{"id":254438,"date":"2026-09-18T08:26:13","date_gmt":"2026-09-18T02:56:13","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/nippon-india-nifty-sdl-plus-g-sec-jun-2028-maturity-70-30-index-fund-direct-growth-review-2026\/"},"modified":"2026-09-18T08:26:13","modified_gmt":"2026-09-18T02:56:13","slug":"nippon-india-nifty-sdl-plus-g-sec-jun-2028-maturity-70-30-index-fund-direct-growth-review-2026","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/nippon-india-nifty-sdl-plus-g-sec-jun-2028-maturity-70-30-index-fund-direct-growth-review-2026\/","title":{"rendered":"Nippon India Nifty SDL Plus G-Sec-Jun 2028 Maturity 70:30 Index Fund Direct Growth Review 2026: NAV, Returns, Portfolio &#038; Should You Invest?"},"content":{"rendered":"<p><a href=\"https:\/\/univest.in\/mutual-funds\/nippon-india-nifty-sdl-plus-g-sec-jun-2028-maturity-70-30-index-fund-g-direct-plan\">Nippon India Nifty SDL Plus G-Sec-Jun 2028 Maturity 70:30 Index Fund Direct Growth Plan<\/a> is priced at \u20b913.1666 as of 17 Sep 2026 and manages \u20b9332 Cr. Its 1-year, 3-year and 5-year returns are 5.78%, 7.45% and 0%, and it carries a Balanced Risk label. Our view is that the fund suits investors who want a relatively steady gilt-oriented index strategy, but its 1-year return has been modest and the 5-year track record is not yet established in the usual sense.<\/p>\n<p>Because the portfolio is built around government securities and state development loans, the return pattern is likely to stay more rate-sensitive than equity-like. The current numbers point to a fund that has delivered positive medium-term compounding, while the benchmark path has been weaker over the same periods.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/nippon-india-nifty-sdl-plus-g-sec-jun-2028-maturity-70-30-index-fund-direct-growth-review-2026\/#Quick_facts\" title=\"Quick facts\">Quick facts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/nippon-india-nifty-sdl-plus-g-sec-jun-2028-maturity-70-30-index-fund-direct-growth-review-2026\/#Performance\" title=\"Performance\">Performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/nippon-india-nifty-sdl-plus-g-sec-jun-2028-maturity-70-30-index-fund-direct-growth-review-2026\/#Should_you_BUY_or_HOLD_Nippon_India_Nifty_SDL_Plus_G-Sec-Jun_2028_Maturity_70_30_Index\" title=\"Should you BUY or HOLD Nippon India Nifty SDL Plus G-Sec-Jun 2028 Maturity 70:30 Index?\">Should you BUY or HOLD Nippon India Nifty SDL Plus G-Sec-Jun 2028 Maturity 70:30 Index?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/nippon-india-nifty-sdl-plus-g-sec-jun-2028-maturity-70-30-index-fund-direct-growth-review-2026\/#Peer_comparison\" title=\"Peer comparison\">Peer comparison<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/nippon-india-nifty-sdl-plus-g-sec-jun-2028-maturity-70-30-index-fund-direct-growth-review-2026\/#Portfolio_where_your_money_goes\" title=\"Portfolio: where your money goes\">Portfolio: where your money goes<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/nippon-india-nifty-sdl-plus-g-sec-jun-2028-maturity-70-30-index-fund-direct-growth-review-2026\/#Who_should_invest\" title=\"Who should invest\">Who should invest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/nippon-india-nifty-sdl-plus-g-sec-jun-2028-maturity-70-30-index-fund-direct-growth-review-2026\/#Tax_and_exit_load\" title=\"Tax and exit load\">Tax and exit load<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/nippon-india-nifty-sdl-plus-g-sec-jun-2028-maturity-70-30-index-fund-direct-growth-review-2026\/#Frequently_asked_questions\" title=\"Frequently asked questions\">Frequently asked questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/nippon-india-nifty-sdl-plus-g-sec-jun-2028-maturity-70-30-index-fund-direct-growth-review-2026\/#What_is_the_current_NAV_of_Nippon_India_Nifty_SDL_Plus_G-Sec-Jun_2028_Maturity_70_30_Index_Fund_Direct_Growth_Plan\" title=\"What is the current NAV of Nippon India Nifty SDL Plus G-Sec-Jun 2028 Maturity 70:30 Index Fund Direct Growth Plan?\">What is the current NAV of Nippon India Nifty SDL Plus G-Sec-Jun 2028 Maturity 70:30 Index Fund Direct Growth Plan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/nippon-india-nifty-sdl-plus-g-sec-jun-2028-maturity-70-30-index-fund-direct-growth-review-2026\/#What_are_the_funds_1-year_3-year_and_5-year_returns\" title=\"What are the fund\u2019s 1-year, 3-year and 5-year returns?\">What are the fund\u2019s 1-year, 3-year and 5-year returns?