{"id":224227,"date":"2026-08-31T14:24:42","date_gmt":"2026-08-31T08:54:42","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/360-one-liquid-fund-direct-growth-review-2026\/"},"modified":"2026-09-11T12:50:22","modified_gmt":"2026-09-11T07:20:22","slug":"360-one-liquid-fund-direct-growth-review-2026","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/360-one-liquid-fund-direct-growth-review-2026\/","title":{"rendered":"360 ONE Liquid Fund Direct Growth Review 2026: NAV, Returns, Portfolio &#038; Should You Invest?"},"content":{"rendered":"<p><a href=\"https:\/\/univest.in\/mutual-funds\/360-one-liquid-fund-g-direct-plan\">360 ONE Liquid Fund Direct Growth Plan<\/a> had a NAV of \u20b92,173.9118 as of 10 Sep 2026, with scheme AUM of \u20b9628 Cr. Its 1-year, 3-year and 5-year returns are 6.31%, 6.77% and 6.17% respectively, and the fund sits in the Balanced Risk category.<\/p>\n<p>Our view is that this is a liquid fund built for short holding periods and cash-management use rather than for chasing large return swings. The portfolio is anchored in high-quality money-market and near-cash instruments, which helps explain the steadier return profile around the benchmark rather than a meaningfully different pattern.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/360-one-liquid-fund-direct-growth-review-2026\/#Quick_facts\" title=\"Quick facts\">Quick facts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/360-one-liquid-fund-direct-growth-review-2026\/#Performance\" title=\"Performance\">Performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/360-one-liquid-fund-direct-growth-review-2026\/#Should_you_BUY_or_HOLD_360_ONE_Liquid\" title=\"Should you BUY or HOLD 360 ONE Liquid?\">Should you BUY or HOLD 360 ONE Liquid?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/360-one-liquid-fund-direct-growth-review-2026\/#Peer_comparison\" title=\"Peer comparison\">Peer comparison<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/360-one-liquid-fund-direct-growth-review-2026\/#Portfolio_where_your_money_goes\" title=\"Portfolio: where your money goes\">Portfolio: where your money goes<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/360-one-liquid-fund-direct-growth-review-2026\/#Who_should_invest\" title=\"Who should invest\">Who should invest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/360-one-liquid-fund-direct-growth-review-2026\/#Tax_and_exit_load\" title=\"Tax and exit load\">Tax and exit load<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/360-one-liquid-fund-direct-growth-review-2026\/#Frequently_asked_questions\" title=\"Frequently asked questions\">Frequently asked questions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/360-one-liquid-fund-direct-growth-review-2026\/#Bottom_line\" title=\"Bottom line\">Bottom line<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/360-one-liquid-fund-direct-growth-review-2026\/#Explore_mutual_funds_with_Univest\" title=\"Explore mutual funds with Univest\">Explore mutual funds with Univest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/360-one-liquid-fund-direct-growth-review-2026\/#RIA_disclosure\" title=\"RIA disclosure\">RIA disclosure<\/a><\/li><\/ul><\/nav><\/div>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Quick_facts\"><\/span>Quick facts<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Particular<\/th>\n<th>Details<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>NAV<\/td>\n<td>\u20b92,173.9118 as of 10 Sep 2026<\/td>\n<\/tr>\n<tr>\n<td>AUM<\/td>\n<td>\u20b9628 Cr<\/td>\n<\/tr>\n<tr>\n<td>Expense Ratio<\/td>\n<td>0.2%<\/td>\n<\/tr>\n<tr>\n<td>Launch Date<\/td>\n<td>13 Nov 2013<\/td>\n<\/tr>\n<tr>\n<td>Risk Category<\/td>\n<td>Balanced Risk<\/td>\n<\/tr>\n<tr>\n<td>Benchmark<\/td>\n<td>Nifty 50<\/td>\n<\/tr>\n<tr>\n<td>Fund Category<\/td>\n<td>Liquid<\/td>\n<\/tr>\n<tr>\n<td>Exit Load<\/td>\n<td>0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, NIL on or after 7D<\/td>\n<\/tr>\n<tr>\n<td>Fund Managers<\/td>\n<td>Milan Mody<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The fund is managed by Milan Mody.