{"id":298638,"date":"2026-10-09T13:24:04","date_gmt":"2026-10-09T07:54:04","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=298638"},"modified":"2026-10-09T13:24:04","modified_gmt":"2026-10-09T07:54:04","slug":"paisalo-digital-share-price-prediction-2027","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-prediction-2027\/","title":{"rendered":"Paisalo Digital Share Price Prediction 2027: Scenario Targets, Valuation and Technical Outlook"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>CMP Rs 80.72 (9 Oct 2026). 52W range Rs 30.00 to Rs 94.88. PE 29.35. 2027 base Rs 91.3, bull Rs 94.8.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">The Paisalo Digital share price forecast for 2027 centres on a conservative case of Rs 87.8, a base case of Rs 91.3 and a bull case of Rs 94.8, against a current price of Rs 80.72. These targets scale today&#8217;s price by reported EPS growth at a constant PE multiple, so they rest on earnings the company has already delivered, not on broker forecasts. The base case implies 13.1% upside from today&#8217;s price. The daily technical setup reads mildly bearish.<\/p>\n<\/p><\/div>\n<p>Paisalo Digital share price prediction 2027 comes down to earnings growth and the multiple investors pay for it, and the reported numbers give a measured answer. The stock trades at Rs 80.72 on NSE as of 9 October 2026, 14.9% below its 52-week high of Rs 94.88, after the company reported net profit of Rs 237.21 crore for FY26.<\/p>\n<p>This Paisalo Digital stock forecast 2027 builds conservative, base and bull scenarios from exchange-reported financials, shareholding data and daily price indicators, with every assumption shown.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=share-price-prediction-2027\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-prediction-2027\/#Paisalo_Digital_Share_Price_Today_and_Key_Data\" title=\"Paisalo Digital Share Price Today and Key Data\">Paisalo Digital Share Price Today and Key Data<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-prediction-2027\/#What_Is_the_Paisalo_Digital_Share_Price_Prediction_for_2027\" title=\"What Is the Paisalo Digital Share Price Prediction for 2027?\">What Is the Paisalo Digital Share Price Prediction for 2027?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-prediction-2027\/#Paisalo_Digital_Share_Price_Forecast_What_Has_to_Go_Right_by_2027\" title=\"Paisalo Digital Share Price Forecast: What Has to Go Right by 2027\">Paisalo Digital Share Price Forecast: What Has to Go Right by 2027<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-prediction-2027\/#Conservative_Case_for_the_Paisalo_Digital_Share_Price_Target_Rs_878\" title=\"Conservative Case for the Paisalo Digital Share Price Target: Rs 87.8\">Conservative Case for the Paisalo Digital Share Price Target: Rs 87.8<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-prediction-2027\/#Base_Case_for_the_Paisalo_Digital_Share_Price_Target_Rs_913\" title=\"Base Case for the Paisalo Digital Share Price Target: Rs 91.3\">Base Case for the Paisalo Digital Share Price Target: Rs 91.3<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-prediction-2027\/#Bull_Case_for_the_Paisalo_Digital_Share_Price_Target_Rs_948\" title=\"Bull Case for the Paisalo Digital Share Price Target: Rs 94.8\">Bull Case for the Paisalo Digital Share Price Target: Rs 94.8<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-prediction-2027\/#Paisalo_Digital_Financial_Performance_Revenue_Profit_and_Margins\" title=\"Paisalo Digital Financial Performance: Revenue, Profit and Margins\">Paisalo Digital Financial Performance: Revenue, Profit and Margins<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-prediction-2027\/#Is_Paisalo_Digital_Overvalued_or_Undervalued_Right_Now\" title=\"Is Paisalo Digital Overvalued or Undervalued Right Now?\">Is Paisalo Digital Overvalued or Undervalued Right Now?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-prediction-2027\/#Paisalo_Digital_Stock_Analysis_Technical_Outlook\" title=\"Paisalo Digital Stock Analysis: Technical Outlook\">Paisalo Digital Stock Analysis: Technical Outlook<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-prediction-2027\/#Paisalo_Digital_Shareholding_Pattern\" title=\"Paisalo Digital Shareholding Pattern\">Paisalo Digital Shareholding Pattern<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-prediction-2027\/#Key_Risks_to_the_Paisalo_Digital_Share_Price_Target_for_2027\" title=\"Key Risks to the Paisalo Digital Share Price Target for 2027\">Key Risks to the Paisalo Digital Share Price Target for 2027<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-prediction-2027\/#Earnings_and_Margin_Risk\" title=\"Earnings and Margin Risk\">Earnings and Margin Risk<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-prediction-2027\/#Valuation_Risk\" title=\"Valuation Risk\">Valuation Risk<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-prediction-2027\/#Size_and_Liquidity_Risk\" title=\"Size and Liquidity Risk\">Size and Liquidity Risk<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-prediction-2027\/#Balance_Sheet_Risk\" title=\"Balance Sheet Risk\">Balance Sheet Risk<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-prediction-2027\/#Technical_Risk\" title=\"Technical Risk\">Technical Risk<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-prediction-2027\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-prediction-2027\/#Frequently_Asked_Questions_on_Paisalo_Digital_Share_Price_Prediction_2027\" title=\"Frequently Asked Questions on Paisalo Digital Share Price Prediction 2027\">Frequently Asked Questions on Paisalo Digital Share Price Prediction 2027<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-prediction-2027\/#What_is_the_Paisalo_Digital_share_price_target_for_2027\" title=\"What is the Paisalo Digital share price target for 2027?