{"id":256681,"date":"2026-09-18T12:40:04","date_gmt":"2026-09-18T07:10:04","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/hdfc-nifty-sdl-plus-g-sec-jun-2027-40-60-index-fund-direct-growth-review-2026\/"},"modified":"2026-09-18T12:40:04","modified_gmt":"2026-09-18T07:10:04","slug":"hdfc-nifty-sdl-plus-g-sec-jun-2027-40-60-index-fund-direct-growth-review-2026","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/hdfc-nifty-sdl-plus-g-sec-jun-2027-40-60-index-fund-direct-growth-review-2026\/","title":{"rendered":"HDFC NIFTY SDL Plus G-Sec Jun 2027 40:60 Index Fund Direct Growth Review 2026: NAV, Returns, Portfolio &#038; Should You Invest?"},"content":{"rendered":"<p><a href=\"https:\/\/univest.in\/mutual-funds\/hdfc-nifty-sdl-plus-g-sec-jun-2027-40-60-index-fund-g-direct-plan\">HDFC NIFTY SDL Plus G-Sec Jun 2027 40:60 Index Fund Direct Growth Plan<\/a> has a NAV of \u20b912.8077 as of 17 Sep 2026 and manages \u20b948 Cr. Its 1-year, 3-year and 5-year returns are 5.79%, 7.35% and 0%, and the scheme sits in a Balanced Risk profile.<\/p>\n<p>Our view is that this is a relatively simple government-securities-led index fund for investors who want a fixed-maturity style debt allocation with low expense ratio visibility, but it still carries meaningful price movement risk. The portfolio is dominated by sovereign and state-backed papers, so the return pattern is tied more to rate moves and duration behaviour than to credit selection.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-nifty-sdl-plus-g-sec-jun-2027-40-60-index-fund-direct-growth-review-2026\/#Quick_facts\" title=\"Quick facts\">Quick facts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-nifty-sdl-plus-g-sec-jun-2027-40-60-index-fund-direct-growth-review-2026\/#Performance\" title=\"Performance\">Performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-nifty-sdl-plus-g-sec-jun-2027-40-60-index-fund-direct-growth-review-2026\/#Should_you_BUY_or_HOLD_HDFC_NIFTY_SDL_Plus_G-Sec_Jun_2027_40_60_Index\" title=\"Should you BUY or HOLD HDFC NIFTY SDL Plus G-Sec Jun 2027 40:60 Index?\">Should you BUY or HOLD HDFC NIFTY SDL Plus G-Sec Jun 2027 40:60 Index?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-nifty-sdl-plus-g-sec-jun-2027-40-60-index-fund-direct-growth-review-2026\/#Peer_comparison\" title=\"Peer comparison\">Peer comparison<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-nifty-sdl-plus-g-sec-jun-2027-40-60-index-fund-direct-growth-review-2026\/#Portfolio_where_your_money_goes\" title=\"Portfolio: where your money goes\">Portfolio: where your money goes<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-nifty-sdl-plus-g-sec-jun-2027-40-60-index-fund-direct-growth-review-2026\/#Who_should_invest\" title=\"Who should invest\">Who should invest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-nifty-sdl-plus-g-sec-jun-2027-40-60-index-fund-direct-growth-review-2026\/#Tax_and_exit_load\" title=\"Tax and exit load\">Tax and exit load<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-nifty-sdl-plus-g-sec-jun-2027-40-60-index-fund-direct-growth-review-2026\/#Frequently_asked_questions\" title=\"Frequently asked questions\">Frequently asked questions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-nifty-sdl-plus-g-sec-jun-2027-40-60-index-fund-direct-growth-review-2026\/#Bottom_line\" title=\"Bottom line\">Bottom line<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-nifty-sdl-plus-g-sec-jun-2027-40-60-index-fund-direct-growth-review-2026\/#Explore_mutual_funds_with_Univest\" title=\"Explore mutual funds with Univest\">Explore mutual funds with Univest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-nifty-sdl-plus-g-sec-jun-2027-40-60-index-fund-direct-growth-review-2026\/#RIA_disclosure\" title=\"RIA disclosure\">RIA disclosure<\/a><\/li><\/ul><\/nav><\/div>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Quick_facts\"><\/span>Quick facts<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Particular<\/th>\n<th>Details<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>NAV<\/td>\n<td>\u20b912.8077 