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/nippon-india-nifty-sdl-plus-g-sec-jun-2028-maturity-70-30-index-fund-direct-growth-review-2026\/#How_does_the_fund_compare_with_the_benchmark\" title=\"How does the fund compare with the benchmark?\">How does the fund compare with the benchmark?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/nippon-india-nifty-sdl-plus-g-sec-jun-2028-maturity-70-30-index-fund-direct-growth-review-2026\/#Which_peer_funds_are_ahead_on_1-year_return\" title=\"Which peer funds are ahead on 1-year return?\">Which peer funds are ahead on 1-year return?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/nippon-india-nifty-sdl-plus-g-sec-jun-2028-maturity-70-30-index-fund-direct-growth-review-2026\/#Is_there_a_minimum_SIP_amount\" title=\"Is there a minimum SIP amount?\">Is there a minimum SIP amount?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/nippon-india-nifty-sdl-plus-g-sec-jun-2028-maturity-70-30-index-fund-direct-growth-review-2026\/#What_makes_the_portfolio_notable\" title=\"What makes the portfolio notable?\">What makes the portfolio notable?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/nippon-india-nifty-sdl-plus-g-sec-jun-2028-maturity-70-30-index-fund-direct-growth-review-2026\/#Bottom_line\" title=\"Bottom line\">Bottom line<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/nippon-india-nifty-sdl-plus-g-sec-jun-2028-maturity-70-30-index-fund-direct-growth-review-2026\/#Explore_mutual_funds_with_Univest\" title=\"Explore mutual funds with Univest\">Explore mutual funds with Univest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/nippon-india-nifty-sdl-plus-g-sec-jun-2028-maturity-70-30-index-fund-direct-growth-review-2026\/#RIA_disclosure\" title=\"RIA disclosure\">RIA disclosure<\/a><\/li><\/ul><\/nav><\/div>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Quick_facts\"><\/span>Quick facts<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Particular<\/th>\n<th>Details<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>NAV<\/td>\n<td>\u20b913.1666 as of 17 Sep 2026<\/td>\n<\/tr>\n<tr>\n<td>AUM<\/td>\n<td>\u20b9332 Cr<\/td>\n<\/tr>\n<tr>\n<td>Expense Ratio<\/td>\n<td>0.2%<\/td>\n<\/tr>\n<tr>\n<td>Launch Date<\/td>\n<td>24 Nov 2022<\/td>\n<\/tr>\n<tr>\n<td>Min SIP<\/td>\n<td>\u20b9100<\/td>\n<\/tr>\n<tr>\n<td>Risk Category<\/td>\n<td>Balanced Risk<\/td>\n<\/tr>\n<tr>\n<td>Benchmark<\/td>\n<td>Nifty 50<\/td>\n<\/tr>\n<tr>\n<td>Fund Category<\/td>\n<td>Index Funds<\/td>\n<\/tr>\n<tr>\n<td>Exit Load<\/td>\n<td>No exit load<\/td>\n<\/tr>\n<tr>\n<td>Fund Managers<\/td>\n<td>Vivek Sharma<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The fund is managed by Vivek Sharma.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 17 Sep 2026<\/small><\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Performance\"><\/span>Performance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Period<\/th>\n<th>Fund return<\/th>\n<th>Benchmark return<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1M<\/td>\n<td>0.18%<\/td>\n<td>-3.66%<\/td>\n<\/tr>\n<tr>\n<td>3M<\/td>\n<td>1.29%<\/td>\n<td>-3.71%<\/td>\n<\/tr>\n<tr>\n<td>1Y<\/td>\n<td>5.78%<\/td>\n<td>-7.13%<\/td>\n<\/tr>\n<tr>\n<td>3Y<\/td>\n<td>7.45%<\/td>\n<td>5.82%<\/td>\n<\/tr>\n<tr>\n<td>5Y<\/td>\n<td>Data not available<\/td>\n<td>Data not available<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The recent pattern is better than the benchmark across every available time frame. Over 1 month and 3 months, the fund held a small positive return while the benchmark was negative, which suggests relative resilience during a weak period for the index. That shorter-term outperformance is meaningful, but it should not be read as a guarantee of smooth future returns.<\/p>\n<p>The 1-year number is the cleanest evidence of how the strategy has behaved through a longer market cycle: the fund has stayed in positive territory while the benchmark has been below zero. That gap suggests the portfolio design has offered a cushioning effect in a difficult backdrop for the reference index. The 3-year return remains positive as well, which tells us the fund has been able to compound through a stretch that has not been uniformly strong for rates or bond markets.<\/p>\n<p>The 5-year figure is shown as unavailable because the scheme has not been running long enough for a meaningful five-year trailing return. For investors, the key point is that the fund\u2019s recent and medium-term path is steadier than the benchmark\u2019s, but the return profile is still shaped by interest-rate movements rather than equity-style growth.