{"id":208628,"date":"2026-08-18T10:22:06","date_gmt":"2026-08-18T04:52:06","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=208628"},"modified":"2026-08-18T10:22:07","modified_gmt":"2026-08-18T04:52:07","slug":"mitc-investment-adviser","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/mitc-investment-adviser\/","title":{"rendered":"Most Important Terms and Conditions (MITC) for Investment Advisers: What Clients Should Read"},"content":{"rendered":"<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>SEBI introduced the MITC (Most Important Terms and Conditions) for investment advisers in February 2025. The MITC standardises the key disclosures that must be provided to every client before they &#8230;<\/em><\/p>\n<div style=\"background: #F0F9FF; border-left: 4px solid #2E7D32; border-radius: 6px; padding: 14px 18px; margin: 18px 0;\">\n<p style=\"margin: 0; color: #1f4e79; font-size: 14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin: 8px 0 0;\">MITC investment adviser is the SEBI-mandated standardised disclosure document that sets out the most important terms of the advisory relationship in a clear, accessible format before the full client agreement is reviewed. Introduced by SEBI circular in February 2025, the MITC ensures that the critical information investors need to make an informed advisory subscription decision is not buried in legal fine print.<\/p>\n<\/div>\n<p>The MITC investment adviser document is not a replacement for the full client agreement \u2014 it is a key summary that highlights the terms most material to the investor&#8217;s decision. Clients who read the MITC before the full agreement are better positioned to ask informed questions before committing.<\/p>\n<p>This guide explains the MITC investment adviser framework, what it covers and what every advisory client should check in the MITC before subscribing.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=mitc-investment-adviser\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/mitc-investment-adviser\/#Why_SEBI_Introduced_the_MITC\" title=\"Why SEBI Introduced the MITC\">Why SEBI Introduced the MITC<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/mitc-investment-adviser\/#Key_MITC_Coverage_Areas\" title=\"Key MITC Coverage Areas\">Key MITC Coverage Areas<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/mitc-investment-adviser\/#What_Clients_Should_Ask_If_MITC_Is_Missing\" title=\"What Clients Should Ask If MITC Is Missing\">What Clients Should Ask If MITC Is Missing<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/mitc-investment-adviser\/#MITC_vs_Full_Client_Agreement\" title=\"MITC vs Full Client Agreement\">MITC vs Full Client Agreement<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/mitc-investment-adviser\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/mitc-investment-adviser\/#Frequently_Asked_Questions\" title=\"Frequently Asked Questions\">Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/mitc-investment-adviser\/#What_is_MITC_for_investment_advisers\" title=\"What is MITC for investment advisers?\">What is MITC for investment advisers?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/mitc-investment-adviser\/#Why_did_SEBI_introduce_the_MITC_for_investment_advisers\" title=\"Why did SEBI introduce the MITC for investment advisers?\">Why did SEBI introduce the MITC for investment advisers?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/mitc-investment-adviser\/#What_should_I_check_in_the_MITC_before_subscribing\" title=\"What should I check in the MITC before subscribing?\">What should I check in the MITC before subscribing?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/mitc-investment-adviser\/#Is_the_MITC_a_replacement_for_the_full_client_agreement\" title=\"Is the MITC a replacement for the full client agreement?\">Is the MITC a replacement for the full client agreement?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/mitc-investment-adviser\/#What_if_my_investment_adviser_does_not_provide_an_MITC\" title=\"What if my investment adviser does not provide an MITC?\">What if my investment adviser does not provide an MITC?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/mitc-investment-adviser\/#Does_the_MITC_requirement_apply_to_SEBI_Research_Analysts\" title=\"Does the MITC requirement apply to SEBI Research Analysts?\">Does the MITC requirement apply to SEBI Research Analysts?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Why_SEBI_Introduced_the_MITC\"><\/span><strong>Why SEBI Introduced the MITC<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>SEBI introduced the MITC investment adviser requirement through a circular in February 2025 to address the problem of material terms being obscured in lengthy advisory agreement documents that investors often sign without reading in full. The MITC standardises the key disclosure categories that any client should understand before entering an advisory relationship, ensuring that material terms like fees, services, risk disclosures and complaint pathways are prominently presented rather than buried in the agreement body.