{"id":181713,"date":"2026-08-03T15:40:46","date_gmt":"2026-08-03T10:10:46","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=181713"},"modified":"2026-08-03T15:40:47","modified_gmt":"2026-08-03T10:10:47","slug":"bandhan-nifty-it-index-fund-review","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/bandhan-nifty-it-index-fund-review\/","title":{"rendered":"Bandhan Nifty IT Index Fund Review: Plans, NAV, Returns and Portfolio Analysis 2026"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>Bandhan Nifty IT Index Fund has 4 plan\/option variants. Representative NAV Rs 9.9286 (20-Jul-2026). Category Nifty It Index Fund. Risk Very High.<\/em><\/p>\n<p>Bandhan Nifty IT Index Fund is a Nifty It index fund offered by Bandhan Mutual Fund, available in Direct and Regular Plans across IDCW, Growth. The scheme aims to replicate the Nifty It by investing in its constituent securities in similar proportion, aiming for returns before expenses that closely correspond to the Nifty It Total Return Index, subject to tracking error. With multiple variants, Bandhan Nifty IT Index Fund lets investors choose between different cost structures and payout approaches within the same base scheme.<\/p>\n<p>This article reviews Bandhan Nifty IT Index Fund across all its available plans and options, covering the latest NAV, expense ratio, portfolio approach, performance, exit load and investor suitability, based on publicly available data as of August 2026.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=bandhan-nifty-it-index-fund\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-nifty-it-index-fund-review\/#Bandhan_Nifty_IT_Index_Fund_Plans_and_Options_Available\" title=\"Bandhan Nifty IT Index Fund Plans and Options Available\">Bandhan Nifty IT Index Fund Plans and Options Available<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-nifty-it-index-fund-review\/#Investment_Objective_and_Portfolio_Approach\" title=\"Investment Objective and Portfolio Approach\">Investment Objective and Portfolio Approach<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-nifty-it-index-fund-review\/#Bandhan_Nifty_IT_Index_Fund_Performance_and_Returns\" title=\"Bandhan Nifty IT Index Fund Performance and Returns\">Bandhan Nifty IT Index Fund Performance and Returns<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-nifty-it-index-fund-review\/#Direct_Plan_vs_Regular_Plan_Key_Differences_in_Bandhan_Nifty_IT_Index_Fund\" title=\"Direct Plan vs Regular Plan: Key Differences in Bandhan Nifty IT Index Fund\">Direct Plan vs Regular Plan: Key Differences in Bandhan Nifty IT Index Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-nifty-it-index-fund-review\/#Growth_Option_vs_IDCW_Option_in_Bandhan_Nifty_IT_Index_Fund\" title=\"Growth Option vs IDCW Option in Bandhan Nifty IT Index Fund\">Growth Option vs IDCW Option in Bandhan Nifty IT Index Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-nifty-it-index-fund-review\/#Expense_Ratio_and_Exit_Load\" title=\"Expense Ratio and Exit Load\">Expense Ratio and Exit Load<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-nifty-it-index-fund-review\/#Who_Should_Consider_the_scheme\" title=\"Who Should Consider the scheme\">Who Should Consider the scheme<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-nifty-it-index-fund-review\/#Key_Risks_in_the_scheme\" title=\"Key Risks in the scheme\">Key Risks in the scheme<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-nifty-it-index-fund-review\/#How_to_Invest_in_Bandhan_Nifty_IT_Index_Fund\" title=\"How to Invest in Bandhan Nifty IT Index Fund\">How to Invest in Bandhan Nifty IT Index Fund<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-nifty-it-index-fund-review\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-nifty-it-index-fund-review\/#Frequently_Asked_Questions_on_Bandhan_Nifty_IT_Index_Fund\" title=\"Frequently Asked Questions on Bandhan Nifty IT Index Fund\">Frequently Asked Questions on Bandhan Nifty IT Index Fund<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-nifty-it-index-fund-review\/#What_plans_and_options_are_available_in_Bandhan_Nifty_IT_Index_Fund\" title=\"What plans and options are available in Bandhan Nifty IT Index Fund?\">What plans and options are available in Bandhan Nifty IT Index Fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-nifty-it-index-fund-review\/#What_is_the_latest_NAV_of_Bandhan_Nifty_IT_Index_Fund\" title=\"What is the latest NAV of Bandhan Nifty IT Index Fund?\">What is the latest NAV of Bandhan Nifty IT Index Fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-nifty-it-index-fund-review\/#What_is_the_investment_objective_of_Bandhan_Nifty_IT_Index_Fund\" title=\"What is the investment objective of Bandhan Nifty IT Index Fund?