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 17 Sep 2026<\/small><\/p>\n<section class=\"univest-mf-premium-cta\" style=\"margin:28px 0;padding:24px;border-radius:10px;border:1px solid #d8e3f0;background:#f7faff\">\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Should_you_BUY_or_HOLD_Nippon_India_Nifty_SDL_Plus_G-Sec-Jun_2028_Maturity_70_30_Index\"><\/span>Should you BUY or HOLD Nippon India Nifty SDL Plus G-Sec-Jun 2028 Maturity 70:30 Index?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A fund&#8217;s past returns alone don&#8217;t tell you whether you should buy it today or continue holding it.<\/p>\n<p>The right decision depends on factors such as your current allocation, purchase price, risk profile, investment horizon and the role this fund plays in your overall portfolio.<\/p>\n<p><strong>Already holding Nippon India Nifty SDL Plus G-Sec-Jun 2028 Maturity 70:30 Index? Thinking of investing now?<\/strong><\/p>\n<p><a href=\"https:\/\/univest.in\/mutual-funds\" style=\"font-weight:700;text-decoration:none\">Get your portfolio analysed for FREE by SEBI-registered Investment Adviser (RIA) through Univest MF Premium<\/a><\/p>\n<\/section>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Peer_comparison\"><\/span>Peer comparison<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Fund<\/th>\n<th>1Y return<\/th>\n<th>3Y return<\/th>\n<th>5Y return<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/nippon-india-nifty-sdl-plus-g-sec-jun-2028-maturity-70-30-index-fund-g-direct-plan\">Nippon India Nifty SDL Plus G-Sec-Jun 2028 Maturity 70:30 Index Fund Direct Growth Plan<\/a><\/td>\n<td>5.78%<\/td>\n<td>7.45%<\/td>\n<td>Data not available<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/icici-pru-nasdaq-100-index-fund-g-direct-plan\">ICICI Pru NASDAQ 100 Index Fund Direct Growth Plan<\/a><\/td>\n<td>29.31%<\/td>\n<td>30.01%<\/td>\n<td>Data not available<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/tata-nifty-capital-markets-index-fund-g-direct-plan\">Tata Nifty Capital Markets Index Fund Direct Growth Plan<\/a><\/td>\n<td>21.45%<\/td>\n<td>Data not available<\/td>\n<td>Data not available<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/motilal-oswal-nifty-capital-market-index-fund-g-direct-plan\">Motilal Oswal Nifty Capital Market Index Fund Direct Growth Plan<\/a><\/td>\n<td>21.13%<\/td>\n<td>Data not available<\/td>\n<td>Data not available<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/motilal-oswal-nifty-midsmall-financial-services-index-fund-g-direct-plan\">Motilal Oswal Nifty MidSmall Financial Services Index Fund Direct Growth Plan<\/a><\/td>\n<td>20.68%<\/td>\n<td>Data not available<\/td>\n<td>Data not available<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/icici-pru-nifty-pharma-index-fund-g-direct-plan\">ICICI Pru Nifty Pharma Index Fund Direct Growth Plan<\/a><\/td>\n<td>17.57%<\/td>\n<td>18.84%<\/td>\n<td>Data not available<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>This assessment is prepared by Uniapps Investment Adviser Pvt. Ltd. under SEBI Registered Investment Adviser registration INA000017639.<\/p>\n<p>On available return data, the fund trails the faster-growing peer set in 1-year performance, especially the equity-oriented index funds in the table. Even so, its own 3-year return is positive, while one peer with a 3-year figure has a much stronger gain. That means the short-term comparison looks weaker than the longer-term relative backdrop.<\/p>\n<p>The more relevant comparison for this fund is that it behaves differently from the high-growth peer names: the returns are steadier and lower, which is consistent with a government-securities-heavy strategy. For investors who want stability over headline growth, that difference matters more than chasing the highest recent number.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 17 Sep 2026<\/small><\/p>\n<div class=\"univest-peer-login-cta\" style=\"margin:20px 0;padding:16px 18px;border:1px solid #d8e3f0;border-radius:8px;background:#f7faff\">\n<p style=\"margin:0\"><strong>Want to know more?<\/strong> <a href=\"https:\/\/univest.in\/user\/log-in\" style=\"font-weight:700;text-decoration:none\">Log in to Univest<\/a> for more mutual fund insights.