{"id":208651,"date":"2026-08-18T09:59:40","date_gmt":"2026-08-18T04:29:40","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=208651"},"modified":"2026-08-18T09:59:41","modified_gmt":"2026-08-18T04:29:41","slug":"investment-adviser-assured-returns","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/investment-adviser-assured-returns\/","title":{"rendered":"Why Investment Advisers Cannot Promise Guaranteed or Assured Returns"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>SEBI prohibits SEBI-registered Investment Advisers and Research Analysts from promising guaranteed returns, assured profits or fixed income from securities market investments. Any claim of guarante&#8230;<\/em><\/p>\n<div style=\"background: #F0F9FF; border-left: 4px solid #2E7D32; border-radius: 6px; padding: 14px 18px; margin: 18px 0;\">\n<p style=\"margin: 0; color: #1f4e79; font-size: 14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin: 8px 0 0;\">Investment adviser assured returns claims are prohibited by SEBI for registered Investment Advisers and Research Analysts because investments in securities markets are inherently subject to market risk. No registered adviser can guarantee the future performance of a stock, a strategy or a portfolio recommendation \u2014 the market determines outcomes, not the adviser.<\/p>\n<\/div>\n<p>Investors who encounter investment adviser assured returns claims should treat them as the clearest possible red flag for either a non-registered entity or a registered entity operating outside SEBI&#8217;s conduct framework. The advisory relationship cannot guarantee outcomes; it can only deliver research-backed, suitability-assessed recommendations subject to market risk.<\/p>\n<p>This guide explains the investment adviser assured returns prohibition, how to identify implied guarantees and what action to take when guaranteed claims are encountered.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=investment-adviser-assured-returns\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/investment-adviser-assured-returns\/#The_SEBI_Prohibition_on_Guaranteed_Returns\" title=\"The SEBI Prohibition on Guaranteed Returns\">The SEBI Prohibition on Guaranteed Returns<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/investment-adviser-assured-returns\/#What_Constitutes_an_Implied_Guarantee\" title=\"What Constitutes an Implied Guarantee\">What Constitutes an Implied Guarantee<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/investment-adviser-assured-returns\/#What_Investors_Should_Do\" title=\"What Investors Should Do\">What Investors Should Do<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/investment-adviser-assured-returns\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/investment-adviser-assured-returns\/#Frequently_Asked_Questions\" title=\"Frequently Asked Questions\">Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/investment-adviser-assured-returns\/#Can_a_SEBI-registered_investment_adviser_promise_guaranteed_returns\" title=\"Can a SEBI-registered investment adviser promise guaranteed returns?\">Can a SEBI-registered investment adviser promise guaranteed returns?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/investment-adviser-assured-returns\/#What_is_an_implied_guarantee_in_investment_advisory\" title=\"What is an implied guarantee in investment advisory?\">What is an implied guarantee in investment advisory?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/investment-adviser-assured-returns\/#What_should_I_do_if_an_advisory_service_promises_guaranteed_returns\" title=\"What should I do if an advisory service promises guaranteed returns?\">What should I do if an advisory service promises guaranteed returns?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/investment-adviser-assured-returns\/#Can_an_adviser_legally_state_historical_accuracy_figures\" title=\"Can an adviser legally state historical accuracy figures?\">Can an adviser legally state historical accuracy figures?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/investment-adviser-assured-returns\/#What_is_the_regulatory_consequence_for_guaranteed_return_claims\" title=\"What is the regulatory consequence for guaranteed return claims?\">What is the regulatory consequence for guaranteed return claims?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/investment-adviser-assured-returns\/#Are_high_return_claims_by_finfluencers_on_social_media_also_prohibited\" title=\"Are high return claims by finfluencers on social media also prohibited?\">Are high return claims by finfluencers on social media also prohibited?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"The_SEBI_Prohibition_on_Guaranteed_Returns\"><\/span><strong>The SEBI Prohibition on Guaranteed Returns<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Understanding investment adviser assured returns in this context helps investors and advisory businesses navigate this area. SEBI&#8217;s IA Master Circular and RA Regulations explicitly prohibit registered Investment Advisers and Research Analysts from making claims of guaranteed returns, assured profits, fixed income from securities or any language that implies a specific outcome is guaranteed. This prohibition applies to advertising, client communications, onboarding conversations and any other channel through which the advisory service communicates with potential or existing clients. The prohibition exists because market risk is inherent in securities investments \u2014 no adviser controls market outcomes.