{"id":231736,"date":"2026-09-04T14:20:24","date_gmt":"2026-09-04T08:50:24","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=231736"},"modified":"2026-09-04T14:20:28","modified_gmt":"2026-09-04T08:50:28","slug":"is-ujjivan-small-finance-bank-a-good-buy-after-q1-fy27-results","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/is-ujjivan-small-finance-bank-a-good-buy-after-q1-fy27-results\/","title":{"rendered":"Is Ujjivan Small Finance Bank a Good Buy After Its Q1 FY27 Results?"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>Ujjivan Small Finance Bank share price around Rs 64. 13.2% below 52-week high of Rs 74. Q1 FY27 revenue Rs 2,281 crore, up 22.1% YoY. PAT Rs 317 crore, up 206.7%. PE 14x.<\/em><\/p>\n<div style=\"background: #F0F9FF; border-left: 4px solid #2E7D32; border-radius: 6px; padding: 14px 18px; margin: 18px 0;\">\n<p style=\"margin: 0; color: #1f4e79; font-size: 14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin: 8px 0 0;\">Ujjivan Small Finance Bank&#8217;s Q1 FY27 results were strong, with revenue at Rs 2,281 crore and PAT climbing 207% to Rs 317 crore. The Ujjivan Small Finance Bank share price near Rs 64 reflects that optimism, so investors weighing whether Ujjivan Small Finance Bank is a good buy today should focus on whether this pace of growth can be sustained rather than just this quarter&#8217;s print.<\/p>\n<\/div>\n<p>The Ujjivan Small Finance Bank share price has been under the spotlight this results season after the company reported its first-quarter numbers for FY27. Ujjivan Small Finance Bank is a small finance bank focused on microfinance and affordable housing loans, and its Q1 FY27 print, for the quarter ended June 30, 2026, gives investors a fresh data point to test whether the stock still deserves a place in a portfolio at current levels.<\/p>\n<p>Revenue for the quarter came in at Rs 2,281 crore, up 22.1% year on year, while profit after tax came in at Rs 317 crore, up 206.7% from a year earlier. That combination of numbers is exactly what this article breaks down, along with what it means for the Ujjivan Small Finance Bank share price from here.<\/p>\n<p>This piece works through the quarter&#8217;s financial highlights, the business factors behind the numbers, where the Ujjivan Small Finance Bank share price stands against its 52-week range and valuation multiples, and the key risks worth watching before treating this as a buy, hold or a stock to avoid for now.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=ujjivan-small-finance-bank_q1fy27\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/is-ujjivan-small-finance-bank-a-good-buy-after-q1-fy27-results\/#Ujjivan_Small_Finance_Bank_Q1_FY27_Financial_Highlights\" title=\"Ujjivan Small Finance Bank Q1 FY27 Financial Highlights\">Ujjivan Small Finance Bank Q1 FY27 Financial Highlights<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/is-ujjivan-small-finance-bank-a-good-buy-after-q1-fy27-results\/#Ujjivan_Small_Finance_Bank_Q1_FY27_Performance_Analysis\" title=\"Ujjivan Small Finance Bank Q1 FY27 Performance Analysis\">Ujjivan Small Finance Bank Q1 FY27 Performance Analysis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/is-ujjivan-small-finance-bank-a-good-buy-after-q1-fy27-results\/#Key_Business_Factors_in_Q1_FY27\" title=\"Key Business Factors in Q1 FY27\">Key Business Factors in Q1 FY27<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/is-ujjivan-small-finance-bank-a-good-buy-after-q1-fy27-results\/#Revenue_Trend\" title=\"Revenue Trend\">Revenue Trend<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/is-ujjivan-small-finance-bank-a-good-buy-after-q1-fy27-results\/#Profitability_Trend\" title=\"Profitability Trend\">Profitability Trend<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/is-ujjivan-small-finance-bank-a-good-buy-after-q1-fy27-results\/#Balance_Sheet_Position\" title=\"Balance Sheet Position\">Balance Sheet Position<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/is-ujjivan-small-finance-bank-a-good-buy-after-q1-fy27-results\/#Valuation_Context\" title=\"Valuation Context\">Valuation Context<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/is-ujjivan-small-finance-bank-a-good-buy-after-q1-fy27-results\/#Dividend_Details\" title=\"Dividend