{"id":226046,"date":"2026-09-01T17:06:20","date_gmt":"2026-09-01T11:36:20","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=226046"},"modified":"2026-09-01T17:06:24","modified_gmt":"2026-09-01T11:36:24","slug":"home-first-finance-company-india-overvalued-or-undervalued","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/home-first-finance-company-india-overvalued-or-undervalued\/","title":{"rendered":"Is Home First Finance Company India Overvalued or Undervalued Right Now?"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>Home First Finance Company India CMP Rs 1,164.20 (31 Aug 2026), down 0.04%. PE 20.97 vs industry PE 24.00. ROE 12.40%. 52W range Rs 893.70 to Rs 1,317.70.<\/em><\/p>\n<div style=\"background: #F0F9FF; border-left: 4px solid #2E7D32; border-radius: 6px; padding: 14px 18px; margin: 18px 0;\">\n<p style=\"margin: 0; color: #1f4e79; font-size: 14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin: 8px 0 0;\">Home First Finance Company India trades at a price to earnings ratio of 20.97 against an industry average of 24.00, which puts the stock close to fair value on a simple multiple basis rather than clearly overvalued or undervalued. The company&#8217;s 12.40% return on equity and Rs 416.66 book value per share fit broadly within its sector&#8217;s range. Whether Home First Finance Company India is overvalued or undervalued right now is less about a wide valuation gap and more about how its growth and margins evolve from here.<\/p>\n<\/div>\n<p>Is Home First Finance Company India overvalued or undervalued right now is a question worth asking given how its price to earnings ratio compares with the rest of its sector. At the current market price of Rs 1,164.20, the stock trades roughly 11.6% below its 52 week high of Rs 1,317.70 and about 30.3% above its 52 week low of Rs 893.70.<\/p>\n<p>Home First Finance Company India&#8217;s share price moved down 0.04% in Monday&#8217;s session to Rs 1,164.20, against a market capitalisation of Rs 12,191 Cr. This article looks at the numbers, the PE ratio, price to book, return on equity, debt levels and recent earnings trends, that determine whether the current price reflects fair value or a stretched multiple, and works through the full Home First Finance Company India overvalued or undervalued picture step by step.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=valn67\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/home-first-finance-company-india-overvalued-or-undervalued\/#Home_First_Finance_Company_India_Overvalued_or_Undervalued_Valuation_Metrics\" title=\"Home First Finance Company India Overvalued or Undervalued: Valuation Metrics\">Home First Finance Company India Overvalued or Undervalued: Valuation Metrics<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/home-first-finance-company-india-overvalued-or-undervalued\/#Is_Home_First_Finance_Company_India_Overvalued_or_Undervalued_Based_on_Its_PE_Ratio\" title=\"Is Home First Finance Company India Overvalued or Undervalued Based on Its P\/E Ratio?\">Is Home First Finance Company India Overvalued or Undervalued Based on Its P\/E Ratio?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/home-first-finance-company-india-overvalued-or-undervalued\/#Home_First_Finance_Company_Indias_Financial_Growth_and_Profitability\" title=\"Home First Finance Company India&#8217;s Financial Growth and Profitability\">Home First Finance Company India&#8217;s Financial Growth and Profitability<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/home-first-finance-company-india-overvalued-or-undervalued\/#Home_First_Finance_Company_India_Overvalued_or_Undervalued_The_Case_for_Overvalued\" title=\"Home First Finance Company India Overvalued or Undervalued: The Case for Overvalued\">Home First Finance Company India Overvalued or Undervalued: The Case for Overvalued<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/home-first-finance-company-india-overvalued-or-undervalued\/#Home_First_Finance_Company_India_Overvalued_or_Undervalued_The_Case_Against_It\" title=\"Home First Finance Company India Overvalued or Undervalued: The Case Against It\">Home First Finance Company India Overvalued or Undervalued: The Case Against It<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/home-first-finance-company-india-overvalued-or-undervalued\/#Verdict_Is_Home_First_Finance_Company_India_Overvalued_or_Undervalued_Right_Now\" title=\"Verdict: Is Home First Finance Company India Overvalued or Undervalued Right Now?\">Verdict: Is Home First Finance Company India Overvalued or Undervalued Right Now?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/home-first-finance-company-india-overvalued-or-undervalued\/#What_Could_Change_Whether_Home_First_Finance_Company_India_Is_Overvalued_or_Undervalued\" title=\"What Could Change Whether Home First Finance Company India Is Overvalued or Undervalued?\">What Could Change Whether Home First Finance Company India Is Overvalued or Undervalued?