{"id":244497,"date":"2026-09-11T15:23:41","date_gmt":"2026-09-11T09:53:41","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/dsp-10-year-constant-maturity-gilt-fund-direct-growth-review-2026\/"},"modified":"2026-09-11T15:23:41","modified_gmt":"2026-09-11T09:53:41","slug":"dsp-10-year-constant-maturity-gilt-fund-direct-growth-review-2026","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/dsp-10-year-constant-maturity-gilt-fund-direct-growth-review-2026\/","title":{"rendered":"DSP 10 year Constant Maturity Gilt Fund Direct Growth Review 2026: NAV, Returns, Portfolio &#038; Should You Invest?"},"content":{"rendered":"<p><a href=\"https:\/\/univest.in\/mutual-funds\/dsp-10-year-constant-maturity-gilt-fund-g-direct-plan\">DSP 10 year Constant Maturity Gilt Fund Direct Growth Plan<\/a> has an NAV of \u20b923.0474 as of 10 Sep 2026 and scheme AUM of \u20b943 Cr. Its 1-year, 3-year and 5-year returns are 2.54%, 6.46% and 5.04% respectively, and the risk category is Medium Risk. Our view is that this is a conservative gilt option for investors who want interest-rate sensitive debt exposure rather than equity-style growth.<\/p>\n<p>It has kept a steady, low-cost profile with an expense ratio of 0.31% and a portfolio dominated by sovereign securities. The return pattern is modest rather than exciting, but it is built around government bonds, which may appeal to investors who value portfolio clarity and a higher degree of credit quality in the underlying holdings.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/dsp-10-year-constant-maturity-gilt-fund-direct-growth-review-2026\/#Quick_facts\" title=\"Quick facts\">Quick facts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/dsp-10-year-constant-maturity-gilt-fund-direct-growth-review-2026\/#Performance\" title=\"Performance\">Performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/dsp-10-year-constant-maturity-gilt-fund-direct-growth-review-2026\/#Should_you_BUY_or_HOLD_DSP_10_year_Constant_Maturity_Gilt\" title=\"Should you BUY or HOLD DSP 10 year Constant Maturity Gilt?\">Should you BUY or HOLD DSP 10 year Constant Maturity Gilt?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/dsp-10-year-constant-maturity-gilt-fund-direct-growth-review-2026\/#Peer_comparison\" title=\"Peer comparison\">Peer comparison<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/dsp-10-year-constant-maturity-gilt-fund-direct-growth-review-2026\/#Portfolio_where_your_money_goes\" title=\"Portfolio: where your money goes\">Portfolio: where your money goes<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/dsp-10-year-constant-maturity-gilt-fund-direct-growth-review-2026\/#Who_should_invest\" title=\"Who should invest\">Who should invest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/dsp-10-year-constant-maturity-gilt-fund-direct-growth-review-2026\/#Tax_and_exit_load\" title=\"Tax and exit load\">Tax and exit load<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/dsp-10-year-constant-maturity-gilt-fund-direct-growth-review-2026\/#Frequently_asked_questions\" title=\"Frequently asked questions\">Frequently asked questions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/dsp-10-year-constant-maturity-gilt-fund-direct-growth-review-2026\/#Bottom_line\" title=\"Bottom line\">Bottom line<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/dsp-10-year-constant-maturity-gilt-fund-direct-growth-review-2026\/#Explore_mutual_funds_with_Univest\" title=\"Explore mutual funds with Univest\">Explore mutual funds with Univest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/dsp-10-year-constant-maturity-gilt-fund-direct-growth-review-2026\/#RIA_disclosure\" title=\"RIA disclosure\">RIA disclosure<\/a><\/li><\/ul><\/nav><\/div>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Quick_facts\"><\/span>Quick facts<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Particular<\/th>\n<th>Details<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>NAV<\/td>\n<td>\u20b923.0474 as of 10 Sep 2026<\/td>\n<\/tr>\n<tr>\n<td>AUM<\/td>\n<td>\u20b943 Cr<\/td>\n<\/tr>\n<tr>\n<td>Expense Ratio<\/td>\n<td>0.31%<\/td>\n<\/tr>\n<tr>\n<td>Launch Date<\/td>\n<td>26 Sep 2014<\/td>\n<\/tr>\n<tr>\n<td>Min SIP<\/td>\n<td>\u20b9100<\/td>\n<\/tr>\n<tr>\n<td>Risk Category<\/td>\n<td>Medium Risk<\/td>\n<\/tr>\n<tr>\n<td>Benchmark<\/td>\n<td>Nifty 50<\/td>\n<\/tr>\n<tr>\n<td>Fund Category<\/td>\n<td>Debt<\/td>\n<\/tr>\n<tr>\n<td>Exit Load<\/td>\n<td>No exit load after holding period<\/td>\n<\/tr>\n<tr>\n<td>Fund Managers<\/td>\n<td>Shantanu Godambe<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The fund is managed by Shantanu Godambe.