{"id":221648,"date":"2026-08-27T17:02:29","date_gmt":"2026-08-27T11:32:29","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=221648"},"modified":"2026-08-27T17:02:32","modified_gmt":"2026-08-27T11:32:32","slug":"low-debt-personal-care-stocks-worth-watching-2026","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/low-debt-personal-care-stocks-worth-watching-2026\/","title":{"rendered":"4 Low-Debt Personal Care Stocks Worth Watching in 2026"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>Gillette India D\/E 0.00 at Rs 7,401.00. P&amp;G Hygiene D\/E 0.00 at Rs 8,121.50. Honasa Consumer D\/E 0.10 at Rs 485.40. Data as of 27 Aug 2026.<\/em><\/p>\n<div style=\"background: #F0F9FF; border-left: 4px solid #2E7D32; border-radius: 6px; padding: 14px 18px; margin: 18px 0;\">\n<p style=\"margin: 0; color: #1f4e79; font-size: 14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin: 8px 0 0;\">The four low-debt personal care stocks worth watching in 2026 are Procter &amp; Gamble Hygiene and Health Care, Gillette India, Honasa Consumer and Vadilal Industries, each carrying a debt to equity ratio of 0.27 or below. India&#8217;s listed personal care and household product makers, whether multinational subsidiaries or newer direct-to-consumer brands, generally run light balance sheets funded by strong brand-led cash generation. Return on equity is exceptionally high at the two multinational-backed names, reflecting their capital-light structures. A low debt to equity ratio reduces balance sheet risk, but competitive intensity and distribution costs still need separate scrutiny.<\/p>\n<\/div>\n<p>India&#8217;s personal care and household products sector includes both long-established multinational subsidiaries and newer direct-to-consumer brands, and low-debt personal care stocks span both categories. Procter &amp; Gamble Hygiene and Health Care, Gillette India, Honasa Consumer and Vadilal Industries all carry a debt to equity ratio of 0.27 or below as of 27 August 2026, based on company filings.<\/p>\n<p>Personal care brands with strong pricing power and asset-light manufacturing, often outsourced to contract manufacturers, need little capital to operate relative to their revenue and brand value. This article covers the four names, their key numbers, and what a low leverage profile means for someone evaluating personal care stocks for a long term portfolio.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=lowdebt_personalcare\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/low-debt-personal-care-stocks-worth-watching-2026\/#What_Counts_as_a_Low-Debt_Personal_Care_Stock\" title=\"What Counts as a Low-Debt Personal Care Stock?\">What Counts as a Low-Debt Personal Care Stock?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/low-debt-personal-care-stocks-worth-watching-2026\/#4_Low-Debt_Personal_Care_Stocks_Worth_Watching_in_2026\" title=\"4 Low-Debt Personal Care Stocks Worth Watching in 2026\">4 Low-Debt Personal Care Stocks Worth Watching in 2026<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/low-debt-personal-care-stocks-worth-watching-2026\/#1_Procter_Gamble_Hygiene_and_Health_Care\" title=\"1. Procter &amp; Gamble Hygiene and Health Care\">1. Procter &amp; Gamble Hygiene and Health Care<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/low-debt-personal-care-stocks-worth-watching-2026\/#2_Gillette_India\" title=\"2. Gillette India\">2. Gillette India<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/low-debt-personal-care-stocks-worth-watching-2026\/#3_Honasa_Consumer\" title=\"3. Honasa Consumer\">3. Honasa Consumer<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/low-debt-personal-care-stocks-worth-watching-2026\/#4_Vadilal_Industries\" title=\"4. Vadilal Industries\">4. Vadilal Industries<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/low-debt-personal-care-stocks-worth-watching-2026\/#Why_Low_Debt_Matters_for_Low-Debt_Personal_Care_Stock_Investors\" title=\"Why Low Debt Matters for Low-Debt Personal Care Stock Investors\">Why Low Debt Matters for Low-Debt Personal Care Stock Investors<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/low-debt-personal-care-stocks-worth-watching-2026\/#Risks_to_Watch_Even_in_Low-Debt_Personal_Care_Stocks\" title=\"Risks to Watch Even in Low-Debt Personal Care Stocks\">Risks to Watch Even in Low-Debt Personal Care Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/low-debt-personal-care-stocks-worth-watching-2026\/#How_to_Invest_in_These_Low-Debt_Personal_Care_Stocks\" title=\"How to Invest in These Low-Debt Personal Care Stocks\">How to Invest in These Low-Debt Personal Care Stocks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/low-debt-personal-care-stocks-worth-watching-2026\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/low-debt-personal-care-stocks-worth-watching-2026\/#FAQs_on_Low-Debt_Personal_Care_Stocks\" title=\"FAQs on Low-Debt Personal Care Stocks\">FAQs on Low-Debt Personal Care Stocks<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/low-debt-personal-care-stocks-worth-watching-2026\/#Which_are_the_top_low-debt_personal_care_stocks_in_India_for_2026\" title=\"Which are the top low-debt personal care stocks in India for 2026?