{"id":224124,"date":"2026-08-31T15:07:44","date_gmt":"2026-08-31T09:37:44","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=224124"},"modified":"2026-08-31T15:07:46","modified_gmt":"2026-08-31T09:37:46","slug":"bank-of-india-overvalued-or-undervalued","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/bank-of-india-overvalued-or-undervalued\/","title":{"rendered":"Is Bank of India Overvalued or Undervalued Right Now?"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>Bank of India CMP Rs 142.10 (31 Aug 2026), down 1.32%. PE 5.54 vs industry PE 12.50. ROE 14.20%. 52W range Rs 109.85 to Rs 178.36.<\/em><\/p>\n<div style=\"background: #F0F9FF; border-left: 4px solid #2E7D32; border-radius: 6px; padding: 14px 18px; margin: 18px 0;\">\n<p style=\"margin: 0; color: #1f4e79; font-size: 14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin: 8px 0 0;\">Bank of India trades at a price to earnings ratio of 5.54, well below the industry average of 12.50, which points toward undervaluation on a simple multiple basis. The stock&#8217;s 14.20% return on equity and Rs 182.23 book value per share suggest the market may be underpricing the underlying business relative to peers. Whether Bank of India is overvalued or undervalued right now depends on whether that discount reflects a genuine risk the market has priced in or simply a lack of investor attention. On valuation multiples alone, the stock currently sits below what the broader sector is priced at.<\/p>\n<\/div>\n<p>Is <a href=\"https:\/\/univest.in\/stocks\/bankindi\/bank-of-india-share-price-today\">Bank of India<\/a> overvalued or undervalued right now is a question worth asking given how its price to earnings ratio compares with the rest of its sector. At the current market price of Rs 142.10, the stock trades roughly 20.3% below its 52 week high of Rs 178.36 and about 29.4% above its 52 week low of Rs 109.85.<\/p>\n<p>Bank of India&#8217;s share price moved down 1.32% in Monday&#8217;s session to Rs 142.10, against a market capitalisation of Rs 65,331 Cr. This article looks at the numbers, the PE ratio, price to book, return on equity, debt levels and recent earnings trends, that determine whether the current price reflects fair value or a stretched multiple.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=valn20\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-overvalued-or-undervalued\/#Bank_of_India_Valuation_Metrics_Where_Does_the_Stock_Stand\" title=\"Bank of India Valuation Metrics: Where Does the Stock Stand?\">Bank of India Valuation Metrics: Where Does the Stock Stand?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-overvalued-or-undervalued\/#Is_Bank_of_India_Overvalued_Based_on_Its_PE_Ratio\" title=\"Is Bank of India Overvalued Based on Its P\/E Ratio?\">Is Bank of India Overvalued Based on Its P\/E Ratio?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-overvalued-or-undervalued\/#Bank_of_Indias_Financial_Growth_and_Profitability\" title=\"Bank of India&#8217;s Financial Growth and Profitability\">Bank of India&#8217;s Financial Growth and Profitability<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-overvalued-or-undervalued\/#Arguments_That_Bank_of_India_Could_Be_Overvalued\" title=\"Arguments That Bank of India Could Be Overvalued\">Arguments That Bank of India Could Be Overvalued<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-overvalued-or-undervalued\/#Arguments_Against_a_Discount\" title=\"Arguments Against a Discount\">Arguments Against a Discount<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-overvalued-or-undervalued\/#Verdict_Is_Bank_of_India_Overvalued_or_Undervalued_Right_Now\" title=\"Verdict: Is Bank of India Overvalued or Undervalued Right Now?\">Verdict: Is Bank of India Overvalued or Undervalued Right Now?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-overvalued-or-undervalued\/#What_Could_Change_This_Valuation_Picture_for_Bank_of_India\" title=\"What Could Change This Valuation Picture for Bank of India?\">What Could Change This Valuation Picture for Bank of India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-overvalued-or-undervalued\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-overvalued-or-undervalued\/#FAQs_on_Bank_of_India_Valuation\" title=\"FAQs on Bank of India Valuation\">FAQs on Bank of India Valuation<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-overvalued-or-undervalued\/#Is_Bank_of_India_overvalued_or_undervalued_right_now\" title=\"Is Bank of India overvalued or undervalued right now?\">Is Bank of India overvalued or undervalued right now?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-overvalued-or-undervalued\/#What_is_Bank_of_Indias_current_PE_ratio\" title=\"What is Bank of India&#8217;s current PE ratio?\">What is Bank of India&#8217;s current PE ratio?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-overvalued-or-undervalued\/#What_is_Bank_of_Indias_return_on_equity\" title=\"What is Bank of India&#8217;s return on equity?\">What is Bank of India&#8217;s return on equity?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-overvalued-or-undervalued\/#What_is_Bank_of_Indias_52_week_high_and_low\" title=\"What is Bank of India&#8217;s 52 week high and low?\">What is Bank of India&#8217;s 52 week high and low?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-overvalued-or-undervalued\/#How_is_Bank_of_Indias_balance_sheet_leverage_assessed\" title=\"How is Bank of India&#8217;s balance sheet leverage assessed?\">How is Bank of India&#8217;s balance sheet leverage assessed?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-overvalued-or-undervalued\/#What_is_Bank_of_Indias_dividend_yield\" title=\"What is Bank of India&#8217;s dividend yield?