{"id":257163,"date":"2026-09-18T15:08:55","date_gmt":"2026-09-18T09:38:55","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/invesco-india-ultra-short-to-short-term-fund-direct-growth-review-2026\/"},"modified":"2026-09-18T15:08:55","modified_gmt":"2026-09-18T09:38:55","slug":"invesco-india-ultra-short-to-short-term-fund-direct-growth-review-2026","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/invesco-india-ultra-short-to-short-term-fund-direct-growth-review-2026\/","title":{"rendered":"Invesco India Ultra Short to Short Term Fund Direct Growth Review 2026: NAV, Returns, Portfolio &#038; Should You Invest?"},"content":{"rendered":"<p><a href=\"https:\/\/univest.in\/mutual-funds\/invesco-india-ultra-short-to-short-term-fund-g-direct-plan\">Invesco India Ultra Short to Short Term Fund Direct Growth Plan<\/a> is a debt scheme with a current NAV of \u20b94,243.7737 as of 17 Sep 2026 and scheme AUM of \u20b91,833 Cr. Its 1-year, 3-year and 5-year returns are 6.14%, 7.16% and 6.38%, and the fund sits in the Balanced Risk category. In our view, the return pattern is steady rather than dramatic, which fits a portfolio built around short-dated government securities, certificates of deposit and corporate debt.<\/p>\n<p>The fund has delivered moderate compounding over time, while its recent 1-year figure is close to its longer-term pace. That makes it more suitable for investors who want a relatively measured debt allocation and can accept that short-term moves may still vary around a generally stable growth profile.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/invesco-india-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Quick_facts\" title=\"Quick facts\">Quick facts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/invesco-india-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Performance\" title=\"Performance\">Performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/invesco-india-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Should_you_BUY_or_HOLD_Invesco_India_Ultra_Short_to_Short_Term\" title=\"Should you BUY or HOLD Invesco India Ultra Short to Short Term?\">Should you BUY or HOLD Invesco India Ultra Short to Short Term?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/invesco-india-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Peer_comparison\" title=\"Peer comparison\">Peer comparison<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/invesco-india-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Portfolio_where_your_money_goes\" title=\"Portfolio: where your money goes\">Portfolio: where your money goes<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/invesco-india-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Who_should_invest\" title=\"Who should invest\">Who should invest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/invesco-india-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Tax_and_exit_load\" title=\"Tax and exit load\">Tax and exit load<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/invesco-india-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Frequently_asked_questions\" title=\"Frequently asked questions\">Frequently asked questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/invesco-india-ultra-short-to-short-term-fund-direct-growth-review-2026\/#What_is_the_current_NAV_of_Invesco_India_Ultra_Short_to_Short_Term_Fund_Direct_Growth_Plan\" title=\"What is the current NAV of Invesco India Ultra Short to Short Term Fund Direct Growth Plan?\">What is the current NAV of Invesco India Ultra Short to Short Term Fund Direct Growth Plan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/invesco-india-ultra-short-to-short-term-fund-direct-growth-review-2026\/#What_are_the_funds_1-year_3-year_and_5-year_returns\" title=\"What are the fund\u2019s 1-year, 3-year and 5-year returns?\">What are the fund\u2019s 1-year, 3-year and 5-year returns?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/invesco-india-ultra-short-to-short-term-fund-direct-growth-review-2026\/#How_does_the_fund_compare_with_its_benchmark\" title=\"How does the fund compare with its benchmark?\">How does the fund compare with its benchmark?