{"id":239671,"date":"2026-09-10T10:16:59","date_gmt":"2026-09-10T04:46:59","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=239671"},"modified":"2026-09-10T10:16:59","modified_gmt":"2026-09-10T04:46:59","slug":"banks-overseas-fund-raise-rbl-bank-of-maharashtra","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/banks-overseas-fund-raise-rbl-bank-of-maharashtra\/","title":{"rendered":"Four Banks Including RBL and Bank of Maharashtra Line Up Overseas Fund Raise"},"content":{"rendered":"<p style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:10px 16px;font-style:italic;\"><em>At least four Indian banks including RBL and Bank of Maharashtra are lining up an overseas fund raise via dollar bonds.<\/em><\/p>\n<div style=\"background:#F0F9FF;border-left:4px solid #2E7D32;border-radius:6px;padding:14px 18px;margin:18px 0;\">\n<p style=\"margin:0;color:#1F4E79;font-size:14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin:8px 0 0;\">The banks overseas fund raise involves at least four Indian lenders, including RBL Bank and Bank of Maharashtra, marketing dollar bonds abroad in their final stages, according to people familiar with the matter. This banks overseas fund raise is being driven by the need to adjust asset-liability positions after the conclusion of the FCNR(B) deposit window, with RBL Bank and Bank of Maharashtra reportedly seeking five-year funds of between 300 million and 500 million dollars each, swapping short-term loans for tenures matching their FCNR(B) deposits.<\/p>\n<\/p><\/div>\n<p>A group of Indian banks is turning to overseas debt markets to manage temporary funding mismatches created after a recent deposit scheme wound down.<\/p>\n<p>Here is what is driving this round of banks overseas fund raise and which lenders are involved.<\/p>\n<p style=\"margin-top:24px;\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/banks-overseas-fund-raise-rbl-bank-of-maharashtra\/#Which_Banks_Are_Involved\" title=\"Which Banks Are Involved\">Which Banks Are Involved<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/banks-overseas-fund-raise-rbl-bank-of-maharashtra\/#Why_Now_The_FCNRB_Connection\" title=\"Why Now: The FCNR(B) Connection\">Why Now: The FCNR(B) Connection<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/banks-overseas-fund-raise-rbl-bank-of-maharashtra\/#FAQs\" title=\"FAQs\">FAQs<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/banks-overseas-fund-raise-rbl-bank-of-maharashtra\/#Which_banks_are_part_of_this_overseas_fund_raise\" title=\"Which banks are part of this overseas fund raise?\">Which banks are part of this overseas fund raise?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/banks-overseas-fund-raise-rbl-bank-of-maharashtra\/#Why_are_these_banks_raising_funds_overseas_now\" title=\"Why are these banks raising funds overseas now?\">Why are these banks raising funds overseas now?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/banks-overseas-fund-raise-rbl-bank-of-maharashtra\/#What_tenure_of_funds_are_RBL_and_Bank_of_Maharashtra_seeking\" title=\"What tenure of funds are RBL and Bank of Maharashtra seeking?\">What tenure of funds are RBL and Bank of Maharashtra seeking?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/banks-overseas-fund-raise-rbl-bank-of-maharashtra\/#What_is_the_FCNRB_window\" title=\"What is the FCNR(B) window?\">What is the FCNR(B) window?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/banks-overseas-fund-raise-rbl-bank-of-maharashtra\/#How_does_this_fund_raise_help_banks_manage_their_balance_sheets\" title=\"How does this fund raise help banks manage their balance sheets?\">How does this fund raise help banks manage their balance sheets?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/banks-overseas-fund-raise-rbl-bank-of-maharashtra\/#Has_RBL_Bank_raised_overseas_funds_before_this_reported_deal\" title=\"Has RBL Bank raised overseas funds before this reported deal?\">Has RBL Bank raised overseas funds before this reported deal?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Which_Banks_Are_Involved\"><\/span><strong>Which Banks Are Involved<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>RBL Bank and Bank of Maharashtra are among the lenders in the final stages of marketing their dollar bonds abroad, with people familiar with the matter telling ET that at least four banks are part of this broader banks overseas fund raise effort.<\/p>\n<p style=\"margin-top:24px;\"><strong>Explore More Stocks and Market News on the Screener<\/strong><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Now_The_FCNRB_Connection\"><\/span><strong>Why Now: The FCNR(B) Connection<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The banks overseas fund raise follows the conclusion of the FCNR(B) deposit window, a concessional swap facility that had drawn large foreign currency inflows. Swapping short-term loans for tenures matching the FCNR(B) deposits will help these banks tide over temporary asset-liability mismatches, with RBL and Bank of Maharashtra reportedly seeking five-year funds of 300 million to 500 million dollars each.<\/p>\n<p style=\"margin-top:24px;\"><strong>Download the Univest iOS App or Univest Android App to track market news on the go<\/strong><\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information and may change as trading continues through the day. Please verify all data independently before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/p><\/div>\n<h2><span class=\"ez-toc-section\" id=\"FAQs\"><\/span><strong>FAQs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Which_banks_are_part_of_this_overseas_fund_raise\"><\/span><strong>Which banks are part of this overseas fund raise?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> RBL Bank and Bank of Maharashtra are among at least four banks reported to be in the final stages of a banks overseas fund raise via dollar bonds.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Why_are_these_banks_raising_funds_overseas_now\"><\/span><strong>Why are these banks raising funds overseas now?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> This banks overseas fund raise is aimed at adjusting asset-liability positions after the conclusion of the FCNR(B) deposit window.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_tenure_of_funds_are_RBL_and_Bank_of_Maharashtra_seeking\"><\/span><strong>What tenure of funds are RBL and Bank of Maharashtra seeking?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Both banks are reportedly seeking five-year funds, with amounts between 300 million and 500 million dollars each as part of the banks overseas fund raise.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_FCNRB_window\"><\/span><strong>What is the FCNR(B) window?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> It is a concessional swap facility that allowed banks to raise foreign currency non-resident deposits, which recently concluded.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_does_this_fund_raise_help_banks_manage_their_balance_sheets\"><\/span><strong>How does this fund raise help banks manage their balance sheets?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Swapping short-term loans for longer tenures matching the FCNR(B) deposits helps banks avoid temporary asset-liability mismatches.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Has_RBL_Bank_raised_overseas_funds_before_this_reported_deal\"><\/span><strong>Has RBL Bank raised overseas funds before this reported deal?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Yes, RBL Bank&#8217;s board had earlier approved a programme to raise up to 1 billion dollars from overseas investors through bond issuance, ahead of this latest banks overseas fund raise.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"Which banks are part of this overseas fund raise?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"RBL Bank and Bank of Maharashtra are among at 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closed.<\/p>\n","protected":false},"author":29,"featured_media":239669,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[],"class_list":["post-239671","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["239669"],"rank_math_title":["Banks Overseas Fund Raise: RBL, Bank of Maharashtra Lead"],"rank_math_description":["Four banks including RBL and Bank of Maharashtra are lining up an overseas fund raise via dollar bonds after the FCNR(B) window closed."],"rank_math_focus_keyword":["banks overseas fund 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