{"id":228902,"date":"2026-09-03T10:42:21","date_gmt":"2026-09-03T05:12:21","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=228902"},"modified":"2026-09-03T10:42:22","modified_gmt":"2026-09-03T05:12:22","slug":"utkarsh-small-finance-bank-vs-nifty-50-share-price-performance","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-vs-nifty-50-share-price-performance\/","title":{"rendered":"Utkarsh Small Finance Bank vs Nifty 50: Returns Compared"},"content":{"rendered":"<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>Utkarsh Small Finance Bank share price Rs 14.77 on NSE. Utkarsh Small Finance Bank vs Nifty 50 over 1 year: -10.99% vs -2.41%. 52-week high Rs 22.03, low Rs 10.12.<\/em><\/p>\n<div style=\"background: #F0F9FF; border-left: 4px solid #2E7D32; border-radius: 6px; padding: 14px 18px; margin: 18px 0;\">\n<p style=\"margin: 0; color: #1f4e79; font-size: 14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin: 8px 0 0;\">Utkarsh Small Finance Bank vs Nifty 50 shows Utkarsh Small Finance Bank trailing the benchmark on a one-year view, with a return of -10.99% against the Nifty 50&#8217;s -2.41%. Over the longer term the index has pulled ahead, a reminder that short-term outperformance does not always hold up over multi-year horizons. Investors comparing the two should also weigh Utkarsh Small Finance Bank&#8217;s trading liquidity, valuation and sector context rather than relying on returns alone.<\/p>\n<\/div>\n<p>Utkarsh Small Finance Bank vs Nifty 50 is a comparison that looks different depending on the time frame chosen. Utkarsh Small Finance Bank trades on the NSE under the symbol UTKARSHBNK, and its 1M return of +1.03% compares with the Nifty 50&#8217;s -1.44% over the same period.<\/p>\n<p>The Utkarsh Small Finance Bank vs Nifty 50 comparison matters because Utkarsh Small Finance Bank is a single stock exposed to its own sector and company-specific developments, while the Nifty 50 spreads risk across 50 large companies. This article lines up Utkarsh Small Finance Bank share price performance against the Nifty 50 across 1 month, 3 months, 6 months, 1 year, 3 years, using NSE closing data.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=utkarshbnk-vs-nifty50\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-vs-nifty-50-share-price-performance\/#Utkarsh_Small_Finance_Bank_vs_Nifty_50_Performance_at_a_Glance\" title=\"Utkarsh Small Finance Bank vs Nifty 50: Performance at a Glance\">Utkarsh Small Finance Bank vs Nifty 50: Performance at a Glance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-vs-nifty-50-share-price-performance\/#Why_the_Utkarsh_Small_Finance_Bank_vs_Nifty_50_Gap_Exists\" title=\"Why the Utkarsh Small Finance Bank vs Nifty 50 Gap Exists\">Why the Utkarsh Small Finance Bank vs Nifty 50 Gap Exists<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-vs-nifty-50-share-price-performance\/#Utkarsh_Small_Finance_Bank_vs_Nifty_50_Has_Utkarsh_Small_Finance_Bank_Beaten_the_Benchmark\" title=\"Utkarsh Small Finance Bank vs Nifty 50: Has Utkarsh Small Finance Bank Beaten the Benchmark?\">Utkarsh Small Finance Bank vs Nifty 50: Has Utkarsh Small Finance Bank Beaten the Benchmark?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-vs-nifty-50-share-price-performance\/#Risks_of_the_Utkarsh_Small_Finance_Bank_vs_Nifty_50_Comparison\" title=\"Risks of the Utkarsh Small Finance Bank vs Nifty 50 Comparison\">Risks of the Utkarsh Small Finance Bank vs Nifty 50 Comparison<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-vs-nifty-50-share-price-performance\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-vs-nifty-50-share-price-performance\/#Has_Utkarsh_Small_Finance_Bank_outperformed_the_Nifty_50_in_the_last_year\" title=\"Has Utkarsh Small Finance Bank outperformed the Nifty 50 in the last year?\">Has Utkarsh Small Finance Bank outperformed the Nifty 50 in the last year?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-vs-nifty-50-share-price-performance\/#How_does_Utkarsh_Small_Finance_Bank_vs_Nifty_50_look_over_3_years\" title=\"How does Utkarsh Small Finance Bank vs Nifty 50 look over 3 years?\">How does Utkarsh Small Finance Bank vs Nifty 50 look over 3 years?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-vs-nifty-50-share-price-performance\/#What_is_the_Utkarsh_Small_Finance_Bank_share_price_today_compared_to_Nifty_50\" title=\"What is the Utkarsh Small Finance Bank share price today compared to Nifty 50?\">What is the Utkarsh Small Finance Bank share price today compared to Nifty 50?