{"id":186281,"date":"2026-08-05T13:33:58","date_gmt":"2026-08-05T08:03:58","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=186281"},"modified":"2026-08-05T13:34:01","modified_gmt":"2026-08-05T08:04:01","slug":"franklin-india-money-market-fund-review","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/franklin-india-money-market-fund-review\/","title":{"rendered":"Franklin India Money Market Fund Review: Plans, NAV, Returns and Portfolio Analysis 2026"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>Franklin India Money Market Fund has 10 plan\/option variants. Representative NAV Rs 55.4388 (20-Jul-2026). Category Money Market Fund. Risk Low.<\/em><\/p>\n<p>Franklin India Money Market Fund is a money market fund offered by Franklin Templeton Mutual Fund, available in Direct and Other Plans across Daily IDCW, Monthly IDCW, Quarterly IDCW, Growth and 1 more. The scheme aims to generate stable returns by investing in money market instruments with maturities of up to 1 year, offering better yield potential than liquid funds with marginally higher duration risk. With multiple variants, Franklin India Money Market Fund lets investors choose between different cost structures and payout approaches within the same base scheme.<\/p>\n<p>This article reviews Franklin India Money Market Fund across all its available plans and options, covering the latest NAV, expense ratio, portfolio approach, performance, exit load and investor suitability, based on publicly available data as of August 2026.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=franklin-india-money-market-fund\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/franklin-india-money-market-fund-review\/#Franklin_India_Money_Market_Fund_Plans_and_Options_Available\" title=\"Franklin India Money Market Fund Plans and Options Available\">Franklin India Money Market Fund Plans and Options Available<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/franklin-india-money-market-fund-review\/#Investment_Objective_and_Portfolio_Approach\" title=\"Investment Objective and Portfolio Approach\">Investment Objective and Portfolio Approach<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/franklin-india-money-market-fund-review\/#Franklin_India_Money_Market_Fund_Performance_and_Returns\" title=\"Franklin India Money Market Fund Performance and Returns\">Franklin India Money Market Fund Performance and Returns<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/franklin-india-money-market-fund-review\/#Direct_Plan_vs_Regular_Plan_Key_Differences_in_Franklin_India_Money_Market_Fund\" title=\"Direct Plan vs Regular Plan: Key Differences in Franklin India Money Market Fund\">Direct Plan vs Regular Plan: Key Differences in Franklin India Money Market Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/franklin-india-money-market-fund-review\/#Growth_Option_vs_IDCW_Option_in_Franklin_India_Money_Market_Fund\" title=\"Growth Option vs IDCW Option in Franklin India Money Market Fund\">Growth Option vs IDCW Option in Franklin India Money Market Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/franklin-india-money-market-fund-review\/#Expense_Ratio_and_Exit_Load\" title=\"Expense Ratio and Exit Load\">Expense Ratio and Exit Load<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/franklin-india-money-market-fund-review\/#Who_Should_Consider_Franklin_India_Money_Market_Fund\" title=\"Who Should Consider Franklin India Money Market Fund\">Who Should Consider Franklin India Money Market Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/franklin-india-money-market-fund-review\/#Key_Risks_in_the_scheme\" title=\"Key Risks in the scheme\">Key Risks in the scheme<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/franklin-india-money-market-fund-review\/#How_to_Invest_in_Franklin_India_Money_Market_Fund\" title=\"How to Invest in Franklin India Money Market Fund\">How to Invest in Franklin India Money Market Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/franklin-india-money-market-fund-review\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/franklin-india-money-market-fund-review\/#Frequently_Asked_Questions_on_Franklin_India_Money_Market_Fund\" title=\"Frequently Asked Questions on Franklin India Money Market Fund\">Frequently Asked Questions on Franklin India Money Market Fund<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/franklin-india-money-market-fund-review\/#What_plans_and_options_are_available_in_Franklin_India_Money_Market_Fund\" title=\"What plans and options are available in Franklin India Money Market Fund?\">What plans and options are available in Franklin India Money Market Fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/franklin-india-money-market-fund-review\/#What_is_the_latest_NAV_of_Franklin_India_Money_Market_Fund\" title=\"What is the latest NAV of Franklin India Money Market Fund?\">What is the latest NAV of Franklin India Money Market Fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/franklin-india-money-market-fund-review\/#What_is_the_investment_objective_of_Franklin_India_Money_Market_Fund\" title=\"What is the investment objective of Franklin India Money Market Fund?