<\/p>\n<\/div>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Portfolio_where_your_money_goes\"><\/span>Portfolio: where your money goes<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Holding<\/th>\n<th>Sector<\/th>\n<th>Weight<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>7.17% Government of India<\/td>\n<td>Government Securities<\/td>\n<td>15.55%<\/td>\n<\/tr>\n<tr>\n<td>6.99% State Government Securities<\/td>\n<td>Government Securities<\/td>\n<td>10.64%<\/td>\n<\/tr>\n<tr>\n<td>7.77% State Government Securities<\/td>\n<td>Government Securities<\/td>\n<td>10.64%<\/td>\n<\/tr>\n<tr>\n<td>8.44% State Government Securities<\/td>\n<td>Government Securities<\/td>\n<td>9.22%<\/td>\n<\/tr>\n<tr>\n<td>8.6% Government of India<\/td>\n<td>Government Securities<\/td>\n<td>6.81%<\/td>\n<\/tr>\n<tr>\n<td>8.05% State Government Securities<\/td>\n<td>Government Securities<\/td>\n<td>6.45%<\/td>\n<\/tr>\n<tr>\n<td>8.26% Government of India<\/td>\n<td>Government Securities<\/td>\n<td>4.81%<\/td>\n<\/tr>\n<tr>\n<td>8.16% State Government Securities<\/td>\n<td>Government Securities<\/td>\n<td>3.74%<\/td>\n<\/tr>\n<tr>\n<td>7.7% State Government Securities<\/td>\n<td>Government Securities<\/td>\n<td>3.04%<\/td>\n<\/tr>\n<tr>\n<td>6.89% State Government Securities<\/td>\n<td>Government Securities<\/td>\n<td>3.01%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The top 10 holdings account for approximately 73.91% of the portfolio.<\/p>\n<p>To see all holdings, visit the <a href=\"https:\/\/univest.in\/mutual-funds\/nippon-india-nifty-sdl-plus-g-sec-jun-2028-maturity-70-30-index-fund-g-direct-plan\">Nippon India Nifty SDL Plus G-Sec-Jun 2028 Maturity 70:30 Index Fund Direct Growth Plan<\/a> page<\/p>\n<p>With the largest holding at 15.55%, the fund may be influenced most by the 7.17% Government of India security at the top of the list. The next several positions are also government securities, so the exposure is not spread across unrelated themes; it is concentrated within the same broad fixed-income bucket.<\/p>\n<p>The drop from the largest holding to the tenth is noticeable, but not abrupt, because weights move from the mid-teens into the low single digits rather than falling to negligible levels. That pattern suggests the portfolio could be shaped by a handful of meaningful positions while still retaining a long tail of smaller holdings beyond the top 10.<\/p>\n<p>Since the disclosed top 10 already account for 73.91% of the portfolio and the scheme has 26 disclosed holdings in total, a fairly large share of assets is concentrated in the leading positions. That concentration may increase the influence of a few securities on the fund\u2019s behaviour, even though the overall mix remains within government-backed instruments.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 17 Sep 2026<\/small><\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Who_should_invest\"><\/span>Who should invest<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This fund is more suitable for investors who are comfortable with a balanced risk profile and want exposure to a government-securities-heavy index strategy rather than an equity-led growth product. The return pattern points to moderate but uneven compounding, so the investment horizon should be long enough to ride through interest-rate swings and avoid judging the fund on a few weak or strong months.<\/p>\n<p>The main trade-off is straightforward: the portfolio may offer steadier behaviour than many growth-oriented peer funds, but that comes with lower upside in strong market phases. Investors who value a defined fixed-income style, broad government-backed holdings and a relatively low expense ratio may find that trade-off acceptable.<\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Tax_and_exit_load\"><\/span>Tax and exit load<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Holding period<\/th>\n<th>Tax rate<\/th>\n<th>Description<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Units held less than 1 year<\/td>\n<td>20%<\/td>\n<td>Short-term capital gains tax<\/td>\n<\/tr>\n<tr>\n<td>Units held more than 1 year<\/td>\n<td>12.5%<\/td>\n<td>Long-term capital gains tax<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>Exit load:<\/strong> No exit load.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 17 Sep 2026<\/small><\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Frequently_asked_questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"What_is_the_current_NAV_of_Nippon_India_Nifty_SDL_Plus_G-Sec-Jun_2028_Maturity_70_30_Index_Fund_Direct_Growth_Plan\"><\/span>What is the current NAV of Nippon India Nifty SDL Plus G-Sec-Jun 2028 Maturity 70:30 Index Fund Direct Growth Plan?