\">What is the Paisalo Digital share price target for 2027?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-prediction-2027\/#What_is_the_Paisalo_Digital_share_price_today\" title=\"What is the Paisalo Digital share price today?\">What is the Paisalo Digital share price today?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-prediction-2027\/#Is_Paisalo_Digital_a_good_stock_to_buy_for_2027\" title=\"Is Paisalo Digital a good stock to buy for 2027?\">Is Paisalo Digital a good stock to buy for 2027?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-prediction-2027\/#Can_Paisalo_Digital_stock_reach_Rs_948_in_2027\" title=\"Can Paisalo Digital stock reach Rs 94.8 in 2027?\">Can Paisalo Digital stock reach Rs 94.8 in 2027?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-prediction-2027\/#What_are_the_support_and_resistance_levels_for_Paisalo_Digital\" title=\"What are the support and resistance levels for Paisalo Digital?\">What are the support and resistance levels for Paisalo Digital?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-prediction-2027\/#What_are_the_main_risks_for_Paisalo_Digital_stock_in_2027\" title=\"What are the main risks for Paisalo Digital stock in 2027?\">What are the main risks for Paisalo Digital stock in 2027?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-prediction-2027\/#How_is_the_Paisalo_Digital_target_price_for_2027_calculated\" title=\"How is the Paisalo Digital target price for 2027 calculated?\">How is the Paisalo Digital target price for 2027 calculated?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Paisalo_Digital_Share_Price_Today_and_Key_Data\"><\/span><strong>Paisalo Digital Share Price Today and Key Data<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Paisalo Digital share price today is Rs 80.72 on NSE, down 0.51% on the day. The market capitalisation stands at Rs 7,378 crore. Over the past year the price has risen 108.2% from Rs 38.77. Every Paisalo Digital stock forecast figure below starts from this price.<\/p>\n<table style=\"border-collapse:collapse;width:100%;margin:16px 0;\">\n<thead>\n<tr>\n<th style=\"border:1px solid #cccccc;padding:8px;text-align:left;background:#F2F2F2;\">Metric<\/th>\n<th style=\"border:1px solid #cccccc;padding:8px;text-align:left;background:#F2F2F2;\">Value<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Company<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Paisalo Digital (PAISALO)<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Current Price<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Rs 80.72<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">52-Week High<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Rs 94.88 (21 September 2026)<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">52-Week Low<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Rs 30.00 (16 March 2026)<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Market Cap<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Rs 7,378 crore<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">PE Ratio<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">29.35<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Industry PE<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">17.72<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">PB Ratio<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">4.12<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">EPS (TTM)<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Rs 2.75<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Return on Equity<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">13.23%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Debt to Equity<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">2.43<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Dividend Yield<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">0.12%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Book Value per Share<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Rs 19.58<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"What_Is_the_Paisalo_Digital_Share_Price_Prediction_for_2027\"><\/span><strong>What Is the Paisalo Digital Share Price Prediction for 2027?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Paisalo Digital share price prediction for 2027 is a conservative case of Rs 87.8, a base case of Rs 91.3 and a bull case of Rs 94.8. Against Rs 80.72, these imply 8.8% upside, 13.1% upside and 17.4% upside. They are model scenarios built from reported EPS growth, not broker targets.<\/p>\n<table style=\"border-collapse:collapse;width:100%;margin:16px 0;\">\n<thead>\n<tr>\n<th style=\"border:1px solid #cccccc;padding:8px;text-align:left;background:#F2F2F2;\">Scenario<\/th>\n<th style=\"border:1px solid #cccccc;padding:8px;text-align:left;background:#F2F2F2;\">EPS Growth Basis<\/th>\n<th style=\"border:1px solid #cccccc;padding:8px;text-align:left;background:#F2F2F2;\">EPS Estimate<\/th>\n<th style=\"border:1px solid #cccccc;padding:8px;text-align:left;background:#F2F2F2;\">PE Multiple<\/th>\n<th style=\"border:1px solid #cccccc;padding:8px;text-align:left;background:#F2F2F2;\">Implied Value<\/th>\n<th style=\"border:1px solid #cccccc;padding:8px;text-align:left;background:#F2F2F2;\">Upside vs Current Price<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Conservative Case<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Lower of FY26 growth (17.5%) and 4-year CAGR (8.8%)<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Rs 2.99 (+8.8%)<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Unchanged from today (price to EPS ratio kept constant)<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Rs 