{"id":253453,"date":"2026-09-17T15:19:50","date_gmt":"2026-09-17T09:49:50","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/bajaj-finserv-ultra-short-to-short-term-fund-direct-growth-review-2026\/"},"modified":"2026-09-17T15:19:50","modified_gmt":"2026-09-17T09:49:50","slug":"bajaj-finserv-ultra-short-to-short-term-fund-direct-growth-review-2026","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/bajaj-finserv-ultra-short-to-short-term-fund-direct-growth-review-2026\/","title":{"rendered":"Bajaj Finserv Ultra Short to Short Term Fund Direct Growth Review 2026: NAV, Returns, Portfolio &#038; Should You Invest?"},"content":{"rendered":"<p><a href=\"https:\/\/univest.in\/mutual-funds\/bajaj-finserv-ultra-short-to-short-term-fund-g-direct-plan\">Bajaj Finserv Ultra Short to Short Term Fund Direct Growth Plan<\/a> had a NAV of \u20b91036.616 as of 16 Sep 2026 and an AUM of \u20b9552 Cr. Its 1-year, 3-year and 5-year returns are 0%, 0% and 0%, and the scheme carries a Balanced Risk label. Our view is that this is a short-duration debt option that currently looks more about capital stability and liquidity than return generation, especially since the fund has only recently launched and the trailing multi-year figures are not yet meaningful.<\/p>\n<p>For investors, the key question is whether a low-volatility debt allocation is the main objective. The portfolio is anchored by cash equivalents, government securities, CDs and high-quality corporate debt, which suggests a conservative credit profile, but the return history is still very limited for a 2026 launch.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/bajaj-finserv-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Quick_facts\" title=\"Quick facts\">Quick facts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/bajaj-finserv-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Performance\" title=\"Performance\">Performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/bajaj-finserv-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Should_you_BUY_or_HOLD_Bajaj_Finserv_Ultra_Short_to_Short_Term\" title=\"Should you BUY or HOLD Bajaj Finserv Ultra Short to Short Term?\">Should you BUY or HOLD Bajaj Finserv Ultra Short to Short Term?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/bajaj-finserv-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Peer_comparison\" title=\"Peer comparison\">Peer comparison<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/bajaj-finserv-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Portfolio_where_your_money_goes\" title=\"Portfolio: where your money goes\">Portfolio: where your money goes<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/bajaj-finserv-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Who_should_invest\" title=\"Who should invest\">Who should invest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/bajaj-finserv-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Tax_and_exit_load\" title=\"Tax and exit load\">Tax and exit load<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/bajaj-finserv-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Frequently_asked_questions\" title=\"Frequently asked questions\">Frequently asked questions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/bajaj-finserv-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Bottom_line\" title=\"Bottom line\">Bottom line<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/bajaj-finserv-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Explore_mutual_funds_with_Univest\" title=\"Explore mutual funds with Univest\">Explore mutual funds with Univest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/bajaj-finserv-ultra-short-to-short-term-fund-direct-growth-review-2026\/#RIA_disclosure\" title=\"RIA disclosure\">RIA disclosure<\/a><\/li><\/ul><\/nav><\/div>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Quick_facts\"><\/span>Quick facts<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Particular<\/th>\n<th>Details<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>NAV<\/td>\n<td>\u20b91,036.616 as of 16 Sep 2026<\/td>\n<\/tr>\n<tr>\n<td>AUM<\/td>\n<td>\u20b9552 Cr<\/td>\n<\/tr>\n<tr>\n<td>Expense Ratio<\/td>\n<td>0.0%<\/td>\n<\/tr>\n<tr>\n<td>Launch Date<\/td>\n<td>20 Feb 2026<\/td>\n<\/tr>\n<tr>\n<td>Min SIP<\/td>\n<td>\u20b91,000<\/td>\n<\/tr>\n<tr>\n<td>Risk Category<\/td>\n<td>Balanced Risk<\/td>\n<\/tr>\n<tr>\n<td>Benchmark<\/td>\n<td>Nifty 50<\/td>\n<\/tr>\n<tr>\n<td>Fund Category<\/td>\n<td>Debt<\/td>\n<\/tr>\n<tr>\n<td>Exit Load<\/td>\n<td>No exit load<\/td>\n<\/tr>\n<tr>\n<td>Fund Managers<\/td>\n<td>Nimesh Chandan, Siddharth Chaudhary<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The fund is managed by Nimesh Chandan and Siddharth Chaudhary.