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The current NAV is \u20b913.1666 as of 17 Sep 2026.<\/p>\n<h3 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"What_are_the_funds_1-year_3-year_and_5-year_returns\"><\/span>What are the fund\u2019s 1-year, 3-year and 5-year returns?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The fund\u2019s 1-year return is 5.78% and its 3-year return is 7.45%, both as of 17 Sep 2026. The 5-year return is not available.<\/p>\n<h3 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"How_does_the_fund_compare_with_the_benchmark\"><\/span>How does the fund compare with the benchmark?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>It has outperformed the benchmark across the available 1-month, 3-month, 1-year and 3-year periods. The benchmark figures are weaker over the shorter windows and remain below the fund\u2019s return in each matched period.<\/p>\n<h3 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Which_peer_funds_are_ahead_on_1-year_return\"><\/span>Which peer funds are ahead on 1-year return?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>ICICI Pru NASDAQ 100 Index Fund Direct Growth Plan, Tata Nifty Capital Markets Index Fund Direct Growth Plan, Motilal Oswal Nifty Capital Market Index Fund Direct Growth Plan, Motilal Oswal Nifty MidSmall Financial Services Index Fund Direct Growth Plan and ICICI Pru Nifty Pharma Index Fund Direct Growth Plan all show higher 1-year returns than this fund. Their available return figures range from 17.57% to 29.31%.<\/p>\n<h3 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Is_there_a_minimum_SIP_amount\"><\/span>Is there a minimum SIP amount?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Yes. The minimum SIP amount is \u20b9100.<\/p>\n<h3 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"What_makes_the_portfolio_notable\"><\/span>What makes the portfolio notable?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The portfolio is concentrated in government securities and state government securities, with the top 10 holdings accounting for 73.91% of assets. The fund is managed by Vivek Sharma and has no exit load.<\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Bottom_line\"><\/span>Bottom line<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This fund\u2019s recent performance has been steadier than the benchmark, and the medium-term return profile is still positive even though the 5-year figure is not available. Compared with the peer set on available figures, it sits in a more conservative return band, which fits its government-securities-heavy structure. The risk label is Balanced Risk, and the portfolio is concentrated enough in the top holdings that a few securities are likely to matter more than the long tail. It is better suited to investors who want a fixed-income style index approach than those chasing the highest peer returns.<\/p>\n<p class=\"univest-posted-at\" style=\"font-size:14px;color:#666;margin:20px 0 8px\">Published on 18 September 2026 at 8:25 AM IST<\/p>\n<section class=\"univest-login-cta\" style=\"margin:28px 0;padding:24px;border-radius:10px;background:#eef5ff;border:1px solid #cddff7;text-align:center\">\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Explore_mutual_funds_with_Univest\"><\/span>Explore mutual funds with Univest<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Review mutual fund data, compare performance and explore fund insights on Univest.<\/p>\n<p><a href=\"https:\/\/univest.in\/user\/log-in\" style=\"display:inline-block;padding:11px 20px;border-radius:6px;background:#1f4e79;color:#fff !important;text-decoration:none;font-weight:700\">Explore Univest<\/a><\/p>\n<\/section>\n<section class=\"univest-disclaimer\">\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"RIA_disclosure\"><\/span>RIA disclosure<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. This review is prepared by Uniapps Investment Adviser Pvt. Ltd. (earlier known as Uniapps Global Research Pvt. Ltd.) under SEBI Registered Investment Adviser registration INA000017639 for general informational purposes and is not personalized investment advice.