87.8<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">+8.8%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Base Case<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Average of the two<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Rs 3.11 (+13.1%)<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Unchanged from today (price to EPS ratio kept constant)<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Rs 91.3<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">+13.1%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Bull Case<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Higher of the two<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Rs 3.23 (+17.5%)<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Unchanged from today (price to EPS ratio kept constant)<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Rs 94.8<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">+17.4%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Each target takes today&#8217;s price of Rs 80.72 and scales it by the EPS growth assumed for that case, which is the same as holding the PE multiple constant. The conservative case uses the lower of the FY26 EPS growth and the 4-year EPS CAGR, the base case uses their average and the bull case uses the higher figure. Together they form the Paisalo Digital target price range for the FY27 outlook over the next 12 months, and the range is not a point estimate.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Paisalo_Digital_Share_Price_Forecast_What_Has_to_Go_Right_by_2027\"><\/span><strong>Paisalo Digital Share Price Forecast: What Has to Go Right by 2027<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Each Paisalo Digital target price below depends on a specific EPS outcome, and the text states that outcome next to the number.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Conservative_Case_for_the_Paisalo_Digital_Share_Price_Target_Rs_878\"><\/span><strong>Conservative Case for the Paisalo Digital Share Price Target: Rs 87.8<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Reaching Rs 87.8 needs EPS to rise 8.8% to Rs 2.99 while the stock keeps its current PE multiple. That follows the slower 4-year EPS CAGR of 8.8%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Base_Case_for_the_Paisalo_Digital_Share_Price_Target_Rs_913\"><\/span><strong>Base Case for the Paisalo Digital Share Price Target: Rs 91.3<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Reaching Rs 91.3 needs EPS to rise 13.1% to Rs 3.11, the average of the FY26 growth rate and the 4-year CAGR. Net profit growth of 30.0% in Q1 FY27 is at or above that pace, which supports the target.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Bull_Case_for_the_Paisalo_Digital_Share_Price_Target_Rs_948\"><\/span><strong>Bull Case for the Paisalo Digital Share Price Target: Rs 94.8<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Reaching Rs 94.8 needs EPS to rise 17.5% to Rs 3.23 with the PE multiple held at today&#8217;s level. That sits inside the 52-week range of Rs 30.00 to Rs 94.88. A daily close above the nearest resistance level of Rs 93.30 (Supertrend) would be the first technical confirmation.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Paisalo_Digital_Financial_Performance_Revenue_Profit_and_Margins\"><\/span><strong>Paisalo Digital Financial Performance: Revenue, Profit and Margins<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Paisalo Digital earned net profit of Rs 237.21 crore on revenue of Rs 943.70 crore in FY26, with profit up 18.5% and revenue up 22.4% compared with FY25. Diluted EPS was Rs 2.62 against Rs 2.23 a year earlier, and that earnings base anchors the Paisalo Digital share price forecast.<\/p>\n<table style=\"border-collapse:collapse;width:100%;margin:16px 0;\">\n<thead>\n<tr>\n<th style=\"border:1px solid #cccccc;padding:8px;text-align:left;background:#F2F2F2;\">Year<\/th>\n<th style=\"border:1px solid #cccccc;padding:8px;text-align:left;background:#F2F2F2;\">Revenue (Rs Cr)<\/th>\n<th style=\"border:1px solid #cccccc;padding:8px;text-align:left;background:#F2F2F2;\">Net Profit (Rs Cr)<\/th>\n<th style=\"border:1px solid #cccccc;padding:8px;text-align:left;background:#F2F2F2;\">EPS (Rs)<\/th>\n<th style=\"border:1px solid #cccccc;padding:8px;text-align:left;background:#F2F2F2;\">Operating Margin<\/th>\n<th style=\"border:1px solid #cccccc;padding:8px;text-align:left;background:#F2F2F2;\">Net Margin<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">FY22<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">392.22<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">79.25<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">1.87<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">75.08%<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">20.21%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">FY23<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">473.19<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">93.62<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">2.10<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">71.47%<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">19.78%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">FY24<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">658.75<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">178.97<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">3.87<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">78.07%<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">27.17%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">FY25<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">771.11<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">200.12<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">2.23<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">78.01%<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">25.95%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">FY26<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">943.70<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">237.21<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">2.62<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">74.70%<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">25.14%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>In