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-vs-nifty-50-share-price-performance\/#What_is_the_52-week_high_and_low_of_Utkarsh_Small_Finance_Bank\" title=\"What is the 52-week high and low of Utkarsh Small Finance Bank?\">What is the 52-week high and low of Utkarsh Small Finance Bank?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-vs-nifty-50-share-price-performance\/#Why_does_Utkarsh_Small_Finance_Bank_show_bigger_price_swings_than_the_Nifty_50\" title=\"Why does Utkarsh Small Finance Bank show bigger price swings than the Nifty 50?\">Why does Utkarsh Small Finance Bank show bigger price swings than the Nifty 50?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/utkarsh-small-finance-bank-vs-nifty-50-share-price-performance\/#Is_Utkarsh_Small_Finance_Bank_a_good_long-term_investment_compared_to_a_Nifty_50_index_fund\" title=\"Is Utkarsh Small Finance Bank a good long-term investment compared to a Nifty 50 index fund?\">Is Utkarsh Small Finance Bank a good long-term investment compared to a Nifty 50 index fund?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Utkarsh_Small_Finance_Bank_vs_Nifty_50_Performance_at_a_Glance\"><\/span><strong>Utkarsh Small Finance Bank vs Nifty 50: Performance at a Glance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The table below sets out Utkarsh Small Finance Bank vs Nifty 50 performance across the available time frames, measured from NSE closing prices up to 2 September 2026.<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\" border=\"1\" cellspacing=\"0\" cellpadding=\"6\">\n<thead>\n<tr>\n<th>Time Frame<\/th>\n<th>Utkarsh Small Finance Bank Return<\/th>\n<th>Nifty 50 Return<\/th>\n<th>Difference<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1 Month<\/td>\n<td>+1.03%<\/td>\n<td>-1.44%<\/td>\n<td>+2.47% pp<\/td>\n<\/tr>\n<tr>\n<td>3 Months<\/td>\n<td>+13.27%<\/td>\n<td>+2.78%<\/td>\n<td>+10.49% pp<\/td>\n<\/tr>\n<tr>\n<td>6 Months<\/td>\n<td>+11.89%<\/td>\n<td>-3.35%<\/td>\n<td>+15.25% pp<\/td>\n<\/tr>\n<tr>\n<td>1 Year<\/td>\n<td>-10.99%<\/td>\n<td>-2.41%<\/td>\n<td>-8.58% pp<\/td>\n<\/tr>\n<tr>\n<td>3 Years<\/td>\n<td>-45.2% (<a href=\"https:\/\/univest.in\/stocks\/utkarshbnk\/utkarsh-small-finance-bank-ltd-share-price-today\">Utkarsh Small Finance Bank<\/a>)<\/td>\n<td>+23.65% (<a href=\"https:\/\/univest.in\/indices\/nifty-50\/nifty-50-share-price-today\">Nifty 50<\/a>)<\/td>\n<td>-68.85% pp<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>On the Utkarsh Small Finance Bank vs Nifty 50 scorecard, Utkarsh Small Finance Bank has lagged the index over the most recent one-year window. Over the longer term the index has pulled ahead, a reminder that short-term outperformance does not always hold up over multi-year horizons.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check the Univest Screener for live Utkarsh Small Finance Bank and Nifty 50 data<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_the_Utkarsh_Small_Finance_Bank_vs_Nifty_50_Gap_Exists\"><\/span><strong>Why the Utkarsh Small Finance Bank vs Nifty 50 Gap Exists<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Utkarsh Small Finance Bank&#8217;s stock can move quite differently from the Nifty 50 because it carries concentrated exposure to its own sector and business cycle, unlike the index which blends 50 companies across banking, IT, energy and consumer sectors. This is the main driver of the gap seen in the Utkarsh Small Finance Bank vs Nifty 50 return table above.<\/p>\n<p>A second factor behind the Utkarsh Small Finance Bank vs Nifty 50 divergence is valuation and trading liquidity. Company-specific news, quarterly results and sector sentiment can move Utkarsh Small Finance Bank&#8217;s price sharply in either direction over short periods, while the Nifty 50&#8217;s return reflects the blended earnings trajectory of its constituents and is far less exposed to any single stock&#8217;s swings.<\/p>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track Utkarsh Small Finance Bank and Nifty 50 live on the go.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Utkarsh_Small_Finance_Bank_vs_Nifty_50_Has_Utkarsh_Small_Finance_Bank_Beaten_the_Benchmark\"><\/span><strong>Utkarsh Small Finance Bank vs Nifty 50: Has Utkarsh Small Finance Bank Beaten the Benchmark?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Utkarsh Small Finance Bank has not kept pace with the Nifty 50 over the past year, posting a return of -10.99% against the index&#8217;s -2.41% over the same period. The longer-term picture is similarly weaker than the benchmark.