{"id":187128,"date":"2026-08-06T12:27:01","date_gmt":"2026-08-06T06:57:01","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=187128"},"modified":"2026-08-06T12:27:03","modified_gmt":"2026-08-06T06:57:03","slug":"karur-vysya-bank-vs-city-union-bank-comparison","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-vs-city-union-bank-comparison\/","title":{"rendered":"Karur Vysya Bank vs City Union Bank: Which Stock Should You Track"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>Karur Vysya Bank MCap Rs 32,979 Cr, PE 12.01x, ROE 19.45%, PB 2.34. City Union Bank MCap Rs 20,009 Cr, PE 14.26x, ROE 13.28%, PB 1.89.<\/em><\/p>\n<p>Karur Vysya Bank vs City Union Bank is a comparison South India community bank investors look up when evaluating two Tamil Nadu-origin private sector lenders with similar business models. Karur Vysya Bank is headquartered in Karur, Tamil Nadu with a textile and trade financing heritage, while City Union Bank is headquartered in Kumbakonam, Tamil Nadu and serves SME, retail and agricultural borrowers.<\/p>\n<p>This Karur Vysya Bank vs City Union Bank article covers reach and market position, key products, latest declared results and stock valuation. The Karur Vysya Bank vs City Union Bank data below is sourced from Groww and public company filings and reflects the most recently available information at the time of writing.<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-vs-city-union-bank-comparison\/#Karur_Vysya_Bank_vs_City_Union_Bank_Reach_and_Market_Position\" title=\"Karur Vysya Bank vs City Union Bank: Reach and Market Position\">Karur Vysya Bank vs City Union Bank: Reach and Market Position<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-vs-city-union-bank-comparison\/#Karur_Vysya_Bank_vs_City_Union_Bank_Key_Products_and_Business_Mix\" title=\"Karur Vysya Bank vs City Union Bank: Key Products and Business Mix\">Karur Vysya Bank vs City Union Bank: Key Products and Business Mix<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-vs-city-union-bank-comparison\/#Karur_Vysya_Bank_vs_City_Union_Bank_Latest_Results\" title=\"Karur Vysya Bank vs City Union Bank: Latest Results\">Karur Vysya Bank vs City Union Bank: Latest Results<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-vs-city-union-bank-comparison\/#Karur_Vysya_Bank_vs_City_Union_Bank_Stock_and_Valuation\" title=\"Karur Vysya Bank vs City Union Bank: Stock and Valuation\">Karur Vysya Bank vs City Union Bank: Stock and Valuation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-vs-city-union-bank-comparison\/#Karur_Vysya_Bank_vs_City_Union_Bank_Quick_Comparison_Table\" title=\"Karur Vysya Bank vs City Union Bank: Quick Comparison Table\">Karur Vysya Bank vs City Union Bank: Quick Comparison Table<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-vs-city-union-bank-comparison\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-vs-city-union-bank-comparison\/#Frequently_Asked_Questions\" title=\"Frequently Asked Questions\">Frequently Asked Questions<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-vs-city-union-bank-comparison\/#What_is_the_main_difference_between_Karur_Vysya_Bank_and_City_Union_Bank\" title=\"What is the main difference between Karur Vysya Bank and City Union Bank?\">What is the main difference between Karur Vysya Bank and City Union Bank?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-vs-city-union-bank-comparison\/#Which_bank_has_the_higher_ROE\" title=\"Which bank has the higher ROE?\">Which bank has the higher ROE?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-vs-city-union-bank-comparison\/#Which_stock_trades_at_a_lower_PE\" title=\"Which stock trades at a lower P\/E?\">Which stock trades at a lower P\/E?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-vs-city-union-bank-comparison\/#Are_both_banks_profitable\" title=\"Are both banks profitable?\">Are both banks profitable?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-vs-city-union-bank-comparison\/#What_is_the_SME_focus_of_both_banks\" title=\"What is the SME focus of both banks?\">What is the SME focus of both banks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-vs-city-union-bank-comparison\/#What_risks_apply_to_community_banks\" title=\"What risks apply to community banks?\">What risks apply to community banks?