\n| Cash & Cash Equivalents and Net Assets<\/td>\n | 1.58%<\/td>\n | Clearing Corporation of India Limited \u2014 2.63%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n The portfolio is concentrated entirely in the \u201cOther Cap\u201d bucket, which is expected for a debt fund and tells us the equity-style market-cap buckets are not the right lens here. What matters more is the spread across corporate debt, government securities and cash-like assets. On that basis, the fund is mainly a fixed-income portfolio with a strong tilt toward bonds rather than liquid assets.<\/p>\n Corporate debt at 58.55% is meaningfully larger than government securities at 39.54%, so the first sector likely has the greater influence on day-to-day portfolio behaviour. At the same time, government securities still represent a very large share, which can help temper some credit-driven movement. The cash and cash equivalent sleeve is small at 1.58%, so it is unlikely to drive returns.<\/p>\n Our view is that the mix leans toward steady income and moderate sensitivity rather than aggressive volatility. The largest sector is clearly dominant, but not to the extent of making the portfolio one-dimensional. That balance could help the fund remain reasonably stable while still giving it room to respond to shifts in interest rates and credit spreads.<\/p>\n Source data date: as of 28 Aug 2026<\/small><\/p>\n<\/span>Who should invest<\/span><\/h2>\nThis fund may suit investors who are comfortable with medium risk and want a debt allocation that can stay invested for longer than a few months. The 1-year return is lower than some peer outcomes, but the 3-year and 5-year figures are steadier and more competitive, which makes the case stronger for a patient holding period. The benchmark comparison also shows the fund has been ahead over the longer windows.<\/p>\n The main trade-off is that investors may have to accept some short-term variability in exchange for a smoother longer-run profile than an equity fund would usually offer. The portfolio\u2019s heavy exposure to corporate debt and government securities also suggests that returns may depend more on fixed-income conditions than on market exuberance. In our view, it is better suited to investors who want measured compounding and can tolerate moderate fluctuations.<\/p>\n <\/span>Tax and exit load<\/span><\/h2>\n\n\n\n| Holding period<\/th>\n | Tax rate<\/th>\n | Description<\/th>\n<\/tr>\n<\/thead>\n | \n\n| Units held less than 1 year<\/td>\n | 20%<\/td>\n | Short-term capital gains tax<\/td>\n<\/tr>\n | \n| Units held more than 1 year<\/td>\n | 12.5%<\/td>\n | Long-term capital gains tax<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n Exit load<\/strong><\/p>\nNil up to 15% of units; 0.50% on the excess of the limit for units sold on or before 90 days; nil after 90 days.<\/p>\n Source data date: as of 28 Aug 2026<\/small><\/p>\n<\/span>Frequently asked questions<\/span><\/h2>\nWhat is the current NAV of Aditya Birla SL Dynamic Term Fund Direct Growth Plan?<\/strong>
The current NAV is \u20b952.9133 as of 28 Aug 2026.<\/p>\nWhat are the fund\u2019s 1-year, 3-year and 5-year returns?<\/strong>
Its 1-year, 3-year and 5-year returns are 6.2441%, 7.7207% and 7.3288%.<\/p>\nHow has the fund performed against its benchmark?<\/strong>
It is ahead of the benchmark over 1 year, 3 years and 5 years, while the benchmark is slightly stronger over 3 months.<\/p>\nHow does it compare with peer funds on available return data?<\/strong>
Its 1-year return is below some peer figures, but its 3-year and 5-year returns remain broadly competitive across the peer set shown here.<\/p>\nWhat is the minimum SIP amount?<\/strong>
The minimum SIP amount is \u20b91,000.<\/p>\nWhat should investors note about risk, portfolio and exit load?<\/strong>
The fund is in the Medium Risk category and is mainly invested in corporate debt and government securities. The exit load is nil up to 15% of units, 0.50% on the excess for sales on or before 90 days, and nil after 90 days.<\/p>\n | |