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/home-first-finance-company-india-overvalued-or-undervalued\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/home-first-finance-company-india-overvalued-or-undervalued\/#Home_First_Finance_Company_India_Overvalued_or_Undervalued_FAQs\" title=\"Home First Finance Company India Overvalued or Undervalued: FAQs\">Home First Finance Company India Overvalued or Undervalued: FAQs<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/home-first-finance-company-india-overvalued-or-undervalued\/#Is_Home_First_Finance_Company_India_overvalued_or_undervalued_right_now\" title=\"Is Home First Finance Company India overvalued or undervalued right now?\">Is Home First Finance Company India overvalued or undervalued right now?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/home-first-finance-company-india-overvalued-or-undervalued\/#What_is_Home_First_Finance_Company_Indias_current_PE_ratio\" title=\"What is Home First Finance Company India&#8217;s current PE ratio?\">What is Home First Finance Company India&#8217;s current PE ratio?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/home-first-finance-company-india-overvalued-or-undervalued\/#What_is_Home_First_Finance_Company_Indias_return_on_equity\" title=\"What is Home First Finance Company India&#8217;s return on equity?\">What is Home First Finance Company India&#8217;s return on equity?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/home-first-finance-company-india-overvalued-or-undervalued\/#What_is_Home_First_Finance_Company_Indias_52_week_high_and_low\" title=\"What is Home First Finance Company India&#8217;s 52 week high and low?\">What is Home First Finance Company India&#8217;s 52 week high and low?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/home-first-finance-company-india-overvalued-or-undervalued\/#Does_Home_First_Finance_Company_India_have_high_debt\" title=\"Does Home First Finance Company India have high debt?\">Does Home First Finance Company India have high debt?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/home-first-finance-company-india-overvalued-or-undervalued\/#What_is_Home_First_Finance_Company_Indias_dividend_yield\" title=\"What is Home First Finance Company India&#8217;s dividend yield?\">What is Home First Finance Company India&#8217;s dividend yield?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/home-first-finance-company-india-overvalued-or-undervalued\/#Is_Home_First_Finance_Company_India_a_good_stock_to_buy_at_current_levels\" title=\"Is Home First Finance Company India a good stock to buy at current levels?\">Is Home First Finance Company India a good stock to buy at current levels?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/home-first-finance-company-india-overvalued-or-undervalued\/#What_is_Home_First_Finance_Company_Indias_price_to_book_ratio\" title=\"What is Home First Finance Company India&#8217;s price to book ratio?\">What is Home First Finance Company India&#8217;s price to book ratio?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/home-first-finance-company-india-overvalued-or-undervalued\/#What_is_the_simplest_way_to_summarise_Home_First_Finance_Company_India_overvalued_or_undervalued\" title=\"What is the simplest way to summarise Home First Finance Company India overvalued or undervalued?\">What is the simplest way to summarise Home First Finance Company India overvalued or undervalued?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Home_First_Finance_Company_India_Overvalued_or_Undervalued_Valuation_Metrics\"><\/span><strong>Home First Finance Company India Overvalued or Undervalued: Valuation Metrics<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse: collapse; width: 100%;\" border=\"1\" cellspacing=\"0\" cellpadding=\"6\">\n<tbody>\n<tr>\n<th>Valuation Metric<\/th>\n<th>Home First Finance Company India<\/th>\n<\/tr>\n<tr>\n<td>CMP (31 Aug 2026)<\/td>\n<td>Rs 1,164.20<\/td>\n<\/tr>\n<tr>\n<td>Market Cap<\/td>\n<td>Rs 12,191 Cr<\/td>\n<\/tr>\n<tr>\n<td>P\/E Ratio<\/td>\n<td>20.97<\/td>\n<\/tr>\n<tr>\n<td>Industry P\/E<\/td>\n<td>24.00<\/td>\n<\/tr>\n<tr>\n<td>P\/B Ratio<\/td>\n<td>2.80<\/td>\n<\/tr>\n<tr>\n<td>Sector Average P\/B (housing finance)<\/td>\n<td>2.37<\/td>\n<\/tr>\n<tr>\n<td>Return on Equity (ROE)<\/td>\n<td>12.40%<\/td>\n<\/tr>\n<tr>\n<td>Sector Average ROE (housing finance)<\/td>\n<td>13.27%<\/td>\n<\/tr>\n<tr>\n<td>EPS (TTM)<\/td>\n<td>Rs 55.60<\/td>\n<\/tr>\n<tr>\n<td>Book Value per Share<\/td>\n<td>Rs 416.66<\/td>\n<\/tr>\n<tr>\n<td>Debt to Equity<\/td>\n<td>2.43<\/td>\n<\/tr>\n<tr>\n<td>Dividend Yield<\/td>\n<td>0.45%<\/td>\n<\/tr>\n<tr>\n<td>Sector Average Dividend Yield (housing finance)<\/td>\n<td>1.38%<\/td>\n<\/tr>\n<tr>\n<td>52 Week High \/ Low<\/td>\n<td>Rs 1,317.70 \/ Rs 893.70<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The headline number here is the price to earnings ratio. At 20.97, the Home First Finance Company India PE ratio is 0.87 times the industry average of 24.00. Measured against its housing finance sector peers, the gap widens further on other measures too: a P\/B of 2.80 against a sector average of 2.37, and an ROE of 12.40% against a sector average of 13.27%. This table alone is not enough to settle whether Home First Finance Company India overvalued or undervalued is the fair read, but it is the starting point for the rest of this analysis.