{"id":250344,"date":"2026-09-16T17:22:00","date_gmt":"2026-09-16T11:52:00","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/uti-small-cap-fund-direct-growth-review-2026\/"},"modified":"2026-09-16T17:22:00","modified_gmt":"2026-09-16T11:52:00","slug":"uti-small-cap-fund-direct-growth-review-2026","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/uti-small-cap-fund-direct-growth-review-2026\/","title":{"rendered":"UTI Small Cap Fund Direct Growth Review 2026: NAV, Returns, Portfolio &#038; Should You Invest?"},"content":{"rendered":"<p><a href=\"https:\/\/univest.in\/mutual-funds\/uti-small-cap-fund-g-direct-plan\">UTI Small Cap Fund Direct Growth Plan<\/a> currently has a NAV of \u20b929.3852 as of 15 Sep 2026 and a scheme AUM of \u20b95,447 Cr. Its 1-year, 3-year and 5-year returns are 4.31%, 13.1% and 14.82% respectively, and the scheme sits in the High Risk bucket.<\/p>\n<p>Our view is that this is a small-cap fund for investors who can tolerate sharp swings and want exposure to a portfolio that has been able to compound over longer periods, even though the recent 1-year result has been much softer. The return pattern is better suited to a patient, multi-year horizon than to someone looking for steady near-term capital preservation.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/uti-small-cap-fund-direct-growth-review-2026\/#Quick_facts\" title=\"Quick facts\">Quick facts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/uti-small-cap-fund-direct-growth-review-2026\/#Performance\" title=\"Performance\">Performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/uti-small-cap-fund-direct-growth-review-2026\/#Should_you_BUY_or_HOLD_UTI_Small_Cap\" title=\"Should you BUY or HOLD UTI Small Cap?\">Should you BUY or HOLD UTI Small Cap?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/uti-small-cap-fund-direct-growth-review-2026\/#Peer_comparison\" title=\"Peer comparison\">Peer comparison<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/uti-small-cap-fund-direct-growth-review-2026\/#Portfolio_where_your_money_goes\" title=\"Portfolio: where your money goes\">Portfolio: where your money goes<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/uti-small-cap-fund-direct-growth-review-2026\/#Who_should_invest\" title=\"Who should invest\">Who should invest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/uti-small-cap-fund-direct-growth-review-2026\/#Tax_and_exit_load\" title=\"Tax and exit load\">Tax and exit load<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/uti-small-cap-fund-direct-growth-review-2026\/#Frequently_asked_questions\" title=\"Frequently asked questions\">Frequently asked questions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/uti-small-cap-fund-direct-growth-review-2026\/#Bottom_line\" title=\"Bottom line\">Bottom line<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/uti-small-cap-fund-direct-growth-review-2026\/#Explore_mutual_funds_with_Univest\" title=\"Explore mutual funds with Univest\">Explore mutual funds with Univest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/uti-small-cap-fund-direct-growth-review-2026\/#RIA_disclosure\" title=\"RIA disclosure\">RIA disclosure<\/a><\/li><\/ul><\/nav><\/div>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Quick_facts\"><\/span>Quick facts<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Particular<\/th>\n<th>Details<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>NAV<\/td>\n<td>\u20b929.3852 as of 15 Sep 2026<\/td>\n<\/tr>\n<tr>\n<td>AUM<\/td>\n<td>\u20b95,447 Cr<\/td>\n<\/tr>\n<tr>\n<td>Expense Ratio<\/td>\n<td>0.63%<\/td>\n<\/tr>\n<tr>\n<td>Launch Date<\/td>\n<td>22 Dec 2020<\/td>\n<\/tr>\n<tr>\n<td>Min SIP<\/td>\n<td>\u20b9500<\/td>\n<\/tr>\n<tr>\n<td>Risk Category<\/td>\n<td>High Risk<\/td>\n<\/tr>\n<tr>\n<td>Benchmark<\/td>\n<td>Nifty Small Cap<\/td>\n<\/tr>\n<tr>\n<td>Fund Category<\/td>\n<td>Equity<\/td>\n<\/tr>\n<tr>\n<td>Exit Load<\/td>\n<td>1% on or before 1Y, Nil after 1Y<\/td>\n<\/tr>\n<tr>\n<td>Fund Managers<\/td>\n<td>Nitin Jain<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The fund is managed by Nitin Jain.