{"id":215583,"date":"2026-08-21T12:38:09","date_gmt":"2026-08-21T07:08:09","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=215583"},"modified":"2026-08-21T12:38:10","modified_gmt":"2026-08-21T07:08:10","slug":"nbfc-stocks-india-2026","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/nbfc-stocks-india-2026\/","title":{"rendered":"3 NBFC Stocks in India as Financial Inclusion and Credit Growth Drive Earnings in 2026"},"content":{"rendered":"
<\/div>\n

Bajaj Finance at Rs 1,096. Cholamandalam at Rs NA. Shriram Finance at Rs NA. NBFC credit AUM crosses Rs 50 lakh crore in FY26.<\/em><\/p>\n

\n

Quick Answer<\/strong><\/p>\n

NBFC (Non-Banking Financial Company) stocks in India serve the credit segments that traditional banks either cannot or choose not to serve efficiently: consumer durable loans, two-wheeler financing, small business loans, and gold loans. Bajaj Finance, the largest listed NBFC by market cap, is the primary vehicle for diversified consumer credit exposure. The NBFC sector has demonstrated that disciplined credit underwriting combined with technology-led customer acquisition can generate superior returns versus traditional bank lending models.<\/p>\n<\/div>\n

NBFC stocks in India have been navigating a period of regulatory tightening, with the RBI increasing risk weights on certain consumer credit categories in late FY25. This created a short-term credit growth moderation that is now resolving as NBFCs adjust their underwriting to comply with the enhanced regulatory requirements. The long-term structural case for NBFC stocks remains intact: India’s formal credit penetration is still low, and NBFCs serve the underserved segments most efficiently.<\/p>\n

For investors in NBFC stocks in India, the primary metrics are AUM growth, net interest margin, gross NPA ratio, cost of funds, and return on equity. Bajaj Finance is the most liquid and institutionally tracked NBFC stock in India.<\/p>\n

Click Here – Get Free Investment Predictions<\/strong><\/a><\/p>\n

\n
\n

Table of Contents<\/p>\nToggle<\/span><\/path><\/svg><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n