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 16 Sep 2026<\/small><\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Performance\"><\/span>Performance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Period<\/th>\n<th>Fund return<\/th>\n<th>Benchmark return<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1M<\/td>\n<td>0.36%<\/td>\n<td>-4.41%<\/td>\n<\/tr>\n<tr>\n<td>3M<\/td>\n<td>1.63%<\/td>\n<td>-3.60%<\/td>\n<\/tr>\n<tr>\n<td>1Y<\/td>\n<td>0%<\/td>\n<td>Data not available<\/td>\n<\/tr>\n<tr>\n<td>3Y<\/td>\n<td>0%<\/td>\n<td>Data not available<\/td>\n<\/tr>\n<tr>\n<td>5Y<\/td>\n<td>0%<\/td>\n<td>Data not available<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The recent pattern is steady rather than exciting. Over 1 month and 3 months, the fund has stayed slightly positive while the benchmark has been negative over the same windows, which points to a more stable short-term profile than equity-style market swings. For a debt fund, that kind of behaviour is usually more relevant than chasing sharp upside.<\/p>\n<p>The 3-month return of 1.63% also stands above the 1-month reading of 0.36%, so the fund has shown a modest pickup in the shorter period. That said, the scheme was launched only on 20 Feb 2026, so its 1-year, 3-year and 5-year figures do not yet provide a mature track record. We would treat those longer-horizon numbers as placeholders rather than proof of a completed cycle.<\/p>\n<p>Against the benchmark, the fund has held up better in the recent windows. The benchmark\u2019s negative 1-month and 3-month readings contrast with the fund\u2019s positive ones, which supports the view that this is designed to cushion volatility rather than amplify it. The main takeaway is consistency, not high return ambition.<\/p>\n<p>Because the fund is newly launched, the available return profile tells us more about early stability than about long-term compounding. That makes portfolio construction and investment purpose more important than headline trailing performance at this stage.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 16 Sep 2026<\/small><\/p>\n<section class=\"univest-mf-premium-cta\" style=\"margin:28px 0;padding:24px;border-radius:10px;border:1px solid #d8e3f0;background:#f7faff\">\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Should_you_BUY_or_HOLD_Bajaj_Finserv_Ultra_Short_to_Short_Term\"><\/span>Should you BUY or HOLD Bajaj Finserv Ultra Short to Short Term?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A fund&#8217;s past returns alone don&#8217;t tell you whether you should buy it today or continue holding it.<\/p>\n<p>The right decision depends on factors such as your current allocation, purchase price, risk profile, investment horizon and the role this fund plays in your overall portfolio.<\/p>\n<p><strong>Already holding Bajaj Finserv Ultra Short to Short Term? Thinking of investing now?<\/strong><\/p>\n<p><a href=\"https:\/\/univest.in\/mutual-funds\" style=\"font-weight:700;text-decoration:none\">Get your portfolio analysed for FREE by SEBI-registered Investment Adviser (RIA) through Univest MF Premium<\/a><\/p>\n<\/section>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Peer_comparison\"><\/span>Peer comparison<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Fund<\/th>\n<th>1Y return<\/th>\n<th>3Y return<\/th>\n<th>5Y return<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/bajaj-finserv-ultra-short-to-short-term-fund-g-direct-plan\">Bajaj Finserv Ultra Short to Short Term Fund Direct Growth Plan<\/a><\/td>\n<td>Data not available<\/td>\n<td>Data not available<\/td>\n<td>Data not available<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/franklin-india-ultra-short-to-short-term-fund-g-direct-plan\">Franklin India Ultra Short to Short Term Fund Direct Growth Plan<\/a><\/td>\n<td>6.57%<\/td>\n<td>Data not available<\/td>\n<td>Data not available<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/nippon-india-ultra-short-to-short-term-fund-g-direct-plan\">Nippon India Ultra Short to Short Term Fund Direct Growth Plan<\/a><\/td>\n<td>6.51%<\/td>\n<td>7.45%<\/td>\n<td>6.73%<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/nippon-india-ultra-short-to-short-term-fund-b-direct-plan\">Nippon India Ultra Short to Short Term Fund(B)-Direct Plan<\/a><\/td>\n<td>6.51%<\/td>\n<td>7.45%<\/td>\n<td>6.73%<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/tata-ultra-short-to-short-term-fund-g-direct-plan\">Tata Ultra Short to Short Term Fund Direct Growth Plan<\/a><\/td>\n<td>6.48%<\/td>\n<td>7.31%<\/td>\n<td>6.49%<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/kotak-ultra-short-to-short-term-fund-g-direct-plan\">Kotak Ultra Short to Short Term Fund Direct Growth Plan<\/a><\/td>\n<td>6.46%<\/td>\n<td>7.49%<\/td>\n<td>6.72%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>This assessment is prepared by Uniapps Investment Adviser Pvt. Ltd. under SEBI Registered Investment Adviser registration INA000017639.