as of 17 Sep 2026<\/td>\n<\/tr>\n<tr>\n<td>AUM<\/td>\n<td>\u20b948 Cr<\/td>\n<\/tr>\n<tr>\n<td>Expense Ratio<\/td>\n<td>0.2%<\/td>\n<\/tr>\n<tr>\n<td>Launch Date<\/td>\n<td>23 Mar 2023<\/td>\n<\/tr>\n<tr>\n<td>Min SIP<\/td>\n<td>\u20b9100<\/td>\n<\/tr>\n<tr>\n<td>Risk Category<\/td>\n<td>Balanced Risk<\/td>\n<\/tr>\n<tr>\n<td>Benchmark<\/td>\n<td>Nifty 50<\/td>\n<\/tr>\n<tr>\n<td>Fund Category<\/td>\n<td>Index Funds<\/td>\n<\/tr>\n<tr>\n<td>Exit Load<\/td>\n<td>No exit load<\/td>\n<\/tr>\n<tr>\n<td>Fund Managers<\/td>\n<td>Anupam Joshi, Sankalp Baid<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The fund is managed by Anupam Joshi and Sankalp Baid.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 17 Sep 2026<\/small><\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Performance\"><\/span>Performance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Period<\/th>\n<th>Fund return<\/th>\n<th>Benchmark return<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1M<\/td>\n<td>0.32%<\/td>\n<td>-3.66%<\/td>\n<\/tr>\n<tr>\n<td>3M<\/td>\n<td>1.25%<\/td>\n<td>-3.71%<\/td>\n<\/tr>\n<tr>\n<td>1Y<\/td>\n<td>5.79%<\/td>\n<td>-7.13%<\/td>\n<\/tr>\n<tr>\n<td>3Y<\/td>\n<td>7.35%<\/td>\n<td>5.82%<\/td>\n<\/tr>\n<tr>\n<td>5Y<\/td>\n<td>Data not available<\/td>\n<td>Data not available<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The short-term picture is clearly better than the benchmark. Over 1 month, 3 months and 1 year, the fund stayed positive while the benchmark was negative in all three periods. That tells us the fund has handled the recent interest-rate backdrop better than the benchmark measure used here.<\/p>\n<p>The 3-year return is also positive at 7.35%, and it stays ahead of the benchmark\u2019s 5.82% over the same horizon. That gap is narrower than the short-term spread, which suggests the fund\u2019s relative edge is not only a very recent effect. Even so, the profile is still modest in absolute return terms, which is consistent with a debt-oriented index strategy rather than an equity-style growth engine.<\/p>\n<p>The 1-year time pattern shows some ups and downs rather than a straight line, and the 3-year pattern also moves in waves. Our reading is that the fund has benefited from periods of stability and rate support, but it is not a smooth compounding story. With no 5-year figure available, we would place more weight on the 3-year and recent data than on any longer-range inference.<\/p>\n<p>Overall, the benchmark comparison says the fund has done better than the benchmark across the available windows, but the gains remain sensitive to the path of interest rates. That makes it more useful as a portfolio building block than as a high-return core.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 17 Sep 2026<\/small><\/p>\n<section class=\"univest-mf-premium-cta\" style=\"margin:28px 0;padding:24px;border-radius:10px;border:1px solid #d8e3f0;background:#f7faff\">\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Should_you_BUY_or_HOLD_HDFC_NIFTY_SDL_Plus_G-Sec_Jun_2027_40_60_Index\"><\/span>Should you BUY or HOLD HDFC NIFTY SDL Plus G-Sec Jun 2027 40:60 Index?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A fund&#8217;s past returns alone don&#8217;t tell you whether you should buy it today or continue holding it.<\/p>\n<p>The right decision depends on factors such as your current allocation, purchase price, risk profile, investment horizon and the role this fund plays in your overall portfolio.<\/p>\n<p><strong>Already holding HDFC NIFTY SDL Plus G-Sec Jun 2027 40:60 Index? Thinking of investing now?