{"id":237420,"date":"2026-09-09T12:27:24","date_gmt":"2026-09-09T06:57:24","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=237420"},"modified":"2026-09-09T12:27:24","modified_gmt":"2026-09-09T06:57:24","slug":"why-usha-financial-services-share-price-fall-today-2026","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/why-usha-financial-services-share-price-fall-today-2026\/","title":{"rendered":"Usha Financial Services (USHAFIN-SM) Share Price Falls 12.56% to Rs 47"},"content":{"rendered":"<div class=\"univest-blue-summary\" style=\"border-left:4px solid #1F4E79;background:#EBF3FB;padding:12px 16px;margin:0 0 18px 0;font-style:italic;\"><em>Usha Financial Services (USHAFIN-SM)share price fell to Rs 47 today, down 12.56% from the previous close. Market cap was Rs 233.68 crore.<\/em><\/div>\n<p style=\"margin-top:0!important;\">Usha Financial Services Share Price fell to Rs 47 today, down 12.56%, taking the company\u2019s market capitalisation to Rs 233.68 crore. The stock declined Rs 6.75 from its previous close of Rs 53.75, putting this Micro Cap NBFC counter in focus during Wednesday\u2019s trade. The move stood out because the stock opened at Rs 51.4, touched a high of Rs 51.4, and later slipped to an intraday low of Rs 43.45 before trading at Rs 47.<\/p>\n<p>The supplied data confirms the price event, but it does not establish a company-specific catalyst behind today\u2019s decline. That is why attention is centred on verified numbers: the sharp single-day fall, turnover of Rs 0.11 crore, a P\/E ratio of 9.29, P\/B ratio of 0.98, ROE of 10.25%, ROCE of 13.54%, EPS of 5.78 and book value of Rs 54.68. On the available data, the price action is sharp while the valuation sits below several industry benchmarks, making the stock worth monitoring alongside sector context and peer comparison.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/why-usha-financial-services-share-price-fall-today-2026\/#Usha_Financial_Services_USHAFIN-SM_Share_Price_Today_Price_Action_Analysis\" title=\"Usha Financial Services (USHAFIN-SM) Share Price Today: Price Action Analysis\">Usha Financial Services (USHAFIN-SM) Share Price Today: Price Action Analysis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/why-usha-financial-services-share-price-fall-today-2026\/#Usha_Financial_Services_USHAFIN-SM_Fundamental_Analysis\" title=\"Usha Financial Services (USHAFIN-SM) Fundamental Analysis\">Usha Financial Services (USHAFIN-SM) Fundamental Analysis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/why-usha-financial-services-share-price-fall-today-2026\/#Sector_and_Industry_Context\" title=\"Sector and Industry Context\">Sector and Industry Context<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/why-usha-financial-services-share-price-fall-today-2026\/#Peer_Comparison\" title=\"Peer Comparison\">Peer Comparison<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/why-usha-financial-services-share-price-fall-today-2026\/#Why_Investors_Are_Watching_Usha_Financial_Services\" title=\"Why Investors Are Watching Usha Financial Services\">Why Investors Are Watching Usha Financial Services<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/why-usha-financial-services-share-price-fall-today-2026\/#About_Usha_Financial_Services\" title=\"About Usha Financial Services\">About Usha Financial Services<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/why-usha-financial-services-share-price-fall-today-2026\/#Track_Usha_Financial_Services_Share_Price_on_Univest\" title=\"Track Usha Financial Services Share Price on Univest\">Track Usha Financial Services Share Price on Univest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/why-usha-financial-services-share-price-fall-today-2026\/#Frequently_Asked_Questions\" title=\"Frequently Asked Questions\">Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/why-usha-financial-services-share-price-fall-today-2026\/#Why_did_Usha_Financial_Services_Share_Price_fall_today\" title=\"Why did Usha Financial Services Share Price fall today?\">Why did Usha Financial Services Share Price fall today?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/why-usha-financial-services-share-price-fall-today-2026\/#What_is_Usha_Financial_Services_Share_Price_Today\" title=\"What is Usha Financial Services Share Price Today?\">What is Usha Financial Services Share Price Today?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/why-usha-financial-services-share-price-fall-today-2026\/#How_much_did_Usha_Financial_Services_stock_fall_in_one_day\" title=\"How much did Usha Financial Services stock fall in one day?\">How much did Usha Financial Services stock fall in one day?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/why-usha-financial-services-share-price-fall-today-2026\/#What_does_todays_intraday_pattern_show_for_Usha_Financial_Services\" title=\"What does today\u2019s intraday pattern show for Usha Financial Services?\">What does today\u2019s intraday pattern show for Usha Financial Services?