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/invesco-india-ultra-short-to-short-term-fund-direct-growth-review-2026\/#How_does_it_compare_with_peer_funds_on_recent_performance\" title=\"How does it compare with peer funds on recent performance?\">How does it compare with peer funds on recent performance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/invesco-india-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Does_the_fund_have_a_minimum_SIP_amount\" title=\"Does the fund have a minimum SIP amount?\">Does the fund have a minimum SIP amount?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/invesco-india-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Who_manages_the_fund_and_what_is_the_exit_load\" title=\"Who manages the fund and what is the exit load?\">Who manages the fund and what is the exit load?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/invesco-india-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Bottom_line\" title=\"Bottom line\">Bottom line<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/invesco-india-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Explore_mutual_funds_with_Univest\" title=\"Explore mutual funds with Univest\">Explore mutual funds with Univest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/invesco-india-ultra-short-to-short-term-fund-direct-growth-review-2026\/#RIA_disclosure\" title=\"RIA disclosure\">RIA disclosure<\/a><\/li><\/ul><\/nav><\/div>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Quick_facts\"><\/span>Quick facts<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Particular<\/th>\n<th>Details<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>NAV<\/td>\n<td>\u20b94,243.7737 as of 17 Sep 2026<\/td>\n<\/tr>\n<tr>\n<td>AUM<\/td>\n<td>\u20b91,833 Cr<\/td>\n<\/tr>\n<tr>\n<td>Expense Ratio<\/td>\n<td>0.32%<\/td>\n<\/tr>\n<tr>\n<td>Launch Date<\/td>\n<td>01 Jan 2013<\/td>\n<\/tr>\n<tr>\n<td>Min SIP<\/td>\n<td>\u20b9100<\/td>\n<\/tr>\n<tr>\n<td>Risk Category<\/td>\n<td>Balanced Risk<\/td>\n<\/tr>\n<tr>\n<td>Benchmark<\/td>\n<td>Nifty 50<\/td>\n<\/tr>\n<tr>\n<td>Fund Category<\/td>\n<td>Debt<\/td>\n<\/tr>\n<tr>\n<td>Exit Load<\/td>\n<td>No exit load after holding period<\/td>\n<\/tr>\n<tr>\n<td>Fund Managers<\/td>\n<td>Krishna Cheemalapati, Vikas Garg<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The fund is managed by Krishna Cheemalapati and Vikas Garg.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 17 Sep 2026<\/small><\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Performance\"><\/span>Performance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Period<\/th>\n<th>Fund return<\/th>\n<th>Benchmark return<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1M<\/td>\n<td>0.39%<\/td>\n<td>-3.66%<\/td>\n<\/tr>\n<tr>\n<td>3M<\/td>\n<td>1.59%<\/td>\n<td>-3.71%<\/td>\n<\/tr>\n<tr>\n<td>1Y<\/td>\n<td>6.14%<\/td>\n<td>-7.13%<\/td>\n<\/tr>\n<tr>\n<td>3Y<\/td>\n<td>7.16%<\/td>\n<td>5.82%<\/td>\n<\/tr>\n<tr>\n<td>5Y<\/td>\n<td>6.38%<\/td>\n<td>5.72%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Over the near term, the fund has held up much better than the benchmark. The 1-month and 3-month returns are positive while the benchmark is negative in both periods, which tells us the fund has been far less exposed to the sharp swings reflected in the index.<\/p>\n<p>The 1-year return also shows a clear gap in favour of the fund, even though the benchmark has been weak over the same stretch. That matters because it suggests the fund has been able to preserve and compound value in a difficult comparison period rather than simply relying on a rising market backdrop.<\/p>\n<p>Looking further out, the 3-year and 5-year returns stay in a narrow band around the mid-single digits to low-single digits, which is consistent with a conservative debt-style compounding path. The 3-year figure is stronger than the 5-year figure, so the recent cycle has been somewhat better than the longer stretch, but the overall pattern remains stable rather than erratic.<\/p>\n<p>In our view, the main takeaway is that this is not a fast-mover. It has delivered a steadier return profile than the benchmark across every displayed horizon, and the short-term numbers do not break that longer pattern.