{"id":176481,"date":"2026-07-29T12:28:33","date_gmt":"2026-07-29T06:58:33","guid":{"rendered":"https:\/\/univest.in\/blogs-2\/?p=176481"},"modified":"2026-07-29T12:28:34","modified_gmt":"2026-07-29T06:58:34","slug":"bandhan-gilt-fund-10-year-constant-duration-regular-plan-fc6","status":"publish","type":"post","link":"https:\/\/univest.in\/blogs-2\/bandhan-gilt-fund-10-year-constant-duration-regular-plan-fc6\/","title":{"rendered":"Bandhan Gilt Fund 10 Year Constant Duration Regular Plan FC6 NAV July 2026"},"content":{"rendered":"<div class=\"meta-block\"><\/div>\n<p style=\"border-left: 4px solid #1F4E79; background: #EBF3FB; padding: 10px 16px; font-style: italic;\"><em>Bandhan Gilt Fund 10 year constant duration Regular Plan FC6 NAV Rs 10.42 as of . ISIN INF194K01FC6. Open ended gilt debt scheme. Bandhan Mutual Fund. Zero credit risk sovereign fund.<\/em><\/p>\n<p>The Bandhan Gilt Fund 10 year constant duration Regular Plan with ISIN INF194K01FC6 is a specific plan variant within Bandhan Mutual Fund&#8217;s gilt scheme family that maintains a constant portfolio duration of approximately 10 years. As of , the NAV of this plan is Rs 10.42, indicating it is a relatively newer plan tranche compared to older variants in the same scheme family such as INF194K01FA0 which has a NAV of Rs 48.35.<\/p>\n<p>The Bandhan Gilt Fund 10 year constant duration Regular Plan FC6 invests exclusively in government securities issued by the central and state governments of India, carrying zero credit risk while maintaining a high and consistent interest rate sensitivity due to the constant 10 year duration mandate.<\/p>\n<p>This article covers all key aspects of this specific plan variant including NAV details as of , return expectations, interest rate sensitivity, risk factors and investor suitability guidance to help investors make informed decisions.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/user\/log-in?utm_source=blogs&amp;utm_medium=bandhan-gilt-10yr-regular-fc6\"><strong>Click Here &#8211; Get Free Investment Predictions<\/strong><\/a><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_65 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title \" >Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-gilt-fund-10-year-constant-duration-regular-plan-fc6\/#Bandhan_Gilt_Fund_10_Year_Constant_Duration_Regular_Plan_FC6_Fund_Overview\" title=\"Bandhan Gilt Fund 10 Year Constant Duration Regular Plan FC6 Fund Overview\">Bandhan Gilt Fund 10 Year Constant Duration Regular Plan FC6 Fund Overview<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-gilt-fund-10-year-constant-duration-regular-plan-fc6\/#What_Makes_This_Plan_Variant_Different\" title=\"What Makes This Plan Variant Different\">What Makes This Plan Variant Different<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-gilt-fund-10-year-constant-duration-regular-plan-fc6\/#Interest_Rate_Sensitivity_and_Return_Expectations\" title=\"Interest Rate Sensitivity and Return Expectations\">Interest Rate Sensitivity and Return Expectations<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-gilt-fund-10-year-constant-duration-regular-plan-fc6\/#Investor_Suitability\" title=\"Investor Suitability\">Investor Suitability<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-gilt-fund-10-year-constant-duration-regular-plan-fc6\/#Key_Risks\" title=\"Key Risks\">Key Risks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-gilt-fund-10-year-constant-duration-regular-plan-fc6\/#Conclusion\" title=\"Conclusion\">Conclusion<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-gilt-fund-10-year-constant-duration-regular-plan-fc6\/#Frequently_Asked_Questions_on_Bandhan_Gilt_Fund_10_Year_Constant_Duration_Regular_Plan_FC6\" title=\"Frequently Asked Questions on Bandhan Gilt Fund 10 Year Constant Duration Regular Plan FC6\">Frequently Asked Questions on Bandhan Gilt Fund 10 Year Constant Duration Regular Plan FC6<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-gilt-fund-10-year-constant-duration-regular-plan-fc6\/#What_is_the_NAV_of_Bandhan_Gilt_Fund_10_year_constant_duration_Regular_Plan_INF194K01FC6\" title=\"What is the NAV of Bandhan Gilt Fund 10 year constant duration Regular Plan INF194K01FC6?\">What is the NAV of Bandhan Gilt Fund 10 year constant duration Regular Plan INF194K01FC6?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-gilt-fund-10-year-constant-duration-regular-plan-fc6\/#Why_is_the_NAV_of_INF194K01FC6_lower_than_INF194K01FA0\" title=\"Why is the NAV of INF194K01FC6 lower than INF194K01FA0?