{"id":264681,"date":"2026-09-23T13:52:49","date_gmt":"2026-09-23T08:22:49","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=264681"},"modified":"2026-09-23T13:52:49","modified_gmt":"2026-09-23T08:22:49","slug":"creditaccess-grameen-vs-spandana-sphoorty-vs-satin-creditcare","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-vs-spandana-sphoorty-vs-satin-creditcare\/","title":{"rendered":"CreditAccess Grameen vs Spandana Sphoorty Financial vs Satin Creditcare Network: Which Stock Should You Track"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>CreditAccess Grameen PE 17.99, mkt cap Rs 21,782 crore. Spandana Sphoorty Financial PE NA, mkt cap Rs 2,015 crore. Satin Creditcare Network PE 5.97, mkt cap Rs 2,446 crore.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">CreditAccess Grameen vs Spandana Sphoorty Financial vs Satin Creditcare Network is a side-by-side comparison of three companies from the Microfinance space. On this comparison, CreditAccess Grameen carries a market capitalisation of about Rs 21,782 crore against Rs 2,015 crore for Spandana Sphoorty Financial and Rs 2,446 crore for Satin Creditcare Network, with return on equity of 9.92%, -32.83% and 11.60% respectively. Each company&#8217;s numbers are presented here without a declared better pick, since the right stock depends on an investor&#8217;s own criteria.<\/p>\n<\/div>\n<p>CreditAccess Grameen vs Spandana Sphoorty Financial vs Satin Creditcare Network starts with the core numbers most investors compare within the Microfinance segment: market capitalisation, valuation multiples, profitability and dividend yield. Figures below are sourced as of September 2026 and will shift with daily price moves.<\/p>\n<p>All three names sit in the Microfinance bucket, which makes them a natural set to place side by side rather than a random trio of unrelated businesses.<\/p>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&#038;utm_medium=creditaccess-grameen-vs-spandana-sphoorty-vs-satin-creditcare\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-vs-spandana-sphoorty-vs-satin-creditcare\/#CreditAccess_Grameen_Spandana_Sphoorty_Financial_and_Satin_Creditcare_Network_Company_Overview\" title=\"CreditAccess Grameen, Spandana Sphoorty Financial and Satin Creditcare Network: Company Overview\">CreditAccess Grameen, Spandana Sphoorty Financial and Satin Creditcare Network: Company Overview<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-vs-spandana-sphoorty-vs-satin-creditcare\/#CreditAccess_Grameen_vs_Spandana_Sphoorty_Financial_vs_Satin_Creditcare_Network_Valuation_and_Profitability_Snapshot\" title=\"CreditAccess Grameen vs Spandana Sphoorty Financial vs Satin Creditcare Network: Valuation and Profitability Snapshot\">CreditAccess Grameen vs Spandana Sphoorty Financial vs Satin Creditcare Network: Valuation and Profitability Snapshot<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-vs-spandana-sphoorty-vs-satin-creditcare\/#CreditAccess_Grameen_vs_Spandana_Sphoorty_Financial_vs_Satin_Creditcare_Network_Latest_Quarterly_Results\" title=\"CreditAccess Grameen vs Spandana Sphoorty Financial vs Satin Creditcare Network: Latest Quarterly Results\">CreditAccess Grameen vs Spandana Sphoorty Financial vs Satin Creditcare Network: Latest Quarterly Results<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-vs-spandana-sphoorty-vs-satin-creditcare\/#What_Should_Investors_Look_at_Beyond_These_Numbers\" title=\"What Should Investors Look at Beyond These Numbers?\">What Should Investors Look at Beyond These Numbers?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-vs-spandana-sphoorty-vs-satin-creditcare\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-vs-spandana-sphoorty-vs-satin-creditcare\/#FAQs_on_CreditAccess_Grameen_vs_Spandana_Sphoorty_Financial_vs_Satin_Creditcare_Network\" title=\"FAQs on CreditAccess Grameen vs Spandana Sphoorty Financial vs Satin Creditcare Network\">FAQs on CreditAccess Grameen vs Spandana Sphoorty Financial vs Satin Creditcare Network<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-vs-spandana-sphoorty-vs-satin-creditcare\/#What_is_the_market_cap_difference_between_CreditAccess_Grameen_Spandana_Sphoorty_Financial_and_Satin_Creditcare_Network\" title=\"What is the market cap difference between CreditAccess Grameen, Spandana Sphoorty Financial and Satin Creditcare Network?\">What is the market cap difference between CreditAccess Grameen, Spandana Sphoorty Financial and Satin Creditcare Network?