\">What is the investment objective of Franklin India Money Market Fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/franklin-india-money-market-fund-review\/#What_is_the_difference_between_the_Direct_and_Regular_Plan_in_Franklin_India_Money_Market_Fund\" title=\"What is the difference between the Direct and Regular Plan in Franklin India Money Market Fund?\">What is the difference between the Direct and Regular Plan in Franklin India Money Market Fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/franklin-india-money-market-fund-review\/#What_is_the_expense_ratio_of_Franklin_India_Money_Market_Fund\" title=\"What is the expense ratio of Franklin India Money Market Fund?\">What is the expense ratio of Franklin India Money Market Fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/franklin-india-money-market-fund-review\/#What_is_the_exit_load_on_Franklin_India_Money_Market_Fund\" title=\"What is the exit load on Franklin India Money Market Fund?\">What is the exit load on Franklin India Money Market Fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/franklin-india-money-market-fund-review\/#Who_should_invest_in_Franklin_India_Money_Market_Fund\" title=\"Who should invest in Franklin India Money Market Fund?\">Who should invest in Franklin India Money Market Fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/franklin-india-money-market-fund-review\/#Is_Franklin_India_Money_Market_Fund_a_good_investment\" title=\"Is Franklin India Money Market Fund a good investment?\">Is Franklin India Money Market Fund a good investment?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Franklin_India_Money_Market_Fund_Plans_and_Options_Available\"><\/span><strong>Franklin India Money Market Fund Plans and Options Available<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Franklin India Money Market Fund is offered across 10 scheme codes. The table below lists all available variants with ISIN codes and latest NAV figures.<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\" border=\"1\" cellspacing=\"0\" cellpadding=\"6\">\n<tbody>\n<tr>\n<td><strong>Scheme Code<\/strong><\/td>\n<td><strong>Plan<\/strong><\/td>\n<td><strong>Option<\/strong><\/td>\n<td><strong>ISIN (Growth \/ Payout)<\/strong><\/td>\n<td><strong>ISIN (Reinvestment)<\/strong><\/td>\n<td><strong>NAV (Rs)<\/strong><\/td>\n<td><strong>NAV Date<\/strong><\/td>\n<\/tr>\n<tr>\n<td>122444<\/td>\n<td>Direct Plan<\/td>\n<td>Daily IDCW<\/td>\n<td>&#8211;<\/td>\n<td>INF090I01KN7<\/td>\n<td>10.0537<\/td>\n<td>20-Jul-2026<\/td>\n<\/tr>\n<tr>\n<td>129437<\/td>\n<td>Direct Plan<\/td>\n<td>Monthly IDCW<\/td>\n<td>INF090I01LC8<\/td>\n<td>INF090I01LD6<\/td>\n<td>10.9024<\/td>\n<td>20-Jul-2026<\/td>\n<\/tr>\n<tr>\n<td>118505<\/td>\n<td>Direct Plan<\/td>\n<td>Quarterly IDCW<\/td>\n<td>INF090I01GT2<\/td>\n<td>INF090I01GU0<\/td>\n<td>11.6825<\/td>\n<td>20-Jul-2026<\/td>\n<\/tr>\n<tr>\n<td>118506<\/td>\n<td>Direct Plan<\/td>\n<td>Growth<\/td>\n<td>INF090I01GV8<\/td>\n<td>&#8211;<\/td>\n<td>55.4388<\/td>\n<td>20-Jul-2026<\/td>\n<\/tr>\n<tr>\n<td>122443<\/td>\n<td>Other Plan<\/td>\n<td>Daily IDCW<\/td>\n<td>&#8211;<\/td>\n<td>INF090I01KM9<\/td>\n<td>10.0496<\/td>\n<td>20-Jul-2026<\/td>\n<\/tr>\n<tr>\n<td>129436<\/td>\n<td>Other Plan<\/td>\n<td>Monthly IDCW<\/td>\n<td>INF090I01LA2<\/td>\n<td>INF090I01LB0<\/td>\n<td>10.5054<\/td>\n<td>20-Jul-2026<\/td>\n<\/tr>\n<tr>\n<td>101356<\/td>\n<td>Other Plan<\/td>\n<td>Quarterly IDCW<\/td>\n<td>INF090I01BZ0<\/td>\n<td>INF090I01BY3<\/td>\n<td>11.1515<\/td>\n<td>20-Jul-2026<\/td>\n<\/tr>\n<tr>\n<td>152200<\/td>\n<td>Other Plan<\/td>\n<td>IDCW<\/td>\n<td>INF090I01WV5<\/td>\n<td>INF090I01WW3<\/td>\n<td>10.091<\/td>\n<td>20-Jul-2026<\/td>\n<\/tr>\n<tr>\n<td>152199<\/td>\n<td>Other Plan<\/td>\n<td>IDCW<\/td>\n<td>INF090I01WT9<\/td>\n<td>INF090I01WU7<\/td>\n<td>10.08<\/td>\n<td>20-Jul-2026<\/td>\n<\/tr>\n<tr>\n<td>101357<\/td>\n<td>Other Plan<\/td>\n<td>Growth<\/td>\n<td>INF090I01CA1<\/td>\n<td>&#8211;<\/td>\n<td>53.5697<\/td>\n<td>20-Jul-2026<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"Investment_Objective_and_Portfolio_Approach\"><\/span><strong>Investment Objective and Portfolio Approach<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Franklin India Money Market Fund seeks to generate stable returns by investing in money market instruments with maturities of up to 1 year, offering better yield potential than liquid funds with marginally higher duration risk.<\/p>\n<p>In terms of portfolio construction, the scheme holds money market instruments including T-Bills, commercial paper, certificates of deposit and short term debt securities with maturities of up to 1 year.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Franklin_India_Money_Market_Fund_Performance_and_Returns\"><\/span><strong>Franklin India Money Market Fund Performance and Returns<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Franklin India Money Market Fund has delivered returns that are dependent on the fund manager&#8217;s portfolio decisions, market conditions and the expense ratio differential between plans; investors should check the latest factsheet for current figures. Performance across individual plans and options may vary slightly due to differing expense ratios and whether gains are paid out under the IDCW option or reinvested under the Growth option.