Details\">Dividend Details<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/is-ujjivan-small-finance-bank-a-good-buy-after-q1-fy27-results\/#Ujjivan_Small_Finance_Bank_Share_Price_Outlook_for_FY27\" title=\"Ujjivan Small Finance Bank Share Price Outlook for FY27\">Ujjivan Small Finance Bank Share Price Outlook for FY27<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/is-ujjivan-small-finance-bank-a-good-buy-after-q1-fy27-results\/#Ujjivan_Small_Finance_Bank_Stock_Performance\" title=\"Ujjivan Small Finance Bank Stock Performance\">Ujjivan Small Finance Bank Stock Performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/is-ujjivan-small-finance-bank-a-good-buy-after-q1-fy27-results\/#Key_Risks\" title=\"Key Risks\">Key Risks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/is-ujjivan-small-finance-bank-a-good-buy-after-q1-fy27-results\/#Sector_and_Demand_Risk\" title=\"Sector and Demand Risk\">Sector and Demand Risk<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/is-ujjivan-small-finance-bank-a-good-buy-after-q1-fy27-results\/#Execution_Risk\" title=\"Execution Risk\">Execution Risk<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/is-ujjivan-small-finance-bank-a-good-buy-after-q1-fy27-results\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/is-ujjivan-small-finance-bank-a-good-buy-after-q1-fy27-results\/#Frequently_Asked_Questions_on_Ujjivan_Small_Finance_Bank_Q1_FY27_Results\" title=\"Frequently Asked Questions on Ujjivan Small Finance Bank Q1 FY27 Results\">Frequently Asked Questions on Ujjivan Small Finance Bank Q1 FY27 Results<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/is-ujjivan-small-finance-bank-a-good-buy-after-q1-fy27-results\/#What_were_Ujjivan_Small_Finance_Banks_Q1_FY27_results\" title=\"What were Ujjivan Small Finance Bank&#8217;s Q1 FY27 results?\">What were Ujjivan Small Finance Bank&#8217;s Q1 FY27 results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/is-ujjivan-small-finance-bank-a-good-buy-after-q1-fy27-results\/#Is_Ujjivan_Small_Finance_Bank_a_good_buy_after_its_Q1_FY27_results\" title=\"Is Ujjivan Small Finance Bank a good buy after its Q1 FY27 results?\">Is Ujjivan Small Finance Bank a good buy after its Q1 FY27 results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/is-ujjivan-small-finance-bank-a-good-buy-after-q1-fy27-results\/#What_is_the_Ujjivan_Small_Finance_Bank_share_price_today\" title=\"What is the Ujjivan Small Finance Bank share price today?\">What is the Ujjivan Small Finance Bank share price today?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/is-ujjivan-small-finance-bank-a-good-buy-after-q1-fy27-results\/#What_is_Ujjivan_Small_Finance_Banks_revenue_and_profit_for_Q1_FY27\" title=\"What is Ujjivan Small Finance Bank&#8217;s revenue and profit for Q1 FY27?\">What is Ujjivan Small Finance Bank&#8217;s revenue and profit for Q1 FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/univest.in\/blogs-2\/is-ujjivan-small-finance-bank-a-good-buy-after-q1-fy27-results\/#Did_Ujjivan_Small_Finance_Bank_declare_a_dividend_with_its_Q1_FY27_results\" title=\"Did Ujjivan Small Finance Bank declare a dividend with its Q1 FY27 results?\">Did Ujjivan Small Finance Bank declare a dividend with its Q1 FY27 results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/univest.in\/blogs-2\/is-ujjivan-small-finance-bank-a-good-buy-after-q1-fy27-results\/#What_is_Ujjivan_Small_Finance_Banks_PE_ratio_and_is_it_expensive\" title=\"What is Ujjivan Small Finance Bank&#8217;s PE ratio and is it expensive?\">What is Ujjivan Small Finance Bank&#8217;s PE ratio and is it expensive?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/univest.in\/blogs-2\/is-ujjivan-small-finance-bank-a-good-buy-after-q1-fy27-results\/#What_are_the_key_risks_for_Ujjivan_Small_Finance_Bank_investors_right_now\" title=\"What are the key risks for Ujjivan Small Finance Bank investors right now?\">What are the key risks for Ujjivan Small Finance Bank investors right now?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/univest.in\/blogs-2\/is-ujjivan-small-finance-bank-a-good-buy-after-q1-fy27-results\/#What_is_Ujjivan_Small_Finance_Banks_promoter_shareholding\" title=\"What is Ujjivan Small Finance Bank&#8217;s promoter shareholding?