{"id":241028,"date":"2026-09-10T13:12:04","date_gmt":"2026-09-10T07:42:04","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/tata-ultra-short-to-short-term-fund-direct-growth-review-2026\/"},"modified":"2026-09-10T13:12:04","modified_gmt":"2026-09-10T07:42:04","slug":"tata-ultra-short-to-short-term-fund-direct-growth-review-2026","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/tata-ultra-short-to-short-term-fund-direct-growth-review-2026\/","title":{"rendered":"Tata Ultra Short to Short Term Fund Direct Growth Review 2026: NAV, Returns, Portfolio &#038; Should You Invest?"},"content":{"rendered":"<p><a href=\"https:\/\/univest.in\/mutual-funds\/tata-ultra-short-to-short-term-fund-g-direct-plan\">Tata Ultra Short to Short Term Fund Direct Growth Plan<\/a> has a NAV of \u20b94,365.7509 as of 09 Sep 2026 and an AUM of \u20b92,870 Cr. Its 1-year, 3-year and 5-year returns are 6.6%, 7.36% and 6.51%, and the scheme is tagged as Balanced Risk.<\/p>\n<p>Our view is that this is a steady debt option for investors who want moderate return consistency rather than sharp upside. The portfolio is built around short-duration debt instruments, which helps explain the relatively measured return pattern and the lower volatility profile versus equity-linked choices.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/tata-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Quick_facts\" title=\"Quick facts\">Quick facts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/tata-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Performance\" title=\"Performance\">Performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/tata-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Should_you_BUY_or_HOLD_Tata_Ultra_Short_to_Short_Term\" title=\"Should you BUY or HOLD Tata Ultra Short to Short Term?\">Should you BUY or HOLD Tata Ultra Short to Short Term?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/tata-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Peer_comparison\" title=\"Peer comparison\">Peer comparison<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/tata-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Portfolio_where_your_money_goes\" title=\"Portfolio: where your money goes\">Portfolio: where your money goes<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/tata-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Who_should_invest\" title=\"Who should invest\">Who should invest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/tata-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Tax_and_exit_load\" title=\"Tax and exit load\">Tax and exit load<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/tata-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Frequently_asked_questions\" title=\"Frequently asked questions\">Frequently asked questions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/tata-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Bottom_line\" title=\"Bottom line\">Bottom line<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/tata-ultra-short-to-short-term-fund-direct-growth-review-2026\/#Explore_mutual_funds_with_Univest\" title=\"Explore mutual funds with Univest\">Explore mutual funds with Univest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/tata-ultra-short-to-short-term-fund-direct-growth-review-2026\/#RIA_disclosure\" title=\"RIA disclosure\">RIA disclosure<\/a><\/li><\/ul><\/nav><\/div>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Quick_facts\"><\/span>Quick facts<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Particular<\/th>\n<th>Details<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>NAV<\/td>\n<td>\u20b94,365.7509 as of 09 Sep 2026<\/td>\n<\/tr>\n<tr>\n<td>AUM<\/td>\n<td>\u20b92,870 Cr<\/td>\n<\/tr>\n<tr>\n<td>Expense Ratio<\/td>\n<td>0.24%<\/td>\n<\/tr>\n<tr>\n<td>Launch Date<\/td>\n<td>01 Jan 2013<\/td>\n<\/tr>\n<tr>\n<td>Min SIP<\/td>\n<td>\u20b9500<\/td>\n<\/tr>\n<tr>\n<td>Risk Category<\/td>\n<td>Balanced Risk<\/td>\n<\/tr>\n<tr>\n<td>Benchmark<\/td>\n<td>Nifty 50<\/td>\n<\/tr>\n<tr>\n<td>Fund Category<\/td>\n<td>Debt<\/td>\n<\/tr>\n<tr>\n<td>Exit Load<\/td>\n<td>No exit load after holding period<\/td>\n<\/tr>\n<tr>\n<td>Fund Managers<\/td>\n<td>Akhil Mittal, Dhawal Joshi<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The fund is managed by Akhil Mittal and Dhawal Joshi.