<\/strong><\/p>\n<p><a href=\"https:\/\/univest.in\/mutual-funds\" style=\"font-weight:700;text-decoration:none\">Get your portfolio analysed for FREE by SEBI-registered Investment Adviser (RIA) through Univest MF Premium<\/a><\/p>\n<\/section>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Peer_comparison\"><\/span>Peer comparison<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Fund<\/th>\n<th>1Y return<\/th>\n<th>3Y return<\/th>\n<th>5Y return<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/hdfc-nifty-sdl-plus-g-sec-jun-2027-40-60-index-fund-g-direct-plan\">HDFC NIFTY SDL Plus G-Sec Jun 2027 40:60 Index Fund Direct Growth Plan<\/a><\/td>\n<td>5.79%<\/td>\n<td>7.35%<\/td>\n<td>Data not available<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/icici-pru-nasdaq-100-index-fund-g-direct-plan\">ICICI Pru NASDAQ 100 Index Fund Direct Growth Plan<\/a><\/td>\n<td>29.31%<\/td>\n<td>30.01%<\/td>\n<td>Data not available<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/tata-nifty-capital-markets-index-fund-g-direct-plan\">Tata Nifty Capital Markets Index Fund Direct Growth Plan<\/a><\/td>\n<td>21.45%<\/td>\n<td>Data not available<\/td>\n<td>Data not available<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/motilal-oswal-nifty-capital-market-index-fund-g-direct-plan\">Motilal Oswal Nifty Capital Market Index Fund Direct Growth Plan<\/a><\/td>\n<td>21.13%<\/td>\n<td>Data not available<\/td>\n<td>Data not available<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/motilal-oswal-nifty-midsmall-financial-services-index-fund-g-direct-plan\">Motilal Oswal Nifty MidSmall Financial Services Index Fund Direct Growth Plan<\/a><\/td>\n<td>20.68%<\/td>\n<td>Data not available<\/td>\n<td>Data not available<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/icici-pru-nifty-pharma-index-fund-g-direct-plan\">ICICI Pru Nifty Pharma Index Fund Direct Growth Plan<\/a><\/td>\n<td>17.57%<\/td>\n<td>18.84%<\/td>\n<td>Data not available<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>This assessment is prepared by Uniapps Investment Adviser Pvt. Ltd. under SEBI Registered Investment Adviser registration INA000017639.<\/p>\n<p>The current fund\u2019s 1-year return is much lower than the stronger equity-oriented peer figures shown here, which is expected given its debt-heavy construction. Among the peers with 3-year data, the fund is behind the ICICI Pru NASDAQ 100 Index Fund Direct Growth Plan and the ICICI Pru Nifty Pharma Index Fund Direct Growth Plan on the available figures, but it is not trying to play the same role. The more useful comparison is that its own 3-year result remains positive and ahead of the benchmark used for this fund, while several peer rows do not even carry a longer history in the same window.<\/p>\n<p>That tells us the short-term peer picture and the longer-term peer picture are not the same. In the near term, the fund looks modest next to high-growth index strategies; over 3 years, it still shows a positive return profile, but the gap versus the strongest peer numbers remains wide. For an investor, the main takeaway is that this fund may serve a different job: steadier debt-style exposure rather than a return leader in absolute terms.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 17 Sep 2026<\/small><\/p>\n<div class=\"univest-peer-login-cta\" style=\"margin:20px 0;padding:16px 18px;border:1px solid #d8e3f0;border-radius:8px;background:#f7faff\">\n<p style=\"margin:0\"><strong>Want to know more?<\/strong> <a href=\"https:\/\/univest.in\/user\/log-in\" style=\"font-weight:700;text-decoration:none\">Log in to Univest<\/a> for more mutual fund insights.<\/p>\n<\/div>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Portfolio_where_your_money_goes\"><\/span>Portfolio: where your money goes<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Holding<\/th>\n<th>Sector<\/th>\n<th>Weight<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>7.38% GOI Mat 200627<\/td>\n<td>Government Securities<\/td>\n<td>43.12%<\/td>\n<\/tr>\n<tr>\n<td>7.86% Karnataka SDL &#8211; Mat 150327^<\/td>\n<td>Government Securities<\/td>\n<td>17.2%<\/td>\n<\/tr>\n<tr>\n<td>6.79% GOI Mat 150527<\/td>\n<td>Government Securities<\/td>\n<td>12.39%<\/td>\n<\/tr>\n<tr>\n<td>7.22% Chhattisgarh SDL &#8211; Mat 250127^<\/td>\n<td>Government Securities<\/td>\n<td>10.3%<\/td>\n<\/tr>\n<tr>\n<td>7.23% Tamil Nadu