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 10 Sep 2026<\/small><\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Performance\"><\/span>Performance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Period<\/th>\n<th>Fund return<\/th>\n<th>Benchmark return<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1M<\/td>\n<td>-0.76%<\/td>\n<td>-4.06%<\/td>\n<\/tr>\n<tr>\n<td>3M<\/td>\n<td>1.10%<\/td>\n<td>1.37%<\/td>\n<\/tr>\n<tr>\n<td>1Y<\/td>\n<td>2.54%<\/td>\n<td>-7.31%<\/td>\n<\/tr>\n<tr>\n<td>3Y<\/td>\n<td>6.46%<\/td>\n<td>6.07%<\/td>\n<\/tr>\n<tr>\n<td>5Y<\/td>\n<td>5.04%<\/td>\n<td>5.91%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The recent pattern is mixed. Over 1 month, the fund slipped slightly, but it still held up better than the benchmark\u2019s deeper decline. Over 3 months, both the fund and benchmark were positive, though the fund trailed the benchmark by a small margin.<\/p>\n<p>The clearer message comes from the 1-year view. The fund delivered a positive 2.54% return while the benchmark was negative, which shows steadier behaviour during a weaker period for the comparison index. That said, the 5-year return of 5.04% is below the benchmark\u2019s 5.91%, so the longer stretch still tilts in favour of the benchmark.<\/p>\n<p>The 3-year return is slightly ahead of the benchmark at 6.46% versus 6.07%, which suggests the fund has been competitive over a medium horizon. Taken together, our read is that the scheme has not shown high upside, but it has delivered a more balanced ride than the benchmark in shorter windows.<\/p>\n<p>The time pattern also supports that view. The fund has mostly moved in a narrow band with only modest swings, while the benchmark has shown sharper weakness in the recent 1-year period. For a gilt fund, that steadiness matters more than chasing large gains, and this scheme fits that profile.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 10 Sep 2026<\/small><\/p>\n<section class=\"univest-mf-premium-cta\" style=\"margin:28px 0;padding:24px;border-radius:10px;border:1px solid #d8e3f0;background:#f7faff\">\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Should_you_BUY_or_HOLD_DSP_10_year_Constant_Maturity_Gilt\"><\/span>Should you BUY or HOLD DSP 10 year Constant Maturity Gilt?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A fund&#8217;s past returns alone don&#8217;t tell you whether you should buy it today or continue holding it.<\/p>\n<p>The right decision depends on factors such as your current allocation, purchase price, risk profile, investment horizon and the role this fund plays in your overall portfolio.<\/p>\n<p><strong>Already holding DSP 10 year Constant Maturity Gilt? Thinking of investing now?<\/strong><\/p>\n<p><a href=\"https:\/\/univest.in\/mutual-funds\" style=\"font-weight:700;text-decoration:none\">Get your portfolio analysed for FREE by SEBI-registered Investment Adviser (RIA) through Univest MF Premium<\/a><\/p>\n<\/section>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Peer_comparison\"><\/span>Peer comparison<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Fund<\/th>\n<th>1Y return<\/th>\n<th>3Y return<\/th>\n<th>5Y return<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/uti-10-year-constant-maturity-gilt-fund-g-direct-plan\">UTI 10 year Constant Maturity Gilt Fund Direct Growth Plan<\/a><\/td>\n<td>4.12%<\/td>\n<td>7.16%<\/td>\n<td>Data not available<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/sbi-10-year-constant-maturity-gilt-fund-g-direct-plan\">SBI 10 Year Constant Maturity Gilt Fund Direct Growth Plan<\/a><\/td>\n<td>4.08%<\/td>\n<td>7.11%<\/td>\n<td>5.82%<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/dsp-10-year-constant-maturity-gilt-fund-g-direct-plan\">DSP 10 year Constant Maturity Gilt Fund Direct Growth Plan<\/a><\/td>\n<td>2.54%<\/td>\n<td>6.46%<\/td>\n<td>5.04%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>This assessment is prepared by Uniapps Investment Adviser Pvt. Ltd. under SEBI Registered Investment Adviser registration INA000017639. On the 1-year horizon, this fund trails the two peer schemes listed above, which have both produced above 4% returns. That gap shows up again in the 3-year figures, where the peers have moved ahead on available numbers.