\">What is Ujjivan Small Finance Bank&#8217;s promoter shareholding?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Ujjivan_Small_Finance_Bank_Q1_FY27_Financial_Highlights\"><\/span><strong>Ujjivan Small Finance Bank Q1 FY27 Financial Highlights<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"width: 100%; border-collapse: collapse;\">\n<thead>\n<tr style=\"background: #F0F0F0;\">\n<th style=\"border: 1px solid #BBBBBB; padding: 8px;\">Metric<\/th>\n<th style=\"border: 1px solid #BBBBBB; padding: 8px;\">Q1 FY27<\/th>\n<th style=\"border: 1px solid #BBBBBB; padding: 8px;\">Q1 FY26<\/th>\n<th style=\"border: 1px solid #BBBBBB; padding: 8px;\">YoY Change<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border: 1px solid #BBBBBB; padding: 8px;\">Revenue<\/td>\n<td style=\"border: 1px solid #BBBBBB; padding: 8px;\">Rs 2,281 crore<\/td>\n<td style=\"border: 1px solid #BBBBBB; padding: 8px;\">Rs 1,868 crore<\/td>\n<td style=\"border: 1px solid #BBBBBB; padding: 8px;\">22.1%<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #BBBBBB; padding: 8px;\">Net Profit \/ (Loss)<\/td>\n<td style=\"border: 1px solid #BBBBBB; padding: 8px;\">Rs 317 crore<\/td>\n<td style=\"border: 1px solid #BBBBBB; padding: 8px;\">Rs 103 crore<\/td>\n<td style=\"border: 1px solid #BBBBBB; padding: 8px;\">206.7%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"Ujjivan_Small_Finance_Bank_Q1_FY27_Performance_Analysis\"><\/span><strong>Ujjivan Small Finance Bank Q1 FY27 Performance Analysis<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check Ujjivan Small Finance Bank Fundamentals on Univest Screener<\/strong><\/a><\/p>\n<p>Revenue growth of 22.1% for the quarter came from steady demand across the company&#8217;s core business, keeping the topline trend intact for the small finance banking sector.<\/p>\n<p>The bigger story is on profitability. PAT grew 207% to Rs 317 crore, comfortably ahead of revenue growth, which points to margin expansion or a favourable base effect. This is the kind of quarter that supports the premium the Ujjivan Small Finance Bank share price already commands, though investors should check whether the growth is repeatable or was helped by one-off factors.<\/p>\n<p>On a sequential basis, revenue moved up 4.4% sequentially from Rs 2,185 crore in the March 2026 quarter and net profit moved up 12.3% sequentially from Rs 282 crore in the prior quarter, giving a fuller picture of the trend behind the Ujjivan Small Finance Bank share price than the year on year comparison alone.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Business_Factors_in_Q1_FY27\"><\/span><strong>Key Business Factors in Q1 FY27<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Revenue_Trend\"><\/span><strong>Revenue Trend<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Ujjivan Small Finance Bank&#8217;s revenue grew 22.1% year on year this quarter, taking the quarterly base to Rs 2,281 crore in a small finance banking business that remains sensitive to demand and pricing cycles that ultimately feed through to the Ujjivan Small Finance Bank share price.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Profitability_Trend\"><\/span><strong>Profitability Trend<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Profit before tax came in at NA for the quarter, a figure worth tracking alongside the headline PAT number for a fuller picture of the quarter.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Balance_Sheet_Position\"><\/span><strong>Balance Sheet Position<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Ujjivan Small Finance Bank&#8217;s balance sheet metrics were not fully available for this quarter and should be checked against the company&#8217;s official filings before making an investment decision.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Valuation_Context\"><\/span><strong>Valuation Context<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Ujjivan Small Finance Bank does not carry a meaningful PE multiple this quarter given its current earnings, so investors should lean on revenue and book value trends instead of the price-to-earnings ratio when assessing the Ujjivan Small Finance Bank share price.