{"id":229521,"date":"2026-09-03T14:57:35","date_gmt":"2026-09-03T09:27:35","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=229521"},"modified":"2026-09-03T14:57:37","modified_gmt":"2026-09-03T09:27:37","slug":"paisalo-digital-share-price-buy-hold-or-sell","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-buy-hold-or-sell\/","title":{"rendered":"Paisalo Digital: Should You Buy, Hold, or Sell Right Now?"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>Paisalo Digital share price Rs 66.82 (NSE), roughly flat today. 52-week range Rs 30 to Rs 77.39. Q1 FY27 profit up 30% YoY to Rs 61.31 crore.<\/em><\/p>\n<div style=\"background: #F0F9FF; border-left: 4px solid #2E7D32; border-radius: 6px; padding: 14px 18px; margin: 18px 0;\">\n<p style=\"margin: 0; color: #1f4e79; font-size: 14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin: 8px 0 0;\">Paisalo Digital Ltd share price is trading around Rs 67, roughly 14 percent below its 52-week high of Rs 77.39 but more than double its 52-week low of Rs 30. Q1 FY27 revenue grew 19 percent year on year to Rs 260.29 crore, with net profit up 30 percent to Rs 61.31 crore, continuing steady growth for this rural and MSME-focused NBFC. The stock trades at 24.2 times earnings, a premium to the broader financial services sector average near 19 times. Growth-focused investors may see the current level as reasonable given the consistent execution, while others may want to watch the company&#8217;s leverage levels.<\/p>\n<\/div>\n<p><a href=\"https:\/\/univest.in\/user\/stocks\/paisalo\/paisalo-digital-ltd-share-price-today\">Paisalo Digital<\/a> share price has pulled back modestly from its 52-week high of Rs 77.39, and Paisalo Digital share price now trades near Rs 67 on the NSE, more than double its 52-week low of Rs 30. With steady growth in Q1 FY27, investors are asking whether this rural and MSME lending NBFC is a stock to buy at the current level, a hold, or a sell given the premium valuation.<\/p>\n<p>This Paisalo Digital stock analysis walks through the Q1 FY27 numbers, valuation against the financial services sector, shareholding pattern and the technical setup, using figures sourced from company disclosures and public filings.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=paisalo_bhs\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-buy-hold-or-sell\/#About_Paisalo_Digital\" title=\"About Paisalo Digital\">About Paisalo Digital<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-buy-hold-or-sell\/#Paisalo_Digital_Share_Price_Today_Key_Levels\" title=\"Paisalo Digital Share Price Today: Key Levels\">Paisalo Digital Share Price Today: Key Levels<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-buy-hold-or-sell\/#Paisalo_Digital_Financial_Performance\" title=\"Paisalo Digital Financial Performance\">Paisalo Digital Financial Performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-buy-hold-or-sell\/#Valuation_Check_Is_Paisalo_Digital_Share_Price_Expensive\" title=\"Valuation Check: Is Paisalo Digital Share Price Expensive?\">Valuation Check: Is Paisalo Digital Share Price Expensive?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-buy-hold-or-sell\/#Technical_Signals_What_the_Chart_Shows\" title=\"Technical Signals: What the Chart Shows\">Technical Signals: What the Chart Shows<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-buy-hold-or-sell\/#Shareholding_Pattern\" title=\"Shareholding Pattern\">Shareholding Pattern<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-buy-hold-or-sell\/#Why_Investors_Are_Watching_Paisalo_Digital\" title=\"Why Investors Are Watching Paisalo Digital\">Why Investors Are Watching Paisalo Digital<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-buy-hold-or-sell\/#Risks_and_Factors_to_Watch\" title=\"Risks and Factors to Watch\">Risks and Factors to Watch<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-buy-hold-or-sell\/#Paisalo_Digital_Share_Price_Target_What_the_Data_Suggests\" title=\"Paisalo Digital Share Price Target: What the Data Suggests\">Paisalo Digital Share Price Target: What the Data Suggests<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-buy-hold-or-sell\/#Paisalo_Digital_Should_You_Buy_Hold_or_Sell_Right_Now\" title=\"Paisalo Digital: Should You Buy, Hold, or Sell Right Now?\">Paisalo Digital: Should You Buy, Hold, or Sell Right Now?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-buy-hold-or-sell\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-buy-hold-or-sell\/#Q1_Is_Paisalo_Digital_a_good_stock_to_buy_right_now\" title=\"Q1. Is Paisalo Digital a good stock to buy right now?\">Q1. Is Paisalo Digital a good stock to buy right now?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-buy-hold-or-sell\/#Q2_What_is_the_Paisalo_Digital_share_price_today\" title=\"Q2. What is the Paisalo Digital share price today?