{"id":301149,"date":"2026-10-12T10:35:15","date_gmt":"2026-10-12T05:05:15","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=301149"},"modified":"2026-10-12T10:35:15","modified_gmt":"2026-10-12T05:05:15","slug":"poonawalla-fincorp-share-price-jumps-8-percent-q2-results-2026-profit-375-crore-roa-2-18","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/poonawalla-fincorp-share-price-jumps-8-percent-q2-results-2026-profit-375-crore-roa-2-18\/","title":{"rendered":"Poonawalla Fincorp Share Price Jumps 8% on Strong Q2 Results 2026: Profit Up 405% to Rs 375 Crore, AUM Rs 74,008 Crore, RoA 2.18%, Falling NPAs, Valuation, Levels and the Risks Ahead"},"content":{"rendered":"

Q2 FY27 PAT Rs 375 cr (+405% YoY) vs Rs 350 cr consensus. AUM Rs 74,008 cr (+55%). RoA 2.18%, GNPA 1.20%, NIM 9.26%. Closed Rs 447.30 on 9 Oct; shares up about 8% on 12 Oct.<\/em><\/p>\n

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Quick Answer<\/strong><\/p>\n

Poonawalla Fincorp share price jumped about 8% on 12 October, from a close of Rs 447.30 on 9 October, after the company reported Q2 FY27 net profit of Rs 375 crore, up 405% from Rs 74 crore a year earlier and ahead of the Rs 350 crore consensus. Assets under management rose 55.1% to Rs 74,008 crore, return on assets improved to 2.18% from 1.98% in the previous quarter, and gross NPA fell to 1.20% from 1.37%, with credit cost down to 2.19% of average AUM. An 8% gain takes the price to roughly Rs 483, my calculation, or about 28 times annualised Q2 earnings per share of Rs 4.27, so the market is paying for growth that the AUM trend supports. The risks are an unsecured book of 48% of the on-book mix, a cost of borrowing of 7.76% in a rising-rate cycle and a debt to equity ratio of 4.30, and the stock’s level after the jump is my estimate and not a reported price.<\/p>\n<\/p><\/div>\n

Poonawalla Fincorp share price is a favourite among non-banking finance stocks because the company has scaled its loan book sharply since its 2021 change of ownership. The Q2 results were approved by the board on 9 October and the stock reacted on the first trading day after.<\/p>\n

If you hold the stock or are wondering whether the jump leaves room for more, this article covers the Q2 results, the AUM and profitability trend, asset quality, the balance sheet, valuation, levels to watch, the risks in a rising-rate cycle and what to watch next.<\/p>\n

Click Here – Get Free Investment Predictions<\/a><\/strong><\/p>\n

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