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 10 Sep 2026<\/small><\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Performance\"><\/span>Performance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Period<\/th>\n<th>Fund return<\/th>\n<th>Benchmark return<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1M<\/td>\n<td>0.54%<\/td>\n<td>-4.06%<\/td>\n<\/tr>\n<tr>\n<td>3M<\/td>\n<td>1.61%<\/td>\n<td>1.37%<\/td>\n<\/tr>\n<tr>\n<td>1Y<\/td>\n<td>6.31%<\/td>\n<td>-7.31%<\/td>\n<\/tr>\n<tr>\n<td>3Y<\/td>\n<td>6.77%<\/td>\n<td>6.07%<\/td>\n<\/tr>\n<tr>\n<td>5Y<\/td>\n<td>6.17%<\/td>\n<td>5.91%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The near-term picture is more stable than the benchmark. Over 1 month, the fund returned 0.54% while the benchmark was negative at -4.06%, and over 3 months the fund posted 1.61% versus 1.37% for the benchmark. That gap suggests the portfolio has been better insulated from short-term market weakness.<\/p>\n<p>The 1-year return of 6.31% also stands well ahead of the benchmark\u2019s -7.31%. For a liquid fund, that comparison matters more as a sign of capital preservation than as a pursuit of high absolute return. It points to a return stream that has stayed positive through a difficult benchmark backdrop.<\/p>\n<p>Longer-term performance is steady rather than flashy. The 3-year return of 6.77% is slightly ahead of the benchmark\u2019s 6.07%, and the 5-year return of 6.17% is also a bit stronger than the benchmark\u2019s 5.91%. Our read is that the fund has kept pace with, and modestly outpaced, the broad benchmark over time without taking on an aggressive profile.<\/p>\n<p>That said, the short-term and longer-term patterns are not dramatically different: both point to consistency. The fund\u2019s time path looks relatively smooth, with no sign of sharp drawdowns in the recent periods we reviewed, which is what investors generally want from a liquid allocation.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 10 Sep 2026<\/small><\/p>\n<section class=\"univest-mf-premium-cta\" style=\"margin:28px 0;padding:24px;border-radius:10px;border:1px solid #d8e3f0;background:#f7faff\">\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Should_you_BUY_or_HOLD_360_ONE_Liquid\"><\/span>Should you BUY or HOLD 360 ONE Liquid?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A fund&#8217;s past returns alone don&#8217;t tell you whether you should buy it today or continue holding it.<\/p>\n<p>The right decision depends on factors such as your current allocation, purchase price, risk profile, investment horizon and the role this fund plays in your overall portfolio.<\/p>\n<p><strong>Already holding 360 ONE Liquid? Thinking of investing now?<\/strong><\/p>\n<p><a href=\"https:\/\/univest.in\/mutual-funds\" style=\"font-weight:700;text-decoration:none\">Get your portfolio analysed for FREE by SEBI-registered Investment Adviser (RIA) through Univest MF Premium<\/a><\/p>\n<\/section>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Peer_comparison\"><\/span>Peer comparison<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Fund<\/th>\n<th>1Y return<\/th>\n<th>3Y return<\/th>\n<th>5Y return<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/360-one-liquid-fund-g-direct-plan\">360 ONE Liquid Fund Direct Growth Plan<\/a><\/td>\n<td>6.31%<\/td>\n<td>6.77%<\/td>\n<td>6.17%<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/axis-liquid-fund-g-direct-plan\">Axis Liquid Fund Direct Growth Plan<\/a><\/td>\n<td>6.61%<\/td>\n<td>7.02%<\/td>\n<td>6.39%<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/aditya-birla-sl-liquid-fund-g-direct-plan\">Aditya Birla SL Liquid Fund Direct Growth Plan<\/a><\/td>\n<td>6.61%<\/td>\n<td>7.03%<\/td>\n<td>6.41%<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/sundaram-liquid-fund-g-direct-plan\">Sundaram Liquid Fund Direct Growth Plan<\/a><\/td>\n<td>6.61%<\/td>\n<td>7.02%<\/td>\n<td>6.38%<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/jioblackrock-liquid-fund-g-direct-plan\">JioBlackRock Liquid Fund Direct Growth Plan<\/a><\/td>\n<td>6.60%<\/td>\n<td>Data not available<\/td>\n<td>Data not available<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/edelweiss-liquid-fund-g-direct-plan\">Edelweiss Liquid Fund Direct Growth Plan<\/a><\/td>\n<td>6.58%<\/td>\n<td>7.03%<\/td>\n<td>6.38%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>This assessment is prepared by Uniapps Investment Adviser Pvt. Ltd. under SEBI Registered Investment Adviser registration INA000017639.