{"id":292194,"date":"2026-10-07T12:50:43","date_gmt":"2026-10-07T07:20:43","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=292194"},"modified":"2026-10-07T12:50:43","modified_gmt":"2026-10-07T07:20:43","slug":"rbi-mpc-live-updates-repo-rate-5-50-percent-gdp-forecast-7-1-gold-slips-fed-hike-buzz","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/rbi-mpc-live-updates-repo-rate-5-50-percent-gdp-forecast-7-1-gold-slips-fed-hike-buzz\/","title":{"rendered":"RBI MPC Live Updates: Repo Rate Raised to 5.50% After More Than Three Years, GDP Forecast Up 40 bps to 7.1%, Gold Slips on US Fed Rate Hike Buzz, Home Loan EMI to Rise and How the Day Unfolded"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>RBI hiked repo 25 bps to 5.50% (first since Feb 2023), GDP forecast 6.7% to 7.1% (+40 bps), CPI 5.2%. Gold about $4,135 (-0.7%). Sensex low 72,539. Rupee about 96.5.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">RBI MPC live updates on 7 October show that the Monetary Policy Committee raised the repo rate by 25 bps to 5.50% after a gap of more than three years, unanimously, changed the stance to calibrated tightening and raised the FY27 GDP forecast by 40 bps to 7.1% while lifting its inflation forecast to 5.2%. Gold slipped about 0.7% to around $4,135 an ounce on the same day as a firm dollar and elevated US yields offset fading bets on an October Fed hike, which markets now put at roughly 20% to 23%, down from about 70% a week earlier. Home loan EMIs will rise as lenders pass on the hike, by about Rs 794 a month on a Rs 50 lakh, 20-year loan at 8.5%, my calculation, and the Sensex fell as much as 529 points before banks recovered. The sequence of events matters: the hike was expected, so the stance change and the higher inflation path were the real news.<\/p>\n<\/p><\/div>\n<p>RBI MPC live updates follow a day that began with a rupee near 96.45 and a market expecting a hike, and the decision at 10 am confirmed it. This article logs how the day unfolded, what the numbers mean and how gold, the dollar and the Fed fit in.<\/p>\n<p>If you are following the policy outcome, this article covers the RBI MPC live updates timeline of the day, the unanimous decision, the calibrated tightening stance and forecasts including 5.2% inflation, the home loan EMI impact, the gold price today at $4,134.68 and the US Fed rate hike backdrop, the Sensex reaction and what to watch.<\/p>\n<p style=\"margin-top:24px;\"><strong><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=rbi-mpc-live-updates-repo-rate-5-50-percent-gdp-forecast-7-1-gold-slips-fed-hike-buzz\">Click Here &#8211; Get Free Investment Predictions<\/a><\/strong><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/rbi-mpc-live-updates-repo-rate-5-50-percent-gdp-forecast-7-1-gold-slips-fed-hike-buzz\/#RBI_MPC_Live_Updates_Timeline_of_7_October\" title=\"RBI MPC Live Updates: Timeline of 7 October\">RBI MPC Live Updates: Timeline of 7 October<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/rbi-mpc-live-updates-repo-rate-5-50-percent-gdp-forecast-7-1-gold-slips-fed-hike-buzz\/#The_Decision_and_Forecasts_in_RBI_MPC_Live_Updates\" title=\"The Decision and Forecasts in RBI MPC Live Updates\">The Decision and Forecasts in RBI MPC Live Updates<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/rbi-mpc-live-updates-repo-rate-5-50-percent-gdp-forecast-7-1-gold-slips-fed-hike-buzz\/#Home_Loan_EMI_What_the_Hike_Means_in_RBI_MPC_Live_Updates\" title=\"Home Loan EMI: What the Hike Means in RBI MPC Live Updates\">Home Loan EMI: What the Hike Means in RBI MPC Live Updates<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/rbi-mpc-live-updates-repo-rate-5-50-percent-gdp-forecast-7-1-gold-slips-fed-hike-buzz\/#Gold_Price_Today_and_the_US_Fed_Rate_Hike_Buzz_in_RBI_MPC_Live_Updates\" title=\"Gold Price Today and the US Fed Rate Hike Buzz in RBI MPC Live Updates\">Gold Price Today and the US Fed Rate Hike Buzz in RBI MPC Live Updates<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/rbi-mpc-live-updates-repo-rate-5-50-percent-gdp-forecast-7-1-gold-slips-fed-hike-buzz\/#Market_Reaction_in_RBI_MPC_Live_Updates\" title=\"Market Reaction in RBI MPC Live Updates\">Market Reaction in RBI MPC Live Updates<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/rbi-mpc-live-updates-repo-rate-5-50-percent-gdp-forecast-7-1-gold-slips-fed-hike-buzz\/#What_Analysts_Said_in_RBI_MPC_Live_Updates\" title=\"What Analysts Said in RBI MPC Live Updates\">What Analysts Said in RBI MPC Live Updates<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/rbi-mpc-live-updates-repo-rate-5-50-percent-gdp-forecast-7-1-gold-slips-fed-hike-buzz\/#Risks_After_the_Decision_in_RBI_MPC_Live_Updates\" title=\"Risks After the Decision in RBI MPC Live Updates\">Risks After the Decision in RBI MPC Live Updates<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/rbi-mpc-live-updates-repo-rate-5-50-percent-gdp-forecast-7-1-gold-slips-fed-hike-buzz\/#What_to_Watch_Next_After_the_RBI_MPC_Live_Updates\" title=\"What to Watch Next After the RBI MPC Live Updates\">What to Watch Next After the RBI MPC Live Updates<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/rbi-mpc-live-updates-repo-rate-5-50-percent-gdp-forecast-7-1-gold-slips-fed-hike-buzz\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/rbi-mpc-live-updates-repo-rate-5-50-percent-gdp-forecast-7-1-gold-slips-fed-hike-buzz\/#Frequently_Asked_Questions\" title=\"Frequently Asked Questions\">Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/rbi-mpc-live-updates-repo-rate-5-50-percent-gdp-forecast-7-1-gold-slips-fed-hike-buzz\/#What_did_the_RBI_announce_in_the_RBI_MPC_live_updates\" title=\"What did the RBI announce in the RBI MPC live updates?