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 09 Sep 2026<\/small><\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Performance\"><\/span>Performance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Period<\/th>\n<th>Fund return<\/th>\n<th>Benchmark return<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1M<\/td>\n<td>0.54%<\/td>\n<td>-4.69%<\/td>\n<\/tr>\n<tr>\n<td>3M<\/td>\n<td>1.93%<\/td>\n<td>0.93%<\/td>\n<\/tr>\n<tr>\n<td>1Y<\/td>\n<td>6.6%<\/td>\n<td>-7.16%<\/td>\n<\/tr>\n<tr>\n<td>3Y<\/td>\n<td>7.36%<\/td>\n<td>6%<\/td>\n<\/tr>\n<tr>\n<td>5Y<\/td>\n<td>6.51%<\/td>\n<td>5.87%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The short-term pattern has been stable, with small month-to-month movement and a gentle upward drift. That kind of path usually suits investors who value capital preservation and smoother outcomes more than fast gains.<\/p>\n<p>The 1-month and 3-month figures show the fund holding up well even when the benchmark was uneven or negative over the same periods. That matters because it suggests the portfolio has not needed a strong market tailwind to deliver positive returns.<\/p>\n<p>Over 1 year, the fund has clearly outpaced the benchmark, while the 3-year and 5-year results remain slightly ahead as well. The gap is not dramatic, but it does show that the fund has been able to compound at a disciplined pace across both shorter and longer windows.<\/p>\n<p>For investors, the main takeaway is that recent behaviour is broadly in line with the longer trend rather than a sharp departure from it. We do not see a sudden jump in return profile; instead, the fund has continued to produce measured gains with comparatively restrained swings.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 09 Sep 2026<\/small><\/p>\n<section class=\"univest-mf-premium-cta\" style=\"margin:28px 0;padding:24px;border-radius:10px;border:1px solid #d8e3f0;background:#f7faff\">\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Should_you_BUY_or_HOLD_Tata_Ultra_Short_to_Short_Term\"><\/span>Should you BUY or HOLD Tata Ultra Short to Short Term?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A fund&#8217;s past returns alone don&#8217;t tell you whether you should buy it today or continue holding it.<\/p>\n<p>The right decision depends on factors such as your current allocation, purchase price, risk profile, investment horizon and the role this fund plays in your overall portfolio.<\/p>\n<p><strong>Already holding Tata Ultra Short to Short Term? Thinking of investing now?<\/strong><\/p>\n<p><a href=\"https:\/\/univest.in\/mutual-funds\" style=\"font-weight:700;text-decoration:none\">Get your portfolio analysed for FREE by SEBI-registered Investment Adviser (RIA) through Univest MF Premium<\/a><\/p>\n<\/section>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Peer_comparison\"><\/span>Peer comparison<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Fund<\/th>\n<th>1Y return<\/th>\n<th>3Y return<\/th>\n<th>5Y return<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/tata-ultra-short-to-short-term-fund-g-direct-plan\">Tata Ultra Short to Short Term Fund Direct Growth Plan<\/a><\/td>\n<td>6.6%<\/td>\n<td>7.36%<\/td>\n<td>6.51%<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/franklin-india-ultra-short-to-short-term-fund-g-direct-plan\">Franklin India Ultra Short to Short Term Fund Direct Growth Plan<\/a><\/td>\n<td>6.69%<\/td>\n<td>Data not available<\/td>\n<td>Data not available<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/nippon-india-ultra-short-to-short-term-fund-g-direct-plan\">Nippon India Ultra Short to Short Term Fund Direct Growth Plan<\/a><\/td>\n<td>6.66%<\/td>\n<td>7.52%<\/td>\n<td>6.75%<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/nippon-india-ultra-short-to-short-term-fund-b-direct-plan\">Nippon India Ultra Short to Short Term Fund(B)-Direct Plan<\/a><\/td>\n<td>6.66%<\/td>\n<td>7.52%<\/td>\n<td>6.75%<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/mahindra-manulife-ultra-short-to-short-term-fund-g-direct-plan\">Mahindra Manulife Ultra Short to Short Term Fund Direct Growth Plan<\/a><\/td>\n<td>6.65%<\/td>\n<td>7.54%<\/td>\n<td>6.68%<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/mirae-asset-ultra-short-to-short-term-fund-g-direct-plan\">Mirae Asset Ultra Short to Short Term Fund Direct Growth Plan<\/a><\/td>\n<td>6.63%<\/td>\n<td>7.52%<\/td>\n<td>6.62%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>This assessment is prepared by Uniapps Investment Adviser Pvt. Ltd. under SEBI Registered Investment Adviser registration INA000017639.