{"id":200334,"date":"2026-08-13T11:39:15","date_gmt":"2026-08-13T06:09:15","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=200334"},"modified":"2026-08-13T11:39:16","modified_gmt":"2026-08-13T06:09:16","slug":"sbi-life-insurance-vs-hdfc-life-insurance","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/sbi-life-insurance-vs-hdfc-life-insurance\/","title":{"rendered":"SBI Life Insurance vs HDFC Life Insurance: Share Price, PE and ROE Compared"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>SBI Life MCap Rs 1,84,113 Cr, PE 70.80x, ROE 12.93%, zero debt. HDFC Life MCap Rs 1,16,445 Cr, PE 58.97x, ROE 10.10%.<\/em><\/p>\n<div style=\"background: #F0F9FF; border-left: 4px solid #2E7D32; border-radius: 6px; padding: 14px 18px; margin: 18px 0;\">\n<p style=\"margin: 0; color: #1f4e79; font-size: 14px;\"><strong>Quick Answer<\/strong><\/p>\n<p style=\"margin: 8px 0 0;\">SBI Life and HDFC Life are India&#8217;s two largest private life insurers. SBI Life is bigger at Rs 1.84 lakh Cr with PE 70.80x and ROE 12.93%. HDFC Life at Rs 1.16 lakh Cr trades at PE 58.97x with ROE 10.10%. Both have zero or near-zero debt. High PEs are standard for insurers. The key differentiator is their bancassurance networks, with SBI providing unmatched reach and HDFC Life backed by HDFC Bank.<\/p>\n<\/div>\n<p>The SBI Life Insurance vs HDFC Life Insurance question comes up often among investors who follow the Life insurance space in India. SBI Life MCap Rs 1,84,113 Cr, PE 70. 80x, ROE 12. This article goes through what each company does, their latest financial performance, and the key numbers that matter for anyone evaluating SBI Life Insurance vs HDFC Life Insurance as a research exercise.<\/p>\n<p>All data cited here is sourced from publicly available company filings. Verify the latest prices and fundamentals on NSE or BSE before acting on any information.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/sbi-life-insurance-vs-hdfc-life-insurance\/#SBI_Life_Insurance_vs_HDFC_Life_Insurance_Company_Overview_and_Market_Presence\" title=\"SBI Life Insurance vs HDFC Life Insurance: Company Overview and Market Presence\">SBI Life Insurance vs HDFC Life Insurance: Company Overview and Market Presence<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/sbi-life-insurance-vs-hdfc-life-insurance\/#SBI_Life_Insurance_vs_HDFC_Life_Insurance_Business_Mix_and_Revenue_Sources\" title=\"SBI Life Insurance vs HDFC Life Insurance: Business Mix and Revenue Sources\">SBI Life Insurance vs HDFC Life Insurance: Business Mix and Revenue Sources<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/sbi-life-insurance-vs-hdfc-life-insurance\/#SBI_Life_Insurance_vs_HDFC_Life_Insurance_Financial_Results_and_Key_Ratios\" title=\"SBI Life Insurance vs HDFC Life Insurance: Financial Results and Key Ratios\">SBI Life Insurance vs HDFC Life Insurance: Financial Results and Key Ratios<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/sbi-life-insurance-vs-hdfc-life-insurance\/#SBI_Life_Insurance_vs_HDFC_Life_Insurance_Valuation_and_What_the_Market_Is_Pricing_In\" title=\"SBI Life Insurance vs HDFC Life Insurance: Valuation and What the Market Is Pricing In\">SBI Life Insurance vs HDFC Life Insurance: Valuation and What the Market Is Pricing In<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/sbi-life-insurance-vs-hdfc-life-insurance\/#SBI_Life_Insurance_vs_HDFC_Life_Insurance_Side-by-Side_Comparison\" title=\"SBI Life Insurance vs HDFC Life Insurance: Side-by-Side Comparison\">SBI Life Insurance vs HDFC Life Insurance: Side-by-Side Comparison<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/sbi-life-insurance-vs-hdfc-life-insurance\/#What_Should_Investors_Know_About_the_SBI_Life_Insurance_vs_HDFC_Life_Insurance_Choice\" title=\"What Should Investors Know About the SBI Life Insurance vs HDFC Life Insurance Choice\">What Should Investors Know About the SBI Life Insurance vs HDFC Life Insurance Choice<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/sbi-life-insurance-vs-hdfc-life-insurance\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/sbi-life-insurance-vs-hdfc-life-insurance\/#Frequently_Asked_Questions\" title=\"Frequently Asked Questions\">Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/sbi-life-insurance-vs-hdfc-life-insurance\/#What_does_SBI_Life_Insurance_do\" title=\"What does SBI Life Insurance do?\">What does SBI Life Insurance do?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/sbi-life-insurance-vs-hdfc-life-insurance\/#What_does_HDFC_Life_Insurance_do\" title=\"What does HDFC Life Insurance do?\">What does HDFC Life Insurance do?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/sbi-life-insurance-vs-hdfc-life-insurance\/#Which_is_larger_in_the_SBI_Life_Insurance_vs_HDFC_Life_Insurance_comparison\" title=\"Which is larger in the SBI Life Insurance vs HDFC Life Insurance comparison?\">Which is larger in the SBI Life Insurance vs HDFC Life Insurance comparison?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/sbi-life-insurance-vs-hdfc-life-insurance\/#How_do_the_valuations_compare_in_SBI_Life_Insurance_vs_HDFC_Life_Insurance\" title=\"How do the valuations compare in SBI Life Insurance vs HDFC Life Insurance?\">How do the valuations compare in SBI Life Insurance vs HDFC Life Insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/sbi-life-insurance-vs-hdfc-life-insurance\/#What_is_the_ROE_of_SBI_Life_Insurance\" title=\"What is the ROE of SBI Life Insurance?\">What is the ROE of SBI Life Insurance?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/sbi-life-insurance-vs-hdfc-life-insurance\/#Does_HDFC_Life_Insurance_pay_dividends\" title=\"Does HDFC Life Insurance pay dividends?