<\/p>\n<p>Over 5 years, the story is more mixed because one peer has no usable figure for that period, while the other has a higher 5-year return than this fund. So the current scheme looks weaker on the longer available comparison, even though it remains in the same broad gilt style and has still delivered positive medium-term compounding.<\/p>\n<p>The short-term comparison and the longer-term view do not tell exactly the same story. The fund has looked steadier than the benchmark in recent periods, but the peer set shows that steadiness has not translated into the strongest return profile among the available options.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 10 Sep 2026<\/small><\/p>\n<div class=\"univest-peer-login-cta\" style=\"margin:20px 0;padding:16px 18px;border:1px solid #d8e3f0;border-radius:8px;background:#f7faff\">\n<p style=\"margin:0\"><strong>Want to know more?<\/strong> <a href=\"https:\/\/univest.in\/user\/log-in\" style=\"font-weight:700;text-decoration:none\">Log in to Univest<\/a> for more mutual fund insights.<\/p>\n<\/div>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Portfolio_where_your_money_goes\"><\/span>Portfolio: where your money goes<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Holding<\/th>\n<th>Sector<\/th>\n<th>Weight<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>6.94% GOI 11052036<\/td>\n<td>Government Securities<\/td>\n<td>95.57%<\/td>\n<\/tr>\n<tr>\n<td>6.48% GOI 06102035<\/td>\n<td>Government Securities<\/td>\n<td>2.87%<\/td>\n<\/tr>\n<tr>\n<td>TREPS \/ Reverse Repo Investments<\/td>\n<td>Cash &amp; Cash Equivalents and Net Assets<\/td>\n<td>0.83%<\/td>\n<\/tr>\n<tr>\n<td>Net Receivables\/Payables<\/td>\n<td>Cash &amp; Cash Equivalents and Net Assets<\/td>\n<td>0.73%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The portfolio is extremely concentrated in one sovereign bond, with the largest holding at 95.57%. That single line item is likely to have the greatest influence on day-to-day moves, especially because the rest of the disclosed book is much smaller by comparison.<\/p>\n<p>The drop from the first holding to the second is very steep, falling from 95.57% to 2.87%. After that, the disclosed cash and receivable positions are below 1% each, so the visible structure is not a spread-out ladder of large positions but a very concentrated gilt book with small liquidity buffers.<\/p>\n<p>Because only four holdings are disclosed and they already account for 100% of the visible portfolio, the scheme appears tightly focused rather than diversified across many small positions. That concentration may suit investors who want a simple government-securities exposure, but it also means the portfolio\u2019s return path is likely to remain closely tied to the behaviour of that long-dated sovereign bond.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 10 Sep 2026<\/small><\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Who_should_invest\"><\/span>Who should invest<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This fund may suit conservative investors who are comfortable with interest-rate movement and want a debt scheme backed mainly by government securities. The Medium Risk label and the largely steady return pattern suggest it is better aligned with investors who can stay invested for at least a medium to long horizon rather than those looking for fast gains.<\/p>\n<p>The main trade-off is clear: the portfolio structure offers sovereign exposure and relative simplicity, but the return profile has been modest and has not matched the benchmark over 5 years. Investors who value stability and transparency in holdings may find that acceptable, while those seeking stronger upside may want to look elsewhere.