{"id":211886,"date":"2026-08-19T12:43:11","date_gmt":"2026-08-19T07:13:11","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=211886"},"modified":"2026-08-19T12:43:13","modified_gmt":"2026-08-19T07:13:13","slug":"sif-specialised-investment-funds-returns-what-investors-should-know","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/sif-specialised-investment-funds-returns-what-investors-should-know\/","title":{"rendered":"SIF Returns Up to 16% in 10 Months: What Are Specialised Investment Funds?"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>SIF returns: up to 16% in 10 months. Designed for greater flexibility and sophisticated strategies. Minimum ticket size higher than mutual funds.<\/em><\/p>\n<div style=\"background: #F0F9FF; border-left: 4px solid #2E7D32; border-radius: 6px; padding: 14px 18px; margin: 18px 0;\">\n<p style=\"margin: 0; color: #1f4e79; font-size: 14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin: 8px 0 0;\">Specialised Investment Funds (SIFs) have delivered returns of up to 16% in the roughly 10 months since their introduction, making them one of the more talked-about investment products in the Indian market right now. SIFs are designed to offer greater flexibility and access to sophisticated investment strategies not available in standard mutual funds. Before investing, it is critical to understand that SIFs carry higher risk profiles, have higher minimum investment thresholds, and are not as liquid as traditional mutual funds.<\/p>\n<\/div>\n<p>SIF returns of up to 16% in 10 months have caught the attention of investors looking for alternatives beyond traditional equity mutual funds and direct stocks. Specialised Investment Funds (SIFs) are a distinct investment vehicle in India that sits between mutual funds and Portfolio Management Services (PMS), offering fund managers more flexibility in strategy execution while maintaining the regulatory oversight of SEBI.<\/p>\n<p>Before investing in SIFs, investors should first understand that these products are designed to offer greater flexibility and access to more sophisticated investment strategies. This means they can take concentrated bets, use derivatives more liberally, and adopt non-conventional portfolio approaches. The flipside is that risk levels are correspondingly higher than vanilla equity or debt mutual funds.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=sif-article\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/sif-specialised-investment-funds-returns-what-investors-should-know\/#What_Are_Specialised_Investment_Funds_SIFs\" title=\"What Are Specialised Investment Funds (SIFs)?\">What Are Specialised Investment Funds (SIFs)?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/sif-specialised-investment-funds-returns-what-investors-should-know\/#SIF_Returns_How_16_in_10_Months_Compares_to_Other_Products\" title=\"SIF Returns: How 16% in 10 Months Compares to Other Products\">SIF Returns: How 16% in 10 Months Compares to Other Products<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/sif-specialised-investment-funds-returns-what-investors-should-know\/#Who_Should_Consider_Investing_in_SIFs\" title=\"Who Should Consider Investing in SIFs?\">Who Should Consider Investing in SIFs?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/sif-specialised-investment-funds-returns-what-investors-should-know\/#How_Do_SIF_Strategies_Differ_from_Mutual_Funds\" title=\"How Do SIF Strategies Differ from Mutual Funds?\">How Do SIF Strategies Differ from Mutual Funds?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/sif-specialised-investment-funds-returns-what-investors-should-know\/#Risks_to_Understand_Before_Investing_in_SIFs\" title=\"Risks to Understand Before Investing in SIFs\">Risks to Understand Before Investing in SIFs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/sif-specialised-investment-funds-returns-what-investors-should-know\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/sif-specialised-investment-funds-returns-what-investors-should-know\/#Frequently_Asked_Questions_on_SIFs_and_SIF_Returns\" title=\"Frequently Asked Questions on SIFs and SIF Returns\">Frequently Asked Questions on SIFs and SIF Returns<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/sif-specialised-investment-funds-returns-what-investors-should-know\/#What_are_Specialised_Investment_Funds_SIFs\" title=\"What are Specialised Investment Funds (SIFs)?\">What are Specialised Investment Funds (SIFs)?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/sif-specialised-investment-funds-returns-what-investors-should-know\/#What_returns_have_SIFs_delivered\" title=\"What returns have SIFs delivered?