{"id":242273,"date":"2026-09-11T08:56:13","date_gmt":"2026-09-11T03:26:13","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=242273"},"modified":"2026-09-11T08:56:13","modified_gmt":"2026-09-11T03:26:13","slug":"public-sector-bank-stock-rises-195-percent-in-5-years","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/public-sector-bank-stock-rises-195-percent-in-5-years\/","title":{"rendered":"This Public Sector Bank Stock Rises 195% in 5 Years: From Bad Loan Crisis to Record Profit"},"content":{"rendered":"

CMP Rs 115.61 (10 Sep 2026 close). 5-year return 195.37%. 52W range Rs 98.50 to Rs 135.15. Market cap approx Rs 1,32,870 Cr. Q1 FY27 PAT Rs 5,253 Cr, GNPA 2.78%, ROA 1.04%.<\/em><\/p>\n

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Quick Answer<\/strong><\/p>\n

Punjab National Bank is the public sector bank stock that returned approximately 195% in five years, rising from about Rs 39 to around Rs 115.61. The rally came from a collapse in bad loans, with gross NPA falling from 14.12% to 2.78%, and a jump in profit to a record Rs 16,904 crore in FY26. The 1-year return is only 4.7% because of margin pressure, and verified brokerage targets range from Rs 115 to Rs 135.<\/p>\n<\/div>\n

This public sector bank stock has nearly tripled investor money in five years. A lender that was carrying a gross NPA ratio above 14% in 2021 delivered a 5-year return of 195.37% as of 10 September 2026, ranking 37th in a screen of 101 large-cap and mid-cap NSE shares.<\/p>\n

The bank is Punjab National Bank<\/a> (NSE: PNB)<\/strong>, India’s second-largest state-owned lender, with the Government of India holding approximately 70.08%. The PNB share price closed at Rs 115.61 on 10 September 2026, compared with roughly Rs 39 five years ago, and market capitalisation stands near Rs 1,32,870 crore. This public sector bank stock has been a steady long-term compounder, but its recent 1-year run has been far more modest.<\/p>\n

Click Here – Get Free Investment Predictions<\/strong><\/p>\n

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