\">Q2. What is the Paisalo Digital share price today?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-buy-hold-or-sell\/#Q3_What_is_the_Paisalo_Digital_share_price_target\" title=\"Q3. What is the Paisalo Digital share price target?\">Q3. What is the Paisalo Digital share price target?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-buy-hold-or-sell\/#Q4_What_does_Paisalo_Digital_do\" title=\"Q4. What does Paisalo Digital do?\">Q4. What does Paisalo Digital do?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-buy-hold-or-sell\/#Q5_What_is_Paisalo_Digitals_market_capitalisation_and_PE_ratio\" title=\"Q5. What is Paisalo Digital&#8217;s market capitalisation and PE ratio?\">Q5. What is Paisalo Digital&#8217;s market capitalisation and PE ratio?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/paisalo-digital-share-price-buy-hold-or-sell\/#Q6_What_are_the_key_risks_in_Paisalo_Digital_stock\" title=\"Q6. What are the key risks in Paisalo Digital stock?\">Q6. What are the key risks in Paisalo Digital stock?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"About_Paisalo_Digital\"><\/span><strong>About Paisalo Digital<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Before deciding on Paisalo Digital share price, it helps to understand the underlying business. Paisalo Digital Ltd. is a non-banking financial company focused on providing loans to micro, small and medium enterprises (MSMEs) and individuals in rural and semi-urban India, often through a co-lending and business correspondent model with partner banks and financial institutions.<\/p>\n<p>As a rural and MSME-focused NBFC, Paisalo Digital&#8217;s growth is tied to continued demand for formal credit in underserved markets, with the company&#8217;s co-lending partnerships providing a capital-efficient way to scale its loan book.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Paisalo_Digital_Share_Price_Today_Key_Levels\"><\/span><strong>Paisalo Digital Share Price Today: Key Levels<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The table below summarises where Paisalo Digital share price stands right now against its recent trading range and market value.<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\" border=\"1\" cellspacing=\"0\" cellpadding=\"6\">\n<tbody>\n<tr>\n<th>Metric<\/th>\n<th>Value<\/th>\n<\/tr>\n<tr>\n<td>Paisalo Digital CMP (NSE)<\/td>\n<td>Rs 66.82<\/td>\n<\/tr>\n<tr>\n<td>Paisalo Digital CMP (BSE)<\/td>\n<td>Rs 66.84<\/td>\n<\/tr>\n<tr>\n<td>52-Week High<\/td>\n<td>Rs 77.39<\/td>\n<\/tr>\n<tr>\n<td>52-Week Low<\/td>\n<td>Rs 30.00<\/td>\n<\/tr>\n<tr>\n<td>Market Capitalisation<\/td>\n<td>Approximately Rs 6,075 crore<\/td>\n<\/tr>\n<tr>\n<td>NSE Volume (latest session)<\/td>\n<td>10,56,710 shares<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Paisalo Digital share price has more than doubled from its 52-week low over the past year, reflecting sustained investor confidence in the company&#8217;s consistent growth trajectory.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check the Univest Screener for Live Stock Data<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Paisalo_Digital_Financial_Performance\"><\/span><strong>Paisalo Digital Financial Performance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Paisalo Digital share price trend is closely tied to how these numbers evolve each quarter. Paisalo Digital reported Q1 FY27 (June 2026 quarter) revenue of Rs 260.29 crore, up 19 percent year on year from Rs 218.71 crore, with net profit growing 30 percent year on year to Rs 61.31 crore from Rs 47.17 crore. This continued a consistent sequential growth trend, with quarterly profit rising steadily over the past several quarters.<\/p>\n<p>For the full year FY26, the company reported revenue of Rs 943.7 crore, up 22.4 percent year on year, with net profit of Rs 237.21 crore, up 18.5 percent, showing the growth trend has been sustained over a full year rather than limited to just the latest quarter.<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\" border=\"1\" cellspacing=\"0\" cellpadding=\"6\">\n<tbody>\n<tr>\n<th>Period<\/th>\n<th>Revenue<\/th>\n<th>Net Profit<\/th>\n<th>Comment<\/th>\n<\/tr>\n<tr>\n<td>Q1 FY27 (Jun 2026)<\/td>\n<td>Rs 260.29 crore<\/td>\n<td>Rs 61.31 crore<\/td>\n<td>+19% revenue, +30% profit YoY<\/td>\n<\/tr>\n<tr>\n<td>FY26 (full year)<\/td>\n<td>Rs 943.7 crore<\/td>\n<td>Rs 237.21 crore<\/td>\n<td>+22.4% revenue, +18.5% profit YoY<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"Valuation_Check_Is_Paisalo_Digital_Share_Price_Expensive\"><\/span><strong>Valuation Check: Is Paisalo Digital Share Price Expensive?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Any view on Paisalo Digital share price should start from these valuation multiples. Paisalo Digital share price currently reflects a price to earnings ratio of about 24.2 times trailing earnings, a premium to the broader financial services sector average of roughly 19.3 times. The price to book ratio stands near 3.4 times, with return on equity at 13.23 percent.