{"id":196570,"date":"2026-08-11T12:57:21","date_gmt":"2026-08-11T07:27:21","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=196570"},"modified":"2026-08-11T12:57:23","modified_gmt":"2026-08-11T07:27:23","slug":"idbi-bank-vs-csb-bank-comparison","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/idbi-bank-vs-csb-bank-comparison\/","title":{"rendered":"IDBI Bank vs CSB Bank: Share Price, Comparison and Key Differences"},"content":{"rendered":"<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>IDBI Bank MCap Rs 90,438 Cr, PE 9.68x, ROE 15.39%. CSB Bank MCap Rs 5,500 Cr, PE 8.27x, ROE 14.07%.<\/em><\/p>\n<p>IDBI Bank vs CSB Bank is a comparison private banking investors look up when evaluating two privately-managed Indian banks with very different scale and ownership. IDBI Bank is India&#8217;s largest privatisation candidate &#8211; formerly a development finance institution and now a bank majority-owned by LIC and the Government of India, pending strategic disinvestment. CSB Bank (Catholic Syrian Bank), headquartered in Thrissur, Kerala, was acquired by Fairfax Financial Holdings (Canada) in 2018 and has been revamped as a South India-focused retail and gold loan bank. IDBI Bank vs CSB Bank covers contrasting privatisation-play and niche-bank narratives.<\/p>\n<p>This IDBI Bank vs CSB Bank article covers reach and market position, key products, latest declared results and stock valuation. The IDBI Bank vs CSB Bank data below is sourced from Groww and public company filings and reflects the most recently available information at the time of writing.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/idbi-bank-vs-csb-bank-comparison\/#IDBI_Bank_vs_CSB_Bank_Reach_and_Market_Position\" title=\"IDBI Bank vs CSB Bank: Reach and Market Position\">IDBI Bank vs CSB Bank: Reach and Market Position<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/idbi-bank-vs-csb-bank-comparison\/#IDBI_Bank_vs_CSB_Bank_Key_Products_and_Business_Mix\" title=\"IDBI Bank vs CSB Bank: Key Products and Business Mix\">IDBI Bank vs CSB Bank: Key Products and Business Mix<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/idbi-bank-vs-csb-bank-comparison\/#IDBI_Bank_vs_CSB_Bank_Latest_Results\" title=\"IDBI Bank vs CSB Bank: Latest Results\">IDBI Bank vs CSB Bank: Latest Results<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/idbi-bank-vs-csb-bank-comparison\/#IDBI_Bank_vs_CSB_Bank_Stock_and_Valuation\" title=\"IDBI Bank vs CSB Bank: Stock and Valuation\">IDBI Bank vs CSB Bank: Stock and Valuation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/idbi-bank-vs-csb-bank-comparison\/#IDBI_Bank_vs_CSB_Bank_Quick_Comparison_Table\" title=\"IDBI Bank vs CSB Bank: Quick Comparison Table\">IDBI Bank vs CSB Bank: Quick Comparison Table<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/idbi-bank-vs-csb-bank-comparison\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/idbi-bank-vs-csb-bank-comparison\/#Frequently_Asked_Questions\" title=\"Frequently Asked Questions\">Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/idbi-bank-vs-csb-bank-comparison\/#What_is_IDBI_Bank\" title=\"What is IDBI Bank?\">What is IDBI Bank?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/idbi-bank-vs-csb-bank-comparison\/#What_is_CSB_Bank\" title=\"What is CSB Bank?\">What is CSB Bank?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/idbi-bank-vs-csb-bank-comparison\/#What_is_the_IDBI_Bank_privatisation\" title=\"What is the IDBI Bank privatisation?\">What is the IDBI Bank privatisation?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/idbi-bank-vs-csb-bank-comparison\/#Is_CSB_Bank_profitable\" title=\"Is CSB Bank profitable?\">Is CSB Bank profitable?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/idbi-bank-vs-csb-bank-comparison\/#Which_is_larger_IDBI_or_CSB_Bank\" title=\"Which is larger, IDBI or CSB Bank?\">Which is larger, IDBI or CSB Bank?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/idbi-bank-vs-csb-bank-comparison\/#Are_IDBI_Bank_and_CSB_Bank_in_Nifty_50\" title=\"Are IDBI Bank and CSB Bank in Nifty 50?\">Are IDBI Bank and CSB Bank in Nifty 50?