\">What is Bank of India&#8217;s dividend yield?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-overvalued-or-undervalued\/#Is_Bank_of_India_a_good_stock_to_buy_at_current_levels\" title=\"Is Bank of India a good stock to buy at current levels?\">Is Bank of India a good stock to buy at current levels?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-overvalued-or-undervalued\/#What_is_Bank_of_Indias_price_to_book_ratio\" title=\"What is Bank of India&#8217;s price to book ratio?\">What is Bank of India&#8217;s price to book ratio?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Bank_of_India_Valuation_Metrics_Where_Does_the_Stock_Stand\"><\/span><strong>Bank of India Valuation Metrics: Where Does the Stock Stand?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"border-collapse: collapse; width: 100%;\" border=\"1\" cellspacing=\"0\" cellpadding=\"6\">\n<tbody>\n<tr>\n<th>Valuation Metric<\/th>\n<th>Bank of India<\/th>\n<\/tr>\n<tr>\n<td>CMP (31 Aug 2026)<\/td>\n<td>Rs 142.10<\/td>\n<\/tr>\n<tr>\n<td>Market Cap<\/td>\n<td>Rs 65,331 Cr<\/td>\n<\/tr>\n<tr>\n<td>P\/E Ratio<\/td>\n<td>5.54<\/td>\n<\/tr>\n<tr>\n<td>Industry P\/E<\/td>\n<td>12.50<\/td>\n<\/tr>\n<tr>\n<td>P\/B Ratio<\/td>\n<td>0.79<\/td>\n<\/tr>\n<tr>\n<td>Sector Average P\/B (public sector banking)<\/td>\n<td>0.99<\/td>\n<\/tr>\n<tr>\n<td>Return on Equity (ROE)<\/td>\n<td>14.20%<\/td>\n<\/tr>\n<tr>\n<td>Sector Average ROE (public sector banking)<\/td>\n<td>15.13%<\/td>\n<\/tr>\n<tr>\n<td>EPS (TTM)<\/td>\n<td>Rs 25.88<\/td>\n<\/tr>\n<tr>\n<td>Book Value per Share<\/td>\n<td>Rs 182.23<\/td>\n<\/tr>\n<tr>\n<td>Dividend Yield<\/td>\n<td>3.24%<\/td>\n<\/tr>\n<tr>\n<td>Sector Average Dividend Yield (public sector banking)<\/td>\n<td>2.62%<\/td>\n<\/tr>\n<tr>\n<td>52 Week High \/ Low<\/td>\n<td>Rs 178.36 \/ Rs 109.85<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Debt to equity is not shown for Bank of India since leverage ratios built for manufacturing companies do not apply cleanly to a bank&#8217;s deposit funded balance sheet. Price to book is the more standard lens for valuing bank stocks.<\/p>\n<p>The headline number here is the price to earnings ratio. At 5.54, the Bank of India PE ratio is 0.44 times the industry average of 12.50. Measured against its public sector banking sector peers, the gap widens further on other measures too: a P\/B of 0.79 against a sector average of 0.99, and an ROE of 14.20% against a sector average of 15.13%.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Is_Bank_of_India_Overvalued_Based_on_Its_PE_Ratio\"><\/span><strong>Is Bank of India Overvalued Based on Its P\/E Ratio?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Based on the P\/E ratio alone, Bank of India looks undervalued. The stock&#8217;s PE of 5.54 sits well below the industry average of 12.50, which can reflect either a genuine bargain or a market discounting some risk in the business that is not obvious from the ratio itself. Investors relying only on the PE ratio would classify Bank of India as cheaper than its peers, but the Bank of India PE ratio still needs to be read alongside its return ratios and earnings quality before concluding the stock is a genuine value opportunity.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check Bank of India&#8217;s Live Fundamentals on the Univest Screener<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bank_of_Indias_Financial_Growth_and_Profitability\"><\/span><strong>Bank of India&#8217;s Financial Growth and Profitability<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Bank of India&#8217;s revenue moved from Rs 80,412.44 crore in FY2025 to Rs 85,649.56 crore in FY2026, a change of 6.5%. Net profit grew from Rs 9,552.17 crore to Rs 10,309.25 crore over the same period, a swing of roughly 7.9%.<\/p>\n<p>The Bank of India share price has moved alongside this earnings trend, which is part of why the stock now trades at 0.44 times the industry PE of 12.50 rather than a flat multiple.<\/p>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track Bank of India&#8217;s live share price and valuation ratios.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Arguments_That_Bank_of_India_Could_Be_Overvalued\"><\/span><strong>Arguments That Bank of India Could Be Overvalued<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Sector-wide re-rating risk:<\/strong> If sentiment toward the sector turns, a PE of 5.54 still has room to compress toward the industry average of 12.50.<\/li>\n<li><strong>Limited margin of safety:<\/strong> At Rs 142.10, the stock is only 20.3% below its 52 week high of Rs 178.36, leaving less room for error if earnings disappoint.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Arguments_Against_a_Discount\"><\/span><strong>Arguments Against a Discount<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<ul>\n<li><strong>Reasonable income:<\/strong> A dividend yield of 3.24% offers some cushion while the market decides on the growth story.<\/li>\n<li><strong>52 week range context:<\/strong> At Rs 142.10, the stock is 29.4% above its 52 week low of Rs 109.85, showing it has already found some support at lower levels.<\/li>\n<\/ul>\n<h2><span class=\"ez-toc-section\" id=\"Verdict_Is_Bank_of_India_Overvalued_or_Undervalued_Right_Now\"><\/span><strong>Verdict: Is Bank of India Overvalued or Undervalued Right Now?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>On balance, Bank of India looks undervalued by traditional multiples, trading at a PE of 5.54 against an industry average of 12.50. That gap can close either through the share price catching up or through the business underperforming enough to justify the discount, so the read depends on which explanation fits the company&#8217;s recent earnings trend better. A 14.20% ROE is a reasonable starting point for that judgement, but investors should weigh why the market has kept the stock at a discount before treating the gap as a straightforward opportunity.