SDL Mat 140627^<\/td>\n<td>Government Securities<\/td>\n<td>6.21%<\/td>\n<\/tr>\n<tr>\n<td>TREPS &#8211; Tri-Party Repo<\/td>\n<td>Cash &amp; Cash Equivalents and Net Assets<\/td>\n<td>3.52%<\/td>\n<\/tr>\n<tr>\n<td>7.69% Haryana SDL Mat 150627^<\/td>\n<td>Government Securities<\/td>\n<td>2.66%<\/td>\n<\/tr>\n<tr>\n<td>Net Current Assets<\/td>\n<td>Cash &amp; Cash Equivalents and Net Assets<\/td>\n<td>1.78%<\/td>\n<\/tr>\n<tr>\n<td>7.77% Kerala SDL &#8211; Mat 010327^<\/td>\n<td>Government Securities<\/td>\n<td>1.03%<\/td>\n<\/tr>\n<tr>\n<td>7.52% Gujarat SDL &#8211; Mat 240527^<\/td>\n<td>Government Securities<\/td>\n<td>0.86%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The top 10 holdings account for approximately 99.07% of the portfolio.<\/p>\n<p>To see all holdings, visit the <a href=\"https:\/\/univest.in\/mutual-funds\/hdfc-nifty-sdl-plus-g-sec-jun-2027-40-60-index-fund-g-direct-plan\">HDFC NIFTY SDL Plus G-Sec Jun 2027 40:60 Index Fund Direct Growth Plan<\/a> page<\/p>\n<p>The largest holding, 7.38% GOI Mat 200627, carries a weight of 43.12%, which is a very large single-position influence for a debt index fund. The next holding drops to 17.2%, so the gap from first to second is steep, and the tenth holding is only 0.86%. That pattern tells us the portfolio is not evenly spread across the disclosed holdings; a few lines dominate the weight profile.<\/p>\n<p>At the same time, the holdings are still all government securities or cash-like items, which keeps the credit story straightforward. With 99.07% of the portfolio covered by the disclosed top 10 and 11 total holdings disclosed, the tail beyond the visible list is likely small in impact, even though it still exists. In our view, that level of concentration may make the fund more sensitive to a handful of duration positions than to a broad set of smaller bets.<\/p>\n<p>This also means the portfolio can behave quite differently from an equity fund. The return path may depend heavily on how these few sovereign and SDL papers respond to rate changes, rather than on company-specific developments.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 17 Sep 2026<\/small><\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Who_should_invest\"><\/span>Who should invest<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This fund suits investors who are comfortable with a moderate risk profile and understand that a government-securities index fund can still move with interest rates. The 1-year and 3-year figures show positive returns, but the pattern is not smooth, so the most appropriate horizon is medium to long term rather than a very short holding period. The benchmark comparison is helpful because the fund has stayed ahead of the benchmark across the available windows, yet the gap to higher-return peer strategies also shows that this is not meant for aggressive growth seekers.<\/p>\n<p>The trade-off is simple: you get relatively transparent sovereign exposure and low expense ratio visibility, but you accept that returns may remain modest and rate-sensitive. The concentrated weighting in a few government papers also means the portfolio\u2019s behaviour may be shaped by a small set of positions. That makes it more suitable for investors who want disciplined debt allocation than for those looking for strong upside momentum.<\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Tax_and_exit_load\"><\/span>Tax and exit load<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Holding period<\/th>\n<th>Tax rate<\/th>\n<th>Description<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Units held less than 1 year<\/td>\n<td>20%<\/td>\n<td>Short-term capital gains tax<\/td>\n<\/tr>\n<tr>\n<td>Units held more than 1 year<\/td>\n<td>12.5%<\/td>\n<td>Long-term capital gains tax<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>No exit load.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 17 Sep 2026<\/small><\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Frequently_asked_questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>What is the current NAV of HDFC NIFTY SDL Plus G-Sec Jun 2027 40:60 Index Fund Direct Growth Plan?