{"id":256400,"date":"2026-09-18T12:00:06","date_gmt":"2026-09-18T06:30:06","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=256400"},"modified":"2026-09-18T12:00:06","modified_gmt":"2026-09-18T06:30:06","slug":"affordable-housing-lender-stock-rises-30-percent-in-1-year","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/affordable-housing-lender-stock-rises-30-percent-in-1-year\/","title":{"rendered":"This Affordable Housing Lender Stock Rises 30% in 1 Year: The Roshni Pivot Behind It"},"content":{"rendered":"

PNB Housing Finance: CMP approximately Rs 1,123 (18 Sep 2026), 1-year return 30.31%, 52W range Rs 729.60 to Rs 1,211.50, market cap Rs 28,894 Cr, PE 12.48 vs industry 18.62.<\/em><\/p>\n

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Quick Answer<\/strong><\/p>\n

PNB Housing Finance is the affordable housing lender stock that gained approximately 30% between 18 September 2025 and 18 September 2026, moving from a close of Rs 861.30 to around Rs 1,123. The rerating came from a deliberate shift into small-ticket affordable and emerging-market home loans, where the book grew 49% year on year, alongside gross NPAs falling to 0.95% and credit costs turning negative on recoveries. The open question is margin, which slipped to 3.50% in the June 2026 quarter as borrowing costs stayed sticky at 7.36%.<\/p>\n<\/div>\n

This affordable housing lender stock has risen approximately 30% in a year, driven less by the housing cycle than by a change of loan mix inside the company. The share closed at Rs 861.30 on 18 September 2025 and traded near Rs 1,123 on 18 September 2026, a verified 30.31% gain for this affordable housing lender stock.<\/p>\n

The company is PNB Housing Finance Ltd<\/a><\/strong> (NSE: PNBHOUSING), the mortgage financier promoted by Punjab National Bank<\/a>. Five years ago it was a repair job with a stressed wholesale book. Today this affordable housing lender stock runs a Rs 93,021 crore asset base with gross NPAs under 1%, and the PNB Housing Finance share price has tracked that repair.<\/p>\n

Click Here – Get Free Investment Predictions<\/a><\/strong><\/p>\n

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