<\/p>\n<p>The fund\u2019s available recent return data sits well below the peer group\u2019s 1-year figures, but that gap is not surprising because this scheme has only just launched. Among peers with multi-year numbers, the longer-horizon returns are materially higher than the current fund\u2019s unavailable long-run track record, so the comparison mainly highlights the absence of history rather than a persistent underperformance pattern.<\/p>\n<p>What matters more is that the fund has behaved steadily in the short windows while the benchmark has been negative. That makes the current story different from the peer table: peers are being judged on established return histories, while this fund is still being judged on early stability and portfolio construction.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 16 Sep 2026<\/small><\/p>\n<div class=\"univest-peer-login-cta\" style=\"margin:20px 0;padding:16px 18px;border:1px solid #d8e3f0;border-radius:8px;background:#f7faff\">\n<p style=\"margin:0\"><strong>Want to know more?<\/strong> <a href=\"https:\/\/univest.in\/user\/log-in\" style=\"font-weight:700;text-decoration:none\">Log in to Univest<\/a> for more mutual fund insights.<\/p>\n<\/div>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Portfolio_where_your_money_goes\"><\/span>Portfolio: where your money goes<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Holding<\/th>\n<th>Sector<\/th>\n<th>Weight<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Clearing Corporation of India Ltd<\/td>\n<td>Cash &#038; Cash Equivalents and Net Assets<\/td>\n<td>17.16%<\/td>\n<\/tr>\n<tr>\n<td>6.97% Government of India (06\/09\/2026)<\/td>\n<td>Government Securities<\/td>\n<td>9.05%<\/td>\n<\/tr>\n<tr>\n<td>Punjab National Bank (10\/02\/2027)<\/td>\n<td>Certificate of Deposit<\/td>\n<td>8.78%<\/td>\n<\/tr>\n<tr>\n<td>8.9% Muthoot Finance Limited (07\/10\/2027) **<\/td>\n<td>Corporate Debt<\/td>\n<td>5.44%<\/td>\n<\/tr>\n<tr>\n<td>7.9% LIC Housing Finance Limited (23\/06\/2027) **<\/td>\n<td>Corporate Debt<\/td>\n<td>4.53%<\/td>\n<\/tr>\n<tr>\n<td>8.4% Cholamandalam Investment and Finance Company Ltd (18\/09\/2027)<\/td>\n<td>Corporate Debt<\/td>\n<td>4.53%<\/td>\n<\/tr>\n<tr>\n<td>7.59% Power Finance Corporation Limited (17\/01\/2028) **<\/td>\n<td>Corporate Debt<\/td>\n<td>4.52%<\/td>\n<\/tr>\n<tr>\n<td>7.7% Bajaj Housing Finance Limited (21\/05\/2027) **<\/td>\n<td>Corporate Debt<\/td>\n<td>4.52%<\/td>\n<\/tr>\n<tr>\n<td>7.23% Housing &#038; Urban Development Corporation Limited (18\/07\/2029) **<\/td>\n<td>Corporate Debt<\/td>\n<td>4.5%<\/td>\n<\/tr>\n<tr>\n<td>6.27% Power Finance Corporation Limited (15\/07\/2027)<\/td>\n<td>Corporate Debt<\/td>\n<td>4.48%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The top 10 holdings account for approximately 67.51% of the portfolio.<\/p>\n<p>To see all holdings, visit the <a href=\"https:\/\/univest.in\/mutual-funds\/bajaj-finserv-ultra-short-to-short-term-fund-g-direct-plan\">Bajaj Finserv Ultra Short to Short Term Fund Direct Growth Plan<\/a> page<\/p>\n<p>The largest holding, Clearing Corporation of India Ltd, is 17.16% of the portfolio, which is a meaningful cash-and-cash-equivalent anchor. After that, the weights step down into single-digit positions, with the tenth holding at 4.48%, so the structure is not heavily dependent on one security, even though the top position is clearly the biggest.<\/p>\n<p>The drop from 17.16% to 9.05% and then into the 4.5% range suggests a layered allocation rather than a very flat spread. That kind of mix may help keep the fund\u2019s behaviour relatively steady, because the largest exposure is balanced by government securities, a CD and several corporate debt positions.<\/p>\n<p>With 18 disclosed holdings and the top 10 accounting for 67.51%, the portfolio looks concentrated enough for the leading positions to matter, but still diversified enough to avoid relying on a single issuer. In our view, that balance fits a debt strategy that is trying to preserve stability while keeping some yield from short-dated credit exposure.