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/idbi-bank-vs-csb-bank-comparison\/#What_is_Fairfax_Financial_Holdings\" title=\"What is Fairfax Financial Holdings?\">What is Fairfax Financial Holdings?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"IDBI_Bank_vs_CSB_Bank_Reach_and_Market_Position\"><\/span><strong>IDBI Bank vs CSB Bank: Reach and Market Position<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>On the IDBI Bank side of the IDBI Bank vs CSB Bank comparison, IDBI Bank operates pan-India with a full retail, corporate and treasury banking platform. Market capitalisation is Rs 90,438 Cr.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=idbibank-vs-csbbank\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<p>On the CSB Bank side of the IDBI Bank vs CSB Bank comparison, CSB Bank operates primarily in South India (especially Kerala and neighbouring states) with retail banking, gold loans and MSME credit. Market capitalisation is Rs 5,500 Cr.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"IDBI_Bank_vs_CSB_Bank_Key_Products_and_Business_Mix\"><\/span><strong>IDBI Bank vs CSB Bank: Key Products and Business Mix<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>In the IDBI Bank vs CSB Bank product comparison, IDBI Bank offers: IDBI Bank earns from retail banking, corporate credit, treasury and insurance distribution. EPS is Rs 8.69. PE is 9.68x, ROE 15.39 percent.<\/p>\n<p>For CSB Bank in this IDBI Bank vs CSB Bank breakdown: CSB Bank earns from retail deposits, gold loans, trade finance and MSME credit. EPS is Rs 38.31. PE is 8.27x, ROE 14.07 percent. CSB Bank is 16.4 times smaller than IDBI Bank by market cap.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"IDBI_Bank_vs_CSB_Bank_Latest_Results\"><\/span><strong>IDBI Bank vs CSB Bank: Latest Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The IDBI Bank vs CSB Bank results for IDBI Bank: IDBI Bank has a market cap of Rs 90,438 Cr and PE of 9.68x. ROE is 15.39 percent. IDBI Bank is a privatisation candidate &#8211; the government is working to reduce its stake below 50 percent.<\/p>\n<p>The IDBI Bank vs CSB Bank results for CSB Bank: CSB Bank has a market cap of Rs 5,500 Cr and PE of 8.27x. ROE is 14.07 percent. Under Fairfax ownership, CSB Bank has been growing its gold loan and retail book. CSB Bank is cheaper on PE with slightly lower but comparable ROE.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Compare IDBI Bank and CSB Bank Fundamentals on the Univest Screener<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"IDBI_Bank_vs_CSB_Bank_Stock_and_Valuation\"><\/span><strong>IDBI Bank vs CSB Bank: Stock and Valuation<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The IDBI Bank vs CSB Bank stock comparison uses the latest available market data from Groww. Investors tracking IDBI Bank vs CSB Bank should verify current prices on NSE or BSE before trading.<\/p>\n<p>IDBI Bank vs CSB Bank at current valuations: IDBI Bank trades at Rs 90,438 Cr market cap, PE 9.68x, ROE 15.39 percent. CSB Bank trades at Rs 5,500 Cr market cap, PE 8.27x, ROE 14.07 percent. Both trade at single-digit PE with similar ROEs. IDBI Bank is 16x larger with a privatisation catalyst; CSB Bank is a clean, Fairfax-owned niche bank.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"IDBI_Bank_vs_CSB_Bank_Quick_Comparison_Table\"><\/span><strong>IDBI Bank vs CSB Bank: Quick Comparison Table<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The IDBI Bank vs CSB Bank comparison table below summarises the key metrics covered in this article side by side.