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Could_Change_This_Valuation_Picture_for_Bank_of_India\"><\/span><strong>What Could Change This Valuation Picture for Bank of India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Two broad scenarios could shift this valuation call on Bank of India in either direction. On the upside, the market recognising the gap between the PE of 5.54 and the industry average of 12.50, which would show up as the share price re-rating higher without a change in earnings. On the downside, a genuine deterioration in the business that justifies the current discount, in which case the low PE would turn out to be a fair reflection of risk rather than a bargain. Investors watching the Bank of India share price over the next few quarters should track whether reported ROE holds near 14.20% and whether the PE gap versus the industry average of 12.50 widens or narrows, since both will matter more to the eventual answer than the current price point on its own.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Bank of India&#8217;s numbers point to a stock that is undervalued on headline multiples, though its return ratios help explain part of the gap. Investors tracking the Bank of India share price should watch whether earnings growth can keep pace with the current PE of 5.54, since that gap remains the single biggest variable in whether the stock is undervalued, fairly priced, or overvalued from here. This article is for informational purposes only and is not investment advice.<\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"FAQs_on_Bank_of_India_Valuation\"><\/span><strong>FAQs on Bank of India Valuation<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Is_Bank_of_India_overvalued_or_undervalued_right_now\"><\/span><strong>Is Bank of India overvalued or undervalued right now?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Based on a PE ratio of 5.54 against an industry average of 12.50, Bank of India currently looks undervalued on relative valuation. Its 14.20% ROE is an important part of the picture alongside the PE ratio.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_Bank_of_Indias_current_PE_ratio\"><\/span><strong>What is Bank of India&#8217;s current PE ratio?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Bank of India&#8217;s price to earnings ratio stands at 5.54, compared with an industry average PE of 12.50.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_Bank_of_Indias_return_on_equity\"><\/span><strong>What is Bank of India&#8217;s return on equity?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Bank of India generates a return on equity of 14.20%, against a sector average of 15.13% among public sector banking peers.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_Bank_of_Indias_52_week_high_and_low\"><\/span><strong>What is Bank of India&#8217;s 52 week high and low?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Bank of India&#8217;s 52 week high is Rs 178.36 and its 52 week low is Rs 109.85. The stock currently trades around Rs 142.10, roughly 20.3% below its high.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_is_Bank_of_Indias_balance_sheet_leverage_assessed\"><\/span><strong>How is Bank of India&#8217;s balance sheet leverage assessed?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> As a bank, Bank of India&#8217;s leverage is assessed through capital adequacy and price to book rather than a debt to equity ratio, since deposits are not comparable to conventional corporate debt.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_Bank_of_Indias_dividend_yield\"><\/span><strong>What is Bank of India&#8217;s dividend yield?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Bank of India offers a dividend yield of 3.24% at the current share price.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Bank_of_India_a_good_stock_to_buy_at_current_levels\"><\/span><strong>Is Bank of India a good stock to buy at current levels?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Bank of India&#8217;s current valuation suits investors who agree with the undervalued read on its PE ratio and are comfortable with the trade-off between its return ratios and its price. This is for informational purposes only and is not investment advice.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_Bank_of_Indias_price_to_book_ratio\"><\/span><strong>What is Bank of India&#8217;s price to book ratio?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Bank of India trades at a price to book ratio of 0.79, compared with a sector average of 0.99 among public sector banking peers.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Bank of India trades at a PE of 5.54 versus an industry average of 12.50. We break down its ROE, debt, and valuation ratios to assess if the stock is overvalued or undervalued right now.<\/p>\n","protected":false},"author":35,"featured_media":224123,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[3802],"class_list":["post-224124","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market","tag-news"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["224123"],"_edit_lock":["1788169069:29"],"_last_editor_used_jetpack":["block-editor"],"rank_math_primary_category":["24"],"rank_math_seo_score":["72"],"rank_math_title":["Bank of India Valuation Check: Overvalued or Undervalued?"],"rank_math_description":["Is Bank of India overvalued or undervalued right now? 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