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 16 Sep 2026<\/small><\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Who_should_invest\"><\/span>Who should invest<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This fund suits investors who are comfortable with a debt-oriented profile and want a relatively balanced risk label rather than an aggressive return chase. The short-term return pattern has been stable and slightly positive, and the benchmark has been weak over the same windows, so the main appeal is resilience rather than strong upside.<\/p>\n<p>It is more relevant for a shorter to medium holding horizon where consistency matters and where the investor can accept that the scheme has not yet built a long performance record. The trade-off is clear: you may get a steadier profile and portfolio quality, but not the comfort of a mature 3-year or 5-year history yet.<\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Tax_and_exit_load\"><\/span>Tax and exit load<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Holding period<\/th>\n<th>Tax rate<\/th>\n<th>Description<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Units held less than 1 year<\/td>\n<td>20%<\/td>\n<td>Short-term capital gains tax<\/td>\n<\/tr>\n<tr>\n<td>Units held more than 1 year<\/td>\n<td>12.5%<\/td>\n<td>Long-term capital gains tax<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>Exit load:<\/strong> No exit load.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 16 Sep 2026<\/small><\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Frequently_asked_questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>What is the current NAV of Bajaj Finserv Ultra Short to Short Term Fund Direct Growth Plan?<\/strong><br \/>The NAV is \u20b91036.616 as of 16 Sep 2026.<\/p>\n<p><strong>What are the fund\u2019s 1-year, 3-year and 5-year returns?<\/strong><br \/>The 1-year, 3-year and 5-year returns are 0%, 0% and 0%.<\/p>\n<p><strong>How has the fund performed versus its benchmark recently?<\/strong><br \/>It has been positive over 1 month and 3 months, while the benchmark has been negative over the same periods. That points to a steadier short-term profile than the benchmark.<\/p>\n<p><strong>How does the fund compare with peer schemes on available return data?<\/strong><br \/>Its listed peers have established 1-year, 3-year and 5-year return figures, while this fund\u2019s longer-horizon track record is not yet built out. The peer set therefore has a much fuller performance history.<\/p>\n<p><strong>What is the minimum SIP amount?<\/strong><br \/>The minimum SIP amount is \u20b91000.<\/p>\n<p><strong>Who manages the fund and what is the exit load?<\/strong><br \/>The fund is managed by Nimesh Chandan and Siddharth Chaudhary. The exit load is no exit load.<\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Bottom_line\"><\/span>Bottom line<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Bajaj Finserv Ultra Short to Short Term Fund Direct Growth Plan currently looks like a stability-first debt scheme rather than a return-history story. Its short-term performance has been steadier than the benchmark, but the fund is too new to judge on longer horizons. Compared with peers that already have 1-year to 5-year records, it does not yet offer that depth of history. The portfolio mix, led by cash equivalents, government securities and short-dated debt, supports a conservative fit for investors who value liquidity, lower volatility and measured credit exposure.<\/p>\n<p class=\"univest-posted-at\" style=\"font-size:14px;color:#666;margin:20px 0 8px\">Published on 17 September 2026 at 3:18 PM IST<\/p>\n<section class=\"univest-login-cta\" style=\"margin:28px 0;padding:24px;border-radius:10px;background:#eef5ff;border:1px solid #cddff7;text-align:center\">\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Explore_mutual_funds_with_Univest\"><\/span>Explore mutual funds with Univest<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Review mutual fund data, compare performance and explore fund insights on Univest.<\/p>\n<p><a href=\"https:\/\/univest.in\/user\/log-in\" style=\"display:inline-block;padding:11px 20px;border-radius:6px;background:#1f4e79;color:#fff !important;text-decoration:none;font-weight:700\">Explore Univest<\/a><\/p>\n<\/section>\n<section class=\"univest-disclaimer\">\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"RIA_disclosure\"><\/span>RIA disclosure<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. This review is prepared by Uniapps Investment Adviser Pvt. Ltd. (earlier known as Uniapps Global Research Pvt. Ltd.) under SEBI Registered Investment Adviser registration INA000017639 for general informational purposes and is not personalized investment advice.