\">Does HDFC Life Insurance pay dividends?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/sbi-life-insurance-vs-hdfc-life-insurance\/#How_should_I_evaluate_private_life_insurance_stocks\" title=\"How should I evaluate private life insurance stocks?\">How should I evaluate private life insurance stocks?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"SBI_Life_Insurance_vs_HDFC_Life_Insurance_Company_Overview_and_Market_Presence\"><\/span><strong>SBI Life Insurance vs HDFC Life Insurance: Company Overview and Market Presence<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>SBI Life Insurance operates in the Life insurance segment and is listed on Indian exchanges. SBI Life MCap Rs 1,84,113 Cr, PE 70 The company has built its market position over the years through its core offerings to customers across India.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=sbilife-vs-hdfclife\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<p>HDFC Life Insurance is the other side of this SBI Life Insurance vs HDFC Life Insurance comparison. 80x, ROE 12 It competes in the same Life insurance space, though its scale and strategy may differ significantly from SBI Life Insurance&#8217;s approach.<\/p>\n<p>When investors look at the SBI Life Insurance vs HDFC Life Insurance pair, market capitalisation is usually the first filter. SBI Life MCap Rs 1,84,113 Cr, PE 70. 80x, ROE 12. The size difference, if any, tells you something about liquidity and institutional ownership patterns.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"SBI_Life_Insurance_vs_HDFC_Life_Insurance_Business_Mix_and_Revenue_Sources\"><\/span><strong>SBI Life Insurance vs HDFC Life Insurance: Business Mix and Revenue Sources<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>To understand the SBI Life Insurance vs HDFC Life Insurance comparison fully, you need to look at how each company makes money. SBI Life Insurance&#8217;s revenue comes from its core Life insurance operations. SBI Life Insurance earns from the Life insurance segment.<\/p>\n<p>HDFC Life Insurance similarly derives its earnings from the Life insurance space. HDFC Life Insurance operates in the Life insurance space. The product or service mix of the two companies can be similar or quite different depending on which subsegments each one serves.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"SBI_Life_Insurance_vs_HDFC_Life_Insurance_Financial_Results_and_Key_Ratios\"><\/span><strong>SBI Life Insurance vs HDFC Life Insurance: Financial Results and Key Ratios<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>This is where the SBI Life Insurance vs HDFC Life Insurance comparison gets concrete. Return on equity, price-to-earnings ratio and market capitalisation are three metrics that help frame the relative position of each stock.<\/p>\n<p>SBI Life MCap Rs 1,84,113 Cr, PE 70 The profitability and efficiency ratios here reflect the latest available data from public filings.<\/p>\n<p>80x, ROE 12 Both sets of numbers should be cross-checked against the latest quarterly reports from BSE or NSE before drawing any conclusions.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Compare SBI Life Insurance and HDFC Life Insurance on the Univest Screener<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"SBI_Life_Insurance_vs_HDFC_Life_Insurance_Valuation_and_What_the_Market_Is_Pricing_In\"><\/span><strong>SBI Life Insurance vs HDFC Life Insurance: Valuation and What the Market Is Pricing In<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Valuation is a core part of any SBI Life Insurance vs HDFC Life Insurance analysis. A high PE ratio can signal growth expectations or thin earnings. A low PE may indicate value or a business under stress. Neither is automatically good or bad without context.<\/p>\n<p>SBI Life MCap Rs 1,84,113 Cr, PE 70.80x, ROE 12.93%, zero debt. HDFC Life MCap Rs 1,16,445 Cr, PE 58.97x, ROE 10.10%. The SBI Life Insurance vs HDFC Life Insurance stock data above reflects figures sourced from publicly available data. Prices change daily, so treat this as a starting point for your own research rather than a definitive trading signal.<\/p>\n<p>Dividend yield is another data point worth checking in the SBI Life Insurance vs HDFC Life Insurance pair. Some investors prioritise income alongside capital appreciation, and a consistent dividend track record can be a sign of earnings quality and management confidence in the cash flow.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"SBI_Life_Insurance_vs_HDFC_Life_Insurance_Side-by-Side_Comparison\"><\/span><strong>SBI Life Insurance vs HDFC Life Insurance: Side-by-Side Comparison<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The table below captures the most relevant metrics side by side for the SBI Life Insurance vs HDFC Life Insurance comparison.