<\/p>\n<p>On the recent 1-year view, the fund trails several peers by a narrow margin, with competitors clustered around 6.58% to 6.61% against this fund\u2019s 6.31%. The difference is not large in absolute terms, but it does show that the peer group has been a touch stronger in the latest 12 months.<\/p>\n<p>On the 3-year and 5-year horizons, the gap remains modest. The fund\u2019s 6.77% and 6.17% are slightly below the stronger peer figures in the table, where available, but the differences stay contained. For investors comparing liquid funds primarily on consistency and cash-like behaviour, the pattern here is more important than any one short-term move.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 10 Sep 2026<\/small><\/p>\n<div class=\"univest-peer-login-cta\" style=\"margin:20px 0;padding:16px 18px;border:1px solid #d8e3f0;border-radius:8px;background:#f7faff\">\n<p style=\"margin:0\"><strong>Want to know more?<\/strong> <a href=\"https:\/\/univest.in\/user\/log-in\" style=\"font-weight:700;text-decoration:none\">Log in to Univest<\/a> for more mutual fund insights.<\/p>\n<\/div>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Portfolio_where_your_money_goes\"><\/span>Portfolio: where your money goes<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Holding<\/th>\n<th>Sector<\/th>\n<th>Weight<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Indusind Bank Limited (22\/09\/2026) ** #<\/td>\n<td>Certificate of Deposit<\/td>\n<td>7.92%<\/td>\n<\/tr>\n<tr>\n<td>NTPC Limited (09\/10\/2026) **<\/td>\n<td>Commercial Paper<\/td>\n<td>7.9%<\/td>\n<\/tr>\n<tr>\n<td>HDFC Bank Limited (13\/11\/2026) #<\/td>\n<td>Certificate of Deposit<\/td>\n<td>7.85%<\/td>\n<\/tr>\n<tr>\n<td>91 Days Tbill (MD 17\/09\/2026)<\/td>\n<td>Treasury Bills<\/td>\n<td>7.14%<\/td>\n<\/tr>\n<tr>\n<td>Reverse Repo<\/td>\n<td>Cash &amp; Cash Equivalents and Net Assets<\/td>\n<td>6.48%<\/td>\n<\/tr>\n<tr>\n<td>182 Days Tbill (MD 03\/09\/2026)<\/td>\n<td>Treasury Bills<\/td>\n<td>4.13%<\/td>\n<\/tr>\n<tr>\n<td>7.41% Indian Railway Finance Corporation Limited (15\/10\/2026) **<\/td>\n<td>Corporate Debt<\/td>\n<td>3.98%<\/td>\n<\/tr>\n<tr>\n<td>Motilal Oswal Financial Services Limited (11\/09\/2026) **<\/td>\n<td>Commercial Paper<\/td>\n<td>3.97%<\/td>\n<\/tr>\n<tr>\n<td>91 Days Tbill (MD 08\/10\/2026)<\/td>\n<td>Treasury Bills<\/td>\n<td>3.96%<\/td>\n<\/tr>\n<tr>\n<td>91 Days Tbill (MD 15\/10\/2026)<\/td>\n<td>Treasury Bills<\/td>\n<td>3.95%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The largest holding is 7.92%, so no single position dominates the portfolio. The weight then steps down only gradually through the next few holdings, which suggests the fund is spreading exposure across several short-dated instruments rather than relying on one or two outsized bets.<\/p>\n<p>By the tenth holding, the weight is 3.95%, which is less than half the size of the largest position. That drop is meaningful, but it is not abrupt enough to suggest a very concentrated book at the top end. The mix of certificates of deposit, commercial paper, treasury bills and reverse repo also points to a portfolio built for liquidity management.<\/p>\n<p>The top 10 holdings together account for approximately 57.28% of the portfolio, while the scheme discloses 24 holdings in total. Our view is that this points to a fairly broad tail beyond the largest positions, even though the top slice still has the greater influence on day-to-day returns.<\/p>\n<p>To see all holdings, visit the <a href=\"https:\/\/univest.in\/mutual-funds\/360-one-liquid-fund-g-direct-plan\">360 ONE Liquid Fund Direct Growth Plan<\/a> page<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 10 Sep 2026<\/small><\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Who_should_invest\"><\/span>Who should invest<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This fund fits investors who want a liquid allocation with limited tolerance for sharp swings and a short investment horizon. The Balanced Risk tag and the portfolio\u2019s short-dated, cash-like instruments make it suitable for parking money that may be needed soon, rather than for long-term wealth building.