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"What_Constitutes_an_Implied_Guarantee\"><\/span><strong>What Constitutes an Implied Guarantee<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Investment adviser assured returns prohibitions extend beyond explicit claims to implied guarantees. An accuracy claim of &#8220;85% success rate&#8221; presented without risk disclosures and without methodology clarity implies that investors will likely achieve profitable outcomes following the service \u2014 this is an implied guarantee dressed as a statistical claim. A testimonial showing a subscriber earning &#8220;200% returns&#8221; implies similar returns are available \u2014 another form of implied guarantee. Any marketing claim that creates a reasonable expectation of specific returns from following advisory recommendations is within the scope of the prohibition.<\/p>\n<table>\n<thead>\n<tr>\n<th>Claim Type<\/th>\n<th>Prohibited?<\/th>\n<th>Why<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>&#8220;Guaranteed 15% monthly returns&#8221;<\/td>\n<td>Yes \u2014 explicit guarantee<\/td>\n<td>Market risk makes this impossible to guarantee<\/td>\n<\/tr>\n<tr>\n<td>&#8220;100% accuracy in bull markets&#8221;<\/td>\n<td>Yes \u2014 implied guarantee<\/td>\n<td>Creates expectation of guaranteed outcome<\/td>\n<\/tr>\n<tr>\n<td>Testimonial with specific % gains<\/td>\n<td>Yes \u2014 implied guarantee<\/td>\n<td>Implies similar returns for future subscribers<\/td>\n<\/tr>\n<tr>\n<td>&#8220;Historical accuracy 70% over 3 years&#8221;<\/td>\n<td>Permitted with disclosures<\/td>\n<td>Factual with methodology and risk disclosure<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"What_Investors_Should_Do\"><\/span><strong>What Investors Should Do<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>When investors encounter investment adviser assured returns claims \u2014 whether in advertising, social media, onboarding conversations or client communications \u2014 they should: not subscribe based on the guarantee claim, verify the entity&#8217;s SEBI registration at sebi.gov.in, and report the claim to SEBI SCORES or the SEBI investor helpline. If the entity is registered and making guaranteed return claims, SEBI can take regulatory action. If the entity is unregistered, reporting it protects other investors from financial harm. Platforms like Univest (SEBI RA Reg. No. INH000013776) publish their research with standard risk disclosures confirming investments are subject to market risk, consistent with SEBI&#8217;s disclosure standards.<\/p>\n<p>Univest is a SEBI-registered research platform (SEBI RA Reg. No. INH000013776) operating under NSDL depository infrastructure. Investors who want SEBI-registered research alongside their advisory journey can explore Univest&#8217;s research tools, stock screener and market analysis available on the official Univest app.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Access Risk-Disclosed SEBI-Registered Research on Univest \u2014 No Guaranteed Return Claims<\/strong><\/a><\/p>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to choose research platforms that follow SEBI disclosure standards without guaranteed return claims.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Understanding investment adviser assured returns in this context helps investors and advisory businesses navigate this area. SEBI prohibits registered Investment Advisers and Research Analysts from claiming guaranteed returns, assured profits or any language implying a specific outcome is guaranteed. The prohibition applies to explicit claims and implied guarantees including misleading accuracy statistics and return testimonials presented without adequate risk disclosures. Investors who encounter guaranteed return claims should not subscribe, verify the entity&#8217;s SEBI registration and report the claim to SEBI SCORES. The investment adviser assured returns principles discussed here help investors make informed decisions. The investment adviser assured returns principles discussed here help investors make informed decisions.<\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with official sources before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><strong>Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"Can_a_SEBI-registered_investment_adviser_promise_guaranteed_returns\"><\/span>Can a SEBI-registered investment adviser promise guaranteed returns?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Investment adviser assured returns is relevant here. No. SEBI explicitly prohibits registered Investment Advisers and Research Analysts from promising guaranteed returns, assured profits or fixed income from securities investments. The prohibition applies to all communication channels including advertising, onboarding and client communications. Guaranteed return claims from a registered entity are a SEBI conduct violation; from an unregistered entity, they signal an illegal advisory operation.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_an_implied_guarantee_in_investment_advisory\"><\/span>What is an implied guarantee in investment advisory?