{"id":218496,"date":"2026-08-25T12:16:44","date_gmt":"2026-08-25T06:46:44","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=218496"},"modified":"2026-08-25T12:16:46","modified_gmt":"2026-08-25T06:46:46","slug":"hdfc-flexi-cap-fund-direct-growth-review-2026","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/hdfc-flexi-cap-fund-direct-growth-review-2026\/","title":{"rendered":"HDFC Flexi Cap Fund Direct Growth Review 2026: NAV, Returns, Portfolio &#038; Should You Invest?"},"content":{"rendered":"<p><a href=\"https:\/\/univest.in\/mutual-funds\/hdfc-flexi-cap-fund-g-direct-plan\">HDFC Flexi Cap Fund Direct Growth Plan<\/a> has a NAV of \u20b92290.788 as of 24 August 2026 and a scheme AUM of \u20b9110,736 Cr. Its 1-year, 3-year and 5-year returns are 4.7622%, 17.3566% and 19.1134% respectively, and it sits in the High Risk category.<\/p>\n<p>Our view is that this is a fund for investors who can tolerate sharper swings in equity returns and can stay invested long enough for compounding to matter. The portfolio is tilted heavily toward large caps, but it also keeps meaningful exposure to mid and small caps, so the ride may be uneven even when the long-term pattern is constructive.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-flexi-cap-fund-direct-growth-review-2026\/#Quick_facts\" title=\"Quick facts\">Quick facts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-flexi-cap-fund-direct-growth-review-2026\/#Performance\" title=\"Performance\">Performance<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-flexi-cap-fund-direct-growth-review-2026\/#Should_you_BUY_or_HOLD_HDFC_Flexi_Cap\" title=\"Should you BUY or HOLD HDFC Flexi Cap?\">Should you BUY or HOLD HDFC Flexi Cap?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-flexi-cap-fund-direct-growth-review-2026\/#Peer_comparison\" title=\"Peer comparison\">Peer comparison<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-flexi-cap-fund-direct-growth-review-2026\/#Portfolio_where_your_money_goes\" title=\"Portfolio: where your money goes\">Portfolio: where your money goes<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-flexi-cap-fund-direct-growth-review-2026\/#Who_should_invest\" title=\"Who should invest\">Who should invest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-flexi-cap-fund-direct-growth-review-2026\/#Tax_and_exit_load\" title=\"Tax and exit load\">Tax and exit load<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-flexi-cap-fund-direct-growth-review-2026\/#Frequently_asked_questions\" title=\"Frequently asked questions\">Frequently asked questions<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-flexi-cap-fund-direct-growth-review-2026\/#Bottom_line\" title=\"Bottom line\">Bottom line<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-flexi-cap-fund-direct-growth-review-2026\/#Explore_mutual_funds_with_Univest\" title=\"Explore mutual funds with Univest\">Explore mutual funds with Univest<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/hdfc-flexi-cap-fund-direct-growth-review-2026\/#RIA_disclosure\" title=\"RIA disclosure\">RIA disclosure<\/a><\/li><\/ul><\/nav><\/div>\n<h2 style=\"font-weight: bold;\"><span class=\"ez-toc-section\" id=\"Quick_facts\"><\/span>Quick facts<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Particular<\/th>\n<th>Details<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>NAV<\/td>\n<td>\u20b92290.788 as of 24 August 2026<\/td>\n<\/tr>\n<tr>\n<td>AUM<\/td>\n<td>\u20b9110,736 Cr<\/td>\n<\/tr>\n<tr>\n<td>Expense Ratio<\/td>\n<td>0.68%<\/td>\n<\/tr>\n<tr>\n<td>Launch Date<\/td>\n<td>01 Jan 2013<\/td>\n<\/tr>\n<tr>\n<td>Min SIP<\/td>\n<td>\u20b9100<\/td>\n<\/tr>\n<tr>\n<td>Risk Category<\/td>\n<td>High Risk<\/td>\n<\/tr>\n<tr>\n<td>Benchmark<\/td>\n<td>Nifty 50<\/td>\n<\/tr>\n<tr>\n<td>Fund Category<\/td>\n<td>Equity<\/td>\n<\/tr>\n<tr>\n<td>Exit Load<\/td>\n<td>1% on or before 1Y, Nil after 1Y<\/td>\n<\/tr>\n<tr>\n<td>Fund Managers<\/td>\n<td>Amit Ganatra<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The fund is managed by Amit Ganatra.