<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\">\n<tbody>\n<tr>\n<th style=\"border: 1px solid #ccc; padding: 8px;\">Parameter<\/th>\n<th style=\"border: 1px solid #ccc; padding: 8px;\"><a href=\"https:\/\/univest.in\/stocks\/sbilife\/sbi-life-insurance-company-ltd-share-price-today\">SBI Life Insurance<\/a><\/th>\n<th style=\"border: 1px solid #ccc; padding: 8px;\"><a href=\"https:\/\/univest.in\/stocks\/hdfclife\/hdfc-life-insurance-company-ltd-share-price-today\">HDFC Life Insurance<\/a><\/th>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">Market Cap<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">Rs 1,84,113 Cr<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">Rs 1,16,445 Cr<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">PE Ratio<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">70.80x<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">58.97x<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">ROE<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">12.93%<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">10.10%<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">Debt<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">Zero<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">Near zero<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">Div Yield<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">0.15%<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">0.39%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"What_Should_Investors_Know_About_the_SBI_Life_Insurance_vs_HDFC_Life_Insurance_Choice\"><\/span><strong>What Should Investors Know About the SBI Life Insurance vs HDFC Life Insurance Choice<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Every SBI Life Insurance vs HDFC Life Insurance research exercise should go beyond just looking at the current share price. The sector outlook for Life insurance companies, the trajectory of earnings growth, debt levels and management quality all feed into a complete picture.<\/p>\n<p>For the SBI Life Insurance vs HDFC Life Insurance pair specifically: SBI Life MCap Rs 1,84,113 Cr, PE 70. 80x, ROE 12. These numbers are a starting point. Investors should also look at the trend over four to eight quarters rather than just the latest standalone figure, since one strong quarter does not always reflect the underlying business quality.<\/p>\n<p>If you are building a portfolio allocation decision around the SBI Life Insurance vs HDFC Life Insurance comparison, consider the risk profile of your overall portfolio first. Both companies operate in Life insurance, which carries its own sector-specific risks including regulatory changes, commodity cost pressure, competitive intensity and macroeconomic sensitivity.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The SBI Life Insurance vs HDFC Life Insurance comparison comes down to this: SBI Life Insurance and HDFC Life Insurance are both listed Indian companies in the Life insurance space, but they differ in scale, valuation, and financial profile. SBI Life MCap Rs 1,84,113 Cr, PE 70. 80x, ROE 12.<\/p>\n<p>SBI Life MCap Rs 1,84,113 Cr, PE 70.80x, ROE 12.93%, zero debt. HDFC Life MCap Rs 1,16,445 Cr, PE 58.97x, ROE 10.10%. Before taking any position in either stock, verify the latest fundamentals on NSE or BSE and consult a SEBI-registered investment advisor (registration number INH000013776).<\/p>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track SBI Life Insurance and HDFC Life Insurance live and get analyst-backed stock recommendations every day.<\/em><\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information and may not be fully accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and does not constitute investment advice from Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><strong>Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_does_SBI_Life_Insurance_do\"><\/span><strong>What does SBI Life Insurance do?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> SBI Life Insurance is backed by State Bank of India and sells term, ULIP, savings and retirement plans through a vast banking distribution network.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_does_HDFC_Life_Insurance_do\"><\/span><strong>What does HDFC Life Insurance do?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> HDFC Life Insurance is backed by HDFC Bank and offers protection, savings and health-linked life insurance products across India.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_is_larger_in_the_SBI_Life_Insurance_vs_HDFC_Life_Insurance_comparison\"><\/span><strong>Which is larger in the SBI Life Insurance vs HDFC Life Insurance comparison?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> SBI Life at Rs 1,84,113 Cr is larger than HDFC Life at Rs 1,16,445 Cr.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_do_the_valuations_compare_in_SBI_Life_Insurance_vs_HDFC_Life_Insurance\"><\/span><strong>How do the valuations compare in SBI Life Insurance vs HDFC Life Insurance?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> SBI Life trades at PE 70.80x and HDFC Life at PE 58.97x. High PEs reflect insurance accounting conventions rather than overvaluation alone.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_ROE_of_SBI_Life_Insurance\"><\/span><strong>What is the ROE of SBI Life Insurance?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> SBI Life ROE is 12.93% based on latest available data from publicly available data.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Does_HDFC_Life_Insurance_pay_dividends\"><\/span><strong>Does HDFC Life Insurance pay dividends?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> HDFC Life pays a dividend yield of 0.39% based on current data. SBI Life pays 0.15%.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_should_I_evaluate_private_life_insurance_stocks\"><\/span><strong>How should I evaluate private life insurance stocks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> For life insurers, focus on Value of New Business, VNB margins, embedded value growth, persistency ratios and ULIP versus protection mix.<\/p>\n<div class=\"faq-schema\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Compare SBI Life Insurance vs HDFC Life Insurance on market cap, PE ratio, ROE and dividend yield. 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