\">What is the investment objective of Bandhan Nifty IT Index Fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-nifty-it-index-fund-review\/#What_is_the_difference_between_the_Direct_and_Regular_Plan_in_Bandhan_Nifty_IT_Index_Fund\" title=\"What is the difference between the Direct and Regular Plan in Bandhan Nifty IT Index Fund?\">What is the difference between the Direct and Regular Plan in Bandhan Nifty IT Index Fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-nifty-it-index-fund-review\/#What_is_the_expense_ratio_of_Bandhan_Nifty_IT_Index_Fund\" title=\"What is the expense ratio of Bandhan Nifty IT Index Fund?\">What is the expense ratio of Bandhan Nifty IT Index Fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-nifty-it-index-fund-review\/#What_is_the_exit_load_on_Bandhan_Nifty_IT_Index_Fund\" title=\"What is the exit load on Bandhan Nifty IT Index Fund?\">What is the exit load on Bandhan Nifty IT Index Fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-nifty-it-index-fund-review\/#Who_should_invest_in_Bandhan_Nifty_IT_Index_Fund\" title=\"Who should invest in Bandhan Nifty IT Index Fund?\">Who should invest in Bandhan Nifty IT Index Fund?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-nifty-it-index-fund-review\/#Is_Bandhan_Nifty_IT_Index_Fund_a_good_investment\" title=\"Is Bandhan Nifty IT Index Fund a good investment?\">Is Bandhan Nifty IT Index Fund a good investment?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Bandhan_Nifty_IT_Index_Fund_Plans_and_Options_Available\"><\/span><strong>Bandhan Nifty IT Index Fund Plans and Options Available<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Bandhan Nifty IT Index Fund is offered across 4 scheme codes. The table below lists all available variants with ISIN codes and latest NAV figures.<\/p>\n<table style=\"border-collapse: collapse; width: 100%;\" border=\"1\" cellspacing=\"0\" cellpadding=\"6\">\n<tbody>\n<tr>\n<td><strong>Scheme Code<\/strong><\/td>\n<td><strong>Plan<\/strong><\/td>\n<td><strong>Option<\/strong><\/td>\n<td><strong>ISIN (Growth \/ Payout)<\/strong><\/td>\n<td><strong>ISIN (Reinvestment)<\/strong><\/td>\n<td><strong>NAV (Rs)<\/strong><\/td>\n<td><strong>NAV Date<\/strong><\/td>\n<\/tr>\n<tr>\n<td>152041<\/td>\n<td>Direct Plan<\/td>\n<td>Growth<\/td>\n<td>INF194KB1GK3<\/td>\n<td>&#8211;<\/td>\n<td>9.9286<\/td>\n<td>20-Jul-2026<\/td>\n<\/tr>\n<tr>\n<td>152042<\/td>\n<td>Direct Plan<\/td>\n<td>IDCW<\/td>\n<td>INF194KB1GL1<\/td>\n<td>INF194KB1GM9<\/td>\n<td>9.9318<\/td>\n<td>20-Jul-2026<\/td>\n<\/tr>\n<tr>\n<td>152043<\/td>\n<td>Regular Plan<\/td>\n<td>Growth<\/td>\n<td>INF194KB1GH9<\/td>\n<td>&#8211;<\/td>\n<td>9.7445<\/td>\n<td>20-Jul-2026<\/td>\n<\/tr>\n<tr>\n<td>152044<\/td>\n<td>Regular Plan<\/td>\n<td>IDCW<\/td>\n<td>INF194KB1GI7<\/td>\n<td>INF194KB1GJ5<\/td>\n<td>9.7436<\/td>\n<td>20-Jul-2026<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"Investment_Objective_and_Portfolio_Approach\"><\/span><strong>Investment Objective and Portfolio Approach<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Bandhan Nifty IT Index Fund seeks to replicate the Nifty It by investing in its constituent securities in similar proportion, aiming for returns before expenses that closely correspond to the Nifty It Total Return Index, subject to tracking error.<\/p>\n<p>In terms of portfolio construction, the scheme holds a passively managed portfolio replicating the Nifty It constituents and weights, with at least 80% in the relevant market segment as required by SEBI for index funds.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Bandhan_Nifty_IT_Index_Fund_Performance_and_Returns\"><\/span><strong>Bandhan Nifty IT Index Fund Performance and Returns<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Bandhan Nifty IT Index Fund has delivered returns that are closely aligned with Nifty It performance before expenses and tracking error; investors should check the latest factsheet for current figures. Performance across individual plans and options may vary slightly due to differing expense ratios and whether gains are paid out under the IDCW option or reinvested under the Growth option.<\/p>\n<p>The Direct Plan of any mutual fund typically delivers a slightly higher return than the Regular Plan of the same scheme over time, since it charges a lower expense ratio by excluding distributor commission. Investors should review the latest scheme factsheet from the AMC for current performance figures.