<\/p>\n<p>Debt to equity of 2.43 is typical for a lending NBFC that borrows to fund its loan book. Historically, MSME and rural-focused NBFCs with consistent growth and co-lending partnership models have commanded premium valuations reflecting capital-efficient scaling, so the current premium reflects the market&#8217;s confidence in Paisalo Digital&#8217;s steady execution.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Technical_Signals_What_the_Chart_Shows\"><\/span><strong>Technical Signals: What the Chart Shows<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Price action here often foreshadows the next move in Paisalo Digital share price. Paisalo Digital share price is currently positioned about 14 percent below its 52-week high of Rs 77.39 and more than double its 52-week low of Rs 30, reflecting a very strong overall run over the past year. A stock trading this close to its high, backed by consistent profit growth, typically signals sustained market confidence in the underlying lending business.<\/p>\n<p>Trading volumes remain heavy, so investors should track Paisalo Digital share price alongside loan book growth and asset quality trends in coming quarters, rather than reacting to any single day&#8217;s move at these technical levels.<\/p>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track Paisalo Digital&#8217;s live price and technical levels.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Shareholding_Pattern\"><\/span><strong>Shareholding Pattern<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Shifts here can influence Paisalo Digital share price more than headline news on some sessions. Paisalo Digital is a promoter-led NBFC focused on rural and MSME lending across India. A detailed current promoter, FII and DII percentage breakdown was not consistently available across sources at the time of writing and should be verified on the company&#8217;s latest exchange filing.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Investors_Are_Watching_Paisalo_Digital\"><\/span><strong>Why Investors Are Watching Paisalo Digital<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Consistent multi-quarter growth:<\/strong> Both Q1 FY27 and full FY26 showed strong double-digit revenue and profit growth, indicating sustained rather than one-off execution.<\/li>\n<li><strong>Capital-efficient co-lending model:<\/strong> Partnerships with banks and financial institutions for co-lending provide a capital-efficient way to scale the loan book.<\/li>\n<li><strong>Large underserved rural and MSME market:<\/strong> Continued demand for formal credit among rural and MSME borrowers in India provides a structural growth opportunity.<\/li>\n<li><strong>Strong stock performance over the past year:<\/strong> The stock has more than doubled from its 52-week low, reflecting sustained investor confidence.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Risks_and_Factors_to_Watch\"><\/span><strong>Risks and Factors to Watch<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Premium valuation:<\/strong> A 24.2x PE against a 19.3x sector average leaves some room for disappointment if growth were to slow.<\/li>\n<li><strong>Leverage typical of a lending business:<\/strong> A debt to equity ratio of 2.43 means profitability is sensitive to funding cost changes and asset quality trends.<\/li>\n<li><strong>Rural and MSME asset quality sensitivity:<\/strong> As a rural and MSME-focused lender, the company&#8217;s asset quality can be affected by agricultural income cycles and small business economic conditions.<\/li>\n<li><strong>Competitive rural lending market:<\/strong> Paisalo Digital faces competition from banks, other NBFCs and microfinance institutions in the rural and MSME lending space.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Paisalo_Digital_Share_Price_Target_What_the_Data_Suggests\"><\/span><strong>Paisalo Digital Share Price Target: What the Data Suggests<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Until then, Paisalo Digital share price remains best tracked through live, verified data rather than a single fixed number. Paisalo Digital does not have a single widely published, current analyst consensus 12-month share price target consistently available at this time. What the data shows is a company delivering consistent, strong growth through a capital-efficient co-lending model, trading at a premium to the broader financial services sector.<\/p>\n<p>Historically, MSME and rural-focused NBFCs with consistent execution have sustained premium valuations as long as growth continues. Investors who want live, updated research can check the Univest Screener, and should consult a SEBI-registered investment adviser for guidance tailored to their own goals.