{"id":181800,"date":"2026-08-03T15:59:32","date_gmt":"2026-08-03T10:29:32","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=181800"},"modified":"2026-08-03T15:59:34","modified_gmt":"2026-08-03T10:29:34","slug":"bank-of-india-large-mid-cap-fund-review","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/bank-of-india-large-mid-cap-fund-review\/","title":{"rendered":"Bank Of India Large &#038; Mid Cap Fund Review: Plans, NAV, Returns and Portfolio Analysis 2026"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>Bank Of India Large &amp; Mid Cap Fund has 12 plan\/option variants. Representative NAV Rs 108.21 (20-Jul-2026). Category Large And Mid Cap Fund. Risk Very High.<\/em><\/p>\n<p>Bank Of India Large &amp; Mid Cap Fund is a large and mid cap fund offered by Bank of India Mutual Fund, available in Direct and ECO and Regular Plans across Quarterly IDCW, IDCW, Growth. The scheme aims to generate long term capital appreciation through investment in both large cap and mid cap stocks, with at least 35% of the portfolio in each segment at all times. With multiple variants, Bank Of India Large &amp; Mid Cap Fund lets investors choose between different cost structures and payout approaches within the same base scheme.<\/p>\n<p>This article reviews Bank Of India Large &amp; Mid Cap Fund across all its available plans and options, covering the latest NAV, expense ratio, portfolio approach, performance, exit load and investor suitability, based on publicly available data as of August 2026.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=bank-of-india-large-mid-cap-fund\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-large-mid-cap-fund-review\/#Bank_Of_India_Large_Mid_Cap_Fund_Plans_and_Options_Available\" title=\"Bank Of India Large &amp; Mid Cap Fund Plans and Options Available\">Bank Of India Large &amp; Mid Cap Fund Plans and Options Available<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-large-mid-cap-fund-review\/#Investment_Objective_and_Portfolio_Approach\" title=\"Investment Objective and Portfolio Approach\">Investment Objective and Portfolio Approach<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-large-mid-cap-fund-review\/#Bank_Of_India_Large_Mid_Cap_Fund_Performance_and_Returns\" title=\"Bank Of India Large &amp; Mid Cap Fund Performance and Returns\">Bank Of India Large &amp; Mid Cap Fund Performance and Returns<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-large-mid-cap-fund-review\/#Direct_Plan_vs_Regular_Plan_Key_Differences_in_Bank_Of_India_Large_Mid_Cap_Fund\" title=\"Direct Plan vs Regular Plan: Key Differences in Bank Of India Large &amp; Mid Cap Fund\">Direct Plan vs Regular Plan: Key Differences in Bank Of India Large &amp; Mid Cap Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-large-mid-cap-fund-review\/#Growth_Option_vs_IDCW_Option_in_Bank_Of_India_Large_Mid_Cap_Fund\" title=\"Growth Option vs IDCW Option in Bank Of India Large &amp; Mid Cap Fund\">Growth Option vs IDCW Option in Bank Of India Large &amp; Mid Cap Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-large-mid-cap-fund-review\/#Expense_Ratio_and_Exit_Load\" title=\"Expense Ratio and Exit Load\">Expense Ratio and Exit Load<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-large-mid-cap-fund-review\/#Who_Should_Consider_Bank_Of_India_Large_Mid_Cap_Fund\" title=\"Who Should Consider Bank Of India Large &amp; Mid Cap Fund\">Who Should Consider Bank Of India Large &amp; Mid Cap Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-large-mid-cap-fund-review\/#Key_Risks_in_Bank_Of_India_Large_Mid_Cap_Fund\" title=\"Key Risks in Bank Of India Large &amp; Mid Cap Fund\">Key Risks in Bank Of India Large &amp; Mid Cap Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-large-mid-cap-fund-review\/#How_to_Invest_in_Bank_Of_India_Large_Mid_Cap_Fund\" title=\"How to Invest in Bank Of India Large &amp; Mid Cap Fund\">How to Invest in Bank Of India Large &amp; Mid Cap Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-large-mid-cap-fund-review\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-large-mid-cap-fund-review\/#Frequently_Asked_Questions_on_Bank_Of_India_Large_Mid_Cap_Fund\" title=\"Frequently Asked Questions on Bank Of India Large &amp; Mid Cap Fund\">Frequently Asked Questions on Bank Of India Large &amp; Mid Cap Fund<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-large-mid-cap-fund-review\/#What_plans_and_options_are_available_in_Bank_Of_India_Large_Mid_Cap_Fund\" title=\"What plans and options are available in Bank Of India Large &amp; Mid Cap Fund?