<\/p>\n<p>The Direct Plan of any mutual fund typically delivers a slightly higher return than the Regular Plan of the same scheme over time, since it charges a lower expense ratio by excluding distributor commission. Investors should review the latest scheme factsheet from the AMC for current performance figures.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Direct_Plan_vs_Regular_Plan_Key_Differences_in_Franklin_India_Money_Market_Fund\"><\/span><strong>Direct Plan vs Regular Plan: Key Differences in Franklin India Money Market Fund<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Direct Plan of Franklin India Money Market Fund is available for investors transacting directly with the AMC or through a registered investment advisor, and carries lower than the Regular Plan of the same scheme, since it excludes distributor commission. The Regular Plan carries not independently verified; investors should check the latest expense ratio on the AMC website or Univest Screener.<\/p>\n<p>Over longer holding periods, the compounding effect of this cost difference can be meaningful, which is why cost conscious investors often prefer the Direct Plan when they are comfortable transacting without distributor support.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Growth_Option_vs_IDCW_Option_in_Franklin_India_Money_Market_Fund\"><\/span><strong>Growth Option vs IDCW Option in Franklin India Money Market Fund<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Growth option of Franklin India Money Market Fund reinvests any gains back into the scheme NAV, supporting long term wealth compounding for investors who do not need periodic payouts.<\/p>\n<p>The IDCW option of Franklin India Money Market Fund distributes available surplus to unit holders according to the chosen frequency, subject to the fund house declaring a distribution. Payouts under any IDCW option are not guaranteed and depend on distributable surplus.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Expense_Ratio_and_Exit_Load\"><\/span><strong>Expense Ratio and Exit Load<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The expense ratio for the Regular Plan of Franklin India Money Market Fund is not independently verified; investors should check the latest expense ratio on the AMC website or Univest Screener, while the Direct Plan carries lower than the Regular Plan of the same scheme, since it excludes distributor commission. This is the annual fee deducted from the scheme&#8217;s assets.<\/p>\n<p>The exit load on Franklin India Money Market Fund is typically Nil or a very small exit load for very short holding periods; investors should confirm in the scheme information document.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Who_Should_Consider_Franklin_India_Money_Market_Fund\"><\/span><strong>Who Should Consider Franklin India Money Market Fund<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Conservative income seekers.<\/strong> The scheme suits investors looking for stable income with lower volatility than equity funds.<\/p>\n<p><strong>Medium term investors.<\/strong> A holding period matching the scheme&#8217;s duration target is generally advisable for the scheme.<\/p>\n<p><strong>Investors stepping down risk.<\/strong> The scheme can be suitable for investors shifting from equity to debt as they approach a financial goal.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks_in_the_scheme\"><\/span><strong>Key Risks in the scheme<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Interest rate risk.<\/strong> The NAV of the scheme is sensitive to changes in interest rates and benchmark yields.<\/p>\n<p><strong>Credit risk.<\/strong> Debt holdings carry issuer credit risk, and any downgrade or default in the portfolio can affect NAV.<\/p>\n<p><strong>Reinvestment risk.<\/strong> Maturing bonds may need to be reinvested at lower yields in a falling interest rate environment.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Invest_in_Franklin_India_Money_Market_Fund\"><\/span><strong>How to Invest in Franklin India Money Market Fund<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Investors evaluating Franklin India Money Market Fund should begin by deciding between the Direct and Regular Plan, and between the Growth option for long term compounding and the IDCW option for periodic payouts.<\/p>\n<p>Completing KYC through a SEBI registered intermediary or the AMC portal is mandatory before investing for the first time. Investors who have existing KYC registration can proceed directly.<\/p>\n<p>Investment in Franklin India Money Market Fund can be made as a lump sum or through a Systematic Investment Plan of at least Rs 500 lump sum for most money market funds, followed by regular monitoring of NAV and portfolio composition at least quarterly.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check the Univest Screener for Live Mutual Fund and Stock Data<\/strong><\/a><\/p>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track Franklin India Money Market Fund NAV updates and get research backed investment ideas.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Franklin India Money Market Fund is a money market fund scheme from Franklin Templeton Mutual Fund available across 10 plan and option variants, giving investors flexibility in cost structure and payout approach. The representative NAV of Rs 55.4388 for the Direct Plan Growth option as on 20-Jul-2026 reflects the scheme&#8217;s performance since launch. Investors should review the latest scheme information document and consult a SEBI registered advisor before investing.