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 24 Aug 2026<\/small><\/p>\n<h2 style=\"font-weight: bold;\"><span class=\"ez-toc-section\" id=\"Performance\"><\/span>Performance<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Period<\/th>\n<th>Fund return<\/th>\n<th>Benchmark return<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>1M<\/td>\n<td>2.61%<\/td>\n<td>0.93%<\/td>\n<\/tr>\n<tr>\n<td>3M<\/td>\n<td>5.72%<\/td>\n<td>0.78%<\/td>\n<\/tr>\n<tr>\n<td>1Y<\/td>\n<td>4.76%<\/td>\n<td>-0.85%<\/td>\n<\/tr>\n<tr>\n<td>3Y<\/td>\n<td>17.36%<\/td>\n<td>7.08%<\/td>\n<\/tr>\n<tr>\n<td>5Y<\/td>\n<td>19.11%<\/td>\n<td>7.17%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>Recent performance has been better than the benchmark across every period shown. The 1-month and 3-month numbers indicate a stronger short-term move for the fund than the index, even though the path has not been smooth. That is consistent with a flexi cap portfolio that carries a meaningful blend of bank, automobile and healthcare exposure, while still holding smaller pockets of more cyclical and market-sensitive names.<\/p>\n<p>Over 1 year, the fund remained positive while the benchmark was slightly negative. That suggests the fund handled the last year better than the index, but the gap is not large enough to call the experience steady. The monthly path in the 1-year series shows a period of weakness followed by recovery, which tells us returns were earned through a choppier route rather than a straight climb.<\/p>\n<p>The longer trend is more encouraging. Both the 3-year and 5-year returns are well ahead of the benchmark, which supports the view that the fund has been able to compound meaningfully over fuller market cycles. At the same time, the distance between the short-term and long-term pattern shows that near-term behaviour can differ from the longer record, so investors should not assume the past few months will repeat in a straight line.<\/p>\n<p>For us, the key takeaway is that the fund has delivered a stronger long-run outcome than the benchmark, but it has done so with equity-style volatility. That combination can suit patient investors, yet it also means the path between entry and exit can matter just as much as the end result.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 24 Aug 2026<\/small><\/p>\n<section class=\"univest-mf-premium-cta\" style=\"margin: 28px 0; padding: 24px; border-radius: 10px; border: 1px solid #d8e3f0; background: #f7faff;\">\n<h2 style=\"font-weight: bold;\"><span class=\"ez-toc-section\" id=\"Should_you_BUY_or_HOLD_HDFC_Flexi_Cap\"><\/span>Should you BUY or HOLD HDFC Flexi Cap?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>A fund&#8217;s past returns alone don&#8217;t tell you whether you should buy it today or continue holding it.<\/p>\n<p>The right decision depends on factors such as your current allocation, purchase price, risk profile, investment horizon and the role this fund plays in your overall portfolio.<\/p>\n<p><strong>Already holding HDFC Flexi Cap? Thinking of investing now?<\/strong><\/p>\n<p><a style=\"font-weight: bold; text-decoration: none;\" href=\"https:\/\/univest.in\/mutual-funds\">Get your portfolio analysed for FREE by SEBI-registered Investment Adviser (RIA) through Univest MF Premium<\/a><\/p>\n<\/section>\n<h2 style=\"font-weight: bold;\"><span class=\"ez-toc-section\" id=\"Peer_comparison\"><\/span>Peer comparison<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Fund<\/th>\n<th>1Y return<\/th>\n<th>3Y return<\/th>\n<th>5Y return<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/hdfc-flexi-cap-fund-g-direct-plan\">HDFC Flexi Cap Fund Direct Growth Plan<\/a><\/td>\n<td>4.76%<\/td>\n<td>17.36%<\/td>\n<td>19.11%<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/bank-of-india-flexi-cap-fund-g-direct-plan\">Bank of India Flexi Cap Fund Direct Growth Plan<\/a><\/td>\n<td>14.42%<\/td>\n<td>21.61%<\/td>\n<td>18.29%<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/iti-flexi-cap-fund-g-direct-plan\">ITI Flexi Cap Fund Direct Growth