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_MITC_Coverage_Areas\"><\/span><strong>Key MITC Coverage Areas<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The MITC investment adviser document covers the following key areas. Services: what specific advisory services are being provided, distinguishing personalised IA advice from general research. Fees: the fee mode (fixed or AUA), the amount or percentage and the billing frequency. Risk disclosures: that investments are subject to market risk and no returns are guaranteed. Termination rights: how either party can terminate the agreement and the applicable notice period. Refund terms: how advance fees are handled on early termination and whether a breakage fee applies. Complaints: the internal grievance process and the SEBI SCORES escalation pathway.<\/p>\n<table>\n<thead>\n<tr>\n<th>MITC Section<\/th>\n<th>What to Check<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Services<\/td>\n<td>What is and is not included in the advisory scope<\/td>\n<\/tr>\n<tr>\n<td>Fees<\/td>\n<td>Mode, amount, billing frequency, any additional charges<\/td>\n<\/tr>\n<tr>\n<td>Risk disclosures<\/td>\n<td>Explicit market-risk language; absence of guarantee claims<\/td>\n<\/tr>\n<tr>\n<td>Termination<\/td>\n<td>Client termination right, notice period<\/td>\n<\/tr>\n<tr>\n<td>Refund terms<\/td>\n<td>Advance fee refund policy, breakage fee if any<\/td>\n<\/tr>\n<tr>\n<td>Complaints<\/td>\n<td>Internal contact, escalation to SEBI SCORES<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"What_Clients_Should_Ask_If_MITC_Is_Missing\"><\/span><strong>What Clients Should Ask If MITC Is Missing<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Understanding MITC investment adviser in this context helps investors and advisory businesses navigate this area. Any SEBI-registered Investment Adviser is required to provide the MITC investment adviser document to clients before the advisory relationship begins. If a registered IA does not provide an MITC document, clients should specifically request it and review it before signing the full agreement. The absence of an MITC from a registered IA&#8217;s onboarding process is a compliance gap that investors can flag to the IA before subscribing and, if unresolved, report through SEBI SCORES.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"MITC_vs_Full_Client_Agreement\"><\/span><strong>MITC vs Full Client Agreement<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The MITC investment adviser document is a standardised summary, not a replacement for the full client agreement. The full agreement may contain additional terms about dispute resolution, governing law, confidentiality, liability limitations and other provisions that are not covered in the MITC. Investors should read both \u2014 the MITC first for a structured overview of material terms, then the full agreement for completeness before signing.<\/p>\n<p>Univest is a SEBI-registered research platform (SEBI RA Reg. No. INH000013776) operating under NSDL depository infrastructure. Investors who want SEBI-registered research alongside their advisory journey can explore Univest&#8217;s research tools, stock screener and market analysis available on the official Univest app.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Review SEBI-Mandated Advisory Terms and Conditions Before Subscribing to Any Advisory Service<\/strong><\/a><\/p>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to understand your advisory service terms before subscribing \u2014 explore Univest&#8217;s SEBI-registered research.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Understanding MITC investment adviser in this context helps investors and advisory businesses navigate this area. The MITC (Most Important Terms and Conditions) is a SEBI-mandated standardised disclosure document introduced in February 2025 that every registered Investment Adviser must provide to clients before the advisory relationship begins. It covers services, fees, risk disclosures, termination rights, refund terms and complaints in an accessible summary format. Clients should read the MITC before the full client agreement to understand material terms. A registered IA that does not provide an MITC has a compliance gap that clients can flag. The MITC investment adviser principles discussed here help investors make informed decisions.<\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with official sources before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><strong>Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_is_MITC_for_investment_advisers\"><\/span>What is MITC for investment advisers?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Mitc investment adviser is relevant here. MITC (Most Important Terms and Conditions) is a SEBI-mandated standardised disclosure document introduced in February 2025 that registered Investment Advisers must provide to clients before the advisory relationship begins. It summarises the most material terms including services, fees, risk disclosures, termination rights, refund terms and complaint pathways in an accessible format.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Why_did_SEBI_introduce_the_MITC_for_investment_advisers\"><\/span>Why did SEBI introduce the MITC for investment advisers?