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Dividend_Details\"><\/span><strong>Dividend Details<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>No interim dividend was declared alongside Ujjivan Small Finance Bank&#8217;s Q1 FY27 results. The stock has not paid a meaningful dividend in the trailing twelve months. Investors tracking the Ujjivan Small Finance Bank share price for income should watch the company&#8217;s announcements around its next annual results for any dividend decision.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Ujjivan_Small_Finance_Bank_Share_Price_Outlook_for_FY27\"><\/span><strong>Ujjivan Small Finance Bank Share Price Outlook for FY27<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Q1 FY27 print sets a reasonably high bar for the rest of the year. If Ujjivan Small Finance Bank can sustain this pace of revenue and profit growth, the current valuation gets easier to justify. The main swing factor is whether this quarter&#8217;s momentum reflects a durable trend or a favourable one-off, something the next two quarters should clarify.<\/p>\n<p>For the Ujjivan Small Finance Bank share price to hold its current premium through FY27, the company will likely need to keep posting growth at or near this quarter&#8217;s pace, since any slowdown would put pressure on a stock priced for continued strength.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Ujjivan_Small_Finance_Bank_Stock_Performance\"><\/span><strong>Ujjivan Small Finance Bank Stock Performance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track Ujjivan Small Finance Bank&#8217;s live share price and get daily stock updates.<\/em><\/p>\n<p>The Ujjivan Small Finance Bank share price was trading around Rs 64 as results season played out in late August 2026, roughly 13.2% below its 52-week high of Rs 74 and well above its 52-week low of Rs 42.<\/p>\n<p>The Ujjivan Small Finance Bank share price has room to re-rate further if the growth shown this quarter continues, though much of the good news may already be reflected in the stock near current levels.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks\"><\/span><strong>Key Risks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Sector_and_Demand_Risk\"><\/span><strong>Sector and Demand Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>As a small finance banking business, Ujjivan Small Finance Bank&#8217;s results remain tied to sector-specific demand, pricing and regulatory cycles that can shift from quarter to quarter and move the Ujjivan Small Finance Bank share price well before the next result.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Execution_Risk\"><\/span><strong>Execution Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Sustaining this quarter&#8217;s trend into the rest of FY27 depends on management execution on costs, pricing and demand, none of which are guaranteed.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Ujjivan Small Finance Bank&#8217;s Q1 FY27 results were genuinely strong, with revenue at Rs 2,281 crore and PAT up 207% to Rs 317 crore. That said, at a PE of 13.5x, the Ujjivan Small Finance Bank share price is not inexpensive, so this looks like a quality business trading at a full price rather than a bargain. Existing investors have little to worry about from this print, while new investors asking whether Ujjivan Small Finance Bank is a good buy should weigh the strong quarter against the valuation before adding at current levels.<\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_on_Ujjivan_Small_Finance_Bank_Q1_FY27_Results\"><\/span><strong>Frequently Asked Questions on Ujjivan Small Finance Bank Q1 FY27 Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_were_Ujjivan_Small_Finance_Banks_Q1_FY27_results\"><\/span><strong>What were Ujjivan Small Finance Bank&#8217;s Q1 FY27 results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Ujjivan Small Finance Bank reported Q1 FY27 revenue of Rs 2,281 crore, up 22.1% year on year, and PAT of Rs 317 crore, up 206.7% year on year.