\">What did the RBI announce in the RBI MPC live updates?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/rbi-mpc-live-updates-repo-rate-5-50-percent-gdp-forecast-7-1-gold-slips-fed-hike-buzz\/#What_are_the_new_GDP_and_inflation_forecasts\" title=\"What are the new GDP and inflation forecasts?\">What are the new GDP and inflation forecasts?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/rbi-mpc-live-updates-repo-rate-5-50-percent-gdp-forecast-7-1-gold-slips-fed-hike-buzz\/#How_much_will_my_home_loan_EMI_rise\" title=\"How much will my home loan EMI rise?\">How much will my home loan EMI rise?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/rbi-mpc-live-updates-repo-rate-5-50-percent-gdp-forecast-7-1-gold-slips-fed-hike-buzz\/#Why_did_gold_slip_on_7_October\" title=\"Why did gold slip on 7 October?\">Why did gold slip on 7 October?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/rbi-mpc-live-updates-repo-rate-5-50-percent-gdp-forecast-7-1-gold-slips-fed-hike-buzz\/#Will_the_US_Fed_hike_in_October\" title=\"Will the US Fed hike in October?\">Will the US Fed hike in October?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/rbi-mpc-live-updates-repo-rate-5-50-percent-gdp-forecast-7-1-gold-slips-fed-hike-buzz\/#How_did_the_market_react\" title=\"How did the market react?\">How did the market react?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/rbi-mpc-live-updates-repo-rate-5-50-percent-gdp-forecast-7-1-gold-slips-fed-hike-buzz\/#What_does_calibrated_tightening_mean\" title=\"What does calibrated tightening mean?\">What does calibrated tightening mean?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/rbi-mpc-live-updates-repo-rate-5-50-percent-gdp-forecast-7-1-gold-slips-fed-hike-buzz\/#Should_I_change_my_investments_after_the_RBI_hike\" title=\"Should I change my investments after the RBI hike?\">Should I change my investments after the RBI hike?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"RBI_MPC_Live_Updates_Timeline_of_7_October\"><\/span><strong>RBI MPC Live Updates: Timeline of 7 October<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Time (IST)<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Event<\/th>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Early trade<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">The rupee weakened to about 96.45 per dollar ahead of the policy<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">10:00 am<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Governor Sanjay Malhotra announced a unanimous 25 bps hike in the repo rate to 5.50%, the first since February 2023<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">After the announcement<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">The stance changed from neutral to calibrated tightening; the SDF rate is 5.25% and the MSF and bank rate 5.75%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">About 10:15 am<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">The Sensex was down about 296 points at about 72,772 and the Nifty down about 125 points<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Morning<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">The RBI raised the FY27 inflation forecast to 5.2% from 5% and the GDP forecast to 7.1% from 6.7%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Around 11 am<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">The Sensex was down about 0.1% as banks recovered<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">12:00 noon<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">The Governor&#8217;s post-policy press conference was scheduled<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">About 12:06 pm<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">The Nifty was near 22,683, down about 0.4%, and the Sensex near 72,878, down about 186 points<\/td>\n<\/tr>\n<\/table>\n<p>In these RBI MPC live updates, the Sensex fell as much as 529 points to 72,539.18 at its low, and the rupee was seen near 96.54 later in the session.<\/p>\n<p style=\"margin-top:24px;\"><strong><a href=\"https:\/\/univest.in\/screeners\">Check the Univest Screener for live data on bank and rate-sensitive stocks<\/a><\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"The_Decision_and_Forecasts_in_RBI_MPC_Live_Updates\"><\/span><strong>The Decision and Forecasts in RBI MPC Live Updates<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Item<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">New<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Earlier<\/th>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Repo rate<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">5.50%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">5.25%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Stance<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Calibrated tightening<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Neutral<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">FY27 GDP growth<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">7.1%, up 