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/karur-vysya-bank-vs-city-union-bank-comparison\/#Should_I_invest_in_Karur_Vysya_Bank_or_City_Union_Bank\" title=\"Should I invest in Karur Vysya Bank or City Union Bank?\">Should I invest in Karur Vysya Bank or City Union Bank?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Karur_Vysya_Bank_vs_City_Union_Bank_Reach_and_Market_Position\"><\/span><strong>Karur Vysya Bank vs City Union Bank: Reach and Market Position<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>On the Karur Vysya Bank side of the Karur Vysya Bank vs City Union Bank comparison, Karur Vysya Bank operates over 830 branches primarily in Tamil Nadu and across South India, serving textile traders, SMEs and retail customers. Market capitalisation is Rs 32,979 Cr.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=karurvysya-vs-cityunionbk\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<p>On the City Union Bank side of the Karur Vysya Bank vs City Union Bank comparison, City Union Bank operates over 730 branches primarily in Tamil Nadu and South India, serving SME, retail and agricultural borrowers with a conservative lending culture. Market capitalisation is Rs 20,009 Cr.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Karur_Vysya_Bank_vs_City_Union_Bank_Key_Products_and_Business_Mix\"><\/span><strong>Karur Vysya Bank vs City Union Bank: Key Products and Business Mix<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>In the Karur Vysya Bank vs City Union Bank product comparison, Karur Vysya Bank offers: Karur Vysya Bank offers SME loans, gold loans, retail deposits and trade financing. P\/E is 12.01x, ROE 19.45 percent, P\/B 2.34. EPS is Rs 28.40. Dividend yield is 0.76 percent.<\/p>\n<p>For City Union Bank in this Karur Vysya Bank vs City Union Bank breakdown: City Union Bank offers SME loans, retail loans, gold loans, agricultural credit and retail deposits. P\/E is 14.26x, ROE 13.28 percent, P\/B 1.89. EPS is Rs 14.16. Dividend yield is 0.74 percent.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Karur_Vysya_Bank_vs_City_Union_Bank_Latest_Results\"><\/span><strong>Karur Vysya Bank vs City Union Bank: Latest Results<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Karur Vysya Bank vs City Union Bank results for Karur Vysya Bank: Karur Vysya Bank has a market cap of Rs 32,979 Cr and P\/E of 12.01x. ROE is 19.45 percent, significantly higher than City Union Bank. Book value per share is Rs 145.96.<\/p>\n<p>The Karur Vysya Bank vs City Union Bank results for City Union Bank: City Union Bank has a market cap of Rs 20,009 Cr and P\/E of 14.26x, slightly more expensive than Karur Vysya Bank. ROE is 13.28 percent. Book value per share is Rs 106.63.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Compare Karur Vysya Bank and City Union Bank Fundamentals on the Univest Screener<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Karur_Vysya_Bank_vs_City_Union_Bank_Stock_and_Valuation\"><\/span><strong>Karur Vysya Bank vs City Union Bank: Stock and Valuation<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Karur Vysya Bank vs City Union Bank stock comparison uses the latest available market data from Groww. Investors tracking Karur Vysya Bank vs City Union Bank should verify current prices on NSE or BSE before trading.<\/p>\n<p>Karur Vysya Bank trades at a market cap of Rs 32,979 Cr and P\/E of 12.01x with a significantly higher ROE of 19.45 percent. City Union Bank trades at Rs 20,009 Cr market cap and P\/E of 14.26x with ROE of 13.28 percent. Karur Vysya Bank is larger and delivers a materially higher ROE at a cheaper valuation.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Karur_Vysya_Bank_vs_City_Union_Bank_Quick_Comparison_Table\"><\/span><strong>Karur Vysya Bank vs City Union Bank: Quick Comparison Table<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Karur Vysya Bank vs City Union Bank comparison table below summarises the key metrics covered in this article side by side.