<\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Tax_and_exit_load\"><\/span>Tax and exit load<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Holding period<\/th>\n<th>Tax rate<\/th>\n<th>Description<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Units held less than 1 year<\/td>\n<td>20%<\/td>\n<td>Short-term capital gains tax<\/td>\n<\/tr>\n<tr>\n<td>Units held more than 1 year<\/td>\n<td>12.5%<\/td>\n<td>Long-term capital gains tax<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>Exit load:<\/strong> No exit load after holding period.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 10 Sep 2026<\/small><\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Frequently_asked_questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>What is the current NAV of DSP 10 year Constant Maturity Gilt Fund Direct Growth Plan?<\/strong><br \/>Its NAV is \u20b923.0474 as of 10 Sep 2026.<\/p>\n<p><strong>What are the fund\u2019s 1-year, 3-year and 5-year returns?<\/strong><br \/>The returns are 2.54% over 1 year, 6.46% over 3 years and 5.04% over 5 years.<\/p>\n<p><strong>How has the fund performed against the benchmark?<\/strong><br \/>It has beaten the benchmark over 1 year and 3 years, but it trails the benchmark over 5 years. Over 1 month and 3 months, the comparison is closer.<\/p>\n<p><strong>How does the fund compare with peer schemes on available return data?<\/strong><br \/>It trails the listed peers on the 1-year and 3-year figures, and it is also below the available 5-year peer number shown for SBI 10 Year Constant Maturity Gilt Fund Direct Growth Plan.<\/p>\n<p><strong>Is there a minimum SIP amount?<\/strong><br \/>Yes. The minimum SIP amount is \u20b9100.<\/p>\n<p><strong>Who manages the fund and what is the exit load?<\/strong><br \/>Shantanu Godambe manages the fund. The exit load is nil after the holding period, so no exit load applies after that point.<\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Bottom_line\"><\/span>Bottom line<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This gilt fund has shown a steadier short-term pattern than the benchmark, especially over 1 year, but its 5-year return is still below the benchmark. Against peers with available data, it looks more subdued on both 1-year and 3-year returns, so the fund\u2019s appeal is more about sovereign-bond exposure and portfolio simplicity than standout performance.<\/p>\n<p>The portfolio is heavily concentrated in one government security, which keeps the structure easy to understand but also ties outcomes closely to that bond\u2019s behaviour. For investors who accept Medium Risk and want a government-backed debt allocation with modest return expectations, the fund can fit a conservative debt sleeve.<\/p>\n<\/p>\n<p class=\"univest-posted-at\" style=\"font-size:14px;color:#666;margin:20px 0 8px\">Published on 11 September 2026 at 3:22 PM IST<\/p>\n<section class=\"univest-login-cta\" style=\"margin:28px 0;padding:24px;border-radius:10px;background:#eef5ff;border:1px solid #cddff7;text-align:center\">\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Explore_mutual_funds_with_Univest\"><\/span>Explore mutual funds with Univest<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Review mutual fund data, compare performance and explore fund insights on Univest.<\/p>\n<p><a href=\"https:\/\/univest.in\/user\/log-in\" style=\"display:inline-block;padding:11px 20px;border-radius:6px;background:#1f4e79;color:#fff !important;text-decoration:none;font-weight:700\">Explore Univest<\/a><\/p>\n<\/section>\n<section class=\"univest-disclaimer\">\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"RIA_disclosure\"><\/span>RIA disclosure<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. This review is prepared by Uniapps Investment Adviser Pvt. Ltd. (earlier known as Uniapps Global Research Pvt. Ltd.) under SEBI Registered Investment Adviser registration INA000017639 for general informational purposes and is not personalized investment advice.