40 bps<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">6.7%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">FY27 CPI inflation<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">5.2%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">5.0%<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Quarterly GDP<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Q2 7.2%, Q3 6.9%, Q4 6.8%, Q1 FY28 7.1%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Not applicable<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Quarterly inflation<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Q2 4.9%, Q3 6.0%, Q4 5.7%, Q1 FY28 5.6%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Not applicable<\/td>\n<\/tr>\n<\/table>\n<p>In the RBI MPC live updates, a higher growth forecast with a higher inflation forecast is the combination that justified tightening, since the RBI sees growth strong enough to bear higher rates.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Home_Loan_EMI_What_the_Hike_Means_in_RBI_MPC_Live_Updates\"><\/span><strong>Home Loan EMI: What the Hike Means in RBI MPC Live Updates<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Loan, 20 years<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">EMI at 8.50%<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">EMI at 8.75%<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Increase<\/th>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 30 lakh<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 26,035<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 26,511<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">About Rs 477 a month<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 50 lakh<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 43,391<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 44,186<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">About Rs 794 a month<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 1 crore<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 86,782<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rs 88,371<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">About Rs 1,589 a month<\/td>\n<\/tr>\n<\/table>\n<p>These RBI MPC live updates figures are my illustrative calculations, assuming the full 25 bps is passed on. Loans linked to the repo rate reset at least every three months, and lenders often offer a choice between a higher EMI and a longer tenure.<\/p>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track rates, the rupee and bank stocks live.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Gold_Price_Today_and_the_US_Fed_Rate_Hike_Buzz_in_RBI_MPC_Live_Updates\"><\/span><strong>Gold Price Today and the US Fed Rate Hike Buzz in RBI MPC Live Updates<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Measure<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Level<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Note<\/th>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Gold on 7 October<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">About $4,134.68 an ounce, down about 0.7%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Down about 5% over the past month<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Gold on 5 to 6 October<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">About $4,140 to $4,165<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Recovered after the biggest weekly fall since June<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Gold in September<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Down more than 6%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Energy-driven inflation worries and higher US rate expectations<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Fed funds range<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">3.75% to 4.00%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">After a 25 bps hike in September, the first since 2023<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">October Fed hike odds<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">About 20% to 23%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Down from about 70% a week earlier after weak payrolls<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">December Fed hike<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">A full quarter point priced in<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">According to rate swaps<\/td>\n<\/tr>\n<\/table>\n<p>Gold does not pay interest, so higher US rates and a firm dollar weigh on it, while fading bets on an October Fed hike offer some support. A weak rupee near 96.5 cushions Indian buyers, so gold in rupees has fallen less than in dollars, a point to remember in RBI MPC live updates.