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Risks_of_the_Utkarsh_Small_Finance_Bank_vs_Nifty_50_Comparison\"><\/span><strong>Risks of the Utkarsh Small Finance Bank vs Nifty 50 Comparison<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Reading too much into a Utkarsh Small Finance Bank vs Nifty 50 comparison has real limitations that investors should weigh before drawing conclusions. Utkarsh Small Finance Bank carries concentrated business and sector risk that a diversified index does not, and its trading volumes and price swings can differ meaningfully from the Nifty 50&#8217;s more liquid, blended profile. A stock&#8217;s 52-week range of Rs 10.12 to Rs 22.03 also shows the kind of volatility that a single-stock investment carries relative to a broad index.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Utkarsh Small Finance Bank vs Nifty 50 highlights how a single stock&#8217;s return path can differ from a diversified benchmark over different time horizons. Investors weighing the Utkarsh Small Finance Bank vs Nifty 50 record should factor in Utkarsh Small Finance Bank&#8217;s volatility, liquidity and sector concentration alongside its return history, and consult a SEBI-registered advisor before making an allocation decision.<\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h3><span class=\"ez-toc-section\" id=\"Has_Utkarsh_Small_Finance_Bank_outperformed_the_Nifty_50_in_the_last_year\"><\/span><strong>Has Utkarsh Small Finance Bank outperformed the Nifty 50 in the last year?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> No. Utkarsh Small Finance Bank returned -10.99% over the past year while the Nifty 50 returned -2.41% over the same period, based on NSE closing prices to 2 September 2026.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_does_Utkarsh_Small_Finance_Bank_vs_Nifty_50_look_over_3_years\"><\/span><strong>How does Utkarsh Small Finance Bank vs Nifty 50 look over 3 years?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Over three years Utkarsh Small Finance Bank has returned -45.2% compared with the Nifty 50&#8217;s +23.65%, so in the Utkarsh Small Finance Bank vs Nifty 50 comparison the index has been ahead over this horizon.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_Utkarsh_Small_Finance_Bank_share_price_today_compared_to_Nifty_50\"><\/span><strong>What is the Utkarsh Small Finance Bank share price today compared to Nifty 50?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Utkarsh Small Finance Bank share price stood at Rs 14.77 on NSE, while the Nifty 50 traded at 24,031.60 based on the same closing data window.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_52-week_high_and_low_of_Utkarsh_Small_Finance_Bank\"><\/span><strong>What is the 52-week high and low of Utkarsh Small Finance Bank?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Utkarsh Small Finance Bank&#8217;s 52-week high is Rs 22.03 and its 52-week low is Rs 10.12, based on NSE data.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Why_does_Utkarsh_Small_Finance_Bank_show_bigger_price_swings_than_the_Nifty_50\"><\/span><strong>Why does Utkarsh Small Finance Bank show bigger price swings than the Nifty 50?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Utkarsh Small Finance Bank carries concentrated exposure to its own sector and business cycle, while the Nifty 50 spreads risk across 50 large companies, so company-specific news moves Utkarsh Small Finance Bank&#8217;s price more sharply than the diversified index, a key reason the Utkarsh Small Finance Bank vs Nifty 50 return gap varies across time frames.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Utkarsh_Small_Finance_Bank_a_good_long-term_investment_compared_to_a_Nifty_50_index_fund\"><\/span><strong>Is Utkarsh Small Finance Bank a good long-term investment compared to a Nifty 50 index fund?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Utkarsh Small Finance Bank&#8217;s suitability depends on an investor&#8217;s risk appetite, since single-stock exposure carries higher concentration risk than a diversified Nifty 50 index fund; long-term investors should weigh the Utkarsh Small Finance Bank vs Nifty 50 return history alongside the company&#8217;s fundamentals and consult a SEBI-registered advisor.<\/p>\n<div class=\"faq-schema\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>A data-led look at how Utkarsh Small Finance Bank share price has performed against the Nifty 50 across multiple time 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