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Mitc investment adviser is relevant here. SEBI introduced the MITC to prevent material advisory terms from being obscured in lengthy legal agreements that clients often sign without reading. The MITC ensures critical information \u2014 fees, services, risks, termination rights and complaint pathways \u2014 is prominently presented rather than embedded in complex agreement language.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_should_I_check_in_the_MITC_before_subscribing\"><\/span>What should I check in the MITC before subscribing?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Mitc investment adviser is relevant here. Review six key areas in the MITC: the specific services included and excluded from the advisory scope, the fee mode (fixed or AUA), amount and billing frequency, explicit market-risk disclosures confirming no guaranteed returns, the client&#8217;s right to terminate and the notice period, the advance fee refund policy and any breakage fee and the internal grievance contact and SEBI SCORES escalation pathway.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_the_MITC_a_replacement_for_the_full_client_agreement\"><\/span>Is the MITC a replacement for the full client agreement?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Mitc investment adviser is relevant here. No. The MITC is a standardised summary of the most material terms, not a replacement for the full agreement. The full agreement may contain additional provisions on dispute resolution, confidentiality, liability and other terms. Investors should read both the MITC and the full agreement before signing.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_if_my_investment_adviser_does_not_provide_an_MITC\"><\/span>What if my investment adviser does not provide an MITC?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Mitc investment adviser is relevant here. Any SEBI-registered Investment Adviser is required to provide the MITC before the advisory relationship begins. If an IA does not provide an MITC document, request it specifically before signing any agreement. If the IA cannot provide it, this is a compliance gap. Unresolved absence of an MITC can be reported through SEBI SCORES.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Does_the_MITC_requirement_apply_to_SEBI_Research_Analysts\"><\/span>Does the MITC requirement apply to SEBI Research Analysts?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Mitc investment adviser is relevant here. The MITC requirement was introduced specifically for SEBI-registered Investment Advisers under the February 2025 SEBI circular on MITC for IAs. SEBI Research Analyst services have their own disclosure and subscriber agreement requirements. Investors should verify whether the MITC requirement applies to the specific registration category of the advisory service they are using.<\/p>\n<div class=\"faq-schema\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>MITC investment adviser meaning: what the Most Important Terms and Conditions document covers, why SEBI introduced it and which clauses every advisory client should review before subscribing.<\/p>\n","protected":false},"author":36,"featured_media":208627,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[3802],"class_list":["post-208628","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-market","tag-news"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["208627"],"_edit_lock":["1787028730:36"],"_last_editor_used_jetpack":["block-editor"],"rank_math_primary_category":["24"],"rank_math_seo_score":["81"],"rank_math_title":["MITC investment adviser: What Clients Should Read Before Signing Up 2026"],"rank_math_description":["MITC investment adviser meaning: what the Most Important Terms and Conditions document covers, why SEBI introduced it and which clauses every advisory client should review before subscribing."],"rank_math_focus_keyword":["MITC investment adviser"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"],"_edit_last":["36"],"_ez-toc-disabled":[""],"_ez-toc-insert":[""],"_ez-toc-header-label":[""],"_ez-toc-alignment":["none"],"_ez-toc-heading-levels":["a:0:{}"],"_ez-toc-alttext":[""],"_ez-toc-visibility_hide_by_default":[""],"_ez-toc-hide_counter":[""],"_ez-toc-exclude":[""],"_ez-toc-position-specific":["before"],"stm_select_gm_zoom":[""],"stm_agenda":[""],"stm_host":[""],"stm_select_approved_denied":[""],"stm_multiselect_approved":[""],"stm_multiselect_denied":[""],"stm_date":[""],"stm_time":[""],"stm_timezone":[""],"stm_duration":[""],"stm_password":[""],"stm_waiting_room":[""],"stm_join_before_host":[""],"stm_host_join_start":[""],"stm_start_after_participants":[""],"stm_mute_participants":[""],"stm_enforce_login":[""],"stm_alternative_hosts":[""],"top_bar_custom_style":[""],"top_bar_bg":[""],"wc_top_bar_cart_custom_style":[""],"wc_top_bar_cart_color":[""],"wc_top_bar_cart_icon_color_hover":[""],"wc_top_bar_cart_counter_color":[""],"wc_top_bar_cart_counter_color_hover":[""],"wc_top_bar_cart_counter_bg":[""],"wc_top_bar_cart_counter_bg_hover":[""],"top_