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 17 Sep 2026<\/small><\/p>\n<section class=\"univest-mf-premium-cta\" style=\"margin:28px 0;padding:24px;border-radius:10px;border:1px solid #d8e3f0;background:#f7faff\">\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Should_you_BUY_or_HOLD_Invesco_India_Ultra_Short_to_Short_Term\"><\/span>Should you BUY or HOLD Invesco India Ultra Short to Short Term?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A fund&#8217;s past returns alone don&#8217;t tell you whether you should buy it today or continue holding it.<\/p>\n<p>The right decision depends on factors such as your current allocation, purchase price, risk profile, investment horizon and the role this fund plays in your overall portfolio.<\/p>\n<p><strong>Already holding Invesco India Ultra Short to Short Term? Thinking of investing now?<\/strong><\/p>\n<p><a href=\"https:\/\/univest.in\/mutual-funds\" style=\"font-weight:700;text-decoration:none\">Get your portfolio analysed for FREE by SEBI-registered Investment Adviser (RIA) through Univest MF Premium<\/a><\/p>\n<\/section>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Peer_comparison\"><\/span>Peer comparison<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Fund<\/th>\n<th>1Y return<\/th>\n<th>3Y return<\/th>\n<th>5Y return<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/invesco-india-ultra-short-to-short-term-fund-g-direct-plan\">Invesco India Ultra Short to Short Term Fund Direct Growth Plan<\/a><\/td>\n<td>6.14%<\/td>\n<td>7.16%<\/td>\n<td>6.38%<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/franklin-india-ultra-short-to-short-term-fund-g-direct-plan\">Franklin India Ultra Short to Short Term Fund Direct Growth Plan<\/a><\/td>\n<td>6.57%<\/td>\n<td>Data not available<\/td>\n<td>Data not available<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/nippon-india-ultra-short-to-short-term-fund-g-direct-plan\">Nippon India Ultra Short to Short Term Fund Direct Growth Plan<\/a><\/td>\n<td>6.51%<\/td>\n<td>7.45%<\/td>\n<td>6.73%<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/nippon-india-ultra-short-to-short-term-fund-b-direct-plan\">Nippon India Ultra Short to Short Term Fund(B)-Direct Plan<\/a><\/td>\n<td>6.51%<\/td>\n<td>7.45%<\/td>\n<td>6.73%<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/tata-ultra-short-to-short-term-fund-g-direct-plan\">Tata Ultra Short to Short Term Fund Direct Growth Plan<\/a><\/td>\n<td>6.48%<\/td>\n<td>7.31%<\/td>\n<td>6.49%<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/kotak-ultra-short-to-short-term-fund-g-direct-plan\">Kotak Ultra Short to Short Term Fund Direct Growth Plan<\/a><\/td>\n<td>6.46%<\/td>\n<td>7.49%<\/td>\n<td>6.72%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>This assessment is prepared by Uniapps Investment Adviser Pvt. Ltd. under SEBI Registered Investment Adviser registration INA000017639.<\/p>\n<p>On the 1-year view, the fund trails several peers that are a little ahead on recent returns, including Franklin, Nippon, Tata and Kotak. The gap is not wide, but it does show that the fund has been slightly more restrained over the latest period.<\/p>\n<p>On the 3-year and 5-year view, the picture is mixed. It is behind Nippon and Kotak on both horizons, yet it remains comfortably positive and fairly close to Tata on 5-year returns. That tells us the longer-term compounding profile is solid, though a few peers have been a touch stronger.<\/p>\n<p>The short-term and longer-term comparisons therefore do not tell the same story. Recent performance is a bit softer than the better peers, while the longer run still looks orderly and competitive enough for a conservative debt allocation.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 17 Sep 2026<\/small><\/p>\n<div class=\"univest-peer-login-cta\" style=\"margin:20px 0;padding:16px 18px;border:1px solid #d8e3f0;border-radius:8px;background:#f7faff\">\n<p style=\"margin:0\"><strong>Want to know more?<\/strong> <a href=\"https:\/\/univest.in\/user\/log-in\" style=\"font-weight:700;text-decoration:none\">Log in to Univest<\/a> for more mutual fund insights.