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Market_Reaction_in_RBI_MPC_Live_Updates\"><\/span><strong>Market Reaction in RBI MPC Live Updates<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Measure<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Level<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Note<\/th>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Sensex, Tuesday close<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">73,067.81<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">After two straight gains<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Sensex, session low<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">72,539.18<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Down up to 529 points<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Nifty, Tuesday close<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">22,776.10<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Reclaimed 22,700 earlier in the week<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Autos and realty<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Down about 1.1% and 0.6%<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rate-sensitive sectors weaker<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Banks<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Fell, then recovered<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Private banks up about 0.4%, PSU banks about 0.8% at one point<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Rupee<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">About 96.54<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Weaker through the day<\/td>\n<\/tr>\n<\/table>\n<p>Closing figures were not available when these RBI MPC live updates were written, so check the exchange data for the final levels.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Analysts_Said_in_RBI_MPC_Live_Updates\"><\/span><strong>What Analysts Said in RBI MPC Live Updates<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse:collapse;width:100%;\">\n<tr>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">Source<\/th>\n<th style=\"text-align:left;padding:8px;border:1px solid #DDDDDD;background:#0A0E1A;color:#FFFFFF;\">View<\/th>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Aditi Nayar, ICRA<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">The outcome matched expectations, and the stance change clearly signals that rate cuts are off the table<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Goldman Sachs<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Expected hikes in October and December<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">SBI Research and Nomura<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Saw the repo rate at 5.75% after December<\/td>\n<\/tr>\n<tr>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">Commentators on the stance<\/td>\n<td style=\"padding:8px;border:1px solid #DDDDDD;\">The change to calibrated tightening reverses the earlier neutral stance<\/td>\n<\/tr>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"Risks_After_the_Decision_in_RBI_MPC_Live_Updates\"><\/span><strong>Risks After the Decision in RBI MPC Live Updates<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>More hikes:<\/strong> Another 25 bps in December would raise EMIs again, beyond these RBI MPC live updates.<\/p>\n<p><strong>Inflation:<\/strong> The RBI projects 6.0% inflation in Q3, at the top of its tolerance band.<\/p>\n<p><strong>Oil and the rupee:<\/strong> Brent near $100 and a weak rupee add to price pressure.<\/p>\n<p><strong>Global yields:<\/strong> US Treasury yields near multi-year highs can pull Indian yields up.<\/p>\n<p><strong>Growth:<\/strong> Higher loan costs can slow demand for housing and vehicles after the RBI MPC live updates decision.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_to_Watch_Next_After_the_RBI_MPC_Live_Updates\"><\/span><strong>What to Watch Next After the RBI MPC Live Updates<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ol>\n<li>Bank announcements on repo-linked lending rate changes.<\/li>\n<li>September CPI inflation, expected near 5.5%.<\/li>\n<li>TCS Q2 results on 8 October and early bank Q2 results.<\/li>\n<li>The next Fed meeting and US jobs and inflation data.<\/li>\n<li>Gold&#8217;s reaction to US yields and the dollar.<\/li>\n<\/ol>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>RBI MPC live updates on 7 October show a 25 bps hike to 5.50%, a change to calibrated tightening, a GDP forecast raised to 7.1% and inflation at 5.2%, with home loan EMIs set to rise and gold slipping to about $4,135. The hike was expected, so the stance and the inflation path matter most. Consult a SEBI-registered advisor before making any decision.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><strong>Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_did_the_RBI_announce_in_the_RBI_MPC_live_updates\"><\/span><strong>What did the RBI announce in the RBI MPC live updates?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> A unanimous 25 bps hike to 5.50%, the first since February 2023, with the stance changed to calibrated tightening.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_new_GDP_and_inflation_forecasts\"><\/span><strong>What are the new GDP and inflation forecasts?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The RBI MPC live updates show FY27 GDP growth of 7.1%, up 40 bps from 6.7%, and FY27 CPI inflation of 5.2%, up from 5.0%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_much_will_my_home_loan_EMI_rise\"><\/span><strong>How much will my home loan EMI rise?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> In the RBI MPC live updates figures, a Rs 50 lakh, 20-year loan at 8.5% sees about Rs 794 a month more if the full 25 bps is passed on, my calculation.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Why_did_gold_slip_on_7_October\"><\/span><strong>Why did gold slip on 7 October?