bar_wpml_switcher_custom_style":[""],"wpml_switcher_color":[""],"top_bar_wpml_switcher_bg":[""],"top_bar_wpml_switcher_bg_hover":[""],"top_bar_wpml_switcher_color_hover":[""],"top_bar_socials_custom_style":[""],"top_bar_socials_color":[""],"top_bar_socials_color_hover":[""],"top_bar_search_custom_style":[""],"top_bar_search_color":[""],"top_bar_search_icon_color_hover":[""],"top_bar_contact_info_style":[""],"top_bar_contact_info_color":[""],"top_bar_contact_info_link_color":[""],"top_bar_contact_info_link_color_hover":[""],"top_bar_contact_info_select_bg":[""],"top_bar_contact_info_select_color":[""],"top_bar_contact_info_select_drop_bg":[""],"top_bar_contact_info_select_items_bg":[""],"top_bar_contact_info_select_items_color":[""],"top_bar_contact_info_select_items_hover":[""],"header_inverse":["default"],"enable_header_transparent":["off"],"header_nav_custom_style":[""],"header_bg":[""],"header_shadow":[""],"wc_cart_custom_style":[""],"wc_cart_icon_color":[""],"wc_cart_icon_color_hover":[""],"wc_cart_counter_color":[""],"wc_cart_counter_color_hover":[""],"wc_cart_counter_bg":[""],"wc_cart_counter_bg_hover":[""],"header_wpml_switcher_custom_style":[""],"header_wpml_switcher_color":[""],"header_wpml_switcher_color_hover":[""],"header_wpml_switcher_bg":[""],"header_wpml_switcher_bg_hover":[""],"header_socials_custom_style":[""],"header_socials_color":[""],"header_socials_color_hover":[""],"header_search_custom_style":[""],"header_search_icon_color":[""],"header_search_icon_color_hover":[""],"header_contact_info_style":[""],"header_contact_info_color":[""],"header_contact_info_link_color":[""],"header_contact_info_link_color_hover":[""],"header_button_custom_style":[""],"header_button_color":[""],"header_button_color_hover":[""],"header_button_bg":[""],"header_button_bg_hover":[""],"header_nav_menu_customize":[""],"header_nav_menu_link_color":[""],"header_nav_menu_link_color_hover":[""],"header_nav_menu_link_color_active":[""],"header_nav_menu_link_arrow_color":[""],"header_nav_menu_link_arrow_color_hover":[""],"header_nav_menu_level_1_bg":[""],"header_nav_menu_level_1_link_color":[""],"header_nav_menu_level_1_link_color_hover":[""],"header_nav_menu_level_1_link_bg_hover":[""],"header_nav_menu_level_1_link_arrow_color":[""],"header_nav_menu_level_1_link_arrow_color_hover":[""],"header_nav_menu_level_2_bg":[""],"header_nav_menu_level_2_link_color":[""],"header_nav_menu_level_2_link_color_hover":[""],"header_nav_menu_level_2_link_bg_hover":[""],"header_mega_menu_bg":[""],"header_mega_menu_title_color":[""],"header_mega_menu_title_color_hover":[""],"header_mega_menu_description_color":[""],"header_mega_menu_description_link_color":[""],"header_mega_menu_description_link_color_hover":[""],"header_mega_menu_color":[""],"header_mega_menu_color_hover":[""],"header_mega_menu_border_color":[""],"header_mega_menu_icons_color":[""],"header_nav_menu_customize_end":[""],"hfe_enabled_notice":[""],"disable_title_box":["default"],"hfe_disabled":[""],"enable_transparent":["default"],"title_box_title_bg_color":[""],"title_box_bg_custom_image":["default"],"title_box_bg_image":[""],"title_box_bg_position":["default"],"metabox_title_box_bg_position_x":[""],"metabox_title_box_bg_position_y":[""],"metabox_title_box_bg_attachment":["default"],"title_box_bg_size":["default"],"metabox_title_box_bg_size_slider":[""],"title_box_bg_repeat":["default"],"disable_title":["default"],"title_box_title_color":[""],"title_box_title_line_color":[""],"disable_breadcrumbs":["default"],"metabox_title_box_breadcrumbs_color":[""],"metabox_title_box_links_color":[""],"metabox_title_box_links_color_hover":[""],"content_bg_transparent":[""],"show_popup_single":[""],"popups_single":[""],"popups_single_event":[""],"popup_single_event_open_delay":[""],"popup_single_event_showing_in":[""],"popup_single_event_date_from":[""],"popup_single_event_date_to":[""],"popup_single_event_time_from":[""],"popup_single_event_time_to":[""],"popup_single_animation":[""],"popup_single_responsive":[""],"separator_footer_copyright_border_t":[""],"name":[""],"email":[""],"phone":[""],"company":[""],"memberId":[""],"testimonial_position":[""],"testimonial_company":[""],"testimonial_bg_img":[""],"testimonial_video_url":[""],"popups_width":[""],"popups_height":[""],"popups_image_bg":[""],"popups_color_bg":[""],"popups_border_radius":[""],"popups_template":[""],"rank_math_analytic_object_id":["38286"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/08\/mitc-investment-adviser.png","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/208628","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/36"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=208628"}],"version-history":[{"count":2,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/208628\/revisions"}],"predecessor-version":[{"id":208843,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/208628\/revisions\/208843"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/208627"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=208628"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=208628"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=208628"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}