<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\">\n<tbody>\n<tr>\n<th style=\"border: 1px solid #ccc; padding: 8px;\">Parameter<\/th>\n<th style=\"border: 1px solid #ccc; padding: 8px;\"><a href=\"https:\/\/univest.in\/stocks\/idbi-bank-ltd\">IDBI Bank<\/a><\/th>\n<th style=\"border: 1px solid #ccc; padding: 8px;\"><a href=\"https:\/\/univest.in\/stocks\/csb-bank-ltd\">CSB Bank<\/a><\/th>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">Sector<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">Large PSU-linked bank (privatisation candidate)<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">Niche South India private bank (Fairfax-owned)<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">Market Cap<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">Rs 90,438 Cr<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">Rs 5,500 Cr<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">P\/E Ratio<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">9.68x<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">8.27x<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">ROE<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">15.39%<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">14.07%<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">Ownership<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">LIC + Government of India (disinvestment pending)<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">Fairfax Financial Holdings (Canada)<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">Key Market<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">Pan-India full service banking<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">Kerala + South India: gold loans, MSME, retail<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">D\/E<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">N\/A (bank)<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">N\/A (bank)<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The IDBI Bank vs CSB Bank comparison above covers the key data points on reach, products, results and valuation. IDBI Bank vs CSB Bank covers two very different private banking stories. IDBI Bank is a large bank with a privatisation narrative that has been pending for several years. CSB Bank is a revamped South India niche bank under professional management with Fairfax backing. IDBI Bank vs CSB Bank investors should review IDBI Bank&#8217;s privatisation timeline, CSB Bank&#8217;s gold loan growth and asset quality. Despite the very large size difference, IDBI Bank vs CSB Bank share comparable PE and ROE metrics at current valuations. Consult a SEBI-registered advisor for personalised guidance.<\/p>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"https:\/\/apps.apple.com\/in\/app\/univest\/id1543832872\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.univest.android\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track IDBI Bank and CSB Bank live price and get daily stock recommendations.<\/em><\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information, including company results filings and exchange data, and are current as of the time of writing. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><strong>Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_is_IDBI_Bank\"><\/span><strong>What is IDBI Bank?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> IDBI Bank is India&#8217;s former development finance institution (IDBI, established 1964) that converted into a commercial bank. It is now majority owned by LIC and the Government of India and is a strategic disinvestment candidate.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_CSB_Bank\"><\/span><strong>What is CSB Bank?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> CSB Bank (formerly Catholic Syrian Bank) is a century-old South India private bank based in Thrissur, Kerala. It was acquired by Fairfax Financial Holdings of Canada in 2018 and rebranded. It specialises in gold loans, retail banking and MSME credit.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_IDBI_Bank_privatisation\"><\/span><strong>What is the IDBI Bank privatisation?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The Indian government announced plans to privatise IDBI Bank &#8211; reducing government and LIC stake below 50 percent and inviting a strategic investor. The process has been ongoing with investors expressing interest. Investors should track official MoF announcements for timelines.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_CSB_Bank_profitable\"><\/span><strong>Is CSB Bank profitable?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Yes. CSB Bank is profitable with an ROE of 14.07 percent and PE of 8.27x. Under Fairfax management, CSB Bank has improved its balance sheet and grown its gold loan book significantly.