\">What plans and options are available in Bank Of India Large &amp; Mid Cap Fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-large-mid-cap-fund-review\/#What_is_the_latest_NAV_of_Bank_Of_India_Large_Mid_Cap_Fund\" title=\"What is the latest NAV of Bank Of India Large &amp; Mid Cap Fund?\">What is the latest NAV of Bank Of India Large &amp; Mid Cap Fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-large-mid-cap-fund-review\/#What_is_the_investment_objective_of_Bank_Of_India_Large_Mid_Cap_Fund\" title=\"What is the investment objective of Bank Of India Large &amp; Mid Cap Fund?\">What is the investment objective of Bank Of India Large &amp; Mid Cap Fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-large-mid-cap-fund-review\/#What_is_the_difference_between_the_Direct_and_Regular_Plan_in_Bank_Of_India_Large_Mid_Cap_Fund\" title=\"What is the difference between the Direct and Regular Plan in Bank Of India Large &amp; Mid Cap Fund?\">What is the difference between the Direct and Regular Plan in Bank Of India Large &amp; Mid Cap Fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-large-mid-cap-fund-review\/#What_is_the_expense_ratio_of_Bank_Of_India_Large_Mid_Cap_Fund\" title=\"What is the expense ratio of Bank Of India Large &amp; Mid Cap Fund?\">What is the expense ratio of Bank Of India Large &amp; Mid Cap Fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-large-mid-cap-fund-review\/#What_is_the_exit_load_on_Bank_Of_India_Large_Mid_Cap_Fund\" title=\"What is the exit load on Bank Of India Large &amp; Mid Cap Fund?\">What is the exit load on Bank Of India Large &amp; Mid Cap Fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-large-mid-cap-fund-review\/#Who_should_invest_in_Bank_Of_India_Large_Mid_Cap_Fund\" title=\"Who should invest in Bank Of India Large &amp; Mid Cap Fund?\">Who should invest in Bank Of India Large &amp; Mid Cap Fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/bank-of-india-large-mid-cap-fund-review\/#Is_Bank_Of_India_Large_Mid_Cap_Fund_a_good_investment\" title=\"Is Bank Of India Large &amp; Mid Cap Fund a good investment?\">Is Bank Of India Large &amp; Mid Cap Fund a good investment?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Bank_Of_India_Large_Mid_Cap_Fund_Plans_and_Options_Available\"><\/span><strong>Bank Of India Large &amp; Mid Cap Fund Plans and Options Available<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Bank Of India Large &amp; Mid Cap Fund is offered across 12 scheme codes. The table below lists all available variants with ISIN codes and latest NAV figures.<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\" border=\"1\" cellspacing=\"0\" cellpadding=\"6\">\n<tbody>\n<tr>\n<td><strong>Scheme Code<\/strong><\/td>\n<td><strong>Plan<\/strong><\/td>\n<td><strong>Option<\/strong><\/td>\n<td><strong>ISIN (Growth \/ Payout)<\/strong><\/td>\n<td><strong>ISIN (Reinvestment)<\/strong><\/td>\n<td><strong>NAV (Rs)<\/strong><\/td>\n<td><strong>NAV Date<\/strong><\/td>\n<\/tr>\n<tr>\n<td>119349<\/td>\n<td>Direct Plan<\/td>\n<td>Quarterly IDCW<\/td>\n<td>INF761K01678<\/td>\n<td>INF761K01660<\/td>\n<td>30.05<\/td>\n<td>20-Jul-2026<\/td>\n<\/tr>\n<tr>\n<td>119300<\/td>\n<td>Direct Plan<\/td>\n<td>Growth<\/td>\n<td>INF761K01629<\/td>\n<td>&#8211;<\/td>\n<td>55.87<\/td>\n<td>20-Jul-2026<\/td>\n<\/tr>\n<tr>\n<td>119350<\/td>\n<td>Direct Plan<\/td>\n<td>Growth<\/td>\n<td>INF761K01652<\/td>\n<td>&#8211;<\/td>\n<td>108.21<\/td>\n<td>20-Jul-2026<\/td>\n<\/tr>\n<tr>\n<td>119346<\/td>\n<td>Direct Plan<\/td>\n<td>IDCW<\/td>\n<td>INF761K01645<\/td>\n<td>INF761K01637<\/td>\n<td>29.6<\/td>\n<td>20-Jul-2026<\/td>\n<\/tr>\n<tr>\n<td>110604<\/td>\n<td>ECO Plan<\/td>\n<td>Quarterly IDCW<\/td>\n<td>INF761K01058<\/td>\n<td>INF761K01066<\/td>\n<td>29.04<\/td>\n<td>20-Jul-2026<\/td>\n<\/tr>\n<tr>\n<td>110599<\/td>\n<td>ECO Plan<\/td>\n<td>Growth<\/td>\n<td>INF761K01041<\/td>\n<td>&#8211;<\/td>\n<td>102.95<\/td>\n<td>20-Jul-2026<\/td>\n<\/tr>\n<tr>\n<td>110601<\/td>\n<td>ECO Plan<\/td>\n<td>Growth<\/td>\n<td>INF761K01017<\/td>\n<td>&#8211;<\/td>\n<td>102.96<\/td>\n<td>20-Jul-2026<\/td>\n<\/tr>\n<tr>\n<td>110598<\/td>\n<td>Regular Plan<\/td>\n<td>Quarterly