<\/p>\n<\/section>\n<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"InvestmentFund\",\"name\":\"DSP 10 year Constant Maturity Gilt Fund Direct Growth Plan\",\"identifier\":\"dsp-10-year-constant-maturity-gilt-fund-g-direct-plan\",\"category\":\"Debt\",\"dateCreated\":\"26 Sep 2014\",\"isAccessibleForFree\":true,\"additionalProperty\":[{\"@type\":\"PropertyValue\",\"name\":\"NAV\",\"value\":23.0474,\"valueReference\":\"as of 10 Sep 2026\"},{\"@type\":\"PropertyValue\",\"name\":\"AUM\",\"value\":\"43 Cr\"},{\"@type\":\"PropertyValue\",\"name\":\"Expense Ratio\",\"value\":\"0.31\"},{\"@type\":\"PropertyValue\",\"name\":\"Benchmark\",\"value\":\"Nifty 50\"},{\"@type\":\"PropertyValue\",\"name\":\"1Y Return\",\"value\":2.54},{\"@type\":\"PropertyValue\",\"name\":\"3Y Return\",\"value\":6.46},{\"@type\":\"PropertyValue\",\"name\":\"5Y Return\",\"value\":5.04},{\"@type\":\"PropertyValue\",\"name\":\"Fund Managers\",\"value\":\"Shantanu Godambe\"}]}<\/script><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the current NAV of DSP 10 year Constant Maturity Gilt Fund Direct Growth Plan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Its NAV is \u20b923.0474 as of 10 Sep 2026.\"}},{\"@type\":\"Question\",\"name\":\"What are the fund\u2019s 1-year, 3-year and 5-year returns?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The returns are 2.54% over 1 year, 6.46% over 3 years and 5.04% over 5 years.\"}},{\"@type\":\"Question\",\"name\":\"How has the fund performed against the benchmark?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It has beaten the benchmark over 1 year and 3 years, but it trails the benchmark over 5 years. Over 1 month and 3 months, the comparison is closer.\"}},{\"@type\":\"Question\",\"name\":\"How does the fund compare with peer schemes on available return data?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It trails the listed peers on the 1-year and 3-year figures, and it is also below the available 5-year peer number shown for SBI 10 Year Constant Maturity Gilt Fund Direct Growth Plan.\"}},{\"@type\":\"Question\",\"name\":\"Is there a minimum SIP amount?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. The minimum SIP amount is \u20b9100.\"}},{\"@type\":\"Question\",\"name\":\"Who manages the fund and what is the exit load?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Shantanu Godambe manages the fund. The exit load is nil after the holding period, so no exit load applies after that point.\"}}]}<\/script><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"Organization\",\"name\":\"Uniapps Investment Adviser Pvt. Ltd.\",\"description\":\"SEBI Registered Investment Adviser INA000017639\"}<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>DSP 10 year Constant Maturity Gilt Fund Direct Growth Plan has an NAV of \u20b923.0474 as of 10 Sep 2026, scheme AUM of \u20b943 Cr and a Medium Risk profile.<\/p>\n","protected":false},"author":38,"featured_media":244496,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3841],"tags":[],"class_list":["post-244497","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mutual-funds"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["244496"],"rank_math_title":["DSP 10 Year Gilt Fund Review | NAV &amp; Returns"],"rank_math_description":["DSP 10 year Constant Maturity Gilt Fund Direct Growth Plan NAV is \u20b923.0474. 1Y return is 2.54% and 5Y return is 5.04%."],"rank_math_focus_keyword":["DSP 10 year Constant Maturity Gilt Fund Direct Growth Plan review"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/09\/DSP_10_year_Constant_Maturity_Gilt_Fund_Direct_Growth_Review_2026_NAV_Returns_Portfolio_Should_You_Invest_neutral.png","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/244497","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/38"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=244497"}],"version-history":[{"count":0,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/244497\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/244496"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=244497"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=244497"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=244497"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}