{"id":227315,"date":"2026-09-02T12:04:36","date_gmt":"2026-09-02T06:34:36","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=227315"},"modified":"2026-09-02T12:04:37","modified_gmt":"2026-09-02T06:34:37","slug":"is-aptus-value-housing-finance-india-a-good-buy-after-q1-fy27-results","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/is-aptus-value-housing-finance-india-a-good-buy-after-q1-fy27-results\/","title":{"rendered":"Is Aptus Value Housing Finance India a Good Buy After Its Q1 FY27 Results?"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>Aptus Value Housing Finance India share price around Rs 253. 28.3% below 52-week high of Rs 353. Q1 FY27 revenue Rs 611 crore, up 15.2% YoY. PAT Rs 261 crore, up 19.0%. PE 13x.<\/em><\/p>\n<div style=\"background: #F0F9FF; border-left: 4px solid #2E7D32; border-radius: 6px; padding: 14px 18px; margin: 18px 0;\">\n<p style=\"margin: 0; color: #1f4e79; font-size: 14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin: 8px 0 0;\">Aptus Value Housing Finance India&#8217;s Q1 FY27 results were strong, with revenue at Rs 611 crore and PAT climbing 19% to Rs 261 crore. The stock trades at a PE of 13x against an industry average near 20x, which leaves room for a re-rating if this growth continues. The Aptus Value Housing Finance India share price near Rs 253 reflects that optimism, so investors weighing whether Aptus Value Housing Finance India is a good buy today should focus on whether this pace of growth can be sustained rather than just this quarter&#8217;s print.<\/p>\n<\/div>\n<p>The Aptus Value Housing Finance India share price has been under the spotlight this results season after the company reported its first-quarter numbers for FY27. Aptus Value Housing Finance India is an affordable housing finance company focused on self-employed borrowers, and its Q1 FY27 print, for the quarter ended June 30, 2026, gives investors a fresh data point to test whether the stock still deserves a place in a portfolio at current levels.<\/p>\n<p>Revenue for the quarter came in at Rs 611 crore, up 15.2% year on year, while profit after tax came in at Rs 261 crore, up 19.0% from a year earlier. That combination of numbers is exactly what this article breaks down, along with what it means for the Aptus Value Housing Finance India share price from here.<\/p>\n<p>This piece works through the quarter&#8217;s financial highlights, the business factors behind the numbers, where the Aptus Value Housing Finance India share price stands against its 52-week range and valuation multiples, and the key risks worth watching before treating this as a buy, hold or a stock to avoid for now.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=aptus-value-housing-finance-india_q1fy27\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/is-aptus-value-housing-finance-india-a-good-buy-after-q1-fy27-results\/#Aptus_Value_Housing_Finance_India_Q1_FY27_Financial_Highlights\" title=\"Aptus Value Housing Finance India Q1 FY27 Financial Highlights\">Aptus Value Housing Finance India Q1 FY27 Financial Highlights<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/is-aptus-value-housing-finance-india-a-good-buy-after-q1-fy27-results\/#Aptus_Value_Housing_Finance_India_Q1_FY27_Performance_Analysis\" title=\"Aptus Value Housing Finance India Q1 FY27 Performance Analysis\">Aptus Value Housing Finance India Q1 FY27 Performance Analysis<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/is-aptus-value-housing-finance-india-a-good-buy-after-q1-fy27-results\/#Key_Business_Factors_in_Q1_FY27\" title=\"Key Business Factors in Q1 FY27\">Key Business Factors in Q1 FY27<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/is-aptus-value-housing-finance-india-a-good-buy-after-q1-fy27-results\/#Revenue_Trend\" title=\"Revenue Trend\">Revenue Trend<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/is-aptus-value-housing-finance-india-a-good-buy-after-q1-fy27-results\/#Margin_Movement\" title=\"Margin Movement\">Margin Movement<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/is-aptus-value-housing-finance-india-a-good-buy-after-q1-fy27-results\/#Balance_Sheet_Position\" title=\"Balance Sheet Position\">Balance Sheet Position<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/is-aptus-value-housing-finance-india-a-good-buy-after-q1-fy27-results\/#Valuation_Context\" title=\"Valuation Context\">Valuation Context<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/is-aptus-value-housing-finance-india-a-good-buy-after-q1-fy27-results\/#Dividend_Details\" title=\"Dividend Details\">Dividend Details<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/is-aptus-value-housing-finance-india-a-good-buy-after-q1-fy27-results\/#Aptus_Value_Housing_Finance_India_Share_Price_Outlook_for_FY27\" title=\"Aptus