the latest reported quarter, Q1 FY27 (quarter ended June 2026), revenue was Rs 260.29 crore against Rs 218.71 crore a year earlier (+19.0%), and the bottom line was a net profit of Rs 61.31 crore against a net profit of Rs 47.17 crore (+30.0%). Operating margin was 77.65% versus 73.19% in the year-ago quarter. Cash flow from operations was Rs -782.76 crore in FY26 against Rs -841.53 crore in FY25. Together these figures set the earnings base for the Paisalo Digital share price prediction.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check the Univest Screener for live Paisalo Digital fundamentals<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Is_Paisalo_Digital_Overvalued_or_Undervalued_Right_Now\"><\/span><strong>Is Paisalo Digital Overvalued or Undervalued Right Now?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Paisalo Digital trades at a PE of 29.35 against an industry PE of 17.72, which places the stock at a 65.6% premium to the industry average. The price-to-book ratio is 4.12 on a book value of Rs 19.58 per share. Return on equity of 13.23% means the company earns Rs 13.23 of profit for every Rs 100 of shareholder equity.<\/p>\n<p>Debt to equity is 2.43, so borrowings equal about 243% of shareholder equity. The company declared a dividend of Rs 0.10 per share for FY26, a yield of 0.12% at the current price. This valuation context frames the Paisalo Digital stock price prediction for 2027 without relying on any outside forecast.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Paisalo_Digital_Stock_Analysis_Technical_Outlook\"><\/span><strong>Paisalo Digital Stock Analysis: Technical Outlook<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Paisalo Digital stock trades above its 50-day SMA of Rs 76.05 and above its 200-day EMA of Rs 59.50, and the combined daily indicators read mildly bearish. The 52-week high of Rs 94.88 was set on 21 September 2026, while the 52-week low of Rs 30.00 came on 16 March 2026.<\/p>\n<table style=\"border-collapse:collapse;width:100%;margin:16px 0;\">\n<thead>\n<tr>\n<th style=\"border:1px solid #cccccc;padding:8px;text-align:left;background:#F2F2F2;\">Indicator<\/th>\n<th style=\"border:1px solid #cccccc;padding:8px;text-align:left;background:#F2F2F2;\">Reading<\/th>\n<th style=\"border:1px solid #cccccc;padding:8px;text-align:left;background:#F2F2F2;\">Signal<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">RSI (14)<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">36.36<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Weak momentum<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">MACD (12,26,9)<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">1.31 vs signal 2.35<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Bearish<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">ADX (14)<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">38.15<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Established trend<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Supertrend (10,3)<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Price below Rs 93.30<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Bearish<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">50-day SMA<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Rs 76.05<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Price above<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">200-day EMA<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Rs 59.50<\/td>\n<td style=\"border:1px solid #cccccc;padding:8px;text-align:left;\">Price above<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The nearest support level sits at Rs 76.05 (50-day SMA) and Rs 59.50 (200-day EMA). The nearest resistance level sits at Rs 93.30 (Supertrend) and Rs 94.88 (52-week high). A sustained move above the nearest resistance would support the Paisalo Digital share price prediction 2027 base case, and this Paisalo Digital stock analysis uses daily candles only. Chart signals add context to the Paisalo Digital share price target without changing the earnings maths.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Paisalo_Digital_Shareholding_Pattern\"><\/span><strong>Paisalo Digital Shareholding Pattern<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Promoters hold 46.50% of Paisalo Digital as of Sep 2026, up from 41.16% in Sep 2025 across the last 5 quarters. FII holding is 7.37% (down from 20.89% in Sep 2025) and DII holding is 5.89% (down from 7.68% in Sep 2025), which puts combined institutional holding at 13.26%. Public shareholders own 40.23%. Shareholding data is one input for any Paisalo Digital stock forecast.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks_to_the_Paisalo_Digital_Share_Price_Target_for_2027\"><\/span><strong>Key Risks to the Paisalo Digital Share Price Target for 2027<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Earnings_and_Margin_Risk\"><\/span><strong>Earnings and Margin Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Operating margin has ranged from 71.47% to 78.07% between FY22 and FY26, so a slip toward the lower end would trim the EPS estimate behind the Paisalo Digital stock forecast. Revenue was up 22.4% in FY26, and slower revenue growth would weigh on the profit path.