\">Which are the top low-debt personal care stocks in India for 2026?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/low-debt-personal-care-stocks-worth-watching-2026\/#What_debt_to_equity_ratio_counts_as_low_debt_for_a_personal_care_stock\" title=\"What debt to equity ratio counts as low debt for a personal care stock?\">What debt to equity ratio counts as low debt for a personal care stock?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/low-debt-personal-care-stocks-worth-watching-2026\/#Is_Gillette_India_a_debt-free_stock\" title=\"Is Gillette India a debt-free stock?\">Is Gillette India a debt-free stock?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/low-debt-personal-care-stocks-worth-watching-2026\/#Are_low-debt_personal_care_stocks_safer_than_other_consumer_stocks\" title=\"Are low-debt personal care stocks safer than other consumer stocks?\">Are low-debt personal care stocks safer than other consumer stocks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/low-debt-personal-care-stocks-worth-watching-2026\/#Do_low-debt_personal_care_stocks_pay_dividends\" title=\"Do low-debt personal care stocks pay dividends?\">Do low-debt personal care stocks pay dividends?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/low-debt-personal-care-stocks-worth-watching-2026\/#Which_low-debt_personal_care_stock_has_the_lowest_debt_to_equity_ratio\" title=\"Which low-debt personal care stock has the lowest debt to equity ratio?\">Which low-debt personal care stock has the lowest debt to equity ratio?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/low-debt-personal-care-stocks-worth-watching-2026\/#Should_I_buy_low-debt_personal_care_stocks_only_for_their_low_debt\" title=\"Should I buy low-debt personal care stocks only for their low debt?\">Should I buy low-debt personal care stocks only for their low debt?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_Counts_as_a_Low-Debt_Personal_Care_Stock\"><\/span><strong>What Counts as a Low-Debt Personal Care Stock?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A low-debt personal care stock is one whose total borrowings are a small fraction of shareholder equity, typically shown as a debt to equity ratio under 0.30. Brand-led companies with outsourced or asset-light manufacturing often fall well below this level, since they do not need to finance heavy production infrastructure. A low ratio does not always mean zero borrowings on paper, since lease liabilities for offices and warehouses count as debt under current accounting rules.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"4_Low-Debt_Personal_Care_Stocks_Worth_Watching_in_2026\"><\/span><strong>4 Low-Debt Personal Care Stocks Worth Watching in 2026<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The table below ranks four low-debt personal care stocks by market capitalisation, along with current market price, debt to equity ratio and 52 week trading range.<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\" border=\"1\" cellspacing=\"0\" cellpadding=\"8\">\n<thead>\n<tr>\n<th>Company<\/th>\n<th>NSE Ticker<\/th>\n<th>CMP (Rs)<\/th>\n<th>Debt to Equity<\/th>\n<th>Market Cap (Rs Cr)<\/th>\n<th>52W High (Rs)<\/th>\n<th>52W Low (Rs)<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Procter &amp; Gamble Hygiene and Health Care<\/td>\n<td>PGHH<\/td>\n<td>8,121.50<\/td>\n<td>0.00<\/td>\n<td>26,379<\/td>\n<td>14,509.00<\/td>\n<td>8,066.00<\/td>\n<\/tr>\n<tr>\n<td>Gillette India<\/td>\n<td>GILLETTE<\/td>\n<td>7,401.00<\/td>\n<td>0.00<\/td>\n<td>24,121<\/td>\n<td>10,740.00<\/td>\n<td>7,206.00<\/td>\n<\/tr>\n<tr>\n<td>Honasa Consumer<\/td>\n<td>HONASA<\/td>\n<td>485.40<\/td>\n<td>0.10<\/td>\n<td>15,509<\/td>\n<td>509.80<\/td>\n<td>248.40<\/td>\n<\/tr>\n<tr>\n<td>Vadilal Industries<\/td>\n<td>VADILALIND<\/td>\n<td>7,445.50<\/td>\n<td>0.27<\/td>\n<td>5,323<\/td>\n<td>8,447.00<\/td>\n<td>3,996.00<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><span class=\"ez-toc-section\" id=\"1_Procter_Gamble_Hygiene_and_Health_Care\"><\/span><strong>1. Procter &amp; Gamble Hygiene and Health Care<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Procter &amp; Gamble Hygiene and Health Care is the largest of the low-debt personal care stocks on this list, with a market capitalisation of Rs 26,379 crore and a debt to equity ratio of 0.00. The stock trades at Rs 8,121.50, well below its 52 week high of Rs 14,509.00. Return on equity stands at an exceptional 113.67 percent and the dividend yield is 3.14 percent. The company&#8217;s Whisper and Vicks brands support a capital-light, high-return business model backed by its multinational parent.