Value Housing Finance India Share Price Outlook for FY27\">Aptus Value Housing Finance India Share Price Outlook for FY27<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/is-aptus-value-housing-finance-india-a-good-buy-after-q1-fy27-results\/#Aptus_Value_Housing_Finance_India_Stock_Performance\" title=\"Aptus Value Housing Finance India Stock Performance\">Aptus Value Housing Finance India Stock Performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/is-aptus-value-housing-finance-india-a-good-buy-after-q1-fy27-results\/#Key_Risks\" title=\"Key Risks\">Key Risks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/is-aptus-value-housing-finance-india-a-good-buy-after-q1-fy27-results\/#Leverage_Risk\" title=\"Leverage Risk\">Leverage Risk<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/is-aptus-value-housing-finance-india-a-good-buy-after-q1-fy27-results\/#Sector_and_Demand_Risk\" title=\"Sector and Demand Risk\">Sector and Demand Risk<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/is-aptus-value-housing-finance-india-a-good-buy-after-q1-fy27-results\/#Execution_Risk\" title=\"Execution Risk\">Execution Risk<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/is-aptus-value-housing-finance-india-a-good-buy-after-q1-fy27-results\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/is-aptus-value-housing-finance-india-a-good-buy-after-q1-fy27-results\/#Frequently_Asked_Questions_on_Aptus_Value_Housing_Finance_India_Q1_FY27_Results\" title=\"Frequently Asked Questions on Aptus Value Housing Finance India Q1 FY27 Results\">Frequently Asked Questions on Aptus Value Housing Finance India Q1 FY27 Results<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/is-aptus-value-housing-finance-india-a-good-buy-after-q1-fy27-results\/#What_were_Aptus_Value_Housing_Finance_Indias_Q1_FY27_results\" title=\"What were Aptus Value Housing Finance India&#8217;s Q1 FY27 results?\">What were Aptus Value Housing Finance India&#8217;s Q1 FY27 results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/is-aptus-value-housing-finance-india-a-good-buy-after-q1-fy27-results\/#Is_Aptus_Value_Housing_Finance_India_a_good_buy_after_its_Q1_FY27_results\" title=\"Is Aptus Value Housing Finance India a good buy after its Q1 FY27 results?\">Is Aptus Value Housing Finance India a good buy after its Q1 FY27 results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/is-aptus-value-housing-finance-india-a-good-buy-after-q1-fy27-results\/#What_is_the_Aptus_Value_Housing_Finance_India_share_price_today\" title=\"What is the Aptus Value Housing Finance India share price today?\">What is the Aptus Value Housing Finance India share price today?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/univest.in\/blogs-2\/is-aptus-value-housing-finance-india-a-good-buy-after-q1-fy27-results\/#What_is_Aptus_Value_Housing_Finance_Indias_revenue_and_profit_for_Q1_FY27\" title=\"What is Aptus Value Housing Finance India&#8217;s revenue and profit for Q1 FY27?\">What is Aptus Value Housing Finance India&#8217;s revenue and profit for Q1 FY27?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/univest.in\/blogs-2\/is-aptus-value-housing-finance-india-a-good-buy-after-q1-fy27-results\/#Did_Aptus_Value_Housing_Finance_India_declare_a_dividend_with_its_Q1_FY27_results\" title=\"Did Aptus Value Housing Finance India declare a dividend with its Q1 FY27 results?\">Did Aptus Value Housing Finance India declare a dividend with its Q1 FY27 results?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/univest.in\/blogs-2\/is-aptus-value-housing-finance-india-a-good-buy-after-q1-fy27-results\/#What_is_Aptus_Value_Housing_Finance_Indias_PE_ratio_and_is_it_expensive\" title=\"What is Aptus Value Housing Finance India&#8217;s PE ratio and is it expensive?\">What is Aptus Value Housing Finance India&#8217;s PE ratio and is it expensive?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/univest.in\/blogs-2\/is-aptus-value-housing-finance-india-a-good-buy-after-q1-fy27-results\/#What_are_the_key_risks_for_Aptus_Value_Housing_Finance_India_investors_right_now\" title=\"What are the key risks for Aptus Value Housing Finance India investors right now?\">What are the key risks for Aptus Value Housing Finance India investors right now?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/univest.in\/blogs-2\/is-aptus-value-housing-finance-india-a-good-buy-after-q1-fy27-results\/#What_is_Aptus_Value_Housing_Finance_Indias_promoter_shareholding\" title=\"What is Aptus Value Housing Finance India&#8217;s promoter shareholding?\">What is Aptus Value Housing Finance India&#8217;s promoter shareholding?