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Is_Home_First_Finance_Company_India_Overvalued_or_Undervalued_Based_on_Its_PE_Ratio\"><\/span><strong>Is Home First Finance Company India Overvalued or Undervalued Based on Its P\/E Ratio?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Based on the P\/E ratio alone, Home First Finance Company India looks fairly valued. The stock&#8217;s PE of 20.97 sits close to the industry average of 24.00, which suggests the market is pricing the business roughly in line with its sector rather than at a premium or a discount. That leaves the question of Home First Finance Company India overvalued or undervalued more dependent on its growth trajectory than on the PE ratio itself.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check Home First Finance Company India&#8217;s Live Fundamentals on the Univest Screener<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Home_First_Finance_Company_Indias_Financial_Growth_and_Profitability\"><\/span><strong>Home First Finance Company India&#8217;s Financial Growth and Profitability<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Detailed multi-year revenue and profit figures were not available for Home First Finance Company India at the time of writing, so this section relies on the metrics that are confirmed: a return on equity of 12.40%, an EPS of Rs 55.60, and a book value of Rs 416.66 per share. Readers should treat the Home First Finance Company India overvalued or undervalued call here as based on current ratios rather than a multi-year earnings trend.<\/p>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track Home First Finance Company India&#8217;s live share price and valuation ratios.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Home_First_Finance_Company_India_Overvalued_or_Undervalued_The_Case_for_Overvalued\"><\/span><strong>Home First Finance Company India Overvalued or Undervalued: The Case for Overvalued<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Before getting to the bullet points, it helps to frame the Home First Finance Company India overvalued or undervalued question in terms of what would make the bear case right.<\/p>\n<ul>\n<li><strong>Rich price to book:<\/strong> A P\/B of 2.80 is well above the sector average of 2.37.<\/li>\n<li><strong>Leverage on the balance sheet:<\/strong> A debt to equity ratio of 2.43 adds financial risk that a premium multiple does not always price in.<\/li>\n<li><strong>Low dividend yield:<\/strong> At 0.45%, the stock offers little income cushion if the growth story slows.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Home_First_Finance_Company_India_Overvalued_or_Undervalued_The_Case_Against_It\"><\/span><strong>Home First Finance Company India Overvalued or Undervalued: The Case Against It<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The other side of the Home First Finance Company India overvalued or undervalued debate rests on the quality metrics below.<\/p>\n<ul>\n<li><strong>52 week range context:<\/strong> At Rs 1,164.20, the stock is 30.3% above its 52 week low of Rs 893.70, showing it has already found some support at lower levels.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Verdict_Is_Home_First_Finance_Company_India_Overvalued_or_Undervalued_Right_Now\"><\/span><strong>Verdict: Is Home First Finance Company India Overvalued or Undervalued Right Now?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>On balance, Home First Finance Company India looks fairly valued rather than clearly overvalued or undervalued. Its PE of 20.97 sits close to the industry average of 24.00, and its 12.40% ROE and other ratios do not point to a significant mispricing either way. The more useful question for investors from here is less about the current multiple and more about whether earnings growth accelerates or slows. On the specific question of Home First Finance Company India overvalued or undervalued, the current evidence does not lean strongly either way.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Could_Change_Whether_Home_First_Finance_Company_India_Is_Overvalued_or_Undervalued\"><\/span><strong>What Could Change Whether Home First Finance Company India Is Overvalued or Undervalued?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Two broad scenarios could shift this valuation call on Home First Finance Company India in either direction. On the upside, an improvement in return ratios or growth that pushes the stock&#8217;s PE of 20.97 toward a premium over the industry average of 24.00. On the downside, a deterioration in the numbers that pulls the PE below the industry average of 24.00 instead. Investors watching the Home First Finance Company India share price over the next few quarters should track whether reported ROE holds near 12.40% and whether the PE gap versus the industry average of 24.00 widens or narrows, since both will matter more to the eventual answer on Home First Finance Company India overvalued or undervalued than the current price point on its own.