\">What returns have SIFs delivered?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/sif-specialised-investment-funds-returns-what-investors-should-know\/#What_is_the_minimum_investment_amount_for_a_SIF\" title=\"What is the minimum investment amount for a SIF?\">What is the minimum investment amount for a SIF?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/sif-specialised-investment-funds-returns-what-investors-should-know\/#Are_SIF_returns_guaranteed\" title=\"Are SIF returns guaranteed?\">Are SIF returns guaranteed?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/sif-specialised-investment-funds-returns-what-investors-should-know\/#How_is_a_SIF_different_from_a_mutual_fund\" title=\"How is a SIF different from a mutual fund?\">How is a SIF different from a mutual fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/sif-specialised-investment-funds-returns-what-investors-should-know\/#Who_regulates_SIFs_in_India\" title=\"Who regulates SIFs in India?\">Who regulates SIFs in India?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/sif-specialised-investment-funds-returns-what-investors-should-know\/#Should_I_invest_in_a_SIF_given_the_16_return_data\" title=\"Should I invest in a SIF given the 16% return data?\">Should I invest in a SIF given the 16% return data?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"What_Are_Specialised_Investment_Funds_SIFs\"><\/span><strong>What Are Specialised Investment Funds (SIFs)?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>SIF returns come from a category of SEBI-regulated investment vehicles known as Specialised Investment Funds that allow fund managers to deploy capital across a broader set of instruments and strategies than traditional mutual funds. Unlike a standard equity mutual fund that is bound by diversification norms and concentration limits, a SIF can run more concentrated portfolios, invest in unlisted securities within limits, and use derivatives for both hedging and return enhancement.<\/p>\n<p>While SIF returns have attracted attention, the product itself has a specific structure. SIFs were introduced by SEBI to fill the gap between retail mutual funds (accessible from Rs 500) and PMS (minimum Rs 50 lakh). The exact minimum ticket size for SIFs is higher than mutual funds, making them better suited for investors with larger investable surpluses and a higher risk appetite.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"SIF_Returns_How_16_in_10_Months_Compares_to_Other_Products\"><\/span><strong>SIF Returns: How 16% in 10 Months Compares to Other Products<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table>\n<thead>\n<tr>\n<th>Product<\/th>\n<th>Typical Return Range<\/th>\n<th>Liquidity<\/th>\n<th>Minimum Investment<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>SIFs<\/td>\n<td>Up to 16% in 10 months (top performers)<\/td>\n<td>Lower, lock-in possible<\/td>\n<td>Higher than MFs<\/td>\n<\/tr>\n<tr>\n<td>Equity Mutual Funds<\/td>\n<td>10-18% CAGR (long-term)<\/td>\n<td>High (T+2 redemption)<\/td>\n<td>Rs 500 SIP, Rs 1,000 lump sum<\/td>\n<\/tr>\n<tr>\n<td>PMS<\/td>\n<td>Varies widely by manager<\/td>\n<td>Quarterly exit windows<\/td>\n<td>Rs 50 lakh (SEBI minimum)<\/td>\n<\/tr>\n<tr>\n<td>Fixed Deposits<\/td>\n<td>6.5-7.5% p.a.<\/td>\n<td>High (penalty on premature withdrawal)<\/td>\n<td>Rs 1,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Explore Investment Opportunities on Univest Screener<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Who_Should_Consider_Investing_in_SIFs\"><\/span><strong>Who Should Consider Investing in SIFs?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>SIF returns of up to 16% are appealing, but not every investor is the right fit for this product. SIFs are most suitable for investors who have a higher risk appetite and can absorb potential capital loss without it derailing their financial plan, have a longer investment horizon (typically three years or more), have already built a foundation of diversified mutual funds and direct equity, have a larger investable surplus beyond standard needs, and understand that past SIF returns are not a guarantee of future performance. Comparing SIF returns across fund houses and tracking SIF returns over multiple periods is essential before selecting a scheme.<\/p>\n<p>SIF returns are attractive but SIFs are NOT suitable for investors who need liquidity at short notice, are investing their emergency fund or primary savings, are risk-averse and prefer capital preservation, or do not have experience with investment products beyond standard mutual funds.