{"id":241425,"date":"2026-09-10T14:50:46","date_gmt":"2026-09-10T09:20:46","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/kotak-corporate-bond-fund-direct-growth-review-2026\/"},"modified":"2026-09-10T14:50:46","modified_gmt":"2026-09-10T09:20:46","slug":"kotak-corporate-bond-fund-direct-growth-review-2026","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/kotak-corporate-bond-fund-direct-growth-review-2026\/","title":{"rendered":"Kotak Corporate Bond Fund Direct Growth Review 2026: NAV, Returns, Portfolio &#038; Should You Invest?"},"content":{"rendered":"<p><a href=\"https:\/\/univest.in\/mutual-funds\/kotak-corporate-bond-fund-g-direct-plan\">Kotak Corporate Bond Fund Direct Growth Plan<\/a> has a current NAV of \u20b94210.9315 as of 09 Sep 2026 and manages \u20b915,095 Cr. Its 1-year, 3-year and 5-year returns are 5.52%, 7.49% and 6.5%, and the scheme sits in the Medium Risk category.<\/p>\n<p>Our view is that this is a steady debt option for conservative investors who want relatively muted swings rather than aggressive upside. The return profile is stable across longer periods, and the portfolio leans heavily toward high-quality debt and government securities, which supports that profile.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/kotak-corporate-bond-fund-direct-growth-review-2026\/#Quick_facts\" title=\"Quick facts\">Quick facts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/kotak-corporate-bond-fund-direct-growth-review-2026\/#Performance\" title=\"Performance\">Performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/kotak-corporate-bond-fund-direct-growth-review-2026\/#Should_you_BUY_or_HOLD_Kotak_Corporate_Bond\" title=\"Should you BUY or HOLD Kotak Corporate Bond?\">Should you BUY or HOLD Kotak Corporate Bond?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/kotak-corporate-bond-fund-direct-growth-review-2026\/#Peer_comparison\" title=\"Peer comparison\">Peer comparison<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/kotak-corporate-bond-fund-direct-growth-review-2026\/#Portfolio_where_your_money_goes\" title=\"Portfolio: where your money goes\">Portfolio: where your money goes<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/kotak-corporate-bond-fund-direct-growth-review-2026\/#Who_should_invest\" title=\"Who should invest\">Who should invest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/kotak-corporate-bond-fund-direct-growth-review-2026\/#Tax_and_exit_load\" title=\"Tax and exit load\">Tax and exit load<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/kotak-corporate-bond-fund-direct-growth-review-2026\/#Frequently_asked_questions\" title=\"Frequently asked questions\">Frequently asked questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/kotak-corporate-bond-fund-direct-growth-review-2026\/#What_is_the_current_NAV_of_Kotak_Corporate_Bond_Fund_Direct_Growth_Plan\" title=\"What is the current NAV of Kotak Corporate Bond Fund Direct Growth Plan?\">What is the current NAV of Kotak Corporate Bond Fund Direct Growth Plan?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/kotak-corporate-bond-fund-direct-growth-review-2026\/#What_are_the_funds_1-year_3-year_and_5-year_returns\" title=\"What are the fund\u2019s 1-year, 3-year and 5-year returns?\">What are the fund\u2019s 1-year, 3-year and 5-year returns?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/kotak-corporate-bond-fund-direct-growth-review-2026\/#How_does_it_compare_with_the_benchmark\" title=\"How does it compare with the benchmark?\">How does it compare with the benchmark?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/kotak-corporate-bond-fund-direct-growth-review-2026\/#How_does_it_compare_with_peer_corporate_bond_funds\" title=\"How does it compare with peer corporate bond funds?\">How does it compare with peer corporate bond funds?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/kotak-corporate-bond-fund-direct-growth-review-2026\/#What_is_the_minimum_SIP_amount\" title=\"What is the minimum SIP amount?\">What is the minimum SIP amount?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/kotak-corporate-bond-fund-direct-growth-review-2026\/#Who_manages_the_fund_and_what_is_the_exit_load\" title=\"Who manages the fund and what is the exit load?\">Who manages the fund and what is the exit load?