\">Why is the NAV of INF194K01FC6 lower than INF194K01FA0?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-gilt-fund-10-year-constant-duration-regular-plan-fc6\/#Is_Bandhan_Gilt_Fund_10_year_constant_duration_Regular_Plan_FC6_a_good_investment_in\" title=\"Is Bandhan Gilt Fund 10 year constant duration Regular Plan FC6 a good investment in ?\">Is Bandhan Gilt Fund 10 year constant duration Regular Plan FC6 a good investment in ?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-gilt-fund-10-year-constant-duration-regular-plan-fc6\/#What_is_the_difference_between_INF194K01FC6_and_INF194K01FA0\" title=\"What is the difference between INF194K01FC6 and INF194K01FA0?\">What is the difference between INF194K01FC6 and INF194K01FA0?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-gilt-fund-10-year-constant-duration-regular-plan-fc6\/#Can_I_invest_in_both_INF194K01FC6_and_INF194K01FA0_simultaneously\" title=\"Can I invest in both INF194K01FC6 and INF194K01FA0 simultaneously?\">Can I invest in both INF194K01FC6 and INF194K01FA0 simultaneously?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-gilt-fund-10-year-constant-duration-regular-plan-fc6\/#What_is_the_exit_load_in_Bandhan_Gilt_Fund_10_year_constant_duration_Regular_Plan_FC6\" title=\"What is the exit load in Bandhan Gilt Fund 10 year constant duration Regular Plan FC6?\">What is the exit load in Bandhan Gilt Fund 10 year constant duration Regular Plan FC6?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-gilt-fund-10-year-constant-duration-regular-plan-fc6\/#How_is_the_Bandhan_Gilt_Fund_10_year_constant_duration_taxed\" title=\"How is the Bandhan Gilt Fund 10 year constant duration taxed?\">How is the Bandhan Gilt Fund 10 year constant duration taxed?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/univest.in\/blogs-2\/bandhan-gilt-fund-10-year-constant-duration-regular-plan-fc6\/#Where_can_I_track_the_NAV_of_Bandhan_Gilt_Fund_10_year_constant_duration_Regular_Plan_FC6\" title=\"Where can I track the NAV of Bandhan Gilt Fund 10 year constant duration Regular Plan FC6?\">Where can I track the NAV of Bandhan Gilt Fund 10 year constant duration Regular Plan FC6?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Bandhan_Gilt_Fund_10_Year_Constant_Duration_Regular_Plan_FC6_Fund_Overview\"><\/span><strong>Bandhan Gilt Fund 10 Year Constant Duration Regular Plan FC6 Fund Overview<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<table style=\"width: 100%; border-collapse: collapse;\">\n<thead>\n<tr style=\"background: #0A0E1A; color: #ffffff;\">\n<th style=\"padding: 10px; border: 1px solid #DDDDDD; text-align: left;\">Parameter<\/th>\n<th style=\"padding: 10px; border: 1px solid #DDDDDD; text-align: left;\">Details<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr style=\"background: #FFFFFF;\">\n<td style=\"padding: 10px; border: 1px solid #DDDDDD;\">Fund Name<\/td>\n<td style=\"padding: 10px; border: 1px solid #DDDDDD;\">Bandhan Gilt Fund with 10 Year Constant Duration Regular Plan<\/td>\n<\/tr>\n<tr style=\"background: #FFFFFF;\">\n<td style=\"padding: 10px; border: 1px solid #DDDDDD;\">Fund House<\/td>\n<td style=\"padding: 10px; border: 1px solid #DDDDDD;\">Bandhan Mutual Fund<\/td>\n<\/tr>\n<tr style=\"background: #FFFFFF;\">\n<td style=\"padding: 10px; border: 1px solid #DDDDDD;\">Category<\/td>\n<td style=\"padding: 10px; border: 1px solid #DDDDDD;\">Open Ended Debt Scheme Gilt Fund 10 Year Constant Duration<\/td>\n<\/tr>\n<tr style=\"background: #FFFFFF;\">\n<td style=\"padding: 10px; border: 1px solid #DDDDDD;\">NAV<\/td>\n<td style=\"padding: 10px; border: 1px solid #DDDDDD;\">Rs 10.42<\/td>\n<\/tr>\n<tr style=\"background: #FFFFFF;\">\n<td style=\"padding: 10px; border: 1px solid #DDDDDD;\">ISIN<\/td>\n<td style=\"padding: 10px; border: 1px solid #DDDDDD;\">INF194K01FC6<\/td>\n<\/tr>\n<tr style=\"background: #FFFFFF;\">\n<td style=\"padding: 10px; border: 1px solid #DDDDDD;\">Plan Type<\/td>\n<td style=\"padding: 10px; border: 1px solid #DDDDDD;\">Regular Plan<\/td>\n<\/tr>\n<tr style=\"background: #FFFFFF;\">\n<td style=\"padding: 10px; border: 1px solid #DDDDDD;\">Risk Level<\/td>\n<td style=\"padding: 10px; border: 1px solid #DDDDDD;\">Moderate to High<\/td>\n<\/tr>\n<tr style=\"background: #FFFFFF;\">\n<td style=\"padding: 10px; border: 1px solid #DDDDDD;\">Benchmark<\/td>\n<td style=\"padding: 10px; border: 1px solid #DDDDDD;\">CRISIL Dynamic Gilt Index<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2><span class=\"ez-toc-section\" id=\"What_Makes_This_Plan_Variant_Different\"><\/span><strong>What Makes This Plan Variant Different<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Bandhan Gilt Fund 10 year constant duration Regular Plan FC6 shares the same investment mandate and underlying portfolio as all other variants in this scheme family. The difference between plan variants lies in their ISIN, NAV level and launch date rather than in the investment strategy or portfolio composition.