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 15 Sep 2026<\/small><\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Performance\"><\/span>Performance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Period<\/th>\n<th>Fund return<\/th>\n<th>Benchmark return<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1M<\/td>\n<td>-3.14%<\/td>\n<td>-2.29%<\/td>\n<\/tr>\n<tr>\n<td>3M<\/td>\n<td>2.18%<\/td>\n<td>3.01%<\/td>\n<\/tr>\n<tr>\n<td>1Y<\/td>\n<td>4.31%<\/td>\n<td>3.15%<\/td>\n<\/tr>\n<tr>\n<td>3Y<\/td>\n<td>13.1%<\/td>\n<td>13.52%<\/td>\n<\/tr>\n<tr>\n<td>5Y<\/td>\n<td>14.82%<\/td>\n<td>13.83%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The fund\u2019s short-term path has been uneven. The 1-month return is negative, while the 3-month return has recovered into positive territory. That tells us the recent stretch has not been smooth, even though the fund has managed to stay ahead of the benchmark over 1 year.<\/p>\n<p>Over 3 years, the fund has lagged the benchmark slightly, which suggests that the medium-term compounding has been respectable but not clearly superior to the index. The 5-year picture is more encouraging: the fund is modestly ahead of the benchmark, which points to better long-run compounding than the index despite recent volatility.<\/p>\n<p>That mix matters for small-cap investors. The fund has not moved in a straight line, and the time path shows several phases of strength and drawdown. Recent behaviour is softer than the 5-year trend, so the latest year looks less convincing than the longer holding period.<\/p>\n<p>For investors, the key takeaway is that this is a fund where the longer arc looks more useful than the shorter one. If the goal is to capture small-cap growth with acceptance of bumps along the way, the performance pattern fits that mandate. If the goal is smoother returns, the recent swings may feel uncomfortable.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 15 Sep 2026<\/small><\/p>\n<section class=\"univest-mf-premium-cta\" style=\"margin:28px 0;padding:24px;border-radius:10px;border:1px solid #d8e3f0;background:#f7faff\">\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Should_you_BUY_or_HOLD_UTI_Small_Cap\"><\/span>Should you BUY or HOLD UTI Small Cap?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A fund&#8217;s past returns alone don&#8217;t tell you whether you should buy it today or continue holding it.<\/p>\n<p>The right decision depends on factors such as your current allocation, purchase price, risk profile, investment horizon and the role this fund plays in your overall portfolio.<\/p>\n<p><strong>Already holding UTI Small Cap? Thinking of investing now?<\/strong><\/p>\n<p><a href=\"https:\/\/univest.in\/mutual-funds\" style=\"font-weight:700;text-decoration:none\">Get your portfolio analysed for FREE by SEBI-registered Investment Adviser (RIA) through Univest MF Premium<\/a><\/p>\n<\/section>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Peer_comparison\"><\/span>Peer comparison<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Fund<\/th>\n<th>1Y return<\/th>\n<th>3Y return<\/th>\n<th>5Y return<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/uti-small-cap-fund-g-direct-plan\">UTI Small Cap Fund Direct Growth Plan<\/a><\/td>\n<td>4.31%<\/td>\n<td>13.1%<\/td>\n<td>14.82%<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/trustmf-small-cap-fund-g-direct-plan\">TRUSTMF Small Cap Fund Direct Growth Plan<\/a><\/td>\n<td>28.42%<\/td>\n<td>Data not available<\/td>\n<td>Data not available<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/bank-of-india-small-cap-fund-g-direct-plan\">Bank of India Small Cap Fund Direct Growth Plan<\/a><\/td>\n<td>24.01%<\/td>\n<td>20.78%<\/td>\n<td>19.46%<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/motilal-oswal-small-cap-fund-g-direct-plan\">Motilal Oswal Small Cap Fund Direct Growth Plan<\/a><\/td>\n<td>20.97%<\/td>\n<td>Data not available<\/td>\n<td>Data not available<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/union-small-cap-fund-g-direct-plan\">Union Small Cap Fund Direct Growth Plan<\/a><\/td>\n<td>19.13%<\/td>\n<td>16.51%<\/td>\n<td>16.73%<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/iti-small-cap-fund-g-direct-plan\">ITI Small Cap Fund Direct Growth Plan<\/a><\/td>\n<td>18.42%<\/td>\n<td>23.82%<\/td>\n<td>18.62%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>This assessment is prepared by Uniapps Investment Adviser Pvt. Ltd. under SEBI Registered Investment Adviser registration INA000017639.