IDCW<\/td>\n<td>INF761K01116<\/td>\n<td>INF761K01124<\/td>\n<td>33.86<\/td>\n<td>20-Jul-2026<\/td>\n<\/tr>\n<tr>\n<td>110608<\/td>\n<td>Regular Plan<\/td>\n<td>IDCW<\/td>\n<td>INF761K01025<\/td>\n<td>INF761K01033<\/td>\n<td>28.83<\/td>\n<td>20-Jul-2026<\/td>\n<\/tr>\n<tr>\n<td>110603<\/td>\n<td>Regular Plan<\/td>\n<td>Growth<\/td>\n<td>INF761K01108<\/td>\n<td>&#8211;<\/td>\n<td>92.97<\/td>\n<td>20-Jul-2026<\/td>\n<\/tr>\n<tr>\n<td>110607<\/td>\n<td>Regular Plan<\/td>\n<td>IDCW<\/td>\n<td>INF761K01082<\/td>\n<td>INF761K01090<\/td>\n<td>27.75<\/td>\n<td>20-Jul-2026<\/td>\n<\/tr>\n<tr>\n<td>110606<\/td>\n<td>Regular Plan<\/td>\n<td>Growth<\/td>\n<td>INF761K01074<\/td>\n<td>&#8211;<\/td>\n<td>92.96<\/td>\n<td>20-Jul-2026<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"Investment_Objective_and_Portfolio_Approach\"><\/span><strong>Investment Objective and Portfolio Approach<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Bank Of India Large &amp; Mid Cap Fund seeks to generate long term capital appreciation through investment in both large cap and mid cap stocks, with at least 35% of the portfolio in each segment at all times.<\/p>\n<p>In terms of portfolio construction, the scheme holds at least 35% of assets in large cap stocks (top 100 by market capitalisation) and at least 35% in mid cap stocks (101st to 250th), with the remaining allocation flexible.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bank_Of_India_Large_Mid_Cap_Fund_Performance_and_Returns\"><\/span><strong>Bank Of India Large &amp; Mid Cap Fund Performance and Returns<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Bank Of India Large &amp; Mid Cap Fund has delivered returns that are dependent on the fund manager&#8217;s portfolio decisions, market conditions and the expense ratio differential between plans; investors should check the latest factsheet for current figures. Performance across individual plans and options may vary slightly due to differing expense ratios and whether gains are paid out under the IDCW option or reinvested under the Growth option.<\/p>\n<p>The Direct Plan of any mutual fund typically delivers a slightly higher return than the Regular Plan of the same scheme over time, since it charges a lower expense ratio by excluding distributor commission. Investors should review the latest scheme factsheet from the AMC for current performance figures.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Direct_Plan_vs_Regular_Plan_Key_Differences_in_Bank_Of_India_Large_Mid_Cap_Fund\"><\/span><strong>Direct Plan vs Regular Plan: Key Differences in Bank Of India Large &amp; Mid Cap Fund<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Direct Plan of Bank Of India Large &amp; Mid Cap Fund is available for investors transacting directly with the AMC or through a registered investment advisor, and carries lower than the Regular Plan of the same scheme, since it excludes distributor commission. The Regular Plan carries not independently verified; investors should check the latest expense ratio on the AMC website or Univest Screener.<\/p>\n<p>Over longer holding periods, the compounding effect of this cost difference can be meaningful, which is why cost conscious investors often prefer the Direct Plan when they are comfortable transacting without distributor support.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Growth_Option_vs_IDCW_Option_in_Bank_Of_India_Large_Mid_Cap_Fund\"><\/span><strong>Growth Option vs IDCW Option in Bank Of India Large &amp; Mid Cap Fund<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Growth option of Bank Of India Large &amp; Mid Cap Fund reinvests any gains back into the scheme NAV, supporting long term wealth compounding for investors who do not need periodic payouts.<\/p>\n<p>The IDCW option of Bank Of India Large &amp; Mid Cap Fund distributes available surplus to unit holders according to the chosen frequency, subject to the fund house declaring a distribution. Payouts under any IDCW option are not guaranteed and depend on distributable surplus.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Expense_Ratio_and_Exit_Load\"><\/span><strong>Expense Ratio and Exit Load<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The expense ratio for the Regular Plan of Bank Of India Large &amp; Mid Cap Fund is not independently verified; investors should check the latest expense ratio on the AMC website or Univest Screener, while the Direct Plan carries lower than the Regular Plan of the same scheme, since it excludes distributor commission. This is the annual fee deducted from the scheme&#8217;s assets.