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Investment adviser assured returns is relevant here. An implied guarantee is a claim that creates a reasonable expectation of specific returns without explicitly using the word &#8216;guaranteed&#8217;. Examples include accuracy statistics presented without methodology or risk disclosures, testimonials showing specific return percentages implying similar results for new subscribers and performance claims in advertising that suggest a high probability of profitable outcomes without adequate risk context.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_should_I_do_if_an_advisory_service_promises_guaranteed_returns\"><\/span>What should I do if an advisory service promises guaranteed returns?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Investment adviser assured returns is relevant here. Do not subscribe based on a guarantee claim. Verify the entity&#8217;s SEBI registration at sebi.gov.in. Report the guaranteed return claim to SEBI SCORES or the SEBI investor helpline. If the entity is SEBI-registered, the report can trigger regulatory examination of the conduct violation. If unregistered, the report protects other investors from an illegal advisory operation.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_an_adviser_legally_state_historical_accuracy_figures\"><\/span>Can an adviser legally state historical accuracy figures?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Investment adviser assured returns is relevant here. Historical accuracy statistics are permitted when properly disclosed: based on verifiable data from a disclosed period, accompanied by methodology disclosure (how hits and misses are classified), supplemented by standard risk disclosures that past performance does not guarantee future results and representing the full track record rather than cherry-picked successful periods. Accuracy statistics presented without these disclosures can constitute implied guarantees.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_regulatory_consequence_for_guaranteed_return_claims\"><\/span>What is the regulatory consequence for guaranteed return claims?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Investment adviser assured returns is relevant here. A SEBI-registered entity making guaranteed return claims faces regulatory action including SEBI enforcement proceedings, penalties and potential suspension or cancellation of registration. SEBI investigates complaints about guaranteed return claims filed through SEBI SCORES. The severity of action depends on whether the claims reached investors, the amount involved and the entity&#8217;s compliance history.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Are_high_return_claims_by_finfluencers_on_social_media_also_prohibited\"><\/span>Are high return claims by finfluencers on social media also prohibited?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Investment adviser assured returns is relevant here. Finfluencers who are associated with SEBI-registered entities and make claims about the entity&#8217;s services are subject to SEBI&#8217;s communication standards for that entity. Finfluencers who make specific stock recommendations or guarantee investment returns without SEBI registration may be violating SEBI&#8217;s unregistered advisory prohibition. SEBI&#8217;s February 2026 circular addressed finfluencer associations with registered entities.<\/p>\n<div class=\"faq-schema\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Investment adviser assured returns prohibition: why SEBI bans guaranteed return claims, how to identify misleading performance assertions and what investors should do if guaranteed returns are promised.<\/p>\n","protected":false},"author":34,"featured_media":208650,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[3802],"class_list":["post-208651","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market","tag-news"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["208650"],"_edit_lock":["1787027384:37"],"_last_editor_used_jetpack":["block-editor"],"rank_math_primary_category":["24"],"rank_math_seo_score":["79"],"_edit_last":["37"],"_ez-toc-disabled":[""],"_ez-toc-insert":[""],"_ez-toc-header-label":[""],"_ez-toc-alignment":["none"],"_ez-toc-heading-levels":["a:0:{}"],"_ez-toc-alttext":[""],"_ez-toc-visibility_hide_by_default":[""],"_ez-toc-hide_counter":[""],"_ez-toc-exclude":[""],"_ez-toc-position-specific":["before"],"rank_math_title":["Why Investment Advisers Cannot Guarantee or Promise Assured Returns 2026"],"stm_select_gm_zoom":[""],"stm_agenda":[""],"stm_host":[""],"stm_select_approved_denied":[""],"stm_multiselect_approved":[""],"stm_multiselect_denied":[""],"stm_date":[""],"stm_time":[""],"stm_timezone":[""],"stm_duration":[""],"stm_password":[""],"stm_waiting_room":[""],"stm_join_before_host":[""],"stm_host_join_start":[""],"stm_start_after_participants":[""],"stm_mute_participants":[""],"stm_enforce_login":[""],"stm_alternative_hosts":[""],"top_bar_custom_style":[""],"top_bar_bg":[""],"wc_top_bar_cart_custom_style":[""],"wc_top_bar_cart_color":[""],"wc_top_bar_cart_icon_color_hover":[""],"wc_top_bar_cart_counter_color":[""],"wc_top_bar_cart_counter_color_hover":[""],"wc_top_bar_cart_counter_bg":[""],"wc_top_bar_cart_counter_bg_hover":[""],"top_bar_wpml_switcher_custom_style":[""],"wpml_switcher_color":[""],"top_bar_wpml_switcher_bg":[""],"top_bar_wpml_switcher_bg_hover":[""],"top_bar_