Plan<\/a><\/td>\n<td>14.41%<\/td>\n<td>19.73%<\/td>\n<td>Data not available<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/navi-flexi-cap-fund-g-direct-plan\">Navi Flexi Cap Fund Direct Growth Plan<\/a><\/td>\n<td>13.41%<\/td>\n<td>13.15%<\/td>\n<td>13.23%<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/lic-mf-multi-cap-fund-g-direct-plan\">LIC MF Multi Cap Fund Direct Growth Plan<\/a><\/td>\n<td>12.33%<\/td>\n<td>19.61%<\/td>\n<td>Data not available<\/td>\n<\/tr>\n<tr>\n<td><a href=\"https:\/\/univest.in\/mutual-funds\/trustmf-flexi-cap-fund-g-direct-plan\">TRUSTMF Flexi Cap Fund Direct Growth Plan<\/a><\/td>\n<td>11.95%<\/td>\n<td>Data not available<\/td>\n<td>Data not available<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>This assessment is prepared by Uniapps Investment Adviser Pvt. Ltd. under SEBI Registered Investment Adviser registration INA000017639.<\/p>\n<p>The fund\u2019s 1-year return trails the leading peer numbers in this set, so the recent stretch looks softer than several comparable funds. However, the 3-year and 5-year figures remain competitive against the available peer data, which means the longer record is not weak even if the latest year was muted. That split between recent and longer-term behaviour is important: the fund has more to say through its full-cycle record than through the last 12 months alone.<\/p>\n<p>Compared with peers that have both 3-year and 5-year figures, the fund is ahead of some and behind others depending on the period. Its 5-year result is stronger than Navi Flexi Cap Fund Direct Growth Plan and ahead of peers where 5-year data is not available, but it is below Bank of India Flexi Cap Fund Direct Growth Plan on both 1-year and 3-year measures. We therefore see the comparison as mixed rather than one-sided, with the longer record providing the more useful context.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 24 Aug 2026<\/small><\/p>\n<div class=\"univest-peer-login-cta\" style=\"margin: 20px 0; padding: 16px 18px; border: 1px solid #d8e3f0; border-radius: 8px; background: #f7faff;\">\n<p style=\"margin: 0;\"><strong>Want to know more?<\/strong> <a style=\"font-weight: bold; text-decoration: none;\" href=\"https:\/\/univest.in\/user\/log-in\">Log in to Univest<\/a> for more mutual fund insights.<\/p>\n<\/div>\n<h2 style=\"font-weight: bold;\"><span class=\"ez-toc-section\" id=\"Portfolio_where_your_money_goes\"><\/span>Portfolio: where your money goes<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The portfolio is dominated by large caps at 73.02%, with mid caps at 11.58% and small caps at 9.24%. Other holdings account for 6.16%, so the structure is still equity-heavy but not confined to one market-cap bucket.<\/p>\n<table>\n<thead>\n<tr>\n<th>Sector<\/th>\n<th>Weight<\/th>\n<th>Top holdings<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>BANK<\/td>\n<td>35.84%<\/td>\n<td>KOTAK MAHINDRA BANK LIMITED (10.92%), ICICI BANK LTD. (7.61%)<\/td>\n<\/tr>\n<tr>\n<td>AUTOMOBILE &amp; ANCILLARIES<\/td>\n<td>11.17%<\/td>\n<td>MARUTI SUZUKI INDIA LIMITED (2.61%), EICHER MOTORS LTD. (2.07%)<\/td>\n<\/tr>\n<tr>\n<td>HEALTHCARE<\/td>\n<td>9.72%<\/td>\n<td>CIPLA LTD. (2.52%), DR. LAL PATH LABS LTD (1.71%)<\/td>\n<\/tr>\n<tr>\n<td>INFRASTRUCTURE<\/td>\n<td>6.78%<\/td>\n<td>HINDUSTAN CONSTRUCTION COMPANY LTD. (2.2%), IRB INFRASTRUCTURE DEVELOPERS LTD (2.12%)<\/td>\n<\/tr>\n<tr>\n<td>CASH &amp; CASH EQUIVALENTS AND NET ASSETS<\/td>\n<td>6.3%<\/td>\n<td>TREPS &#8211; TRI-PARTY REPO (6.51%)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>The large-cap tilt suggests the fund may behave with more stability than a portfolio that is heavily mid- and small-cap led, but the presence of those smaller buckets still adds return potential and volatility. In our view, this is a balanced flexi-cap structure rather than a pure large-cap portfolio.<\/p>\n<p>Bank is materially larger than every other sector in the list, so it is the clearest driver of portfolio behaviour. Automobile and healthcare are the next meaningful contributors, but they are far below bank in weight, which means their influence is more secondary than decisive. Infrastructure is smaller still, though it can add cyclical sensitivity when those holdings move sharply.