<\/p>\n<p>Against this peer set, the fund\u2019s 1-year return is clearly below the stronger recent numbers, even though it still stays positive. The longer picture is more balanced: its 3-year return is close to the middle of the available set, while its 5-year return sits below some peers that have both medium- and long-term numbers available.<\/p>\n<p>The comparison therefore tells two different stories. On a shorter horizon, the fund looks relatively muted versus peers that have had a stronger recent run. On the longer horizon, it remains competitive enough to show that it has participated in the small-cap cycle, but not with the same force as the better-performing peers in the table.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 15 Sep 2026<\/small><\/p>\n<div class=\"univest-peer-login-cta\" style=\"margin:20px 0;padding:16px 18px;border:1px solid #d8e3f0;border-radius:8px;background:#f7faff\">\n<p style=\"margin:0\"><strong>Want to know more?<\/strong> <a href=\"https:\/\/univest.in\/user\/log-in\" style=\"font-weight:700;text-decoration:none\">Log in to Univest<\/a> for more mutual fund insights.<\/p>\n<\/div>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Portfolio_where_your_money_goes\"><\/span>Portfolio: where your money goes<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Holding<\/th>\n<th>Sector<\/th>\n<th>Weight<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Net Current Assets<\/td>\n<td>Cash &amp; Cash Equivalents and Net Assets<\/td>\n<td>3.96%<\/td>\n<\/tr>\n<tr>\n<td>Eq &#8211; Navin Fluorine International L<\/td>\n<td>Chemicals<\/td>\n<td>2.52%<\/td>\n<\/tr>\n<tr>\n<td>Eq &#8211; Karur Vysya Bank Ltd.<\/td>\n<td>Bank<\/td>\n<td>2.48%<\/td>\n<\/tr>\n<tr>\n<td>Eq &#8211; Acutaas Chemicals Limited<\/td>\n<td>Healthcare<\/td>\n<td>2.33%<\/td>\n<\/tr>\n<tr>\n<td>Eq &#8211; Ujjivan Small Finance Bank Ltd<\/td>\n<td>Bank<\/td>\n<td>2.21%<\/td>\n<\/tr>\n<tr>\n<td>Eq &#8211; TD Power Systems Ltd.<\/td>\n<td>Capital Goods<\/td>\n<td>1.86%<\/td>\n<\/tr>\n<tr>\n<td>Eq &#8211; City Union Bank<\/td>\n<td>Bank<\/td>\n<td>1.84%<\/td>\n<\/tr>\n<tr>\n<td>Eq &#8211; Aster DM Quality Care Limited<\/td>\n<td>Healthcare<\/td>\n<td>1.78%<\/td>\n<\/tr>\n<tr>\n<td>Eq &#8211; Marksans Pharma Ltd.<\/td>\n<td>Healthcare<\/td>\n<td>1.75%<\/td>\n<\/tr>\n<tr>\n<td>Eq &#8211; Affle 3I Limited<\/td>\n<td>IT<\/td>\n<td>1.69%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The top 10 holdings account for approximately 22.42% of the portfolio.<\/p>\n<p>To see all holdings, visit the <a href=\"https:\/\/univest.in\/mutual-funds\/uti-small-cap-fund-g-direct-plan\">UTI Small Cap Fund Direct Growth Plan<\/a> page<\/p>\n<p>The largest disclosed position is Net Current Assets at 3.96%, and the next few positions are not far behind, which suggests no single holding dominates the visible book. The weight then steps down gradually through chemicals, banks, healthcare and capital goods, so the top slice looks diversified rather than highly concentrated in one name.<\/p>\n<p>At the same time, the displayed top 10 add up to 22.42% across 83 disclosed holdings, so most of the portfolio sits further down the list. That pattern may reduce single-stock dependence, but it also means the fund likely relies on a broad tail of smaller positions for overall outcome. For a small-cap fund, that balance can be useful when the manager wants to spread risk across many ideas.<\/p>\n<p>Because the weights are spread across several sectors and the top positions are all relatively modest, the portfolio may be shaped more by stock selection across a long list than by one or two very large bets. That can make the return stream more dependent on how well many smaller positions behave over time.