{"id":244732,"date":"2026-09-11T16:34:15","date_gmt":"2026-09-11T11:04:15","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/bank-of-india-business-cycle-fund-direct-growth-review-2026\/"},"modified":"2026-09-11T16:34:15","modified_gmt":"2026-09-11T11:04:15","slug":"bank-of-india-business-cycle-fund-direct-growth-review-2026","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/bank-of-india-business-cycle-fund-direct-growth-review-2026\/","title":{"rendered":"Bank of India Business Cycle Fund Direct Growth Review 2026: NAV, Returns, Portfolio & Should You Invest?"},"content":{"rendered":"

Bank of India Business Cycle Fund Direct Growth Plan<\/a> currently has an NAV of \u20b99.95 as of 10 Sep 2026 and an AUM of \u20b9463 Cr. Its 1-year, 3-year and 5-year returns are 6.76%, 0% and 0%, and the scheme sits in the High Risk category. Our view is that the fund has shown some short-term progress, but the limited track record and uneven return pattern mean it is better suited to investors who can tolerate sharp swings and want an equity fund with a business-cycle style, rather than those looking for steady compounding.<\/p>\n

The benchmark is Nifty 50, and the fund\u2019s recent behaviour has been more resilient than the index over the latest year. Even so, the return history is still short, so we would treat the current numbers as early evidence rather than a full cycle test. The portfolio also shows meaningful stock-specific exposure, which can support upside when the calls work, but can also make the ride uneven.<\/p>\n

\n
\n

Table of Contents<\/p>\nToggle<\/span><\/path><\/svg><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n