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Valuation_Risk\"><\/span><strong>Valuation Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The PE of 29.35 is 65.6% above the industry PE of 17.72. Every target here holds the multiple constant, so a narrowing of that premium would leave returns below these targets even if earnings grow as assumed.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Size_and_Liquidity_Risk\"><\/span><strong>Size and Liquidity Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Market capitalisation stands at Rs 7,378 crore. Investors should check daily traded volumes and order book depth on NSE before sizing a position, because price moves can be sharper when volumes thin out. Liquidity is a practical constraint on any Paisalo Digital stock price target.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Balance_Sheet_Risk\"><\/span><strong>Balance Sheet Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Debt to equity of 2.43 means borrowings stand at about 243% of shareholder equity. A rise in borrowing costs or a jump in debt would weigh on profit and on the multiple behind the Paisalo Digital share price forecast.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Technical_Risk\"><\/span><strong>Technical Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The daily indicators read mildly bearish, so the targets above may need a technical turn before the price follows earnings. A daily close below Rs 76.05 (50-day SMA) would weaken the setup further.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This Paisalo Digital stock analysis puts the share price target range for 2027 at Rs 87.8 to Rs 94.8, with a base case of Rs 91.3 against Rs 80.72 today. The inputs are a PE of 29.35 that sits at a 65.6% premium to the industry average, EPS growth of 17.5% in FY26 and a daily technical setup that reads mildly bearish. The next quarterly result will show which scenario is gaining ground. This analysis is educational, so consult a SEBI-registered advisor before acting on it.<\/p>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"https:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track Paisalo Digital live price and get daily stock recommendations.<\/em><\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_on_Paisalo_Digital_Share_Price_Prediction_2027\"><\/span><strong>Frequently Asked Questions on Paisalo Digital Share Price Prediction 2027<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_Paisalo_Digital_share_price_target_for_2027\"><\/span><strong>What is the Paisalo Digital share price target for 2027?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The Paisalo Digital share price forecast for 2027 has a conservative case of Rs 87.8, a base case of Rs 91.3 and a bull case of Rs 94.8. These are model scenarios based on reported EPS growth, and they are not guaranteed outcomes.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_Paisalo_Digital_share_price_today\"><\/span><strong>What is the Paisalo Digital share price today?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Paisalo Digital trades at Rs 80.72 on NSE as of 9 October 2026, down 0.51% on the day. The 52-week range is Rs 30.00 to Rs 94.88.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Paisalo_Digital_a_good_stock_to_buy_for_2027\"><\/span><strong>Is Paisalo Digital a good stock to buy for 2027?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The data points in different directions: the PE of 29.35 is at a 65.6% premium to the industry average, EPS grew 17.5% in FY26 and the daily technical setup reads mildly bearish. This article does not constitute investment advice, so consult a SEBI-registered advisor before deciding.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_Paisalo_Digital_stock_reach_Rs_948_in_2027\"><\/span><strong>Can Paisalo Digital stock reach Rs 94.8 in 2027?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Reaching Rs 94.8 needs EPS to rise 17.5% from Rs 2.75 with the PE multiple held at today&#8217;s level, plus a daily close above Rs 93.30 (Supertrend). This is a scenario, not a guarantee.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_support_and_resistance_levels_for_Paisalo_Digital\"><\/span><strong>What are the support and resistance levels for Paisalo Digital?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The nearest support levels are Rs 76.05 (50-day SMA) and Rs 59.50 (200-day EMA), and the nearest resistance levels are Rs 93.30 (Supertrend) and Rs 94.88 (52-week high).<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_main_risks_for_Paisalo_Digital_stock_in_2027\"><\/span><strong>What are the main risks for Paisalo Digital stock in 2027?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The main risks to the Paisalo Digital share price forecast are a fall in operating margin from the 71.47% to 78.07% range seen since FY22, slower revenue growth after FY26 revenue was up 22.4%, and thin trading volumes. Debt to equity of 2.43 adds balance sheet sensitivity.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_is_the_Paisalo_Digital_target_price_for_2027_calculated\"><\/span><strong>How is the Paisalo Digital target price for 2027 calculated?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Each target scales the current price by assumed EPS growth at a constant PE multiple. The conservative case uses 8.8% growth, the base case 13.1% and the bull case 17.5%, all drawn from the company&#8217;s reported FY26 and 4-year EPS growth.<\/p>\n<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the Paisalo Digital share price target for 2027?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The Paisalo Digital share price forecast for 2027 has a conservative case of Rs 87.8, a base case of Rs 91.3 and a bull case of Rs 94.8. 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