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/kotak-corporate-bond-fund-direct-growth-review-2026\/#Bottom_line\" title=\"Bottom line\">Bottom line<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/kotak-corporate-bond-fund-direct-growth-review-2026\/#Explore_mutual_funds_with_Univest\" title=\"Explore mutual funds with Univest\">Explore mutual funds with Univest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/kotak-corporate-bond-fund-direct-growth-review-2026\/#RIA_disclosure\" title=\"RIA disclosure\">RIA disclosure<\/a><\/li><\/ul><\/nav><\/div>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Quick_facts\"><\/span>Quick facts<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Particular<\/th>\n<th>Details<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>NAV<\/td>\n<td>\u20b94,210.9315 as of 09 Sep 2026<\/td>\n<\/tr>\n<tr>\n<td>AUM<\/td>\n<td>\u20b915,095 Cr<\/td>\n<\/tr>\n<tr>\n<td>Expense Ratio<\/td>\n<td>0.35%<\/td>\n<\/tr>\n<tr>\n<td>Launch Date<\/td>\n<td>11 Jan 2013<\/td>\n<\/tr>\n<tr>\n<td>Min SIP<\/td>\n<td>\u20b9100<\/td>\n<\/tr>\n<tr>\n<td>Risk Category<\/td>\n<td>Medium Risk<\/td>\n<\/tr>\n<tr>\n<td>Benchmark<\/td>\n<td>Nifty 50<\/td>\n<\/tr>\n<tr>\n<td>Fund Category<\/td>\n<td>Debt<\/td>\n<\/tr>\n<tr>\n<td>Exit Load<\/td>\n<td>No exit load<\/td>\n<\/tr>\n<tr>\n<td>Fund Managers<\/td>\n<td>Deepak Agrawal, Manu Sharma<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The fund is managed by Deepak Agrawal and Manu Sharma.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 09 Sep 2026<\/small><\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Performance\"><\/span>Performance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Period<\/th>\n<th>Fund return<\/th>\n<th>Benchmark return<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1M<\/td>\n<td>0.03%<\/td>\n<td>-4.69%<\/td>\n<\/tr>\n<tr>\n<td>3M<\/td>\n<td>1.55%<\/td>\n<td>0.93%<\/td>\n<\/tr>\n<tr>\n<td>1Y<\/td>\n<td>5.52%<\/td>\n<td>-7.16%<\/td>\n<\/tr>\n<tr>\n<td>3Y<\/td>\n<td>7.49%<\/td>\n<td>6%<\/td>\n<\/tr>\n<tr>\n<td>5Y<\/td>\n<td>6.5%<\/td>\n<td>5.87%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The fund\u2019s recent pattern is better described as steady than fast. Over the last month it was nearly flat, but it still held positive ground while the benchmark was weaker, and the 3-month figure also remained ahead of the benchmark.<\/p>\n<p>The bigger picture is more important here. The 1-year return is comfortably positive and well above the benchmark\u2019s negative reading, which tells us the fund has been more resilient through a tougher stretch for the index.<\/p>\n<p>That said, the stronger long-run picture is not dramatic; the 3-year and 5-year returns are both in the mid-single digits, which points to gradual compounding rather than sharp jumps. The 3-year figure is slightly ahead of the benchmark, while the 5-year result is also ahead but by a smaller margin.<\/p>\n<p>Overall, the short-term and long-term patterns are consistent with a debt fund that aims to preserve stability while adding income-led growth. The return path also suggests that any improvement has tended to build gradually instead of arriving in bursts.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 09 Sep 2026<\/small><\/p>\n<section class=\"univest-mf-premium-cta\" style=\"margin:28px 0;padding:24px;border-radius:10px;border:1px solid #d8e3f0;background:#f7faff\">\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Should_you_BUY_or_HOLD_Kotak_Corporate_Bond\"><\/span>Should you BUY or HOLD Kotak Corporate Bond?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A fund&#8217;s past returns alone don&#8217;t tell you whether you should buy it today or continue holding it.<\/p>\n<p>The right decision depends on factors such as your current allocation, purchase price, risk profile, investment horizon and the role this fund plays in your overall portfolio.<\/p>\n<p><strong>Already holding Kotak Corporate Bond? Thinking of investing now?<\/strong><\/p>\n<p><a href=\"https:\/\/univest.in\/mutual-funds\" style=\"font-weight:700;text-decoration:none\">Get your portfolio analysed for FREE by SEBI-registered Investment Adviser (RIA) through Univest MF Premium<\/a><\/p>\n<\/section>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Peer_comparison\"><\/span>Peer comparison<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Fund<\/th>\n<th>1Y return<\/th>\n<th>3Y return<\/th>\n<th>5Y return<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/kotak-corporate-bond-fund-g-direct-plan\">Kotak Corporate Bond Fund Direct Growth Plan<\/a><\/td>\n<td>5.52%<\/td>\n<td>7.49%<\/td>\n<td>6.5%<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/franklin-india-corporate-bond-fund-a-g-direct-plan\">Franklin India Corporate Bond Fund-A Direct Growth Plan<\/a><\/td>\n<td>6.52%<\/td>\n<td>8.09%<\/td>\n<td>6.77%<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/baroda-bnp-paribas-corp-bond-fund-g-direct-plan\">Baroda BNP Paribas Corp Bond Fund Direct Growth Plan<\/a><\/td>\n<td>6.42%<\/td>\n<td>7.85%<\/td>\n<td>6.28%<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/icici-pru-corp-bond-fund-g-direct-plan\">ICICI Pru Corp Bond Fund Direct Growth Plan<\/a><\/td>\n<td>6.25%<\/td>\n<td>7.56%<\/td>\n<td>6.83%<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/dsp-corp-bond-fund-g-direct-plan\">DSP Corp Bond Fund Direct Growth Plan<\/a><\/td>\n<td>6.21%<\/td>\n<td>7.42%<\/td>\n<td>6.04%<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/bandhan-corp-bond-fund-g-direct-plan\">Bandhan Corp Bond Fund Direct Growth Plan<\/a><\/td>\n<td>6.03%<\/td>\n<td>7.37%<\/td>\n<td>6.12%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>This assessment is prepared by Uniapps Investment Adviser Pvt. Ltd. under SEBI Registered Investment Adviser registration INA000017639.