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_Do_SIF_Strategies_Differ_from_Mutual_Funds\"><\/span><strong>How Do SIF Strategies Differ from Mutual Funds?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>SIF returns are driven by strategies that traditional mutual funds cannot replicate. Standard mutual funds must follow SEBI&#8217;s diversification norms. For example, a large-cap fund must invest at least 80% in the top 100 stocks by market capitalisation. SIFs do not face the same rigid constraints, allowing managers to take larger bets in a single stock or sector if their research warrants it.<\/p>\n<p>The flexibility in strategy is a key driver of SIF returns. SIF managers can also use derivative instruments more freely for both hedging and generating alpha. This means a SIF can maintain a net long position in equities while using put options to limit downside in a volatile market, a strategy not commonly deployed in retail mutual fund schemes.<\/p>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track live market data and research tools on Univest.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Risks_to_Understand_Before_Investing_in_SIFs\"><\/span><strong>Risks to Understand Before Investing in SIFs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Understanding these risks is essential before chasing SIF returns. <strong>Concentration risk:<\/strong> Higher portfolio concentration means bigger potential gains but also bigger drawdowns if the thesis goes wrong.<\/p>\n<p><strong>Liquidity risk:<\/strong> SIFs may have lock-in periods or restricted redemption windows. Investors should read the scheme document carefully to understand when they can exit.<\/p>\n<p><strong>Manager dependency:<\/strong> SIF performance is heavily dependent on the fund manager&#8217;s skill. Unlike passive index funds, there is no benchmark safety net.<\/p>\n<p><strong>Regulatory risk:<\/strong> SEBI may revise guidelines for SIFs as the product matures. Any rule changes could impact the investment strategy or exit options.<\/p>\n<p><strong>Volatility:<\/strong> Sophisticated strategies may amplify returns in bull markets but can also amplify losses in bear markets.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>SIF returns of up to 16% in 10 months highlight the appeal of these newer investment vehicles for sophisticated investors. However, SIF returns are not guaranteed and come with higher risk, lower liquidity, and a requirement for greater financial understanding than standard mutual funds. If you are considering SIFs, ensure they fit your risk profile, investment horizon, and liquidity needs. Consult a SEBI-registered investment advisor before allocating capital to Specialised Investment Funds.<\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_on_SIFs_and_SIF_Returns\"><\/span><strong>Frequently Asked Questions on SIFs and SIF Returns<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_are_Specialised_Investment_Funds_SIFs\"><\/span><strong>What are Specialised Investment Funds (SIFs)?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Specialised Investment Funds or SIFs are SEBI-regulated investment vehicles that offer fund managers greater flexibility in strategy and portfolio construction compared to traditional mutual funds. They sit between mutual funds and Portfolio Management Services, allowing concentrated positions, derivative use, and access to sophisticated strategies.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_returns_have_SIFs_delivered\"><\/span><strong>What returns have SIFs delivered?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> SIF returns have been as high as 16% in approximately 10 months, according to available data as of August 2026. However, SIF returns vary significantly across fund houses and strategies. Past returns are not indicative of future performance.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_minimum_investment_amount_for_a_SIF\"><\/span><strong>What is the minimum investment amount for a SIF?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The minimum investment amount for SIFs is higher than standard mutual funds. Exact minimums vary by product and scheme. Investors should check the specific scheme information document (SID) of the SIF they are interested in before applying.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Are_SIF_returns_guaranteed\"><\/span><strong>Are SIF returns guaranteed?