<\/p>\n<\/div>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Portfolio_where_your_money_goes\"><\/span>Portfolio: where your money goes<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Holding<\/th>\n<th>Sector<\/th>\n<th>Weight<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>182 Days Tbill (MD 17\/12\/2026)<\/td>\n<td>Treasury Bills<\/td>\n<td>5.1%<\/td>\n<\/tr>\n<tr>\n<td>7.44% National Bank for Agriculture and Rural Development 2028<\/td>\n<td>Corporate Debt<\/td>\n<td>5.06%<\/td>\n<\/tr>\n<tr>\n<td>Triparty Repo<\/td>\n<td>Cash &#038; Cash Equivalents and Net Assets<\/td>\n<td>4.84%<\/td>\n<\/tr>\n<tr>\n<td>364 Days Tbill (MD 10\/12\/2026)<\/td>\n<td>Treasury Bills<\/td>\n<td>4.3%<\/td>\n<\/tr>\n<tr>\n<td>6.96% Power Finance Corporation Limited 2028 **<\/td>\n<td>Corporate Debt<\/td>\n<td>4.06%<\/td>\n<\/tr>\n<tr>\n<td>Union Bank of India 2026 ** #<\/td>\n<td>Certificate of Deposit<\/td>\n<td>4.02%<\/td>\n<\/tr>\n<tr>\n<td>National Bank for Financing Infrastructure and Development 2027 ** #<\/td>\n<td>Certificate of Deposit<\/td>\n<td>3.16%<\/td>\n<\/tr>\n<tr>\n<td>7.44% REC Limited 2028 **<\/td>\n<td>Corporate Debt<\/td>\n<td>2.72%<\/td>\n<\/tr>\n<tr>\n<td>6.95% Bajaj Housing Finance Limited 2028 **<\/td>\n<td>Corporate Debt<\/td>\n<td>2.7%<\/td>\n<\/tr>\n<tr>\n<td>7.01% National Bank for Agriculture and Rural Development 2029 **<\/td>\n<td>Corporate Debt<\/td>\n<td>2.68%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The top 10 holdings account for approximately 38.64% of the portfolio.<\/p>\n<p>To see all holdings, visit the <a href=\"https:\/\/univest.in\/mutual-funds\/invesco-india-ultra-short-to-short-term-fund-g-direct-plan\">Invesco India Ultra Short to Short Term Fund Direct Growth Plan<\/a> page<\/p>\n<p>The largest individual holding is 182 Days Tbill (MD 17\/12\/2026) at 5.1%, which is sizeable but not dominant on its own. The next few positions are close in weight, so the portfolio does not appear to rely on a single bet to carry returns.<\/p>\n<p>The gap from the largest holding to the tenth is fairly modest, with the tenth position at 2.68%. That suggests the named holdings are spread across a cluster of similar-sized positions rather than stepping sharply down after the first few lines.<\/p>\n<p>Because the top 10 holdings account for 38.64% across 52 disclosed holdings, the portfolio likely has a relatively long tail beyond the largest positions. In our view, that points to a structure where no single holding may be expected to dominate outcomes, even though treasury bills, CDs and corporate debt names together can still influence the fund\u2019s near-term path.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 17 Sep 2026<\/small><\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Who_should_invest\"><\/span>Who should invest<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This fund may suit investors who want a debt allocation with a measured return profile rather than a high-volatility outcome. The Balanced Risk category and the mix of treasury bills, CDs, repo and corporate debt point to a structure that aims for stability, while the return history shows steady compounding rather than sharp jumps.<\/p>\n<p>The most suitable horizon is medium term or longer, because the 3-year and 5-year numbers are more informative than the 1-month and 3-month figures. The key trade-off is that the fund has generally been steadier than the benchmark, but some peers have run slightly ahead on recent and long-term return metrics.<\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Tax_and_exit_load\"><\/span>Tax and exit load<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Holding period<\/th>\n<th>Tax rate<\/th>\n<th>Description<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Units held less than 1 year<\/td>\n<td>20%<\/td>\n<td>Short-term capital gains tax<\/td>\n<\/tr>\n<tr>\n<td>Units held more than 1 year<\/td>\n<td>12.5%<\/td>\n<td>Long-term capital gains tax<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>There is no exit load after the holding period.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 17 Sep 2026<\/small><\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Frequently_asked_questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"What_is_the_current_NAV_of_Invesco_India_Ultra_Short_to_Short_Term_Fund_Direct_Growth_Plan\"><\/span>What is the current NAV of Invesco India Ultra Short to Short Term Fund Direct Growth Plan?