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/why-usha-financial-services-share-price-fall-today-2026\/#Is_Usha_Financial_Services_expensive_based_on_current_valuation\" title=\"Is Usha Financial Services expensive based on current valuation?\">Is Usha Financial Services expensive based on current valuation?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/why-usha-financial-services-share-price-fall-today-2026\/#What_are_the_key_fundamental_metrics_of_Usha_Financial_Services\" title=\"What are the key fundamental metrics of Usha Financial Services?\">What are the key fundamental metrics of Usha Financial Services?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/why-usha-financial-services-share-price-fall-today-2026\/#How_does_Usha_Financial_Services_compare_with_the_NBFC_industry\" title=\"How does Usha Financial Services compare with the NBFC industry?\">How does Usha Financial Services compare with the NBFC industry?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/why-usha-financial-services-share-price-fall-today-2026\/#How_does_Usha_Financial_Services_compare_with_major_NBFC_peers\" title=\"How does Usha Financial Services compare with major NBFC peers?\">How does Usha Financial Services compare with major NBFC peers?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/why-usha-financial-services-share-price-fall-today-2026\/#What_is_the_market_cap_category_of_Usha_Financial_Services\" title=\"What is the market cap category of Usha Financial Services?\">What is the market cap category of Usha Financial Services?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/why-usha-financial-services-share-price-fall-today-2026\/#What_should_investors_monitor_next_in_Usha_Financial_Services_Stock_News\" title=\"What should investors monitor next in Usha Financial Services Stock News?\">What should investors monitor next in Usha Financial Services Stock News?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Usha_Financial_Services_USHAFIN-SM_Share_Price_Today_Price_Action_Analysis\"><\/span><strong>Usha Financial Services (USHAFIN-SM) Share Price Today: Price Action Analysis<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"width:100%;border-collapse:collapse;margin:16px 0 22px 0;\">\n<thead>\n<tr>\n<th style=\"text-align:left;border:1px solid #E3E7EE;padding:10px 12px;background:#F7F9FC;\">Metric<\/th>\n<th style=\"text-align:left;border:1px solid #E3E7EE;padding:10px 12px;background:#F7F9FC;\">Value<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Current Price<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">Rs 47<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Previous Close<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">Rs 53.75<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Today&#39;s Move<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">-Rs 6.75 (-12.56%)<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Open<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">Rs 51.4<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>High<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">Rs 51.4<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Low<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">Rs 43.45<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Turnover<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">Rs 0.11 crore<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Market Capitalisation<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">Rs 233.68 crore<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Market Cap Category<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">Micro Cap<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Usha Financial Services Share Price Today reflects a clear intraday setback, with the stock moving from a previous close of Rs 53.75 to Rs 47, a fall of Rs 6.75 or 12.56%. The counter opened at Rs 51.4, which also remained the day\u2019s high, indicating that selling pressure emerged early and the stock did not reclaim its opening level. It then dropped to a day low of Rs 43.45 before recovering part of the decline.<\/p>\n<p>That pattern suggests a weak session in which the opening tone deteriorated as trading progressed, even though the stock lifted from the session low by the time it was last quoted. Turnover stood at Rs 0.11 crore, showing that the day\u2019s move happened in a relatively small cash-value setting typical of a Micro Cap company. For readers tracking the stock closely, the key takeaway is straightforward: today\u2019s decline was sharp, visible from the open-high structure, and material enough to shift attention toward valuation and business-quality metrics.