wpml_switcher_color_hover":[""],"top_bar_socials_custom_style":[""],"top_bar_socials_color":[""],"top_bar_socials_color_hover":[""],"top_bar_search_custom_style":[""],"top_bar_search_color":[""],"top_bar_search_icon_color_hover":[""],"top_bar_contact_info_style":[""],"top_bar_contact_info_color":[""],"top_bar_contact_info_link_color":[""],"top_bar_contact_info_link_color_hover":[""],"top_bar_contact_info_select_bg":[""],"top_bar_contact_info_select_color":[""],"top_bar_contact_info_select_drop_bg":[""],"top_bar_contact_info_select_items_bg":[""],"top_bar_contact_info_select_items_color":[""],"top_bar_contact_info_select_items_hover":[""],"header_inverse":["default"],"enable_header_transparent":["off"],"header_nav_custom_style":[""],"header_bg":[""],"header_shadow":[""],"wc_cart_custom_style":[""],"wc_cart_icon_color":[""],"wc_cart_icon_color_hover":[""],"wc_cart_counter_color":[""],"wc_cart_counter_color_hover":[""],"wc_cart_counter_bg":[""],"wc_cart_counter_bg_hover":[""],"header_wpml_switcher_custom_style":[""],"header_wpml_switcher_color":[""],"header_wpml_switcher_color_hover":[""],"header_wpml_switcher_bg":[""],"header_wpml_switcher_bg_hover":[""],"header_socials_custom_style":[""],"header_socials_color":[""],"header_socials_color_hover":[""],"header_search_custom_style":[""],"header_search_icon_color":[""],"header_search_icon_color_hover":[""],"header_contact_info_style":[""],"header_contact_info_color":[""],"header_contact_info_link_color":[""],"header_contact_info_link_color_hover":[""],"header_button_custom_style":[""],"header_button_color":[""],"header_button_color_hover":[""],"header_button_bg":[""],"header_button_bg_hover":[""],"header_nav_menu_customize":[""],"header_nav_menu_link_color":[""],"header_nav_menu_link_color_hover":[""],"header_nav_menu_link_color_active":[""],"header_nav_menu_link_arrow_color":[""],"header_nav_menu_link_arrow_color_hover":[""],"header_nav_menu_level_1_bg":[""],"header_nav_menu_level_1_link_color":[""],"header_nav_menu_level_1_link_color_hover":[""],"header_nav_menu_level_1_link_bg_hover":[""],"header_nav_menu_level_1_link_arrow_color":[""],"header_nav_menu_level_1_link_arrow_color_hover":[""],"header_nav_menu_level_2_bg":[""],"header_nav_menu_level_2_link_color":[""],"header_nav_menu_level_2_link_color_hover":[""],"header_nav_menu_level_2_link_bg_hover":[""],"header_mega_menu_bg":[""],"header_mega_menu_title_color":[""],"header_mega_menu_title_color_hover":[""],"header_mega_menu_description_color":[""],"header_mega_menu_description_link_color":[""],"header_mega_menu_description_link_color_hover":[""],"header_mega_menu_color":[""],"header_mega_menu_color_hover":[""],"header_mega_menu_border_color":[""],"header_mega_menu_icons_color":[""],"header_nav_menu_customize_end":[""],"hfe_enabled_notice":[""],"disable_title_box":["default"],"hfe_disabled":[""],"enable_transparent":["default"],"title_box_title_bg_color":[""],"title_box_bg_custom_image":["default"],"title_box_bg_image":[""],"title_box_bg_position":["default"],"metabox_title_box_bg_position_x":[""],"metabox_title_box_bg_position_y":[""],"metabox_title_box_bg_attachment":["default"],"title_box_bg_size":["default"],"metabox_title_box_bg_size_slider":[""],"title_box_bg_repeat":["default"],"disable_title":["default"],"title_box_title_color":[""],"title_box_title_line_color":[""],"disable_breadcrumbs":["default"],"metabox_title_box_breadcrumbs_color":[""],"metabox_title_box_links_color":[""],"metabox_title_box_links_color_hover":[""],"content_bg_transparent":[""],"show_popup_single":[""],"popups_single":[""],"popups_single_event":[""],"popup_single_event_open_delay":[""],"popup_single_event_showing_in":[""],"popup_single_event_date_from":[""],"popup_single_event_date_to":[""],"popup_single_event_time_from":[""],"popup_single_event_time_to":[""],"popup_single_animation":[""],"popup_single_responsive":[""],"separator_footer_copyright_border_t":[""],"name":[""],"email":[""],"phone":[""],"company":[""],"memberId":[""],"testimonial_position":[""],"testimonial_company":[""],"testimonial_bg_img":[""],"testimonial_video_url":[""],"popups_width":[""],"popups_height":[""],"popups_image_bg":[""],"popups_color_bg":[""],"popups_border_radius":[""],"popups_template":[""],"rank_math_description":["Investment adviser assured returns prohibition: why SEBI bans guaranteed return claims, how to identify misleading performance assertions and what investors should do if guaranteed returns are promised."],"rank_math_focus_keyword":["investment adviser"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"],"rank_math_analytic_object_id":["38253"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/08\/investment-adviser-assured-returns.png","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/208651","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/34"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=208651"}],"version-history":[{"count":2,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/208651\/revisions"}],"predecessor-version":[{"id":208667,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/208651\/revisions\/208667"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/208650"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=208651"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=208651"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=208651"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}