<\/p>\n<p>The fund\u2019s 1-year return is close to the stronger peer figures, with Franklin India slightly ahead at 6.69% and Nippon India and Mahindra Manulife also marginally higher. The 3-year and 5-year numbers sit in a similar band to the available peer set, but Nippon India and Mahindra Manulife edge ahead on the longer windows. That means the current fund looks competitive on recent returns, while the longer record is solid rather than distinctly superior.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 09 Sep 2026<\/small><\/p>\n<div class=\"univest-peer-login-cta\" style=\"margin:20px 0;padding:16px 18px;border:1px solid #d8e3f0;border-radius:8px;background:#f7faff\">\n<p style=\"margin:0\"><strong>Want to know more?<\/strong> <a href=\"https:\/\/univest.in\/user\/log-in\" style=\"font-weight:700;text-decoration:none\">Log in to Univest<\/a> for more mutual fund insights.<\/p>\n<\/div>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Portfolio_where_your_money_goes\"><\/span>Portfolio: where your money goes<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Holding<\/th>\n<th>Sector<\/th>\n<th>Weight<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>** &#8211; Small Indust Devlop Bank of India &#8211; CP &#8211; 08\/09\/2026<\/td>\n<td>Commercial Paper<\/td>\n<td>5.22%<\/td>\n<\/tr>\n<tr>\n<td>** 06.92 % DLF Cyber City Developers Ltd &#8211; 28\/07\/2028<\/td>\n<td>Corporate Debt<\/td>\n<td>4.28%<\/td>\n<\/tr>\n<tr>\n<td>** 06.52 % REC Ltd &#8211; 31\/01\/2028<\/td>\n<td>Corporate Debt<\/td>\n<td>3.44%<\/td>\n<\/tr>\n<tr>\n<td>** 07.08 % Jio Credit Ltd &#8211; 26\/05\/2028<\/td>\n<td>Corporate Debt<\/td>\n<td>3.43%<\/td>\n<\/tr>\n<tr>\n<td>** &#8211; Union Bank of India &#8211; CD &#8211; 12\/03\/2027<\/td>\n<td>Certificate of Deposit<\/td>\n<td>3.36%<\/td>\n<\/tr>\n<tr>\n<td>SDL Kerala 7.80% (15\/03\/2027)<\/td>\n<td>Government Securities<\/td>\n<td>3.34%<\/td>\n<\/tr>\n<tr>\n<td>** 07.54 % Mindspace Business Parks Reit &#8211; 18\/02\/2028<\/td>\n<td>Corporate Debt<\/td>\n<td>2.61%<\/td>\n<\/tr>\n<tr>\n<td>** Treasury Bill 91 Days (05\/11\/2026)<\/td>\n<td>Treasury Bills<\/td>\n<td>2.59%<\/td>\n<\/tr>\n<tr>\n<td>** &#8211; NABARD &#8211; CD &#8211; 03\/02\/2027<\/td>\n<td>Certificate of Deposit<\/td>\n<td>2.54%<\/td>\n<\/tr>\n<tr>\n<td>** 07.69 % LIC Housing Finance Ltd &#8211; 11\/12\/2026<\/td>\n<td>Corporate Debt<\/td>\n<td>2.44%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The top 10 holdings account for approximately 33.25% of the portfolio.<\/p>\n<p>To see all holdings, visit the <a href=\"https:\/\/univest.in\/mutual-funds\/tata-ultra-short-to-short-term-fund-g-direct-plan\">Tata Ultra Short to Short Term Fund Direct Growth Plan<\/a> page<\/p>\n<p>The largest holding is 5.22%, so no single position dominates the disclosed list by itself. The drop from the first holding to the tenth is gradual rather than abrupt, which suggests the visible sleeve is spread across several issuers instead of leaning too heavily on one name.<\/p>\n<p>Even so, the top 10 account for 33.25% of the portfolio, while 57 holdings are disclosed in total. That combination points to a reasonably broad spread across the wider book, with the largest positions likely having greater influence on returns than the smaller tail, but not enough to imply a very concentrated structure.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 09 Sep 2026<\/small><\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Who_should_invest\"><\/span>Who should invest<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This fund is better suited to investors who can accept modest return variation and want a debt-oriented holding with a balanced risk tag. The 1-year, 3-year and 5-year figures show a fairly consistent compounding pattern, and the benchmark comparison suggests the fund has held up better than the market proxy across the same windows.