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Home First Finance Company India&#8217;s numbers point to a stock that is fairly valued on headline multiples. Investors tracking the Home First Finance Company India share price should watch whether earnings growth can keep pace with the current PE of 20.97, since that gap remains the single biggest variable in whether the stock is undervalued, fairly priced, or overvalued from here. For anyone still weighing Home First Finance Company India overvalued or undervalued as a one-line takeaway, the multiples say fairly valued while the return ratios offer partial support for the current price. This article is for informational purposes only and is not investment advice.<\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Home_First_Finance_Company_India_Overvalued_or_Undervalued_FAQs\"><\/span><strong>Home First Finance Company India Overvalued or Undervalued: FAQs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Is_Home_First_Finance_Company_India_overvalued_or_undervalued_right_now\"><\/span><strong>Is Home First Finance Company India overvalued or undervalued right now?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Based on a PE ratio of 20.97 against an industry average of 24.00, Home First Finance Company India currently looks fairly valued on relative valuation. Its 12.40% ROE is an important part of the Home First Finance Company India overvalued or undervalued picture alongside the PE ratio.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_Home_First_Finance_Company_Indias_current_PE_ratio\"><\/span><strong>What is Home First Finance Company India&#8217;s current PE ratio?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Home First Finance Company India&#8217;s price to earnings ratio stands at 20.97, compared with an industry average PE of 24.00. This PE gap is the main input into the Home First Finance Company India overvalued or undervalued call made in this article.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_Home_First_Finance_Company_Indias_return_on_equity\"><\/span><strong>What is Home First Finance Company India&#8217;s return on equity?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Home First Finance Company India generates a return on equity of 12.40%, against a sector average of 13.27% among housing finance peers.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_Home_First_Finance_Company_Indias_52_week_high_and_low\"><\/span><strong>What is Home First Finance Company India&#8217;s 52 week high and low?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Home First Finance Company India&#8217;s 52 week high is Rs 1,317.70 and its 52 week low is Rs 893.70. The stock currently trades around Rs 1,164.20, roughly 11.6% below its high.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Does_Home_First_Finance_Company_India_have_high_debt\"><\/span><strong>Does Home First Finance Company India have high debt?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Home First Finance Company India carries a debt to equity ratio of 2.43, which is on the higher side for its sector.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_Home_First_Finance_Company_Indias_dividend_yield\"><\/span><strong>What is Home First Finance Company India&#8217;s dividend yield?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Home First Finance Company India offers a dividend yield of 0.45% at the current share price.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Home_First_Finance_Company_India_a_good_stock_to_buy_at_current_levels\"><\/span><strong>Is Home First Finance Company India a good stock to buy at current levels?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Home First Finance Company India&#8217;s current valuation suits investors who agree with the fairly valued read on its PE ratio and are comfortable with the trade-off between its return ratios and its price. This is for informational purposes only and is not investment advice.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_Home_First_Finance_Company_Indias_price_to_book_ratio\"><\/span><strong>What is Home First Finance Company India&#8217;s price to book ratio?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Home First Finance Company India trades at a price to book ratio of 2.80, compared with a sector average of 2.37 among housing finance peers.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_simplest_way_to_summarise_Home_First_Finance_Company_India_overvalued_or_undervalued\"><\/span><strong>What is the simplest way to summarise Home First Finance Company India overvalued or undervalued?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> On PE alone, Home First Finance Company India is fairly valued against its industry average of 24.00. Layer in the 12.40% ROE and the answer to Home First Finance Company India overvalued or undervalued becomes more nuanced than the headline multiple suggests on its own.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Home First Finance Company India trades at a PE of 20.97 versus an industry average of 24.00. 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