 12 October?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The stock gained about 4% intraday on the BSE after the Q2 FY27 business update showed AUM up 26% to Rs 7,604 crore and lower gross NPA.\"}},{\"@type\":\"Question\",\"name\":\"What was Aye Finance's Q2 FY27 AUM?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Assets under management were Rs 7,604 crore, up 26% year on year, with disbursements of Rs 1,403 crore.\"}},{\"@type\":\"Question\",\"name\":\"What is the GNPA of Aye Finance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Gross NPA was 4.30%, reported as lower than 4.49% in the previous quarter and 4.85% a year earlier. Verify against the company filing.\"}},{\"@type\":\"Question\",\"name\":\"What is the 52-week range of the Aye Finance share price?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The 52-week low is Rs 88.22 and the high is Rs 197.29, per the data page used for this article.\"}},{\"@type\":\"Question\",\"name\":\"How much has the Aye Finance share price risen in 6 months?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"About 55.5% on the data page, which the headline rounds to nearly 50%.\"}},{\"@type\":\"Question\",\"name\":\"What is the valuation of Aye Finance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The data page showed a P\/E of 16.35 and a P\/B of 1.53 at about Rs 161.52, with a market cap of Rs 3,986 crore.\"}},{\"@type\":\"Question\",\"name\":\"Is the Q2 business update the same as results?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No. The update gives AUM, disbursements and asset quality. Profit and margins come with the full results.\"}},{\"@type\":\"Question\",\"name\":\"Should I buy the Aye Finance share price after this rally?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"This article does not constitute investment advice. Small cap lenders are volatile. Consult a SEBI-registered financial advisor.\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Aye Finance share price rose about 4% on 12 Oct and is up near 50% in 6 months. See the Q2 AUM, GNPA, valuation, key levels and risks.<\/p>\n","protected":false},"author":34,"featured_media":302634,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[11032,11334,11333,11335,11336,5355,8072],"class_list":["post-302635","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-aum","tag-aye-finance","tag-aye-finance-share-price","tag-gnpa","tag-msme-lending","tag-nbfc-stocks","tag-q2-business-update"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["302634"],"rank_math_title":["Aye Finance Share Price Up 50% in 6 Months: Q2 Update"],"rank_math_description":["Aye Finance share price rose about 4% on 12 Oct despite a weak market. 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