<\/p>\n<p>The exit load on Bank Of India Large &amp; Mid Cap Fund is typically 1% exit load on redemptions within 12 months; investors should confirm in the scheme information document.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Who_Should_Consider_Bank_Of_India_Large_Mid_Cap_Fund\"><\/span><strong>Who Should Consider Bank Of India Large &amp; Mid Cap Fund<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Long term wealth builders.<\/strong> Bank Of India Large &amp; Mid Cap Fund suits investors with a long term horizon of 5 years or more who can ride out equity market cycles.<\/p>\n<p><strong>Investors seeking diversification.<\/strong> The broad market exposure in Bank Of India Large &amp; Mid Cap Fund avoids concentration in a single sector or market cap segment.<\/p>\n<p><strong>Growth oriented investors.<\/strong> Investors focused on long term capital appreciation rather than regular income may find Bank Of India Large &amp; Mid Cap Fund suitable.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks_in_Bank_Of_India_Large_Mid_Cap_Fund\"><\/span><strong>Key Risks in Bank Of India Large &amp; Mid Cap Fund<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Equity market risk.<\/strong> The equity portfolio of Bank Of India Large &amp; Mid Cap Fund is fully exposed to stock market downturns with no debt cushion.<\/p>\n<p><strong>Concentration risk.<\/strong> Being actively managed, the fund may take meaningful sector or stock level bets that can underperform the broader market.<\/p>\n<p><strong>Fund manager risk.<\/strong> Performance depends on the fund manager&#8217;s stock selection and market timing decisions.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Invest_in_Bank_Of_India_Large_Mid_Cap_Fund\"><\/span><strong>How to Invest in Bank Of India Large &amp; Mid Cap Fund<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Investors evaluating Bank Of India Large &amp; Mid Cap Fund should begin by deciding between the Direct and Regular Plan, and between the Growth option for long term compounding and the IDCW option for periodic payouts.<\/p>\n<p>Completing KYC through a SEBI registered intermediary or the AMC portal is mandatory before investing for the first time. Investors who have existing KYC registration can proceed directly.<\/p>\n<p>Investment in Bank Of India Large &amp; Mid Cap Fund can be made as a lump sum or through a Systematic Investment Plan of at least Rs 1,000 lump sum, followed by regular monitoring of NAV and portfolio composition at least quarterly.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check the Univest Screener for Live Mutual Fund and Stock Data<\/strong><\/a><\/p>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track Bank Of India Large &amp; Mid Cap Fund NAV updates and get research backed investment ideas.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Bank Of India Large &amp; Mid Cap Fund is a large and mid cap fund scheme from Bank of India Mutual Fund available across 12 plan and option variants, giving investors flexibility in cost structure and payout approach. The representative NAV of Rs 108.21 for the Direct Plan Growth option as on 20-Jul-2026 reflects the scheme&#8217;s performance since launch. Investors should review the latest scheme information document and consult a SEBI registered advisor before investing.<\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_on_Bank_Of_India_Large_Mid_Cap_Fund\"><\/span><strong>Frequently Asked Questions on Bank Of India Large &amp; Mid Cap Fund<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_plans_and_options_are_available_in_Bank_Of_India_Large_Mid_Cap_Fund\"><\/span><strong>What plans and options are available in Bank Of India Large &amp; Mid Cap Fund?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Bank Of India Large &amp; Mid Cap Fund is available in Direct and ECO and Regular Plans and Quarterly IDCW, IDCW, Growth, giving investors 12 scheme codes to choose from depending on cost preference and payout requirements.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_latest_NAV_of_Bank_Of_India_Large_Mid_Cap_Fund\"><\/span><strong>What is the latest NAV of Bank Of India Large &amp; Mid Cap Fund?