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Direct_Plan_vs_Regular_Plan_Key_Differences_in_Bandhan_Nifty_IT_Index_Fund\"><\/span><strong>Direct Plan vs Regular Plan: Key Differences in Bandhan Nifty IT Index Fund<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Direct Plan of Bandhan Nifty IT Index Fund is available for investors transacting directly with the AMC or through a registered investment advisor, and carries typically lower than the Regular Plan, consistent with the low cost nature of passive index funds. The Regular Plan carries not independently verified for this specific plan; check on AMC or Univest Screener.<\/p>\n<p>Over longer holding periods, the compounding effect of this cost difference can be meaningful, which is why cost conscious investors often prefer the Direct Plan when they are comfortable transacting without distributor support.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Growth_Option_vs_IDCW_Option_in_Bandhan_Nifty_IT_Index_Fund\"><\/span><strong>Growth Option vs IDCW Option in Bandhan Nifty IT Index Fund<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Growth option of Bandhan Nifty IT Index Fund reinvests any gains back into the scheme NAV, supporting long term wealth compounding for investors who do not need periodic payouts.<\/p>\n<p>The IDCW option of Bandhan Nifty IT Index Fund distributes available surplus to unit holders according to the chosen frequency, subject to the fund house declaring a distribution. Payouts under any IDCW option are not guaranteed and depend on distributable surplus.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Expense_Ratio_and_Exit_Load\"><\/span><strong>Expense Ratio and Exit Load<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The expense ratio for the Regular Plan of Bandhan Nifty IT Index Fund is not independently verified for this specific plan; check on AMC or Univest Screener, while the Direct Plan carries typically lower than the Regular Plan, consistent with the low cost nature of passive index funds. This is the annual fee deducted from the scheme&#8217;s assets.<\/p>\n<p>The exit load on the scheme is typically Nil or a small charge for very short holding periods; confirm in the scheme information document.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Who_Should_Consider_the_scheme\"><\/span><strong>Who Should Consider the scheme<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Sector-specific investors.<\/strong> The scheme suits investors who have a specific view on the sector represented by its underlying index.<\/p>\n<p><strong>Satellite portfolio holders.<\/strong> Sector index funds like the scheme can complement a core diversified equity holding.<\/p>\n<p><strong>Long term equity investors.<\/strong> Sector concentrated funds carry higher volatility than diversified index funds, so a longer horizon is advisable.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks_in_the_scheme\"><\/span><strong>Key Risks in the scheme<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><strong>Market risk.<\/strong> As a passively managed fund, The scheme has full exposure to market downturns with no active defensive action.<\/p>\n<p><strong>Tracking error.<\/strong> Returns may deviate slightly from the underlying index due to costs, cash drag and rebalancing timing.<\/p>\n<p><strong>Concentration risk.<\/strong> Being index-linked, The scheme carries whatever sector or stock concentration exists in the underlying index.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"How_to_Invest_in_Bandhan_Nifty_IT_Index_Fund\"><\/span><strong>How to Invest in Bandhan Nifty IT Index Fund<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Investors evaluating Bandhan Nifty IT Index Fund should begin by deciding between the Direct and Regular Plan, and between the Growth option for long term compounding and the IDCW option for periodic payouts.<\/p>\n<p>Completing KYC through a SEBI registered intermediary or the AMC portal is mandatory before investing for the first time. Investors who have existing KYC registration can proceed directly.<\/p>\n<p>Investment in Bandhan Nifty IT Index Fund can be made as a lump sum or through a Systematic Investment Plan of at least Rs 1,000 lump sum, followed by regular monitoring of NAV and portfolio composition at least quarterly.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Check the Univest Screener for Live Mutual Fund and Stock Data<\/strong><\/a><\/p>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track Bandhan Nifty IT Index Fund NAV updates and get research backed investment ideas.