<\/strong><br \/>The current NAV is \u20b912.8077 as of 17 Sep 2026.<\/p>\n<p><strong>What are the fund\u2019s 1-year, 3-year and 5-year returns?<\/strong><br \/>The fund\u2019s 1-year return is 5.79%, its 3-year return is 7.35%, and its 5-year return is 0% in the current record set.<\/p>\n<p><strong>How has the fund done versus its benchmark?<\/strong><br \/>It has outpaced the benchmark in every available window here. The fund shows 0.32% versus -3.66% for 1 month, 1.25% versus -3.71% for 3 months, 5.79% versus -7.13% for 1 year, and 7.35% versus 5.82% for 3 years.<\/p>\n<p><strong>How does it compare with the peer funds listed here?<\/strong><br \/>Its return profile is much lower than the equity-oriented peers shown in the comparison table. The fund still has a positive 3-year result, but several peers post much higher 1-year figures and some also have stronger 3-year numbers.<\/p>\n<p><strong>Is there a minimum SIP amount?<\/strong><br \/>Yes. The minimum SIP amount is \u20b9100.<\/p>\n<p><strong>What are the tax, exit load and fund-manager details?<\/strong><br \/>Units held for less than 1 year attract 20% short-term capital gains tax, while units held for more than 1 year attract 12.5% long-term capital gains tax. There is no exit load, and the fund is managed by Anupam Joshi and Sankalp Baid.<\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Bottom_line\"><\/span>Bottom line<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The fund\u2019s recent numbers are better than its benchmark and still positive over 3 years, but the overall return level remains measured rather than high-octane. Compared with the peer figures shown here, it looks far more conservative, which fits its government-securities-heavy structure. The key portfolio feature is the very large weight in one sovereign paper, so outcomes may be shaped by a small set of rate-sensitive positions. For investors who want transparent debt exposure and can live with moderate, rate-linked movement, it can play a useful role.<\/p>\n<p class=\"univest-posted-at\" style=\"font-size:14px;color:#666;margin:20px 0 8px\">Published on 18 September 2026 at 12:38 PM IST<\/p>\n<section class=\"univest-login-cta\" style=\"margin:28px 0;padding:24px;border-radius:10px;background:#eef5ff;border:1px solid #cddff7;text-align:center\">\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Explore_mutual_funds_with_Univest\"><\/span>Explore mutual funds with Univest<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Review mutual fund data, compare performance and explore fund insights on Univest.<\/p>\n<p><a href=\"https:\/\/univest.in\/user\/log-in\" style=\"display:inline-block;padding:11px 20px;border-radius:6px;background:#1f4e79;color:#fff !important;text-decoration:none;font-weight:700\">Explore Univest<\/a><\/p>\n<\/section>\n<section class=\"univest-disclaimer\">\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"RIA_disclosure\"><\/span>RIA disclosure<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. This review is prepared by Uniapps Investment Adviser Pvt. Ltd. (earlier known as Uniapps Global Research Pvt. Ltd.) under SEBI Registered Investment Adviser registration INA000017639 for general informational purposes and is not personalized investment advice.