<\/p>\n<p>The main trade-off is straightforward: you get steadier behaviour and benchmark-like returns, but not the possibility of large upside. Compared with peers, the recent and longer-term return profile is a touch softer, so the appeal lies more in consistency, liquidity orientation and capital preservation than in standing out on performance.<\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Tax_and_exit_load\"><\/span>Tax and exit load<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Holding period<\/th>\n<th>Tax rate<\/th>\n<th>Description<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Units held less than 1 year<\/td>\n<td>20%<\/td>\n<td>Short-term capital gains tax<\/td>\n<\/tr>\n<tr>\n<td>Units held more than 1 year<\/td>\n<td>12.5%<\/td>\n<td>Long-term capital gains tax<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Exit load applies on very short holding periods and reduces quickly over the first week. The rule reads as 0.007% for Day 1, 0.0065% on Day 2, 0.0060% on Day 3, 0.0055% on Day 4, 0.0050% on Day 5, 0.0045% on Day 6, and NIL on or after 7D.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 10 Sep 2026<\/small><\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Frequently_asked_questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>What is the current NAV of 360 ONE Liquid Fund Direct Growth Plan?<\/strong><br \/>Its NAV is \u20b92,173.9118 as of 10 Sep 2026.<\/p>\n<p><strong>What are the 1-year, 3-year and 5-year returns?<\/strong><br \/>The fund\u2019s returns are 6.31% over 1 year, 6.77% over 3 years and 6.17% over 5 years.<\/p>\n<p><strong>How has it performed against the benchmark?<\/strong><br \/>It has been ahead of the benchmark across all listed periods. The gap is especially visible over 1 year, while the 3-year and 5-year differences are narrower.<\/p>\n<p><strong>How does it compare with peer liquid funds?<\/strong><br \/>Its recent and longer-term returns are a little below several peer figures shown here, but the differences are modest. The peer group itself is tightly clustered, which makes small gaps more relevant than large ones.<\/p>\n<p><strong>Is there a minimum SIP amount shown?<\/strong><br \/>No minimum SIP amount is shown here. The available details do not provide that figure.<\/p>\n<p><strong>Who manages the fund and what is the exit load?<\/strong><br \/>Milan Mody manages the fund. The exit load starts at 0.007% on Day 1 and declines each day until it becomes nil on or after 7D.<\/p>\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Bottom_line\"><\/span>Bottom line<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>360 ONE Liquid Fund Direct Growth Plan has shown a steadier pattern than its benchmark, with recent returns also holding up better than the broad market comparison. Over 3 years and 5 years, the fund stays close to the benchmark and only slightly ahead, which is consistent with a liquid strategy rather than a return-chasing one. Its Balanced Risk tag, short-dated money-market style portfolio and 24 disclosed holdings make it fit for investors who value liquidity and stability over aggressive growth.<\/p>\n<p class=\"univest-posted-at\" style=\"font-size:14px;color:#666;margin:20px 0 8px\">Published on 11 September 2026 at 12:49 PM IST<\/p>\n<section class=\"univest-login-cta\" style=\"margin:28px 0;padding:24px;border-radius:10px;background:#eef5ff;border:1px solid #cddff7;text-align:center\">\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"Explore_mutual_funds_with_Univest\"><\/span>Explore mutual funds with Univest<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Review mutual fund data, compare performance and explore fund insights on Univest.<\/p>\n<p><a href=\"https:\/\/univest.in\/user\/log-in\" style=\"display:inline-block;padding:11px 20px;border-radius:6px;background:#1f4e79;color:#fff !important;text-decoration:none;font-weight:700\">Explore Univest<\/a><\/p>\n<\/section>\n<section class=\"univest-disclaimer\">\n<h2 style=\"font-weight:700\"><span class=\"ez-toc-section\" id=\"RIA_disclosure\"><\/span>RIA disclosure<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. This review is prepared by Uniapps Investment Adviser Pvt. Ltd. (earlier known as Uniapps Global Research Pvt. Ltd.) under SEBI Registered Investment Adviser registration INA000017639 for general informational purposes and is not personalized investment advice.