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Usha_Financial_Services_USHAFIN-SM_Fundamental_Analysis\"><\/span><strong>Usha Financial Services (USHAFIN-SM) Fundamental Analysis<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"width:100%;border-collapse:collapse;margin:16px 0 22px 0;\">\n<thead>\n<tr>\n<th style=\"text-align:left;border:1px solid #E3E7EE;padding:10px 12px;background:#F7F9FC;\">Metric<\/th>\n<th style=\"text-align:left;border:1px solid #E3E7EE;padding:10px 12px;background:#F7F9FC;\">Value<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Market Capitalisation<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">Rs 233.68 crore<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>P\/E Ratio<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">9.29x<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>P\/B Ratio<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">0.98x<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>ROE<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">10.25%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>ROCE<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">13.54%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>EPS<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">Rs 5.78<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Book Value Per Share<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">Rs 54.68<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Dividend Yield<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">0%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Usha Financial Services fundamental analysis shows a mix of modest valuation and positive profitability. At a market cap of Rs 233.68 crore, the company sits in the Micro Cap bracket, which describes size rather than quality. The stock trades at a P\/E ratio of 9.29 and a P\/B ratio of 0.98, meaning the market is valuing it at slightly below its stated book value of Rs 54.68 per share while the current price is Rs 47.<\/p>\n<p>EPS stands at 5.78. ROE is 10.25% and ROCE is 13.54%, suggesting the business is generating double-digit returns on shareholder equity and capital employed, though those numbers still need sector comparison to judge relative strength. Dividend yield is 0, so the current market data does not point to a yield component in the stock\u2019s profile. For investors following Usha Financial Services Share Price, the important point is that the valuation multiples are not stretched on the supplied numbers, even as the one-day fall highlights near-term market caution.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Sector_and_Industry_Context\"><\/span><strong>Sector and Industry Context<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"width:100%;border-collapse:collapse;margin:16px 0 22px 0;\">\n<thead>\n<tr>\n<th style=\"text-align:left;border:1px solid #E3E7EE;padding:10px 12px;background:#F7F9FC;\">Metric<\/th>\n<th style=\"text-align:left;border:1px solid #E3E7EE;padding:10px 12px;background:#F7F9FC;\">Value<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Sector<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">Finance<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Industry<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">Finance &#8211; NBFC<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Benchmark Scope<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">same industry<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Company P\/E Ratio<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">9.29x<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Benchmark Median P\/E<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">20.93x<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Benchmark Average P\/E<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">49.77x<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Benchmark P\/E Range<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">0.49x to 808.14x<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Company P\/B Ratio<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">0.98x<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Benchmark Median P\/B<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">1.04x<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Benchmark Average P\/B<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">1.5x<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Company ROE<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">10.25%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Benchmark Median ROE<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">3.64%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Benchmark Average ROE<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">2.3%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Company ROCE<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">13.54%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Benchmark Median ROCE<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">6.29%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Benchmark Average ROCE<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">4.71%<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Company Market Capitalisation<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">Rs 233.68 crore<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Benchmark Median Market Cap<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">Rs 55.94 crore<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\"><strong>Benchmark Average Market Cap<\/strong><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:10px 12px;\">Rs 7,800.27 crore<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Usha Financial Services operates in the Finance sector and the Finance &#8211; NBFC industry, so the most relevant benchmark is the same-industry comparison supplied across 283 companies. On that basis, the company\u2019s valuation and return ratios look notably different from the broader pack, which helps explain why Usha Financial Services Share Price is attracting analytical interest beyond the day\u2019s move.