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The latest NAV of the Direct Plan Growth option of Bank Of India Large &amp; Mid Cap Fund is Rs 108.21 as on 20-Jul-2026. NAVs for all plan and option variants are updated at the end of every business day.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_investment_objective_of_Bank_Of_India_Large_Mid_Cap_Fund\"><\/span><strong>What is the investment objective of Bank Of India Large &amp; Mid Cap Fund?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The primary objective of Bank Of India Large &amp; Mid Cap Fund is to generate long term capital appreciation through investment in both large cap and mid cap stocks, with at least 35% of the portfolio in each segment at all times.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_difference_between_the_Direct_and_Regular_Plan_in_Bank_Of_India_Large_Mid_Cap_Fund\"><\/span><strong>What is the difference between the Direct and Regular Plan in Bank Of India Large &amp; Mid Cap Fund?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The Direct Plan of Bank Of India Large &amp; Mid Cap Fund carries lower than the Regular Plan of the same scheme, since it excludes distributor commission, excluding distributor commission. The Regular Plan carries not independently verified; investors should check the latest expense ratio on the AMC website or Univest Screener. The lower cost of the Direct Plan can improve long term compounding.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_expense_ratio_of_Bank_Of_India_Large_Mid_Cap_Fund\"><\/span><strong>What is the expense ratio of Bank Of India Large &amp; Mid Cap Fund?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The Regular Plan of Bank Of India Large &amp; Mid Cap Fund carries an expense ratio of not independently verified; investors should check the latest expense ratio on the AMC website or Univest Screener, and the Direct Plan carries lower than the Regular Plan of the same scheme, since it excludes distributor commission. The exact current figure can be confirmed in the latest AMC factsheet.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_exit_load_on_Bank_Of_India_Large_Mid_Cap_Fund\"><\/span><strong>What is the exit load on Bank Of India Large &amp; Mid Cap Fund?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The exit load on Bank Of India Large &amp; Mid Cap Fund is typically 1% exit load on redemptions within 12 months; investors should confirm in the scheme information document. Investors should confirm this in the current scheme information document before redeeming.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Who_should_invest_in_Bank_Of_India_Large_Mid_Cap_Fund\"><\/span><strong>Who should invest in Bank Of India Large &amp; Mid Cap Fund?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Bank Of India Large &amp; Mid Cap Fund can suit investors whose financial goals, risk appetite and investment horizon align with the large and mid cap fund category. Consult a SEBI registered advisor to assess personal suitability.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Bank_Of_India_Large_Mid_Cap_Fund_a_good_investment\"><\/span><strong>Is Bank Of India Large &amp; Mid Cap Fund a good investment?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Bank Of India Large &amp; Mid Cap Fund can be appropriate for investors who understand the large and mid cap fund category mandate and are comfortable with the associated risk. Past performance does not guarantee future returns.<\/p>\n<div class=\"faq-schema\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>A comprehensive review of Bank Of India Large &#038; Mid Cap Fund covering all plans and options, latest NAV, expense ratio, returns, exit load and investor suitability.<\/p>\n","protected":false},"author":35,"featured_media":181799,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[842],"tags":[3802],"class_list":["post-181800","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","tag-news"],"metadata":{"rank_math_internal_links_processed":["1"],"_thumbnail_id":["181799"],"_edit_lock":["1785752977:29"],"_last_editor_used_jetpack":["block-editor"],"rank_math_primary_category":["842"],"rank_math_seo_score":["67"],"rank_math_title":["Bank Of India Large &amp; Mid Cap Fund Review: NAV, Plans and 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