<\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_on_Franklin_India_Money_Market_Fund\"><\/span><strong>Frequently Asked Questions on Franklin India Money Market Fund<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_plans_and_options_are_available_in_Franklin_India_Money_Market_Fund\"><\/span><strong>What plans and options are available in Franklin India Money Market Fund?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Franklin India Money Market Fund is available in Direct and Other Plans and Daily IDCW, Monthly IDCW, Quarterly IDCW, Growth and 1 more, giving investors 10 scheme codes to choose from depending on cost preference and payout requirements.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_latest_NAV_of_Franklin_India_Money_Market_Fund\"><\/span><strong>What is the latest NAV of Franklin India Money Market Fund?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The latest NAV of the Direct Plan Growth option of Franklin India Money Market Fund is Rs 55.4388 as on 20-Jul-2026. NAVs for all plan and option variants are updated at the end of every business day.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_investment_objective_of_Franklin_India_Money_Market_Fund\"><\/span><strong>What is the investment objective of Franklin India Money Market Fund?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The primary objective of Franklin India Money Market Fund is to generate stable returns by investing in money market instruments with maturities of up to 1 year, offering better yield potential than liquid funds with marginally higher duration risk.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_difference_between_the_Direct_and_Regular_Plan_in_Franklin_India_Money_Market_Fund\"><\/span><strong>What is the difference between the Direct and Regular Plan in Franklin India Money Market Fund?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The Direct Plan of Franklin India Money Market Fund carries lower than the Regular Plan of the same scheme, since it excludes distributor commission, excluding distributor commission. The Regular Plan carries not independently verified; investors should check the latest expense ratio on the AMC website or Univest Screener. The lower cost of the Direct Plan can improve long term compounding.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_expense_ratio_of_Franklin_India_Money_Market_Fund\"><\/span><strong>What is the expense ratio of Franklin India Money Market Fund?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The Regular Plan of Franklin India Money Market Fund carries an expense ratio of not independently verified; investors should check the latest expense ratio on the AMC website or Univest Screener, and the Direct Plan carries lower than the Regular Plan of the same scheme, since it excludes distributor commission. The exact current figure can be confirmed in the latest AMC factsheet.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_exit_load_on_Franklin_India_Money_Market_Fund\"><\/span><strong>What is the exit load on Franklin India Money Market Fund?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The exit load on Franklin India Money Market Fund is typically Nil or a very small exit load for very short holding periods; investors should confirm in the scheme information document. Investors should confirm this in the current scheme information document before redeeming.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Who_should_invest_in_Franklin_India_Money_Market_Fund\"><\/span><strong>Who should invest in Franklin India Money Market Fund?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Franklin India Money Market Fund can suit investors whose financial goals, risk appetite and investment horizon align with the money market fund category. Consult a SEBI registered advisor to assess personal suitability.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Franklin_India_Money_Market_Fund_a_good_investment\"><\/span><strong>Is Franklin India Money Market Fund a good investment?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Franklin India Money Market Fund can be appropriate for investors who understand the money market fund category mandate and are comfortable with the associated risk. Past performance does not guarantee future returns.<\/p>\n<div class=\"faq-schema\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>A comprehensive review of Franklin India Money Market Fund covering all plans and options, latest NAV, expense ratio, returns, exit load and investor suitability.<\/p>\n","protected":false},"author":36,"featured_media":186280,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[3802],"class_list":["post-186281","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-news"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["186280"],"_edit_lock":["1785917043:36"],"_last_editor_used_jetpack":["block-editor"],"rank_math_primary_category":["842"],"rank_math_seo_score":["78"],"rank_math_title":["Franklin India Money Market Fund Review: NAV, Plans and 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