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Ujjivan_Small_Finance_Bank_a_good_buy_after_its_Q1_FY27_results\"><\/span><strong>Is Ujjivan Small Finance Bank a good buy after its Q1 FY27 results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Ujjivan Small Finance Bank&#8217;s core numbers improved this quarter, though at a PE of 13.5x the stock is not inexpensive, so this suits investors comfortable paying up for quality. Investors should form their own view based on their own risk appetite and time horizon.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_Ujjivan_Small_Finance_Bank_share_price_today\"><\/span><strong>What is the Ujjivan Small Finance Bank share price today?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The Ujjivan Small Finance Bank share price was trading around Rs 64 in late August 2026, about 13.2% below its 52-week high of Rs 74 and well above its 52-week low of Rs 42.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_Ujjivan_Small_Finance_Banks_revenue_and_profit_for_Q1_FY27\"><\/span><strong>What is Ujjivan Small Finance Bank&#8217;s revenue and profit for Q1 FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Ujjivan Small Finance Bank reported revenue of Rs 2,281 crore and a net profit of Rs 317 crore for the quarter ended June 30, 2026.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Did_Ujjivan_Small_Finance_Bank_declare_a_dividend_with_its_Q1_FY27_results\"><\/span><strong>Did Ujjivan Small Finance Bank declare a dividend with its Q1 FY27 results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> No interim dividend was declared alongside Ujjivan Small Finance Bank&#8217;s Q1 FY27 results. Investors should track the company&#8217;s next annual results for any dividend announcement.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_Ujjivan_Small_Finance_Banks_PE_ratio_and_is_it_expensive\"><\/span><strong>What is Ujjivan Small Finance Bank&#8217;s PE ratio and is it expensive?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The Ujjivan Small Finance Bank share price trades at a trailing PE of 13.5x. Investors should compare this with the company&#8217;s growth rate before judging value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_key_risks_for_Ujjivan_Small_Finance_Bank_investors_right_now\"><\/span><strong>What are the key risks for Ujjivan Small Finance Bank investors right now?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> As a small finance banking business, Ujjivan Small Finance Bank&#8217;s results remain tied to sector-specific demand, pricing and regulatory cycles that can shift from quarter to quarter and move the Ujjivan Small Finance Bank share price well before the next result. Sustaining this quarter&#8217;s trend into the rest of FY27 depends on management execution on costs, pricing and demand, none of which are guaranteed.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_Ujjivan_Small_Finance_Banks_promoter_shareholding\"><\/span><strong>What is Ujjivan Small Finance Bank&#8217;s promoter shareholding?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Promoter shareholding data for Ujjivan Small Finance Bank was not fully available for this quarter and should be checked on the company&#8217;s official filings.<\/p>\n<div class=\"faq-schema\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Ujjivan Small Finance Bank Q1 FY27: revenue Rs 2,281 crore, PAT Rs 317 crore. Full results breakdown and whether the stock is a buy at current levels.<\/p>\n","protected":false},"author":36,"featured_media":231734,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[3802],"class_list":["post-231736","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market","tag-news"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["231734"],"_edit_lock":["1788511831:36"],"_last_editor_used_jetpack":["block-editor"],"rank_math_primary_category":["24"],"rank_math_seo_score":["70"],"rank_math_title":["Ujjivan Small Finance Bank share price: Good Buy After Q1 FY27 Results?"],"rank_math_description":["Ujjivan Small Finance Bank Q1 FY27 results: PAT up 207% to Rs 317 crore, revenue at Rs 2,281 crore. 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