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_is_larger_IDBI_or_CSB_Bank\"><\/span><strong>Which is larger, IDBI or CSB Bank?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> IDBI Bank at Rs 90,438 Cr is approximately 16.4 times larger than CSB Bank at Rs 5,500 Cr.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Are_IDBI_Bank_and_CSB_Bank_in_Nifty_50\"><\/span><strong>Are IDBI Bank and CSB Bank in Nifty 50?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Neither is in Nifty 50. IDBI Bank is in broader large-cap indices. CSB Bank is in smaller indices.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_Fairfax_Financial_Holdings\"><\/span><strong>What is Fairfax Financial Holdings?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Fairfax Financial Holdings is a Canadian holding company controlled by Prem Watsa. It is known as a value-oriented insurer and investor. It acquired a majority stake in CSB Bank in 2018, providing the bank with professional management and capital.<\/p>\n<div class=\"faq-schema\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>IDBI Bank vs CSB Bank compared on market cap, privatisation status, ROE and valuation. Full data-backed breakdown for Indian private sector bank investors.<\/p>\n","protected":false},"author":36,"featured_media":196569,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[3802],"class_list":["post-196570","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-news"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["196569"],"_edit_lock":["1786433246:36"],"_last_editor_used_jetpack":["block-editor"],"rank_math_primary_category":["842"],"rank_math_seo_score":["77"],"rank_math_title":["IDBI Bank vs CSB Bank: Which Private Bank Stock to Track"],"rank_math_description":["IDBI Bank vs CSB Bank compared on market cap, privatisation status, ROE and valuation. Full data-backed breakdown for Indian private sector bank investors."],"rank_math_focus_keyword":["IDBI Bank vs CSB Bank"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"],"_edit_last":["36"],"_ez-toc-disabled":[""],"_ez-toc-insert":[""],"_ez-toc-header-label":[""],"_ez-toc-alignment":["none"],"_ez-toc-heading-levels":["a:0:{}"],"_ez-toc-alttext":[""],"_ez-toc-visibility_hide_by_default":[""],"_ez-toc-hide_counter":[""],"_ez-toc-exclude":[""],"_ez-toc-position-specific":["before"],"stm_select_gm_zoom":[""],"stm_agenda":[""],"stm_host":[""],"stm_select_approved_denied":[""],"stm_multiselect_approved":[""],"stm_multiselect_denied":[""],"stm_date":[""],"stm_time":[""],"stm_timezone":[""],"stm_duration":[""],"stm_password":[""],"stm_waiting_room":[""],"stm_join_before_host":[""],"stm_host_join_start":[""],"stm_start_after_participants":[""],"stm_mute_participants":[""],"stm_enforce_login":[""],"stm_alternative_hosts":[""],"top_bar_custom_style":[""],"top_bar_bg":[""],"wc_top_bar_cart_custom_style":[""],"wc_top_bar_cart_color":[""],"wc_top_bar_cart_icon_color_hover":[""],"wc_top_bar_cart_counter_color":[""],"wc_top_bar_cart_counter_color_hover":[""],"wc_top_bar_cart_counter_bg":[""],"wc_top_bar_cart_counter_bg_hover":[""],"top_bar_wpml_switcher_custom_style":[""],"wpml_switcher_color":[""],"top_bar_wpml_switcher_bg":[""],"top_bar_wpml_switcher_bg_hover":[""],"top_bar_wpml_switcher_color_hover":[""],"top_bar_socials_custom_style":[""],"top_bar_socials_color":[""],"top_bar_socials_color_hover":[""],"top_bar_search_custom_style":[""],"top_bar_search_color":[""],"top_bar_search_icon_color_hover":[""],"top_bar_contact_info_style":[""],"top_bar_contact_info_color":[""],"top_bar_contact_info_link_color":[""],"top_bar_contact_info_link_color_hover":[""],"top_bar_contact_info_select_bg":[""],"top_bar_contact_info_select_color":[""],"top_bar_contact_info_select_drop_bg":[""],"top_bar_contact_info_select_items_bg":[""],"top_bar_contact_info_select_items_color":[""],"top_bar_contact_info_select_items_hover":[""],"header_inverse":["default"],"enable_header_transparent":["off"],"header_nav_custom_style":[""],"header_bg":[""],"header_shadow":[""],"wc_cart_custom_style":[""],"wc_cart_icon_color":[""],"wc_cart_icon_color_hover