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Gillette_India\"><\/span><strong>2. Gillette India<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Gillette India carries a debt to equity ratio of 0.00 and trades at Rs 7,401.00, sharply below its 52 week high of Rs 10,740.00. Market capitalisation stands at Rs 24,121 crore. The company&#8217;s grooming and oral care portfolio supports a return on equity of 69.13 percent, among the highest in the Indian market, along with a dividend yield of 3.24 percent.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check the Univest Screener for live debt to equity data<\/strong><\/a><\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Honasa_Consumer\"><\/span><strong>3. Honasa Consumer<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Honasa Consumer has a debt to equity ratio of 0.10 and trades at Rs 485.40, near its 52 week high of Rs 509.80. Market capitalisation stands at Rs 15,509 crore. The company&#8217;s Mamaearth and other direct-to-consumer beauty and personal care brands support a return on equity of 14.16 percent and a dividend yield of 0.63 percent.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Vadilal_Industries\"><\/span><strong>4. Vadilal Industries<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Vadilal Industries rounds out the list with a debt to equity ratio of 0.27, the highest among the four names but still moderate, and a current market price of Rs 7,445.50. Market capitalisation stands at Rs 5,323 crore, with a 52 week range of Rs 3,996.00 to Rs 8,447.00. The company&#8217;s ice cream and frozen dessert business supports a return on equity of 18.24 percent.<\/p>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"https:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track these low-debt personal care stocks on the go.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Why_Low_Debt_Matters_for_Low-Debt_Personal_Care_Stock_Investors\"><\/span><strong>Why Low Debt Matters for Low-Debt Personal Care Stock Investors<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Lower Interest Cost Risk:<\/strong> A company with negligible borrowing is largely insulated from rising interest rates, since it has few loans whose cost can climb during a tightening cycle.<\/p>\n<p><strong>High Return on Capital Employed:<\/strong> Brand-led companies that need little fixed capital to operate tend to post exceptionally high return on equity, as seen at Procter &amp; Gamble Hygiene and Gillette India.<\/p>\n<p><strong>Higher Dividend Capacity:<\/strong> Cash that would otherwise service debt is available for dividends, which is one reason the multinational-backed names on this list maintain strong payouts.<\/p>\n<p><strong>Flexibility to Fund Brand Investment:<\/strong> A clean balance sheet gives management room to fund advertising, new product launches or distribution expansion from internal accruals rather than fresh loans.<\/p>\n<p><strong>Resilience Through Demand Cycles:<\/strong> Companies without debt obligations face less financial pressure when a slower quarter for discretionary personal care spending affects near term revenue.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Risks_to_Watch_Even_in_Low-Debt_Personal_Care_Stocks\"><\/span><strong>Risks to Watch Even in Low-Debt Personal Care Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Valuation Risk:<\/strong> A low debt to equity ratio does not protect a stock from being expensive. Honasa Consumer, for instance, trades at a price to earnings ratio of 62.18, well above the sector average.<\/p>\n<p><strong>Competitive Intensity:<\/strong> Personal care categories face intense competition from both established multinational brands and fast-growing direct-to-consumer challengers.<\/p>\n<p><strong>Distribution Cost Pressure:<\/strong> Expanding distribution reach, particularly for newer brands like Honasa Consumer, requires ongoing marketing and trade spend that can pressure margins.<\/p>\n<p><strong>Discretionary Demand Sensitivity:<\/strong> Some personal care and grooming categories are discretionary, and demand can soften during periods of weak consumer sentiment.<\/p>\n<p><strong>Input Cost Volatility:<\/strong> Packaging materials and specialty chemical inputs can see price swings that affect margins across the sector.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Invest_in_These_Low-Debt_Personal_Care_Stocks\"><\/span><strong>How to Invest in These Low-Debt Personal Care Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Start by comparing the debt to equity ratio, price to earnings ratio and revenue growth of each company against its own recent history, rather than looking at the debt figure in isolation.