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Aptus_Value_Housing_Finance_India_Q1_FY27_Financial_Highlights\"><\/span><strong>Aptus Value Housing Finance India Q1 FY27 Financial Highlights<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"width: 100%; border-collapse: collapse;\">\n<thead>\n<tr style=\"background: #F0F0F0;\">\n<th style=\"border: 1px solid #BBBBBB; padding: 8px;\">Metric<\/th>\n<th style=\"border: 1px solid #BBBBBB; padding: 8px;\">Q1 FY27<\/th>\n<th style=\"border: 1px solid #BBBBBB; padding: 8px;\">Q1 FY26<\/th>\n<th style=\"border: 1px solid #BBBBBB; padding: 8px;\">YoY Change<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td style=\"border: 1px solid #BBBBBB; padding: 8px;\">Revenue<\/td>\n<td style=\"border: 1px solid #BBBBBB; padding: 8px;\">Rs 611 crore<\/td>\n<td style=\"border: 1px solid #BBBBBB; padding: 8px;\">Rs 530 crore<\/td>\n<td style=\"border: 1px solid #BBBBBB; padding: 8px;\">15.2%<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #BBBBBB; padding: 8px;\">EBITDA<\/td>\n<td style=\"border: 1px solid #BBBBBB; padding: 8px;\">Rs 502 crore<\/td>\n<td style=\"border: 1px solid #BBBBBB; padding: 8px;\">Rs 449 crore<\/td>\n<td style=\"border: 1px solid #BBBBBB; padding: 8px;\">11.8%<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #BBBBBB; padding: 8px;\">Operating Margin<\/td>\n<td style=\"border: 1px solid #BBBBBB; padding: 8px;\">83.7%<\/td>\n<td style=\"border: 1px solid #BBBBBB; padding: 8px;\">86.3%<\/td>\n<td style=\"border: 1px solid #BBBBBB; padding: 8px;\">NA<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #BBBBBB; padding: 8px;\">Profit Before Tax<\/td>\n<td style=\"border: 1px solid #BBBBBB; padding: 8px;\">Rs 329 crore<\/td>\n<td style=\"border: 1px solid #BBBBBB; padding: 8px;\">Rs 286 crore<\/td>\n<td style=\"border: 1px solid #BBBBBB; padding: 8px;\">15.2%<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #BBBBBB; padding: 8px;\">Net Profit \/ (Loss)<\/td>\n<td style=\"border: 1px solid #BBBBBB; padding: 8px;\">Rs 261 crore<\/td>\n<td style=\"border: 1px solid #BBBBBB; padding: 8px;\">Rs 219 crore<\/td>\n<td style=\"border: 1px solid #BBBBBB; padding: 8px;\">19.0%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"Aptus_Value_Housing_Finance_India_Q1_FY27_Performance_Analysis\"><\/span><strong>Aptus Value Housing Finance India Q1 FY27 Performance Analysis<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check Aptus Value Housing Finance India Fundamentals on Univest Screener<\/strong><\/a><\/p>\n<p>Revenue growth of 15.2% for the quarter came from steady demand across the company&#8217;s core business, keeping the topline trend intact for the affordable housing finance sector.<\/p>\n<p>The bigger story is on profitability. PAT grew 19% to Rs 261 crore, comfortably ahead of revenue growth, which points to margin expansion or a favourable base effect. This is the kind of quarter that supports the premium the Aptus Value Housing Finance India share price already commands, though investors should check whether the growth is repeatable or was helped by one-off factors.<\/p>\n<p>On a sequential basis, revenue moved up 3.0% sequentially from Rs 593 crore in the March 2026 quarter and net profit moved down 0.0% sequentially from Rs 261 crore in the prior quarter, giving a fuller picture of the trend behind the Aptus Value Housing Finance India share price than the year on year comparison alone.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Business_Factors_in_Q1_FY27\"><\/span><strong>Key Business Factors in Q1 FY27<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Revenue_Trend\"><\/span><strong>Revenue Trend<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Aptus Value Housing Finance India&#8217;s revenue grew 15.2% year on year this quarter, taking the quarterly base to Rs 611 crore in a affordable housing finance business that remains sensitive to demand and pricing cycles that ultimately feed through to the Aptus Value Housing Finance India share price.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Margin_Movement\"><\/span><strong>Margin Movement<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>EBITDA rose 11.8% to Rs 502 crore, and operating margin moved to 83.7% from 86.3% a year earlier, a sign that cost control or pricing held up during the quarter.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Balance_Sheet_Position\"><\/span><strong>Balance Sheet Position<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Aptus Value Housing Finance India&#8217;s debt-to-equity ratio stands at 1.56, a level worth monitoring given the quarter&#8217;s margin trend.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Valuation_Context\"><\/span><strong>Valuation Context<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>The stock trades at a PE of 12.7x, below the industry average of 19.7x, which is worth factoring into any read of whether the Aptus Value Housing Finance India share price is expensive or reasonably priced.