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 15 Sep 2026<\/small><\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Who_should_invest\"><\/span>Who should invest<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This fund suits investors who can live with High Risk volatility and who have a multi-year horizon. The 1-year result is much weaker than the 3-year and 5-year patterns, so the short term may not reflect the fund\u2019s longer compounding ability.<\/p>\n<p>The benchmark comparison is mixed, with the fund ahead over 1 year, slightly behind over 3 years and slightly ahead over 5 years. That makes it more appropriate for investors who are comfortable with uneven paths and want small-cap exposure rather than smooth compounding.<\/p>\n<p>The main trade-off is accepting sharp fluctuations in exchange for the possibility of better longer-term participation in the small-cap segment. The portfolio is spread across many holdings, which may help reduce dependence on any one stock, but it does not remove the inherent volatility of the asset class.<\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Tax_and_exit_load\"><\/span>Tax and exit load<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Holding period<\/th>\n<th>Tax rate<\/th>\n<th>Description<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Units held less than 1 year<\/td>\n<td>20%<\/td>\n<td>Short-term capital gains tax<\/td>\n<\/tr>\n<tr>\n<td>Units held more than 1 year<\/td>\n<td>12.5%<\/td>\n<td>Long-term capital gains tax<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>Exit load:<\/strong> 1% if units are sold on or before 1 year; nil after 1 year.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 15 Sep 2026<\/small><\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Frequently_asked_questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>What is the current NAV of UTI Small Cap Fund Direct Growth Plan?<\/strong><br \/>It is \u20b929.3852 as of 15 Sep 2026.<\/p>\n<p><strong>How have the fund\u2019s 1-year, 3-year and 5-year returns looked?<\/strong><br \/>The returns are 4.31% over 1 year, 13.1% over 3 years and 14.82% over 5 years.<\/p>\n<p><strong>How does it compare with the benchmark?<\/strong><br \/>It is ahead of the benchmark over 1 year and 5 years, but slightly behind over 3 years. The benchmark returns are 3.15%, 13.52% and 13.83% for those periods.<\/p>\n<p><strong>Which peer fund has the strongest 1-year return in the comparison set?<\/strong><br \/>TRUSTMF Small Cap Fund Direct Growth Plan shows the strongest 1-year return among the listed peers at 28.42%. Several peers have longer-term figures available as well, while some entries do not.<\/p>\n<p><strong>What is the minimum SIP amount?<\/strong><br \/>The minimum SIP amount is \u20b9500.<\/p>\n<p><strong>Who manages the fund and what is the exit load?<\/strong><br \/>The fund is managed by Nitin Jain. The exit load is 1% if units are sold on or before 1 year, and nil after 1 year.<\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Bottom_line\"><\/span>Bottom line<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>UTI Small Cap Fund Direct Growth Plan shows a clear contrast between a softer recent year and a better longer-term track record. It is broadly competitive against the benchmark across the full period set, although peers in the comparison table have delivered much stronger recent one-year numbers. The portfolio is spread across 83 disclosed holdings, with the top 10 forming a modest slice of assets, which suggests a diversified small-cap approach rather than a concentrated portfolio. It is most relevant for investors who can accept volatility and stay invested long enough for the longer-term pattern to matter.<\/p>\n<p class=\"univest-posted-at\" style=\"font-size:14px;color:#666;margin:20px 0 8px\">Published on 16 September 2026 at 5:18 PM IST<\/p>\n<section class=\"univest-login-cta\" style=\"margin:28px 0;padding:24px;border-radius:10px;background:#eef5ff;border:1px solid #cddff7;text-align:center\">\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Explore_mutual_funds_with_Univest\"><\/span>Explore mutual funds with Univest<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Review mutual fund data, compare performance and explore fund insights on Univest.