<\/p>\n<p>The relatively lower NAV of Rs 10.42 compared to the INF194K01FA0 variant at Rs 48.35 does not mean this plan is more affordable or a better buy. In mutual fund investing, a lower NAV does not represent greater value. What matters for investors is the return generated from their specific date of investment to the date of redemption, not the absolute NAV level at the time of purchase.<\/p>\n<p>Both variants of the Bandhan Gilt Fund 10 year constant duration Regular Plan invest in the same pool of government securities managed by the same fund management team at Bandhan Mutual Fund. The portfolio Macaulay duration is maintained close to 10 years across all plan variants within this scheme family.<\/p>\n<p style=\"margin-top: 24px;\"><a href=\"https:\/\/univest.in\/screeners\"><strong>Use the Univest Screener to Analyse Gilt Fund NAVs and Returns<\/strong><\/a><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Interest_Rate_Sensitivity_and_Return_Expectations\"><\/span><strong>Interest Rate Sensitivity and Return Expectations<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Bandhan Gilt Fund 10 year constant duration Regular Plan FC6 carries the same interest rate sensitivity as all other 10 year constant duration gilt funds. With a Macaulay duration near 10 years, a 1 percentage point decline in the 10 year government securities yield translates into approximately 10 percent capital appreciation in the NAV. A similar rise in yields creates an equivalent NAV decline.<\/p>\n<p>The RBI&#8217;s policy stance through 2025 and into 2026 has been broadly accommodative, supporting long duration gilt funds. The 10 year government bond yield has trended lower from its 2024 peaks, benefiting NAVs across the constant duration gilt fund category. Going forward, the return outlook for this scheme will depend on the pace and magnitude of any further rate cuts, government borrowing trends and global bond market conditions.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Investor_Suitability\"><\/span><strong>Investor Suitability<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Bandhan Gilt Fund 10 year constant duration Regular Plan FC6 is suitable for investors who are accessing this scheme through a mutual fund distributor, have a minimum 3 year investment horizon, and are comfortable with the NAV volatility inherent in a long duration gilt fund. This scheme is not appropriate for conservative investors, capital preservation seekers or those with short term investment needs.<\/p>\n<p>Investors who already hold other variants of the same scheme family should ensure they are not inadvertently creating duplicate exposures. Switching between plan variants within the same scheme family may have tax implications and should be evaluated carefully with the help of a tax and investment advisor.<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Key_Risks\"><\/span><strong>Key Risks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>Interest rate risk is the primary risk in this scheme. The constant 10 year duration means the fund cannot reduce duration to protect NAV during rate hike cycles. Credit risk is zero given exclusive investment in sovereign government securities. The Regular Plan&#8217;s higher expense ratio compared to the Direct Plan is a secondary cost risk that reduces compounded net returns over long holding periods.<\/p>\n<p style=\"margin-top: 24px;\"><em>Download the <a href=\"http:\/\/apps.apple.com\/in\/app\/univest-stocks-investment\/id6443753518\" rel=\"nofollow noopener\" target=\"_blank\">Univest iOS App<\/a> or <a href=\"http:\/\/play.google.com\/store\/apps\/details?id=com.univest.capp&amp;hl=en_IN\" rel=\"nofollow noopener\" target=\"_blank\">Univest Android App<\/a> to track gilt fund NAVs and get research backed investment guidance.<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Conclusion\"><\/span><strong>Conclusion<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>The Bandhan Gilt Fund 10 year constant duration Regular Plan with ISIN INF194K01FC6 and NAV of Rs 10.42 as of is a long duration gilt scheme for informed debt investors. The sovereign backed portfolio ensures zero credit risk while the constant duration mandate creates meaningful interest rate sensitivity. Verify all data from official sources and consult a SEBI registered financial advisor before investing.