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Paisalo_Digital_Should_You_Buy_Hold_or_Sell_Right_Now\"><\/span><strong>Paisalo Digital: Should You Buy, Hold, or Sell Right Now?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This is the core question behind Paisalo Digital share price right now. The Paisalo Digital buy or sell decision depends on whether you value consistent execution at the current premium valuation.<\/p>\n<p><strong>The case for buying:<\/strong> Growth-focused investors who see the consistent multi-quarter growth trend and capital-efficient co-lending model as attractive may find the current level, below the 52-week high, reasonable.<\/p>\n<p><strong>The case for holding:<\/strong> Existing shareholders who already track Paisalo Digital&#8217;s rural and MSME lending franchise may prefer to stay invested through continued execution.<\/p>\n<p><strong>The case for trimming or waiting:<\/strong> Valuation-sensitive investors uncomfortable with the premium to sector PE, or wanting more visibility on asset quality trends, may prefer to wait for a larger valuation cushion.<\/p>\n<p>Historically, rural NBFCs have rewarded patient investors through credit cycles, so weigh this against your own risk tolerance and consult a SEBI-registered investment adviser if unsure.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Paisalo Digital share price reflects a rural and MSME-focused NBFC delivering consistent, strong growth through a capital-efficient co-lending model, trading at a premium to the broader financial services sector. Whether that makes the stock a buy, a hold or a sell right now depends on whether you value this consistent execution at the current valuation. This article is for informational purposes and not a personalised investment recommendation.<\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h3><span class=\"ez-toc-section\" id=\"Q1_Is_Paisalo_Digital_a_good_stock_to_buy_right_now\"><\/span><strong>Q1. Is Paisalo Digital a good stock to buy right now?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Paisalo Digital grew Q1 FY27 profit 30 percent year on year, continuing a consistent multi-quarter growth trend also seen in FY26. The stock trades at a premium to the financial services sector, which may appeal to growth investors who value the company&#8217;s consistent execution.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Q2_What_is_the_Paisalo_Digital_share_price_today\"><\/span><strong>Q2. What is the Paisalo Digital share price today?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Paisalo Digital share price is trading around Rs 67 on the NSE. The stock&#8217;s 52-week high is Rs 77.39 and its 52-week low is Rs 30.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Q3_What_is_the_Paisalo_Digital_share_price_target\"><\/span><strong>Q3. What is the Paisalo Digital share price target?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Paisalo Digital does not have a single widely published, current analyst consensus 12-month share price target consistently available at this time. Investors can check live research on the Univest Screener and consult a SEBI-registered adviser.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Q4_What_does_Paisalo_Digital_do\"><\/span><strong>Q4. What does Paisalo Digital do?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Paisalo Digital is an NBFC focused on providing loans to micro, small and medium enterprises and individuals in rural and semi-urban India, often through a co-lending and business correspondent model with partner banks.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Q5_What_is_Paisalo_Digitals_market_capitalisation_and_PE_ratio\"><\/span><strong>Q5. What is Paisalo Digital&#8217;s market capitalisation and PE ratio?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Paisalo Digital has a market capitalisation of approximately Rs 6,075 crore and trades at a price to earnings ratio of about 24.2 times, a premium to the broader financial services sector average PE of roughly 19.3 times.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Q6_What_are_the_key_risks_in_Paisalo_Digital_stock\"><\/span><strong>Q6. What are the key risks in Paisalo Digital stock?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The main risks include a premium valuation relative to the sector, leverage typical of a lending business with a debt to equity ratio of 2.43, sensitivity of asset quality to rural and MSME economic conditions, and competition from banks and other lenders.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Paisalo Digital share price has more than doubled from its low on consistent MSME lending growth. 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