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The current NAV is \u20b94,243.7737 as of 17 Sep 2026.<\/p>\n<h3 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"What_are_the_funds_1-year_3-year_and_5-year_returns\"><\/span>What are the fund\u2019s 1-year, 3-year and 5-year returns?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The fund\u2019s 1-year, 3-year and 5-year returns are 6.14%, 7.16% and 6.38%.<\/p>\n<h3 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"How_does_the_fund_compare_with_its_benchmark\"><\/span>How does the fund compare with its benchmark?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>It has outpaced the benchmark across all the displayed periods. The contrast is especially clear over 1 month, 3 months and 1 year, where the benchmark figures are negative and the fund remains positive.<\/p>\n<h3 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"How_does_it_compare_with_peer_funds_on_recent_performance\"><\/span>How does it compare with peer funds on recent performance?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>On the 1-year view, several peers are a little ahead, including Franklin India Ultra Short to Short Term Fund Direct Growth Plan, Nippon India Ultra Short to Short Term Fund Direct Growth Plan, Tata Ultra Short to Short Term Fund Direct Growth Plan and Kotak Ultra Short to Short Term Fund Direct Growth Plan.<\/p>\n<h3 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Does_the_fund_have_a_minimum_SIP_amount\"><\/span>Does the fund have a minimum SIP amount?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>No minimum SIP amount is stated here.<\/p>\n<h3 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Who_manages_the_fund_and_what_is_the_exit_load\"><\/span>Who manages the fund and what is the exit load?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The fund is managed by Krishna Cheemalapati and Vikas Garg. There is no exit load after the holding period.<\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Bottom_line\"><\/span>Bottom line<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This fund has a steadier longer-term profile than the benchmark, and its recent returns do not break that pattern. Against peers, the 1-year result is slightly softer, while the 3-year and 5-year figures remain broadly competitive even if a few alternatives are ahead. The Balanced Risk tag and the short-dated debt-heavy portfolio suggest a measured profile rather than a high-octane one. For investors looking for a debt fund with moderate compounding and a diversified set of small positions, it fits a cautious, medium-term allocation.<\/p>\n<p class=\"univest-posted-at\" style=\"font-size:14px;color:#666;margin:20px 0 8px\">Published on 18 September 2026 at 3:07 PM IST<\/p>\n<section class=\"univest-login-cta\" style=\"margin:28px 0;padding:24px;border-radius:10px;background:#eef5ff;border:1px solid #cddff7;text-align:center\">\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Explore_mutual_funds_with_Univest\"><\/span>Explore mutual funds with Univest<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Review mutual fund data, compare performance and explore fund insights on Univest.<\/p>\n<p><a href=\"https:\/\/univest.in\/user\/log-in\" style=\"display:inline-block;padding:11px 20px;border-radius:6px;background:#1f4e79;color:#fff !important;text-decoration:none;font-weight:700\">Explore Univest<\/a><\/p>\n<\/section>\n<section class=\"univest-disclaimer\">\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"RIA_disclosure\"><\/span>RIA disclosure<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. This review is prepared by Uniapps Investment Adviser Pvt. Ltd. (earlier known as Uniapps Global Research Pvt. Ltd.) under SEBI Registered Investment Adviser registration INA000017639 for general informational purposes and is not personalized investment advice.