<\/p>\n<p>The company\u2019s P\/E ratio of 9.29 is below the same-industry median of 20.93 and average of 49.77, within a range that runs from 0.49 to 808.14 across 218 companies with P\/E data. Its P\/B ratio of 0.98 is also below the industry median of 1.04 and average of 1.5, compared with a wider range of -31.66 to 17.02 across all 283 companies. On profitability, Usha Financial Services posts ROE of 10.25% versus an industry median of 3.64% and average of 2.3%, while ROCE of 13.54% is above the median of 6.29% and average of 4.71% across 282 companies each.<\/p>\n<p>Size-wise, its market capitalisation of Rs 233.68 crore is above the industry median market cap of Rs 55.94 crore but far below the average of Rs 7,800.27 crore, reflecting how large players skew the sector mean. This combination points to a smaller NBFC trading at lower valuation multiples than industry norms while still showing profitability ratios above benchmark medians.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Peer_Comparison\"><\/span><strong>Peer Comparison<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"width:100%;border-collapse:collapse;margin:16px 0 22px 0;\">\n<thead>\n<tr>\n<th style=\"text-align:left;border:1px solid #E3E7EE;padding:8px;background:#F7F9FC;\">Company<\/th>\n<th style=\"text-align:left;border:1px solid #E3E7EE;padding:8px;background:#F7F9FC;\">Symbol<\/th>\n<th style=\"text-align:left;border:1px solid #E3E7EE;padding:8px;background:#F7F9FC;\">Market Cap (Cr)<\/th>\n<th style=\"text-align:left;border:1px solid #E3E7EE;padding:8px;background:#F7F9FC;\">P\/E<\/th>\n<th style=\"text-align:left;border:1px solid #E3E7EE;padding:8px;background:#F7F9FC;\">P\/B<\/th>\n<th style=\"text-align:left;border:1px solid #E3E7EE;padding:8px;background:#F7F9FC;\">ROE (%)<\/th>\n<th style=\"text-align:left;border:1px solid #E3E7EE;padding:8px;background:#F7F9FC;\">ROCE (%)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\"><a href=\"https:\/\/univest.in\/stocks\/bajfinance\/bajaj-finance-ltd-share-price-today\" style=\"color:#0645AD;text-decoration:underline;\"><strong>Bajaj Finance<\/strong><\/a><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">BAJFINANCE<\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">6,60,075.68<\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">32.35<\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">5.53<\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">18.54<\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">10.87<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\"><a href=\"https:\/\/univest.in\/stocks\/shriramfin\/shriram-finance-ltd-share-price-today\" style=\"color:#0645AD;text-decoration:underline;\"><strong>Shriram Finance<\/strong><\/a><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">SHRIRAMFIN<\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">2,44,004.39<\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">21.41<\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">2.22<\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">16.36<\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">11.49<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\"><a href=\"https:\/\/univest.in\/stocks\/cholafin\/cholamandalam-investment-and-finance-company-ltd-share-price-today\" style=\"color:#0645AD;text-decoration:underline;\"><strong>Cholamandalam Investment and Finance Company<\/strong><\/a><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">CHOLAFIN<\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">1,56,464.89<\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">27.1<\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">4.87<\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">19.51<\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">9.7<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\"><a href=\"https:\/\/univest.in\/stocks\/jiofin\/jio-financial-services-ltd-share-price-today\" style=\"color:#0645AD;text-decoration:underline;\"><strong>JIO Financial Services<\/strong><\/a><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">JIOFIN<\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">1,54,975.73<\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">74.61<\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">1.11<\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">1.23<\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">2.11<\/td>\n<\/tr>\n<tr>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\"><a