<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\">\n<tbody>\n<tr>\n<th style=\"border: 1px solid #ccc; padding: 8px;\">Parameter<\/th>\n<th style=\"border: 1px solid #ccc; padding: 8px;\"><a href=\"https:\/\/univest.in\/stocks\/karurvysya\/karur-vysya-bank-ltd-share-price-today\">Karur Vysya Bank<\/a><\/th>\n<th style=\"border: 1px solid #ccc; padding: 8px;\"><a href=\"https:\/\/univest.in\/stocks\/cityunionbk\/city-union-bank-ltd-share-price-today\">City Union Bank<\/a><\/th>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">Sector<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">Community private bank: Tamil Nadu origin<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">Community private bank: Tamil Nadu origin<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">Market Cap<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">Rs 32,979 Cr<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">Rs 20,009 Cr<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">P\/E Ratio<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">12.01x<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">14.26x<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">ROE<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">19.45%<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">13.28%<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">P\/B Ratio<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">2.34<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">1.89<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">Dividend Yield<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">0.76%<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">0.74%<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">Heritage<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">Karur textile trade financing<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">Kumbakonam community banking<\/td>\n<\/tr>\n<tr>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">Network<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">830-plus branches<\/td>\n<td style=\"border: 1px solid #ccc; padding: 8px;\">730-plus branches<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Karur Vysya Bank vs City Union Bank comparison above covers the key data points on reach, products, results and valuation. Karur Vysya Bank vs City Union Bank are two Tamil Nadu-origin community banks at similar but different valuations. Karur Vysya Bank has a meaningfully higher ROE of 19.45 percent at a cheaper P\/E. City Union Bank has a more conservative lending culture. Investors should review NIM, credit cost and loan growth and consult a SEBI-registered advisor before investing.<\/p>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"https:\/\/apps.apple.com\/in\/app\/univest\/id1543832872\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.univest.android\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track Karur Vysya Bank and City Union Bank live price and get daily stock recommendations.<\/em><\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information, including company results filings and exchange data, and are current as of the time of writing. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions\"><\/span><strong>Frequently Asked Questions<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_main_difference_between_Karur_Vysya_Bank_and_City_Union_Bank\"><\/span><strong>What is the main difference between Karur Vysya Bank and City Union Bank?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Both are Tamil Nadu-origin community private banks. Karur Vysya Bank has a textile and trade financing heritage in Karur. City Union Bank is based in Kumbakonam with a conservative SME and retail banking model.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_bank_has_the_higher_ROE\"><\/span><strong>Which bank has the higher ROE?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Karur Vysya Bank has an ROE of 19.45 percent, significantly higher than City Union Bank at 13.28 percent.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Which_stock_trades_at_a_lower_PE\"><\/span><strong>Which stock trades at a lower P\/E?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Karur Vysya Bank trades at 12.01x trailing earnings, cheaper than City Union Bank at 14.26x.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Are_both_banks_profitable\"><\/span><strong>Are both banks profitable?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Yes. Both Karur Vysya Bank and City Union Bank are consistently profitable with positive ROEs.