<\/p>\n<p>Its profile works best for a medium-term horizon where stability matters more than aggressive upside. The main trade-off is that returns are likely to remain measured, so investors must be comfortable with giving up the chance of sharper equity-style gains in exchange for a smoother path.<\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Tax_and_exit_load\"><\/span>Tax and exit load<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Holding period<\/th>\n<th>Tax rate<\/th>\n<th>Description<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Units held less than 1 year<\/td>\n<td>20%<\/td>\n<td>Short-term capital gains tax<\/td>\n<\/tr>\n<tr>\n<td>Units held more than 1 year<\/td>\n<td>12.5%<\/td>\n<td>Long-term capital gains tax<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Exit load: No exit load after holding period.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 09 Sep 2026<\/small><\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Frequently_asked_questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>What is the current NAV of Tata Ultra Short to Short Term Fund Direct Growth Plan?<\/strong><br \/>The NAV is \u20b94,365.7509 as of 09 Sep 2026.<\/p>\n<p><strong>What are the fund\u2019s 1-year, 3-year and 5-year returns?<\/strong><br \/>The returns are 6.6% for 1 year, 7.36% for 3 years and 6.51% for 5 years.<\/p>\n<p><strong>How does the fund compare with its benchmark?<\/strong><br \/>It has outperformed the benchmark across the periods shown. The benchmark\u2019s 1-year return is -7.16%, while the fund\u2019s 1-year return is 6.6%.<\/p>\n<p><strong>How does the fund compare with the peer funds listed here?<\/strong><br \/>Its recent return is close to the better peer figures, while the 3-year and 5-year numbers are competitive but not clearly ahead of every comparable fund shown.<\/p>\n<p><strong>What is the minimum SIP amount?<\/strong><br \/>The minimum SIP amount is \u20b9500.<\/p>\n<p><strong>Who manages the fund and what is the exit load?<\/strong><br \/>The fund is managed by Akhil Mittal and Dhawal Joshi. There is no exit load after the holding period.<\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Bottom_line\"><\/span>Bottom line<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Tata Ultra Short to Short Term Fund Direct Growth Plan has delivered a steady pattern that looks consistent across recent and longer horizons, rather than a one-off burst of performance. It compares well with the benchmark and remains competitive against the peer funds listed here, though a few peers are slightly ahead on some longer-period figures. The Balanced Risk tag and the debt-heavy portfolio point to a relatively measured profile, with several issuers contributing rather than one dominant holding. For investors who value stability and moderate compounding, that mix may be a sensible fit.<\/p>\n<p class=\"univest-posted-at\" style=\"font-size:14px;color:#666;margin:20px 0 8px\">Published on 10 September 2026 at 1:10 PM IST<\/p>\n<section class=\"univest-login-cta\" style=\"margin:28px 0;padding:24px;border-radius:10px;background:#eef5ff;border:1px solid #cddff7;text-align:center\">\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Explore_mutual_funds_with_Univest\"><\/span>Explore mutual funds with Univest<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Review mutual fund data, compare performance and explore fund insights on Univest.<\/p>\n<p><a href=\"https:\/\/univest.in\/user\/log-in\" style=\"display:inline-block;padding:11px 20px;border-radius:6px;background:#1f4e79;color:#fff !important;text-decoration:none;font-weight:700\">Explore Univest<\/a><\/p>\n<\/section>\n<section class=\"univest-disclaimer\">\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"RIA_disclosure\"><\/span>RIA disclosure<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. This review is prepared by Uniapps Investment Adviser Pvt. Ltd. (earlier known as Uniapps Global Research Pvt. Ltd.) under SEBI Registered Investment Adviser registration INA000017639 for general informational purposes and is not personalized investment advice.