href=\"https:\/\/univest.in\/stocks\/bajajhldng\/bajaj-holdings-and-investment-ltd-share-price-today\" style=\"color:#0645AD;text-decoration:underline;\"><strong>Bajaj Holdings &amp; Investment<\/strong><\/a><\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">BAJAJHLDNG<\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">1,23,159.07<\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">13.89<\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">1.67<\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">14.41<\/td>\n<td style=\"border:1px solid #E3E7EE;padding:8px;\">14.81<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Against major listed Finance &#8211; NBFC peers, Usha Financial Services remains much smaller in market value, but its relative valuation is lower than every peer in the supplied comparison set. That contrast is central to any stock analysis because it shows the market is assigning a very different scale and pricing profile to the company versus established NBFC names.<\/p>\n<p>Usha Financial Services trades at 9.29 times earnings, below Bajaj Finance at 32.35, Shriram Finance at 21.41, Cholamandalam Investment and Finance Company at 27.1, JIO Financial Services at 74.61 and Bajaj Holdings &amp; Investment at 13.89. Its P\/B ratio of 0.98 is also below Bajaj Finance\u2019s 5.53, Shriram Finance\u2019s 2.22, Cholamandalam\u2019s 4.87 and Bajaj Holdings\u2019 1.67, while remaining slightly below JIO Financial Services at 1.11.<\/p>\n<p>On returns, the comparison is more mixed. Usha Financial Services ROE of 10.25% trails Bajaj Finance at 18.54, Shriram Finance at 16.36, Cholamandalam at 19.51 and Bajaj Holdings at 14.41, but exceeds JIO Financial Services at 1.23. Its ROCE of 13.54% is stronger than Bajaj Finance\u2019s 10.87, Shriram Finance\u2019s 11.49, Cholamandalam\u2019s 9.7 and JIO Financial Services\u2019 2.11, though below Bajaj Holdings at 14.81. This suggests the stock\u2019s lower valuation comes with smaller scale and return trade-offs rather than a single simple explanation.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Investors_Are_Watching_Usha_Financial_Services\"><\/span><strong>Why Investors Are Watching Usha Financial Services<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li>The stock fell 12.56% in a single session, from Rs 53.75 to Rs 47.<\/li>\n<li>Intraday price action was weak, with the open and high both at Rs 51.4 and the low at Rs 43.45.<\/li>\n<li>Its P\/E of 9.29 and P\/B of 0.98 sit below same-industry medians.<\/li>\n<li>ROE of 10.25% and ROCE of 13.54% are above industry medians of 3.64% and 6.29%.<\/li>\n<li>The company is a Micro Cap NBFC with Rs 233.68 crore market capitalisation, making sharp price moves closely watched.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"About_Usha_Financial_Services\"><\/span><strong>About Usha Financial Services<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Usha Financial Services is part of the Finance sector and operates within the Finance &#8211; NBFC industry. Based on the supplied classification, the company belongs to the non-banking financial services space, where investors often compare businesses on valuation multiples, return ratios and market capitalisation rather than on a single headline price move. In the current market context, Usha Financial Services Share Price is being assessed against a wide industry universe of 283 same-industry companies, ranging from very small firms to large financial franchises. That makes sector benchmarking especially relevant when reviewing today\u2019s price action.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Track_Usha_Financial_Services_Share_Price_on_Univest\"><\/span><strong>Track Usha Financial Services Share Price on Univest<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Use<a href=\"https:\/\/univest.in\/screeners\/top-decliners\">Univest top decliners screener<\/a>,<a href=\"https:\/\/univest.in\/blogs\">Univest market blogs<\/a>to review live stock data, top decliners and related market analysis.<\/p>\n<p>On Univest, investors can track Usha Financial Services Share Price with live price updates, historical price action, fundamental ratios and broader market context. The platform also helps users follow peer comparison, sector benchmarks, shareholding pattern when available, 52-week levels and other stock insights in one place. For readers looking up Usha Financial Services Share Price Today or related stock news, Univest brings the key numbers together in a format built for regular monitoring rather than one-day reactions.<\/p>\n<div style=\"background:#CC0000;border-radius:8px;padding:16px 20px;margin:24px 0;\">\n<p style=\"color:#FFFFFF;font-size:13px;line-height:1.7;margin:0;\"><strong style=\"color:#FFFFFF;\">Disclaimer:<\/strong>&nbsp;Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><strong>Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Why_did_Usha_Financial_Services_Share_Price_fall_today\"><\/span><strong>Why did Usha Financial Services Share Price fall today?