{"id":257601,"date":"2026-09-18T15:55:36","date_gmt":"2026-09-18T10:25:36","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/icici-pru-banking-and-fin-serv-fund-direct-growth-review-2026\/"},"modified":"2026-09-18T15:56:52","modified_gmt":"2026-09-18T10:26:52","slug":"icici-pru-banking-and-fin-serv-fund-direct-growth-review-2026","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/icici-pru-banking-and-fin-serv-fund-direct-growth-review-2026\/","title":{"rendered":"ICICI Pru Banking & Fin Serv Fund Direct Growth Review 2026: NAV, Returns, Portfolio & Should You Invest?"},"content":{"rendered":"

ICICI Pru Banking & Fin Serv Fund Direct Growth Plan<\/a> has a current NAV of \u20b9146.38 as of 17 Sep 2026 and a scheme AUM of \u20b911,330 Cr. Its 1-year, 3-year and 5-year returns are -3.26%, 8.51% and 9.07%, and the fund sits in the High Risk category. Our view is that this is a sector-focused equity fund that has worked better over longer stretches than over the most recent year, so it suits investors who can accept swings in return for concentrated exposure to banking and financial services.<\/p>\n

The fund\u2019s longer record is more constructive than its latest 12 months, but the benchmark has also been weak across the same shorter period. That makes the recent slump more of a sector-wide test than a fund-specific one, although the portfolio\u2019s heavy tilt toward banks means it will still move closely with the fortunes of a few large financial names.<\/p>\n

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