{"id":255161,"date":"2026-09-18T10:14:02","date_gmt":"2026-09-18T04:44:02","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=255161"},"modified":"2026-09-18T10:14:02","modified_gmt":"2026-09-18T04:44:02","slug":"state-promoted-bank-stock-rises-42-percent-in-1-year","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/state-promoted-bank-stock-rises-42-percent-in-1-year\/","title":{"rendered":"This State Promoted Bank Stock Rises 42% in 1 Year: Growth Is Back, Margins Are Not"},"content":{"rendered":"

CMP Rs 147.28 (17 Sep 2026). 1-year return 41.55%. 52W range Rs 97.35 to Rs 201.75. Market cap Rs 16,259 Cr. FY26 PAT Rs 2,363 Cr. GNPA 2.37%.<\/em><\/p>\n

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Quick Answer<\/strong><\/p>\n

The Jammu and Kashmir Bank Ltd is the state promoted bank stock that returned approximately 42% between 17 September 2025 and 17 September 2026, from Rs 104.05 to Rs 147.28. The gain came from a record FY26 net profit of Rs 2,363 crore, gross NPA falling to 2.37% and credit growth above 25%. The June 2026 quarter broke the run, with profit down 12.5% as net interest margin fell to 3.28%. The J&K government and Ladakh administration together hold 59.40%.<\/p>\n<\/div>\n

This state promoted bank stock returned approximately 42% in one year, closing at Rs 147.28 on 17 September 2026 against Rs 104.05 a year earlier. Almost all of it arrived between February and July 2026.<\/p>\n

The company is The Jammu and Kashmir Bank Ltd<\/a><\/strong>, listed on the NSE as J&KBANK. It is the only Indian lender majority owned by a Union Territory administration, which shapes both the valuation discount and the policy overhang on the Jammu and Kashmir Bank share price.<\/p>\n

Click Here – Get Free Investment Predictions<\/a><\/strong><\/p>\n

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