<\/p>\n<p>The fund trails the strongest peer readings on the 1-year horizon, but the gap is not large, and its 3-year and 5-year returns remain broadly competitive. Franklin India Corporate Bond Fund-A Direct Growth Plan leads the listed group on all three time frames, while Baroda BNP Paribas Corp Bond Fund Direct Growth Plan and ICICI Pru Corp Bond Fund Direct Growth Plan also stay ahead on recent and medium-term numbers.<\/p>\n<p>The main point for us is that the short-term comparison is a little softer than the longer-term one. Kotak\u2019s 1-year return sits below several peers, but its 3-year and 5-year figures are still in the same general range as the better peer results, which suggests the fund has remained serviceable across market cycles rather than relying on one strong stretch.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 09 Sep 2026<\/small><\/p>\n<div class=\"univest-peer-login-cta\" style=\"margin:20px 0;padding:16px 18px;border:1px solid #d8e3f0;border-radius:8px;background:#f7faff\">\n<p style=\"margin:0\"><strong>Want to know more?<\/strong> <a href=\"https:\/\/univest.in\/user\/log-in\" style=\"font-weight:700;text-decoration:none\">Log in to Univest<\/a> for more mutual fund insights.<\/p>\n<\/div>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Portfolio_where_your_money_goes\"><\/span>Portfolio: where your money goes<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Holding<\/th>\n<th>Sector<\/th>\n<th>Weight<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>7.48% National Bank for Agriculture &#038; Rural Development<\/td>\n<td>Corporate Debt<\/td>\n<td>3.47%<\/td>\n<\/tr>\n<tr>\n<td>7.44% National Bank for Agriculture &#038; Rural Development(^)<\/td>\n<td>Corporate Debt<\/td>\n<td>3.3%<\/td>\n<\/tr>\n<tr>\n<td>7.42% Small Industries Development Bank of India**<\/td>\n<td>Corporate Debt<\/td>\n<td>3.13%<\/td>\n<\/tr>\n<tr>\n<td>7.56% Karnataka State Govt &#8211; 2036 &#8211; Karnataka(^)<\/td>\n<td>Government Securities<\/td>\n<td>3.01%<\/td>\n<\/tr>\n<tr>\n<td>6.9% Central Government &#8211; 2065<\/td>\n<td>Government Securities<\/td>\n<td>2.9%<\/td>\n<\/tr>\n<tr>\n<td>7.82% Bajaj Finance Ltd.**<\/td>\n<td>Corporate Debt<\/td>\n<td>2.88%<\/td>\n<\/tr>\n<tr>\n<td>7.71% Central Government &#8211; 2066(^)<\/td>\n<td>Government Securities<\/td>\n<td>2.87%<\/td>\n<\/tr>\n<tr>\n<td>Net Current Assets\/(Liabilities)<\/td>\n<td>Cash &#038; Cash Equivalents and Net Assets<\/td>\n<td>2.76%<\/td>\n<\/tr>\n<tr>\n<td>7.27% Power Finance Corporation Ltd.(^)**<\/td>\n<td>Corporate Debt<\/td>\n<td>2.61%<\/td>\n<\/tr>\n<tr>\n<td>7.75% LIC Housing Finance Ltd.**<\/td>\n<td>Corporate Debt<\/td>\n<td>2.22%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The top 10 holdings account for approximately 29.15% of the portfolio.<\/p>\n<p>To see all holdings, visit the <a href=\"https:\/\/univest.in\/mutual-funds\/kotak-corporate-bond-fund-g-direct-plan\">Kotak Corporate Bond Fund Direct Growth Plan<\/a> page<\/p>\n<p>The largest holding is 7.48% National Bank for Agriculture &#038; Rural Development at 3.47%, which is meaningful but not dominating on its own. The tenth holding is still above 2%, so the drop from the first to the tenth position is present but not steep.<\/p>\n<p>What stands out more is the spread across 66 disclosed holdings. Because the top 10 add up to 29.15%, the visible slice looks moderately diversified, and the rest of the portfolio may form a long tail that can reduce reliance on any single position. That mix of corporate debt, government securities and cash-like net assets suggests a portfolio built for balance rather than concentration.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 09 Sep 2026<\/small><\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Who_should_invest\"><\/span>Who should invest<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This fund fits investors who can accept Medium Risk and want a debt-oriented holding with a measured return profile. The 1-year return is steadier than the benchmark, while the 3-year and 5-year numbers show modest but consistent compounding.