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Dividend_Details\"><\/span><strong>Dividend Details<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>No interim dividend was declared alongside Aptus Value Housing Finance India&#8217;s Q1 FY27 results. The stock currently carries a trailing dividend yield of 1.81%, based on dividends paid over the last year. Investors tracking the Aptus Value Housing Finance India share price for income should watch the company&#8217;s announcements around its next annual results for any dividend decision.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Aptus_Value_Housing_Finance_India_Share_Price_Outlook_for_FY27\"><\/span><strong>Aptus Value Housing Finance India Share Price Outlook for FY27<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Q1 FY27 print sets a reasonably high bar for the rest of the year. If Aptus Value Housing Finance India can sustain this pace of revenue and profit growth, the current valuation gets easier to justify. The main swing factor is whether this quarter&#8217;s momentum reflects a durable trend or a favourable one-off, something the next two quarters should clarify.<\/p>\n<p>For the Aptus Value Housing Finance India share price to hold its current premium through FY27, the company will likely need to keep posting growth at or near this quarter&#8217;s pace, since any slowdown would put pressure on a stock priced for continued strength.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Aptus_Value_Housing_Finance_India_Stock_Performance\"><\/span><strong>Aptus Value Housing Finance India Stock Performance<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track Aptus Value Housing Finance India&#8217;s live share price and get daily stock updates.<\/em><\/p>\n<p>The Aptus Value Housing Finance India share price was trading around Rs 253 as results season played out in late August 2026, roughly 28.3% below its 52-week high of Rs 353 and well above its 52-week low of Rs 193.<\/p>\n<p>The Aptus Value Housing Finance India share price has room to re-rate further if the growth shown this quarter continues, though much of the good news may already be reflected in the stock near current levels. On profitability ratios, the company reports a return on equity of 18.64% and a book value of around Rs 101 per share, both useful reference points when judging whether the current price is reasonable.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks\"><\/span><strong>Key Risks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Leverage_Risk\"><\/span><strong>Leverage Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>A debt-to-equity ratio of 1.56 means the company&#8217;s earnings are more sensitive to interest rate and refinancing conditions than a lower-debt peer.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Sector_and_Demand_Risk\"><\/span><strong>Sector and Demand Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>As a affordable housing finance business, Aptus Value Housing Finance India&#8217;s results remain tied to sector-specific demand, pricing and regulatory cycles that can shift from quarter to quarter and move the Aptus Value Housing Finance India share price well before the next result.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Execution_Risk\"><\/span><strong>Execution Risk<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Sustaining this quarter&#8217;s trend into the rest of FY27 depends on management execution on costs, pricing and demand, none of which are guaranteed.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Aptus Value Housing Finance India&#8217;s Q1 FY27 results were genuinely strong, with revenue at Rs 611 crore and PAT up 19% to Rs 261 crore. That said, at a PE of 12.7x, the Aptus Value Housing Finance India share price is not inexpensive, so this looks like a quality business trading at a full price rather than a bargain. Existing investors have little to worry about from this print, while new investors asking whether Aptus Value Housing Finance India is a good buy should weigh the strong quarter against the valuation before adding at current levels. The Aptus Value Housing Finance India share price remains the number to track heading into the next quarterly update. The Aptus Value Housing Finance India share price remains the number to track heading into the next quarterly update. The Aptus Value Housing Finance India share price remains the number to track heading into the next quarterly update.