<\/p>\n<p>A live fundamentals screener can help with this comparison, since debt to equity, PE and dividend yield figures move every quarter and a static snapshot goes stale quickly.<\/p>\n<p>Next, check recent commentary on category growth, distribution expansion and new product launches, since these factors move personal care stocks more than balance sheet strength alone.<\/p>\n<p>Decide on a position size based on your existing exposure to the consumer and FMCG theme, since these names already sit in several consumption-focused mutual funds and may overlap with existing holdings.<\/p>\n<p>Finally, place the order through a SEBI registered broker or investment platform, and set a review date, such as the next quarterly results, rather than relying on the current debt to equity figure indefinitely.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Procter &amp; Gamble Hygiene and Health Care, Gillette India, Honasa Consumer and Vadilal Industries currently stand out as low-debt personal care stocks with debt to equity ratios of 0.27 or below, strong return on equity in most cases, and brand-led business models. A clean balance sheet lowers one category of risk, but competitive intensity and distribution costs still need to be assessed stock by stock. Consult a SEBI registered advisor before making any investment decision, and treat the figures in this article as a starting point for further research rather than a final recommendation.<\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"FAQs_on_Low-Debt_Personal_Care_Stocks\"><\/span><strong>FAQs on Low-Debt Personal Care Stocks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Which_are_the_top_low-debt_personal_care_stocks_in_India_for_2026\"><\/span><strong>Which are the top low-debt personal care stocks in India for 2026?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Procter &amp; Gamble Hygiene and Health Care, Gillette India, Honasa Consumer and Vadilal Industries are among the top low-debt personal care stocks in India for 2026, each with a debt to equity ratio of 0.27 or below as of 27 August 2026.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_debt_to_equity_ratio_counts_as_low_debt_for_a_personal_care_stock\"><\/span><strong>What debt to equity ratio counts as low debt for a personal care stock?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> A debt to equity ratio under 0.30 is generally treated as low debt for personal care companies, since brand-led, often outsourced manufacturing models need little borrowed capital.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Gillette_India_a_debt-free_stock\"><\/span><strong>Is Gillette India a debt-free stock?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Gillette India reports a debt to equity ratio of 0.00, along with Procter &amp; Gamble Hygiene and Health Care, making both among the cleanest balance sheets in the Indian personal care sector.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Are_low-debt_personal_care_stocks_safer_than_other_consumer_stocks\"><\/span><strong>Are low-debt personal care stocks safer than other consumer stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Low-debt personal care stocks carry lower interest rate and refinancing risk than leveraged companies, but they are not immune to competitive intensity or discretionary demand slowdowns.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Do_low-debt_personal_care_stocks_pay_dividends\"><\/span><strong>Do low-debt personal care stocks pay dividends?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Procter &amp; Gamble Hygiene, Gillette India and Honasa Consumer all pay dividends, with Gillette India at 3.24 percent yield being the highest on this list.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_low-debt_personal_care_stock_has_the_lowest_debt_to_equity_ratio\"><\/span><strong>Which low-debt personal care stock has the lowest debt to equity ratio?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Procter &amp; Gamble Hygiene and Health Care and Gillette India both report a debt to equity ratio of 0.00, the lowest in this list.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Should_I_buy_low-debt_personal_care_stocks_only_for_their_low_debt\"><\/span><strong>Should I buy low-debt personal care stocks only for their low debt?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Low debt should be one factor among several, alongside category growth, competitive intensity and return on equity, when deciding whether to buy any of these low-debt personal care stocks.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>P&#038;G Hygiene, Gillette India, Honasa Consumer and Vadilal Industries all carry a debt to equity ratio of 0.27 or below. 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