<\/p>\n<p>It suits a medium- to longer-term horizon rather than a very short holding period, because the stronger case here is gradual accumulation of returns rather than rapid gains. The main trade-off is that you give up the chance of equity-like upside in exchange for a more stable path and a portfolio anchored in debt instruments.<\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Tax_and_exit_load\"><\/span>Tax and exit load<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Holding period<\/th>\n<th>Tax rate<\/th>\n<th>Description<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Units held less than 1 year<\/td>\n<td>20%<\/td>\n<td>Short-term capital gains tax<\/td>\n<\/tr>\n<tr>\n<td>Units held more than 1 year<\/td>\n<td>12.5%<\/td>\n<td>Long-term capital gains tax<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>Exit load:<\/strong> No exit load.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 09 Sep 2026<\/small><\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Frequently_asked_questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"What_is_the_current_NAV_of_Kotak_Corporate_Bond_Fund_Direct_Growth_Plan\"><\/span>What is the current NAV of Kotak Corporate Bond Fund Direct Growth Plan?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The current NAV is \u20b94210.9315 as of 09 Sep 2026. That gives you the latest reference point for the scheme\u2019s unit value.<\/p>\n<h3 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"What_are_the_funds_1-year_3-year_and_5-year_returns\"><\/span>What are the fund\u2019s 1-year, 3-year and 5-year returns?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The 1-year return is 5.52%, the 3-year return is 7.49% and the 5-year return is 6.5%. The longer periods show a fairly steady pattern rather than sharp jumps.<\/p>\n<h3 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"How_does_it_compare_with_the_benchmark\"><\/span>How does it compare with the benchmark?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>It has outpaced the benchmark on all the listed time frames. The gap is clearest over 1 year, where the benchmark is negative while the fund remains positive.<\/p>\n<h3 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"How_does_it_compare_with_peer_corporate_bond_funds\"><\/span>How does it compare with peer corporate bond funds?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Its recent return is lower than several of the listed peers, but its 3-year and 5-year numbers remain competitive. That makes the short-term comparison softer than the longer-term one.<\/p>\n<h3 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"What_is_the_minimum_SIP_amount\"><\/span>What is the minimum SIP amount?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The minimum SIP amount is \u20b9100. That keeps the entry ticket relatively low for investors who want to start small.<\/p>\n<h3 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Who_manages_the_fund_and_what_is_the_exit_load\"><\/span>Who manages the fund and what is the exit load?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The fund is managed by Deepak Agrawal and Manu Sharma. The exit load is nil, so there is no redemption charge stated for selling units.<\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Bottom_line\"><\/span>Bottom line<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Kotak Corporate Bond Fund Direct Growth Plan shows a steadier long-term picture than its recent 1-year comparison with peers, and it has also stayed ahead of the benchmark across the listed periods. The portfolio is spread across debt issuers and government securities, with the top 10 holdings accounting for just 29.15% of disclosed holdings, which points to a relatively balanced structure. For investors who want a debt fund with moderate risk and a patient return profile, that combination may be useful.<\/p>\n<p class=\"univest-posted-at\" style=\"font-size:14px;color:#666;margin:20px 0 8px\">Published on 10 September 2026 at 2:49 PM IST<\/p>\n<section class=\"univest-login-cta\" style=\"margin:28px 0;padding:24px;border-radius:10px;background:#eef5ff;border:1px solid #cddff7;text-align:center\">\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Explore_mutual_funds_with_Univest\"><\/span>Explore mutual funds with Univest<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Review mutual fund data, compare performance and explore fund insights on Univest.<\/p>\n<p><a href=\"https:\/\/univest.in\/user\/log-in\" style=\"display:inline-block;padding:11px 20px;border-radius:6px;background:#1f4e79;color:#fff !important;text-decoration:none;font-weight:700\">Explore Univest<\/a><\/p>\n<\/section>\n<section class=\"univest-disclaimer\">\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"RIA_disclosure\"><\/span>RIA disclosure<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. This review is prepared by Uniapps Investment Adviser Pvt. Ltd. (earlier known as Uniapps Global Research Pvt. Ltd.) under SEBI Registered Investment Adviser registration INA000017639 for general informational purposes and is not personalized investment advice.