<\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_on_Aptus_Value_Housing_Finance_India_Q1_FY27_Results\"><\/span><strong>Frequently Asked Questions on Aptus Value Housing Finance India Q1 FY27 Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_were_Aptus_Value_Housing_Finance_Indias_Q1_FY27_results\"><\/span><strong>What were Aptus Value Housing Finance India&#8217;s Q1 FY27 results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Aptus Value Housing Finance India reported Q1 FY27 revenue of Rs 611 crore, up 15.2% year on year, and PAT of Rs 261 crore, up 19.0% year on year.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Aptus_Value_Housing_Finance_India_a_good_buy_after_its_Q1_FY27_results\"><\/span><strong>Is Aptus Value Housing Finance India a good buy after its Q1 FY27 results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Aptus Value Housing Finance India&#8217;s core numbers improved this quarter, though at a PE of 12.7x the stock is not inexpensive, so this suits investors comfortable paying up for quality. Investors should form their own view based on their own risk appetite and time horizon.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_Aptus_Value_Housing_Finance_India_share_price_today\"><\/span><strong>What is the Aptus Value Housing Finance India share price today?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The Aptus Value Housing Finance India share price was trading around Rs 253 in late August 2026, about 28.3% below its 52-week high of Rs 353 and well above its 52-week low of Rs 193.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_Aptus_Value_Housing_Finance_Indias_revenue_and_profit_for_Q1_FY27\"><\/span><strong>What is Aptus Value Housing Finance India&#8217;s revenue and profit for Q1 FY27?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Aptus Value Housing Finance India reported revenue of Rs 611 crore and a net profit of Rs 261 crore for the quarter ended June 30, 2026.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Did_Aptus_Value_Housing_Finance_India_declare_a_dividend_with_its_Q1_FY27_results\"><\/span><strong>Did Aptus Value Housing Finance India declare a dividend with its Q1 FY27 results?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> No interim dividend was declared alongside Aptus Value Housing Finance India&#8217;s Q1 FY27 results. Investors should track the company&#8217;s next annual results for any dividend announcement.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_Aptus_Value_Housing_Finance_Indias_PE_ratio_and_is_it_expensive\"><\/span><strong>What is Aptus Value Housing Finance India&#8217;s PE ratio and is it expensive?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The Aptus Value Housing Finance India share price trades at a trailing PE of 12.7x, against an industry average of 19.7x. Investors should compare this with the company&#8217;s growth rate before judging value.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_are_the_key_risks_for_Aptus_Value_Housing_Finance_India_investors_right_now\"><\/span><strong>What are the key risks for Aptus Value Housing Finance India investors right now?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> A debt-to-equity ratio of 1.56 means the company&#8217;s earnings are more sensitive to interest rate and refinancing conditions than a lower-debt peer. Sustaining this quarter&#8217;s trend into the rest of FY27 depends on management execution on costs, pricing and demand, none of which are guaranteed.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_Aptus_Value_Housing_Finance_Indias_promoter_shareholding\"><\/span><strong>What is Aptus Value Housing Finance India&#8217;s promoter shareholding?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Promoter shareholding data for Aptus Value Housing Finance India was not fully available for this quarter and should be checked on the company&#8217;s official filings.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Aptus Value Housing Finance India Q1 FY27: revenue Rs 611 crore, PAT Rs 261 crore. Full results breakdown and whether the stock is a buy at current levels.<\/p>\n","protected":false},"author":28,"featured_media":227314,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[3802],"class_list":["post-227315","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market","tag-news"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["227314"],"_edit_lock":["1788330882:28"],"_last_editor_used_jetpack":["block-editor"],"rank_math_primary_category":["24"],"rank_math_seo_score":["70"],"rank_math_title":["Aptus Value Housing Finance India Share Price: Is It a Good Buy"],"rank_math_description":["Aptus Value Housing Finance India share price in focus after Q1 FY27 results: PAT up 19% to Rs 261 crore, revenue at Rs 611 crore. 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