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_SME_focus_of_both_banks\"><\/span><strong>What is the SME focus of both banks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Both banks have historically served small and medium textile, trade and agri businesses across Tamil Nadu, though Karur Vysya Bank now has a more diversified national presence.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_risks_apply_to_community_banks\"><\/span><strong>What risks apply to community banks?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Both banks face risk from local economic cycles, concentrated SME and agri loan portfolios and competition from larger private and public sector banks expanding in South India.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Should_I_invest_in_Karur_Vysya_Bank_or_City_Union_Bank\"><\/span><strong>Should I invest in Karur Vysya Bank or City Union Bank?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Karur Vysya Bank has the higher ROE at a cheaper P\/E. City Union Bank offers a conservative franchise at a slight premium. Consult a SEBI-registered advisor before investing.<\/p>\n<div class=\"faq-schema\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Karur Vysya Bank vs City Union Bank compared on loan book, ROE, asset quality and valuation. Full data-backed breakdown for South India community bank investors.<\/p>\n","protected":false},"author":34,"featured_media":187127,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[3802],"class_list":["post-187128","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-news"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["187127"],"_edit_lock":["1785999427:28"],"_last_editor_used_jetpack":["block-editor"],"rank_math_primary_category":["842"],"rank_math_seo_score":["81"],"rank_math_title":["Karur Vysya Bank vs City Union Bank Compared"],"rank_math_description":["Karur Vysya Bank vs City Union Bank compared on loan book, ROE, asset quality and valuation. Full data-backed breakdown for South India community bank investors."],"_wp_old_date":["2026-08-05"],"rank_math_focus_keyword":["Karur Vysya Bank vs City Union Bank"],"rank_math_robots":["a:2:{i:0;s:7:\"noindex\";i:1;s:8:\"nofollow\";}"],"_edit_last":["28"],"_ez-toc-disabled":[""],"_ez-toc-insert":[""],"_ez-toc-header-label":[""],"_ez-toc-alignment":["none"],"_ez-toc-heading-levels":["a:0:{}"],"_ez-toc-alttext":[""],"_ez-toc-visibility_hide_by_default":[""],"_ez-toc-hide_counter":[""],"_ez-toc-exclude":[""],"_ez-toc-position-specific":["before"],"stm_select_gm_zoom":[""],"stm_agenda":[""],"stm_host":[""],"stm_select_approved_denied":[""],"stm_multiselect_approved":[""],"stm_multiselect_denied":[""],"stm_date":[""],"stm_time":[""],"stm_timezone":[""],"stm_duration":[""],"stm_password":[""],"stm_waiting_room":[""],"stm_join_before_host":[""],"stm_host_join_start":[""],"stm_start_after_participants":[""],"stm_mute_participants":[""],"stm_enforce_login":[""],"stm_alternative_hosts":[""],"top_bar_custom_style":[""],"top_bar_bg":[""],"wc_top_bar_cart_custom_style":[""],"wc_top_bar_cart_color":[""],"wc_top_bar_cart_icon_color_hover":[""],"wc_top_bar_cart_counter_color":[""],"wc_top_bar_cart_counter_color_hover":[""],"wc_top_bar_cart_counter_bg":[""],"wc_top_bar_cart_counter_bg_hover":[""],"top_bar_wpml_switcher_custom_style":[""],"wpml_switcher_color":[""],"top_bar_wpml_switcher_bg":[""],"top_bar_wpml_switcher_bg_hover":[""],"top_bar_wpml_switcher_color_hover":[""],"top_bar_socials_custom_style":[""],"top_bar_socials_color":[""],"top_bar_socials_color_hover":[""],"top_bar_search_custom_style":[""],"top_bar_search_color":[""],"top_bar_search_icon_color_hover":[""],"top_bar_contact_info_style":[""],"top_bar_contact_info_color":[""],"top_bar_contact_info_link_color":[""],"top_bar_contact_info_link_color_hover":[""],"top_bar_contact_info_select_bg":[""],"top_bar_contact_info_select_color":[""],"top_bar_contact_info_select_drop_bg":[""],"top_bar_contact_info_select_items_bg":[""],"top_bar_contact_info_select_items_color":[""],"top_bar_contact_info_select_items_hover":[""],"header_inverse":["default"],"enable_header_transparent":["off"],"header_nav_custom_style":[""],"header_bg":[""],"header_shadow":[""],"wc_cart_custom_style":[""],"wc_cart_icon_color":[""],"wc_cart_icon_color_hover":[""],"wc_cart_counter_color":[""],"wc_cart_counter_color_hover":[""],"wc_cart_counter_bg":[""],"wc_cart_counter_bg_hover":[""],"header_wpml_switcher_custom_style":[""],"header_wpml_switcher_color":[""],"header_wpml_switcher_color_hover":[""],"header_wpml_switcher_bg":[""],"header_wpml_switcher_bg_hover":[""],"header_socials_custom_style":[""],"header_socials_color":[""],"header_socials_color_hover":[""],"header_search_custom_style":[""],"header_search_icon_color":[""],"header_search_icon_color_hover":[""],"header_contact_info_style":[""],"header_contact_info_color":[""],"header_contact_info_link_color":[""],"header_contact_info_link_color_hover":[""],"header_button_custom_style":[""],"header_button_color":[""],"header_button_color_hover":[""],"header_button_bg":[""],"header_button_bg_hover":[""],"header_nav_menu_customize":[""],"header_nav_menu_link_color":[""],"header_nav_menu_link_color_hover":[""],"header_nav_menu_link_color_active":[""],"header_nav_menu_link_arrow_color":[""],"header_nav_menu_link_arrow_color_hover":[""],"header_nav_menu_level_1_bg":[""],"header_nav_menu_level_1_link_color":[""],"header_nav_menu_level_1_link_color_hover":[""],"header_nav_menu_level_1_link_bg_hover":[""],"header_nav_menu_level_1_link_arrow_color":[""],"header_nav_menu_level_1_link_arrow_color_hover":[""],"header_nav_menu_level_2_bg":[""],"header_nav_menu_level_2_link_color":[""],"header_nav_menu_level_2_link_color_hover":[""],"header_nav_menu_level_2_link_bg_hover":[""],"header_mega_menu_bg":[""],"header_mega_menu_title_color":[""],"header_mega_menu_title_color_hover":[""],"header_mega_menu_description_color":[""],"header_mega_menu_description_link_color":[""],"header_mega_menu_description_link_color_hover":[""],"header_mega_menu_color":[""],"header_mega_menu_color_hover":[""],"header_mega_menu_border_color":[""],"header_mega_menu_icons_color":[""],"header_nav_menu_customize_end":[""],"hfe_enabled_notice":[""],"disable_title_box":["default"],"hfe_disabled":[""],"enable_transparent":["default"],"title_box_title_bg_color":[""],"title_box_bg_custom_image":["default"],"title_box_bg_image":[""],"title_box_bg_position":["default"],"metabox_title_box_bg_position_x":[""],"metabox_title_box_bg_position_y":[""],"metabox_title_box_bg_attachment":["default"],"title_box_bg_size":["default"],"metabox_title_box_bg_size_slider":[""],"title_box_bg_repeat":["default"],"disable_title":["default"],"title_box_title_color":[""],"title_box_title_line_color":[""],"disable_breadcrumbs":["default"],"metabox_title_box_breadcrumbs_color":[""],"metabox_title_box_links_color":[""],"metabox_title_box_links_color_hover":[""],"content_bg_transparent":[""],"show_popup_single":[""],"popups_single":[""],"popups_single_event":[""],"popup_single_event_open_delay":[""],"popup_single_event_showing_in":[""],"popup_single_event_date_from":[""],"popup_single_event_date_to":[""],"popup_single_event_time_from":[""],"popup_single_event_time_to":[""],"popup_single_animation":[""],"popup_single_responsive":[""],"separator_footer_copyright_border_t":[""],"name":[""],"email":[""],"phone":[""],"company":[""],"memberId":[""],"testimonial_position":[""],"testimonial_company":[""],"testimonial_bg_img":[""],"testimonial_video_url":[""],"popups_width":[""],"popups_height":[""],"popups_image_bg":[""],"popups_color_bg":[""],"popups_border_radius":[""],"popups_template":[""],"rank_math_analytic_object_id":["34494"]},"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"https:\/\/univest.in\/blogs-2\/wp-content\/uploads\/2026\/08\/karur-vysya-bank-vs-city-union-bank-comparison.png","_links":{"self":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/187128","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/users\/34"}],"replies":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/comments?post=187128"}],"version-history":[{"count":1,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/187128\/revisions"}],"predecessor-version":[{"id":188469,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/posts\/187128\/revisions\/188469"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media\/187127"}],"wp:attachment":[{"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/media?parent=187128"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/categories?post=187128"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/univest.in\/blogs-2\/wp-json\/wp\/v2\/tags?post=187128"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}