<\/p>\n<div style=\"background: #CC0000; border-radius: 8px; padding: 16px 20px; margin: 24px 0;\">\n<p style=\"color: #ffffff; font-size: 13px; line-height: 1.7; margin: 0;\"><strong style=\"color: #ffffff;\">Disclaimer:<\/strong> Data and figures in this article are sourced from publicly available information. These may or may not be accurate. Please verify all data with the official NSE (nseindia.com) and BSE (bseindia.com) websites before making any investment decision. Investments in securities are subject to market risk. This content is for educational purposes only and is not investment advice by Univest (SEBI RA INH000013776).<\/p>\n<\/div>\n<h2><span class=\"ez-toc-section\" id=\"Frequently_Asked_Questions_on_Bandhan_Gilt_Fund_10_Year_Constant_Duration_Regular_Plan_FC6\"><\/span><strong>Frequently Asked Questions on Bandhan Gilt Fund 10 Year Constant Duration Regular Plan FC6<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_NAV_of_Bandhan_Gilt_Fund_10_year_constant_duration_Regular_Plan_INF194K01FC6\"><\/span><strong>What is the NAV of Bandhan Gilt Fund 10 year constant duration Regular Plan INF194K01FC6?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The NAV of Bandhan Gilt Fund 10 year constant duration Regular Plan with ISIN INF194K01FC6 is Rs 10.42 as of . NAV changes every business day based on government securities yield movements.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Why_is_the_NAV_of_INF194K01FC6_lower_than_INF194K01FA0\"><\/span><strong>Why is the NAV of INF194K01FC6 lower than INF194K01FA0?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> The lower NAV of the FC6 variant compared to FA0 indicates FC6 is a newer plan tranche launched more recently. Both variants invest in the same underlying portfolio. Lower absolute NAV does not represent better value. Returns depend on the performance since your specific investment date.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Is_Bandhan_Gilt_Fund_10_year_constant_duration_Regular_Plan_FC6_a_good_investment_in\"><\/span><strong>Is Bandhan Gilt Fund 10 year constant duration Regular Plan FC6 a good investment in ?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Whether this scheme is a good investment depends on the prevailing interest rate outlook and your personal risk profile. If you expect yields to remain stable or fall, this fund may perform well. This content does not constitute investment advice. Consult a SEBI registered financial advisor before investing.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_difference_between_INF194K01FC6_and_INF194K01FA0\"><\/span><strong>What is the difference between INF194K01FC6 and INF194K01FA0?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Both ISINs refer to different plan variants of the same scheme which is Bandhan Gilt Fund 10 year constant duration Regular Plan. They share the same underlying portfolio and investment mandate but have different ISINs, NAVs and inception dates. INF194K01FA0 is an older tranche with a higher NAV while INF194K01FC6 is a newer tranche with a lower NAV.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Can_I_invest_in_both_INF194K01FC6_and_INF194K01FA0_simultaneously\"><\/span><strong>Can I invest in both INF194K01FC6 and INF194K01FA0 simultaneously?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Technically yes but this would create duplicate exposure to the same underlying portfolio with no additional diversification benefit. Investors are better served by choosing one plan variant that suits their investment platform and holding it consistently over the long term.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"What_is_the_exit_load_in_Bandhan_Gilt_Fund_10_year_constant_duration_Regular_Plan_FC6\"><\/span><strong>What is the exit load in Bandhan Gilt Fund 10 year constant duration Regular Plan FC6?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Most gilt fund schemes including this one typically have nil exit load. However investors should verify the current exit load from the scheme information document or Bandhan Mutual Fund website before investing as terms can change.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"How_is_the_Bandhan_Gilt_Fund_10_year_constant_duration_taxed\"><\/span><strong>How is the Bandhan Gilt Fund 10 year constant duration taxed?