<\/p>\n<\/section>\n<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"InvestmentFund\",\"name\":\"Bajaj Finserv Ultra Short to Short Term Fund Direct Growth Plan\",\"identifier\":\"bajaj-finserv-ultra-short-to-short-term-fund-g-direct-plan\",\"category\":\"Debt\",\"dateCreated\":\"20 Feb 2026\",\"isAccessibleForFree\":true,\"additionalProperty\":[{\"@type\":\"PropertyValue\",\"name\":\"NAV\",\"value\":1036.616,\"valueReference\":\"as of 16 Sep 2026\"},{\"@type\":\"PropertyValue\",\"name\":\"AUM\",\"value\":\"552 Cr\"},{\"@type\":\"PropertyValue\",\"name\":\"Expense Ratio\",\"value\":\"0.0\"},{\"@type\":\"PropertyValue\",\"name\":\"Benchmark\",\"value\":\"Nifty 50\"},{\"@type\":\"PropertyValue\",\"name\":\"1Y Return\",\"value\":0},{\"@type\":\"PropertyValue\",\"name\":\"3Y Return\",\"value\":0},{\"@type\":\"PropertyValue\",\"name\":\"5Y Return\",\"value\":0},{\"@type\":\"PropertyValue\",\"name\":\"Fund Managers\",\"value\":\"Nimesh Chandan, Siddharth Chaudhary\"}]}<\/script><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the current NAV of Bajaj Finserv Ultra Short to Short Term Fund Direct Growth Plan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The NAV is \u20b91036.616 as of 16 Sep 2026.\"}},{\"@type\":\"Question\",\"name\":\"What are the fund\u2019s 1-year, 3-year and 5-year returns?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The 1-year, 3-year and 5-year returns are 0%, 0% and 0%.\"}},{\"@type\":\"Question\",\"name\":\"How has the fund performed versus its benchmark recently?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It has been positive over 1 month and 3 months, while the benchmark has been negative over the same periods. That points to a steadier short-term profile than the benchmark.\"}},{\"@type\":\"Question\",\"name\":\"How does the fund compare with peer schemes on available return data?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Its listed peers have established 1-year, 3-year and 5-year return figures, while this fund\u2019s longer-horizon track record is not yet built out. The peer set therefore has a much fuller performance history.\"}},{\"@type\":\"Question\",\"name\":\"What is the minimum SIP amount?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The minimum SIP amount is \u20b91000.\"}},{\"@type\":\"Question\",\"name\":\"Who manages the fund and what is the exit load?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The fund is managed by Nimesh Chandan and Siddharth Chaudhary. The exit load is no exit load.\"}}]}<\/script><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"Organization\",\"name\":\"Uniapps Investment Adviser Pvt. Ltd.\",\"description\":\"SEBI Registered Investment Adviser INA000017639\"}<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bajaj Finserv Ultra Short to Short Term Fund Direct Growth Plan had a NAV of \u20b91036.616 as of 16 Sep 2026, AUM of \u20b9552 Cr and a Balanced Risk profile.<\/p>\n","protected":false},"author":38,"featured_media":253442,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3841],"tags":[],"class_list":["post-253453","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mutual-funds"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["253442"],"rank_math_title":["Bajaj Finserv Fund Review 2026: NAV &amp; Returns"],"rank_math_description":["Bajaj Finserv Ultra Short to Short Term Fund Direct Growth Plan NAV \u20b91036.616; 1M return 0.36%; review of returns, portfolio and risk."],"rank_math_focus_keyword":["Bajaj Finserv Ultra Short to Short Term Fund Direct Growth Plan review"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/09\/Bajaj_Finserv_Ultra_Short_to_Short_Term_Fund_Direct_Growth_Review_2026_NAV_Returns_Portfolio_Should_You_Invest_neutral.png","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/253453","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/38"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=253453"}],"version-history":[{"count":0,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/253453\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/253442"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=253453"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=253453"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=253453"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}