<\/p>\n<p>The cash and cash-equivalent bucket may help with liquidity management, but it does not change the fact that bank exposure is the main portfolio anchor. Because the sector mix is fairly concentrated at the top and the market-cap mix still includes mid and small caps, the fund could show a blend of resilience and swings rather than a straight-line pattern.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 24 Aug 2026<\/small><\/p>\n<h2 style=\"font-weight: bold;\"><span class=\"ez-toc-section\" id=\"Who_should_invest\"><\/span>Who should invest<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This fund is more suitable for investors who are comfortable with High Risk equity exposure and who can stay invested for a longer horizon. The 3-year and 5-year returns show the fund can build value over time, but the weaker 1-year outcome and the uneven monthly path show that patience matters.<\/p>\n<p>The benchmark comparison strengthens the long-term case, because the fund has stayed ahead of the index over 3 years and 5 years. At the same time, the peer comparison shows that some other flexi-cap funds have been stronger in the latest year, so an investor needs to accept that short-term outcomes may lag even when the longer record remains healthy.<\/p>\n<p>The main trade-off is clear: this fund offers diversified equity exposure with meaningful long-term compounding potential, but the path can be volatile. Investors who need steady short-term outcomes or low-fluctuation capital may find that uncomfortable, while those who can wait through periods of weakness may find the structure more appropriate.<\/p>\n<h2 style=\"font-weight: bold;\"><span class=\"ez-toc-section\" id=\"Tax_and_exit_load\"><\/span>Tax and exit load<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Holding period<\/th>\n<th>Tax rate<\/th>\n<th>Description<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Units held less than 1 year<\/td>\n<td>20%<\/td>\n<td>Short-term capital gains tax<\/td>\n<\/tr>\n<tr>\n<td>Units held more than 1 year<\/td>\n<td>12.5%<\/td>\n<td>Long-term capital gains tax<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>Exit load:<\/strong> 1% on or before 1Y, Nil after 1Y.<\/p>\n<p class=\"mf-source-date\"><small>Source data date: as of 24 Aug 2026<\/small><\/p>\n<h2 style=\"font-weight: bold;\"><span class=\"ez-toc-section\" id=\"Frequently_asked_questions\"><\/span>Frequently asked questions<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>What is the current NAV of HDFC Flexi Cap Fund Direct Growth Plan?<\/strong><br \/>\nThe current NAV is \u20b92290.788 as of 24 August 2026.<\/p>\n<p><strong>What are the fund\u2019s 1-year, 3-year and 5-year returns?<\/strong><br \/>\nThe fund\u2019s 1-year, 3-year and 5-year returns are 4.7622%, 17.3566% and 19.1134%.<\/p>\n<p><strong>How has it performed against the benchmark?<\/strong><br \/>\nIt has stayed ahead of the Nifty 50 across the 1-month, 3-month, 1-year, 3-year and 5-year periods shown.<\/p>\n<p><strong>How does it compare with peer funds on available returns?<\/strong><br \/>\nIts latest-year return is below several peer funds in the comparison set, while its 3-year and 5-year numbers remain competitive against the available peer data.<\/p>\n<p><strong>What is the minimum SIP amount?<\/strong><br \/>\nThe minimum SIP amount is \u20b9100.<\/p>\n<p><strong>Who manages the fund and what is the exit load?<\/strong><br \/>\nThe fund is managed by Amit Ganatra. The exit load is 1% on or before 1 year and nil after 1 year.