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> As the RBI MPC live updates unfolded, a firm dollar and high US Treasury yields outweighed fading bets on an October Fed hike, taking gold to about $4,135.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Will_the_US_Fed_hike_in_October\"><\/span><strong>Will the US Fed hike in October?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Markets put the odds at roughly 20% to 23%, down from about 70% a week earlier, with a full hike priced by December.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_did_the_market_react\"><\/span><strong>How did the market react?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> In the RBI MPC live updates, the Sensex fell as much as 529 points to 72,539.18 and banks recovered while autos and realty fell.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_does_calibrated_tightening_mean\"><\/span><strong>What does calibrated tightening mean?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> It signals that the RBI is leaning toward further rate increases if needed and that rate cuts are off the table.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Should_I_change_my_investments_after_the_RBI_hike\"><\/span><strong>Should I change my investments after the RBI hike?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> This article does not constitute investment advice. The RBI MPC live updates are informational. Consult a SEBI-registered financial advisor.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What did the RBI announce in the RBI MPC live updates?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"A unanimous 25 bps hike to 5.50%, the first since February 2023, with the stance changed to calibrated tightening.\"}},{\"@type\":\"Question\",\"name\":\"What are the new GDP and inflation forecasts?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The RBI MPC live updates show FY27 GDP growth of 7.1%, up 40 bps from 6.7%, and FY27 CPI inflation of 5.2%, up from 5.0%.\"}},{\"@type\":\"Question\",\"name\":\"How much will my home loan EMI rise?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"In the RBI MPC live updates figures, a Rs 50 lakh, 20-year loan at 8.5% sees about Rs 794 a month more if the full 25 bps is passed on, my calculation.\"}},{\"@type\":\"Question\",\"name\":\"Why did gold slip on 7 October?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"As the RBI MPC live updates unfolded, a firm dollar and high US Treasury yields outweighed fading bets on an October Fed hike, taking gold to about $4,135.\"}},{\"@type\":\"Question\",\"name\":\"Will the US Fed hike in October?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Markets put the odds at roughly 20% to 23%, down from about 70% a week earlier, with a full hike priced by December.\"}},{\"@type\":\"Question\",\"name\":\"How did the market react?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"In the RBI MPC live updates, the Sensex fell as much as 529 points to 72,539.18 and banks recovered while autos and realty fell.\"}},{\"@type\":\"Question\",\"name\":\"What does calibrated tightening mean?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It signals that the RBI is leaning toward further rate increases if needed and that rate cuts are off the table.\"}},{\"@type\":\"Question\",\"name\":\"Should I change my investments after the RBI hike?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"This article does not constitute investment advice. The RBI MPC live updates are informational. Consult a SEBI-registered financial advisor.\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>RBI MPC live updates: repo rate to 5.50%, GDP forecast up 40 bps to 7.1%, gold slips on Fed hike buzz. See the timeline and EMI impact.<\/p>\n","protected":false},"author":28,"featured_media":292193,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[9458,4815,8550,9477,9456,9478],"class_list":["post-292194","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-gdp-forecast","tag-gold-price-today","tag-home-loan-emi","tag-rbi-mpc-live-updates","tag-rbi-repo-rate-hike","tag-us-fed-rate-hike"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["292193"],"rank_math_title":["RBI MPC Live Updates: Repo Rate 5.50%, GDP 7.1%, Gold Slips"],"rank_math_description":["RBI MPC live updates: repo rate raised to 5.50%, GDP forecast up 40 bps to 7.1%, gold slips on US Fed hike buzz. See the timeline, EMI impact and market moves."],"rank_math_focus_keyword":["RBI MPC live updates"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/10\/rbi-mpc-live-updates-repo-rate-raised-to-5-50-after-more-than-three-years-gdp.webp","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/292194","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/28"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=292194"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/292194\/revisions"}],"predecessor-version":[{"id":292195,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/292194\/revisions\/292195"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/292193"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=292194"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=292194"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=292194"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}