":[""],"wc_cart_counter_color":[""],"wc_cart_counter_color_hover":[""],"wc_cart_counter_bg":[""],"wc_cart_counter_bg_hover":[""],"header_wpml_switcher_custom_style":[""],"header_wpml_switcher_color":[""],"header_wpml_switcher_color_hover":[""],"header_wpml_switcher_bg":[""],"header_wpml_switcher_bg_hover":[""],"header_socials_custom_style":[""],"header_socials_color":[""],"header_socials_color_hover":[""],"header_search_custom_style":[""],"header_search_icon_color":[""],"header_search_icon_color_hover":[""],"header_contact_info_style":[""],"header_contact_info_color":[""],"header_contact_info_link_color":[""],"header_contact_info_link_color_hover":[""],"header_button_custom_style":[""],"header_button_color":[""],"header_button_color_hover":[""],"header_button_bg":[""],"header_button_bg_hover":[""],"header_nav_menu_customize":[""],"header_nav_menu_link_color":[""],"header_nav_menu_link_color_hover":[""],"header_nav_menu_link_color_active":[""],"header_nav_menu_link_arrow_color":[""],"header_nav_menu_link_arrow_color_hover":[""],"header_nav_menu_level_1_bg":[""],"header_nav_menu_level_1_link_color":[""],"header_nav_menu_level_1_link_color_hover":[""],"header_nav_menu_level_1_link_bg_hover":[""],"header_nav_menu_level_1_link_arrow_color":[""],"header_nav_menu_level_1_link_arrow_color_hover":[""],"header_nav_menu_level_2_bg":[""],"header_nav_menu_level_2_link_color":[""],"header_nav_menu_level_2_link_color_hover":[""],"header_nav_menu_level_2_link_bg_hover":[""],"header_mega_menu_bg":[""],"header_mega_menu_title_color":[""],"header_mega_menu_title_color_hover":[""],"header_mega_menu_description_color":[""],"header_mega_menu_description_link_color":[""],"header_mega_menu_description_link_color_hover":[""],"header_mega_menu_color":[""],"header_mega_menu_color_hover":[""],"header_mega_menu_border_color":[""],"header_mega_menu_icons_color":[""],"header_nav_menu_customize_end":[""],"hfe_enabled_notice":[""],"disable_title_box":["default"],"hfe_disabled":[""],"enable_transparent":["default"],"title_box_title_bg_color":[""],"title_box_bg_custom_image":["default"],"title_box_bg_image":[""],"title_box_bg_position":["default"],"metabox_title_box_bg_position_x":[""],"metabox_title_box_bg_position_y":[""],"metabox_title_box_bg_attachment":["default"],"title_box_bg_size":["default"],"metabox_title_box_bg_size_slider":[""],"title_box_bg_repeat":["default"],"disable_title":["default"],"title_box_title_color":[""],"title_box_title_line_color":[""],"disable_breadcrumbs":["default"],"metabox_title_box_breadcrumbs_color":[""],"metabox_title_box_links_color":[""],"metabox_title_box_links_color_hover":[""],"content_bg_transparent":[""],"show_popup_single":[""],"popups_single":[""],"popups_single_event":[""],"popup_single_event_open_delay":[""],"popup_single_event_showing_in":[""],"popup_single_event_date_from":[""],"popup_single_event_date_to":[""],"popup_single_event_time_from":[""],"popup_single_event_time_to":[""],"popup_single_animation":[""],"popup_single_responsive":[""],"separator_footer_copyright_border_t":[""],"name":[""],"email":[""],"phone":[""],"company":[""],"memberId":[""],"testimonial_position":[""],"testimonial_company":[""],"testimonial_bg_img":[""],"testimonial_video_url":[""],"popups_width":[""],"popups_height":[""],"popups_image_bg":[""],"popups_color_bg":[""],"popups_border_radius":[""],"popups_template":[""],"rank_math_analytic_object_id":["35871"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/08\/idbi-bank-vs-csb-bank-comparison.png","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/196570","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/36"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=196570"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/196570\/revisions"}],"predecessor-version":[{"id":196593,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/196570\/revisions\/196593"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/196569"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=196570"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=196570"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=196570"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}