<\/p>\n<p><a href=\"https:\/\/univest.in\/user\/log-in\" style=\"display:inline-block;padding:11px 20px;border-radius:6px;background:#1f4e79;color:#fff !important;text-decoration:none;font-weight:700\">Explore Univest<\/a><\/p>\n<\/section>\n<section class=\"univest-disclaimer\">\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"RIA_disclosure\"><\/span>RIA disclosure<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. This review is prepared by Uniapps Investment Adviser Pvt. Ltd. (earlier known as Uniapps Global Research Pvt. Ltd.) under SEBI Registered Investment Adviser registration INA000017639 for general informational purposes and is not personalized investment advice.<\/p>\n<\/section>\n<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"InvestmentFund\",\"name\":\"UTI Small Cap Fund Direct Growth Plan\",\"identifier\":\"uti-small-cap-fund-g-direct-plan\",\"category\":\"Equity\",\"dateCreated\":\"22 Dec 2020\",\"isAccessibleForFree\":true,\"additionalProperty\":[{\"@type\":\"PropertyValue\",\"name\":\"NAV\",\"value\":29.3852,\"valueReference\":\"as of 15 Sep 2026\"},{\"@type\":\"PropertyValue\",\"name\":\"AUM\",\"value\":\"5447 Cr\"},{\"@type\":\"PropertyValue\",\"name\":\"Expense Ratio\",\"value\":\"0.63\"},{\"@type\":\"PropertyValue\",\"name\":\"Benchmark\",\"value\":\"Nifty Small Cap\"},{\"@type\":\"PropertyValue\",\"name\":\"1Y Return\",\"value\":4.31},{\"@type\":\"PropertyValue\",\"name\":\"3Y Return\",\"value\":13.1},{\"@type\":\"PropertyValue\",\"name\":\"5Y Return\",\"value\":14.82},{\"@type\":\"PropertyValue\",\"name\":\"Fund Managers\",\"value\":\"Nitin Jain\"}]}<\/script><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the current NAV of UTI Small Cap Fund Direct Growth Plan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It is \u20b929.3852 as of 15 Sep 2026.\"}},{\"@type\":\"Question\",\"name\":\"How have the fund\u2019s 1-year, 3-year and 5-year returns looked?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The returns are 4.31% over 1 year, 13.1% over 3 years and 14.82% over 5 years.\"}},{\"@type\":\"Question\",\"name\":\"How does it compare with the benchmark?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It is ahead of the benchmark over 1 year and 5 years, but slightly behind over 3 years. The benchmark returns are 3.15%, 13.52% and 13.83% for those periods.\"}},{\"@type\":\"Question\",\"name\":\"Which peer fund has the strongest 1-year return in the comparison set?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"TRUSTMF Small Cap Fund Direct Growth Plan shows the strongest 1-year return among the listed peers at 28.42%. Several peers have longer-term figures available as well, while some entries do not.\"}},{\"@type\":\"Question\",\"name\":\"What is the minimum SIP amount?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The minimum SIP amount is \u20b9500.\"}},{\"@type\":\"Question\",\"name\":\"Who manages the fund and what is the exit load?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The fund is managed by Nitin Jain. The exit load is 1% if units are sold on or before 1 year, and nil after 1 year.\"}}]}<\/script><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"Organization\",\"name\":\"Uniapps Investment Adviser Pvt. Ltd.\",\"description\":\"SEBI Registered Investment Adviser INA000017639\"}<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>UTI Small Cap Fund Direct Growth Plan has a \u20b929.3852 NAV as of 15 Sep 2026, a \u20b95,447 Cr AUM, High Risk profile and a mixed recent-to-long-term return pattern.<\/p>\n","protected":false},"author":38,"featured_media":250343,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3841],"tags":[],"class_list":["post-250344","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mutual-funds"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["250343"],"rank_math_title":["UTI Small Cap Fund Direct Growth Review 2026"],"rank_math_description":["UTI Small Cap Fund Direct Growth Plan has a \u20b929.3852 NAV as of 15 Sep 2026 and 5Y returns of 14.82%. 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