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> No, SIF returns are not guaranteed. Investments in SIFs are subject to market risk, including the risk of partial or total loss of capital. The 16% return figure represents top performers over a specific period and should not be taken as a guaranteed or typical return.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_is_a_SIF_different_from_a_mutual_fund\"><\/span><strong>How is a SIF different from a mutual fund?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> A SIF differs from a mutual fund in that it has higher concentration limits, can use derivatives more liberally, may have lock-in periods, requires higher minimum investment, and can access a wider range of investment instruments. SIFs carry a higher risk profile than standard diversified mutual funds.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Who_regulates_SIFs_in_India\"><\/span><strong>Who regulates SIFs in India?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> SIFs in India are regulated by SEBI (Securities and Exchange Board of India). Investors should verify that any SIF they invest in is registered and regulated by SEBI. Always check the fund&#8217;s SEBI registration details before investing.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Should_I_invest_in_a_SIF_given_the_16_return_data\"><\/span><strong>Should I invest in a SIF given the 16% return data?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Whether to invest in a SIF depends on your risk appetite, investment horizon, financial goals, and liquidity needs. SIFs are best suited for experienced investors with higher risk tolerance and larger surplus capital. This article is for educational purposes only. Consult a SEBI-registered financial advisor before investing.<\/p>\n<div class=\"faq-schema\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Specialised Investment Funds (SIFs) have delivered returns up to 16% in 10 months. Learn what SIFs are, how they work, key risks, and whether they suit your investment profile.<\/p>\n","protected":false},"author":34,"featured_media":211885,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[3802],"class_list":["post-211886","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market","tag-news"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["211885"],"_edit_lock":["1787123600:37"],"_last_editor_used_jetpack":["block-editor"],"rank_math_primary_category":["24"],"rank_math_seo_score":["70"],"rank_math_title":["SIF Returns Up to 16% in 10 Months: What Investors Should Know"],"rank_math_description":["Specialised Investment Funds (SIFs) have delivered returns of up to 16% in 10 months. Learn what SIFs are, how they work, who should invest, and the key risks before investing."],"rank_math_focus_keyword":["SIF returns"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"],"_edit_last":["37"],"_ez-toc-disabled":[""],"_ez-toc-insert":[""],"_ez-toc-header-label":[""],"_ez-toc-alignment":["none"],"_ez-toc-heading-levels":["a:0:{}"],"_ez-toc-alttext":[""],"_ez-toc-visibility_hide_by_default":[""],"_ez-toc-hide_counter":[""],"_ez-toc-exclude":[""],"_ez-toc-position-specific":["before"],"stm_select_gm_zoom":[""],"stm_agenda":[""],"stm_host":[""],"stm_select_approved_denied":[""],"stm_multiselect_approved":[""],"stm_multiselect_denied":[""],"stm_date":[""],"stm_time":[""],"stm_timezone":[""],"stm_duration":[""],"stm_password":[""],"stm_waiting_room":[""],"stm_join_before_host":[""],"stm_host_join_start":[""],"stm_start_after_participants":[""],"stm_mute_participants":[""],"stm_enforce_login":[""],"stm_alternative_hosts":[""],"top_bar_custom_style":[""],"top_bar_bg":[""],"wc_top_bar_cart_custom_style":[""],"wc_top_bar_cart_color":[""],"wc_top_bar_cart_icon_color_hover":[""],"wc_top_bar_cart_counter_color":[""],"wc_top_bar_cart_counter_color_hover":[""],"wc_top_bar_cart_counter_bg":[""],"wc_top_bar_cart_counter_bg_hover":[""],"top_bar_wpml_switcher_custom_style":[""],"wpml_switcher_color":[""],"top_bar_wpml_switcher_bg":[""],"top_bar_wpml_switcher_bg_hover":[""],"top_bar_wpml_switcher_color_hover":[""],"top_bar_socials_custom_style":[""],"top_bar_socials_color":[""],"top_bar_socials_color_hover":[""],"top_bar_search_custom_style":[""],"top_bar_search_color":[""],"top_bar_search_icon_color_hover":[""],"top_bar_contact_info_style":[""],"top_bar_contact_info_color":[""],"top_bar_contact_info_link_color":[""],"top_bar_contact_info_link_color_hover":[""],"top_bar_contact_info_select_bg":[""],"top_bar_contact_info_select_color":[""],"top_bar_contact_