<\/p>\n<\/section>\n<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"InvestmentFund\",\"name\":\"HDFC NIFTY SDL Plus G-Sec Jun 2027 40:60 Index Fund Direct Growth Plan\",\"identifier\":\"hdfc-nifty-sdl-plus-g-sec-jun-2027-40-60-index-fund-g-direct-plan\",\"category\":\"Index Funds\",\"dateCreated\":\"23 Mar 2023\",\"isAccessibleForFree\":true,\"additionalProperty\":[{\"@type\":\"PropertyValue\",\"name\":\"NAV\",\"value\":12.8077,\"valueReference\":\"as of 17 Sep 2026\"},{\"@type\":\"PropertyValue\",\"name\":\"AUM\",\"value\":\"48 Cr\"},{\"@type\":\"PropertyValue\",\"name\":\"Expense Ratio\",\"value\":\"0.2\"},{\"@type\":\"PropertyValue\",\"name\":\"Benchmark\",\"value\":\"Nifty 50\"},{\"@type\":\"PropertyValue\",\"name\":\"1Y Return\",\"value\":5.79},{\"@type\":\"PropertyValue\",\"name\":\"3Y Return\",\"value\":7.35},{\"@type\":\"PropertyValue\",\"name\":\"5Y Return\",\"value\":0},{\"@type\":\"PropertyValue\",\"name\":\"Fund Managers\",\"value\":\"Anupam Joshi, Sankalp Baid\"}]}<\/script><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the current NAV of HDFC NIFTY SDL Plus G-Sec Jun 2027 40:60 Index Fund Direct Growth Plan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The current NAV is \u20b912.8077 as of 17 Sep 2026.\"}},{\"@type\":\"Question\",\"name\":\"What are the fund\u2019s 1-year, 3-year and 5-year returns?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The fund\u2019s 1-year return is 5.79%, its 3-year return is 7.35%, and its 5-year return is 0% in the current record set.\"}},{\"@type\":\"Question\",\"name\":\"How has the fund done versus its benchmark?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It has outpaced the benchmark in every available window here. The fund shows 0.32% versus -3.66% for 1 month, 1.25% versus -3.71% for 3 months, 5.79% versus -7.13% for 1 year, and 7.35% versus 5.82% for 3 years.\"}},{\"@type\":\"Question\",\"name\":\"How does it compare with the peer funds listed here?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Its return profile is much lower than the equity-oriented peers shown in the comparison table. The fund still has a positive 3-year result, but several peers post much higher 1-year figures and some also have stronger 3-year numbers.\"}},{\"@type\":\"Question\",\"name\":\"Is there a minimum SIP amount?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. The minimum SIP amount is \u20b9100.\"}},{\"@type\":\"Question\",\"name\":\"What are the tax, exit load and fund-manager details?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Units held for less than 1 year attract 20% short-term capital gains tax, while units held for more than 1 year attract 12.5% long-term capital gains tax. There is no exit load, and the fund is managed by Anupam Joshi and Sankalp Baid.\"}}]}<\/script><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"Organization\",\"name\":\"Uniapps Investment Adviser Pvt. Ltd.\",\"description\":\"SEBI Registered Investment Adviser INA000017639\"}<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>HDFC NIFTY SDL Plus G-Sec Jun 2027 40:60 Index Fund Direct Growth Plan has a NAV of \u20b912.8077 as of 17 Sep 2026, with 1-year, 3-year and 5-year returns of 5.79%, 7.35% and 0%.<\/p>\n","protected":false},"author":38,"featured_media":256680,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3841],"tags":[],"class_list":["post-256681","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mutual-funds"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["256680"],"rank_math_title":["HDFC NIFTY SDL Plus G-Sec Jun 2027 Fund NAV"],"rank_math_description":["HDFC NIFTY SDL Plus G-Sec Jun 2027 40:60 Index Fund Direct Growth Plan review: NAV \u20b912.8077, 1Y return 5.79%, 3Y return 7.35%."],"rank_math_focus_keyword":["HDFC NIFTY SDL Plus G-Sec Jun 2027 40:60 Index Fund Direct Growth Plan review"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/09\/HDFC_NIFTY_SDL_Plus_G_Sec_Jun_2027_4060_Index_Fund_Direct_Growth_Review_2026_NAV_Returns_Portfolio_Should_You_Invest_neutral.png","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/256681","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/38"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=256681"}],"version-history":[{"count":0,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/256681\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/256680"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=256681"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=256681"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=256681"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}