India’s listed insurers span life and general insurance, businesses valued more on embedded value and premium growth than on simple earnings multiples, which is why this group trades at a much wider spread of price-to-earnings ratios than most sectors. This piece checks five listed financial services stocks on valuation and profitability.<\/p>\n
Sector Snapshot (25 September 2026)<\/strong><\/p>\n Quick Answer<\/strong><\/p>\n Life Insurance Corporation of India is the standout among these financial services stocks, trading below the industry average valuation while posting by far the strongest return on equity in the group. ICICI Prudential Life Insurance and ICICI Lombard General Insurance both trade at rich multiples that are at least partly backed by their profitability. HDFC Life Insurance and SBI Life Insurance both carry extreme premiums to the industry average against comparatively modest returns, which puts both in high-risk territory.<\/p>\n<\/div>\n Click Here – Get Free Investment Predictions<\/a><\/strong><\/p>\n\n
\n Stock<\/th>\n LTP (Rs)<\/th>\n 52W High<\/th>\n 52W Low<\/th>\n P\/E vs Industry<\/th>\n ROE<\/th>\n Our View<\/th>\n<\/tr>\n \n HDFC Life Insurance<\/a><\/td>\n 528.30<\/td>\n 788.50<\/td>\n 508.70<\/td>\n 58.05 \/ 10.91<\/td>\n 10.10%<\/td>\n Avoid \/ High Risk<\/td>\n<\/tr>\n \n ICICI Prudential Life Insurance<\/a><\/td>\n 466.30<\/td>\n 706.80<\/td>\n 445.35<\/td>\n 41.92 \/ 10.91<\/td>\n 11.80%<\/td>\n Hold<\/td>\n<\/tr>\n \n ICICI Lombard General Insurance<\/a><\/td>\n 1,581.00<\/td>\n 2,064.90<\/td>\n 1,423.10<\/td>\n 32.42 \/ 14.27<\/td>\n 14.27%<\/td>\n Hold<\/td>\n<\/tr>\n \n SBI Life Insurance<\/a><\/td>\n 1,752.00<\/td>\n 2,132.00<\/td>\n 1,652.90<\/td>\n 67.82 \/ 14.27<\/td>\n 12.93%<\/td>\n Avoid \/ High Risk<\/td>\n<\/tr>\n \n Life Insurance Corporation of India<\/a><\/td>\n 406.75<\/td>\n 468.48<\/td>\n 360.75<\/td>\n 8.55 \/ 10.91<\/td>\n 32.53%<\/td>\n Buy on Dips<\/td>\n<\/tr>\n<\/table><\/div>\n