<\/p>\n<\/section>\n<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"InvestmentFund\",\"name\":\"Invesco India Ultra Short to Short Term Fund Direct Growth Plan\",\"identifier\":\"invesco-india-ultra-short-to-short-term-fund-g-direct-plan\",\"category\":\"Debt\",\"dateCreated\":\"01 Jan 2013\",\"isAccessibleForFree\":true,\"additionalProperty\":[{\"@type\":\"PropertyValue\",\"name\":\"NAV\",\"value\":4243.7737,\"valueReference\":\"as of 17 Sep 2026\"},{\"@type\":\"PropertyValue\",\"name\":\"AUM\",\"value\":\"1833 Cr\"},{\"@type\":\"PropertyValue\",\"name\":\"Expense Ratio\",\"value\":\"0.32\"},{\"@type\":\"PropertyValue\",\"name\":\"Benchmark\",\"value\":\"Nifty 50\"},{\"@type\":\"PropertyValue\",\"name\":\"1Y Return\",\"value\":6.14},{\"@type\":\"PropertyValue\",\"name\":\"3Y Return\",\"value\":7.16},{\"@type\":\"PropertyValue\",\"name\":\"5Y Return\",\"value\":6.38},{\"@type\":\"PropertyValue\",\"name\":\"Fund Managers\",\"value\":\"Krishna Cheemalapati, Vikas Garg\"}]}<\/script><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the current NAV of Invesco India Ultra Short to Short Term Fund Direct Growth Plan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The current NAV is \u20b94,243.7737 as of 17 Sep 2026.\"}},{\"@type\":\"Question\",\"name\":\"What are the fund\u2019s 1-year, 3-year and 5-year returns?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The fund\u2019s 1-year, 3-year and 5-year returns are 6.14%, 7.16% and 6.38%.\"}},{\"@type\":\"Question\",\"name\":\"How does the fund compare with its benchmark?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It has outpaced the benchmark across all the displayed periods. The contrast is especially clear over 1 month, 3 months and 1 year, where the benchmark figures are negative and the fund remains positive.\"}},{\"@type\":\"Question\",\"name\":\"How does it compare with peer funds on recent performance?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"On the 1-year view, several peers are a little ahead, including Franklin India Ultra Short to Short Term Fund Direct Growth Plan, Nippon India Ultra Short to Short Term Fund Direct Growth Plan, Tata Ultra Short to Short Term Fund Direct Growth Plan and Kotak Ultra Short to Short Term Fund Direct Growth Plan.\"}},{\"@type\":\"Question\",\"name\":\"Does the fund have a minimum SIP amount?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No minimum SIP amount is stated here.\"}},{\"@type\":\"Question\",\"name\":\"Who manages the fund and what is the exit load?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The fund is managed by Krishna Cheemalapati and Vikas Garg. There is no exit load after the holding period.\"}}]}<\/script><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"Organization\",\"name\":\"Uniapps Investment Adviser Pvt. Ltd.\",\"description\":\"SEBI Registered Investment Adviser INA000017639\"}<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Invesco India Ultra Short to Short Term Fund Direct Growth Plan has a NAV of \u20b94,243.7737 as of 17 Sep 2026, with 1Y\/3Y\/5Y returns of 6.14%\/7.16%\/6.38%.<\/p>\n","protected":false},"author":38,"featured_media":257161,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3841],"tags":[],"class_list":["post-257163","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mutual-funds"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["257161"],"rank_math_title":["Invesco India Ultra Short Fund Review | NAV &amp; Returns"],"rank_math_description":["Invesco India Ultra Short to Short Term Fund Direct Growth Plan NAV is \u20b94,243.7737 as of 17 Sep 2026; 1Y return is 6.14%."],"rank_math_focus_keyword":["Invesco India Ultra Short to Short Term Fund Direct Growth Plan review"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/09\/Invesco_India_Ultra_Short_to_Short_Term_Fund_Direct_Growth_Review_2026_NAV_Returns_Portfolio_Should_You_Invest_neutral.png","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/257163","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/38"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=257163"}],"version-history":[{"count":0,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/257163\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/257161"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=257163"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=257163"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=257163"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}