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-vs-spandana-sphoorty-vs-satin-creditcare\/#Which_of_the_three_has_the_highest_PE_ratio\" title=\"Which of the three has the highest PE ratio?\">Which of the three has the highest PE ratio?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-vs-spandana-sphoorty-vs-satin-creditcare\/#Which_of_the_three_has_the_highest_ROE\" title=\"Which of the three has the highest ROE?\">Which of the three has the highest ROE?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-vs-spandana-sphoorty-vs-satin-creditcare\/#Which_of_these_three_stocks_pays_the_highest_dividend_yield\" title=\"Which of these three stocks pays the highest dividend yield?\">Which of these three stocks pays the highest dividend yield?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-vs-spandana-sphoorty-vs-satin-creditcare\/#What_is_the_debt_to_equity_ratio_for_CreditAccess_Grameen_Spandana_Sphoorty_Financial_and_Satin_Creditcare_Network\" title=\"What is the debt to equity ratio for CreditAccess Grameen, Spandana Sphoorty Financial and Satin Creditcare Network?\">What is the debt to equity ratio for CreditAccess Grameen, Spandana Sphoorty Financial and Satin Creditcare Network?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-vs-spandana-sphoorty-vs-satin-creditcare\/#Which_of_the_three_trades_at_the_highest_price_to_book_value\" title=\"Which of the three trades at the highest price to book value?\">Which of the three trades at the highest price to book value?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/creditaccess-grameen-vs-spandana-sphoorty-vs-satin-creditcare\/#Is_one_of_CreditAccess_Grameen_Spandana_Sphoorty_Financial_or_Satin_Creditcare_Network_better_than_the_others\" title=\"Is one of CreditAccess Grameen, Spandana Sphoorty Financial or Satin Creditcare Network better than the others?\">Is one of CreditAccess Grameen, Spandana Sphoorty Financial or Satin Creditcare Network better than the others?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"CreditAccess_Grameen_Spandana_Sphoorty_Financial_and_Satin_Creditcare_Network_Company_Overview\"><\/span><strong>CreditAccess Grameen, Spandana Sphoorty Financial and Satin Creditcare Network: Company Overview<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>CreditAccess Grameen<\/strong> is a listed Indian company in the Microfinance space, tracked here on book value, return ratios and valuation alongside its peers in this comparison.<\/p>\n<p><strong>Spandana Sphoorty Financial<\/strong> is a listed Indian company in the Microfinance space, tracked here on book value, return ratios and valuation alongside its peers in this comparison.<\/p>\n<p><strong>Satin Creditcare Network<\/strong> is a listed Indian company in the Microfinance space, tracked here on book value, return ratios and valuation alongside its peers in this comparison.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"CreditAccess_Grameen_vs_Spandana_Sphoorty_Financial_vs_Satin_Creditcare_Network_Valuation_and_Profitability_Snapshot\"><\/span><strong>CreditAccess Grameen vs Spandana Sphoorty Financial vs Satin Creditcare Network: Valuation and Profitability Snapshot<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Metric<\/th>\n<th><a href=\"https:\/\/univest.in\/stocks\/creditacc\/creditaccess-grameen-ltd-share-price-today\">CreditAccess Grameen<\/a><\/th>\n<th><a href=\"https:\/\/univest.in\/stocks\/spandana\/spandana-sphoorty-financial-ltd-share-price-today\">Spandana Sphoorty Financial<\/a><\/th>\n<th><a href=\"https:\/\/univest.in\/stocks\/satin\/satin-creditcare-network-ltd-share-price-today\">Satin Creditcare Network<\/a><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Market Cap (approx.)<\/td>\n<td>Rs 21,782 crore<\/td>\n<td>Rs 2,015 crore<\/td>\n<td>Rs 2,446 crore<\/td>\n<\/tr>\n<tr>\n<td>PE Ratio (TTM)<\/td>\n<td>17.99<\/td>\n<td>NA<\/td>\n<td>5.97<\/td>\n<\/tr>\n<tr>\n<td>PB Ratio<\/td>\n<td>2.78<\/td>\n<td>0.94<\/td>\n<td>0.85<\/td>\n<\/tr>\n<tr>\n<td>Return on Equity (ROE)<\/td>\n<td>9.92%<\/td>\n<td>-32.83%<\/td>\n<td>11.60%<\/td>\n<\/tr>\n<tr>\n<td>EPS (TTM, Rs)<\/td>\n<td>75.45<\/td>\n<td>-36.89<\/td>\n<td>37.09<\/td>\n<\/tr>\n<tr>\n<td>Dividend Yield<\/td>\n<td>0.00%<\/td>\n<td>0.00%<\/td>\n<td>0.00%<\/td>\n<\/tr>\n<tr>\n<td>Debt to Equity<\/td>\n<td>3.01<\/td>\n<td>1.85<\/td>\n<td>3.84<\/td>\n<\/tr>\n<tr>\n<td>Book Value per Share (Rs)<\/td>\n<td>488.68<\/td>\n<td>241.21<\/td>\n<td>259.24<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"margin-top:24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check the Univest Screener for Live Data<\/strong><\/a><\/p>\n<p>On valuation, CreditAccess Grameen trades at a PE of 17.99 and a PB of 2.78, Spandana Sphoorty Financial at a PE of NA and a PB of 0.94, while Satin Creditcare Network trades at a PE of 5.97 and a PB of 0.85. On return on equity, the three post 9.92%, -32.83% and 11.60% respectively, and on dividend yield they stand at 0.00%, 0.00% and 0.00%.