{"id":295944,"date":"2026-10-08T20:22:32","date_gmt":"2026-10-08T14:52:32","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=295944"},"modified":"2026-10-08T20:22:32","modified_gmt":"2026-10-08T14:52:32","slug":"free-demat-account-without-amc","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/free-demat-account-without-amc\/","title":{"rendered":"Free Demat Account Without AMC Charges: How BSDA Keeps Your Annual Fee at Zero"},"content":{"rendered":"

BSDA AMC: nil up to Rs 4 lakh holdings. Eligibility: single demat account holders. Univest account opening: Rs 0. Depository: NSDL. Regulator: SEBI.<\/em><\/p>\n

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Quick Answer<\/strong><\/p>\n

A free demat account without AMC charges is possible through SEBI’s Basic Services Demat Account (BSDA), where the annual maintenance charge is nil while your holdings stay up to Rs 4 lakh. BSDA is meant for individuals with a single demat account, and you may need to ask your broker to tag the account. Univest charges no account opening fee, and you should read its charge sheet in the app for AMC terms above the BSDA limit.<\/p>\n<\/p><\/div>\n

A free demat account without AMC charges is the cleanest way to hold shares if your portfolio is small, because the annual maintenance charge is usually the only fixed cost you pay even when you never trade. SEBI built the Basic Services Demat Account to remove that cost for small investors.<\/p>\n

This guide explains how BSDA works, who qualifies, what happens when your holdings cross the limit, and how to check the AMC terms before you open a free demat account with Univest.<\/p>\n

Click Here – Get Free Investment Predictions<\/strong><\/a><\/p>\n

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