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Bandhan Nifty IT Index Fund is a Nifty It index fund scheme from Bandhan Mutual Fund available across 4 plan and option variants, giving investors flexibility in cost structure and payout approach. The representative NAV of Rs 9.9286 for the Direct Plan Growth option as on 20-Jul-2026 reflects the scheme&#8217;s performance since launch. Investors should review the latest scheme information document and consult a SEBI registered advisor before investing.<\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_on_Bandhan_Nifty_IT_Index_Fund\"><\/span><strong>Frequently Asked Questions on Bandhan Nifty IT Index Fund<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_plans_and_options_are_available_in_Bandhan_Nifty_IT_Index_Fund\"><\/span><strong>What plans and options are available in Bandhan Nifty IT Index Fund?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Bandhan Nifty IT Index Fund is available in Direct and Regular Plans and IDCW, Growth, giving investors 4 scheme codes to choose from depending on cost preference and payout requirements.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_latest_NAV_of_Bandhan_Nifty_IT_Index_Fund\"><\/span><strong>What is the latest NAV of Bandhan Nifty IT Index Fund?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The latest NAV of the Direct Plan Growth option of Bandhan Nifty IT Index Fund is Rs 9.9286 as on 20-Jul-2026. NAVs for all plan and option variants are updated at the end of every business day.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_investment_objective_of_Bandhan_Nifty_IT_Index_Fund\"><\/span><strong>What is the investment objective of Bandhan Nifty IT Index Fund?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The primary objective of Bandhan Nifty IT Index Fund is to replicate the Nifty It by investing in its constituent securities in similar proportion, aiming for returns before expenses that closely correspond to the Nifty It Total Return Index, subject to tracking error.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_difference_between_the_Direct_and_Regular_Plan_in_Bandhan_Nifty_IT_Index_Fund\"><\/span><strong>What is the difference between the Direct and Regular Plan in Bandhan Nifty IT Index Fund?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The Direct Plan of Bandhan Nifty IT Index Fund carries typically lower than the Regular Plan, consistent with the low cost nature of passive index funds, excluding distributor commission. The Regular Plan carries not independently verified for this specific plan; check on AMC or Univest Screener. The lower cost of the Direct Plan can improve long term compounding.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_expense_ratio_of_Bandhan_Nifty_IT_Index_Fund\"><\/span><strong>What is the expense ratio of Bandhan Nifty IT Index Fund?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The Regular Plan of Bandhan Nifty IT Index Fund carries an expense ratio of not independently verified for this specific plan; check on AMC or Univest Screener, and the Direct Plan carries typically lower than the Regular Plan, consistent with the low cost nature of passive index funds. The exact current figure can be confirmed in the latest AMC factsheet.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_exit_load_on_Bandhan_Nifty_IT_Index_Fund\"><\/span><strong>What is the exit load on Bandhan Nifty IT Index Fund?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The exit load on Bandhan Nifty IT Index Fund is typically Nil or a small charge for very short holding periods; confirm in the scheme information document. Investors should confirm this in the current scheme information document before redeeming.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Who_should_invest_in_Bandhan_Nifty_IT_Index_Fund\"><\/span><strong>Who should invest in Bandhan Nifty IT Index Fund?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Bandhan Nifty IT Index Fund can suit investors whose financial goals, risk appetite and investment horizon align with the Nifty It index fund category. Consult a SEBI registered advisor to assess personal suitability.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Bandhan_Nifty_IT_Index_Fund_a_good_investment\"><\/span><strong>Is Bandhan Nifty IT Index Fund a good investment?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Bandhan Nifty IT Index Fund can be appropriate for investors who understand the Nifty It index fund category mandate and are comfortable with the associated risk. 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