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"CreditAccess_Grameen_vs_Spandana_Sphoorty_Financial_vs_Satin_Creditcare_Network_Latest_Quarterly_Results\"><\/span><strong>CreditAccess Grameen vs Spandana Sphoorty Financial vs Satin Creditcare Network: Latest Quarterly Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Company<\/th>\n<th>Latest Quarter Revenue<\/th>\n<th>Latest Quarter Net Profit<\/th>\n<th>YoY Change (Revenue)<\/th>\n<th>QoQ Change (Revenue)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>CreditAccess Grameen<\/td>\n<td>Rs 1,784.41 crore<\/td>\n<td>Rs 493.39 crore<\/td>\n<td>+21.9%<\/td>\n<td>+11.6%<\/td>\n<\/tr>\n<tr>\n<td>Spandana Sphoorty Financial<\/td>\n<td>Rs 303.22 crore<\/td>\n<td>Rs 11.88 crore<\/td>\n<td>-0.3%<\/td>\n<td>+9.4%<\/td>\n<\/tr>\n<tr>\n<td>Satin Creditcare Network<\/td>\n<td>Rs 764.75 crore<\/td>\n<td>Rs 122.65 crore<\/td>\n<td>+8.0%<\/td>\n<td>-17.1%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Quarterly figures above are the most recent reported quarter for each company (Q1 FY28, quarter ended June 2026), compared with the year-ago and preceding quarter.<\/p>\n<p style=\"margin-top:24px;\"><em>Download the <a href=\"https:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&#038;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track CreditAccess Grameen, Spandana Sphoorty Financial and Satin Creditcare Network live prices.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Should_Investors_Look_at_Beyond_These_Numbers\"><\/span><strong>What Should Investors Look at Beyond These Numbers?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Beyond the metrics above, investors comparing these three microfinance names should track quarter-on-quarter revenue and margin trends, management commentary on demand and cost drivers, and any sector-specific regulatory developments, since a single-quarter snapshot can shift quickly.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>CreditAccess Grameen vs Spandana Sphoorty Financial vs Satin Creditcare Network highlights how differently three companies in the same microfinance segment can score across valuation, profitability and dividend metrics, even when operating in a similar space. This comparison does not declare a winner; investors should weigh these figures against their own research and risk appetite. Please read the disclaimer below before making any investment decision.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information as of September 2026 and may not reflect real-time prices. Please verify all data independently before making any investment decision. This comparison does not recommend or endorse any single stock over another; investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"FAQs_on_CreditAccess_Grameen_vs_Spandana_Sphoorty_Financial_vs_Satin_Creditcare_Network\"><\/span><strong>FAQs on CreditAccess Grameen vs Spandana Sphoorty Financial vs Satin Creditcare Network<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_market_cap_difference_between_CreditAccess_Grameen_Spandana_Sphoorty_Financial_and_Satin_Creditcare_Network\"><\/span><strong>What is the market cap difference between CreditAccess Grameen, Spandana Sphoorty Financial and Satin Creditcare Network?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> As of September 2026, CreditAccess Grameen has a market cap of approximately Rs 21,782 crore, Spandana Sphoorty Financial is at approximately Rs 2,015 crore, and Satin Creditcare Network is at approximately Rs 2,446 crore.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_of_the_three_has_the_highest_PE_ratio\"><\/span><strong>Which of the three has the highest PE ratio?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Among CreditAccess Grameen, Spandana Sphoorty Financial and Satin Creditcare Network, the PE ratios stand at 17.99, NA and 5.97 respectively as of September 2026.