<\/p>\n<\/section>\n<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"InvestmentFund\",\"name\":\"Kotak Corporate Bond Fund Direct Growth Plan\",\"identifier\":\"kotak-corporate-bond-fund-g-direct-plan\",\"category\":\"Debt\",\"dateCreated\":\"11 Jan 2013\",\"isAccessibleForFree\":true,\"additionalProperty\":[{\"@type\":\"PropertyValue\",\"name\":\"NAV\",\"value\":4210.9315,\"valueReference\":\"as of 09 Sep 2026\"},{\"@type\":\"PropertyValue\",\"name\":\"AUM\",\"value\":\"15095 Cr\"},{\"@type\":\"PropertyValue\",\"name\":\"Expense Ratio\",\"value\":\"0.35\"},{\"@type\":\"PropertyValue\",\"name\":\"Benchmark\",\"value\":\"Nifty 50\"},{\"@type\":\"PropertyValue\",\"name\":\"1Y Return\",\"value\":5.52},{\"@type\":\"PropertyValue\",\"name\":\"3Y Return\",\"value\":7.49},{\"@type\":\"PropertyValue\",\"name\":\"5Y Return\",\"value\":6.5},{\"@type\":\"PropertyValue\",\"name\":\"Fund Managers\",\"value\":\"Deepak Agrawal, Manu Sharma\"}]}<\/script><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the current NAV of Kotak Corporate Bond Fund Direct Growth Plan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The current NAV is \u20b94210.9315 as of 09 Sep 2026. That gives you the latest reference point for the scheme\u2019s unit value.\"}},{\"@type\":\"Question\",\"name\":\"What are the fund\u2019s 1-year, 3-year and 5-year returns?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The 1-year return is 5.52%, the 3-year return is 7.49% and the 5-year return is 6.5%. The longer periods show a fairly steady pattern rather than sharp jumps.\"}},{\"@type\":\"Question\",\"name\":\"How does it compare with the benchmark?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It has outpaced the benchmark on all the listed time frames. The gap is clearest over 1 year, where the benchmark is negative while the fund remains positive.\"}},{\"@type\":\"Question\",\"name\":\"How does it compare with peer corporate bond funds?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Its recent return is lower than several of the listed peers, but its 3-year and 5-year numbers remain competitive. That makes the short-term comparison softer than the longer-term one.\"}},{\"@type\":\"Question\",\"name\":\"What is the minimum SIP amount?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The minimum SIP amount is \u20b9100. That keeps the entry ticket relatively low for investors who want to start small.\"}},{\"@type\":\"Question\",\"name\":\"Who manages the fund and what is the exit load?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The fund is managed by Deepak Agrawal and Manu Sharma. The exit load is nil, so there is no redemption charge stated for selling units.\"}}]}<\/script><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"Organization\",\"name\":\"Uniapps Investment Adviser Pvt. Ltd.\",\"description\":\"SEBI Registered Investment Adviser INA000017639\"}<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kotak Corporate Bond Fund Direct Growth Plan has a \u20b94,210.9315 NAV as of 09 Sep 2026, a \u20b915,095 Cr AUM, and 1Y\/3Y\/5Y returns of 5.52%\/7.49%\/6.5%.<\/p>\n","protected":false},"author":38,"featured_media":241424,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3841],"tags":[],"class_list":["post-241425","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mutual-funds"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["241424"],"rank_math_title":["Kotak Corporate Bond Fund Review 2026: NAV &amp; Returns"],"rank_math_description":["Kotak Corporate Bond Fund Direct Growth Plan NAV is \u20b94210.9315 as of 09 Sep 2026; 1Y return is 5.52% and 5Y return is 6.5%."],"rank_math_focus_keyword":["Kotak Corporate Bond Fund Direct Growth Plan review"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/09\/Kotak_Corporate_Bond_Fund_Direct_Growth_Review_2026_NAV_Returns_Portfolio_Should_You_Invest_neutral.png","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/241425","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/38"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=241425"}],"version-history":[{"count":0,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/241425\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/241424"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=241425"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=241425"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=241425"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}