<\/p>\n<\/section>\n<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"InvestmentFund\",\"name\":\"360 ONE Liquid Fund Direct Growth Plan\",\"identifier\":\"360-one-liquid-fund-g-direct-plan\",\"category\":\"Liquid\",\"dateCreated\":\"13 Nov 2013\",\"isAccessibleForFree\":true,\"additionalProperty\":[{\"@type\":\"PropertyValue\",\"name\":\"NAV\",\"value\":2173.9118,\"valueReference\":\"as of 10 Sep 2026\"},{\"@type\":\"PropertyValue\",\"name\":\"AUM\",\"value\":\"628 Cr\"},{\"@type\":\"PropertyValue\",\"name\":\"Expense Ratio\",\"value\":\"0.2\"},{\"@type\":\"PropertyValue\",\"name\":\"Benchmark\",\"value\":\"Nifty 50\"},{\"@type\":\"PropertyValue\",\"name\":\"1Y Return\",\"value\":6.31},{\"@type\":\"PropertyValue\",\"name\":\"3Y Return\",\"value\":6.77},{\"@type\":\"PropertyValue\",\"name\":\"5Y Return\",\"value\":6.17},{\"@type\":\"PropertyValue\",\"name\":\"Fund Managers\",\"value\":\"Milan Mody\"}]}<\/script><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the current NAV of 360 ONE Liquid Fund Direct Growth Plan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Its NAV is \u20b92,173.9118 as of 10 Sep 2026.\"}},{\"@type\":\"Question\",\"name\":\"What are the 1-year, 3-year and 5-year returns?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The fund\u2019s returns are 6.31% over 1 year, 6.77% over 3 years and 6.17% over 5 years.\"}},{\"@type\":\"Question\",\"name\":\"How has it performed against the benchmark?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It has been ahead of the benchmark across all listed periods. The gap is especially visible over 1 year, while the 3-year and 5-year differences are narrower.\"}},{\"@type\":\"Question\",\"name\":\"How does it compare with peer liquid funds?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Its recent and longer-term returns are a little below several peer figures shown here, but the differences are modest. The peer group itself is tightly clustered, which makes small gaps more relevant than large ones.\"}},{\"@type\":\"Question\",\"name\":\"Is there a minimum SIP amount shown?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"No minimum SIP amount is shown here. The available details do not provide that figure.\"}},{\"@type\":\"Question\",\"name\":\"Who manages the fund and what is the exit load?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Milan Mody manages the fund. The exit load starts at 0.007% on Day 1 and declines each day until it becomes nil on or after 7D.\"}}]}<\/script><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"Organization\",\"name\":\"Uniapps Investment Adviser Pvt. Ltd.\",\"description\":\"SEBI Registered Investment Adviser INA000017639\"}<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>360 ONE Liquid Fund Direct Growth Plan is a liquid fund with NAV of \u20b92,173.9118 as of 10 Sep 2026. Returns are 6.31% (1Y), 6.77% (3Y) and 6.17% (5Y).<\/p>\n","protected":false},"author":38,"featured_media":243824,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3841],"tags":[],"class_list":["post-224227","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-mutual-funds"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["243824"],"rank_math_title":["360 ONE Liquid Fund Direct Growth NAV &amp; Returns"],"rank_math_description":["360 ONE Liquid Fund Direct Growth Plan NAV is \u20b92,173.9118 as of 10 Sep 2026. 1Y return is 6.31%; review its portfolio and fit."],"rank_math_focus_keyword":["360 ONE Liquid Fund Direct Growth Plan review"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/09\/360_ONE_Liquid_Fund_Direct_Growth_Review_2026_NAV_Returns_Portfolio_Should_You_Invest_neutral.png","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/224227","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/38"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=224227"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/224227\/revisions"}],"predecessor-version":[{"id":243827,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/224227\/revisions\/243827"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/243824"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=224227"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=224227"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=224227"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}