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_of_the_three_has_the_highest_ROE\"><\/span><strong>Which of the three has the highest ROE?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> CreditAccess Grameen, Spandana Sphoorty Financial and Satin Creditcare Network post ROE of 9.92%, -32.83% and 11.60% respectively as of September 2026.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_of_these_three_stocks_pays_the_highest_dividend_yield\"><\/span><strong>Which of these three stocks pays the highest dividend yield?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> CreditAccess Grameen, Spandana Sphoorty Financial and Satin Creditcare Network carry dividend yields of 0.00%, 0.00% and 0.00% respectively.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_debt_to_equity_ratio_for_CreditAccess_Grameen_Spandana_Sphoorty_Financial_and_Satin_Creditcare_Network\"><\/span><strong>What is the debt to equity ratio for CreditAccess Grameen, Spandana Sphoorty Financial and Satin Creditcare Network?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> CreditAccess Grameen carries a debt to equity of 3.01, Spandana Sphoorty Financial of 1.85, and Satin Creditcare Network of 3.84.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_of_the_three_trades_at_the_highest_price_to_book_value\"><\/span><strong>Which of the three trades at the highest price to book value?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> CreditAccess Grameen, Spandana Sphoorty Financial and Satin Creditcare Network trade at price to book ratios of 2.78, 0.94 and 0.85 respectively.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_one_of_CreditAccess_Grameen_Spandana_Sphoorty_Financial_or_Satin_Creditcare_Network_better_than_the_others\"><\/span><strong>Is one of CreditAccess Grameen, Spandana Sphoorty Financial or Satin Creditcare Network better than the others?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> This comparison does not declare one stock better than another; each company scores differently across valuation, profitability and dividend metrics, and the right fit depends on an individual investor&#8217;s own criteria and research.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the market cap difference between CreditAccess Grameen, Spandana Sphoorty Financial and Satin Creditcare Network?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"As of September 2026, CreditAccess Grameen has a market cap of approximately Rs 21,782 crore, Spandana Sphoorty Financial is at approximately Rs 2,015 crore, and Satin Creditcare Network is at approximately Rs 2,446 crore.\"}},{\"@type\":\"Question\",\"name\":\"Which of the three has the highest PE ratio?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Among CreditAccess Grameen, Spandana Sphoorty Financial and Satin Creditcare Network, the PE ratios stand at 17.99, NA and 5.97 respectively as of September 2026.\"}},{\"@type\":\"Question\",\"name\":\"Which of the three has the highest ROE?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"CreditAccess Grameen, Spandana Sphoorty Financial and Satin Creditcare Network post ROE of 9.92%, -32.83% and 11.60% respectively as of September 2026.\"}},{\"@type\":\"Question\",\"name\":\"Which of these three stocks pays the highest dividend yield?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"CreditAccess Grameen, Spandana Sphoorty Financial and Satin Creditcare Network carry dividend yields of 0.00%, 0.00% and 0.00% respectively.\"}},{\"@type\":\"Question\",\"name\":\"What is the debt to equity ratio for CreditAccess Grameen, Spandana Sphoorty Financial and Satin Creditcare Network?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"CreditAccess Grameen carries a debt to equity of 3.01, Spandana Sphoorty Financial of 1.85, and Satin Creditcare Network of 3.84.\"}},{\"@type\":\"Question\",\"name\":\"Which of the three trades at the highest price to book value?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"CreditAccess Grameen, Spandana Sphoorty Financial and Satin Creditcare Network trade at price to book ratios of 2.78, 0.94 and 0.85 respectively.\"}},{\"@type\":\"Question\",\"name\":\"Is one of CreditAccess Grameen, Spandana Sphoorty Financial or Satin Creditcare Network better than the others?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"This comparison does not declare one stock better than another; 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