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong>&nbsp;Usha Financial Services Share Price fell 12.56% to Rs 47 from the previous close of Rs 53.75. The supplied data confirms the price decline, but it does not establish any company-specific catalyst behind today\u2019s move.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_Usha_Financial_Services_Share_Price_Today\"><\/span><strong>What is Usha Financial Services Share Price Today?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong>&nbsp;Usha Financial Services Share Price Today is Rs 47 at the supplied timestamp. The stock opened at Rs 51.4, touched a high of Rs 51.4, fell to Rs 43.45 intraday, and remained below the previous close.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_much_did_Usha_Financial_Services_stock_fall_in_one_day\"><\/span><strong>How much did Usha Financial Services stock fall in one day?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong>&nbsp;The stock declined by Rs 6.75 in absolute terms and 12.56% in percentage terms during the session. That drop took Usha Financial Services from Rs 53.75 at the previous close to Rs 47 today.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_does_todays_intraday_pattern_show_for_Usha_Financial_Services\"><\/span><strong>What does today\u2019s intraday pattern show for Usha Financial Services?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong>&nbsp;The stock opened at Rs 51.4, which also marked the session high, and then slipped to Rs 43.45 before recovering to Rs 47. This open-high structure indicates the session weakened after the market opened.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Usha_Financial_Services_expensive_based_on_current_valuation\"><\/span><strong>Is Usha Financial Services expensive based on current valuation?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong>&nbsp;On supplied data, the company trades at a P\/E of 9.29 and P\/B of 0.98. Both are below the same-industry median values of 20.93 and 1.04, respectively, within the Finance &#8211; NBFC benchmark set.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_key_fundamental_metrics_of_Usha_Financial_Services\"><\/span><strong>What are the key fundamental metrics of Usha Financial Services?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong>&nbsp;The key supplied metrics are market capitalisation of Rs 233.68 crore, P\/E of 9.29, P\/B of 0.98, ROE of 10.25%, ROCE of 13.54%, EPS of 5.78, book value of Rs 54.68 and dividend yield of 0.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_does_Usha_Financial_Services_compare_with_the_NBFC_industry\"><\/span><strong>How does Usha Financial Services compare with the NBFC industry?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong>&nbsp;Its P\/E of 9.29 is below the industry median of 20.93, while ROE of 10.25% and ROCE of 13.54% are above medians of 3.64% and 6.29%. That creates a lower-valuation, above-median-return profile in supplied data.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_does_Usha_Financial_Services_compare_with_major_NBFC_peers\"><\/span><strong>How does Usha Financial Services compare with major NBFC peers?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong>&nbsp;Usha Financial Services has a lower P\/E than Bajaj Finance, Shriram Finance, Cholamandalam, JIO Financial Services and Bajaj Holdings. Its ROCE of 13.54% is higher than four of those peers, but lower than Bajaj Holdings.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_market_cap_category_of_Usha_Financial_Services\"><\/span><strong>What is the market cap category of Usha Financial Services?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong>&nbsp;Usha Financial Services is classified as a Micro Cap company with a market capitalisation of Rs 233.68 crore. That indicates company size and helps frame how investors compare it with much larger listed NBFC peers.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_should_investors_monitor_next_in_Usha_Financial_Services_Stock_News\"><\/span><strong>What should investors monitor next in Usha Financial Services Stock News?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong>&nbsp;Investors can monitor whether Usha Financial Services Share Price stabilises after today\u2019s 12.56% fall, while also tracking valuation ratios, return metrics, sector benchmark positioning and subsequent company disclosures on Univest and official exchange filings.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Usha Financial Services Share Price falls to Rs 47. marking a 12.56% fall today. Market cap stands at Rs 233.68 crore.<\/p>\n","protected":false},"author":29,"featured_media":237419,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[],"class_list":["post-237420","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["237419"],"rank_math_title":["Usha Financial Services Share Price Falls to Rs 47 Today"],"rank_math_description":["Usha Financial Services Share Price fell 12.56% to Rs 47. 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