<\/p>\n<\/section>\n<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"InvestmentFund\",\"name\":\"Tata Ultra Short to Short Term Fund Direct Growth Plan\",\"identifier\":\"tata-ultra-short-to-short-term-fund-g-direct-plan\",\"category\":\"Debt\",\"dateCreated\":\"01 Jan 2013\",\"isAccessibleForFree\":true,\"additionalProperty\":[{\"@type\":\"PropertyValue\",\"name\":\"NAV\",\"value\":4365.7509,\"valueReference\":\"as of 09 Sep 2026\"},{\"@type\":\"PropertyValue\",\"name\":\"AUM\",\"value\":\"2870 Cr\"},{\"@type\":\"PropertyValue\",\"name\":\"Expense Ratio\",\"value\":\"0.24\"},{\"@type\":\"PropertyValue\",\"name\":\"Benchmark\",\"value\":\"Nifty 50\"},{\"@type\":\"PropertyValue\",\"name\":\"1Y Return\",\"value\":6.6},{\"@type\":\"PropertyValue\",\"name\":\"3Y Return\",\"value\":7.36},{\"@type\":\"PropertyValue\",\"name\":\"5Y Return\",\"value\":6.51},{\"@type\":\"PropertyValue\",\"name\":\"Fund Managers\",\"value\":\"Akhil Mittal, Dhawal Joshi\"}]}<\/script><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the current NAV of Tata Ultra Short to Short Term Fund Direct Growth Plan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The NAV is \u20b94,365.7509 as of 09 Sep 2026.\"}},{\"@type\":\"Question\",\"name\":\"What are the fund\u2019s 1-year, 3-year and 5-year returns?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The returns are 6.6% for 1 year, 7.36% for 3 years and 6.51% for 5 years.\"}},{\"@type\":\"Question\",\"name\":\"How does the fund compare with its benchmark?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It has outperformed the benchmark across the periods shown. The benchmark\u2019s 1-year return is -7.16%, while the fund\u2019s 1-year return is 6.6%.\"}},{\"@type\":\"Question\",\"name\":\"How does the fund compare with the peer funds listed here?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Its recent return is close to the better peer figures, while the 3-year and 5-year numbers are competitive but not clearly ahead of every comparable fund shown.\"}},{\"@type\":\"Question\",\"name\":\"What is the minimum SIP amount?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The minimum SIP amount is \u20b9500.\"}},{\"@type\":\"Question\",\"name\":\"Who manages the fund and what is the exit load?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The fund is managed by Akhil Mittal and Dhawal Joshi. There is no exit load after the holding period.\"}}]}<\/script><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"Organization\",\"name\":\"Uniapps Investment Adviser Pvt. Ltd.\",\"description\":\"SEBI Registered Investment Adviser INA000017639\"}<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Tata Ultra Short to Short Term Fund Direct Growth Plan has a \u20b94,365.7509 NAV as of 09 Sep 2026, with 1-year, 3-year and 5-year returns of 6.6%, 7.36% and 6.51%.<\/p>\n","protected":false},"author":38,"featured_media":241027,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3841],"tags":[],"class_list":["post-241028","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mutual-funds"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["241027"],"rank_math_title":["Tata Ultra Short to Short Term Fund | NAV &amp; Returns Review"],"rank_math_description":["Tata Ultra Short to Short Term Fund Direct Growth Plan NAV is \u20b94,365.7509 and 1Y return is 6.6% as of 09 Sep 2026."],"rank_math_focus_keyword":["Tata Ultra Short to Short Term Fund Direct Growth Plan review"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/09\/Tata_Ultra_Short_to_Short_Term_Fund_Direct_Growth_Review_2026_NAV_Returns_Portfolio_Should_You_Invest_neutral.png","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/241028","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/38"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=241028"}],"version-history":[{"count":0,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/241028\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/241027"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=241028"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=241028"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=241028"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}