<\/p>\n<\/section>\n<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"InvestmentFund\",\"name\":\"Nippon India Nifty SDL Plus G-Sec-Jun 2028 Maturity 70:30 Index Fund Direct Growth Plan\",\"identifier\":\"nippon-india-nifty-sdl-plus-g-sec-jun-2028-maturity-70-30-index-fund-g-direct-plan\",\"category\":\"Index Funds\",\"dateCreated\":\"24 Nov 2022\",\"isAccessibleForFree\":true,\"additionalProperty\":[{\"@type\":\"PropertyValue\",\"name\":\"NAV\",\"value\":13.1666,\"valueReference\":\"as of 17 Sep 2026\"},{\"@type\":\"PropertyValue\",\"name\":\"AUM\",\"value\":\"332 Cr\"},{\"@type\":\"PropertyValue\",\"name\":\"Expense Ratio\",\"value\":\"0.2\"},{\"@type\":\"PropertyValue\",\"name\":\"Benchmark\",\"value\":\"Nifty 50\"},{\"@type\":\"PropertyValue\",\"name\":\"1Y Return\",\"value\":5.78},{\"@type\":\"PropertyValue\",\"name\":\"3Y Return\",\"value\":7.45},{\"@type\":\"PropertyValue\",\"name\":\"5Y Return\",\"value\":0},{\"@type\":\"PropertyValue\",\"name\":\"Fund Managers\",\"value\":\"Vivek Sharma\"}]}<\/script><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the current NAV of Nippon India Nifty SDL Plus G-Sec-Jun 2028 Maturity 70:30 Index Fund Direct Growth Plan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The current NAV is \u20b913.1666 as of 17 Sep 2026.\"}},{\"@type\":\"Question\",\"name\":\"What are the fund\u2019s 1-year, 3-year and 5-year returns?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The fund\u2019s 1-year return is 5.78% and its 3-year return is 7.45%, both as of 17 Sep 2026. The 5-year return is not available.\"}},{\"@type\":\"Question\",\"name\":\"How does the fund compare with the benchmark?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It has outperformed the benchmark across the available 1-month, 3-month, 1-year and 3-year periods. The benchmark figures are weaker over the shorter windows and remain below the fund\u2019s return in each matched period.\"}},{\"@type\":\"Question\",\"name\":\"Which peer funds are ahead on 1-year return?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"ICICI Pru NASDAQ 100 Index Fund Direct Growth Plan, Tata Nifty Capital Markets Index Fund Direct Growth Plan, Motilal Oswal Nifty Capital Market Index Fund Direct Growth Plan, Motilal Oswal Nifty MidSmall Financial Services Index Fund Direct Growth Plan and ICICI Pru Nifty Pharma Index Fund Direct Growth Plan all show higher 1-year returns than this fund. Their available return figures range from 17.57% to 29.31%.\"}},{\"@type\":\"Question\",\"name\":\"Is there a minimum SIP amount?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. The minimum SIP amount is \u20b9100.\"}},{\"@type\":\"Question\",\"name\":\"What makes the portfolio notable?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The portfolio is concentrated in government securities and state government securities, with the top 10 holdings accounting for 73.91% of assets. The fund is managed by Vivek Sharma and has no exit load.\"}}]}<\/script><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"Organization\",\"name\":\"Uniapps Investment Adviser Pvt. Ltd.\",\"description\":\"SEBI Registered Investment Adviser INA000017639\"}<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nippon India Nifty SDL Plus G-Sec-Jun 2028 Maturity 70:30 Index Fund Direct Growth Plan has a \u20b913.1666 NAV, \u20b9332 Cr AUM and 5.78% 1Y return as of 17 Sep 2026.<\/p>\n","protected":false},"author":38,"featured_media":254435,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3841],"tags":[],"class_list":["post-254438","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mutual-funds"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["254435"],"rank_math_title":["Nippon India SDL G-Sec Fund Review 2026"],"rank_math_description":["Nippon India SDL Plus G-Sec Jun 2028 fund has \u20b913.1666 NAV, 5.78% 1Y return and Balanced Risk as of 17 Sep 2026."],"rank_math_focus_keyword":["Nippon India Nifty SDL Plus G-Sec-Jun 2028 Maturity 70:30 Index Fund Direct Growth Plan review"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/09\/Nippon_India_Nifty_SDL_Plus_G_Sec_Jun_2028_Maturity_7030_Index_Fund_Direct_Growth_Review_2026_NAV_Returns_Portfolio_Shou_neutral.png","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/254438","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/38"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=254438"}],"version-history":[{"count":0,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/254438\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/254435"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=254438"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=254438"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=254438"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}