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> Gains from this scheme are taxed as debt fund capital gains under the current Indian tax framework. Tax rates and treatment depend on your holding period and individual tax situation. Consult a tax advisor for personalised guidance on the tax implications of investing in this scheme.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Where_can_I_track_the_NAV_of_Bandhan_Gilt_Fund_10_year_constant_duration_Regular_Plan_FC6\"><\/span><strong>Where can I track the NAV of Bandhan Gilt Fund 10 year constant duration Regular Plan FC6?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><strong>Ans.<\/strong> You can track the daily NAV of this scheme on the AMFI website, Bandhan Mutual Fund website or investment platforms. Download the Univest iOS App or Univest Android App for daily NAV updates and research backed gilt fund recommendations.<\/p>\n<div class=\"faq-schema\"><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"What is the NAV of Bandhan Gilt Fund 10 year constant duration Regular Plan INF194K01FC6?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The NAV of Bandhan Gilt Fund 10 year constant duration Regular Plan with ISIN INF194K01FC6 is Rs 10.42 as of . NAV changes every business day based on government securities yield movements.\"}},{\"@type\":\"Question\",\"name\":\"Why is the NAV of INF194K01FC6 lower than INF194K01FA0?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"The lower NAV of the FC6 variant compared to FA0 indicates FC6 is a newer plan tranche launched more recently. Both variants invest in the same underlying portfolio. Lower absolute NAV does not represent better value. Returns depend on the performance since your specific investment date.\"}},{\"@type\":\"Question\",\"name\":\"Is Bandhan Gilt Fund 10 year constant duration Regular Plan FC6 a good investment in ?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Whether this scheme is a good investment depends on the prevailing interest rate outlook and your personal risk profile. If you expect yields to remain stable or fall, this fund may perform well. This content does not constitute investment advice. Consult a SEBI registered financial advisor before investing.\"}},{\"@type\":\"Question\",\"name\":\"What is the difference between INF194K01FC6 and INF194K01FA0?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Both ISINs refer to different plan variants of the same scheme which is Bandhan Gilt Fund 10 year constant duration Regular Plan. They share the same underlying portfolio and investment mandate but have different ISINs, NAVs and inception dates.\"}},{\"@type\":\"Question\",\"name\":\"Can I invest in both INF194K01FC6 and INF194K01FA0 simultaneously?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Technically yes but this would create duplicate exposure to the same underlying portfolio with no additional diversification benefit. Investors are better served by choosing one plan variant that suits their investment platform and holding it consistently over the long term.\"}},{\"@type\":\"Question\",\"name\":\"What is the exit load in Bandhan Gilt Fund 10 year constant duration Regular Plan FC6?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Most gilt fund schemes including this one typically have nil exit load. Investors should verify the current exit load from the scheme information document or Bandhan Mutual Fund website before investing as terms can change.\"}},{\"@type\":\"Question\",\"name\":\"How is the Bandhan Gilt Fund 10 year constant duration taxed?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Gains from this scheme are taxed as debt fund capital gains under the current Indian tax framework. Tax rates and treatment depend on your holding period and individual tax situation. Consult a tax advisor for personalised guidance.\"}},{\"@type\":\"Question\",\"name\":\"Where can I track the NAV of Bandhan Gilt Fund 10 year constant duration Regular Plan FC6?\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"You can track the daily NAV of this scheme on the AMFI website, Bandhan Mutual Fund website or investment platforms. Download the Univest iOS App or Univest Android App for daily NAV updates and research backed gilt fund recommendations.\"}}]}<\/script><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Bandhan Gilt Fund 10 year constant duration Regular Plan ISIN INF194K01FC6 NAV Rs 10.42 as of 20 July 2026. 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