info_select_drop_bg":[""],"top_bar_contact_info_select_items_bg":[""],"top_bar_contact_info_select_items_color":[""],"top_bar_contact_info_select_items_hover":[""],"header_inverse":["default"],"enable_header_transparent":["off"],"header_nav_custom_style":[""],"header_bg":[""],"header_shadow":[""],"wc_cart_custom_style":[""],"wc_cart_icon_color":[""],"wc_cart_icon_color_hover":[""],"wc_cart_counter_color":[""],"wc_cart_counter_color_hover":[""],"wc_cart_counter_bg":[""],"wc_cart_counter_bg_hover":[""],"header_wpml_switcher_custom_style":[""],"header_wpml_switcher_color":[""],"header_wpml_switcher_color_hover":[""],"header_wpml_switcher_bg":[""],"header_wpml_switcher_bg_hover":[""],"header_socials_custom_style":[""],"header_socials_color":[""],"header_socials_color_hover":[""],"header_search_custom_style":[""],"header_search_icon_color":[""],"header_search_icon_color_hover":[""],"header_contact_info_style":[""],"header_contact_info_color":[""],"header_contact_info_link_color":[""],"header_contact_info_link_color_hover":[""],"header_button_custom_style":[""],"header_button_color":[""],"header_button_color_hover":[""],"header_button_bg":[""],"header_button_bg_hover":[""],"header_nav_menu_customize":[""],"header_nav_menu_link_color":[""],"header_nav_menu_link_color_hover":[""],"header_nav_menu_link_color_active":[""],"header_nav_menu_link_arrow_color":[""],"header_nav_menu_link_arrow_color_hover":[""],"header_nav_menu_level_1_bg":[""],"header_nav_menu_level_1_link_color":[""],"header_nav_menu_level_1_link_color_hover":[""],"header_nav_menu_level_1_link_bg_hover":[""],"header_nav_menu_level_1_link_arrow_color":[""],"header_nav_menu_level_1_link_arrow_color_hover":[""],"header_nav_menu_level_2_bg":[""],"header_nav_menu_level_2_link_color":[""],"header_nav_menu_level_2_link_color_hover":[""],"header_nav_menu_level_2_link_bg_hover":[""],"header_mega_menu_bg":[""],"header_mega_menu_title_color":[""],"header_mega_menu_title_color_hover":[""],"header_mega_menu_description_color":[""],"header_mega_menu_description_link_color":[""],"header_mega_menu_description_link_color_hover":[""],"header_mega_menu_color":[""],"header_mega_menu_color_hover":[""],"header_mega_menu_border_color":[""],"header_mega_menu_icons_color":[""],"header_nav_menu_customize_end":[""],"hfe_enabled_notice":[""],"disable_title_box":["default"],"hfe_disabled":[""],"enable_transparent":["default"],"title_box_title_bg_color":[""],"title_box_bg_custom_image":["default"],"title_box_bg_image":[""],"title_box_bg_position":["default"],"metabox_title_box_bg_position_x":[""],"metabox_title_box_bg_position_y":[""],"metabox_title_box_bg_attachment":["default"],"title_box_bg_size":["default"],"metabox_title_box_bg_size_slider":[""],"title_box_bg_repeat":["default"],"disable_title":["default"],"title_box_title_color":[""],"title_box_title_line_color":[""],"disable_breadcrumbs":["default"],"metabox_title_box_breadcrumbs_color":[""],"metabox_title_box_links_color":[""],"metabox_title_box_links_color_hover":[""],"content_bg_transparent":[""],"show_popup_single":[""],"popups_single":[""],"popups_single_event":[""],"popup_single_event_open_delay":[""],"popup_single_event_showing_in":[""],"popup_single_event_date_from":[""],"popup_single_event_date_to":[""],"popup_single_event_time_from":[""],"popup_single_event_time_to":[""],"popup_single_animation":[""],"popup_single_responsive":[""],"separator_footer_copyright_border_t":[""],"name":[""],"email":[""],"phone":[""],"company":[""],"memberId":[""],"testimonial_position":[""],"testimonial_company":[""],"testimonial_bg_img":[""],"testimonial_video_url":[""],"popups_width":[""],"popups_height":[""],"popups_image_bg":[""],"popups_color_bg":[""],"popups_border_radius":[""],"popups_template":[""],"rank_math_analytic_object_id":["38769"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/08\/sif-specialised-investment-funds-returns-what-investors-should-know-1.png","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/211886","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/34"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=211886"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/211886\/revisions"}],"predecessor-version":[{"id":211915,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/211886\/revisions\/211915"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/211885"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=211886"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=211886"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=211886"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}