<\/p>\n<h2 style=\"font-weight: bold;\"><span class=\"ez-toc-section\" id=\"Bottom_line\"><\/span>Bottom line<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>HDFC Flexi Cap Fund Direct Growth Plan has a softer 1-year record than its longer-run story, but the 3-year and 5-year results still show solid compounding versus the benchmark. Against peers, the recent year looks less impressive, while the longer record remains more balanced. The portfolio\u2019s large-cap tilt may add some steadiness, but the meaningful bank exposure and the smaller-cap sleeves mean this is still a High Risk equity fund with an uneven path. It may suit patient investors who want diversified flexi-cap exposure and can live with short-term swings.<\/p>\n<p class=\"univest-posted-at\" style=\"font-size: 14px; color: #666; margin: 20px 0 8px;\">Published on 25 August 2026 at 12:11 PM IST<\/p>\n<section class=\"univest-login-cta\" style=\"margin: 28px 0; padding: 24px; border-radius: 10px; background: #eef5ff; border: 1px solid #cddff7; text-align: center;\">\n<h2 style=\"font-weight: bold;\"><span class=\"ez-toc-section\" id=\"Explore_mutual_funds_with_Univest\"><\/span>Explore mutual funds with Univest<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Review mutual fund data, compare performance and explore fund insights on Univest.<\/p>\n<p><a style=\"display: inline-block; padding: 11px 20px; border-radius: 6px; background: #1f4e79; color: #fff !important; text-decoration: none; font-weight: bold;\" href=\"https:\/\/univest.in\/user\/log-in\">Explore Univest<\/a><\/p>\n<\/section>\n<section class=\"univest-disclaimer\">\n<h2 style=\"font-weight: bold;\"><span class=\"ez-toc-section\" id=\"RIA_disclosure\"><\/span>RIA disclosure<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. This review is prepared by Uniapps Investment Adviser Pvt. Ltd. (earlier known as Uniapps Global Research Pvt. Ltd.) under SEBI Registered Investment Adviser registration INA000017639 for general informational purposes and is not personalized investment advice.<\/p>\n<\/section>\n<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"InvestmentFund\",\"name\":\"HDFC Flexi Cap Fund Direct Growth Plan\",\"identifier\":\"hdfc-flexi-cap-fund-g-direct-plan\",\"category\":\"Equity\",\"dateCreated\":\"01 Jan 2013\",\"isAccessibleForFree\":true,\"additionalProperty\":[{\"@type\":\"PropertyValue\",\"name\":\"NAV\",\"value\":2290.788,\"valueReference\":\"as of 24 Aug 2026\"},{\"@type\":\"PropertyValue\",\"name\":\"AUM\",\"value\":\"110736 Cr\"},{\"@type\":\"PropertyValue\",\"name\":\"Expense Ratio\",\"value\":\"0.68\"},{\"@type\":\"PropertyValue\",\"name\":\"Benchmark\",\"value\":\"Nifty 50\"},{\"@type\":\"PropertyValue\",\"name\":\"1Y Return\",\"value\":4.7622},{\"@type\":\"PropertyValue\",\"name\":\"3Y Return\",\"value\":17.3566},{\"@type\":\"PropertyValue\",\"name\":\"5Y Return\",\"value\":19.1134},{\"@type\":\"PropertyValue\",\"name\":\"Fund Managers\",\"value\":\"Amit Ganatra\"}]}<\/script><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the current NAV of HDFC Flexi Cap Fund Direct Growth Plan?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The current NAV is \u20b92290.788 as of 24 August 2026.\"}},{\"@type\":\"Question\",\"name\":\"What are the fund\u2019s 1-year, 3-year and 5-year returns?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The fund\u2019s 1-year, 3-year and 5-year returns are 4.7622%, 17.3566% and 19.1134%.\"}},{\"@type\":\"Question\",\"name\":\"How has it performed against the benchmark?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"It has stayed ahead of the Nifty 50 across the 1-month, 3-month, 1-year, 3-year and 5-year periods shown.\"}},{\"@type\":\"Question\",\"name\":\"How does it compare with peer funds on available returns?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Its latest-year return is below several peer funds in the comparison set, while its 3-year and 5-year numbers remain competitive against the available peer data.\"}},{\"@type\":\"Question\",\"name\":\"What is the minimum SIP amount?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The minimum SIP amount is \u20b9100.\"}},{\"@type\":\"Question\",\"name\":\"Who manages the fund and what is the exit load?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The fund is managed by Amit Ganatra. 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